XML 65 R55.htm IDEA: XBRL DOCUMENT v3.25.3
Loans and Allowance for Credit Losses - Loans Modified by Modification Type (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Financing Receivable, Modified [Line Items]        
Modifications $ 1,244 $ 1,540 $ 3,349 $ 3,661
Percent of Class Total 0.30% 0.40% 0.90% 1.00%
Interest Rate Reduction        
Financing Receivable, Modified [Line Items]        
Modifications $ 190 $ 161 $ 436 $ 449
Payment Delay        
Financing Receivable, Modified [Line Items]        
Modifications 391 414 1,221 1,151
Term Extension        
Financing Receivable, Modified [Line Items]        
Modifications 482 828 1,197 1,734
Multiple Modifications        
Financing Receivable, Modified [Line Items]        
Modifications 181 137 495 327
Payment Delay and Term Extension        
Financing Receivable, Modified [Line Items]        
Modifications 83 85 230 251
Interest Rate Reduction and Term Extension        
Financing Receivable, Modified [Line Items]        
Modifications 77 44 208 56
Interest Rate Reduction, Payment Delay and Term Extension        
Financing Receivable, Modified [Line Items]        
Modifications 21 8 57 20
Total loans, excluding loans purchased from GNMA mortgage pools        
Financing Receivable, Modified [Line Items]        
Modifications $ 578 $ 952 $ 1,672 $ 2,021
Percent of Class Total 0.20% 0.30% 0.40% 0.50%
Total loans, excluding loans purchased from GNMA mortgage pools | Interest Rate Reduction        
Financing Receivable, Modified [Line Items]        
Modifications $ 190 $ 161 $ 436 $ 448
Total loans, excluding loans purchased from GNMA mortgage pools | Payment Delay        
Financing Receivable, Modified [Line Items]        
Modifications 35 23 306 50
Total loans, excluding loans purchased from GNMA mortgage pools | Term Extension        
Financing Receivable, Modified [Line Items]        
Modifications 319 732 829 1,477
Total loans, excluding loans purchased from GNMA mortgage pools | Multiple Modifications        
Financing Receivable, Modified [Line Items]        
Modifications 34 36 101 46
Loans purchased from GNMA mortgage pools        
Financing Receivable, Modified [Line Items]        
Modifications $ 666 $ 588 $ 1,677 $ 1,640
Percent of Class Total 0.60% 0.50% 1.50% 1.40%
Loans purchased from GNMA mortgage pools | Interest Rate Reduction        
Financing Receivable, Modified [Line Items]        
Modifications $ 0 $ 0 $ 0 $ 1
Loans purchased from GNMA mortgage pools | Payment Delay        
Financing Receivable, Modified [Line Items]        
Modifications 356 391 915 1,101
Loans purchased from GNMA mortgage pools | Term Extension        
Financing Receivable, Modified [Line Items]        
Modifications 163 96 368 257
Loans purchased from GNMA mortgage pools | Multiple Modifications        
Financing Receivable, Modified [Line Items]        
Modifications 147 101 394 281
Commercial | Commercial        
Financing Receivable, Modified [Line Items]        
Modifications $ 174 $ 318 $ 455 $ 666
Percent of Class Total 0.10% 0.20% 0.30% 0.50%
Commercial | Commercial | Interest Rate Reduction        
Financing Receivable, Modified [Line Items]        
Modifications $ 41 $ 26 $ 79 $ 63
Commercial | Commercial | Payment Delay        
Financing Receivable, Modified [Line Items]        
Modifications 0 0 1 0
Commercial | Commercial | Term Extension        
Financing Receivable, Modified [Line Items]        
Modifications 110 292 309 603
Commercial | Commercial | Multiple Modifications        
Financing Receivable, Modified [Line Items]        
Modifications 23 0 66 0
Commercial | Commercial real estate        
Financing Receivable, Modified [Line Items]        
Modifications $ 179 $ 428 $ 444 $ 837
Percent of Class Total 0.40% 0.80% 0.90% 1.70%
Commercial | Commercial real estate | Interest Rate Reduction        
Financing Receivable, Modified [Line Items]        
Modifications $ 0 $ 0 $ 0 $ 49
Commercial | Commercial real estate | Payment Delay        
Financing Receivable, Modified [Line Items]        
Modifications 0 0 0 0
Commercial | Commercial real estate | Term Extension        
Financing Receivable, Modified [Line Items]        
Modifications 175 401 438 761
Commercial | Commercial real estate | Multiple Modifications        
Financing Receivable, Modified [Line Items]        
Modifications 4 27 6 27
Consumer | Residential mortgages        
Financing Receivable, Modified [Line Items]        
Modifications $ 46 $ 31 $ 330 $ 77
Percent of Class Total 0.00% 0.00% 0.30% 0.10%
Consumer | Residential mortgages | Interest Rate Reduction        
Financing Receivable, Modified [Line Items]        
Modifications $ 0 $ 0 $ 0 $ 0
Consumer | Residential mortgages | Payment Delay        
Financing Receivable, Modified [Line Items]        
Modifications 32 21 295 46
Consumer | Residential mortgages | Term Extension        
Financing Receivable, Modified [Line Items]        
Modifications 8 3 12 15
Consumer | Residential mortgages | Multiple Modifications        
Financing Receivable, Modified [Line Items]        
Modifications 6 7 23 16
Consumer | Credit card        
Financing Receivable, Modified [Line Items]        
Modifications $ 147 $ 135 $ 355 $ 332
Percent of Class Total 0.50% 0.50% 1.20% 1.10%
Consumer | Credit card | Interest Rate Reduction        
Financing Receivable, Modified [Line Items]        
Modifications $ 147 $ 133 $ 352 $ 330
Consumer | Credit card | Payment Delay        
Financing Receivable, Modified [Line Items]        
Modifications 0 2 3 2
Consumer | Credit card | Term Extension        
Financing Receivable, Modified [Line Items]        
Modifications 0 0 0 0
Consumer | Credit card | Multiple Modifications        
Financing Receivable, Modified [Line Items]        
Modifications 0 0 0 0
Consumer | Other retail        
Financing Receivable, Modified [Line Items]        
Modifications $ 32 $ 40 $ 88 $ 109
Percent of Class Total 0.10% 0.10% 0.20% 0.30%
Consumer | Other retail | Interest Rate Reduction        
Financing Receivable, Modified [Line Items]        
Modifications $ 2 $ 2 $ 5 $ 6
Consumer | Other retail | Payment Delay        
Financing Receivable, Modified [Line Items]        
Modifications 3 0 7 2
Consumer | Other retail | Term Extension        
Financing Receivable, Modified [Line Items]        
Modifications 26 36 70 98
Consumer | Other retail | Multiple Modifications        
Financing Receivable, Modified [Line Items]        
Modifications $ 1 $ 2 $ 6 $ 3