0001193125-20-118546.txt : 20200424 0001193125-20-118546.hdr.sgml : 20200424 20200424112951 ACCESSION NUMBER: 0001193125-20-118546 CONFORMED SUBMISSION TYPE: 10-Q PUBLIC DOCUMENT COUNT: 79 CONFORMED PERIOD OF REPORT: 20200331 FILED AS OF DATE: 20200424 DATE AS OF CHANGE: 20200424 FILER: COMPANY DATA: COMPANY CONFORMED NAME: FIRST FINANCIAL BANKSHARES INC CENTRAL INDEX KEY: 0000036029 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] IRS NUMBER: 750944023 STATE OF INCORPORATION: TX FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 10-Q SEC ACT: 1934 Act SEC FILE NUMBER: 000-07674 FILM NUMBER: 20813356 BUSINESS ADDRESS: STREET 1: 400 PINE STREET STREET 2: P.O. BOX 701 CITY: ABILENE STATE: TX ZIP: 79601 BUSINESS PHONE: 325.627.7167 MAIL ADDRESS: STREET 1: P.O. BOX 701 CITY: ABILENE STATE: TX ZIP: 79604 10-Q 1 d794396d10q.htm 10-Q 10-Q
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ffin:Investment ffin:SecurityLoan
 
 
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
 
FORM
10-Q
 
☒
QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
For the quarterly period ended March 31, 2020
☐
TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
For the transition period from
                    
to
                    
Commission file number
0-7674
 
FIRST FINANCIAL BANKSHARES, INC.
(Exact name of registrant as specified in its charter)
 
Texas
 
75-0944023
(State or other jurisdiction of incorporation
 
(I.R.S. Employer
or organization)
 
Identification No.)
400 Pine Street, Abilene, Texas 79601
(Address of principal executive offices) (Zip Code)
(325)
627-7155
(Registrant’s telephone number, including area code)
Securities registered pursuant to Section 12(b) of the Act:
Title of each class
 
Trading
Symbol(s)
 
Name of each exchange
on which registered
Common Stock, $0.01 par value
 
FFIN
 
The Nasdaq Stock Market LLC
 
Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.     Yes  
☒
     No  
☐
Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation
S-T
(§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).     Yes  
☒
    No  
☐
Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a
non-accelerated
filer, a smaller reporting company or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company” and “emerging growth company” in Rule
12b-2
of the Exchange Act.
Large accelerated filer
 
☒
  
 
 
 
 
Accelerated filer
 
☐
                             
Non-accelerated filer
 
☐
  
 
 
 
 
Smaller reporting company
 
☐
                             
  
 
 
 
 
 
Emerging growth company
 
☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.    
☐
Indicate by check mark whether the registrant is a shell company (as defined in Rule
12b-2
of the Act).     Yes  
☐
    No  
☒
Indicate the number of shares outstanding of each of the issuer’s classes of common stock, as of the latest practicable date:
Class
 
Outstanding at April 24, 2020
Common Stock, $0.01 par value per share
 
142,051,466
 
 
TABLE OF CONTENTS
PART I
FINANCIAL INFORMATION
             
Item
 
 
Page
 
             
    1.
     
2
  
     
3
  
     
4
  
     
5
  
     
6
  
     
7
  
     
8
  
             
    2.
     
33
  
             
    3.
     
52
  
             
    4.
      
52
  
             
 
PART II
 
OTHER INFORMATION
   
 
             
    1.
     
54
  
             
    1A.
     
54
  
             
    2.
     
56
  
             
    3.
     
56
  
             
    4.
     
56
  
             
    5.
     
56
  
             
    6.
     
57
  
             
     
59
  
 
1
PART I
FINANCIAL INFORMATION
Item 1.
Financial Statements.
 
The consolidated balance sheets of First Financial Bankshares, Inc. (the “Company” or “we”) at March 31, 2020 and 2019 and December 31, 2019, and the consolidated statements of earnings, comprehensive earnings, shareholders’ equity and cash flows for the three months ended March 31, 2020 and 2019, follow on pages 3 through 7.
2
FIRST FINANCIAL BANKSHARES, INC. AND SUBSIDIARIES
CONSOLIDATED BALANCE SHEETS
(Dollars in thousands, except per share amounts)
 
March 31,
   
December 31,
 
  
2020
   
2019
   
2019
 
  
(Unaudited)
   
 
ASSETS
 
 
 
  
 
 
  
 
 
                         
CASH AND DUE FROM BANKS
  $
191,486
    $
176,278
    $
231,534
 
FEDERAL FUNDS SOLD
   
—  
      
12,825
      
3,150
 
INTEREST-BEARING DEPOSITS IN BANKS
   
76,378
     
197,758
     
47,920
 
                         
Total cash and cash equivalents
   
267,864
     
386,861
     
282,604
 
                         
INTEREST-BEARING TIME DEPOSITS IN BANKS
   
—  
      
1,458
     
—  
  
                         
SECURITIES
AVAILABLE-FOR-SALE,
at fair value
    
4,107,069
     
3,212,812
     
3,413,317
 
                         
LOANS:
   
     
     
 
Held for investment
   
4,639,389
     
3,989,160
     
4,194,969
 
Less - allowance for loan losses
   
(60,440
 )    
(51,585
 )    
(52,499
 )
                         
Net loans held for investment
   
4,578,949
     
3,937,575
     
4,142,470
 
Held for sale ($39,659 at fair value at March 31, 2020; $12,007 at March 31, 2019; and $23,076 at December 31, 2019)
   
42,034
     
14,446
     
28,228
 
                         
Net loans
   
4,620,983
     
3,952,021
     
4,170,698
 
                         
BANK PREMISES AND EQUIPMENT, net
   
139,554
     
135,321
     
131,022
 
INTANGIBLE ASSETS
   
319,234
     
174,415
     
173,667
 
OTHER ASSETS
   
246,387
     
83,007
     
90,919
 
                         
                         
Total assets
  $
9,701,091
    $
7,945,895
    $
8,262,227
 
                         
                         
LIABILITIES AND SHAREHOLDERS’ EQUITY
  
 
 
  
 
 
  
 
 
                         
NONINTEREST-BEARING DEPOSITS
  $
2,288,597
    $
2,165,745
    $
2,065,128
 
INTEREST-BEARING DEPOSITS
   
4,921,869
     
4,184,996
     
4,538,678
 
                         
Total deposits
   
7,210,466
     
6,350,741
     
6,603,806
 
                         
DIVIDENDS PAYABLE
   
17,060
     
14,244
     
16,306
 
BORROWINGS
   
857,871
     
382,711
     
381,356
 
OTHER LIABILITIES
   
89,332
     
90,677
     
33,562
 
                         
                         
Total liabilities
   
8,174,729
     
6,838,373
     
7,035,030
 
                         
                         
COMMITMENTS AND CONTINGENCIES
   
     
     
 
                         
SHAREHOLDERS’ EQUITY:
   
     
     
 
Common stock - ($0.01 par value, authorized 200,000,000 shares; 142,314,930, 135,680,420 and 135,891,755 shares issued at March 31, 2020 and 2019 and December 31, 2019, respectively)
   
1,423
     
1,356
     
1,359
 
Capital surplus
   
673,535
     
445,672
     
450,676
 
Retained earnings
   
727,828
     
629,988
     
707,656
 
Treasury stock (shares at cost: 928,417, 928,678 and 927,408 at March 31, 2020 and 2019, and December 31, 2019, respectively)
   
(8,437
 )    
(7,660
 )    
(8,222
 )
Deferred compensation
   
8,437
     
7,660
     
8,222
 
Accumulated other comprehensive earnings (loss)
   
123,576
     
30,506
     
67,506
 
                         
                         
Total shareholders’ equity
   
1,526,362
     
1,107,522
     
1,227,197
 
                         
Total liabilities and shareholders’ equity
  $
9,701,091
    $
7,945,895
    $
8,262,227
 
                         
See notes to consolidated financial statements.
3
FIRST FINANCIAL BANKSHARES, INC. AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF EARNINGS - (UNAUDITED)
(Dollars in thousands, except per share amounts)
 
Three Months Ended
March 31,
 
  
2020
   
2019
 
INTEREST INCOME:
 
 
 
  
 
 
Interest and fees on loans
  $
62,995
    $
53,232
 
Interest on investment securities:
   
     
 
Taxable
   
14,655
     
13,289
 
Exempt from federal income tax
   
9,694
      
9,763
 
Interest on federal funds sold and interest-bearing deposits in banks
   
756
      
617
 
                 
Total interest income
   
88,100
     
76,901
 
                 
INTEREST EXPENSE:
 
 
 
  
 
 
Interest on deposits
   
6,681
     
6,661
 
Other
   
517
     
726
 
                 
Total interest expense
   
7,198
     
7,387
 
                 
                 
Net interest income
   
80,902
     
69,514
 
                 
PROVISION FOR LOAN LOSSES
   
9,850
      
965
 
                 
                 
Net interest income after provision for loan losses
   
71,052
      
68,549
 
                 
                 
NONINTEREST INCOME:
   
     
 
Trust fees
   
7,437
     
6,979
 
Service charges on deposit accounts
   
5,915
      
5,176
 
ATM, interchange and credit card fees
   
7,400
      
6,840
 
Real estate mortgage operations
   
3,852
     
3,474
 
Net gain on sale of
available-for-sale
securities (includes $2,062 and $- for the three months ended March 31, 2020 and 2019, respectively, related to accumulated other comprehensive earnings reclassifications)
    
2,062
     
—
 
Net gain on sale of foreclosed assets
   
1
      
69
 
Net gain on sale of assets
   
116
     
—
 
Interest on loan recoveries
   
265
     
338
 
Other
   
1,684
     
1,561
 
                 
Total noninterest income
   
28,732
     
24,437
 
                 
NONINTEREST EXPENSE:
   
     
 
Salaries and employee benefits
   
29,642
     
27,424
 
Net occupancy expense
   
3,027
     
2,763
 
Equipment expense
   
2,075
     
2,453
 
FDIC insurance premiums
   
45
     
538
 
ATM, interchange and credit card expenses
   
2,985
     
2,383
 
Professional and service fees
   
2,594
     
1,832
 
Printing, stationery and supplies
   
566
     
366
 
Operational and other losses
   
576
     
266
 
Software amortization and expense
   
2,024
     
1,597
 
Amortization of intangible assets
   
509
     
269
 
Other
   
11,275
     
7,476
 
                 
Total noninterest expense
   
55,318
     
47,367
 
                 
                 
EARNINGS BEFORE INCOME TAXES
   
44,466
     
45,619
 
INCOME TAX EXPENSE
(includes $433 and $- for the three months ended March 31, 2020 and 2019, respectively, related to income tax expense reclassification)
    
7,234
     
7,367
 
                 
NET EARNINGS
  $
37,232
    $
38,252
 
                 
                 
EARNINGS PER SHARE, BASIC
  $
0.26
    $
0.28
 
                 
                 
EARNINGS PER SHARE, ASSUMING DILUTION
  $
0.26
    $
0.28
 
                 
                 
DIVIDENDS PER SHARE
  $
0.12
     $
0.11
  
                 
See notes to consolidated financial statements.
4
FIRST FINANCIAL BANKSHARES, INC. AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF COMPREHENSIVE EARNINGS - (UNAUDITED)
(Dollars in thousands)
 
Three Months Ended
March 31,
 
  
2020
   
2019
 
                 
NET EARNINGS
  $
37,232
    $
38,252
 
                 
OTHER ITEMS OF COMPREHENSIVE EARNINGS (LOSS):
 
 
 
  
 
 
Change in unrealized gain on investment securities
available-for-sale,
before income taxes
    
73,037
     
35,014
 
                 
Reclassification adjustment for realized gains on investment securities included in net earnings, before income taxes
   
(2,062
 )    
—  
  
                 
                 
Total other items of comprehensive earnings (loss)
   
70,975
     
35,014
 
                 
Income tax benefit (expense) related to other items of comprehensive earnings
   
(14,905
 )    
(7,353
 )
                 
                 
COMPREHENSIVE EARNINGS
  $
93,302
    $
65,913
 
                 
See notes to consolidated financial statements.
5
FIRST FINANCIAL BANKSHARES, INC. AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF SHAREHOLDERS’ EQUITY
(Dollars in thousands, except per share amounts)
 
Common Stock
   
Capital
Surplus
   
Retained
Earnings
   
Treasury Stock
   
Deferred
Compensation
   
Accumulated
Other
Comprehensive
Earnings
   
Total
Shareholders’
Equity
 
  
Shares
   
Amount
 
Shares
   
Amounts
 
 
Balances at December 31, 2018
   
67,753,133
    $
678
    $
443,114
    $
606,658
     
(467,811
 )   $
(7,507
 )   $
7,507
    $
2,845
    $
1,053,295
 
Net earnings (unaudited)
   
—  
      
—  
      
—  
      
38,252
     
—  
      
—  
      
—  
      
—  
      
38,252
 
Stock option exercises (unaudited)
   
87,077
     
—  
      
2,246
     
—  
      
—  
      
—  
      
—  
      
—  
      
2,246
 
Cash dividends declared, $0.11 per share (unaudited)
   
—  
      
—  
      
—  
      
(14,244
 )    
—  
      
—  
      
—  
      
—  
      
(14,244
 )
Change in unrealized gain in investment securities
available-for-sale,
net of related income taxes (unaudited)
    
—  
      
—  
      
—  
      
—  
      
—  
      
—  
      
—  
      
27,661
     
27,661
 
Shares purchased (redeemed) in connection with directors’ deferred compensation plan, net (unaudited)
   
—  
      
—  
      
—  
      
—  
      
3,472
     
(153
 )    
153
     
—  
      
—
 
 
 
Stock option expense (unaudited)
   
—  
      
—  
      
312
     
—  
      
—  
      
—  
      
—  
      
—  
      
312
 
Two-for-one
stock spllit in the form of a 100% stock dividend (unaudited)
    
67,840,210
      
678
      
—  
      
(678
 )    
(464,339
 )    
—  
      
—  
      
—  
      
—  
  
                                                                         
Balances at March 31, 2019 (unaudited)
   
135,680,420
    $
1,356
    $
445,672
    $
629,988
     
(928,678
 )   $
(7,660
 )   $
7,660
    $
30,506
    $
1,107,522
 
                                                                         
Balances at December 31, 2019
   
135,891,755
    $
1,359
    $
450,676
    $
707,656
     
(927,408
 )   $
(8,222
 )   $
8,222
    $
67,506
    $
1,227,197
 
Stock issued in acquisition of TB&T Bancshares, Inc. (unaudited)
   
6,275,574
     
63
     
220,210
     
—  
      
—  
      
—  
      
—  
      
—  
      
220,273
 
Net earnings (unaudited)
   
—  
      
—  
      
—  
      
37,232
     
—  
      
—  
      
—  
      
—  
      
37,232
 
Stock option exercises (unaudited)
   
144,188
     
1
     
2,191
     
—  
      
—  
      
—  
      
—  
      
—  
      
2,192
 
Restricted stock grant (unaudited)
   
3,413
     
—  
      
118
     
—  
      
—  
      
—  
      
—  
      
—  
      
118
 
Cash dividends declared, $0.12 per share (unaudited)
   
—  
      
—  
      
—  
      
(17,060
 )    
—  
      
—  
      
—  
      
—  
      
(17,060
 )
Change in unrealized gain in investment securities
available-for-sale,
net of related income taxes (unaudited)
    
—  
      
—  
      
—  
      
—  
      
—  
      
—  
      
—  
      
56,070
     
56,070
 
Shares purchased (redeemed) in connection with directors’ deferred compensation plan, net (unaudited)
   
—  
      
—  
      
—  
      
—  
      
(1,009
 )    
(215
 )    
215
     
—  
      
—
 
Stock option expense (unaudited)
   
—  
      
—  
      
340
     
—  
      
—  
      
—  
      
—  
      
—  
      
340
 
                                                                         
Balances at March 31, 2020 (unaudited)
   
142,314,930
    $
1,423
    $
673,535
    $
727,828
     
(928,417
 )   $
(8,437
 )   $
8,437
    $
123,576
    $
1,526,362
 
                                                                         
See notes to consolidated financial statements.
6
FIRST FINANCIAL BANKSHARES, INC. AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF CASH FLOWS - (UNAUDITED)
(Dollars in thousands)
                 
 
Three Months Ended March 31,
 
 
2020
   
2019
 
CASH FLOWS FROM OPERATING ACTIVITIES:
 
 
 
  
 
 
Net earnings
  $
37,232
    $
38,252
 
Adjustments to reconcile net earnings to net cash provided by operating activities:
   
     
 
Depreciation and amortization
   
3,087
     
2,982
 
Provision for credit loss expense
   
9,850
      
965
  
Securities premium amortization, net
   
7,239
     
6,132
 
Gain (loss) on sale of assets, net
   
(2,250
 )    
83
 
Deferred federal income tax benefit
   
48
     
—  
  
Change in loans
held-for-sale
   
(13,445
 )    
6,953
 
Change in other assets
   
(15,046
 )    
7,927
 
Change in other liabilities
   
4,871
     
8,972
 
                 
Total adjustments
   
(5,646
 )    
34,014
 
                 
Net cash provided by operating activities
   
31,586
     
72,266
 
                 
                 
CASH FLOWS FROM INVESTING ACTIVITIES:
 
 
 
  
 
 
Cash received in acquisition of TB&T Bancshares, Inc.
   
61,028
      
—  
  
Activity in
available-for-sale
securities:
    
     
 
Sales
   
95,437
     
231
 
Maturities
   
1,614,414
     
106,188
 
Purchases
   
(2,333,332
 )    
(72,142
 )
Net decrease (increase) in loans
   
1,012
     
(36,070
 )
Purchases of bank premises and equipment and other assets
   
(5,734
 )    
(4,700
 )
Proceeds from sale of bank premises and equipment and other assets
   
171
     
65
 
                 
Net cash used in investing activities
   
(567,004
 )    
(6,428
 )
                 
                 
CASH FLOWS FROM FINANCING ACTIVITIES:
 
 
 
  
 
 
Net increase (decrease) in noninterest-bearing deposits
   
(14,356
 )    
49,638
 
Net increase in interest-bearing deposits
   
72,633
     
120,714
 
Net increase (decrease) in borrowings
   
476,515
     
(85,995
 )
Common stock transactions:
   
     
 
Proceeds from stock issuances
   
2,192
     
2,246
 
Dividends paid
   
(16,306
 )    
(14,227
 )
                 
Net cash provided by (used in) financing activities
   
520,678
     
72,376
 
                 
                 
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS
   
(14,740
 )    
138,214
 
                 
CASH AND CASH EQUIVALENTS, beginning of period
   
282,604
     
248,647
 
                 
                 
CASH AND CASH EQUIVALENTS, end of period
  $
267,864
    $
386,861
 
                 
                 
SUPPLEMENTAL INFORMATION AND NONCASH TRANSACTIONS:
 
 
 
  
 
 
Investment securities purchased but not yet settled
  $
33,066
     $
59,397
  
Investment securities sold but not yet settled
   
126,119
      
—  
  
Interest paid
   
7,042
      
7,220
  
Transfer of loans and bank premises to other real estate
   
—  
      
237
  
 
 
See notes to consolidated financial statements.
7
FIRST FINANCIAL BANKSHARES, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED)
1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES:
Nature of Operations
First Financial Bankshares, Inc. (a Texas corporation) (“Company”, “we” or “us”) is a financial holding company which owns all of the capital stock of one bank with 78 locations located in Texas as of March 31, 2020. The Company’s subsidiary bank is First Financial Bank, National Association, Abilene, Texas. The Company’s primary source of revenue is providing loans and banking services to consumers and commercial customers in the market area in which First Financial Bank, National Association, is located. In addition, the Company also owns First Financial Trust & Asset Management Company, National Association, First Financial Insurance Agency, Inc., and First Technology Services, Inc.
A summary of significant accounting policies of the Company and its subsidiaries applied in the preparation of the accompanying consolidated financial statements follows. The accounting principles followed by the Company and the methods of applying them are in conformity with both U.S. GAAP and prevailing practices of the banking industry.
The Company evaluated subsequent events for potential recognition through the date the consolidated financial statements were issued.
Use of Estimates in Preparation of Financial Statements
The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. The Company’s significant estimates include its allowance for loan losses and its valuation of financial instruments.
Consolidation
The accompanying consolidated financial statements include the accounts of the Company and its subsidiaries, all of which are wholly-owned. All significant intercompany accounts and transactions have been eliminated.
Stock Split and Increase in Authorized Shares
On April 23, 2019, the Company’s Board of Directors declared a two-for-one stock split of the Company’s outstanding common shares effective on June 3, 2019. In addition, the shareholders of the Company approved an amendment to the Amended and Restated Certificate of Formation to increase the number of authorized shares to 200,000,000. All per share amounts in this report have been restated to reflect this stock split. An amount equal to the par value of the additional common shares to be issued pursuant to the stock split was reflected as a transfer from retained earnings to common stock in the consolidated financial statements as of and for the three-months ended March 31, 2019.
Stock Repurchase
On March 12, 2020, the Company’s Board of Directors authorized the repurchase of up to 4,000,000 common shares through September 30, 2021. Previously, the Board of Directors had authorized the repurchase of up to 2,000,000 common shares through September 30, 2020. The stock repurchase plan
8
authorizes management to repurchase the stock at such time as repurchases are considered beneficial to the Company and stockholders. Any repurchase of stock will be made through the open market, block trades or in privately negotiated transactions in accordance with applicable laws and regulations. Under the repurchase plan, there is no minimum number of shares that the Company is required to repurchase. Through March 31, 2020, no
shares were repurchased under this repurchase plan or the prior authorization that was to expire September 30, 2020. Subsequent to March 31, 2020 and through April 21, 2020, the Company has
repurchased 263,464 shares totaling $6,480,000.
Acquisition
On January 1, 2020, the Company acquired 100% of the outstanding capital stock of TB&T Bancshares, Inc. through the merger of a wholly owned subsidiary with and into TB&T Bancshares, Inc. Following such merger, TB&T Bancshares, Inc. and its wholly owned subsidiary, The Bank & Trust of Bryan/College Station, Texas were merged into the Company and First Financial Bank, National Association, respectively. The results of operations of TB&T Bancshares, Inc. subsequent to the acquisition date, are included in the consolidated earnings of the Company. See
n
ote 11 for additional information.
Status of New Accounting Standard for Accounting for Allowance for Credit Losses
On January 1, 2020, ASU
2016-13,
Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments
, became effective for the Company which replaced the incurred loss methodology with an expected loss methodology that is referred to as the current expected credit loss (CECL) methodology. The measurement of expected credit losses under the CECL methodology is applicable to financial assets measured at amortized cost, including loan receivables. It also applies to
off-balance
sheet credit exposures not accounted for as insurance (loan commitments, standby letters of credit, financial guarantees, and other similar instruments). In addition, ASU
2016-13
made changes to the accounting for
available-for-sale
debt securities. One such change is to require credit losses to be presented as an allowance rather than as a write-down on
available-for-sale
debt securities management does not intend to sell or believes that it is more likely than not they will be required to sell.
On March 27, 2020, the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) was signed by the President of the United States that included an option for entities to delay the implementation of ASU
2016-13
until the earlier of the termination date of the national emergency declaration by the President or December 31, 2020. Due to the uncertainty on the economy and unemployment from
COVID-19
and the sharp reduction in oil and gas prices, the Company has determined to delay its implementation of ASU
2016-13
and has calculated and recorded its provision for loan losses under the incurred loss model that existed prior to ASU
2016-13.
Prior to the CARES Act being signed and our decision to delay the implementation of CECL, we were completing our CECL implementation plan with our cross-functional working group, under the direction of our Chief Credit Officer along with our Chief Accounting Officer, Chief Lending Officer and Chief Financial Officer. The working group also included individuals from various functional areas including credit, risk management, accounting and information technology, among others. Our implementation plan included assessment and documentation of processes, internal controls and data sources; model development, documentation and validation; and system configuration, among other things. We contracted with a third-party vendor to assist us in the implementation of CECL.
Other Recently Issued and Effective Authoritative Accounting Guidance
ASU 2016-02, “Leases.”
ASU
2016-02
amended current lease accounting to require lessees to recognize (i) a lease liability, which is a lessee’s obligation to make lease payments arising from a lease, measured on a discounted basis, and (ii) a
right-of-use
asset, which is an asset that represents the lessee’s right to use, or control the use of, a specified asset for the lease term. ASU
2016-02
did not significantly change lease accounting requirements applicable to lessors; however, certain changes were made to align, where
9
necessary, lessor accounting with the lessee accounting model. The amended guidance was effective in the first quarter of 2019 and required transition using a modified retrospective approach for leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements. The Company evaluated the provision of the new lease standard and, due to the small dollar amounts and number of lease agreements, all considered operating leases, the effect for the Company on January 1, 2019 was not significant.
ASU 2017-08, “Receivables – Nonrefundable Fees and Other Costs
:
Premium Amortization on Purchased Callable Debt Securities.”
ASU
2017-08
addressed the amortization method for all callable bonds purchased at a premium to par. Under the revised guidance, entities are required to amortize premiums on callable bonds to the earliest call date. ASU
2017-08
was effective in 2019 although early adoption was permitted. The Company elected to early adopt ASU
2017-08
in the first quarter of 2017. The adoption of this guidance did not have a material impact on the Company’s financial statements.
ASU 2017-04, “Intangibles – Goodwill and Other.”
ASU
2017-04
will amend and simplify current goodwill impairment testing to eliminate Step 2 from the current provisions. Under the new guidance, an entity should perform the goodwill impairment test by comparing the fair value of a reporting unit with its carrying value and recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit’s fair value. An entity still has the option to perform the quantitative assessment for a reporting unit to determine if a quantitative impairment test is necessary. ASU
2017-04
became effective for the Company on January 1, 2020 and did not have a significant impact on the Company’s financial statements.
ASU 2018-13, “Fair Value Measurement (Topic 820). – Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement.”
    ASU
2018-13
modifies the disclosure requirements on fair value measurements in Topic 820. The amendments in ASU
2018-13
remove disclosures that no longer are considered cost beneficial, modify/clarify the specific requirements of certain disclosures, and add disclosure requirements identified as relevant. ASU
2018-13
became effective on January 1, 2020 and did not have a significant impact on the Company’s financial statements.
Investment Securities
Management classifies debt and equity securities as
held-to-maturity,
available-for-sale,
or trading based on its intent. Debt securities that management has the positive intent and ability to hold to maturity are classified as
held-to-maturity
and recorded at cost, adjusted for amortization of premiums and accretion of discounts, which are recognized as adjustments to interest income using the interest method. Debt securities not classified as
held-to-maturity
or trading are classified as
available-for-sale
and recorded at fair value, with all unrealized gains and unrealized losses judged to be temporary, net of deferred income taxes, excluded from earnings and reported in the consolidated statements of comprehensive earnings.
Available-for-sale
debt securities that have unrealized gains and losses are excluded from earnings and reported net of tax in accumulated other comprehensive income until realized. Declines in the fair value of
available-for-sale
debt securities below their cost that are deemed to be other-than-temporary are reflected in earnings as a realized loss if there is no ability or intent to hold to recovery. If the Company does not intend to sell and will not be required to sell prior to recovery of its amortized cost basis, only the credit component of the impairment is reflected in earnings as a realized loss with the noncredit portion recognized in other comprehensive income. In estimating other-than-temporary impairment losses, we consider (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) our intent and ability to retain our investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. 
Effective January 1, 2018, in accordance with ASU
2016-01
(see below), increases or decreases in the fair value of equity securities are recorded in earnings. Prior to January 1, 2018, such increases or decreases were recorded similar to increases or decreases in
available-for-sale
debt securities.
10
The Company records its
available-for-sale
debt and equity securities portfolio at fair value. Fair values of these securities are determined based on methodologies in accordance with current authoritative accounting guidance. Fair values are volatile and may be influenced by a number of factors, including market interest rates, prepayment speeds, discount rates, credit ratings and yield curves. Fair values for investment securities are based on quoted market prices, where available. If quoted market prices are not available, fair values are based on the quoted prices of similar instruments or an estimate of fair value by using a range of fair value estimates in the market place as a result of the illiquid market specific to the type of security.
When the fair value of a debt security is below its amortized cost, and depending on the length of time the condition exists and the extent the fair value is below amortized cost, additional analysis is performed to determine whether an other-than-temporary impairment condition exists.
Available-for-sale
and
held-to-maturity
debt securities are analyzed quarterly for possible other-than-temporary impairment. The analysis considers (i) whether we have the intent to sell our debt securities prior to recovery and/or maturity, (ii) whether it is more likely than not that we will have to sell our debt securities prior to recovery and/or maturity, (iii) the length of time and extent to which the fair value has been less than amortized cost, and (iv) the financial condition of the issuer. Often, the information available to conduct these assessments is limited and rapidly changing, making estimates of fair value subject to judgment. If actual information or conditions are different than estimated, the extent of the impairment of the debt security may be different than previously estimated, which could have a material effect on the Company’s results of operations and financial condition.
The Company’s investment portfolio consists of U.S. Treasury securities, obligations of state and political subdivisions, mortgage pass-through securities, corporate bonds and general obligation or revenue based municipal bonds. Pricing for such securities is generally readily available and transparent in the market. The Company utilizes independent third-party pricing services to value its investment securities, which the Company reviews as well as the underlying pricing methodologies for reasonableness and to ensure such prices are aligned with pricing matrices. The Company validates prices supplied by the independent pricing services by comparison to prices obtained from other third-party sources on a quarterly basis.
Loans
Held-for-Investment
and Allowance for Loan Losses
Loans held for investment are stated at the amount of unpaid principal, reduced by unearned income and an allowance for loan losses. Interest on loans is calculated by using the simple interest method on daily balances of the principal amounts outstanding. The Company defers and amortizes net loan origination fees and costs as an adjustment to yield. The allowance for loan losses is established through a provision for loan losses charged to expense. Loans are charged against the allowance for loan losses when management believes the collectability of the principal is unlikely.
The allowance for loan losses is an amount which represents management’s best estimate of probable losses that are inherent in the Company’s loan portfolio as of the balance sheet date. The allowance for loan losses is comprised of three elements: (i) specific reserves determined based on probable losses on specific classified loans; (ii) a historical valuation reserve component that considers historical loss rates and estimated loss emergence periods; and (iii) qualitative reserves based upon general economic conditions and other qualitative risk factors both internal and external to the Company. The allowance for loan losses is increased by charges to income and decreased by
charge-offs
(net of recoveries). Management’s periodic evaluation of the appropriateness of the allowance is based on general economic conditions, the financial condition of borrowers, the value and liquidity of collateral, delinquency, prior loan loss experience, and the results of periodic reviews of the portfolio. For purposes of determining our historical valuation reserve, the loan portfolio, less cash secured loans, government guaranteed loans and classified loans, is multiplied by the Company’s historical loss rate adjusted for the estimated loss emergence period. Specific allocations are increased or decreased in accordance with deterioration or improvement in credit quality and a corresponding increase or decrease in risk of loss on a particular loan. In addition, we adjust our allowance for qualitative factors such as current local economic conditions and trends, including, without limitations, unemployment, oil and gas prices, drought conditions, changes in
11
lending staff, policies and procedures, changes in credit concentrations, changes in the trends and severity of problem loans and changes in trends in volume and terms of loans. This qualitative reserve serves to estimate for additional areas of losses inherent in our portfolio that are not reflected in our historic loss factors.
Although we believe we use the best information available to make loan loss allowance determinations, future adjustments could be necessary if circumstances or economic conditions differ substantially from the assumptions used in making our initial determinations. A decline in the economy could result in increased levels of
non-performing
assets and charge-offs, increased loan provisions and reductions in income. Additionally, bank regulatory agencies periodically review our allowance for loan losses and methodology and could require, in accordance with U.S. GAAP, additional provisions to the allowance for loan losses based on their judgment of information available to them at the time of their examination as well as changes to our methodology.
Accrual of interest is discontinued on a loan and payments are applied to principal when management believes, after considering economic and business conditions and collection efforts, the borrower’s financial condition is such that collection of interest is doubtful. Except consumer loans, generally all loans past due greater than 90 days, based on contractual terms, are placed on
non-accrual.
Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Consumer loans are generally
charged-off
when a loan becomes past due 90 days. For other loans in the portfolio, facts and circumstances are evaluated in making
charge-off
decisions.
Loans are considered impaired when, based on current information and events, management determines that it is probable we will be unable to collect all amounts due in accordance with the loan agreement, including scheduled principal and interest payments. If a loan is impaired, a specific valuation allowance is allocated, if necessary. Interest payments on impaired loans are typically applied to principal unless collectability of the principal amount is reasonably assured, in which case interest is recognized on a cash basis. Impaired loans, or portions thereof, are charged off when deemed uncollectable.
The Company’s policy requires measurement of the allowance for an impaired, collateral dependent loan based on the fair value of the collateral less cost to sell. Other loan impairments for
non-collateral
dependent loans are measured based on the present value of expected future cash flows or the loan’s observable market price. At March 31, 2020 and 2019 and December 31, 2019, all significant impaired loans have been determined to be collateral dependent and the allowance for loss has been measured utilizing the estimated fair value of the collateral less cost to sell.
From time to time, the Company modifies its loan agreement with a borrower. A modified loan is considered a troubled debt restructuring when two conditions are met: (i) the borrower is experiencing financial difficulty and (ii) concessions are made by the Company that would not otherwise be considered for a borrower with similar credit risk characteristics. Modifications to loan terms may include a lower interest rate, a reduction of principal, or a longer term to maturity. For all impaired loans, including the Company’s troubled debt restructurings, the Company performs a periodic, well-documented credit evaluation of the borrower’s financial condition and prospects for repayment to assess the likelihood that all principal and interest payments required under the terms of the agreement will be collected in full. When doubt exists about the ultimate collectability of principal and interest, the troubled debt restructuring remains on
non-accrual
status and payments received are applied to reduce principal to the extent necessary to eliminate such doubt. This determination of accrual status is judgmental and is based on facts and circumstances related to each troubled debt restructuring. Each of these loans is individually evaluated for impairment and a specific reserve is recorded based on probable losses, taking into consideration the related collateral, modified loan terms and cash flow. As of March 31, 2020 and 2019, and December 31, 2019, substantially all of the Company’s troubled debt restructured loans are included in the
non-accrual
totals.
12
The provisions of the CARES Act included an election to not apply the guidance on accounting for troubled debt restructurings to loan modifications, such as extensions or deferrals, related to
COVID-19
made between March 1, 2020 and the earlier of (i) December 31, 2020 or
 (ii)
60 days after the end of the
COVID-19
national emergency. The relief can
only
be applied to modifications for borrowers that were not more than 30 days past due as of December 31, 2019.
 
The Company elected to adopt these provisions of the CARES Act.
The Company originates certain mortgage loans for sale in the secondary market. Accordingly, these loans are classified as
held-for-sale
and are carried at the lower of cost or fair value on an aggregate basis. The mortgage loan sales contracts contain indemnification clauses should the loans default, generally in the first three to six months, or if documentation is determined not to be in compliance with regulations. The Company’s historic losses as a result of these indemnities have been insignificant.
Loans acquired, including loans acquired in a business combination, are initially recorded at fair value with no valuation allowance. Acquired loans are segregated between those considered to be credit impaired and those deemed performing. To make this determination, management considers such factors as past due status,
non-accrual
status and credit risk ratings. The fair value of acquired performing loans is determined by discounting expected cash flows, both principal and interest, at prevailing market interest rates. The difference between the fair value and principal balances at acquisition date, the fair value discount, is accreted into interest income over the estimated life of the acquired portfolio.
Purchased credit impaired loans are those loans that showed evidence of deterioration of credit quality since origination and for which it is probable, at acquisition, that the Company will be unable to collect all amounts contractually owed. Their acquisition fair value, which includes a credit component at the acquisition date, was based on the estimate of cash flows, both principal and interest, expected to be collected or estimated collateral values if cash flows are not estimable, discounted at prevailing market rates of interest. The difference between the discounted cash flows expected at acquisition and the investment in the loan is recognized as interest income on a level-yield method over the life of the loan, unless management was unable to reasonably forecast cash flows in which case the loans were placed on nonaccrual. Subsequent to the acquisition date, increases in expected cash flows will generally result in a recovery of any previously recorded allowance for loan loss, to the extent applicable, and/or a reclassification from the
non-accretable
difference to accretable yield, which will be recognized prospectively. Decreases in expected cash flows subsequent to acquisition are recognized as impairment. Valuation allowances on these impaired loans reflect only losses incurred after the acquisition. The carrying amount of purchased credit impaired loans at March 31, 2020 and 2019 and December 31, 2019 were $7,773,000, $859,000 and $251,000, respectively, compared to a contractual balance of $10,411,000, $1,196,000 and $345,000, respectively. Other purchased credit impaired loan disclosures were omitted due to immateriality.
Other Real Estate
Other real estate owned is foreclosed property held pending disposition and is initially recorded at fair value, less estimated costs to sell. At foreclosure, if the fair value of the real estate, less estimated costs to sell, is less than the Company’s recorded investment in the related loan, a write-down is recognized through a charge to the allowance for loan losses. Any subsequent reduction in value is recognized by a charge to income. Operating and holding expenses of such properties, net of related income, and gains and losses on their disposition are included in net gain (loss) on sale of foreclosed assets as incurred.
Bank Premises and Equipment
Bank premises and equipment are stated at cost less accumulated depreciation and amortization. Depreciation and amortization are computed principally on a straight-line basis over the estimated useful lives of the related assets. Leasehold improvements are amortized over the life of the respective lease or the estimated useful lives of the improvements, whichever is shorter.
13
Business Combinations, Goodwill and Other Intangible Assets
The Company accounts for all business combinations under the purchase method of accounting. Tangible and intangible assets and liabilities of the acquired entity are recorded at fair value. Intangible assets with finite useful lives represent the future benefit associated with the acquisition of the core deposits and are amortized over seven years, utilizing a method that approximates the expected attrition of the deposits. Goodwill with an indefinite life is not amortized, but rather tested annually for impairment as of June 30 each year. There was no impairment recorded for the three-months ended March 31, 2020 or 2019.
Securities Sold Under Agreements To Repurchase
Securities sold under agreements to repurchase, which are classified as borrowings, generally mature within one to four days from the transaction date. Securities sold under agreements to repurchase are reflected at the amount of the cash received in connection with the transaction. The Company may be required to provide additional collateral based on the estimated fair value of the underlying securities.
Segment Reporting
The Company has determined that its banking regions meet the aggregation criteria of the current authoritative accounting guidance since each of its banking regions offer similar products and services, operate in a similar manner, have similar customers and report to the same regulatory authority, and therefore operate one line of business (community banking) located in a single geographic area (Texas).
Statements of Cash Flows
For purposes of reporting cash flows, cash and cash equivalents includes cash on hand, amounts due from banks, including interest-bearing deposits in banks with original maturity of 90 days or less, and federal funds sold.
Accumulated Other Comprehensive Income (Loss)
Unrealized net gains on the Company’s
available-for-sale
securities (after applicable income tax expense) totaling $123,576,000 and $31,830,000 at March 31, 2020 and 2019, respectively, and the minimum pension liability (after applicable income tax benefit) totaling ($1,324,000) at March 31, 2019, are included in accumulated other comprehensive income. There were no amounts under the minimum pension liability at March 31, 2020 (see note 9).
Income Taxes
The Company’s provision for income taxes is based on income before income taxes adjusted for permanent differences between financial reporting and taxable income. Deferred tax assets and liabilities are determined using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is determined based on the tax effects of the temporary differences between the book and tax bases of the various balance sheet assets and liabilities and gives current recognition to changes in tax rates and laws.
Stock Based Compensation
The Company grants stock options for a fixed number of shares to employees with an exercise price equal to the fair value of the shares at the grant date. The Company recorded stock option expense totaling $341,000 and $312,000 for the three-months ended March 31, 2020 and 2019, respectively.
The Company also grants restricted stock for a fixed number of shares. The Company recorded expenses associated with its director and officer restricted stock grants totaling $450,000 and $340,000, respectively, for the three-months ended March 31, 2020 and 2019, respectively.
14
See
n
ote 8 for further information.
Advertising Costs
Advertising costs are expensed as incurred.
Per Share Data
Net earnings per share (“EPS”) are computed by dividing net earnings by the weighted average number of common shares outstanding during the period. The Company calculates dilutive EPS assuming all outstanding stock options to purchase common shares have been exercised at the beginning of the year (or the time of issuance, if later.) The dilutive effect of the outstanding options and restricted stock is reflected by application of the treasury stock method, whereby the proceeds from the exercised options and restricted stock are assumed to be used to purchase common shares at the average market price during the respective year. Anti-dilutive shares
at March 31, 2020 are excluded from the computation of EPS. There were no such anti-dilutive stock options for the three-months
 
ended March 31, 2019. The following table reconciles the computation of basic EPS to dilutive EPS:
                         
 
Net
Earnings
(in thousands)
   
Weighted
Average
Shares
   
Per Share
Amount
 
For the three-months ended March 31, 2020:
   
     
     
 
Net earnings per share, basic
  $
 37,232
     
142,118,864
    $
 0.26
 
Effect of stock options and stock grants
   
—  
      
616,344
      
—  
  
                         
Net earnings per share, assuming dilution
  $
 37,232
     
142,735,208
    $
 0.26
 
                         
For the three-ended March 31, 2019:
   
     
     
 
Net earnings per share, basic
  $
 38,252
     
135,494,254
    $
 0.28
 
Effect of stock options and stock grants
   
—  
      
792,608
      
—  
  
                         
Net earnings per share, assuming dilution
  $
 38,252
     
136,286,862
    $
 0.28
 
                         
 
Note 2 - Interest-bearing Time Deposits in Banks and Securities
Interest-bearing time deposits in banks totaled $1,458,000 at March 31, 2019. At March 31, 2020 and December 31, 2019, all interest-bearing time deposits in banks have matured.
A summary of the Company’s
available-for-sale
securities follows (in thousands):
                                 
 
March 31, 2020
 
 
Amortized
Cost Basis
   
Gross
Unrealized
Holding Gains
   
Gross
Unrealized
Holding Losses
   
Estimated
Fair Value
  
U.S. Treasury securities
  $
10,039
    $
74
    $
—  
     $
10,113
 
Obligations of states and political subdivisions
   
1,731,392
     
78,996
     
(2,717
 )    
1,807,671
 
Corporate bonds and other
   
4,624
     
133
     
(6
 )    
4,751
 
Residential mortgage-backed securities
   
1,617,341
     
62,659
     
(20
 )    
1,679,980
 
Commercial mortgage-backed securities
   
587,114
     
17,624
     
(184
 )    
604,554
 
                                 
Total securities
available-for-sale
  $
 3,950,510
    $
 159,486
    $
 (2,927
 )   $
 4,107,069
 
                                 
 
15
  
March 31, 2019
 
  
Amortized
Cost Basis
   
Gross
Unrealized
Holding Gains
   
Gross
Unrealized
Holding Losses
   
Estimated
Fair Value
  
U.S. Treasury securities
  $
9,977
    $
14
     $
—  
     $
9,991
 
Obligations of states and political subdivisions
   
1,196,111
     
44,155
     
(536
 )    
1,239,730
 
Corporate bonds and other
   
4,874
     
—  
      
(15
 )    
4,859
 
Residential mortgage-backed securities
   
1,519,004
     
8,506
     
(11,222
 )    
1,516,288
 
Commercial mortgage-backed securities
   
442,569
     
1,771
     
(2,396
 )    
441,944
 
                                 
Total securities
available-for-sale
  $
 3,172,535
    $
 54,446
    $
 (14,169
 )   $
3,212,812
 
                                 
       
  
December 31, 2019
 
  
Amortized
Cost Basis
   
Gross
Unrealized
Holding Gains
   
Gross
Unrealized
Holding Losses
   
Estimated
Fair Value
  
U.S. Treasury securities
  $
9,997
    $
22
    $
—  
     $
10,019
 
Obligations of states and political subdivisions
   
1,231,619
     
57,764
     
(400
 )    
1,288,983
 
Corporate bonds and other
   
4,643
     
65
     
—  
      
4,708
 
Residential mortgage-backed securities
   
1,586,872
     
23,139
     
(1,148
 )    
1,608,863
 
Commercial mortgage-backed securities
   
494,674
     
6,356
     
(286
 )    
500,744
 
                                 
Total securities
available-for-sale
  $
 3,327,805
    $
 87,346
    $
 (1,834
 )   $
 3,413,317
 
                                 
The Company invests in mortgage-backed securities that have expected maturities that differ from their contractual maturities. These differences arise because borrowers may have the right to call or prepay obligations with or without a prepayment penalty. These securities include collateralized mortgage obligations (CMOs) and other asset backed securities. The expected maturities of these securities at March 31, 2020 were computed by using scheduled amortization of balances and historical prepayment rates. At March 31, 2020 and 2019, and December 31, 2019, the Company did not hold CMOs that entail higher risks than standard mortgage-backed securities.
The amortized cost and estimated fair value of
available-for-sale
securities at March 31, 2020 by contractual and expected maturity, are shown below (in thousands):
  
Amortized
Cost Basis
   
Estimated
Fair Value
 
Due within one year
  $
151,083
    $
152,516
 
Due after one year through five years
   
621,902
     
654,116
 
Due after five years through ten years
   
971,325
     
1,013,634
 
Due after ten years
   
1,745
     
2,269
 
Mortgage-backed securities
   
2,204,455
     
2,284,534
 
                 
Total
  $
 3,950,510
    $
 4,107,069
 
                 
16
The following tables disclose the Company’s investment securities that have been in a continuous
unrealized-loss
position for less than 12 months and for 12 or more months (in thousands):
  
Less than 12 Months
   
12 Months or Longer
   
Total
 
March 31, 2020
 
Fair Value
   
Unrealized
Loss
   
Fair Value
   
Unrealized
Loss
   
Fair Value
   
Unrealized
Loss
 
Obligations of states and political subdivisions
  $
 168,725
    $
 2,717
    $
—  
     $
 —  
     $
168,725
    $
 2,717
 
Corporate bonds and other
   
220
     
6
     
—  
      
—  
      
220
     
6
 
Residential mortgage-backed securities
   
1
     
—  
      
8,164
     
21
     
8,165
     
21
 
Commercial mortgage-backed securities
   
44,724
     
173
     
9,630
     
10
     
54,354
     
183
 
                                                 
Total
  $
  213,670
    $
  2,896
    $
  17,794
    $
31
    $
231,464
    $
  2,927
 
                                                 
                   
  
Less than 12 Months
   
12 Months or Longer
   
Total
 
March 31, 2019
 
Fair Value
   
Unrealized
Loss
   
Fair Value
   
Unrealized
Loss
   
Fair Value
   
Unrealized
Loss
 
Obligations of states and political subdivisions
  $
2,807
    $
13
    $
48,068
    $
523
    $
50,875
    $
536
 
Corporate bonds and other
   
—  
      
—  
      
4,873
     
15
     
4,873
     
15
 
Residential mortgage-backed securities
   
2,473
     
17
     
854,482
     
11,205
     
856,955
     
11,222
 
Commercial mortgage-backed securities
   
—  
      
—  
      
303,637
     
2,396
     
303,637
     
2,396
 
                                                 
Total
  $
5,280
    $
30
    $
1,211,060
    $
  14,139
    $
1,216,340
    $
  14,169
 
                                                 
                   
  
Less than 12 Months
   
12 Months or Longer
   
Total
 
December 31, 2019
 
Fair Value
   
Unrealized
Loss
   
Fair Value
   
Unrealized
Loss
   
Fair Value
   
Unrealized
Loss
 
Obligations of state and
political subdivisions
  $
65,787
    $
400
    $
326
    $
—  
     $
66,113
    $
400
 
Residential mortgage-backed securities
   
100,004
     
306
     
103,983
     
842
     
203,987
     
1,148
 
Commercial mortgage-backed securities
   
74,560
     
178
     
35,178
     
108
     
109,738
     
286
 
                                                 
Total
  $
240,351
    $
884
    $
139,487
    $
950
    $
379,838
    $
1,834
 
                                                 
The number of investments in an unrealized loss position totaled 46 at March 31, 2020. We do not believe these unrealized losses are “other-than-temporary” as (i) we do not have the intent to sell our securities prior to recovery and/or maturity and (ii) it is more likely than not that we will not have to sell our securities prior to recovery and/or maturity. In making this determination, we also consider the length of time and extent to which fair value has been less than cost and the financial condition of the issuer. The unrealized losses noted are interest rate related due to the level of interest rates at March 31, 2020 compared to the time of purchase. We have reviewed the ratings of the issuers and have not identified any issues related to the ultimate repayment of principal as a result of credit concerns on these securities. Our mortgage related securities are backed by GNMA, FNMA and FHLMC or are collateralized by securities backed by these agencies. At March 31, 2020, 86.82% of our
available-for-sale
securities that are obligations of states and political subdivisions were issued within the State of Texas, of which 48.30% are guaranteed by the Texas Permanent School Fund.
17
At March 31, 2020, $2,608,731,000 of the Company’s securities were pledged as collateral for public or trust fund deposits, repurchase agreements and for other purposes required or permitted by law.
During the three months ended March 31, 2020 and 2019, sales of investment securities that were classified as
available-for-sale
totaled $95,437,000 and $231,000, respectively. Gross realized gains from security sales during the first quarter of 2020 and 2019 totaled $2,062,000 and $4,000, respectively. Gross realized losses from security sales during first quarter of 2019 totaled $4,000. There were no gross realized losses from security sales during the first quarter of 2020.
The specific identification method was used to determine cost in order to compute the realized gains and losses.
Note 3 – Loans Held for Investment and Allowance for Credit Losses
Loans
held-for-investment
by class of financing receivables are as follows (in thousands):
  
March 31,
   
December 31,
 
  
2020
   
2019
   
2019
 
Commercial
  $
869,450
    $
826,886
    $
856,326
 
Agricultural
   
99,582
     
91,336
     
103,640
 
Real Estate
   
3,249,249
     
2,684,207
     
2,823,372
 
Consumer
   
421,108
     
386,731
     
411,631
 
                         
Total
  $
  4,639,389
    $
  3,989,160
    $
  4,194,969
 
                         
The Company’s
non-accrual
loans, loans still accruing and past due 90 days or more and restructured loans are as follows (in thousands):
  
March 31,
   
December 31,
 
  
2020
   
2019
   
2019
 
Non-accrual
loans*
   $
39,226
    $
28,508
    $
24,582
 
Loans still accruing and past due 90 days or more
   
209
     
97
     
153
 
Troubled debt restructured loans**
   
26
     
472
     
26
 
                         
Total
  $
  39,461
    $
  29,077
    $
  24,761
 
                         
* Includes $7,773,000, $859,000 and $251,000 of purchased credit impaired loans as of March 31, 2020 and 2019, and December 31, 2019, respectively.
** Troubled debt restructured loans of $4,733,000, $4,566,000 and $4,791,000, whose interest collection, after considering economic and business conditions and collection efforts, is doubtful are included in
non-accrual
loans at March 31, 2020 and 2019, and December 31, 2019, respectively.
The Company’s recorded investment in impaired loans and the related valuation allowance are as follows (in thousands):
March 31, 2020
   
March 31, 2019
   
December 31, 2019
 
Recorded
Investment
   
Valuation
Allowance
   
Recorded
Investment
   
Valuation
Allowance
   
Recorded
Investment
   
Valuation
Allowance
 
$
39,226
     $
3,386
     $
28,508
     $
4,472
     $
24,582
     $
3,228
  
                                             
18
The Company had $40,444,000, $29,724,000 and $25,770,000 in
non-accrual,
past due 90 days or more and still accruing, restructured loans and foreclosed assets at March 31, 2020 and 2019, and December 31, 2019, respectively. Non-accrual loans at March 31, 2020 and 2019, and December 31, 2019, consisted of the following by class of financing receivables (in thousands):
  
March 31,
   
December 31,
 
  
2020
   
2019
   
2019
 
Commercial
  $
5,620
    $
8,897
    $
3,093
 
Agricultural
   
1,128
     
831
     
1,376
 
Real Estate
   
32,156
     
18,254
     
19,787
 
Consumer
   
322
     
526
     
326
 
                         
Total
  $
 39,226
    $
 28,508
    $
 24,582
 
                         
No significant additional funds are committed to be advanced in connection with impaired loans as of March 31, 2020.
The Company’s impaired loans and related allowance are summarized in the following table as of March 31, 2020 and 2019 and December 31, 2019 by class of financing receivables (in thousands). No interest income was recognized on impaired loans subsequent to their classification as impaired.
March 31, 2020
 
Unpaid
Contractual
Principal
Balance
   
Recorded
Investment
With No
Allowance*
   
Recorded
Investment
With
Allowance
   
Total
Recorded
Investment
   
Related
Allowance
   
Three-
Month
Average
Recorded
Investment
 
Commercial
  $
7,300
    $
992
    $
4,628
    $
5,620
    $
 1,271
    $
6,409
 
Agricultural
   
1,340
     
632
     
496
     
1,128
     
98
     
1,200
 
Real Estate
   
44,208
     
9,496
     
22,660
     
32,156
     
2,016
     
36,683
 
Consumer
   
436
     
—  
      
322
     
322
     
1
     
342
 
                                                 
Total
  $
 53,284
    $
 11,120
    $
 28,106
    $
 39,226
    $
 3,386
    $
 44,634
 
                                                 
* Includes $7,773,000 of purchased credit impaired loans.
March 31, 2019
 
Unpaid
Contractual
Principal
Balance
   
Recorded
Investment
With No
Allowance*
   
Recorded
Investment
With
Allowance
   
Total
Recorded
Investment
   
Related
Allowance
   
Three-
Month
Average
Recorded
Investment
 
Commercial
  $
 10,227
    $
6,129
    $
2,768
    $
8,897
    $
 1,184
    $
9,292
 
Agricultural
   
892
     
179
     
652
     
831
     
130
     
859
 
Real Estate
   
26,528
     
6,444
     
11,810
     
18,254
     
2,901
     
19,268
 
Consumer
   
689
     
27
     
499
     
526
     
257
     
577
 
                                                 
Total
  $
 38,336
    $
 12,779
    $
 15,729
    $
 28,508
    $
 4,472
    $
 29,996
 
                                                 
* Includes $859,000 of purchased credit impaired loans.
December 31, 2019
 
Unpaid
Contractual
Principal
Balance
   
Recorded
Investment
With No
Allowance*
   
Recorded
Investment
With
Allowance
   
Total
Recorded
Investment
   
Related
Allowance
   
Three-
Month
Average
Recorded
Investment
 
Commercial
  $
4,511
    $
630
    $
2,463
    $
3,093
    $
 1,042
    $
3,488
 
Agricultural
   
1,603
     
658
     
718
     
1,376
     
235
     
1,644
 
Real Estate
   
27,366
     
7,081
     
12,706
     
19,787
     
1,950
     
21,726
 
Consumer
   
469
     
—  
      
326
     
326
     
1
     
449
 
                                                 
Total
  $
 33,949
    $
 8,369
    $
 16,213
    $
 24,582
    $
 3,228
    $
 27,307
 
                                                 
* Includes 251,000 of purchased credit impaired loans.
The Company recognized interest income on impaired loans prior to being recognized as impaired of approximately $750,000 during the year ended December 31, 2019. Such amounts for the three-month periods ended March 31, 2020 and 2019 were not significant.
19
From a credit risk standpoint, the Company rates its loans in one of four categories: (i) pass, (ii) special mention, (iii) substandard or (iv) doubtful. Loans rated as loss are
charged-off.
The ratings of loans reflect a judgment about the risks of default and loss associated with the loan. The Company reviews the ratings on our credits as part of our
on-going
monitoring of the credit quality of our loan portfolio. Ratings are adjusted to reflect the degree of risk and loss that are felt to be inherent in each credit as of each reporting period. Our methodology is structured so that specific allocations are increased in accordance with deterioration in credit quality (and a corresponding increase in risk and loss) or decreased in accordance with improvement in credit quality (and a corresponding decrease in risk and loss).
Credits rated special mention show clear signs of financial weaknesses or deterioration in credit worthiness, however, such concerns are not so pronounced that the Company generally expects to experience significant loss within the short-term. Such credits typically maintain the ability to perform within standard credit terms and credit exposure is not as prominent as credits rated more harshly.
Credits rated substandard are those in which the normal repayment of principal and interest may be, or has been, jeopardized by reason of adverse trends or developments of a financial, managerial, economic or political nature, or important weaknesses exist in collateral. A protracted workout on these credits is a distinct possibility. Prompt corrective action is therefore required to strengthen the Company’s position, and/or to reduce exposure and to assure that adequate remedial measures are taken by the borrower. Credit exposure becomes more likely in such credits and a serious evaluation of the secondary support to the credit is performed.
Credits rated doubtful are those in which full collection of principal appears highly questionable, and which some degree of loss is anticipated, even though the ultimate amount of loss may not yet be certain and/or other factors exist which could affect collection of debt. Based upon available information, positive action by the Company is required to avert or minimize loss. Credits rated doubtful are generally also placed on
non-accrual.
The following summarizes the Company’s internal ratings of its loans
held-for-investment
by class of financing receivables and portfolio segments, which are the same (in thousands):



















March 31, 2020
 
Pass
   
Special
Mention
   
Substandard
   
Doubtful
   
Total
 
Commercial
  $
831,385
    $
 25,390
    $
12,675
    $
 —  
     $
869,450
 
Agricultural
   
92,447
     
5,270
     
1,865
     
—  
      
99,582
 
Real Estate
   
3,106,100
     
56,114
     
87,035
     
—  
      
3,249,249
 
Consumer
   
419,109
     
325
     
1,674
     
—  
      
421,108
 
                                         
Total
  $
 4,449,041
    $
 87,099
    $
 103,249
    $
 —  
     $
 4,639,389
 
                                         
                               
March 31, 2019
 
Pass
   
Special
Mention
   
Substandard
   
Doubtful
   
Total
 
Commercial
  $
787,651
    $
 23,182
    $
16,053
    $
 —  
     $
826,886
 
Agricultural
   
87,151
     
20
     
4,165
     
—  
      
91,336
 
Real Estate
   
2,611,139
     
21,827
     
51,241
     
—  
      
2,684,207
 
Consumer
   
384,786
     
246
     
1,699
     
—  
      
386,731
 
                                         
Total
  $
3,870,727
    $
 45,275
    $
73,158
    $
 —  
     $
 3,989,160
 
                                         
20



















December 31, 2019
 
Pass
   
Special
Mention
   
Substandard
   
Doubtful
   
Total
 
Commercial
  $
825,775
    $
 20,971
    $
9,580
    $
 —  
     $
856,326
 
Agricultural
   
101,614
     
64
     
1,962
     
—  
      
103,640
 
Real Estate
   
2,717,227
     
42,036
     
64,109
     
—  
      
2,823,372
 
Consumer
   
409,698
     
300
     
1,633
     
—  
      
411,631
 
                                         
Total
  $
 4,054,314
    $
 63,371
    $
 77,284
    $
 —  
     $
 4,194,969
 
                                         
The Company’s past due loans are as follows (in thousands):





























March 31, 2020
 
15-59

Days
Past
Due*
   
60-89

Days
Past
Due
   
Greater
Than 90
Days
   
Total
Past
Due
   
Current
   
Total
Loans
   
90 Days
Past Due
Still
Accruing
 
Commercial
  $
4,807
    $
388
    $
 382
    $
5,577
    $
863,873
    $
869,450
    $
 116
 
Agricultural
   
621
     
—  
      
62
     
683
     
98,899
     
99,582
     
—  
  
Real Estate
   
25,788
     
742
     
413
     
26,943
     
3,222,306
     
3,249,249
     
—  
  
Consumer
   
862
     
116
     
102
     
1,080
     
420,028
     
421,108
     
93
 
                                                         
Total
  $
32,078
    $
 1,246
    $
 959
    $
34,283
    $
 4,605,106
    $
 4,639,389
    $
 209
 
                                                         
                                           
March 31, 2019
 
15-59

Days
Past
Due*
   
60-89

Days
Past
Due
   
Greater
Than
90
Days
   
Total
Past
Due
   
Current
   
Total
Loans
   
90 Days
Past Due
Still
Accruing
 
Commercial
  $
4,123
    $
239
    $
885
    $
5,247
    $
821,639
    $
826,886
    $
63
 
Agricultural
   
323
     
17
     
—  
      
340
     
90,996
     
91,336
     
—  
  
Real Estate
   
15,649
     
671
     
1,541
     
17,861
     
2,666,346
     
2,684,207
     
8
  
Consumer
   
1,003
     
96
     
26
     
1,125
     
385,606
     
386,731
     
26
 
                                                         
Total
  $
21,098
    $
 1,023
    $
 2,452
    $
24,573
    $
3,964,587
    $
3,989,160
    $
97
 
                                                         
                                           
December 31, 2019
 
15-59

Days
Past
Due*
   
60-89

Days
Past
Due
   
Greater
Than
90
Days
   
Total
Past
Due
   
Current
   
Total
Loans
   
90 Days
Past Due
Still
Accruing
 
Commercial
  $
3,257
    $
557
    $
722
    $
4,536
    $
851,790
    $
856,326
    $
 112
 
Agricultural
   
183
     
44
     
400
     
627
     
103,013
     
103,640
     
—  
  
Real Estate
   
12,890
     
288
     
195
     
13,373
     
2,809,999
     
2,823,372
     
—  
  
Consumer
   
572
     
151
     
45
     
768
     
410,863
     
411,631
     
41
 
                                                         
Total
  $
16,902
    $
 1,040
    $
 1,362
    $
19,304
    $
 4,175,665
    $
4,194,969
    $
 153
 
                                                         
* The Company monitors commercial, agricultural and real estate loans after such loans are 15 days past due. Consumer loans are monitored after such loans are 30 days past due.
The following table details the allowance for loan losses by portfolio segment (in thousands). There were no allowances for purchased credit impaired loans at March 31, 2020 and 2019, and December 31, 2019. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories.





















March 31, 2020
 
Commercial
   
Agricultural
   
Real Estate
   
Consumer
   
Total
 
Loans individually evaluated for impairment
  $
1,271
     $
98
     $
2,016
     $
1
     $
3,386
  
Loans collectively evaluated for impairment
   
10,502
      
2,056
      
39,240
      
5,256
      
57,054
  
                                         
Total
  $
11,773
     $
2,154
     $
41,256
     $
5,257
     $
60,440
  
                                         
                               
March 31, 2019
 
Commercial
   
Agricultural
   
Real Estate
   
Consumer
   
Total
 
Loans individually evaluated for impairment
  $
1,184
     $
130
     $
2,901
     $
257
     $
 
4,472
  
Loans collectively evaluated for impairment
   
11,291
      
1,300
      
28,986
      
5,536
      
47,113
  
                                         
Total
  $
12,475
     $
1,430
     $
31,887
     $
5,793
     $
51,585
  
                                         
21
December 31, 2019
 
Commercial
   
Agricultural
   
Real Estate
   
Consumer
   
Total
 
Loans individually evaluated for impairment
  $
1,042
    $
235
    $
1,950
    $
1
    $
 
3,228
  
Loans collectively evaluated for impairment
   
11,080
     
971
     
32,024
     
5,196
     
49,271
  
                                         
Total
  $
12,122
    $
 1,206
    $
 33,974
    $
 5,197
    $
52,499
  
                                         
Changes in the allowance for loan losses are summarized as follows by portfolio segment (in thousands):
Three months ended March 31, 2020
 
Commercial
   
Agricultural
   
Real Estate
   
Consumer
   
Total
 
Beginning balance
  $
12,122
    $
1,206
    $
 33,974
    $
 5,197
    $
52,499
  
Provision for loan losses
   
794
     
949
     
7,921
     
186
     
9,850
  
Recoveries
   
149
     
1
     
76
     
92
     
318
  
Charge-offs
   
(1,292
 )    
(2
 )    
(715
 )    
(218
 )    
(2,227
 )
                                         
Ending balance
  $
11,773
    $
2,154
    $
 41,256
    $
 5,257
    $
60,440
  
                                         
                               
Three months ended March 31, 2019
 
Commercial
   
Agricultural
   
Real Estate
   
Consumer
   
Total
 
Beginning balance
  $
11,948
    $
1,446
    $
32,342
    $
5,466
    $
51,202
  
Provision for loan losses
   
196
     
(19
 )    
397
     
391
     
965
  
Recoveries
   
649
     
3
     
89
     
141
     
882
  
Charge-offs
   
(318
 )    
—  
      
(941
 )    
(205
 )    
(1,464
 )
                                         
Ending balance
  $
12,475
    $
1,430
    $
31,887
    $
5,793
    $
51,585
  
                                         
The Company’s recorded investment in loans related to the balance in the allowance for loan losses on the basis of the Company’s impairment methodology is as follows (in thousands). Purchased credit impaired loans of $7,773,000, $859,000 and $251,000 at March 31, 2020 and 2019, and December 31, 2019, respectively, are included in loans individually evaluated for impairment.
March 31, 2020
 
Commercial
   
Agricultural
   
Real Estate
   
Consumer
   
Total
 
Loans individually evaluated for impairment
  $
5,620
    $
1,128
    $
32,156
    $
322
    $
39,226
 
Loans collectively evaluated for impairment
   
863,830
     
98,454
     
3,217,093
     
420,786
     
4,600,163
 
                                         
Total
  $
 869,450
    $
 99,582
    $
3,249,249
    $
421,108
    $
 4,639,389
 
                                         
                               
March 31, 2019
 
Commercial
   
Agricultural
   
Real Estate
   
Consumer
   
Total
 
Loans individually evaluated for impairment
  $
8,897
    $
831
    $
18,254
    $
526
    $
28,508
 
Loans collectively evaluated for impairment
   
817,989
     
90,505
     
2,665,953
     
386,205
     
3,960,652
 
                                         
Total
  $
 826,886
    $
 91,336
    $
 2,684,207
    $
 386,731
    $
3,989,160
 
                                         
                               
December 31, 2019
 
Commercial
   
Agricultural
   
Real Estate
   
Consumer
   
Total
 
Loans individually evaluated for impairment
  $
3,093
    $
1,376
    $
19,787
    $
326
    $
24,582
 
Loans collectively evaluated for impairment
   
853,233
     
102,264
     
2,803,585
     
411,305
     
4,170,387
 
                                         
Total
  $
 856,326
    $
 103,640
    $
 2,823,372
    $
 411,631
    $
4,194,969
 
                                         
22
The Company’s loans that were modified and considered troubled debt restructurings are as follows (in thousands):
 
Three Months Ended March 31, 2020
   
Three Months Ended March 31, 2019
 
  
Number
   
Pre-
Modification
Recorded
Investment
   
Post-
Modification
Recorded
Investment
   
Number
   
Pre-
Modification
Recorded
Investment
   
Post-
Modification
Recorded
Investment
 
Commercial
   
5
    $
288
    $
288
     
1
    $
157
    $
157
 
Agricultural
   
1
     
134
     
134
     
8
     
367
     
367
 
Real Estate
   
—  
      
—  
      
—  
      
4
     
649
     
649
 
Consumer
   
1
      
14
      
14
      
—  
      
—  
      
—  
  
                                                 
Total
   
7
    $
436
    $
436
     
13
    $
1,173
    $
1,173
 
                                                 
The balances below provide information as to how the loans were modified as troubled debt restructured loans (in thousands):
 
Three Months Ended March 31, 2020
   
Three Months Ended March 31, 2019
 
  
Adjusted
Interest
Rate
   
Extended
Maturity
   
Combined
Rate and
Maturity
   
Adjusted
Interest
Rate
   
Extended
Maturity
   
Combined
Rate and
Maturity
 
Commercial
  $
 —  
     $
260
     $
28
     $
 —  
     $
157
     $
 —  
  
Agricultural
   
—  
      
134
      
—  
      
—  
      
102
      
265
  
Real Estate
   
—  
      
—  
      
—  
      
—  
      
201
      
448
  
Consumer
   
—  
      
14
      
—  
      
—  
      
—  
      
—  
  
                                                 
Total
  $
 —  
     $
408
     $
28
     $
 —  
     $
460
     $
713
  
                                                 
During the three months ended March 31, 2020 and 2019, no loans were modified as a troubled debt restructured loan within the previous 12 months and for which there was a payment default. A default for purposes of this disclosure is a troubled debt restructured loan in which the borrower is 90 days past due or more or results in the foreclosure and repossession of the applicable collateral.
As of March 31, 2020, the Company has no commitments to lend additional funds to loan customers whose terms have been modified in troubled debt restructurings.
As discussed in note 1 to these financial statements, the CARES Act provided banks an option to elect to not account for certain loan modifications related to
COVID-19
as troubled debt restructurings as long as the borrowers were not more than 30 days past due as of December 31, 2019. The above disclosed troubled debt restructurings were not related to
COVID-19
modifications.
Our subsidiary bank has established a line of credit with the Federal Home Loan Bank of Dallas (FHLB) to provide liquidity and meet pledging requirements for those customers eligible to have securities pledged to secure certain uninsured deposits. At March 31, 2020, $2,717,982,000 in loans held by our bank subsidiary were subject to blanket liens as security for this line of credit. At March 31, 2020, there was $446,000,000 outstanding under this line of credit.
Note 4 - Loans Held for Sale
The Company originates certain mortgage loans for sale in the secondary market. The mortgage loan sales contracts contain indemnification clauses should the loans default, generally in the first three to six months, or if documentation is determined not to be in compliance with regulations. The Company’s historic losses as a result of these indemnities have been insignificant.
Loans held for sale totaled $42,034,000, $14,446,000 and $28,228,000 at March 31, 2020 and 2019, and December 31, 2019, respectively. At March 31, 2020 and 2019, and December 31, 2019, $2,375,000,
23
$2,439,000 and $5,152,000 are valued at the lower of cost or fair value, and the remaining amounts were valued under the fair value option. The change to the fair value option for loans held for sale was effective at June 30, 2018 and was done in conjunction with the Company’s move to mandatory delivery in the secondary market and the purchase of forward mortgage-backed securities to manage the changes in fair value (see note 5 for additional information).
These loans, which are sold on a servicing released basis, are valued using a market approach by utilizing either: (i) the fair value of the securities backed by similar mortgage loans, adjusted for certain factors to approximate the fair value of a whole mortgage loan, including the value attributable to mortgage servicing and credit risk, (ii) current commitments to purchase loans or (iii) recent observable market trades for similar loans, adjusted for credit risk and other individual loan characteristics. As these prices are derived from market observable inputs, the Company classifies these valuations as Level 2 in the fair value disclosures (see note 10). Interest income on mortgage loans held for sale is recognized based on the contractual rates and reflected in interest income on loans in the consolidated statements of earnings. The Company has no continuing ownership in any residential mortgage loans sold.
Note 5 - Derivative Financial Instruments
The Company enters into interest rate lock commitments (“IRLCs”) with customers to originate residential mortgage loans at a specific interest rate that are ultimately sold in the secondary market. These commitments, which contain fixed expiration dates, offer the borrower an interest rate guarantee provided the loan meets underwriting guidelines and closes within the timeframe established by the Company.
Beginning in the second quarter of 2018, the Company purchased forward mortgage-backed securities contracts to manage the changes in fair value associated with changes in interest rates related to a portion of the IRLCs. These instruments are typically entered into at the time the IRLC is made.
These financial instruments are not designated as hedging instruments and are used for asset and liability management needs. All derivatives are carried at fair value in either other assets or other liabilities.
The fair values of IRLCs are based on current secondary market prices for underlying loans and estimated servicing value with similar coupons, maturity and credit quality, subject to the anticipated loan funding probability (pull-through rate). The fair value of IRLCs is subject to change primarily due to changes in interest rates and the estimated pull-through rate. These commitments are classified as Level 2 in the fair value disclosures (see note 10), as the valuations are based on observable market inputs.
Forward mortgage-backed securities contracts are exchange-traded or traded within highly active dealer markets. In order to determine the fair value of these instruments, the Company utilizes the exchange price or dealer market price for the particular derivative contract and these instruments are therefore classified as Level 2 in the fair value disclosures (see note 10). The estimated fair values are subject to change primarily due to changes in interest rates.
The following table provides the outstanding notional balances and fair values of outstanding derivative positions (dollars in thousands):
March 31, 2020:
 
Outstanding
Notional
Balance
   
Asset
Derivative
Fair Value
   
Liability
Derivative
Fair Value
 
IRLCs
  $
 184,747
    $
 296
    $
—  
  
Forward mortgage-backed securities trades
   
198,000
     
—  
      
3,200
 
24
March 31, 2019:
 
Outstanding
Notional
Balance
   
Asset
Derivative
Fair Value
   
Liability
Derivative
Fair Value
 
IRLCs
  $
 60,679
    $
 1,299
    $
 —  
  
Forward mortgage-backed securities trades
   
64,500
     
—  
      
301
 
                   
December 31, 2019:
 
Outstanding
Notional
Balance
   
Asset
Derivative
Fair Value
   
Liability
Derivative
Fair Value
 
IRLCs
  $
 47,415
    $
886
    $
 —  
  
Forward mortgage-backed securities trades
   
78,500
     
—  
      
152
 
Note 6 – Borrowings
Borrowings consisted of the following (dollars in thousands):
 
March 31,
   
December 31,
 
  
2020
   
2019
   
2019
 
Securities sold under agreements with customers to repurchase
  $
 410,146
    $
 378,161
    $
375,106
 
Federal funds purchased
   
1,725
     
4,550
     
6,250
 
Advances from Federal Home Loan Bank of Dallas
   
446,000
      
—  
      
—  
  
                         
Total
  $
 857,871
    $
 382,711
    $
381,356
 
                         
Securities sold under repurchase agreements are generally with significant customers of the Company that require short-term liquidity for their funds for which the Company pledges certain securities that have a fair value equal to at least the amount of the borrowings. The agreements mature daily and therefore the risk arising from a decline in the fair value of the collateral pledged is minimal. The securities pledged are mortgage-backed securities. These agreements do not include “right of
set-off”
provisions and therefore the Company does not offset such agreements for financial reporting purposes.
Note 7 - Income Taxes
Income tax expense was $7,234,000 for the first quarter of 2020 as compared to $7,367,000 for the same period in 2019. The Company’s effective tax rates on pretax income were 16.27% and 16.15% for the first quarters of 2020 and 2019, respectively. The effective tax rates differ from the statutory federal tax rate of 21% primarily due to tax exempt interest income earned on certain investment securities and loans, the deductibility of dividends paid to our employee stock ownership plan and excess tax benefits related to our directors’ deferred compensation plan.
Note 8 - Stock Option Plan and Restricted Stock Plan
The Company grants incentive stock options for a fixed number of shares with an exercise price equal to the fair value of the shares at the date of grant to employees. On June 26, 2019, the Company granted 398,850 incentive stock options with an exercise price of $29.70 per share. The fair value of the options was $7.31 per share and was estimated using the Black-Scholes options pricing model with the following weighted average assumptions: risk free interest rate of 1.83%; expected dividend yield of 1.62%; expected life of 6.64 years; and expected volatility of 26.69%. On January 28, 2020, the Company granted 11,250 incentive stock options with an exercise price of $34.55 per share. Other stock option disclosures for this grant have not been provided due to insignificance.
The Company recorded stock option expense totaling $341,000 and $312,000 for the three-month periods ended March 31, 2020 and 2019, respectively. The additional disclosure requirements under authoritative accounting guidance have been omitted due to the amounts being insignificant.
25
On April 24, 2018, upon
re-election
of nine of the existing directors, 21,420 restricted shares with a total value of $540,000 were granted to these
non-employee
directors and were expensed over the period from grant date to April 23, 2019, the date of the next annual shareholders’ meeting at which the directors’ term expired. On April 23, 2019, upon
re-election
of nine of the existing directors and two new directors, 21,714 restricted shares with a total value of $660,000 were granted to these
non-employee
directors and will be expensed over the period from the grant date to April 28, 2020, the Company’s next annual shareholders’ meeting at which the directors’ term expires. On January 28, 2020, upon the election of a new director, 434 restricted shares with a total value of $15,000 were granted to this
non-employee
director and will be expensed over the period from the grant date to April 28, 2020, the Company’s next annual shareholders’ meeting at which the director term expires. The Company recorded director expense related to these restricted share grants of $175,000 and $135,000 for the three-month periods ended March 31, 2020 and 2019, respectively.
On October 25, 2016, the Company granted 30,810 restricted stock shares with a total value of $560,000 to certain officers that are being expensed over the vesting period of three years. On October 24, 2017, the Company granted 28,382 restricted shares with a total value of $655,000 to certain officers that are being expensed over the vesting period of one to three years. On October 23, 2018, the Company granted 52,042 restricted shares with a total value of $1,440,000 to certain officers that are being expensed over a three-year vesting period. On June 26, 2019, the Company granted 23,428 restricted shares with a total value of $695,000 to certain officers that are being expensed over the vesting period of three years. On October 22, 2019, the Company granted 22,188 restricted shares with a total value of $785,000 to certain officers that will be expensed over a three-year vesting period. On January 28, 2020, the Company granted 2,979 restricted shares with a total value of $103,000 to certain officers that will be expensed over a three-year vesting period. The Company recorded restricted stock expense for officers of $275,000 and $205,000 for the three-month periods ended March 31, 2020 and 2019, respectively.
Note 9 - Pension Plan
The Company had a defined benefit pension plan that was frozen effective January 1, 2004, whereby no new participants were added to the Plan and no additional years of service accrued to participants. The pension plan covered substantially all of the Company’s employees at the time. The benefits for each employee were based on years of service and a percentage of the employee’s qualifying compensation during the final years of employment. The Company’s funding policy was to contribute annually the amount necessary to satisfy the Internal Revenue Service’s funding standards. Contributions to the pension plan, prior to freezing the plan, were intended to provide not only for benefits attributed to service to date but also for those expected to be earned in the future. The Company made no contribution to the plan in 2020 or 2019.
In December 2018, due to the rising interest rate environment, the Company determined it was in the best interest of its shareholders to work toward terminating its pension obligation. The Company annuitized approximately 53% of the pension benefit obligation at that time and recorded a loss on settlement totaling $1,546,000 for the year ended December 31, 2018. In 2019, the Company continued to take steps to completely settle and terminate its remaining pension obligation and recorded loss associated with the final termination of $2,673,000. The loss incurred included unrealized loss previously recorded in other comprehensive income and refunding to remaining participants for funding balance overages offset by a gain on hedging instrument entered into to minimize interest rate movement during the termination period. At December 31, 2019, all balances in the pension plan were zero and the Company’s obligation has been extinguished. For the three-month ended March 31, 2019, the Company recorded pension related expense totaling $923,000.
Note 10 - Fair Value Disclosures
The authoritative accounting guidance for fair value measurements defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. A fair value measurement assumes that the transaction to sell the asset or transfer the
26
liability occurs in the principal market for the asset or liability or, in the absence of a principal market, the most advantageous market for the asset or liability. The price in the principal (or most advantageous) market used to measure the fair value of the asset or liability shall not be adjusted for transaction costs. An orderly transaction is a transaction that assumes exposure to the market for a period prior to the measurement date to allow for marketing activities that are usual and customary for transactions involving such assets and liabilities; it is not a forced transaction. Market participants are buyers and sellers in the principal market that are (i) independent, (ii) knowledgeable, (iii) able to transact, and (iv) willing to transact.
The authoritative accounting guidance requires the use of valuation techniques that are consistent with the market approach, the income approach and/or the cost approach. The market approach uses prices and other relevant information generated by market transactions involving identical or comparable assets and liabilities. The income approach uses valuation techniques to convert future amounts, such as cash flows or earnings, to a single present amount on a discounted basis. The cost approach is based on the amount that currently would be required to replace the service capacity of an asset (replacement costs). Valuation techniques should be consistently applied. Inputs to valuation techniques refer to the assumptions that market participants would use in pricing the asset or liability. Inputs may be observable, meaning those that reflect the assumptions market participants would use in pricing the asset or liability developed based on market data obtained from independent sources, or unobservable, meaning those that reflect the reporting entity’s own assumptions about the assumptions market participants would use in pricing the asset or liability developed based on the best information available in the circumstances. In that regard, the authoritative guidance establishes a fair value hierarchy for valuation inputs that gives the highest priority to quoted prices in active markets for identical assets or liabilities and the lowest priority to unobservable inputs. The fair value hierarchy is as follows:
  • Level 1 Inputs – Unadjusted quoted prices in active markets for identical assets or liabilities that the reporting entity has the ability to access at the measurement date.
  • Level 2 Inputs – Inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. These include quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, inputs other than quoted prices that are observable for the asset or liability (for example, interest rates, volatilities, prepayment speeds, loss severities, credit risks and default rates) or inputs that are derived principally from or corroborated by observable market data by correlation or other means.
  • Level 3 Inputs – Significant unobservable inputs that reflect an entity’s own assumptions that market participants would use in pricing the assets or liabilities.
A description of the valuation methodologies used for assets and liabilities measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below.
In general, fair value is based upon quoted market prices, where available. If such quoted market prices are not available, fair value is based upon internally developed models that primarily use, as inputs, observable market-based parameters. Valuation adjustments may be made to ensure that financial instruments are recorded at fair value. While management believes the Company’s valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date.
Securities classified as
available-for-sale
and trading are reported at fair value utilizing Level 1 and Level 2 inputs. For these securities, the Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include market spreads, cash flows, the United States Treasury yield curve, live trading levels, trade execution data, dealer quotes, market consensus prepayments speeds, credit information and the security’s terms and conditions, among other items.
27
See notes 4 and 5 related to the determination of fair value for loans
held-for-sale,
IRLCs and forward mortgage-backed securities trades.
There were no transfers between Level 1 and Level 2 or Level 2 and Level 3 during the three months ended March 31, 2020 and 2019, and the year ended December 31, 2019.
The following table summarizes the Company’s
available-for-sale
securities which are measured at fair value on a recurring basis, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value (dollars in thousands):
March 31, 2020
 
  
Level 1
Inputs
   
Level 2
Inputs
   
Level 3
Inputs
   
Total Fair
Value
 
Available-for-sale
investment securities:
  
U.S. Treasury securities
  $
10,113
     $
—  
     $
 —  
     $
10,113
  
Obligations of states and political subdivisions
   
—  
      
1,807,671
     
—  
      
1,807,671
 
Corporate bonds
   
—  
      
220
     
—  
      
220
 
Residential mortgage-backed securities
   
—  
      
1,679,980
     
—  
      
1,679,980
 
Commercial mortgage-backed securities
   
—  
      
604,554
     
—  
      
604,554
 
Other securities
   
4,531
     
—  
      
—  
      
4,531
 
                                 
                                 
Total
  $
14,644
    $
4,092,425
    $
 —  
     $
 4,107,069
 
                                 
                                 
Loans
held-for-sale
  $
—  
     $
39,659
    $
 —  
     $
39,659
 
                                 
IRLCs
  $
—  
     $
296
    $
 —  
     $
296
 
                                 
Forward mortgage-backed securities trades
  $
—  
     $
 (3,200
 )   $
 —  
     $
 (3,200
 )
                                 
   
March 31, 2019
 
  
Level 1
Inputs
   
Level 2
Inputs
   
Level 3
Inputs
   
Total Fair
Value
 
Available-for-sale
investment securities:
  
U.S. Treasury securities
  $
9,991
    $
—  
     $
 —  
     $
9,991
 
Obligations of states and political subdivisions
   
—  
      
1,239,730
     
—  
      
1,239,730
 
Corporate bonds
   
—  
      
456
     
—  
      
456
 
Residential mortgage-backed securities
   
—  
      
1,516,288
     
—  
      
1,516,288
 
Commercial mortgage-backed securities
   
—  
      
441,944
     
—  
      
441,944
 
Other securities
   
4,403
     
—  
      
—  
      
4,403
 
                                 
                                 
Total
  $
 14,394
    $
3,198,418
    $
 —  
     $
 3,212,812
 
                                 
                                 
Loans
held-for-sale
  $
—  
     $
12,007
    $
 —  
     $
12,007
 
                                 
IRLCs
  $
—  
     $
1,299
    $
 —  
     $
1,299
 
                                 
Forward mortgage-backed securities trades
  $
—  
     $
 (301
 )   $
 —  
     $
 (301
 )
                                 
28
December 31, 2019
 
 
  
 
  
 
  
 
  
Level 1
Inputs
   
Level 2
Inputs
   
Level 3
Inputs
   
Total Fair
Value
 
Available-for-sale
investment securities:
  
U.S. Treasury securities
  $
 10,019
    $
—  
     $
 —  
     $
 
10,019
 
Obligations of states and political subdivisions
   
—  
      
1,288,983
     
     
1,288,983
 
Corporate bonds
   
—  
      
230
     
—  
      
230
 
Residential mortgage-backed securities
   
—  
      
1,608,863
     
—  
      
1,608,863
 
Commercial mortgage-backed securities
   
—  
      
500,744
     
—  
      
500,744
 
Other securities
   
4,478
     
—  
      
—  
      
4,478
 
                                 
                                 
Total
  $
14,497
    $
3,398,820
     $
 —  
     $
3,413,317
  
                                 
                                 
Loans
held-for-sale
  $
—  
     $
23,076
    $
 —  
     $
23,076
 
                                 
IRLCs
  $
—  
     $
886
    $
 —  
     $
886
 
                                 
Forward mortgage-backed securities trades
  $
—  
     $
 (152
 )   $
 —  
     $
 (152
 )
                                 
Certain financial assets and financial liabilities are measured at fair value on a nonrecurring basis, that is, the instruments are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment). Impaired loans are reported at the fair value of the underlying collateral less selling costs if repayment is expected solely from the collateral. Collateral values are estimated using Level 2 inputs based on observable market data. At March 31, 2020, impaired loans with a carrying value of $28,106,000 were reduced by specific valuation reserves totaling $3,386,000 resulting in a net fair value of $24,720,000.
Certain
non-financial
assets and
non-financial
liabilities measured at fair value on a
non-recurring
basis include other real estate owned, goodwill and other intangible assets and other
non-financial
long-lived assets.
Non-financial
assets measured at fair value on a
non-recurring
basis during the three months ended March 31, 2020 and 2019 include other real estate owned which, subsequent to their initial transfer to other real estate owned from loans, were
re-measured
at fair value through a write-down included in gain (loss) on sale of foreclosed assets. During the reported periods, all fair value measurements for foreclosed assets utilized Level 2 inputs based on observable market data, generally third-party appraisals, or Level 3 inputs based on customized discounting criteria. These appraisals are evaluated individually and discounted as necessary due to the age of the appraisal, lack of comparable sales, expected holding periods of property or special use type of the property. Such discounts vary by appraisal based on the above factors but generally range from 5% to 25% of the appraised value.
Re-evaluation
of other real estate owned is performed at least annually as required by regulatory guidelines or more often if particular circumstances arise. There were no other real estate owned properties that were
re-measured
subsequent to their initial transfer to other real estate owned during the three months ended March 31, 2020 and 2019.
At March 31, 2020 and 2019, and December 31, 2019, other real estate owned totaled $982,000, $612,000 and $982,000, respectively.
The Company is required under current authoritative accounting guidance to disclose the estimated fair value of their financial instrument assets and liabilities including those subject to the requirements discussed above. For the Company, as for most financial institutions, substantially all of its assets and liabilities are considered financial instruments. Many of the Company’s financial instruments, however, lack an available trading market as characterized by a willing buyer and willing seller engaging in an exchange transaction.
29
The estimated fair value amounts of financial instruments have been determined by the Company using available market information and appropriate valuation methodologies. However, considerable judgment is required to interpret data to develop the estimates of fair value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts the Company could realize in a current market exchange. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts.
In addition, reasonable comparability between financial institutions may not be likely due to the wide range of permitted valuation techniques and numerous estimates that must be made given the absence of active secondary markets for many of the financial instruments. This lack of uniform valuation methodologies also introduces a greater degree of subjectivity to these estimated fair values.
Cash and due from banks, federal funds sold, interest-bearing deposits and time deposits in banks and accrued interest receivable and payable are liquid in nature and considered Levels 1 or 2 of the fair value hierarchy.
Financial instruments with stated maturities have been valued using a present value discounted cash flow with a discount rate approximating current market for similar assets and liabilities and are considered Levels 2 and 3 of the fair value hierarchy. Financial instrument liabilities with no stated maturities have an estimated fair value equal to both the amount payable on demand and the carrying value and are considered Level 1 of the fair value hierarchy.
The carrying value and the estimated fair value of the Company’s contractual
off-balance-sheet
unfunded lines of credit, loan commitments and letters of credit, which are generally priced at market at the time of funding, are not material.
30
The estimated fair values and carrying values of all financial instruments under current authoritative guidance were as follows (in thousands).
 
March 31,
   
December 31,
   
 
  
2020
   
2019
   
2019
   
 
  
Carrying
Value
   
Estimated
Fair Value
   
Carrying
Value
   
Estimated
Fair Value
   
Carrying
Value
   
Estimated
Fair Value
   
Fair Value
Hierarchy
 
Cash and due from banks
  $
191,486
    $
191,486
    $
176,278
    $
176,278
    $
231,534
    $
231,534
     
Level 1
 
                                                         
Federal Funds Sold
   
—  
      
—  
      
12,825
      
12,825
      
3,150
     
3,150
     
Level 1
 
                                                         
Interest-bearing deposits in banks
   
76,378
     
76,378
     
197,758
     
197,758
     
47,920
     
47,920
     
Level 1
 
                                                         
Interest-bearing time deposits in banks
   
—  
      
—  
      
1,458
     
1,458
     
—  
      
—  
      
Level 2
 
                                                         
Available-for-sale
securities
    
4,107,069
     
4,107,069
     
3,212,812
     
3,212,812
     
3,413,317
     
3,413,317
     
Levels 1 and 2
 
                                                         
Loans held for investment
   
4,639,389
     
4,619,017
     
3,989,160
     
3,973,329
     
4,194,969
      
4,209,826
      
Level 3
 
                                                         
Loans held for sale
   
42,034
     
41,953
     
14,446
     
14,512
     
28,228
      
28,343
      
Level 2
 
                                                         
Accrued interest receivable
   
34,329
     
34,329
     
29,372
     
29,372
     
36,894
     
36,894
     
Level 2
 
                                                         
Deposits with stated maturities
   
465,808
     
467,804
     
441,393
     
441,433
     
420,013
     
421,397
     
Level 2
 
                                                         
Deposits with no stated maturities
   
6,744,658
     
6,744,658
     
5,909,348
     
5,909,348
     
6,183,793
     
6,183,793
     
Level 1
 
                                                         
Borrowings
   
857,871
     
857,871
     
382,711
     
382,711
     
381,356
     
381,356
     
Level 2
 
                                                         
Accrued interest payable
   
783
     
783
     
575
     
575
     
628
     
628
     
Level 2
 
                                                         
IRLCs
   
296
     
296
     
1,299
     
1,299
     
886
     
886
     
Level 2
 
                                                         
Forward mortgage-backed securities trades
   
3,200
     
3,200
     
301
     
301
     
152
     
152
     
Level 2
 
31
Note 11 – Acquisition
On September 19, 2019, we entered into an agreement and plan of reorganization to acquire TB&T Bancshares, Inc. and its wholly owned bank subsidiary, The Bank & Trust of Bryan/College Station, Texas. On January 1, 2020, the transaction was completed. Pursuant to the agreement, we issued 6,275,574 shares of the Company’s common stock in exchange for all of the outstanding shares of TB&T Bancshares, Inc. In addition, TBT Bancshares, Inc. made a $1,920,000 special dividend to its shareholders prior to closing of the transaction.
At closing, TB&T Bancshares, Inc. was merged into the Company and The Bank & Trust of Bryan/College Station, Texas, was merged into First Financial Bank, National Association, Abilene, Texas, a wholly owned subsidiary of the Company. The primary purpose of the acquisition was to expand the Company’s market share near the Houston market. Factors that contributed to a purchase price resulting in goodwill include their record of earnings, strong management and board of directors, strong local economic environment and opportunity for growth. The results of operations from this acquisition are included in the consolidated earnings of the Company commencing January 1, 2020.
The following table presents the amounts recorded on the consolidated balance sheet on the acquisition date (dollars in thousands):
Fair value of consideration paid:
   
 
Common stock issued (6,275,574 shares)
  $
 220,273
 
         
         
Fair value of identifiable assets acquired:
   
 
Cash and cash equivalents
   
61,028
 
Securities
available-for-sale
   
93,967
 
Loans
   
447,702
 
Identifiable intangible assets
   
4,798
 
Other assets
   
25,215
 
         
Total identifiable assets acquired
   
632,710
  
         
         
Fair value of liabilities assumed:
   
 
Deposits
   
548,383
 
Other liabilities
   
5,397
 
         
Total liabilities assumed
   
553,780
  
         
         
Fair value of net identifiable assets acquired
   
78,930
  
         
         
Goodwill resulting from acquisition
  $
 141,343
 
         
Goodwill recorded in the acquisition was accounted for in accordance with the authoritative business combination guidance. Accordingly, goodwill will not be amortized but will be tested for impairment annually. The goodwill recorded is not deductible for federal income tax purposes.
The fair value of total loans acquired was $447,702,000 at acquisition compared to contractual amounts of $455,181,000. The fair value of purchased credit impaired loans at acquisition was $7,517,000 compared to contractual amounts of $10,061,000. Additional purchased credit impaired loan disclosures were omitted due to immateriality. All other acquired loans were considered performing loans.
32
Item 2.
Management’s Discussion and Analysis of Financial Condition and Results of Operations
Forward-Looking Statements
This Form
10-Q
contains certain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. When used in this Form
10-Q,
words such as “anticipate,” “believe,” “estimate,” “expect,” “intend,” “predict,” “project,” and similar expressions, as they relate to us or our management, identify forward-looking statements. These forward-looking statements are based on information currently available to our management. Actual results could differ materially from those contemplated by the forward-looking statements as a result of certain factors, including, but not limited, to those listed in “Item
1A-
Risk Factors” in our Annual Report on Form
10-K
and the following:
  • general economic conditions, including local, state, national and international, and the impact they may have on us and our customers;
  • effect of the coronavirus
(COVID-19)
on our Company, the communities where we have our branches, the state of Texas and the United States, related to the economy and overall financial stability;
  • government on regulatory responses to the
COVID-19
pandemic;
  • effect of severe weather conditions, including hurricanes, tornadoes, flooding and droughts;
  • volatility and disruption in national and international financial and commodity markets;
  • government intervention in the U.S. financial system including the effects of recent legislative, tax, accounting and regulatory actions and reforms, including the Coronavirus Aid, Relief, and Economic Security Act (the “CARES Act”), the Dodd-Frank Wall Street Reform and Consumer Protection Act (the “Dodd-Frank Act”), the Jumpstart Our Business Startups Act, the Consumer Financial Protection Bureau, the capital ratios of Basel III as adopted by the federal banking authorities and the Tax Cuts and Jobs Act;
  • political instability;
  • the ability of the Federal government to address the national economy;
  • changes in our competitive environment from other financial institutions and financial service providers;
  • the effects of and changes in trade, monetary and fiscal policies and laws, including interest rate policies of the Board of Governors of the Federal Reserve System (the “Federal Reserve Board”);
  • the effect of changes in accounting policies and practices, as may be adopted by the regulatory agencies, as well as the Public Company Accounting Oversight Board, the Financial Accounting Standards Board and other accounting standard setters;
  • the effect of changes in laws and regulations (including laws and regulations concerning taxes, banking, securities and insurance) with which we and our subsidiaries must comply;
  • changes in the demand for loans;
  • fluctuations in the value of collateral securing our loan portfolio and in the level of the allowance for loan losses;
  • potential risk of environmental liability associated with lending activities;
  • the accuracy of our estimates of future loan losses;
  • the accuracy of our estimates and assumptions regarding the performance of our securities portfolio;
  • soundness of other financial institutions with which we have transactions;
  • inflation, interest rate, market and monetary fluctuations;
  • changes in consumer spending, borrowing and savings habits;
  • changes in commodity prices (e.g., oil and gas, cattle and wind energy);
  • our ability to attract deposits and increase market share;
  • changes in our liquidity position;
  • changes in the reliability of our vendors, internal control system or information systems;
33
  • cyber attacks on our technology information systems, including fraud from our customers and external third party vendors;
  • our ability to attract and retain qualified employees;
  • acquisitions and integration of acquired businesses;
  • the possible impairment of goodwill associated with our acquisitions;
  • consequences of continued bank mergers and acquisitions in our market area, resulting in fewer but much larger and stronger competitors;
  • expansion of operations, including branch openings, new product offerings and expansion into new markets;
  • changes in our compensation and benefit plans;
  • acts of God, pandemic, war or terrorism; and
  • our success at managing the risk involved in the foregoing items.
Such forward-looking statements reflect the current views of our management with respect to future events and are subject to these and other risks, uncertainties and assumptions relating to our operations, results of operations, growth strategy and liquidity. All subsequent written and oral forward-looking statements attributable to us or persons acting on our behalf are expressly qualified in their entirety by this paragraph. We undertake no obligation to publicly update or otherwise revise any forward-looking statements, whether as a result of new information, future events or otherwise (except as required by law).
Introduction
As a financial holding company, we generate most of our revenue from interest on loans and investments, trust fees, and service charges. Our primary source of funding for our loans and investments are deposits held by our subsidiary, First Financial Bank, National Association, Abilene, Texas. Our largest expense is salaries and related employee benefits. We usually measure our performance by calculating our return on average assets, return on average equity, our regulatory leverage and risk-based capital ratios and our efficiency ratio, which is calculated by dividing noninterest expense by the sum of net interest income on a tax equivalent basis and noninterest income.
The following discussion and analysis of operations and financial condition should be read in conjunction with the financial statements and accompanying footnotes included in Item 1 of this Form
10-Q
as well as those included in the Company’s 2019 Annual Report on Form
10-K.
Coronavirus Update/Status
The coronavirus
(COVID-19)
pandemic has placed significant health, economic and other major pressure throughout the communities we serve, the state of Texas, the United States and the entire world. We have implemented a number of procedures in response to the pandemic to support the safety and well being of our employees, customers and shareholders that continue through the date of this report:
  • We have addressed the safety of our 78 branches, following the guidelines of the Center for Disease Control, and while the branches generally remain open to customers, we have taken steps, and continue to evaluate, to push as much traffic and transactions as possible to our motor banks;
  • We hold executive meetings three times weekly to address issues that change rapidly;
  • We have moved our Annual Shareholders’ Meeting from a physical meeting to a virtual meeting. The date and time are unchanged but Shareholders that wish to participate may access portals and live streams of the Annual Shareholders’ Meeting;
  • Provided extensions and deferrals to loan customers effected by
COVID-19
provided such customers were not 30 days past due at December 31, 2019; and
34
  • We have chosen to participate in the CARES Act Paycheck Protection Program that will provide government guaranteed and forgivable loans to our customers. Through April 23, 2020, we have completed over 4,900 applications and funded over $640 million of such loans. We believe these loans and our participation in the program is good for our customers and the communities we serve.
We continue to closely monitor this pandemic and expect to make future changes to respond to the pandemic as this situation continues to evolve.
Critical Accounting Policies
We prepare consolidated financial statements based on GAAP and customary practices in the banking industry. These policies, in certain areas, require us to make significant estimates and assumptions.
We deem a policy critical if (1) the accounting estimate required us to make assumptions about matters that are highly uncertain at the time we make the accounting estimate; and (2) different estimates that reasonably could have been used in the current period, or changes in the accounting estimate that are reasonably likely to occur from period to period, would have a material impact on the financial statements.
We deem our most critical accounting policies to be (1) our allowance for loan losses and our provision for loan loss expense and (2) our valuation of securities. We have other significant accounting policies and continue to evaluate the materiality of their impact on our consolidated financial statements, but we believe these other policies either do not generally require us to make estimates and judgments that are difficult or subjective, or it is less likely they would have a material impact on our reported results for a given period. Our policy for (1) our allowance for loan losses and our provision for loan loss expense and (2) our valuation of securities is included in note 1 to our notes to consolidated financial statements (unaudited) which begins on page 10. Additional detailed information is included in notes 4 and 5 to our notes to the consolidated financial statements (unaudited) and should be read in conjunction with this analysis.
Stock Split
On April 23, 2019, the Company’s Board of Directors declared a
two-for-one
stock split in the form of a 100% stock dividend effective June 3, 2019. All per share amounts in this report have been restated to reflect this stock split. An amount equal to the par value of the additional common shares to be issued pursuant to the stock split was reflected as a transfer from retained earnings to common shares in the consolidated financial statements as of and for the three months ended March 31, 2019.
Stock Repurchase
On March 12, 2020, the Company’s Board of Directors authorized the repurchase of up to 4.00 million common shares through September 30, 2021. Previously, the Board of Directors had authorized the repurchase of up to 2.00 million common shares through September 30, 2020. The stock buyback plan authorizes management to repurchase the stock at such time as repurchases are considered beneficial to the Company and stockholders. Any repurchase of stock will be made through the open market, block trades or in privately negotiated transactions in accordance with applicable laws and regulations. Under the repurchase plan, there is no minimum number of shares that the Company is required to repurchase. Through March 31, 2020, no shares were repurchased under this repurchase plan or the prior authorization that was to expire September 30, 2020. Subsequent to March 31, 2020 and through April 21, 2020, the Company has repurchased 263.46 thousand shares totaling $6.48 million.
Acquisition
On September 19, 2019, we entered into an agreement and plan of reorganization to acquire TB&T Bancshares, Inc. and its wholly owned bank subsidiary, The Bank & Trust of Bryan/College Station, Texas. On January 1, 2020, the transaction closed. Pursuant to the agreement, we issued 6.28 million
35
shares of the Company’s common shares in exchange for all of the outstanding shares of TB&T Bancshares, Inc. In addition, in accordance with the plan of reorganization, TB&T Bancshares, Inc. paid a special dividend totaling $1.92 million to its shareholders prior to the closing of this transaction. At the closing, Brazos Merger Sub., Inc., a wholly owned subsidiary of the Company, merged into TB&T Bancshares Inc., with TB&T Bancshares, Inc. surviving as a wholly owned subsidiary of the Company. Immediately following such merger, TB&T Bancshares, Inc. was merged into the Company and The Bank & Trust of Bryan/College Station, Texas was merged into First Financial Bank, National Association, Abilene, Texas, a wholly owned subsidiary of the Company. The total purchase price exceeded the estimated fair value net of assets acquired by approximately $141.34 million and the Company recorded such excess as goodwill. The balance sheet and results of operations of TB&T Bancshares, Inc. have been included in the financial statements of the Company effective January 1, 2020. See note 11 to the consolidated financial statements for additional information and disclosure.
Status of New Accounting Standard for Allowance for Credit Losses
On January 1, 2020, ASU
2016-13
Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments
, became effective for the Company which replaced the incurred loss methodology with an expected loss methodology that is referred to as the current expected credit loss (CECL) methodology. The measurement of expected credit losses under the CECL methodology is applicable to financial assets measured at amortized cost, including loan receivables. It also applies to
off-balance
sheet credit exposures not accounted for as insurance (loan commitments, standby letters of credit, financial guarantees, and other similar instruments). In addition, ASU
2016-13
made changes to the accounting for
available-for-sale
debt securities. One such change is to require credit losses to be presented as an allowance rather than as a write-down on
available-for-sale
debt securities management does not intend to sell or believes that it is more likely than not they will be required to sell.
On March 27, 2020, the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) was signed by the President of the United States that included an option for entities to delay the implementation of ASC 326 until the earlier of the termination date of the national emergency declaration by the President or December 31, 2020. Due to the uncertainty on the economy and unemployment from
COVID-19
and the sharp reduction in oil and gas prices, the Company has determined to delay its implementation of ASU
2016-13
and has calculated and recorded its provision for loan losses under the incurred loss model that existed prior to ASU
2016-13.
Prior to the CARES Act being signed and our decision to delay the implementation of CECL, we were completing our CECL implementation plan with our cross-functional working group, under the direction of our Chief Credit Officer along with our Chief Accounting Officer, Chief Lending Officer and Chief Financial Officer. The working group also included individuals from various functional areas including credit, risk management, accounting and information technology, among others. Our implementation plan included assessment and documentation of processes, internal controls and data sources; model development, documentation and validation; and system configuration, among other things. We contracted with a third-party vendor to assist us in the implementation of CECL. Had we completed the adoption and implementation of CECL, we believe our allowance for loan losses amount at January 1, 2020 would have been approximately $52.0 million. At December 31, 2019, our allowance for loan losses totaled $52.5 million. In addition, we have evaluated our expected credit losses for certain debt securities and other financial assets and do not expect these allowances to be significant. Additionally, the adoption and implementation of ASU
2016-13
is not expected to have a significant impact on our regulatory capital ratios.
As we continue to evaluate the provisions of ASU
2016-13
as of and for the three-months ended March 31, 2020, we are considering the following in developing our forecast and its effect on our CECL calculations:
  • Duration, extent and severity of
COVID-19;
 
36
  • Effect of government assistance;
 
  • Unemployment and effect on economies and markets;
 
  • Price of oil and gas and effect on economy; and
 
  • Effect of our TB&T Bancshares, Inc. acquisition on our combined loan portfolio.
 
We are unable as of the date of this report to provide an estimate of our allowance for loan losses under the CECL model as of March 31, 2020 and the provision for loan losses for the three months then ended.
37
Results of Operations
Performance Summary
. Net earnings for the first quarter of 2020 were $37.23 million when compared with earnings of $38.25 million in the same quarter last year. Basic earnings per share were $0.26 for the first quarter of 2020 compared with $0.28 in the same quarter a year ago. Included in noninterest expense in the first quarter of 2020, were technology contract termination and conversion related costs totaling $3.81 million related to the acquisition of TB&T Bancshares, Inc.
The return on average assets was 1.63% for the first quarter of 2020, as compared to 2.00% for the first quarter of 2019. The return on average equity was 10.11% for the first quarter of 2020 as compared to 14.51% for the first quarter of 2019.
Net Interest Income
. Net interest income is the difference between interest income on earning assets and interest expense on liabilities incurred to fund those assets. Our earning assets consist primarily of loans and investment securities. Our liabilities to fund those assets consist primarily of noninterest-bearing and interest-bearing deposits.
Tax-equivalent
net interest income was $82.74 million for the first quarter of 2020, as compared to $71.33 million for the same period last year. The increase in 2020 compared to 2019 was largely attributable to the increase in interest earning assets. Average earning assets increased $1.27 billion for the first quarter of 2020 over the same period in 2019, primarily from the TB&T Bancshares, Inc. acquisition. Average loans and taxable securities increased $694.33 million and $338.47 million, respectively, for the first quarter of 2020 over the same quarter of 2019.
Average
tax-exempt
securities increased $120.39 million for the first quarter of 2020 compared to the same period in 2019. Average interest-bearing liabilities increased $811.96 million for the first quarter of 2020, as compared to the same period in 2019. The yield on earning assets decreased 17 basis points while the rate paid on interest-bearing liabilities decreased 12 basis points for the first quarter of 2020 compared to the first quarter of 2019.
38
Table 1 allocates the change in
tax-equivalent
net interest income between the amount of change attributable to volume and to rate.
Table 1 - Changes in Interest Income and Interest Expense (in thousands):
                         
 
Three Months Ended March 31, 2020
Compared to Three Months Ended
March 31, 2019
 
 
Change Attributable to
   
Total
Change
 
 
Volume
 
  
Rate
 
Short-term investments
  $
689
    $
(553
 )   $
136
 
Taxable investment securities
   
2,337
     
(971
 )    
1,366
 
Tax-exempt
investment securities (1)
    
1,107
     
(1,186
 )    
(79
 )
Loans (1) (2)
   
9,356
     
433
     
9,789
 
                         
Interest income
   
13,489
     
(2,277
 )    
11,212
 
                         
Interest-bearing deposits
   
1,222
     
(1,204
 )    
18
 
Short-term borrowings
   
92
     
(301
 )    
(209
 )
                         
Interest expense
   
1,314
     
(1,505
 )    
(191
 )
                         
Net interest income
  $
 12,175
    $
(772
 )   $
 11,403
 
                         
 
(1) Computed on a
tax-equivalent
basis assuming a marginal tax rate of 21%.
 
(2)
Non-accrual
loans are included in loans.
 
The net interest margin for the first quarter of 2020 was
3.91%, a decrease of nine basis points from the same period in 2019. We continue to experience downward pressures on our net interest margin in 2020 and 2019 primarily due to (i) the change in the income tax rate from 35% to 21% from the Tax Cuts and Jobs Act and its effect on our tax free municipal bonds and tax free loans, (ii) and extended period of fluctuating historically low levels of short-term interest rates, and (iii) flat to inverted yield curve currently being experienced in the bond market. We have been able to somewhat mitigate the impact of these lower short-term interest rates and the flat/inverted yield curve by establishing minimum interest rates on certain of our loans, improving the pricing for loan risk, and minimizing rates paid on interest bearing liabilities. In March 2020, as the market experienced volatility, we took advantage of that volatility to purchase high quality municipal bonds at favorable tax equivalent interest yields. The Federal Reserve increased rates 100 basis points in 2018 but then decreased rates 75 basis points during the third and fourth quarter of 2019 and then an additional 150 basis points in the first quarter of 2020, resulting in a current target rate range of zero to 25 basis points.
39
The net interest margin, which measures
tax-equivalent
net interest income as a percentage of average earning assets, is illustrated in Table 2.
Table 2 - Average Balances and Average Yields and Rates (in thousands, except percentages):
                                                 
 
Three Months Ended March 31,
 
 
2020
   
2019
 
 
Average
Balance
 
  
Income/
Expense
 
  
Yield/
Rate
 
  
Average
Balance
 
  
Income/
Expense
 
  
Yield/
Rate
 
Assets
   
     
     
     
     
     
 
Short-term investments (1)
  $
223,618
    $
755
     
1.36
 %   $
105,152
    $
619
     
2.39
 %
Taxable investment securities (2)
   
2,263,329
     
14,655
     
2.59
     
1,924,863
     
13,289
     
2.76
 
Tax-exempt
investment securities (2)(3)
    
1,346,842
     
11,200
     
3.33
     
1,226,457
     
11,279
     
3.68
 
Loans (3)(4)
   
4,667,436
     
63,323
     
5.46
     
3,973,108
     
53,534
     
5.46
 
                                                 
Total earning assets
   
8,501,225
    $
 89,933
     
4.25
 %    
7,229,580
    $
78,721
     
4.42
 %
Cash and due from banks
   
204,220
     
     
     
187,546
     
     
 
Bank premises and equipment, net
   
140,295
     
     
     
134,198
     
     
 
Other assets
   
88,548
     
     
     
64,381
     
     
 
Goodwill and other intangible assets, net
   
318,445
     
     
     
174,530
     
     
 
Allowance for loan losses
   
(59,076
 )    
     
     
(52,287
 )    
     
 
                                                 
Total assets
  $
 9,193,657
     
     
    $
 7,737,948
     
     
 
                                                 
                                                 
Liabilities and Shareholders’ Equity
   
     
     
     
     
     
 
Interest-bearing deposits
  $
4,904,087
    $
6,680
     
0.55
 %   $
 4,144,091
    $
6,662
     
0.65
 %
Short-term borrowings
   
460,605
     
517
     
0.45
     
408,641
     
726
     
0.72
 
                                                 
Total interest-bearing liabilities
   
5,364,692
    $
7,197
     
0.54
 %    
4,552,732
    $
7,388
     
0.66
 %
Noninterest-bearing deposits
   
2,291,535
     
     
     
2,082,719
     
     
 
Other liabilities
   
56,950
     
     
     
33,361
     
     
 
                                                 
Total liabilities
   
7,713,177
     
     
     
6,668,812
     
     
 
Shareholders’ equity
   
1,480,480
     
     
     
1,069,136
     
     
 
                                                 
Total liabilities and shareholders’ equity
  $
9,193,657
     
     
    $
 7,737,948
     
     
 
                                                 
Net interest income
   
    $
82,736
     
     
    $
71,333
     
 
                                                 
Rate Analysis:
   
     
     
     
     
     
 
Interest income/earning assets
   
     
     
4.25
 %    
     
     
4.42
 %
Interest expense/earning assets
   
     
     
(0.34
 )    
     
     
(0.42
 )
                                                 
Net interest margin
   
     
     
3.91
 %    
     
     
4.00
 %
                                                 
 
(1) Short-term investments are comprised of Fed Funds sold, interest-bearing deposits in banks and interest-bearing time deposits in banks.
 
(2) Average balances include unrealized gains and losses on
available-for-sale
securities.
 
(3) Computed on a
tax-equivalent
basis assuming a marginal tax rate of 21%.
 
(4)
Non-accrual
loans are included in loans.
 
Noninterest Income
. Noninterest income for the first quarter of 2020 increased to $28.73 million compared to $24.44 million in same period in 2019. Trust fees were $7.44 million in the first quarter of 2020 compared with $6.98 million in the same quarter last year. The fair value of trust assets managed increased to $6.15 billion from $6.06 billion a year ago. As of March 31, 2020, revenues from oil and gas trust management represented 12% of gross trust fees. A continued decline in the price of oil could have an impact on future trust revenues. Service charges on deposits increased to $5.92 million compared with $5.18 million in the same quarter a year ago due to continued growth in net new accounts. ATM, interchange and credit card fees increased 8.19% to $7.40 million compared with $6.84 million in the same quarter last year due to continued growth in the number of debit cards issued. Real estate mortgage fees increased in the first quarter of 2020 to $3.85 million from $3.47 million in the same quarter a year ago due to an increase in the volume of loans originated. The Company’s mortgage loan pipeline increased 239.00%, or $118.29 million, as of March 31, 2020 when compared to March 31, 2019 balances; however, the fair value of the mortgage loan pipeline was negatively impacted at March 31, 2020 as a result of the recent volatility in mortgage interest rates and the hedging market. Also included in noninterest income during the first quarter of 2020 was a gain on sale of securities of $2.06 million.
40
ATM and interchange fees are charges that merchants pay to us and other card-issuing banks for processing electronic payment transactions. ATM and interchange fees consist of income from debit card usage, point of sale income for debit card transactions and ATM service fees. Federal Reserve rules applicable to financial institutions that have assets of $10 billion or more provide that the maximum permissible interchange fee for an electronic debit transaction is the sum of 21 cents per transaction and 5 basis points multiplied by the value of the transaction. While at March 31, 2020, our total assets are under $10 billion, we are closely monitoring the effect of this reduction in per transaction fee income as we approach the $10 billion asset level.
Table 3 - Noninterest Income (in thousands):
                         
 
Three Months Ended
March 31,
 
 
2020
 
  
Increase
(Decrease)
 
  
2019
 
Trust fees
  $
7,437
    $
458
    $
6,979
 
Service charges on deposit accounts
   
5,915
     
739
     
5,176
 
ATM, interchange and credit card fees
   
7,400
     
560
     
6,840
 
Real estate mortgage operations
   
3,852
     
378
     
3,474
 
Net gain on sale of
available-for-sale
securities
    
2,062
     
2,062
     
—  
  
Net gain (loss) on sale of foreclosed assets
   
1
     
(68
 )    
69
 
Net gain (loss) on sale of assets
   
116
     
116
     
—  
  
Interest on loan recoveries
   
265
     
(73
 )    
338
 
Other:
   
     
     
 
Check printing fees
   
62
     
22
     
40
 
Safe deposit rental fees
   
193
     
(1
 )    
194
 
Credit life fees
   
172
     
(22
 )    
194
 
Brokerage commissions
   
385
     
39
     
346
 
Miscellaneous income
   
872
     
85
     
787
 
                         
Total other
   
1,684
     
123
     
1,561
 
                         
Total Noninterest Income
  $
 28,732
    $
 4,295
    $
 24,437
 
                         
 
Noninterest Expense
. Total noninterest expense for the first quarter of 2020 was $55.32 million, an increase of $7.95 million compared to $47.37 million in the same period of 2019. An important measure in determining whether a financial institution effectively manages noninterest expense is the efficiency ratio, which is calculated by dividing noninterest expense by the sum of net interest income on a
tax-equivalent
basis and noninterest income. Lower ratios indicate better efficiency since more income is generated with a lower noninterest expense total. Our efficiency ratio for the first quarter of 2020 was 49.63% compared to 49.46% for the same quarter in 2019.
Salaries and employee benefits expense for the first quarter of 2020 totaled $29.64 million, an increase of $2.22 million compared to the same period in 2019. The increase was primarily driven by the TB&T Bancshares, Inc. acquisition and annual merit-based pay increases that were effective March 1, 2020.
All other categories of noninterest expense for the first quarter of 2020 totaled $25.68 million, up from $19.94 million in the same quarter a year ago. Included in other noninterest expense in the first quarter of 2020 were technology contract termination and conversion related costs totaling $3.81 million related to the TB&T Bancshares, Inc. acquisition.
41
Table 4 - Noninterest Expense (in thousands):
                         
 
Three Months Ended March 31,
 
 
2020
 
  
Increase
(Decrease)
 
  
2019
 
                         
Salaries
  $
22,703
    $
 3,027
    $
19,676
 
Medical
   
2,697
     
202
     
2,495
 
Profit sharing
   
972
     
(519
 )    
1,491
 
Pension
   
—  
      
(23
 )    
23
 
401(k) match expense
   
839
     
114
     
725
 
Payroll taxes
   
1,815
     
218
     
1,597
 
Stock option and stock grant expense
   
616
     
99
     
517
 
Loss from partial settlement of pension plan
   
—  
      
(900
 )    
900
 
                         
Total salaries and employee benefits
   
29,642
     
2,218
     
27,424
 
                         
Net occupancy expense
   
3,027
     
264
     
2,763
 
Equipment expense
   
2,075
     
(378
 )    
2,453
 
FDIC assessment fees
   
45
     
(493
 )    
538
 
ATM, interchange and credit card expense
   
2,985
     
602
     
2,383
 
Professional and service fees
   
2,594
     
762
     
1,832
 
Printing, stationery and supplies
   
566
     
200
     
366
 
Operational and other losses
   
576
     
310
     
266
 
Software amortization and expense
   
2,024
     
427
     
1,597
 
Amortization of intangible assets
   
509
     
240
     
269
 
                         
Other:
   
     
     
 
Data processing fees
   
423
     
8
     
415
 
Postage
   
301
     
(134
 )    
435
 
Advertising
   
320
     
(564
 )    
884
 
Correspondent bank service charges
   
204
     
33
     
171
 
Telephone
   
963
     
4
     
959
 
Public relations and business development
   
875
     
111
     
764
 
Directors’ fees
   
625
     
168
     
457
 
Audit and accounting fees
   
444
     
2
     
442
 
Legal fees
   
294
     
(3
 )    
297
 
Regulatory exam fees
   
276
     
(15
 )    
291
 
Travel
   
312
     
(27
 )    
339
 
Courier expense
   
216
     
16
     
200
 
Other real estate owned
   
40
     
30
     
10
 
Other miscellaneous expense
   
5,982
     
4,170
     
1,812
 
                         
Total other
   
11,275
     
3,799
     
7,476
 
                         
Total Noninterest Expense
  $
55,318
    $
 7,951
    $
47,367
 
                         
 
42
Balance Sheet Review
Loans
. Our portfolio is comprised of loans made to businesses, professionals, individuals, and farm and ranch operations located in the primary trade areas served by our subsidiary bank. Real estate loans represent loans primarily for
1-4
family residences and commercial real estate. The structure of loans in the real estate mortgage area generally provides
re-pricing
intervals to minimize the interest rate risk inherent in long-term fixed rate loans. As of March 31, 2020, total loans held for investment were $4.64 billion, an increase of $444.42 million, as compared to December 31, 2019 balances, primarily due to the TB&T Bancshares, Inc. acquisition. As compared to December 31, 2019, commercial loans increased $13.12 million, agricultural loans decreased $4.06 million, real estate loans increased $425.88 million and consumer loans increased $9.48 million. Loans averaged $4.67 billion during the first quarter of 2020, an increase of $694.33 million from the prior year first quarter average balances.
Table 5 - Composition of Loans (in thousands):
Loans
held-for-investment
by class of financing receivables are as follows (in thousands):
                         
 
March 31,
   
December 31,
 
 
2020
   
2019
   
2019
 
Commercial
  $
869,450
    $
826,886
    $
856,326
 
Agricultural
   
99,582
     
91,336
     
103,640
 
Real Estate
   
3,249,249
     
2,684,207
     
2,823,372
 
Consumer
   
421,108
     
386,731
     
411,631
 
                         
Total
  $
4,639,389
    $
 3,989,160
    $
 4,194,969
 
                         
 
At March 31, 2020, our real estate loans represented approximately 70.04% of our loan portfolio and are comprised of (i)
1-4
family residence loans of 41.60%, (ii) commercial real estate loans of 29.48%, generally owner occupied, (iii) other loans, which include ranches, hospitals and universities, of 12.34%, (iv) residential development and construction loans of 9.65%, which includes our custom and speculative home construction loans and (v) commercial development and construction loans of 6.93%.
Loans held for sale, consisting of secondary market mortgage loans, totaled $42.03 million, $14.45 million, and $28.23 million at March 31, 2020 and 2019, and December 31, 2019, respectively. At March 31, 2020 and 2019 and December 31, 2019, $2.38 million, $2.44 million and $5.15 million, respectively, are valued using the lower of cost or fair value method and the remaining amounts are valued under the fair value option method. See notes 4 and 5 to the consolidated financial statements (unaudited) related to mandatory delivery for sales in the secondary mortgage market.
Asset Quality
. Our loan portfolio is subject to periodic reviews by our centralized independent loan review group as well as periodic examinations by bank regulatory agencies. Loans are placed on nonaccrual status when, in the judgment of management, the collectability of principal or interest under the original terms becomes doubtful. Nonaccrual, past due 90 days or more and still accruing, and restructured loans plus foreclosed assets were $40.44 million at March 31, 2020, as compared to $29.72 million at March 31, 2019 and $25.77 million at December 31, 2019. As a percent of loans and foreclosed assets, these assets were 0.86% at March 31, 2020, as compared to 0.74% at March 31, 2019 and 0.61% at December 31, 2019. As a percent of total assets, these assets were 0.42% at March 31, 2020, as compared to 0.37% at March 31, 2019 and 0.31% at December 31, 2019. We believe the level of these assets to be manageable and are not aware of any material classified credits not properly disclosed as nonperforming at March 31, 2020.
Supplemental Oil and Gas Information
. As of March 31, 2020, the Company’s exposure to the oil and gas industry totaled 2.50% of gross loans, or $117.22 million, down $2.57 million from December 31, 2019
year-end
levels, and consisted (based on collateral supporting the loan) of (i) development and production loans of 10.99%, (ii) oil and gas field servicing loans of 14.47%, (iii) real estate loans of 41.38%, (iv) accounts receivable and inventory of 4.61%, (v) automobile of 19.31% and (vi) other of
43
9.24%. Oil and gas prices recently decreased in the first quarter of 2020 and ranged between $20 to $25 per barrel at the date of this report, which has adversely impacted these loans, increasing our classified and
non-accrual
loans and also resulted in a $606 thousand
charge-off
on one oil and gas loan. Expanded monitoring and analysis of these loans has been implemented to address this decline in oil and gas prices as needed. The following oil and gas information is as of and for the quarters ended March 31, 2020 and 2019, and December 31, 2019:
                         
 
March 31,
   
December 31,
 
 
2020
 
  
2019
 
  
2019
 
Oil and gas related loans
  $
 117,223
    $
 107,335
    $
 119,789
 
Oil and gas related loans as a % of total loans
   
2.50
 %    
2.68
 %    
2.84
 %
Classified oil and gas related loans
  $
22,032
    $
4,255
    $
7,041
 
Non-accrual
oil and gas related loans
    
3,477
     
669
     
481
 
Net charge-offs for oil and gas related loans
   
606
     
—  
     
—  
  
Allowance for oil and gas related loans as a % of oil and gas loans
   
4.46
 %    
3.22
 %    
2.54
 %
 
Supplemental COVID-19 Industry Exposure.
In addition, at March 31, 2020, loan balances in the retail, restaurant, hotel, other hospitality and travel industries totaled $217.38 million (4.64%), $25.57 million (0.55%), $46.69 million (1.00%), $8.47 million (0.18%), and $937 thousand (0.02%), respectively. Classified and nonperforming amounts for these industries combined at March 31, 2020, totaled $5.68 million and $867 thousand, respectively.
Table 6 –
Non-accrual,
Past Due 90 Days or More and Still Accruing, Restructured Loans and Foreclosed Assets (in thousands, except percentages):
                         
 
March 31,
   
December 31,
 
 
2020
 
  
2019
 
  
2019
 
Non-accrual
loans*
   $
39,226
    $
28,508
    $
 24,582
 
Loans still accruing and past due 90 days or more
   
209
     
97
     
153
 
Troubled debt restructured loans**
   
26
     
472
     
26
 
                         
Nonperforming Loans
   
39,461
     
29,077
     
24,761
 
Foreclosed assets
   
983
     
647
     
1,009
 
                         
Total nonperforming assets
  $
40,444
    $
29,724
    $
 25,770
 
                         
As a % of loans and foreclosed assets
   
0.86
 %    
0.74
 %    
0.61
 %
As a % of total assets
   
0.42
     
0.37
     
0.31
 
 
* Includes $7.77 million, $859 thousand and $251 thousand of purchased credit impaired loans as of March 31, 2020 and 2019, and December 31, 2019, respectively.
 
** Other troubled debt restructured loans of $4.73 million, $4.57 million and $4.79 million, whose interest collection, after considering economic and business conditions and collection efforts, is doubtful are included in
non-accrual
loans at March 31, 2020 and 2019, and December 31, 2019, respectively.
 
We record interest payments received on
non-accrual
loans as reductions of principal. Prior to the loans being placed on
non-accrual,
we recognized interest income on impaired loans of approximately $151 thousand for the year ended December 31, 2019. If interest on these impaired loans had been recognized on a full accrual basis during the year ended December 31, 2019, such income would have approximated $2.39 million. Such amounts for the 2020 and 2019 interim periods were not significant.
44
Provision and Allowance for Loan Losses
. The allowance for loan losses is the amount we determine as of a specific date to be appropriate to absorb probable losses on existing loans in which full collectability is unlikely based on our review and evaluation of the loan portfolio. For a discussion of our methodology, see note 1 to our consolidated financial statements (unaudited). The provision for credit losses was $9.85 million for the first quarter of 2020, as compared to $965 thousand for the first quarter of 2019. The provision for loan losses in 2020 reflects primarily (i) growth in the overall loan portfolio, (ii) increased levels of nonperforming assets, classified loans and charge-offs, (iii) increased provision resulting from stress on our loan portfolio from the increase in unemployment and economic effects of the coronavirus pandemic and (iv) the economic effects related to the recent decrease in oil and gas prices. As a percent of average loans, net loan charge-offs were 0.16% for the first quarter of 2020, as compared to 0.06% for the first quarter of 2019. The allowance for loan losses as a percent of loans was 1.29% as of March 31, 2020, as compared to 1.29% as of March 31, 2019 and 1.24% as of December 31, 2019. While we note that our allowance for loan losses as a percentage of total loans has remained relatively flat, we acquired $455.18 million in loans in the TB&T Bancshares, Inc. acquisition that were recorded at fair value, including credit considerations, with no corresponding allowance for loan losses being recorded. The Company recorded a $7.65 million discount on the acquired loan portfolio at acquisition date.
Table 7 - Loan Loss Experience and Allowance for Loan Losses (in thousands, except percentages):
                 
 
Three Months Ended
March 31,
 
 
2020
 
  
2019
 
Allowance for credit losses at
period-end
  $
60,440
    $
51,585
 
                 
Loans held for investment at
period-end
   
4,639,389
     
3,989,160
 
Average loans for period
   
4,667,436
     
3,973,108
 
                 
Net charge-offs/average loans (annualized)
   
0.16
 %    
0.06
 %
Allowance for loan
losses/period-end
loans
    
1.29
 %    
1.29
 %
Allowance for loan
losses/non-accrual
loans, past due 90 days still accruing and restructured loans
    
153.16
 %    
177.41
 %
 
Interest-Bearing Deposits in Banks.
At March 31, 2020, our interest-bearing deposits in banks were $76.38 million compared to $199.22 million at March 31, 2019 and $47.92 million at December 31, 2019, respectively. At March 31, 2020, interest-bearing deposits in banks included $75.77 million maintained at the Federal Reserve Bank of Dallas and $608 thousand on deposit with the Federal Home Loan Bank of Dallas (“FHLB”).
Available-for-Sale and Held-to-Maturity Securities
. At March 31, 2020, securities with a fair value of $4.11 billion were classified as securities
available-for-sale.
As compared to December 31, 2019, the
available-for-sale
portfolio at March 31, 2020
reflected (i) an increase in U.S. Treasury securities of $94 thousand, (ii) an increase of $518.69 million in obligations of states and political subdivisions, (iii) an increase of $43 thousand in corporate bonds and other, and (iv) an increase of $174.93 million in mortgage-backed securities. The shift to mortgage-backed securities from obligations of state and political subdivisions was due to the change in the federal income tax rate of 21% from 35% effective January 1, 2018, although we have seen an increase in our purchases of state and political subdivisions bonds in the first quarter of 2020 due to favorable shifts in tax equivalent yields. Our mortgage related securities are backed by GNMA, FNMA or FHLMC or are collateralized by securities backed by these agencies.
See note 2 to the consolidated financial statements (unaudited) for additional disclosures relating to the investment portfolio at March 31, 2020 and 2019, and December 31, 2019.
45
Table 8 - Maturities and Yields of
Available-for-Sale
Securities Held at March 31, 2020 (in thousands, except percentages):
                                                                                 
 
Maturing
 
 
One Year
or Less
   
After One Year
Through
Five Years
   
After Five Years
Through
Ten Years
   
After
Ten Years
   
Total
 
Available-for-Sale:
 
Amount
 
  
Yield
 
  
Amount
 
  
Yield
 
  
Amount
 
  
Yield
 
  
Amount
 
  
Yield
 
  
Amount
 
  
Yield
 
U.S. Treasury securities
  $
10,113
     
2.04
 %   $
—  
      
—  
 %   $
—  
      
—  
 %   $
—  
      
—
 %   $
10,113
     
2.04
 %
Obligations of states and political subdivisions
   
137,871
     
4.72
     
653,897
     
4.10
     
1,013,634
     
3.36
     
2,269
     
5.66
     
1,807,671
     
3.74
 
Corporate bonds and other securities
   
4,532
     
2.21
     
219
     
2.65
     
—  
      
—  
      
—  
      
—  
      
4,751
     
2.23
 
Mortgage-backed securities
   
112,829
     
2.62
     
1,417,009
     
2.72
 %    
701,445
     
2.52
     
53,251
     
2.70
     
2,284,534
     
2.65
 
                                                                                 
Total
  $
265,345
     
3.69
 %   $
2,071,125
     
3.15
 %   $
1,715,079
     
3.02
 %   $
55,520
     
2.82
 %   $
4,107,069
     
3.13
 %
                                                                                 
All yields are computed on a
tax-equivalent
basis assuming a marginal tax rate of 21%. Yields on
available-for-sale
securities are based on amortized cost. Maturities of mortgage-backed securities are based on contractual maturities and could differ due to prepayments of underlying mortgages. Maturities of other securities are reported at the earlier of maturity date or call date.
As of March 31, 2020, the investment portfolio had an overall tax equivalent yield of 3.13%, a weighted average life of 4.79 years and modified duration of 4.26 years.
Deposits
. Deposits held by our subsidiary bank represent our primary source of funding. Total deposits were $7.21 billion as of March 31, 2020, as compared to $6.35 billion as of March 31, 2019 and $6.60 billion as of December 31, 2019. Table 9 provides a breakdown of average deposits and rates paid for the three-month period ended March 31, 2020 and 2019, respectively.
Table 9 — Composition of Average Deposits (in thousands, except percentages):
                                 
 
Three Months Ended March 31,
 
 
2020
   
2019
 
 
Average
Balance
 
  
Average
Rate
 
  
Average
Balance
 
  
Average
Rate
 
Noninterest-bearing deposits
  $
2,291,535
     
—  
 %   $
2,082,719
     
—  
 %
                                 
Interest-bearing deposits:
   
     
     
     
 
Interest-bearing checking
   
2,446,031
     
0.53
     
2,057,381
     
0.72
 
Savings and money market accounts
   
1,983,701
     
0.46
     
1,646,340
     
0.55
 
Time deposits under $100,000
   
199,754
     
0.80
     
191,673
     
0.55
 
Time deposits of $100,000 or more
   
274,601
     
1.14
     
248,697
     
0.84
 
                                 
Total interest-bearing deposits
   
4,904,087
     
0.55
 %    
4,144,091
     
0.65
 %
                                 
Total average deposits
  $
7,195,622
     
    $
6,226,810
     
 
                                 
46
Borrowings.
Included in borrowings were federal funds purchased, securities sold under repurchase agreements and advances from the FHLB of $857.87 million, $382.71 million and $381.36 million at March 31, 2020 and 2019 and December 31, 2019, respectively. The increase in borrowings at March 31, 2020 was primarily in our advances from the FHLB resulting from our purchase of investment securities to take advantage of favorable changes in tax equivalent interest rates. Securities sold under repurchase agreements are generally with significant customers of the Company that require short-term liquidity for their funds for which we pledge certain securities that have a fair value equal to at least the amount of the borrowings. The average balance of federal funds purchased, securities sold under repurchase agreements and advances from the FHLB were $460.61 million and $408.64 million in the first quarter of 2020 and 2019, respectively. The weighted average interest rates paid on these borrowings were 0.45% and 0.72% for the first quarters of 2020 and 2019, respectively.
Capital Resources
We evaluate capital resources by our ability to maintain adequate regulatory capital ratios to do business in the banking industry. Issues related to capital resources arise primarily when we are growing at an accelerated rate but not retaining a significant amount of our profits or when we experience significant asset quality deterioration.
Total shareholders’ equity was $1.53 billion, or 15.73% of total assets at March 31, 2020, as compared to $1.11 billion or 13.94% of total assets at March 31, 2019 and $1.23 billion, or 14.85% of total assets at December 31, 2019. Included in shareholders’ equity at March 31, 2020 and 2019 and December 31, 2019, were $123.58 million, $31.83 million and $67.51 million, respectively, in unrealized gains on investment securities
available-for-sale,
net of related income taxes. For the first quarter of 2020, total shareholders’ equity averaged $1.48 billion, or 16.10% of average assets, as compared to $1.07 billion, or 13.82% of average assets, during the same period in 2019.
Banking regulators measure capital adequacy by means of the risk-based capital ratios and the leverage ratio under the Basel III regulatory capital framework and prompt corrective action regulations. The risk-based capital rules provide for the weighting of assets and
off-balance-sheet
commitments and contingencies according to prescribed risk categories. Regulatory capital is then divided by risk-weighted assets to determine the risk-adjusted capital ratios. The leverage ratio is computed by dividing shareholders’ equity less intangible assets by
quarter-to-date
average assets less intangible assets.
Beginning in January 2015, under the Basel III regulatory capital framework, the implementation of the capital conservation buffer became effective for the Company starting at the 0.625% level and increasing 0.625% each year thereafter, until it reached 2.50% on January 1, 2019. The capital conservation buffer is designed to absorb losses during periods of economic stress and requires increased capital levels for the purpose of capital distributions and other payments. Failure to meet the amount of the buffer will result in restrictions on the Company’s ability to make capital distributions, including dividend payments and stock repurchases, and to pay discretionary bonuses to executive officers.
As of March 31, 2020 and 2019, and December 31, 2019, we had a total capital to risk-weighted assets ratio of 20.65%, 21.00% and 21.13%, a Tier 1 capital to risk-weighted assets ratio of 19.55%, 19.86% and 20.06%, a common equity Tier 1 to risk-weighted assets ratio of 19.55%, 19.86% and 20.06% and a leverage ratio of 12.49%, 12.08% and 12.60%, respectively. The regulatory capital ratios as of March 31, 2020 and 2019, and December 31, 2019 were calculated under Basel III rules.
47
The regulatory capital ratios of the Company and Bank under the Basel III regulatory capital framework are as follows:    
                                                 
 
Actual
   
Minimum Capital
Required-Basel III
Fully
Phased-In*
   
Required to be
Considered Well-
Capitalized
 
As of March 31, 2020:
 
Amount
 
  
Ratio
 
  
Amount
 
  
Ratio
 
  
Amount
 
  
Ratio
 
Total Capital to Risk-Weighted Assets:
   
     
     
     
     
     
 
Consolidated
  $
1,156,657
     
20.65
 %   $
588,194
     
10.50
 %   $
560,185
     
10.00
 %
First Financial Bank, N.A
  $
1,026,860
     
18.37
 %   $
586,949
     
10.50
 %   $
558,999
     
10.00
 %
                                                 
Tier 1 Capital to Risk-Weighted Assets:
   
     
     
     
     
     
 
Consolidated
  $
1,095,409
     
19.55
 %   $
476,157
     
8.50
 %   $
336,111
     
6.00
 %
First Financial Bank, N.A
  $
965,612
     
17.27
 %   $
475,149
     
8.50
 %   $
447,200
     
8.00
 %
                                                 
Common Equity Tier 1 Capital to Risk-Weighted Assets:
   
     
     
     
     
     
 
Consolidated
  $
1,095,409
     
19.55
 %   $
392,129
     
7.00
 %    
—  
      
N/A
 
First Financial Bank, N.A
  $
965,612
     
17.27
 %   $
391,300
     
7.00
 %   $
363,350
     
6.50
 %
                                                 
Leverage Ratio:
   
     
     
     
     
     
 
Consolidated
  $
1,095,409
     
12.49
 %   $
350,764
     
4.00
 %    
—  
      
N/A
 
First Financial Bank, N.A
  $
965,612
     
11.05
 %   $
349,495
     
4.00
 %   $
436,869
     
5.00
 %
* At March 31, 2020, the capital conservation buffer under Basel III has been fully
phased-in.
                                                 
 
Actual
   
Minimum Capital
Required-Basel III
Fully
Phased-In*
   
Required to be
Considered Well-
Capitalized
 
As of March 31, 2019:
 
Amount
 
  
Ratio
 
  
Amount
 
  
Ratio
 
  
Amount
 
  
Ratio
 
Total Capital to Risk-Weighted Assets:
   
     
     
     
     
     
 
Consolidated
  $
966,100
     
21.00
 %   $
482,971
     
10.50
 %   $
459,972
     
10.00
 %
First Financial Bank, N.A
  $
860,244
     
18.75
 %   $
481,796
     
10.50
 %   $
458,854
     
10.00
 %
                                                 
Tier 1 Capital to Risk-Weighted Assets:
   
     
     
     
     
     
 
Consolidated
  $
913,706
     
19.86
 %   $
390,976
     
8.50
 %   $
275,983
     
6.00
 %
First Financial Bank, N.A
  $
807,850
     
17.61
 %   $
390,026
     
8.50
 %   $
367,083
     
8.00
 %
                                                 
Common Equity Tier 1 Capital to Risk-Weighted Assets:
   
     
     
     
     
     
 
Consolidated
  $
913,706
     
19.86
 %   $
321,981
     
7.00
 %    
—  
      
N/A
 
First Financial Bank, N.A
  $
807,850
     
17.61
 %   $
321,198
     
7.00
 %   $
298,255
     
6.50
 %
                                                 
Leverage Ratio:
   
     
     
     
     
     
 
Consolidated
  $
913,706
     
12.08
 %   $
302,502
     
4.00
 %    
—  
      
N/A
 
First Financial Bank, N.A
  $
807,850
     
10.72
 %   $
301,375
     
4.00
 %   $
376,719
     
5.00
 %
48
                                                 
 
Actual
   
Minimum Capital
Required Under
Basel III
Phase-In
   
Required to be
Considered Well-
Capitalized
 
As of December 31, 2019:
 
Amount
 
  
Ratio
 
  
Amount
 
  
Ratio
 
  
Amount
 
  
Ratio
 
Total Capital to Risk-Weighted Assets:
   
     
     
     
     
     
 
Consolidated
  $
1,051,029
     
21.13
 %   $
522,275
     
10.50
 %   $
497,405
     
10.00
 %
First Financial Bank, N.A
  $
908,778
     
18.31
 %   $
521,081
     
10.50
 %   $
496,268
     
10.00
 %
                                                 
Tier 1 Capital to Risk-Weighted Assets:
   
     
     
     
     
     
 
Consolidated
  $
997,721
     
20.06
 %   $
422,794
     
8.50
 %   $
298,443
     
6.00
 %
First Financial Bank, N.A
  $
855,470
     
17.24
 %   $
421,828
     
8.50
 %   $
397,014
     
8.00
 %
                                                 
Common Equity Tier 1 Capital to Risk-Weighted Assets:
   
     
     
     
     
     
 
Consolidated
  $
997,721
     
20.06
 %   $
348,184
     
7.00
 %    
—  
      
N/A
 
First Financial Bank, N.A
  $
855,470
     
17.24
 %   $
347,388
     
7.00
 %   $
322,574
     
6.50
 %
                                                 
Leverage Ratio:
   
     
     
     
     
     
 
Consolidated
  $
997,721
     
12.60
 %   $
316,850
     
4.00
 %    
—  
      
N/A
 
First Financial Bank, N.A
  $
855,470
     
10.84
 %   $
315,570
     
4.00
 %   $
394,463
     
5.00
 %
In connection with the adoption of the Basel III regulatory capital framework, our subsidiary bank made the election to continue to exclude most accumulated other comprehensive income (“AOCI”) from capital in connection with its quarterly financial filing and, in effect, to retain the AOCI treatment under the prior capital rules.
Interest Rate Risk
Interest rate risk results when the maturity or repricing intervals of interest-earning assets and interest-bearing liabilities are different. Our exposure to interest rate risk is managed primarily through our strategy of selecting the types and terms of interest-earning assets and interest-bearing liabilities that generate favorable earnings while limiting the potential negative effects of changes in market interest rates. We use no
off-balance
sheet financial instruments to manage interest rate risk.
Our subsidiary bank has an asset liability management committee that monitors interest rate risk and compliance with investment policies. The subsidiary bank utilizes an earnings simulation model as the primary quantitative tool in measuring the amount of interest rate risk associated with changing market rates. The model quantifies the effects of various interest rate scenarios on projected net interest income and net income over the next twelve months. The model measures the impact on net interest income relative to a base case scenario of hypothetical fluctuations in interest rates over the next twelve months. These simulations incorporate assumptions regarding balance sheet growth and mix, pricing and the
re-pricing
and maturity characteristics of the existing and projected balance sheet.
As of March 31, 2020, the model simulations projected that 100 and 200 basis point increases in interest rates would result in positive variances in net interest income of 0.03% and 0.19%, respectively, relative to the current financial statement structure over the next twelve months, while a decrease in interest rates of 100 and 200 basis points would result in a negative variance in net interest income of 0.88% and 1.70%, respectively, relative to the current financial statement structure over the next twelve months. Our model simulation as of March 31, 2020 indicates that our balance sheet is relatively asset/liability neutral. These are good faith estimates and assume that the composition of our interest sensitive assets and liabilities existing at each
year-end
will remain constant over the relevant twelve-month measurement period and that changes in market interest rates are instantaneous and sustained across the yield curve regardless of duration of pricing characteristics on specific assets or liabilities. Also, this analysis does not contemplate any actions that we might undertake in response to changes in market interest rates. We believe these estimates are not necessarily indicative of what actually could occur in the event of immediate interest rate increases or decreases of this magnitude. As interest-bearing assets and liabilities
re-price
in different time frames and proportions to market interest rate movements, various assumptions
49
must be made based on historical relationships of these variables in reaching any conclusion. Since these correlations are based on competitive and market conditions, we anticipate that our future results will likely be different from the foregoing estimates, and such differences could be material.
Should we be unable to maintain a reasonable balance of maturities and repricing of our interest-earning assets and our interest-bearing liabilities, we could be required to dispose of our assets in an unfavorable manner or pay a higher than market rate to fund our activities. Our asset liability committee oversees and monitors this risk.
Liquidity
Liquidity is our ability to meet cash demands as they arise. Such needs can develop from loan demand, deposit withdrawals or acquisition opportunities. Potential obligations resulting from the issuance of standby letters of credit and commitments to fund future borrowings to our loan customers are other factors affecting our liquidity needs. Many of these obligations and commitments are expected to expire without being drawn upon; therefore the total commitment amounts do not necessarily represent future cash requirements affecting our liquidity position. The potential need for liquidity arising from these types of financial instruments is represented by the contractual notional amount of the instrument. Asset liquidity is provided by cash and assets which are readily marketable or which will mature in the near future. Liquid assets include cash, federal funds sold, and short-term investments in time deposits in banks. Liquidity is also provided by access to funding sources, which include core depositors and correspondent banks that maintain accounts with and sell federal funds to our subsidiary bank. Other sources of funds include our ability to borrow from short-term sources, such as purchasing federal funds from correspondent banks, sales of securities under agreements to repurchase and advances from the FHLB (see below) and an unfunded $25.00 million revolving line of credit established with Frost Bank, a nonaffiliated bank, which matures in June 2021 (see next paragraph).
Our subsidiary bank also has federal funds purchased lines of credit with two
non-affiliated
banks totaling $130.00 million. At March 31, 2020, no amounts were drawn on these lines of credit. Our subsidiary bank also has available a line of credit with the FHLB totaling $933.69 million at March 31, 2020, secured by portions of our loan portfolio and certain investment securities. At March 31, 2020, the Company had $446.00 million outstanding under this line of credit.
The Company renewed its loan agreement, effective June 30, 2019, with Frost Bank. Under the loan agreement, as renewed and amended, we are permitted to draw up to $25.00 million on a revolving line of credit. Prior to June 30, 2021, interest is paid quarterly at
The Wall Street Journal
Prime Rate and the line of credit matures June 30, 2021. If a balance exists at June 30, 2021, the principal balance converts to a term facility payable quarterly over five years and interest is paid quarterly at
The Wall Street Journal
Prime Rate. The line of credit is unsecured. Among other provisions in the credit agreement, we must satisfy certain financial covenants during the term of the loan agreement, including, without limitation, covenants that require us to maintain certain capital, tangible net worth, loan loss reserve,
non-performing
asset and cash flow coverage ratios. In addition, the credit agreement contains certain operational covenants, which among others, restricts the payment of dividends above 55% of consolidated net income, limits the incurrence of debt (excluding any amounts acquired in an acquisition) and prohibits the disposal of assets except in the ordinary course of business. Since 1995, we have historically declared dividends as a percentage of our consolidated net income in a range of 37% (low) in 1995 to 53% (high) in 2003 and 2006. The Company was in compliance with the financial and operational covenants at March 31, 2020. There was no outstanding balance under the line of credit as of March 31, 2020 or December 31, 2019.
In addition, we anticipate that future acquisitions of financial institutions, expansion of branch locations or offerings of new products could also place a demand on our cash resources. Available cash and cash equivalents at our parent company which totaled $111.67 million at March 31, 2020, investment securities which totaled $4.56 million at March 31, 2020 and mature over 9 to 10 years, available dividends from our subsidiaries which totaled $204.08 million at March 31, 2020, utilization of available lines of credit, and future debt or equity offerings are expected to be the source of funding for these potential acquisitions or expansions.
50
Our liquidity position is continuously monitored and adjustments are made to the balance between sources and uses of funds as deemed appropriate. Liquidity risk management is an important element in our asset/liability management process. We regularly model liquidity stress scenarios to assess potential liquidity outflows or funding problems resulting from economic disruptions, volatility in the financial markets, unexpected credit events or other significant occurrences deemed potentially problematic by management. These scenarios are incorporated into our contingency funding plan, which provides the basis for the identification of our liquidity needs. As of March 31, 2020, management is not aware of any events that are reasonably likely to have a material adverse effect on our liquidity, capital resources or operations. We are monitoring closely the economic impact of the coronavirus on our customers and the communities we serve. Given the strong core deposit base and relatively low loan to deposit ratios maintained at our subsidiary bank, we consider our current liquidity position to be adequate to meet our short-term and long-term liquidity needs. In addition, management is not aware of any regulatory recommendations regarding liquidity that would have a material adverse effect on us.
Off-Balance Sheet Arrangements.
We are a party to financial instruments with
off-balance
sheet risk in the normal course of business to meet the financing needs of our customers. These financial instruments include unfunded lines of credit, commitments to extend credit and federal funds sold to correspondent banks and standby letters of credit. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in our consolidated balance sheets.
Our exposure to credit loss in the event of nonperformance by the counterparty to the financial instrument for unfunded lines of credit, commitments to extend credit and standby letters of credit is represented by the contractual notional amount of these instruments. We generally use the same credit policies in making commitments and conditional obligations as we do for
on-balance
sheet instruments.
Unfunded lines of credit and commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. These commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. We evaluate each customer’s creditworthiness on a
case-by-case
basis. The amount of collateral obtained, as we deem necessary upon extension of credit, is based on our credit evaluation of the counterparty. Collateral held varies but may include accounts receivable, inventory, property, plant, and equipment and income-producing commercial properties.
Standby letters of credit are conditional commitments we issue to guarantee the performance of a customer to a third party. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. The average collateral value held on letters of credit usually exceeds the contract amount.
Table 10 – Commitments as of March 31, 2020 (in thousands):
         
 
Total Notional
Amounts
Committed
 
Unfunded lines of credit
  $
795,126
 
Unfunded commitments to extend credit
   
572,093
 
Standby letters of credit
   
35,597
 
         
Total commercial commitments
  $
 1,402,816
 
         
51
We believe we have no other
off-balance
sheet arrangements or transactions with unconsolidated, special purpose entities that would expose us to liability that is not reflected on the face of the financial statements.
Parent Company Funding
. Our ability to fund various operating expenses, dividends, and cash acquisitions is generally dependent on our own earnings (without giving effect to our subsidiaries), cash reserves and funds derived from our subsidiaries. These funds historically have been produced by intercompany dividends and management fees that are limited to reimbursement of actual expenses. We anticipate that our recurring cash sources will continue to include dividends and management fees from our subsidiaries. At March 31, 2020, approximately $204.08 million was available for the payment of intercompany dividends by our subsidiaries without the prior approval of regulatory agencies. Our subsidiaries paid aggregate dividends of $2.50 million and $2.00 million for the three-month periods ended March 31, 2020 and 2019, respectively.
Dividends
. Our long-term dividend policy is to pay cash dividends to our shareholders of approximately 40% of annual net earnings while maintaining adequate capital to support growth. We are also restricted by a loan covenant within our line of credit agreement with Frost Bank to dividend no greater than 55% of net income, as defined in such loan agreement. The cash dividend payout ratios have amounted to 45.82% and 37.24% of net earnings for the first three months of 2020 and 2019, respectively. Given our current capital position and projected earnings and asset growth rates, we do not anticipate any significant change in our current dividend policy. We last increased our dividend paid per share in April 2019 when the Board of Directors declared a $0.12 per share cash dividend (post stock split) for the second quarter of 2019, a 14.29% increase over 2018.
Our bank subsidiary, which is a national banking association and a member of the Federal Reserve System, is required by federal law to obtain the prior approval of the OCC to declare and pay dividends if the total of all dividends declared in any calendar year would exceed the total of (1) such bank’s net profits (as defined and interpreted by regulation) for that year plus (2) its retained net profits (as defined and interpreted by regulation) for the preceding two calendar years, less any required transfers to surplus.
To pay dividends, we and our subsidiary bank must maintain adequate capital above regulatory guidelines. In addition, if the applicable regulatory authority believes that a bank under its jurisdiction is engaged in or is about to engage in an unsafe or unsound practice (which, depending on the financial condition of the bank, could include the payment of dividends), the authority may require, after notice and hearing, that such bank cease and desist from the unsafe practice. The Federal Reserve, the FDIC and the OCC have each indicated that paying dividends that deplete a bank’s capital base to an inadequate level would be an unsafe and unsound banking practice. The Federal Reserve, the OCC and the FDIC have issued policy statements that recommend that bank holding companies and insured banks should generally only pay dividends out of current operating earnings.
Item 3.
Quantitative and Qualitative Disclosures About Market Risk
Management considers interest rate risk to be a significant market risk for the Company. See “Item 2 - Management’s Discussion and Analysis of Financial Condition and Results of Operations – Capital Resources - Interest Rate Risk” for disclosure regarding this market risk.
Item 4.
Controls and Procedures
As of March 31, 2020, we carried out an evaluation, under the supervision and with the participation of our management, including our principal executive officer and principal financial officer, of the effectiveness of the design and operation of our disclosure controls and procedures (as defined in Rule
13a-15(e)
or
15d-15(e)
of the Securities Exchange Act of 1934). Our management, which includes our principal executive officer and our principal financial officer, does not expect that our disclosure controls and procedures will prevent all errors and all fraud.
52
A control system, no matter how well conceived and operated, can provide only reasonable, not absolute, assurance that the objectives of the control system are met. Further, the design of a control system must reflect the fact that there are resource constraints, and the benefits of controls must be considered relative to their costs. Because of the inherent limitations in all control systems, no evaluation of controls can provide absolute assurance that all control issues and instances of fraud, if any, within the Company have been detected. These inherent limitations include the realities that judgments in decision-making can be faulty and that breakdowns can occur because of simple error or mistake. Additionally, controls can be circumvented by the individual acts of some persons, by collusion of two or more people, or by management override of the control. The design of any system of controls also is based in part upon certain assumptions about the likelihood of future events, and there can be no assurance that any design will succeed in achieving its stated goals under all potential future conditions; over time, controls may become inadequate because of changes in conditions or the degree of compliance with the policies or procedures may deteriorate. Because of the inherent limitations in a cost-effective control system, misstatements due to error or fraud may occur and not be detected. Our principal executive officer and principal financial officer have concluded, based on our evaluation of our disclosure controls and procedures, that our disclosure controls and procedures were effective at the reasonable assurance level as of March 31, 2020.
Subsequent to our evaluation, there were no significant changes in internal controls over financial reporting or other factors that have materially affected, or are reasonably likely to materially affect, these internal controls.
53
PART II
OTHER INFORMATION
Item 1.
Legal Proceedings
From time to time we and our subsidiaries are parties to lawsuits arising in the ordinary course of our banking business. However, there are no material pending legal proceedings to which we, our subsidiaries, or any of their properties, are currently subject. Other than regular, routine examinations by state and federal banking authorities, there are no proceedings pending or known to be contemplated by any governmental authorities.
Item 1A.
Risk Factors
The disclosures below supplement the risk factors previously disclosed under Item 1A. of the Company’s 2019 Annual Report on Form
10-K.
The
COVID-19
pandemic has adversely impacted our business and financial results, and the ultimate impact will depend on future developments, which are highly uncertain and cannot be predicted, including the scope and duration of the pandemic and actions taken by governmental authorities in response to the pandemic.
The
COVID-19
pandemic is creating extensive disruptions to the global economy and to the lives of individuals throughout the world. Governments, businesses, and the public are taking unprecedented actions to contain the spread of
COVID-19
and to mitigate its effects, including quarantines, travel bans,
shelter-in-place
orders, closures of businesses and schools, fiscal stimulus, and legislation designed to deliver monetary aid and other relief. While the scope, duration, and full effects of
COVID-19
are rapidly evolving and not fully known, the pandemic and related efforts to contain it have disrupted global economic activity, adversely affected the functioning of financial markets, impacted interest rates, increased economic and market uncertainty, and disrupted trade and supply chains. If these effects continue for a prolonged period or result in sustained economic stress or recession, many of the risk factors identified in our Form
10-K
could be exacerbated and such effects could have a material adverse impact on us in a number of ways related to credit, collateral, customer demand, funding, operations, interest rate risk, human capital and self-insurance, as described in more detail below.
•
Credit Risk
. Our risks of timely loan repayment and the value of collateral supporting the loans are affected by the strength of our borrower’s business. Concern about the spread of
COVID-19
has caused and is likely to continue to cause business shutdowns, limitations on commercial activity and financial transactions, labor shortages, supply chain interruptions, increased unemployment and commercial property vacancy rates, reduced profitability and ability for property owners to make mortgage payments, and overall economic and financial market instability, all of which may cause our customers to be unable to make scheduled loan payments. If the effects of
COVID-19
result in widespread and sustained repayment shortfalls on loans in our portfolio, we could incur significant delinquencies, foreclosures and credit losses, particularly if the available collateral is insufficient to cover our exposure. The future effects of
COVID-19
on economic activity could negatively affect the collateral values associated with our existing loans, the ability to liquidate the real estate collateral securing our residential and commercial real estate loans, our ability to maintain loan origination volume and to obtain additional financing, the future demand for or profitability of our lending and services, and the financial condition and credit risk of our customers. Further, in the event of delinquencies, regulatory changes and policies designed to protect borrowers may slow or prevent us from making our business decisions or may result in a delay in our taking certain remediation actions, such as foreclosure. In addition, we have unfunded commitments to extend credit to customers. During a challenging economic environment like now, our customers are more dependent on our credit commitments and increased borrowings under these commitments could adversely impact our liquidity. Furthermore, in an effort to support our communities during the pandemic, we are participating in the Paycheck Protection Program (“PPP”) under the CARES Act whereby loans to
54
  small businesses are made and those loans are subject to the regulatory requirements that would require forbearance of loan payments for a specified time or that would limit our ability to pursue all available remedies in the event of a loan default. If the borrower under the PPP loan fails to qualify for loan forgiveness, we are at the heightened risk of holding these loans at unfavorable interest rates as compared to the loans to customers that we would have otherwise extended credit.
•
Strategic Risk
. Our success may be affected by a variety of external factors that may affect the price or marketability of our products and services, changes in interest rates that may increase our funding costs, reduced demand for our financial products due to economic conditions and the various
response of governmental and nongovernmental authorities. In recent weeks, the
COVID-19
pandemic has significantly increased economic and demand uncertainty and has led to disruption and volatility in the global capital markets. Furthermore, many of the governmental actions have been directed toward curtailing household and business activity to contain
COVID-19.
These actions have been rapidly expanding in scope and intensity. For example, in many of our markets, local governments have acted to temporarily close or restrict the operations of most businesses. The future effects of
COVID-19
on economic activity could negatively affect the future banking products we provide, including a decline in originating of loans.
•
Operational Risk
. Current and future restrictions on our workforce’s access to our facilities could limit our ability to meet customer servicing expectations and have a material adverse effect on our operations. We rely on business processes and branch activity that largely depend on people and technology, including access to information technology systems as well as information, applications, payment systems and other services provided by third parties. In response to
COVID-19,
we have modified our business practices with a portion of our employees working remotely from their homes to have our operations uninterrupted as much as possible. Further, technology in employees’ homes may not be as robust as in our offices and could cause the networks, information systems, applications, and other tools available to employees to be more limited or less reliable than in our offices. The continuation of these work-from-home measures also introduces additional operational risk, including increased cybersecurity risk. These cyber risks include greater phishing, malware, and other cybersecurity attacks, vulnerability to disruptions of our information technology infrastructure and telecommunications systems for remote operations, increased risk of unauthorized dissemination of confidential information, limited ability to restore the systems in the event of a systems failure or interruption, greater risk of a security breach resulting in destruction or misuse of valuable information, and potential impairment of our ability to perform critical functions, including wiring funds, all of which could expose us to risks of data or financial loss, litigation and liability and could seriously disrupt our operations and the operations of any impacted customers.
Moreover, we rely on many third parties in our business operations, including the appraiser of the real property collateral, vendors that supply essential services such as loan servicers, providers of financial information, systems and analytical tools and providers of electronic payment and settlement systems, and local and federal government agencies, offices, and courthouses. In light of the developing measures responding to the pandemic, many of these entities may limit the availability and access of their services. For example, loan origination could be delayed due to the limited availability of real estate appraisers for the collateral. Loan closings could be delayed related to reductions in available staff in recording offices or the closing of courthouses in certain counties, which slows the process for title work, mortgage and UCC filings in those counties. If the third-party service providers continue to have limited capacities for a prolonged period or if additional limitations or potential disruptions in these services materialize, it may negatively affect our operations.
•
Interest Rate Risk
. Our net interest income, lending activities, deposits and profitability could be negatively affected by volatility in interest rates caused by uncertainties stemming from
COVID-19.
In March 2020, the Federal Reserve lowered the target range for the federal funds rate to a range from 0 to 0.25 percent, citing concerns about the impact of
COVID-19
on markets and stress in the energy sector. A prolonged period of extremely volatile and unstable market conditions would likely increase
55
  our funding costs and negatively affect market risk mitigation strategies. Higher income volatility from changes in interest rates and spreads to benchmark indices could cause a loss of future net interest income and a decrease in current fair market values of our assets. Fluctuations in interest rates will impact both the level of income and expense recorded on most of our assets and liabilities and the market value of all interest-earning assets and interest-bearing liabilities, which in turn could have a material adverse effect on our net income, operating results, or financial condition.
Because there have been no comparable recent global pandemics that resulted in similar global impact, we do not yet know the full extent of
COVID-19’s
effects on our business, operations, or the global economy as a whole. Any future development will be highly uncertain and cannot be predicted, including the scope and duration of the pandemic, the effectiveness of our work from home arrangements, third party providers’ ability to support our operation, and any actions taken by governmental authorities and other third parties in response to the pandemic. The uncertain future development of this crisis could materially and adversely affect our business, operations, operating results, financial condition, liquidity or capital levels.
Item 2.
Unregistered Sales of Equity Securities and Use of Proceeds
None
Item 3.
Defaults Upon Senior Securities
Not Applicable
Item 4.
Mine Safety Disclosures
Not Applicable
Item 5.
Other Information
None
56
Item 6.
Exhibits
             
 
    2.1
   
—
 
             
 
    2.2
   
—
 
             
 
    3.1
   
—
 
             
 
    4.1
   
—
 
             
 
    4.2
   
—
 
             
 
  10.1
   
—
 
             
 
  10.2
   
—
 
             
 
  10.3
   
—
 
             
 
  10.4
   
—
 
             
 
  10.5
   
—
 
             
 
  10.6
   
—
 
             
 
  10.7
   
—
 
             
 
  10.8
   
—
 
             
 
  31.1
   
—
 
             
 
  31.2
   
—
 
             
 
  32.1
   
—
 
             
 
  32.2
   
—
 
             
 
101.INS
   
—
 
             
 
101.SCH
   
—
 
XBRL Taxonomy Extension Schema Document.*
57
             
             
 
101.CAL
   
—
 
XBRL Taxonomy Extension Calculation Linkbase Document.*
             
 
101.DEF
   
—
 
XBRL Taxonomy Extension Definition Linkbase Document.*
             
 
101.LAB
   
—
 
XBRL Taxonomy Extension Label Linkbase Document.*
             
 
101.PRE
   
—
 
XBRL Taxonomy Extension Presentation Linkbase Document.*
 
* Filed herewith
 
+ Furnished herewith. This Exhibit shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, or otherwise subject to the liability of that section, and shall not be deemed to be incorporated into any filing under the Securities Act of 1933 or the Securities Exchange Act of 1934.
 
++   Management contract or compensatory plan on arrangement.
 
58
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.
             
 
 
FIRST FINANCIAL BANKSHARES, INC.
             
Date: April 24, 2020
 
 
By:
  
/s/ F. Scott Dueser
 
 
 
F. Scott Dueser
 
 
 
President and Chief Executive Officer
 
             
Date: April 24, 2020
 
 
By:
  
/s/ J. Bruce Hildebrand
 
 
 
J. Bruce Hildebrand
 
 
 
Executive Vice President and Chief Financial Officer
 
59
 
 EX-31.1 2 d794396dex311.htm EX-31.1 EX-31.1

Exhibit 31.1

Certification of

Chief Executive Officer

of First Financial Bankshares, Inc.

I, F. Scott Dueser, President and Chief Executive Officer of First Financial Bankshares, Inc., certify that:

1.    I have reviewed this Form 10-Q of First Financial Bankshares, Inc.;

2.    Based on my knowledge, this quarterly report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

3.    Based on my knowledge, the financial statements, and other financial information included in this quarterly report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

4.    The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f), for the registrant and have:

a.    Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

b.    Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

c.    Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

d.    Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and

5.    The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):

a.    All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

b.    Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.

Date: April 24, 2020

 

By:  

/s/ F. SCOTT DUESER

  F. Scott Dueser
  President and Chief Executive Officer
 EX-31.2 3 d794396dex312.htm EX-31.2 EX-31.2

Exhibit 31.2

Certification of

Chief Financial Officer

of First Financial Bankshares, Inc.

I, J. Bruce Hildebrand, Executive Vice President and Chief Financial Officer of First Financial Bankshares, Inc., certify that:

1.    I have reviewed this Form 10-Q of First Financial Bankshares, Inc.;

2.    Based on my knowledge, this quarterly report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

3.    Based on my knowledge, the financial statements, and other financial information included in this quarterly report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

4.    The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f), for the registrant and have:

a.    Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

b.    Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

c.    Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

d.    Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and

5.    The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):

a.    All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

b.    Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.

Date: April 24, 2020

 

By:  

/s/ J. Bruce Hildebrand

  J. Bruce Hildebrand
  Executive Vice President and Chief Financial Officer
 EX-32.1 4 d794396dex321.htm EX-32.1 EX-32.1

Exhibit 32.1

Certification of

Chief Executive Officer

of First Financial Bankshares, Inc.

This certification is provided pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 (subsections (a) and (b) of Section 1350, Chapter 63 of Title 18, United States Code) and accompanies the quarterly report on Form 10-Q (the “Form 10-Q”) for the quarter ended March 31, 2020 of First Financial Bankshares, Inc. (the “Company”).

I, F. Scott Dueser, the President and Chief Executive Officer of the Company, certify that:

1.    the Form 10-Q fully complies with the requirements of section 13(a) or section 15(d) of the Securities Exchange Act of 1934 (15 U.S.C. 78m(a) or 78o(d)); and

2.    the information contained in the Form 10-Q fairly presents, in all material respects, the financial condition and results of operations of the Company.

Dated:    April 24, 2020

 

By:  

/s/ F. SCOTT DUESER

  F. Scott Dueser
  Chief Executive Officer

Subscribed and sworn to before me this 24th day of April 2020.

 

/s/ Melissa Ann Fenton

Melissa Ann Fenton
Notary Public

My commission expires: October 11, 2020

EX-32.2 5 d794396dex322.htm EX-32.2 EX-32.2

Exhibit 32.2

Certification of

Chief Financial Officer

of First Financial Bankshares, Inc.

This certification is provided pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 (subsections (a) and (b) of Section 1350, Chapter 63 of Title 18, United States Code) and accompanies the quarterly report on Form 10-Q (the “Form 10-Q”) for the quarter ended March 31, 2020 of First Financial Bankshares, Inc. (the “Company”).

I, J. Bruce Hildebrand, the Executive Vice President and Chief Financial Officer of the Company, certify that:

1.    the Form 10-Q fully complies with the requirements of section 13(a) or section 15(d) of the Securities Exchange Act of 1934 (15 U.S.C. 78m(a) or 78o(d)); and

2.    the information contained in the Form 10-Q fairly presents, in all material respects, the financial condition and results of operations of the Company.

Dated:    April 24, 2020

 

By:  

/s/ J. Bruce Hildebrand

  J. Bruce Hildebrand
  Chief Financial Officer

Subscribed and sworn to before me this 24th day of April 2020.

 

/s/ Melissa Ann Fenton

Melissa Ann Fenton
Notary Public

My commission expires: October 11, 2020

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Loans Held for Investment and Allowance for Credit Losses - Changes in Allowance for Loan Losses (Detail) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Financing Receivable, Allowance for Credit Losses [Line Items]    
Beginning balance $ 52,499 $ 51,202
Provision for loan losses 9,850 965
Recoveries 318 882
Charge-offs (2,227) (1,464)
Ending balance 60,440 51,585
Commercial [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Beginning balance 12,122 11,948
Provision for loan losses 794 196
Recoveries 149,000 649
Charge-offs (1,292) (318)
Ending balance 11,773 12,475
Agriculture [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Beginning balance 1,206 1,446
Provision for loan losses 949 (19)
Recoveries 1 3
Charge-offs (2)  
Ending balance 2,154 1,430
Real Estate [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Beginning balance 33,974 32,342
Provision for loan losses 7,921 397
Recoveries 76 89
Charge-offs (715,000) (941)
Ending balance 41,256 31,887
Consumer [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Beginning balance 5,197 5,466
Provision for loan losses 186 391
Recoveries 92 141
Charge-offs (218) (205)
Ending balance $ 5,257 $ 5,793
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Loans Held for Investment and Allowance for Credit Losses - Schedule of Impaired Loans and Related Allowance (Parenthetical) (Detail) - USD ($)
Mar. 31, 2020
Dec. 31, 2019
Mar. 31, 2019
Financing Receivable, Impaired [Line Items]      
Recorded Investment With No Allowance $ 11,120,000 $ 8,369,000 $ 12,779,000
Purchased Credit Impaired Loans [Member]      
Financing Receivable, Impaired [Line Items]      
Recorded Investment With No Allowance $ 7,773,000 $ 251,000 $ 859,000
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Acquisition - Schedule of Amounts Recorded on Consolidated Balance Sheet on Acquisition Date (Parenthetical) (Detail)
Sep. 19, 2019
shares
FBC Bancshares, Inc. and First Bank, N.A. [Member]  
Business Acquisition [Line Items]  
Common stock issued shares 6,275,574
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Consolidated Balance Sheets (Parenthetical) - USD ($)
$ in Thousands
Mar. 31, 2020
Dec. 31, 2019
Mar. 31, 2019
Statement of Financial Position [Abstract]      
Loans held-for-sale, fair value $ 39,659 $ 23,076 $ 12,007
Common stock, par value $ 0.01 $ 0.01 $ 0.01
Common stock, shares authorized 200,000,000 200,000,000 200,000,000
Common stock, shares issued 142,314,930 135,891,755 135,680,420
Treasury stock, shares 928,417 927,408 928,678
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Interest-bearing Time Deposits in Banks and Securities (Tables)
 3 Months Ended
Mar. 31, 2020
Cash and Cash Equivalents [Abstract]  
Summary of Available-for-Sale Securities
A summary of the Company’s
available-for-sale
securities follows (in thousands):
                                 
 
March 31, 2020
 
 
Amortized
Cost Basis
   
Gross
Unrealized
Holding Gains
   
Gross
Unrealized
Holding Losses
   
Estimated
Fair Value
  
U.S. Treasury securities
  $
10,039
    $
74
    $
—  
     $
10,113
 
Obligations of states and political subdivisions
   
1,731,392
     
78,996
     
(2,717
 )    
1,807,671
 
Corporate bonds and other
   
4,624
     
133
     
(6
 )    
4,751
 
Residential mortgage-backed securities
   
1,617,341
     
62,659
     
(20
 )    
1,679,980
 
Commercial mortgage-backed securities
   
587,114
     
17,624
     
(184
 )    
604,554
 
                                 
Total securities
available-for-sale
  $
 3,950,510
    $
 159,486
    $
 (2,927
 )   $
 4,107,069
 
                                 
 
  
March 31, 2019
 
  
Amortized
Cost Basis
   
Gross
Unrealized
Holding Gains
   
Gross
Unrealized
Holding Losses
   
Estimated
Fair Value
  
U.S. Treasury securities
  $
9,977
    $
14
     $
—  
     $
9,991
 
Obligations of states and political subdivisions
   
1,196,111
     
44,155
     
(536
 )    
1,239,730
 
Corporate bonds and other
   
4,874
     
—  
      
(15
 )    
4,859
 
Residential mortgage-backed securities
   
1,519,004
     
8,506
     
(11,222
 )    
1,516,288
 
Commercial mortgage-backed securities
   
442,569
     
1,771
     
(2,396
 )    
441,944
 
                                 
Total securities
available-for-sale
  $
 3,172,535
    $
 54,446
    $
 (14,169
 )   $
3,212,812
 
                                 
       
  
December 31, 2019
 
  
Amortized
Cost Basis
   
Gross
Unrealized
Holding Gains
   
Gross
Unrealized
Holding Losses
   
Estimated
Fair Value
  
U.S. Treasury securities
  $
9,997
    $
22
    $
—  
     $
10,019
 
Obligations of states and political subdivisions
   
1,231,619
     
57,764
     
(400
 )    
1,288,983
 
Corporate bonds and other
   
4,643
     
65
     
—  
      
4,708
 
Residential mortgage-backed securities
   
1,586,872
     
23,139
     
(1,148
 )    
1,608,863
 
Commercial mortgage-backed securities
   
494,674
     
6,356
     
(286
 )    
500,744
 
                                 
Total securities
available-for-sale
  $
 3,327,805
    $
 87,346
    $
 (1,834
 )   $
 3,413,317
 
                                 
Amortized Cost and Estimated Fair Value of Available-for-Sale Securities
The amortized cost and estimated fair value of
available-for-sale
securities at March 31, 2020 by contractual and expected maturity, are shown below (in thousands):
  
Amortized
Cost Basis
   
Estimated
Fair Value
 
Due within one year
  $
151,083
    $
152,516
 
Due after one year through five years
   
621,902
     
654,116
 
Due after five years through ten years
   
971,325
     
1,013,634
 
Due after ten years
   
1,745
     
2,269
 
Mortgage-backed securities
   
2,204,455
     
2,284,534
 
                 
Total
  $
 3,950,510
    $
 4,107,069
 
                 
Continuous Unrealized-Loss Position of Available-for-Sale Securities
The following tables disclose the Company’s investment securities that have been in a continuous
unrealized-loss
position for less than 12 months and for 12 or more months (in thousands):
  
Less than 12 Months
   
12 Months or Longer
   
Total
 
March 31, 2020
 
Fair Value
   
Unrealized
Loss
   
Fair Value
   
Unrealized
Loss
   
Fair Value
   
Unrealized
Loss
 
Obligations of states and political subdivisions
  $
 168,725
    $
 2,717
    $
—  
     $
 —  
     $
168,725
    $
 2,717
 
Corporate bonds and other
   
220
     
6
     
—  
      
—  
      
220
     
6
 
Residential mortgage-backed securities
   
1
     
—  
      
8,164
     
21
     
8,165
     
21
 
Commercial mortgage-backed securities
   
44,724
     
173
     
9,630
     
10
     
54,354
     
183
 
                                                 
Total
  $
  213,670
    $
  2,896
    $
  17,794
    $
31
    $
231,464
    $
  2,927
 
                                                 
                   
  
Less than 12 Months
   
12 Months or Longer
   
Total
 
March 31, 2019
 
Fair Value
   
Unrealized
Loss
   
Fair Value
   
Unrealized
Loss
   
Fair Value
   
Unrealized
Loss
 
Obligations of states and political subdivisions
  $
2,807
    $
13
    $
48,068
    $
523
    $
50,875
    $
536
 
Corporate bonds and other
   
—  
      
—  
      
4,873
     
15
     
4,873
     
15
 
Residential mortgage-backed securities
   
2,473
     
17
     
854,482
     
11,205
     
856,955
     
11,222
 
Commercial mortgage-backed securities
   
—  
      
—  
      
303,637
     
2,396
     
303,637
     
2,396
 
                                                 
Total
  $
5,280
    $
30
    $
1,211,060
    $
  14,139
    $
1,216,340
    $
  14,169
 
                                                 
                   
  
Less than 12 Months
   
12 Months or Longer
   
Total
 
December 31, 2019
 
Fair Value
   
Unrealized
Loss
   
Fair Value
   
Unrealized
Loss
   
Fair Value
   
Unrealized
Loss
 
Obligations of state and
political subdivisions
  $
65,787
    $
400
    $
326
    $
—  
     $
66,113
    $
400
 
Residential mortgage-backed securities
   
100,004
     
306
     
103,983
     
842
     
203,987
     
1,148
 
Commercial mortgage-backed securities
   
74,560
     
178
     
35,178
     
108
     
109,738
     
286
 
                                                 
Total
  $
240,351
    $
884
    $
139,487
    $
950
    $
379,838
    $
1,834
 
                                                 
XML 17 R7.htm IDEA: XBRL DOCUMENT v3.20.1
Consolidated Statements of Shareholders' Equity - USD ($)
$ in Thousands
Total
Common Stock [Member]
Capital Surplus [Member]
Retained Earnings [Member]
Treasury Stock [Member]
Deferred Compensation [Member]
Accumulated Other Comprehensive Earnings (Losses) [Member]
Beginning Balance at Dec. 31, 2018 $ 1,053,295 $ 678 $ 443,114 $ 606,658 $ (7,507) $ 7,507 $ 2,845
Beginning Balance, Shares at Dec. 31, 2018   67,753,133          
Treasury Stock, Beginning Balance, Shares at Dec. 31, 2018         (467,811)    
Net earnings (unaudited) 38,252     38,252      
Stock option exercises (unaudited) 2,246 $ 0 2,246        
Stock option exercises, Shares   87,077          
Cash dividends declared (14,244)     (14,244)      
Change in unrealized gain in investment securities available-for-sale, net of related income taxes (unaudited) 27,661           27,661
Shares purchased (redeemed) in connection with directors' deferred compensation plan, net (unaudited)         $ (153) 153  
Shares purchased (redeemed) in connection with directors' deferred compensation plan, net, Shares         3,472    
Stock option expense (unaudited) 312   312        
Two-for-one stock spllit in the form of a 100% stock dividend (unaudited)   $ 678   (678) $ (464,339)    
Two-for-one stock spllit in the form of a 100% stock dividend (unaudited), shares   67,840,210          
Ending Balance at Mar. 31, 2019 $ 1,107,522 $ 1,356 445,672 629,988 $ (7,660) 7,660 30,506
Ending Balance, Shares at Mar. 31, 2019   135,680,420          
Treasury Stock, Ending Balance, Shares at Mar. 31, 2019 (928,678)       (928,678)    
Beginning Balance at Dec. 31, 2019 $ 1,227,197 $ 1,359 450,676 707,656 $ (8,222) 8,222 67,506
Beginning Balance, Shares at Dec. 31, 2019   135,891,755          
Stock issued in acquisition of Commercial Bancshares, Inc. $ 220,273 $ 63 220,210        
Stock issued in acquisition of Commercial Bancshares, Inc, Shares   6,275,574          
Treasury Stock, Beginning Balance, Shares at Dec. 31, 2019 (927,408)       (927,408)    
Net earnings (unaudited) $ 37,232     37,232      
Stock option exercises (unaudited) 2,192 $ 1 2,191        
Stock option exercises, Shares   144,188          
Restricted stock grant (unaudited) 118   118        
Restricted stock grant (unaudited), Shares   3,413          
Cash dividends declared (17,060)     (17,060)      
Change in unrealized gain in investment securities available-for-sale, net of related income taxes (unaudited) 56,070           56,070
Shares purchased (redeemed) in connection with directors' deferred compensation plan, net (unaudited)         $ (215) 215  
Shares purchased (redeemed) in connection with directors' deferred compensation plan, net, Shares         (1,009)    
Stock option expense (unaudited) 340   340        
Ending Balance at Mar. 31, 2020 $ 1,526,362 $ 1,423 $ 673,535 $ 727,828 $ (8,437) $ 8,437 $ 123,576
Ending Balance, Shares at Mar. 31, 2020   142,314,930          
Treasury Stock, Ending Balance, Shares at Mar. 31, 2020 (928,417)       (928,417)    
XML 18 R27.htm IDEA: XBRL DOCUMENT v3.20.1
Fair Value Disclosures (Tables)
 3 Months Ended
Mar. 31, 2020
Fair Value Disclosures [Abstract]  
Financial Assets and Financial Liabilities Measured at Fair Value on Recurring Basis
The following table summarizes the Company’s
available-for-sale
securities which are measured at fair value on a recurring basis, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value (dollars in thousands):
March 31, 2020
 
  
Level 1
Inputs
   
Level 2
Inputs
   
Level 3
Inputs
   
Total Fair
Value
 
Available-for-sale
investment securities:
  
U.S. Treasury securities
  $
10,113
     $
—  
     $
 —  
     $
10,113
  
Obligations of states and political subdivisions
   
—  
      
1,807,671
     
—  
      
1,807,671
 
Corporate bonds
   
—  
      
220
     
—  
      
220
 
Residential mortgage-backed securities
   
—  
      
1,679,980
     
—  
      
1,679,980
 
Commercial mortgage-backed securities
   
—  
      
604,554
     
—  
      
604,554
 
Other securities
   
4,531
     
—  
      
—  
      
4,531
 
                                 
                                 
Total
  $
14,644
    $
4,092,425
    $
 —  
     $
 4,107,069
 
                                 
                                 
Loans
held-for-sale
  $
—  
     $
39,659
    $
 —  
     $
39,659
 
                                 
IRLCs
  $
—  
     $
296
    $
 —  
     $
296
 
                                 
Forward mortgage-backed securities trades
  $
—  
     $
 (3,200
 )   $
 —  
     $
 (3,200
 )
                                 
   
March 31, 2019
 
  
Level 1
Inputs
   
Level 2
Inputs
   
Level 3
Inputs
   
Total Fair
Value
 
Available-for-sale
investment securities:
  
U.S. Treasury securities
  $
9,991
    $
—  
     $
 —  
     $
9,991
 
Obligations of states and political subdivisions
   
—  
      
1,239,730
     
—  
      
1,239,730
 
Corporate bonds
   
—  
      
456
     
—  
      
456
 
Residential mortgage-backed securities
   
—  
      
1,516,288
     
—  
      
1,516,288
 
Commercial mortgage-backed securities
   
—  
      
441,944
     
—  
      
441,944
 
Other securities
   
4,403
     
—  
      
—  
      
4,403
 
                                 
                                 
Total
  $
 14,394
    $
3,198,418
    $
 —  
     $
 3,212,812
 
                                 
                                 
Loans
held-for-sale
  $
—  
     $
12,007
    $
 —  
     $
12,007
 
                                 
IRLCs
  $
—  
     $
1,299
    $
 —  
     $
1,299
 
                                 
Forward mortgage-backed securities trades
  $
—  
     $
 (301
 )   $
 —  
     $
 (301
 )
                                 
December 31, 2019
 
 
  
 
  
 
  
 
  
Level 1
Inputs
   
Level 2
Inputs
   
Level 3
Inputs
   
Total Fair
Value
 
Available-for-sale
investment securities:
  
U.S. Treasury securities
  $
 10,019
    $
—  
     $
 —  
     $
 
10,019
 
Obligations of states and political subdivisions
   
—  
      
1,288,983
     
     
1,288,983
 
Corporate bonds
   
—  
      
230
     
—  
      
230
 
Residential mortgage-backed securities
   
—  
      
1,608,863
     
—  
      
1,608,863
 
Commercial mortgage-backed securities
   
—  
      
500,744
     
—  
      
500,744
 
Other securities
   
4,478
     
—  
      
—  
      
4,478
 
                                 
                                 
Total
  $
14,497
    $
3,398,820
     $
 —  
     $
3,413,317
  
                                 
                                 
Loans
held-for-sale
  $
—  
     $
23,076
    $
 —  
     $
23,076
 
                                 
IRLCs
  $
—  
     $
886
    $
 —  
     $
886
 
                                 
Forward mortgage-backed securities trades
  $
—  
     $
 (152
 )   $
 —  
     $
 (152
 )
                                 
Schedule of Estimated Fair Values and Carrying Values of All Financial Instruments
The estimated fair values and carrying values of all financial instruments under current authoritative guidance were as follows (in thousands).
 
March 31,
   
December 31,
   
 
  
2020
   
2019
   
2019
   
 
  
Carrying
Value
   
Estimated
Fair Value
   
Carrying
Value
   
Estimated
Fair Value
   
Carrying
Value
   
Estimated
Fair Value
   
Fair Value
Hierarchy
 
Cash and due from banks
  $
191,486
    $
191,486
    $
176,278
    $
176,278
    $
231,534
    $
231,534
     
Level 1
 
                                                         
Federal Funds Sold
   
—  
      
—  
      
12,825
      
12,825
      
3,150
     
3,150
     
Level 1
 
                                                         
Interest-bearing deposits in banks
   
76,378
     
76,378
     
197,758
     
197,758
     
47,920
     
47,920
     
Level 1
 
                                                         
Interest-bearing time deposits in banks
   
—  
      
—  
      
1,458
     
1,458
     
—  
      
—  
      
Level 2
 
                                                         
Available-for-sale
securities
    
4,107,069
     
4,107,069
     
3,212,812
     
3,212,812
     
3,413,317
     
3,413,317
     
Levels 1 and 2
 
                                                         
Loans held for investment
   
4,639,389
     
4,619,017
     
3,989,160
     
3,973,329
     
4,194,969
      
4,209,826
      
Level 3
 
                                                         
Loans held for sale
   
42,034
     
41,953
     
14,446
     
14,512
     
28,228
      
28,343
      
Level 2
 
                                                         
Accrued interest receivable
   
34,329
     
34,329
     
29,372
     
29,372
     
36,894
     
36,894
     
Level 2
 
                                                         
Deposits with stated maturities
   
465,808
     
467,804
     
441,393
     
441,433
     
420,013
     
421,397
     
Level 2
 
                                                         
Deposits with no stated maturities
   
6,744,658
     
6,744,658
     
5,909,348
     
5,909,348
     
6,183,793
     
6,183,793
     
Level 1
 
                                                         
Borrowings
   
857,871
     
857,871
     
382,711
     
382,711
     
381,356
     
381,356
     
Level 2
 
                                                         
Accrued interest payable
   
783
     
783
     
575
     
575
     
628
     
628
     
Level 2
 
                                                         
IRLCs
   
296
     
296
     
1,299
     
1,299
     
886
     
886
     
Level 2
 
                                                         
Forward mortgage-backed securities trades
   
3,200
     
3,200
     
301
     
301
     
152
     
152
     
Level 2
 
XML 19 R11.htm IDEA: XBRL DOCUMENT v3.20.1
Interest-bearing Time Deposits in Banks and Securities
 3 Months Ended
Mar. 31, 2020
Cash and Cash Equivalents [Abstract]  
Interest-bearing Time Deposits in Banks and Securities
Note 2 - Interest-bearing Time Deposits in Banks and Securities
Interest-bearing time deposits in banks totaled $1,458,000 at March 31, 2019. At March 31, 2020 and December 31, 2019, all interest-bearing time deposits in banks have matured.
A summary of the Company’s
available-for-sale
securities follows (in thousands):
                                 
 
March 31, 2020
 
 
Amortized
Cost Basis
   
Gross
Unrealized
Holding Gains
   
Gross
Unrealized
Holding Losses
   
Estimated
Fair Value
  
U.S. Treasury securities
  $
10,039
    $
74
    $
—  
     $
10,113
 
Obligations of states and political subdivisions
   
1,731,392
     
78,996
     
(2,717
 )    
1,807,671
 
Corporate bonds and other
   
4,624
     
133
     
(6
 )    
4,751
 
Residential mortgage-backed securities
   
1,617,341
     
62,659
     
(20
 )    
1,679,980
 
Commercial mortgage-backed securities
   
587,114
     
17,624
     
(184
 )    
604,554
 
                                 
Total securities
available-for-sale
  $
 3,950,510
    $
 159,486
    $
 (2,927
 )   $
 4,107,069
 
                                 
 
  
March 31, 2019
 
  
Amortized
Cost Basis
   
Gross
Unrealized
Holding Gains
   
Gross
Unrealized
Holding Losses
   
Estimated
Fair Value
  
U.S. Treasury securities
  $
9,977
    $
14
     $
—  
     $
9,991
 
Obligations of states and political subdivisions
   
1,196,111
     
44,155
     
(536
 )    
1,239,730
 
Corporate bonds and other
   
4,874
     
—  
      
(15
 )    
4,859
 
Residential mortgage-backed securities
   
1,519,004
     
8,506
     
(11,222
 )    
1,516,288
 
Commercial mortgage-backed securities
   
442,569
     
1,771
     
(2,396
 )    
441,944
 
                                 
Total securities
available-for-sale
  $
 3,172,535
    $
 54,446
    $
 (14,169
 )   $
3,212,812
 
                                 
       
  
December 31, 2019
 
  
Amortized
Cost Basis
   
Gross
Unrealized
Holding Gains
   
Gross
Unrealized
Holding Losses
   
Estimated
Fair Value
  
U.S. Treasury securities
  $
9,997
    $
22
    $
—  
     $
10,019
 
Obligations of states and political subdivisions
   
1,231,619
     
57,764
     
(400
 )    
1,288,983
 
Corporate bonds and other
   
4,643
     
65
     
—  
      
4,708
 
Residential mortgage-backed securities
   
1,586,872
     
23,139
     
(1,148
 )    
1,608,863
 
Commercial mortgage-backed securities
   
494,674
     
6,356
     
(286
 )    
500,744
 
                                 
Total securities
available-for-sale
  $
 3,327,805
    $
 87,346
    $
 (1,834
 )   $
 3,413,317
 
                                 
The Company invests in mortgage-backed securities that have expected maturities that differ from their contractual maturities. These differences arise because borrowers may have the right to call or prepay obligations with or without a prepayment penalty. These securities include collateralized mortgage obligations (CMOs) and other asset backed securities. The expected maturities of these securities at March 31, 2020 were computed by using scheduled amortization of balances and historical prepayment rates. At March 31, 2020 and 2019, and December 31, 2019, the Company did not hold CMOs that entail higher risks than standard mortgage-backed securities.
The amortized cost and estimated fair value of
available-for-sale
securities at March 31, 2020 by contractual and expected maturity, are shown below (in thousands):
  
Amortized
Cost Basis
   
Estimated
Fair Value
 
Due within one year
  $
151,083
    $
152,516
 
Due after one year through five years
   
621,902
     
654,116
 
Due after five years through ten years
   
971,325
     
1,013,634
 
Due after ten years
   
1,745
     
2,269
 
Mortgage-backed securities
   
2,204,455
     
2,284,534
 
                 
Total
  $
 3,950,510
    $
 4,107,069
 
                 
The following tables disclose the Company’s investment securities that have been in a continuous
unrealized-loss
position for less than 12 months and for 12 or more months (in thousands):
  
Less than 12 Months
   
12 Months or Longer
   
Total
 
March 31, 2020
 
Fair Value
   
Unrealized
Loss
   
Fair Value
   
Unrealized
Loss
   
Fair Value
   
Unrealized
Loss
 
Obligations of states and political subdivisions
  $
 168,725
    $
 2,717
    $
—  
     $
 —  
     $
168,725
    $
 2,717
 
Corporate bonds and other
   
220
     
6
     
—  
      
—  
      
220
     
6
 
Residential mortgage-backed securities
   
1
     
—  
      
8,164
     
21
     
8,165
     
21
 
Commercial mortgage-backed securities
   
44,724
     
173
     
9,630
     
10
     
54,354
     
183
 
                                                 
Total
  $
  213,670
    $
  2,896
    $
  17,794
    $
31
    $
231,464
    $
  2,927
 
                                                 
                   
  
Less than 12 Months
   
12 Months or Longer
   
Total
 
March 31, 2019
 
Fair Value
   
Unrealized
Loss
   
Fair Value
   
Unrealized
Loss
   
Fair Value
   
Unrealized
Loss
 
Obligations of states and political subdivisions
  $
2,807
    $
13
    $
48,068
    $
523
    $
50,875
    $
536
 
Corporate bonds and other
   
—  
      
—  
      
4,873
     
15
     
4,873
     
15
 
Residential mortgage-backed securities
   
2,473
     
17
     
854,482
     
11,205
     
856,955
     
11,222
 
Commercial mortgage-backed securities
   
—  
      
—  
      
303,637
     
2,396
     
303,637
     
2,396
 
                                                 
Total
  $
5,280
    $
30
    $
1,211,060
    $
  14,139
    $
1,216,340
    $
  14,169
 
                                                 
                   
  
Less than 12 Months
   
12 Months or Longer
   
Total
 
December 31, 2019
 
Fair Value
   
Unrealized
Loss
   
Fair Value
   
Unrealized
Loss
   
Fair Value
   
Unrealized
Loss
 
Obligations of state and
political subdivisions
  $
65,787
    $
400
    $
326
    $
—  
     $
66,113
    $
400
 
Residential mortgage-backed securities
   
100,004
     
306
     
103,983
     
842
     
203,987
     
1,148
 
Commercial mortgage-backed securities
   
74,560
     
178
     
35,178
     
108
     
109,738
     
286
 
                                                 
Total
  $
240,351
    $
884
    $
139,487
    $
950
    $
379,838
    $
1,834
 
                                                 
The number of investments in an unrealized loss position totaled 46 at March 31, 2020. We do not believe these unrealized losses are “other-than-temporary” as (i) we do not have the intent to sell our securities prior to recovery and/or maturity and (ii) it is more likely than not that we will not have to sell our securities prior to recovery and/or maturity. In making this determination, we also consider the length of time and extent to which fair value has been less than cost and the financial condition of the issuer. The unrealized losses noted are interest rate related due to the level of interest rates at March 31, 2020 compared to the time of purchase. We have reviewed the ratings of the issuers and have not identified any issues related to the ultimate repayment of principal as a result of credit concerns on these securities. Our mortgage related securities are backed by GNMA, FNMA and FHLMC or are collateralized by securities backed by these agencies. At March 31, 2020, 86.82% of our
available-for-sale
securities that are obligations of states and political subdivisions were issued within the State of Texas, of which 48.30% are guaranteed by the Texas Permanent School Fund.
At March 31, 2020, $2,608,731,000 of the Company’s securities were pledged as collateral for public or trust fund deposits, repurchase agreements and for other purposes required or permitted by law.
During the three months ended March 31, 2020 and 2019, sales of investment securities that were classified as
available-for-sale
totaled $95,437,000 and $231,000, respectively. Gross realized gains from security sales during the first quarter of 2020 and 2019 totaled $2,062,000 and $4,000, respectively. Gross realized losses from security sales during first quarter of 2019 totaled $4,000. There were no gross realized losses from security sales during the first quarter of 2020.
The specific identification method was used to determine cost in order to compute the realized gains and losses.
XML 20 R15.htm IDEA: XBRL DOCUMENT v3.20.1
Borrowings
 3 Months Ended
Mar. 31, 2020
Debt Disclosure [Abstract]  
Borrowings
Note 6 – Borrowings
Borrowings consisted of the following (dollars in thousands):
 
March 31,
   
December 31,
 
  
2020
   
2019
   
2019
 
Securities sold under agreements with customers to repurchase
  $
 410,146
    $
 378,161
    $
375,106
 
Federal funds purchased
   
1,725
     
4,550
     
6,250
 
Advances from Federal Home Loan Bank of Dallas
   
446,000
      
—  
      
—  
  
                         
Total
  $
 857,871
    $
 382,711
    $
381,356
 
                         
Securities sold under repurchase agreements are generally with significant customers of the Company that require short-term liquidity for their funds for which the Company pledges certain securities that have a fair value equal to at least the amount of the borrowings. The agreements mature daily and therefore the risk arising from a decline in the fair value of the collateral pledged is minimal. The securities pledged are mortgage-backed securities. These agreements do not include “right of
set-off”
provisions and therefore the Company does not offset such agreements for financial reporting purposes.
XML 21 R19.htm IDEA: XBRL DOCUMENT v3.20.1
Fair Value Disclosures
 3 Months Ended
Mar. 31, 2020
Fair Value Disclosures [Abstract]  
Fair Value Disclosures
Note 10 - Fair Value Disclosures
The authoritative accounting guidance for fair value measurements defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. A fair value measurement assumes that the transaction to sell the asset or transfer the
liability occurs in the principal market for the asset or liability or, in the absence of a principal market, the most advantageous market for the asset or liability. The price in the principal (or most advantageous) market used to measure the fair value of the asset or liability shall not be adjusted for transaction costs. An orderly transaction is a transaction that assumes exposure to the market for a period prior to the measurement date to allow for marketing activities that are usual and customary for transactions involving such assets and liabilities; it is not a forced transaction. Market participants are buyers and sellers in the principal market that are (i) independent, (ii) knowledgeable, (iii) able to transact, and (iv) willing to transact.
The authoritative accounting guidance requires the use of valuation techniques that are consistent with the market approach, the income approach and/or the cost approach. The market approach uses prices and other relevant information generated by market transactions involving identical or comparable assets and liabilities. The income approach uses valuation techniques to convert future amounts, such as cash flows or earnings, to a single present amount on a discounted basis. The cost approach is based on the amount that currently would be required to replace the service capacity of an asset (replacement costs). Valuation techniques should be consistently applied. Inputs to valuation techniques refer to the assumptions that market participants would use in pricing the asset or liability. Inputs may be observable, meaning those that reflect the assumptions market participants would use in pricing the asset or liability developed based on market data obtained from independent sources, or unobservable, meaning those that reflect the reporting entity’s own assumptions about the assumptions market participants would use in pricing the asset or liability developed based on the best information available in the circumstances. In that regard, the authoritative guidance establishes a fair value hierarchy for valuation inputs that gives the highest priority to quoted prices in active markets for identical assets or liabilities and the lowest priority to unobservable inputs. The fair value hierarchy is as follows:
  • Level 1 Inputs – Unadjusted quoted prices in active markets for identical assets or liabilities that the reporting entity has the ability to access at the measurement date.
  • Level 2 Inputs – Inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. These include quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, inputs other than quoted prices that are observable for the asset or liability (for example, interest rates, volatilities, prepayment speeds, loss severities, credit risks and default rates) or inputs that are derived principally from or corroborated by observable market data by correlation or other means.
  • Level 3 Inputs – Significant unobservable inputs that reflect an entity’s own assumptions that market participants would use in pricing the assets or liabilities.
A description of the valuation methodologies used for assets and liabilities measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below.
In general, fair value is based upon quoted market prices, where available. If such quoted market prices are not available, fair value is based upon internally developed models that primarily use, as inputs, observable market-based parameters. Valuation adjustments may be made to ensure that financial instruments are recorded at fair value. While management believes the Company’s valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date.
Securities classified as
available-for-sale
and trading are reported at fair value utilizing Level 1 and Level 2 inputs. For these securities, the Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include market spreads, cash flows, the United States Treasury yield curve, live trading levels, trade execution data, dealer quotes, market consensus prepayments speeds, credit information and the security’s terms and conditions, among other items.
See notes 4 and 5 related to the determination of fair value for loans
held-for-sale,
IRLCs and forward mortgage-backed securities trades.
There were no transfers between Level 1 and Level 2 or Level 2 and Level 3 during the three months ended March 31, 2020 and 2019, and the year ended December 31, 2019.
The following table summarizes the Company’s
available-for-sale
securities which are measured at fair value on a recurring basis, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value (dollars in thousands):
March 31, 2020
 
  
Level 1
Inputs
   
Level 2
Inputs
   
Level 3
Inputs
   
Total Fair
Value
 
Available-for-sale
investment securities:
  
U.S. Treasury securities
  $
10,113
     $
—  
     $
 —  
     $
10,113
  
Obligations of states and political subdivisions
   
—  
      
1,807,671
     
—  
      
1,807,671
 
Corporate bonds
   
—  
      
220
     
—  
      
220
 
Residential mortgage-backed securities
   
—  
      
1,679,980
     
—  
      
1,679,980
 
Commercial mortgage-backed securities
   
—  
      
604,554
     
—  
      
604,554
 
Other securities
   
4,531
     
—  
      
—  
      
4,531
 
                                 
                                 
Total
  $
14,644
    $
4,092,425
    $
 —  
     $
 4,107,069
 
                                 
                                 
Loans
held-for-sale
  $
—  
     $
39,659
    $
 —  
     $
39,659
 
                                 
IRLCs
  $
—  
     $
296
    $
 —  
     $
296
 
                                 
Forward mortgage-backed securities trades
  $
—  
     $
 (3,200
 )   $
 —  
     $
 (3,200
 )
                                 
   
March 31, 2019
 
  
Level 1
Inputs
   
Level 2
Inputs
   
Level 3
Inputs
   
Total Fair
Value
 
Available-for-sale
investment securities:
  
U.S. Treasury securities
  $
9,991
    $
—  
     $
 —  
     $
9,991
 
Obligations of states and political subdivisions
   
—  
      
1,239,730
     
—  
      
1,239,730
 
Corporate bonds
   
—  
      
456
     
—  
      
456
 
Residential mortgage-backed securities
   
—  
      
1,516,288
     
—  
      
1,516,288
 
Commercial mortgage-backed securities
   
—  
      
441,944
     
—  
      
441,944
 
Other securities
   
4,403
     
—  
      
—  
      
4,403
 
                                 
                                 
Total
  $
 14,394
    $
3,198,418
    $
 —  
     $
 3,212,812
 
                                 
                                 
Loans
held-for-sale
  $
—  
     $
12,007
    $
 —  
     $
12,007
 
                                 
IRLCs
  $
—  
     $
1,299
    $
 —  
     $
1,299
 
                                 
Forward mortgage-backed securities trades
  $
—  
     $
 (301
 )   $
 —  
     $
 (301
 )
                                 
December 31, 2019
 
 
  
 
  
 
  
 
  
Level 1
Inputs
   
Level 2
Inputs
   
Level 3
Inputs
   
Total Fair
Value
 
Available-for-sale
investment securities:
  
U.S. Treasury securities
  $
 10,019
    $
—  
     $
 —  
     $
 
10,019
 
Obligations of states and political subdivisions
   
—  
      
1,288,983
     
     
1,288,983
 
Corporate bonds
   
—  
      
230
     
—  
      
230
 
Residential mortgage-backed securities
   
—  
      
1,608,863
     
—  
      
1,608,863
 
Commercial mortgage-backed securities
   
—  
      
500,744
     
—  
      
500,744
 
Other securities
   
4,478
     
—  
      
—  
      
4,478
 
                                 
                                 
Total
  $
14,497
    $
3,398,820
     $
 —  
     $
3,413,317
  
                                 
                                 
Loans
held-for-sale
  $
—  
     $
23,076
    $
 —  
     $
23,076
 
                                 
IRLCs
  $
—  
     $
886
    $
 —  
     $
886
 
                                 
Forward mortgage-backed securities trades
  $
—  
     $
 (152
 )   $
 —  
     $
 (152
 )
                                 
Certain financial assets and financial liabilities are measured at fair value on a nonrecurring basis, that is, the instruments are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment). Impaired loans are reported at the fair value of the underlying collateral less selling costs if repayment is expected solely from the collateral. Collateral values are estimated using Level 2 inputs based on observable market data. At March 31, 2020, impaired loans with a carrying value of $28,106,000 were reduced by specific valuation reserves totaling $3,386,000 resulting in a net fair value of $24,720,000.
Certain
non-financial
assets and
non-financial
liabilities measured at fair value on a
non-recurring
basis include other real estate owned, goodwill and other intangible assets and other
non-financial
long-lived assets.
Non-financial
assets measured at fair value on a
non-recurring
basis during the three months ended March 31, 2020 and 2019 include other real estate owned which, subsequent to their initial transfer to other real estate owned from loans, were
re-measured
at fair value through a write-down included in gain (loss) on sale of foreclosed assets. During the reported periods, all fair value measurements for foreclosed assets utilized Level 2 inputs based on observable market data, generally third-party appraisals, or Level 3 inputs based on customized discounting criteria. These appraisals are evaluated individually and discounted as necessary due to the age of the appraisal, lack of comparable sales, expected holding periods of property or special use type of the property. Such discounts vary by appraisal based on the above factors but generally range from 5% to 25% of the appraised value.
Re-evaluation
of other real estate owned is performed at least annually as required by regulatory guidelines or more often if particular circumstances arise. There were no other real estate owned properties that were
re-measured
subsequent to their initial transfer to other real estate owned during the three months ended March 31, 2020 and 2019.
At March 31, 2020 and 2019, and December 31, 2019, other real estate owned totaled $982,000, $612,000 and $982,000, respectively.
The Company is required under current authoritative accounting guidance to disclose the estimated fair value of their financial instrument assets and liabilities including those subject to the requirements discussed above. For the Company, as for most financial institutions, substantially all of its assets and liabilities are considered financial instruments. Many of the Company’s financial instruments, however, lack an available trading market as characterized by a willing buyer and willing seller engaging in an exchange transaction.
The estimated fair value amounts of financial instruments have been determined by the Company using available market information and appropriate valuation methodologies. However, considerable judgment is required to interpret data to develop the estimates of fair value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts the Company could realize in a current market exchange. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts.
In addition, reasonable comparability between financial institutions may not be likely due to the wide range of permitted valuation techniques and numerous estimates that must be made given the absence of active secondary markets for many of the financial instruments. This lack of uniform valuation methodologies also introduces a greater degree of subjectivity to these estimated fair values.
Cash and due from banks, federal funds sold, interest-bearing deposits and time deposits in banks and accrued interest receivable and payable are liquid in nature and considered Levels 1 or 2 of the fair value hierarchy.
Financial instruments with stated maturities have been valued using a present value discounted cash flow with a discount rate approximating current market for similar assets and liabilities and are considered Levels 2 and 3 of the fair value hierarchy. Financial instrument liabilities with no stated maturities have an estimated fair value equal to both the amount payable on demand and the carrying value and are considered Level 1 of the fair value hierarchy.
The carrying value and the estimated fair value of the Company’s contractual
off-balance-sheet
unfunded lines of credit, loan commitments and letters of credit, which are generally priced at market at the time of funding, are not material.
The estimated fair values and carrying values of all financial instruments under current authoritative guidance were as follows (in thousands).
 
March 31,
   
December 31,
   
 
  
2020
   
2019
   
2019
   
 
  
Carrying
Value
   
Estimated
Fair Value
   
Carrying
Value
   
Estimated
Fair Value
   
Carrying
Value
   
Estimated
Fair Value
   
Fair Value
Hierarchy
 
Cash and due from banks
  $
191,486
    $
191,486
    $
176,278
    $
176,278
    $
231,534
    $
231,534
     
Level 1
 
                                                         
Federal Funds Sold
   
—  
      
—  
      
12,825
      
12,825
      
3,150
     
3,150
     
Level 1
 
                                                         
Interest-bearing deposits in banks
   
76,378
     
76,378
     
197,758
     
197,758
     
47,920
     
47,920
     
Level 1
 
                                                         
Interest-bearing time deposits in banks
   
—  
      
—  
      
1,458
     
1,458
     
—  
      
—  
      
Level 2
 
                                                         
Available-for-sale
securities
    
4,107,069
     
4,107,069
     
3,212,812
     
3,212,812
     
3,413,317
     
3,413,317
     
Levels 1 and 2
 
                                                         
Loans held for investment
   
4,639,389
     
4,619,017
     
3,989,160
     
3,973,329
     
4,194,969
      
4,209,826
      
Level 3
 
                                                         
Loans held for sale
   
42,034
     
41,953
     
14,446
     
14,512
     
28,228
      
28,343
      
Level 2
 
                                                         
Accrued interest receivable
   
34,329
     
34,329
     
29,372
     
29,372
     
36,894
     
36,894
     
Level 2
 
                                                         
Deposits with stated maturities
   
465,808
     
467,804
     
441,393
     
441,433
     
420,013
     
421,397
     
Level 2
 
                                                         
Deposits with no stated maturities
   
6,744,658
     
6,744,658
     
5,909,348
     
5,909,348
     
6,183,793
     
6,183,793
     
Level 1
 
                                                         
Borrowings
   
857,871
     
857,871
     
382,711
     
382,711
     
381,356
     
381,356
     
Level 2
 
                                                         
Accrued interest payable
   
783
     
783
     
575
     
575
     
628
     
628
     
Level 2
 
                                                         
IRLCs
   
296
     
296
     
1,299
     
1,299
     
886
     
886
     
Level 2
 
                                                         
Forward mortgage-backed securities trades
   
3,200
     
3,200
     
301
     
301
     
152
     
152
     
Level 2
 
XML 22 R36.htm IDEA: XBRL DOCUMENT v3.20.1
Loans Held for Investment and Allowance for Credit Losses - Non-Accrual Loans, Loans Still Accruing and Past Due 90 Days or More and Restructured Loans (Detail) - USD ($)
$ in Thousands
Mar. 31, 2020
Dec. 31, 2019
Mar. 31, 2019
Receivables [Abstract]      
Non-accrual loans [1] $ 39,226 $ 24,582 $ 28,508
Loans still accruing and past due 90 days or more 209 153 97
Troubled debt restructured loans [2] 26 26 472
Total $ 39,461 $ 24,761 $ 29,077
[1] Includes $7,773,000, $859,000 and $251,000 of purchased credit impaired loans as of March 31, 2020 and 2019, and December 31, 2019, respectively.
[2] Troubled debt restructured loans of $4,733,000, $4,566,000 and $4,791,000, whose interest collection, after considering economic and business conditions and collection efforts, is doubtful are included in non-accrual loans at March 31, 2020 and 2019, and December 31, 2019, respectively.
XML 23 R32.htm IDEA: XBRL DOCUMENT v3.20.1
Interest-bearing Time Deposits in Banks and Securities - Summary of Available-for-Sale Securities (Detail) - USD ($)
$ in Thousands
Mar. 31, 2020
Dec. 31, 2019
Mar. 31, 2019
Schedule of Available-for-sale Securities [Line Items]      
Available-for-Sale, Amortized Cost Basis, Total $ 3,950,510 $ 3,327,805 $ 3,172,535
Securities available-for-sale, Gross Unrealized Holding Gains 159,486 87,346 54,446
Securities available-for-sale, Gross Unrealized Holding Losses (2,927) (1,834) (14,169)
Securities available-for-sale, Estimated Fair Value 4,107,069 3,413,317 3,212,812
U.S. Treasury securities [Member]      
Schedule of Available-for-sale Securities [Line Items]      
Available-for-Sale, Amortized Cost Basis, Total 10,039 9,997 9,977
Securities available-for-sale, Gross Unrealized Holding Gains 74 22 14
Securities available-for-sale, Estimated Fair Value 10,113 10,019 9,991
Obligations of State and Political Subdivisions [Member]      
Schedule of Available-for-sale Securities [Line Items]      
Available-for-Sale, Amortized Cost Basis, Total 1,731,392 1,231,619 1,196,111
Securities available-for-sale, Gross Unrealized Holding Gains 78,996 57,764 44,155
Securities available-for-sale, Gross Unrealized Holding Losses (2,717) (400) (536)
Securities available-for-sale, Estimated Fair Value 1,807,671 1,288,983 1,239,730
Corporate Bonds and Other [Member]      
Schedule of Available-for-sale Securities [Line Items]      
Available-for-Sale, Amortized Cost Basis, Total 4,624 4,643 4,874
Securities available-for-sale, Gross Unrealized Holding Gains 133 65  
Securities available-for-sale, Gross Unrealized Holding Losses (6)   (15)
Securities available-for-sale, Estimated Fair Value 4,751 4,708 4,859
Residential Mortgage-Backed Securities [Member]      
Schedule of Available-for-sale Securities [Line Items]      
Available-for-Sale, Amortized Cost Basis, Total 1,617,341 1,586,872 1,519,004
Securities available-for-sale, Gross Unrealized Holding Gains 62,659 23,139 8,506
Securities available-for-sale, Gross Unrealized Holding Losses (20) (1,148) (11,222)
Securities available-for-sale, Estimated Fair Value 1,679,980 1,608,863 1,516,288
Commercial Mortgage-Backed Securities [Member]      
Schedule of Available-for-sale Securities [Line Items]      
Available-for-Sale, Amortized Cost Basis, Total 587,114 494,674 442,569
Securities available-for-sale, Gross Unrealized Holding Gains 17,624 6,356 1,771
Securities available-for-sale, Gross Unrealized Holding Losses (184) (286) (2,396)
Securities available-for-sale, Estimated Fair Value $ 604,554 $ 500,744 $ 441,944
XML 24 R53.htm IDEA: XBRL DOCUMENT v3.20.1
Income Taxes - Additional Information (Detail) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Income Taxes [Line Items]    
Federal statutory tax rate 21.00%  
Income tax expense $ 7,234 $ 7,367
Effective tax rates on pre-tax income 16.27% 16.15%
XML 25 R57.htm IDEA: XBRL DOCUMENT v3.20.1
Fair Value Disclosures - Financial Assets and Financial Liabilities Measured at Fair Value on Recurring Basis (Detail) - USD ($)
$ in Thousands
Mar. 31, 2020
Dec. 31, 2019
Mar. 31, 2019
Available-for-sale investment securities:      
Available-for-sale investment securities, Total Fair Value $ 4,107,069 $ 3,413,317 $ 3,212,812
Loans held-for-sale 42,034 28,228 14,446
U.S. Treasury Securities [Member]      
Available-for-sale investment securities:      
Available-for-sale investment securities, Total Fair Value 10,113 10,019 9,991
Obligations of State and Political Subdivisions [Member]      
Available-for-sale investment securities:      
Available-for-sale investment securities, Total Fair Value 1,807,671 1,288,983 1,239,730
Residential Mortgage-Backed Securities [Member]      
Available-for-sale investment securities:      
Available-for-sale investment securities, Total Fair Value 1,679,980 1,608,863 1,516,288
Commercial Mortgage-Backed Securities [Member]      
Available-for-sale investment securities:      
Available-for-sale investment securities, Total Fair Value 604,554 500,744 441,944
IRLCs [Member]      
Available-for-sale investment securities:      
Asset Derivative Fair Value 296 886 1,299
Forward Mortgage-Backed Securities Trades [Member]      
Available-for-sale investment securities:      
Forward mortgage-backed securities trades 3,200 152 301
Fair Value, Measurements, Recurring [Member]      
Available-for-sale investment securities:      
Available-for-sale investment securities, Total Fair Value 4,107,069 3,413,317 3,212,812
Loans held-for-sale 39,659 23,076 12,007
Fair Value, Measurements, Recurring [Member] | U.S. Treasury Securities [Member]      
Available-for-sale investment securities:      
Available-for-sale investment securities, Total Fair Value 10,113 10,019 9,991
Fair Value, Measurements, Recurring [Member] | Obligations of State and Political Subdivisions [Member]      
Available-for-sale investment securities:      
Available-for-sale investment securities, Total Fair Value 1,807,671 1,288,983 1,239,730
Fair Value, Measurements, Recurring [Member] | Residential Mortgage-Backed Securities [Member]      
Available-for-sale investment securities:      
Available-for-sale investment securities, Total Fair Value 1,679,980 1,608,863 1,516,288
Fair Value, Measurements, Recurring [Member] | Commercial Mortgage-Backed Securities [Member]      
Available-for-sale investment securities:      
Available-for-sale investment securities, Total Fair Value 604,554 500,744 441,944
Fair Value, Measurements, Recurring [Member] | IRLCs [Member]      
Available-for-sale investment securities:      
Asset Derivative Fair Value 296 886 1,299
Fair Value, Measurements, Recurring [Member] | Forward Mortgage-Backed Securities Trades [Member]      
Available-for-sale investment securities:      
Forward mortgage-backed securities trades (3,200) (152) (301)
Fair Value, Measurements, Recurring [Member] | Corporate Bonds [Member]      
Available-for-sale investment securities:      
Available-for-sale investment securities, Total Fair Value 220 230 456
Fair Value, Measurements, Recurring [Member] | Other Securities [Member]      
Available-for-sale investment securities:      
Available-for-sale investment securities, Total Fair Value 4,531 4,478 4,403
Fair Value, Measurements, Recurring [Member] | Level 1 Inputs [Member]      
Available-for-sale investment securities:      
Available-for-sale investment securities, Total Fair Value 14,644 14,497 14,394
Fair Value, Measurements, Recurring [Member] | Level 1 Inputs [Member] | U.S. Treasury Securities [Member]      
Available-for-sale investment securities:      
Available-for-sale investment securities, Total Fair Value 10,113 10,019 9,991
Fair Value, Measurements, Recurring [Member] | Level 1 Inputs [Member] | Other Securities [Member]      
Available-for-sale investment securities:      
Available-for-sale investment securities, Total Fair Value 4,531 4,478 4,403
Fair Value, Measurements, Recurring [Member] | Level 2 Inputs [Member]      
Available-for-sale investment securities:      
Available-for-sale investment securities, Total Fair Value 4,092,425 3,398,820 3,198,418
Loans held-for-sale 39,659 23,076 12,007
Fair Value, Measurements, Recurring [Member] | Level 2 Inputs [Member] | Obligations of State and Political Subdivisions [Member]      
Available-for-sale investment securities:      
Available-for-sale investment securities, Total Fair Value 1,807,671 1,288,983 1,239,730
Fair Value, Measurements, Recurring [Member] | Level 2 Inputs [Member] | Residential Mortgage-Backed Securities [Member]      
Available-for-sale investment securities:      
Available-for-sale investment securities, Total Fair Value 1,679,980 1,608,863 1,516,288
Fair Value, Measurements, Recurring [Member] | Level 2 Inputs [Member] | Commercial Mortgage-Backed Securities [Member]      
Available-for-sale investment securities:      
Available-for-sale investment securities, Total Fair Value 604,554 500,744 441,944
Fair Value, Measurements, Recurring [Member] | Level 2 Inputs [Member] | IRLCs [Member]      
Available-for-sale investment securities:      
Asset Derivative Fair Value 296 886 1,299
Fair Value, Measurements, Recurring [Member] | Level 2 Inputs [Member] | Forward Mortgage-Backed Securities Trades [Member]      
Available-for-sale investment securities:      
Forward mortgage-backed securities trades (3,200) (152) (301)
Fair Value, Measurements, Recurring [Member] | Level 2 Inputs [Member] | Corporate Bonds [Member]      
Available-for-sale investment securities:      
Available-for-sale investment securities, Total Fair Value $ 220 $ 230 $ 456
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Pension Plan
 3 Months Ended
Mar. 31, 2020
Retirement Benefits [Abstract]  
Pension Plan
Note 9 - Pension Plan
The Company had a defined benefit pension plan that was frozen effective January 1, 2004, whereby no new participants were added to the Plan and no additional years of service accrued to participants. The pension plan covered substantially all of the Company’s employees at the time. The benefits for each employee were based on years of service and a percentage of the employee’s qualifying compensation during the final years of employment. The Company’s funding policy was to contribute annually the amount necessary to satisfy the Internal Revenue Service’s funding standards. Contributions to the pension plan, prior to freezing the plan, were intended to provide not only for benefits attributed to service to date but also for those expected to be earned in the future. The Company made no contribution to the plan in 2020 or 2019.
In December 2018, due to the rising interest rate environment, the Company determined it was in the best interest of its shareholders to work toward terminating its pension obligation. The Company annuitized approximately 53% of the pension benefit obligation at that time and recorded a loss on settlement totaling $1,546,000 for the year ended December 31, 2018. In 2019, the Company continued to take steps to completely settle and terminate its remaining pension obligation and recorded loss associated with the final termination of $2,673,000. The loss incurred included unrealized loss previously recorded in other comprehensive income and refunding to remaining participants for funding balance overages offset by a gain on hedging instrument entered into to minimize interest rate movement during the termination period. At December 31, 2019, all balances in the pension plan were zero and the Company’s obligation has been extinguished. For the three-month ended March 31, 2019, the Company recorded pension related expense totaling $923,000.
XML 28 R10.htm IDEA: XBRL DOCUMENT v3.20.1
Summary of Significant Accounting Policies
 3 Months Ended
Mar. 31, 2020
Accounting Policies [Abstract]  
Summary of Significant Accounting Policies
1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES:
Nature of Operations
First Financial Bankshares, Inc. (a Texas corporation) (“Company”, “we” or “us”) is a financial holding company which owns all of the capital stock of one bank with 78 locations located in Texas as of March 31, 2020. The Company’s subsidiary bank is First Financial Bank, National Association, Abilene, Texas. The Company’s primary source of revenue is providing loans and banking services to consumers and commercial customers in the market area in which First Financial Bank, National Association, is located. In addition, the Company also owns First Financial Trust & Asset Management Company, National Association, First Financial Insurance Agency, Inc., and First Technology Services, Inc.
A summary of significant accounting policies of the Company and its subsidiaries applied in the preparation of the accompanying consolidated financial statements follows. The accounting principles followed by the Company and the methods of applying them are in conformity with both U.S. GAAP and prevailing practices of the banking industry.
The Company evaluated subsequent events for potential recognition through the date the consolidated financial statements were issued.
Use of Estimates in Preparation of Financial Statements
The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. The Company’s significant estimates include its allowance for loan losses and its valuation of financial instruments.
Consolidation
The accompanying consolidated financial statements include the accounts of the Company and its subsidiaries, all of which are wholly-owned. All significant intercompany accounts and transactions have been eliminated.
Stock Split and Increase in Authorized Shares
On April 23, 2019, the Company’s Board of Directors declared a two-for-one stock split of the Company’s outstanding common shares effective on June 3, 2019. In addition, the shareholders of the Company approved an amendment to the Amended and Restated Certificate of Formation to increase the number of authorized shares to 200,000,000. All per share amounts in this report have been restated to reflect this stock split. An amount equal to the par value of the additional common shares to be issued pursuant to the stock split was reflected as a transfer from retained earnings to common stock in the consolidated financial statements as of and for the three-months ended March 31, 2019.
Stock Repurchase
On March 12, 2020, the Company’s Board of Directors authorized the repurchase of up to 4,000,000 common shares through September 30, 2021. Previously, the Board of Directors had authorized the repurchase of up to 2,000,000 common shares through September 30, 2020. The stock repurchase plan
authorizes management to repurchase the stock at such time as repurchases are considered beneficial to the Company and stockholders. Any repurchase of stock will be made through the open market, block trades or in privately negotiated transactions in accordance with applicable laws and regulations. Under the repurchase plan, there is no minimum number of shares that the Company is required to repurchase. Through March 31, 2020, no
shares were repurchased under this repurchase plan or the prior authorization that was to expire September 30, 2020. Subsequent to March 31, 2020 and through April 21, 2020, the Company has
repurchased 263,464 shares totaling $6,480,000.
Acquisition
On January 1, 2020, the Company acquired 100% of the outstanding capital stock of TB&T Bancshares, Inc. through the merger of a wholly owned subsidiary with and into TB&T Bancshares, Inc. Following such merger, TB&T Bancshares, Inc. and its wholly owned subsidiary, The Bank & Trust of Bryan/College Station, Texas were merged into the Company and First Financial Bank, National Association, respectively. The results of operations of TB&T Bancshares, Inc. subsequent to the acquisition date, are included in the consolidated earnings of the Company. See
n
ote 11 for additional information.
Status of New Accounting Standard for Accounting for Allowance for Credit Losses
On January 1, 2020, ASU
2016-13,
Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments
, became effective for the Company which replaced the incurred loss methodology with an expected loss methodology that is referred to as the current expected credit loss (CECL) methodology. The measurement of expected credit losses under the CECL methodology is applicable to financial assets measured at amortized cost, including loan receivables. It also applies to
off-balance
sheet credit exposures not accounted for as insurance (loan commitments, standby letters of credit, financial guarantees, and other similar instruments). In addition, ASU
2016-13
made changes to the accounting for
available-for-sale
debt securities. One such change is to require credit losses to be presented as an allowance rather than as a write-down on
available-for-sale
debt securities management does not intend to sell or believes that it is more likely than not they will be required to sell.
On March 27, 2020, the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) was signed by the President of the United States that included an option for entities to delay the implementation of ASU
2016-13
until the earlier of the termination date of the national emergency declaration by the President or December 31, 2020. Due to the uncertainty on the economy and unemployment from
COVID-19
and the sharp reduction in oil and gas prices, the Company has determined to delay its implementation of ASU
2016-13
and has calculated and recorded its provision for loan losses under the incurred loss model that existed prior to ASU
2016-13.
Prior to the CARES Act being signed and our decision to delay the implementation of CECL, we were completing our CECL implementation plan with our cross-functional working group, under the direction of our Chief Credit Officer along with our Chief Accounting Officer, Chief Lending Officer and Chief Financial Officer. The working group also included individuals from various functional areas including credit, risk management, accounting and information technology, among others. Our implementation plan included assessment and documentation of processes, internal controls and data sources; model development, documentation and validation; and system configuration, among other things. We contracted with a third-party vendor to assist us in the implementation of CECL.
Other Recently Issued and Effective Authoritative Accounting Guidance
ASU 2016-02, “Leases.”
ASU
2016-02
amended current lease accounting to require lessees to recognize (i) a lease liability, which is a lessee’s obligation to make lease payments arising from a lease, measured on a discounted basis, and (ii) a
right-of-use
asset, which is an asset that represents the lessee’s right to use, or control the use of, a specified asset for the lease term. ASU
2016-02
did not significantly change lease accounting requirements applicable to lessors; however, certain changes were made to align, where
necessary, lessor accounting with the lessee accounting model. The amended guidance was effective in the first quarter of 2019 and required transition using a modified retrospective approach for leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements. The Company evaluated the provision of the new lease standard and, due to the small dollar amounts and number of lease agreements, all considered operating leases, the effect for the Company on January 1, 2019 was not significant.
ASU 2017-08, “Receivables – Nonrefundable Fees and Other Costs
:
Premium Amortization on Purchased Callable Debt Securities.”
ASU
2017-08
addressed the amortization method for all callable bonds purchased at a premium to par. Under the revised guidance, entities are required to amortize premiums on callable bonds to the earliest call date. ASU
2017-08
was effective in 2019 although early adoption was permitted. The Company elected to early adopt ASU
2017-08
in the first quarter of 2017. The adoption of this guidance did not have a material impact on the Company’s financial statements.
ASU 2017-04, “Intangibles – Goodwill and Other.”
ASU
2017-04
will amend and simplify current goodwill impairment testing to eliminate Step 2 from the current provisions. Under the new guidance, an entity should perform the goodwill impairment test by comparing the fair value of a reporting unit with its carrying value and recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit’s fair value. An entity still has the option to perform the quantitative assessment for a reporting unit to determine if a quantitative impairment test is necessary. ASU
2017-04
became effective for the Company on January 1, 2020 and did not have a significant impact on the Company’s financial statements.
ASU 2018-13, “Fair Value Measurement (Topic 820). – Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement.”
    ASU
2018-13
modifies the disclosure requirements on fair value measurements in Topic 820. The amendments in ASU
2018-13
remove disclosures that no longer are considered cost beneficial, modify/clarify the specific requirements of certain disclosures, and add disclosure requirements identified as relevant. ASU
2018-13
became effective on January 1, 2020 and did not have a significant impact on the Company’s financial statements.
Investment Securities
Management classifies debt and equity securities as
held-to-maturity,
available-for-sale,
or trading based on its intent. Debt securities that management has the positive intent and ability to hold to maturity are classified as
held-to-maturity
and recorded at cost, adjusted for amortization of premiums and accretion of discounts, which are recognized as adjustments to interest income using the interest method. Debt securities not classified as
held-to-maturity
or trading are classified as
available-for-sale
and recorded at fair value, with all unrealized gains and unrealized losses judged to be temporary, net of deferred income taxes, excluded from earnings and reported in the consolidated statements of comprehensive earnings.
Available-for-sale
debt securities that have unrealized gains and losses are excluded from earnings and reported net of tax in accumulated other comprehensive income until realized. Declines in the fair value of
available-for-sale
debt securities below their cost that are deemed to be other-than-temporary are reflected in earnings as a realized loss if there is no ability or intent to hold to recovery. If the Company does not intend to sell and will not be required to sell prior to recovery of its amortized cost basis, only the credit component of the impairment is reflected in earnings as a realized loss with the noncredit portion recognized in other comprehensive income. In estimating other-than-temporary impairment losses, we consider (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) our intent and ability to retain our investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. 
Effective January 1, 2018, in accordance with ASU
2016-01
(see below), increases or decreases in the fair value of equity securities are recorded in earnings. Prior to January 1, 2018, such increases or decreases were recorded similar to increases or decreases in
available-for-sale
debt securities.
The Company records its
available-for-sale
debt and equity securities portfolio at fair value. Fair values of these securities are determined based on methodologies in accordance with current authoritative accounting guidance. Fair values are volatile and may be influenced by a number of factors, including market interest rates, prepayment speeds, discount rates, credit ratings and yield curves. Fair values for investment securities are based on quoted market prices, where available. If quoted market prices are not available, fair values are based on the quoted prices of similar instruments or an estimate of fair value by using a range of fair value estimates in the market place as a result of the illiquid market specific to the type of security.
When the fair value of a debt security is below its amortized cost, and depending on the length of time the condition exists and the extent the fair value is below amortized cost, additional analysis is performed to determine whether an other-than-temporary impairment condition exists.
Available-for-sale
and
held-to-maturity
debt securities are analyzed quarterly for possible other-than-temporary impairment. The analysis considers (i) whether we have the intent to sell our debt securities prior to recovery and/or maturity, (ii) whether it is more likely than not that we will have to sell our debt securities prior to recovery and/or maturity, (iii) the length of time and extent to which the fair value has been less than amortized cost, and (iv) the financial condition of the issuer. Often, the information available to conduct these assessments is limited and rapidly changing, making estimates of fair value subject to judgment. If actual information or conditions are different than estimated, the extent of the impairment of the debt security may be different than previously estimated, which could have a material effect on the Company’s results of operations and financial condition.
The Company’s investment portfolio consists of U.S. Treasury securities, obligations of state and political subdivisions, mortgage pass-through securities, corporate bonds and general obligation or revenue based municipal bonds. Pricing for such securities is generally readily available and transparent in the market. The Company utilizes independent third-party pricing services to value its investment securities, which the Company reviews as well as the underlying pricing methodologies for reasonableness and to ensure such prices are aligned with pricing matrices. The Company validates prices supplied by the independent pricing services by comparison to prices obtained from other third-party sources on a quarterly basis.
Loans
Held-for-Investment
and Allowance for Loan Losses
Loans held for investment are stated at the amount of unpaid principal, reduced by unearned income and an allowance for loan losses. Interest on loans is calculated by using the simple interest method on daily balances of the principal amounts outstanding. The Company defers and amortizes net loan origination fees and costs as an adjustment to yield. The allowance for loan losses is established through a provision for loan losses charged to expense. Loans are charged against the allowance for loan losses when management believes the collectability of the principal is unlikely.
The allowance for loan losses is an amount which represents management’s best estimate of probable losses that are inherent in the Company’s loan portfolio as of the balance sheet date. The allowance for loan losses is comprised of three elements: (i) specific reserves determined based on probable losses on specific classified loans; (ii) a historical valuation reserve component that considers historical loss rates and estimated loss emergence periods; and (iii) qualitative reserves based upon general economic conditions and other qualitative risk factors both internal and external to the Company. The allowance for loan losses is increased by charges to income and decreased by
charge-offs
(net of recoveries). Management’s periodic evaluation of the appropriateness of the allowance is based on general economic conditions, the financial condition of borrowers, the value and liquidity of collateral, delinquency, prior loan loss experience, and the results of periodic reviews of the portfolio. For purposes of determining our historical valuation reserve, the loan portfolio, less cash secured loans, government guaranteed loans and classified loans, is multiplied by the Company’s historical loss rate adjusted for the estimated loss emergence period. Specific allocations are increased or decreased in accordance with deterioration or improvement in credit quality and a corresponding increase or decrease in risk of loss on a particular loan. In addition, we adjust our allowance for qualitative factors such as current local economic conditions and trends, including, without limitations, unemployment, oil and gas prices, drought conditions, changes in
lending staff, policies and procedures, changes in credit concentrations, changes in the trends and severity of problem loans and changes in trends in volume and terms of loans. This qualitative reserve serves to estimate for additional areas of losses inherent in our portfolio that are not reflected in our historic loss factors.
Although we believe we use the best information available to make loan loss allowance determinations, future adjustments could be necessary if circumstances or economic conditions differ substantially from the assumptions used in making our initial determinations. A decline in the economy could result in increased levels of
non-performing
assets and charge-offs, increased loan provisions and reductions in income. Additionally, bank regulatory agencies periodically review our allowance for loan losses and methodology and could require, in accordance with U.S. GAAP, additional provisions to the allowance for loan losses based on their judgment of information available to them at the time of their examination as well as changes to our methodology.
Accrual of interest is discontinued on a loan and payments are applied to principal when management believes, after considering economic and business conditions and collection efforts, the borrower’s financial condition is such that collection of interest is doubtful. Except consumer loans, generally all loans past due greater than 90 days, based on contractual terms, are placed on
non-accrual.
Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Consumer loans are generally
charged-off
when a loan becomes past due 90 days. For other loans in the portfolio, facts and circumstances are evaluated in making
charge-off
decisions.
Loans are considered impaired when, based on current information and events, management determines that it is probable we will be unable to collect all amounts due in accordance with the loan agreement, including scheduled principal and interest payments. If a loan is impaired, a specific valuation allowance is allocated, if necessary. Interest payments on impaired loans are typically applied to principal unless collectability of the principal amount is reasonably assured, in which case interest is recognized on a cash basis. Impaired loans, or portions thereof, are charged off when deemed uncollectable.
The Company’s policy requires measurement of the allowance for an impaired, collateral dependent loan based on the fair value of the collateral less cost to sell. Other loan impairments for
non-collateral
dependent loans are measured based on the present value of expected future cash flows or the loan’s observable market price. At March 31, 2020 and 2019 and December 31, 2019, all significant impaired loans have been determined to be collateral dependent and the allowance for loss has been measured utilizing the estimated fair value of the collateral less cost to sell.
From time to time, the Company modifies its loan agreement with a borrower. A modified loan is considered a troubled debt restructuring when two conditions are met: (i) the borrower is experiencing financial difficulty and (ii) concessions are made by the Company that would not otherwise be considered for a borrower with similar credit risk characteristics. Modifications to loan terms may include a lower interest rate, a reduction of principal, or a longer term to maturity. For all impaired loans, including the Company’s troubled debt restructurings, the Company performs a periodic, well-documented credit evaluation of the borrower’s financial condition and prospects for repayment to assess the likelihood that all principal and interest payments required under the terms of the agreement will be collected in full. When doubt exists about the ultimate collectability of principal and interest, the troubled debt restructuring remains on
non-accrual
status and payments received are applied to reduce principal to the extent necessary to eliminate such doubt. This determination of accrual status is judgmental and is based on facts and circumstances related to each troubled debt restructuring. Each of these loans is individually evaluated for impairment and a specific reserve is recorded based on probable losses, taking into consideration the related collateral, modified loan terms and cash flow. As of March 31, 2020 and 2019, and December 31, 2019, substantially all of the Company’s troubled debt restructured loans are included in the
non-accrual
totals.
The provisions of the CARES Act included an election to not apply the guidance on accounting for troubled debt restructurings to loan modifications, such as extensions or deferrals, related to
COVID-19
made between March 1, 2020 and the earlier of (i) December 31, 2020 or
 (ii)
60 days after the end of the
COVID-19
national emergency. The relief can
only
be applied to modifications for borrowers that were not more than 30 days past due as of December 31, 2019.
 
The Company elected to adopt these provisions of the CARES Act.
The Company originates certain mortgage loans for sale in the secondary market. Accordingly, these loans are classified as
held-for-sale
and are carried at the lower of cost or fair value on an aggregate basis. The mortgage loan sales contracts contain indemnification clauses should the loans default, generally in the first three to six months, or if documentation is determined not to be in compliance with regulations. The Company’s historic losses as a result of these indemnities have been insignificant.
Loans acquired, including loans acquired in a business combination, are initially recorded at fair value with no valuation allowance. Acquired loans are segregated between those considered to be credit impaired and those deemed performing. To make this determination, management considers such factors as past due status,
non-accrual
status and credit risk ratings. The fair value of acquired performing loans is determined by discounting expected cash flows, both principal and interest, at prevailing market interest rates. The difference between the fair value and principal balances at acquisition date, the fair value discount, is accreted into interest income over the estimated life of the acquired portfolio.
Purchased credit impaired loans are those loans that showed evidence of deterioration of credit quality since origination and for which it is probable, at acquisition, that the Company will be unable to collect all amounts contractually owed. Their acquisition fair value, which includes a credit component at the acquisition date, was based on the estimate of cash flows, both principal and interest, expected to be collected or estimated collateral values if cash flows are not estimable, discounted at prevailing market rates of interest. The difference between the discounted cash flows expected at acquisition and the investment in the loan is recognized as interest income on a level-yield method over the life of the loan, unless management was unable to reasonably forecast cash flows in which case the loans were placed on nonaccrual. Subsequent to the acquisition date, increases in expected cash flows will generally result in a recovery of any previously recorded allowance for loan loss, to the extent applicable, and/or a reclassification from the
non-accretable
difference to accretable yield, which will be recognized prospectively. Decreases in expected cash flows subsequent to acquisition are recognized as impairment. Valuation allowances on these impaired loans reflect only losses incurred after the acquisition. The carrying amount of purchased credit impaired loans at March 31, 2020 and 2019 and December 31, 2019 were $7,773,000, $859,000 and $251,000, respectively, compared to a contractual balance of $10,411,000, $1,196,000 and $345,000, respectively. Other purchased credit impaired loan disclosures were omitted due to immateriality.
Other Real Estate
Other real estate owned is foreclosed property held pending disposition and is initially recorded at fair value, less estimated costs to sell. At foreclosure, if the fair value of the real estate, less estimated costs to sell, is less than the Company’s recorded investment in the related loan, a write-down is recognized through a charge to the allowance for loan losses. Any subsequent reduction in value is recognized by a charge to income. Operating and holding expenses of such properties, net of related income, and gains and losses on their disposition are included in net gain (loss) on sale of foreclosed assets as incurred.
Bank Premises and Equipment
Bank premises and equipment are stated at cost less accumulated depreciation and amortization. Depreciation and amortization are computed principally on a straight-line basis over the estimated useful lives of the related assets. Leasehold improvements are amortized over the life of the respective lease or the estimated useful lives of the improvements, whichever is shorter.
Business Combinations, Goodwill and Other Intangible Assets
The Company accounts for all business combinations under the purchase method of accounting. Tangible and intangible assets and liabilities of the acquired entity are recorded at fair value. Intangible assets with finite useful lives represent the future benefit associated with the acquisition of the core deposits and are amortized over seven years, utilizing a method that approximates the expected attrition of the deposits. Goodwill with an indefinite life is not amortized, but rather tested annually for impairment as of June 30 each year. There was no impairment recorded for the three-months ended March 31, 2020 or 2019.
Securities Sold Under Agreements To Repurchase
Securities sold under agreements to repurchase, which are classified as borrowings, generally mature within one to four days from the transaction date. Securities sold under agreements to repurchase are reflected at the amount of the cash received in connection with the transaction. The Company may be required to provide additional collateral based on the estimated fair value of the underlying securities.
Segment Reporting
The Company has determined that its banking regions meet the aggregation criteria of the current authoritative accounting guidance since each of its banking regions offer similar products and services, operate in a similar manner, have similar customers and report to the same regulatory authority, and therefore operate one line of business (community banking) located in a single geographic area (Texas).
Statements of Cash Flows
For purposes of reporting cash flows, cash and cash equivalents includes cash on hand, amounts due from banks, including interest-bearing deposits in banks with original maturity of 90 days or less, and federal funds sold.
Accumulated Other Comprehensive Income (Loss)
Unrealized net gains on the Company’s
available-for-sale
securities (after applicable income tax expense) totaling $123,576,000 and $31,830,000 at March 31, 2020 and 2019, respectively, and the minimum pension liability (after applicable income tax benefit) totaling ($1,324,000) at March 31, 2019, are included in accumulated other comprehensive income. There were no amounts under the minimum pension liability at March 31, 2020 (see note 9).
Income Taxes
The Company’s provision for income taxes is based on income before income taxes adjusted for permanent differences between financial reporting and taxable income. Deferred tax assets and liabilities are determined using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is determined based on the tax effects of the temporary differences between the book and tax bases of the various balance sheet assets and liabilities and gives current recognition to changes in tax rates and laws.
Stock Based Compensation
The Company grants stock options for a fixed number of shares to employees with an exercise price equal to the fair value of the shares at the grant date. The Company recorded stock option expense totaling $341,000 and $312,000 for the three-months ended March 31, 2020 and 2019, respectively.
The Company also grants restricted stock for a fixed number of shares. The Company recorded expenses associated with its director and officer restricted stock grants totaling $450,000 and $340,000, respectively, for the three-months ended March 31, 2020 and 2019, respectively.
See
n
ote 8 for further information.
Advertising Costs
Advertising costs are expensed as incurred.
Per Share Data
Net earnings per share (“EPS”) are computed by dividing net earnings by the weighted average number of common shares outstanding during the period. The Company calculates dilutive EPS assuming all outstanding stock options to purchase common shares have been exercised at the beginning of the year (or the time of issuance, if later.) The dilutive effect of the outstanding options and restricted stock is reflected by application of the treasury stock method, whereby the proceeds from the exercised options and restricted stock are assumed to be used to purchase common shares at the average market price during the respective year. Anti-dilutive shares
at March 31, 2020 are excluded from the computation of EPS. There were no such anti-dilutive stock options for the three-months
 
ended March 31, 2019. The following table reconciles the computation of basic EPS to dilutive EPS:
                         
 
Net
Earnings
(in thousands)
   
Weighted
Average
Shares
   
Per Share
Amount
 
For the three-months ended March 31, 2020:
   
     
     
 
Net earnings per share, basic
  $
 37,232
     
142,118,864
    $
 0.26
 
Effect of stock options and stock grants
   
—  
      
616,344
      
—  
  
                         
Net earnings per share, assuming dilution
  $
 37,232
     
142,735,208
    $
 0.26
 
                         
For the three-ended March 31, 2019:
   
     
     
 
Net earnings per share, basic
  $
 38,252
     
135,494,254
    $
 0.28
 
Effect of stock options and stock grants
   
—  
      
792,608
      
—  
  
                         
Net earnings per share, assuming dilution
  $
 38,252
     
136,286,862
    $
 0.28
 
                         
 
XML 29 R14.htm IDEA: XBRL DOCUMENT v3.20.1
Derivative Financial Instruments
 3 Months Ended
Mar. 31, 2020
Derivative Instruments and Hedging Activities Disclosure [Abstract]  
Derivative Financial Instruments
Note 5 - Derivative Financial Instruments
The Company enters into interest rate lock commitments (“IRLCs”) with customers to originate residential mortgage loans at a specific interest rate that are ultimately sold in the secondary market. These commitments, which contain fixed expiration dates, offer the borrower an interest rate guarantee provided the loan meets underwriting guidelines and closes within the timeframe established by the Company.
Beginning in the second quarter of 2018, the Company purchased forward mortgage-backed securities contracts to manage the changes in fair value associated with changes in interest rates related to a portion of the IRLCs. These instruments are typically entered into at the time the IRLC is made.
These financial instruments are not designated as hedging instruments and are used for asset and liability management needs. All derivatives are carried at fair value in either other assets or other liabilities.
The fair values of IRLCs are based on current secondary market prices for underlying loans and estimated servicing value with similar coupons, maturity and credit quality, subject to the anticipated loan funding probability (pull-through rate). The fair value of IRLCs is subject to change primarily due to changes in interest rates and the estimated pull-through rate. These commitments are classified as Level 2 in the fair value disclosures (see note 10), as the valuations are based on observable market inputs.
Forward mortgage-backed securities contracts are exchange-traded or traded within highly active dealer markets. In order to determine the fair value of these instruments, the Company utilizes the exchange price or dealer market price for the particular derivative contract and these instruments are therefore classified as Level 2 in the fair value disclosures (see note 10). The estimated fair values are subject to change primarily due to changes in interest rates.
The following table provides the outstanding notional balances and fair values of outstanding derivative positions (dollars in thousands):
March 31, 2020:
 
Outstanding
Notional
Balance
   
Asset
Derivative
Fair Value
   
Liability
Derivative
Fair Value
 
IRLCs
  $
 184,747
    $
 296
    $
—  
  
Forward mortgage-backed securities trades
   
198,000
     
—  
      
3,200
 
March 31, 2019:
 
Outstanding
Notional
Balance
   
Asset
Derivative
Fair Value
   
Liability
Derivative
Fair Value
 
IRLCs
  $
 60,679
    $
 1,299
    $
 —  
  
Forward mortgage-backed securities trades
   
64,500
     
—  
      
301
 
                   
December 31, 2019:
 
Outstanding
Notional
Balance
   
Asset
Derivative
Fair Value
   
Liability
Derivative
Fair Value
 
IRLCs
  $
 47,415
    $
886
    $
 —  
  
Forward mortgage-backed securities trades
   
78,500
     
—  
      
152
 
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A0#% @ MUN84#6VZ 0A M3@( G04X \ ( ! &0W.30S.39D,3!Q+FAT;5!+ 0(4 M Q0 ( +=;F% JR)V/3@< &4; 1 " 4Y. @!D-SDT M,SDV9&5X,S$Q+FAT;5!+ 0(4 Q0 ( +=;F% !*>W'3P< (P; 1 M " XML 31 R37.htm IDEA: XBRL DOCUMENT v3.20.1
Loans Held for Investment and Allowance for Credit Losses - Non-Accrual Loans, Loans Still Accruing and Past Due 90 Days or More and Restructured Loans (Parenthetical) (Detail) - USD ($)
Mar. 31, 2020
Dec. 31, 2019
Mar. 31, 2019
Loans and Leases Receivable Disclosure [Line Items]      
Non-accrual loans [1] $ 39,226,000 $ 24,582,000 $ 28,508,000
Troubled debt restructured loans [2] 26,000 26,000 472,000
Doubtful [Member]      
Loans and Leases Receivable Disclosure [Line Items]      
Troubled debt restructured loans 4,733,000 4,791,000 4,566,000
Purchased Credit Impaired Loans [Member]      
Loans and Leases Receivable Disclosure [Line Items]      
Non-accrual loans $ 7,773,000 $ 251,000 $ 859,000
[1] Includes $7,773,000, $859,000 and $251,000 of purchased credit impaired loans as of March 31, 2020 and 2019, and December 31, 2019, respectively.
[2] Troubled debt restructured loans of $4,733,000, $4,566,000 and $4,791,000, whose interest collection, after considering economic and business conditions and collection efforts, is doubtful are included in non-accrual loans at March 31, 2020 and 2019, and December 31, 2019, respectively.

XML 32 R33.htm IDEA: XBRL DOCUMENT v3.20.1
Interest-bearing Time Deposits in Banks and Securities - Amortized Cost and Estimated Fair Value of Available-for-Sale Securities (Detail) - USD ($)
$ in Thousands
Mar. 31, 2020
Dec. 31, 2019
Mar. 31, 2019
Investments, Debt and Equity Securities [Abstract]      
Available-for-Sale, Amortized Cost Basis, Due within one year $ 151,083    
Available-for-Sale, Amortized Cost Basis, Due after one year through five years 621,902    
Available-for-Sale, Amortized Cost Basis, Due after five years through ten years 971,325    
Available-for-Sale, Amortized Cost Basis, Due after ten years 1,745    
Available-for-Sale, Amortized Cost Basis, Mortgage-backed securities 2,204,455    
Available-for-Sale, Amortized Cost Basis, Total 3,950,510 $ 3,327,805 $ 3,172,535
Available-for-Sale, Estimated Fair Value, Due within one year 152,516    
Available-for-Sale, Estimated Fair Value, Due after one year through five years 654,116    
Available-for-Sale, Estimated Fair Value, Due after five years through ten years 1,013,634    
Available-for-Sale, Estimated Fair Value, Due after ten years 2,269    
Available-for-Sale, Estimated Fair Value, Mortgage-backed securities 2,284,534    
Securities available-for-sale, Estimated Fair Value, Total $ 4,107,069 $ 3,413,317 $ 3,212,812
XML 33 R52.htm IDEA: XBRL DOCUMENT v3.20.1
Borrowings - Schedule of Borrowings (Detail) - USD ($)
Mar. 31, 2020
Dec. 31, 2019
Mar. 31, 2019
Debt Disclosure [Abstract]      
Securities sold under agreements with customers to repurchase $ 410,146,000 $ 375,106,000 $ 378,161,000
Federal funds purchased 1,725,000 6,250,000 4,550,000
Advances from Federal Home Loan Bank of Dallas 446,000,000    
Total $ 857,871,000 $ 381,356,000 $ 382,711,000
XML 34 R56.htm IDEA: XBRL DOCUMENT v3.20.1
Fair Value Disclosures - Additional Information (Detail)
 3 Months Ended 12 Months Ended
Mar. 31, 2020
USD ($)
Mar. 31, 2019
USD ($)
Dec. 31, 2019
USD ($)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Assets transfer between Level 2 and Level 3 $ 0 $ 0 $ 0
Impaired loans carrying value, recorded investment with allowance 28,106,000 15,729,000 16,213,000
Impaired loans valuation reserves 3,386,000 4,472,000 3,228,000
Impaired loans net fair value 24,720,000    
Other real estate owned, total $ 982,000 $ 612,000 $ 982,000
Minimum [Member] | Measurement Input, Discount Rate [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Debt discounts, percentage 5    
Maximum [Member] | Measurement Input, Discount Rate [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Debt discounts, percentage 25    
XML 35 R47.htm IDEA: XBRL DOCUMENT v3.20.1
Loans Held for Investment and Allowance for Credit Losses - Schedule of Investment in Loans Related to Balance in Allowance for Loan Losses on Basis of Company's Impairment Methodology (Detail) - USD ($)
$ in Thousands
Mar. 31, 2020
Dec. 31, 2019
Mar. 31, 2019
Financing Receivable, Allowance for Credit Losses [Line Items]      
Loans individually evaluated for impairment $ 39,226 $ 24,582 $ 28,508
Loan collectively evaluated for impairment 4,600,163 4,170,387 3,960,652
Total 4,639,389 4,194,969 3,989,160
Commercial [Member]      
Financing Receivable, Allowance for Credit Losses [Line Items]      
Loans individually evaluated for impairment 5,620 3,093 8,897
Loan collectively evaluated for impairment 863,830 853,233 817,989
Total 869,450 856,326 826,886
Agriculture [Member]      
Financing Receivable, Allowance for Credit Losses [Line Items]      
Loans individually evaluated for impairment 1,128 1,376 831
Loan collectively evaluated for impairment 98,454 102,264 90,505
Total 99,582 103,640 91,336
Real Estate [Member]      
Financing Receivable, Allowance for Credit Losses [Line Items]      
Loans individually evaluated for impairment 32,156 19,787 18,254
Loan collectively evaluated for impairment 3,217,093 2,803,585 2,665,953
Total 3,249,249 2,823,372 2,684,207
Consumer [Member]      
Financing Receivable, Allowance for Credit Losses [Line Items]      
Loans individually evaluated for impairment 322 326 526
Loan collectively evaluated for impairment 420,786 411,305 386,205
Total $ 421,108 $ 411,631 $ 386,731
XML 36 R43.htm IDEA: XBRL DOCUMENT v3.20.1
Loans Held for Investment and Allowance for Credit Losses - Schedule of Internal Ratings of Loans (Detail) - USD ($)
$ in Thousands
Mar. 31, 2020
Dec. 31, 2019
Mar. 31, 2019
Financing Receivable, Recorded Investment [Line Items]      
Internal ratings of loan $ 4,639,389 $ 4,194,969 $ 3,989,160
Commercial [Member]      
Financing Receivable, Recorded Investment [Line Items]      
Internal ratings of loan 869,450 856,326 826,886
Agriculture [Member]      
Financing Receivable, Recorded Investment [Line Items]      
Internal ratings of loan 99,582 103,640 91,336
Real Estate [Member]      
Financing Receivable, Recorded Investment [Line Items]      
Internal ratings of loan 3,249,249 2,823,372 2,684,207
Consumer [Member]      
Financing Receivable, Recorded Investment [Line Items]      
Internal ratings of loan 421,108 411,631 386,731
Pass [Member]      
Financing Receivable, Recorded Investment [Line Items]      
Internal ratings of loan 4,449,041 4,054,314 3,870,727
Pass [Member] | Commercial [Member]      
Financing Receivable, Recorded Investment [Line Items]      
Internal ratings of loan 831,385 825,775 787,651
Pass [Member] | Agriculture [Member]      
Financing Receivable, Recorded Investment [Line Items]      
Internal ratings of loan 92,447 101,614 87,151
Pass [Member] | Real Estate [Member]      
Financing Receivable, Recorded Investment [Line Items]      
Internal ratings of loan 3,106,100 2,717,227 2,611,139
Pass [Member] | Consumer [Member]      
Financing Receivable, Recorded Investment [Line Items]      
Internal ratings of loan 419,109 409,698 384,786
Special Mention [Member]      
Financing Receivable, Recorded Investment [Line Items]      
Internal ratings of loan 87,099 63,371 45,275
Special Mention [Member] | Commercial [Member]      
Financing Receivable, Recorded Investment [Line Items]      
Internal ratings of loan 25,390 20,971 23,182
Special Mention [Member] | Agriculture [Member]      
Financing Receivable, Recorded Investment [Line Items]      
Internal ratings of loan 5,270 64 20
Special Mention [Member] | Real Estate [Member]      
Financing Receivable, Recorded Investment [Line Items]      
Internal ratings of loan 56,114 42,036 21,827
Special Mention [Member] | Consumer [Member]      
Financing Receivable, Recorded Investment [Line Items]      
Internal ratings of loan 325 300 246
Substandard [Member]      
Financing Receivable, Recorded Investment [Line Items]      
Internal ratings of loan 103,249 77,284 73,158
Substandard [Member] | Commercial [Member]      
Financing Receivable, Recorded Investment [Line Items]      
Internal ratings of loan 12,675 9,580 16,053
Substandard [Member] | Agriculture [Member]      
Financing Receivable, Recorded Investment [Line Items]      
Internal ratings of loan 1,865 1,962 4,165
Substandard [Member] | Real Estate [Member]      
Financing Receivable, Recorded Investment [Line Items]      
Internal ratings of loan 87,035 64,109 51,241
Substandard [Member] | Consumer [Member]      
Financing Receivable, Recorded Investment [Line Items]      
Internal ratings of loan $ 1,674 $ 1,633 $ 1,699
XML 37 R60.htm IDEA: XBRL DOCUMENT v3.20.1
Acquisition - Schedule of Amounts Recorded on Consolidated Balance Sheet on Acquisition Date (Detail)
$ in Thousands
Sep. 19, 2019
USD ($)
FBC Bancshares, Inc. and First Bank, N.A. [Member]  
Business Acquisition [Line Items]  
Common stock issued (6,275,574 shares) $ 220,273
XML 38 R2.htm IDEA: XBRL DOCUMENT v3.20.1
Consolidated Balance Sheets - USD ($)
$ in Thousands
Mar. 31, 2020
Dec. 31, 2019
Mar. 31, 2019
ASSETS      
CASH AND DUE FROM BANKS $ 191,486 $ 231,534 $ 176,278
FEDERAL FUNDS SOLD 0 3,150 12,825
INTEREST-BEARING DEPOSITS IN BANKS 76,378 47,920 197,758
Total cash and cash equivalents 267,864 282,604 386,861
INTEREST-BEARING TIME DEPOSITS IN BANKS     1,458
SECURITIES AVAILABLE-FOR-SALE, at fair value 4,107,069 3,413,317 3,212,812
LOANS:      
Held for investment 4,639,389 4,194,969 3,989,160
Less - allowance for loan losses (60,440) (52,499) (51,585)
Net loans held for investment 4,578,949 4,142,470 3,937,575
Held for sale ($39,659 at fair value at March 31, 2020; $12,007 at March 31, 2019; and $23,076 at December 31, 2019) 42,034 28,228 14,446
Net loans 4,620,983 4,170,698 3,952,021
BANK PREMISES AND EQUIPMENT, net 139,554 131,022 135,321
INTANGIBLE ASSETS 319,234 173,667 174,415
OTHER ASSETS 246,387 90,919 83,007
Total assets 9,701,091 8,262,227 7,945,895
LIABILITIES AND SHAREHOLDERS' EQUITY      
NONINTEREST-BEARING DEPOSITS 2,288,597 2,065,128 2,165,745
INTEREST-BEARING DEPOSITS 4,921,869 4,538,678 4,184,996
Total deposits 7,210,466 6,603,806 6,350,741
DIVIDENDS PAYABLE 17,060 16,306 14,244
BORROWINGS 857,871 381,356 382,711
OTHER LIABILITIES 89,332 33,562 90,677
Total liabilities 8,174,729 7,035,030 6,838,373
COMMITMENTS AND CONTINGENCIES
SHAREHOLDERS' EQUITY:      
Common stock - ($0.01 par value, authorized 200,000,000 shares; 142,314,930, 135,680,420 and 135,891,755 shares issued at March 31, 2020 and 2019 and December 31, 2019, respectively) 1,423 1,359 1,356
Capital surplus 673,535 450,676 445,672
Retained earnings 727,828 707,656 629,988
Treasury stock (shares at cost: 928,417, 928,678 and 927,408 at March 31, 2020 and 2019, and December 31, 2019, respectively) (8,437) (8,222) (7,660)
Deferred Compensation 8,437 8,222 7,660
Accumulated other comprehensive earnings (loss) 123,576 67,506 30,506
Total shareholders' equity 1,526,362 1,227,197 1,107,522
Total liabilities and shareholders' equity $ 9,701,091 $ 8,262,227 $ 7,945,895
XML 39 R22.htm IDEA: XBRL DOCUMENT v3.20.1
Summary of Significant Accounting Policies (Tables)
 3 Months Ended
Mar. 31, 2020
Accounting Policies [Abstract]  
Computation of Basic EPS to Dilutive EPS The following table reconciles the computation of basic EPS to dilutive EPS:
                         
 
Net
Earnings
(in thousands)
   
Weighted
Average
Shares
   
Per Share
Amount
 
For the three-months ended March 31, 2020:
   
     
     
 
Net earnings per share, basic
  $
 37,232
     
142,118,864
    $
 0.26
 
Effect of stock options and stock grants
   
—  
      
616,344
      
—  
  
                         
Net earnings per share, assuming dilution
  $
 37,232
     
142,735,208
    $
 0.26
 
                         
For the three-ended March 31, 2019:
   
     
     
 
Net earnings per share, basic
  $
 38,252
     
135,494,254
    $
 0.28
 
Effect of stock options and stock grants
   
—  
      
792,608
      
—  
  
                         
Net earnings per share, assuming dilution
  $
 38,252
     
136,286,862
    $
 0.28
 
                         
 
XML 40 R6.htm IDEA: XBRL DOCUMENT v3.20.1
Consolidated Statements of Comprehensive Earnings - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Statement of Comprehensive Income [Abstract]    
NET EARNINGS $ 37,232 $ 38,252
OTHER ITEMS OF COMPREHENSIVE EARNINGS (LOSS):    
Change in unrealized gain on investment securities available-for-sale, before income taxes 73,037 35,014
Reclassification adjustment for realized gains on investment securities included in net earnings, before income taxes (2,062) 0
Total other items of comprehensive earnings (loss) 70,975 35,014
Income tax benefit (expense) related to other items of comprehensive earnings (14,905) (7,353)
COMPREHENSIVE EARNINGS $ 93,302 $ 65,913
XML 41 R26.htm IDEA: XBRL DOCUMENT v3.20.1
Borrowings (Tables)
 3 Months Ended
Mar. 31, 2020
Debt Disclosure [Abstract]  
Schedule of Borrowings
Borrowings consisted of the following (dollars in thousands):
 
March 31,
   
December 31,
 
  
2020
   
2019
   
2019
 
Securities sold under agreements with customers to repurchase
  $
 410,146
    $
 378,161
    $
375,106
 
Federal funds purchased
   
1,725
     
4,550
     
6,250
 
Advances from Federal Home Loan Bank of Dallas
   
446,000
      
—  
      
—  
  
                         
Total
  $
 857,871
    $
 382,711
    $
381,356
 
                         
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673535000 727828000 928417 -8437000 8437000 123576000 1526362000 37232000 38252000 3087000 2982000 9850000 965000 -7239000 -6132000 2250000 -83000 48000 0 13445000 -6953000 15046000 -7927000 4871000 8972000 -5646000 34014000 31586000 72266000 61028000 0 95437000 231000 1614414000 106188000 2333332000 72142000 -1012000 36070000 5734000 4700000 171000 65000 -567004000 -6428000 -14356000 49638000 72633000 120714000 476515000 -85995000 2192000 2246000 16306000 14227000 520678000 72376000 -14740000 138214000 282604000 248647000 267864000 386861000 33066000 59397000 126119000 7042000 7220000 237000 <div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 12pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES: </div></div></div><div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 6pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Nature of Operations </div></div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">First Financial Bankshares, Inc. (a Texas corporation) (“Company”, “we” or “us”) is a financial holding company which owns all of the capital stock of one bank with 78 locations located in Texas as of March 31, 2020. The Company’s subsidiary bank is First Financial Bank, National Association, Abilene, Texas. The Company’s primary source of revenue is providing loans and banking services to consumers and commercial customers in the market area in which First Financial Bank, National Association, is located. In addition, the Company also owns First Financial Trust &amp; Asset Management Company, National Association, First Financial Insurance Agency, Inc., and First Technology Services, Inc. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">A summary of significant accounting policies of the Company and its subsidiaries applied in the preparation of the accompanying consolidated financial statements follows. The accounting principles followed by the Company and the methods of applying them are in conformity with both U.S. GAAP and prevailing practices of the banking industry. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The Company evaluated subsequent events for potential recognition through the date the consolidated financial statements were issued. </div></div> <div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Use of Estimates in Preparation of Financial Statements </div></div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. The Company’s significant estimates include its allowance for loan losses and its valuation of financial instruments. </div></div> <div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Consolidation </div></div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The accompanying consolidated financial statements include the accounts of the Company and its subsidiaries, all of which are wholly-owned. All significant intercompany accounts and transactions have been eliminated. </div></div> <div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Stock Split and Increase in Authorized Shares </div></div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;">On April 23, 2019, the Company’s Board of Directors declared a two-for-one stock split of the Company’s outstanding common shares effective on June 3, 2019. In addition, the shareholders of the Company approved an amendment to the Amended and Restated Certificate of Formation to increase the number of authorized shares to 200,000,000. All per share amounts in this report have been restated to reflect this stock split. An amount equal to the par value of the additional common shares to be issued pursuant to the stock split was reflected as a transfer from retained earnings to common stock in the consolidated financial statements as of and for the three-months ended March 31, 2019.</div> <div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Stock Repurchase </div></div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">On March 12, 2020, the Company’s Board of Directors authorized the repurchase of up to 4,000,000 common shares through September 30, 2021. Previously, the Board of Directors had authorized the repurchase of up to 2,000,000 common shares through September 30, 2020. The stock repurchase plan </div></div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">authorizes management to repurchase the stock at such time as repurchases are considered beneficial to the Company and stockholders. Any repurchase of stock will be made through the open market, block trades or in privately negotiated transactions in accordance with applicable laws and regulations. Under the repurchase plan, there is no minimum number of shares that the Company is required to repurchase. Through March 31, 2020, no </div><div style="letter-spacing: 0px; top: 0px;;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">shares were repurchased under this repurchase plan or the prior authorization that was to expire September 30, 2020. Subsequent to March 31, 2020 and through April 21, 2020, the Company has </div></div><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">repurchased 263,464 shares totaling $6,480,000. </div></div><div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Acquisition </div></div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">On January 1, 2020, the Company acquired 100% of the outstanding capital stock of TB&amp;T Bancshares, Inc. through the merger of a wholly owned subsidiary with and into TB&amp;T Bancshares, Inc. Following such merger, TB&amp;T Bancshares, Inc. and its wholly owned subsidiary, The Bank &amp; Trust of Bryan/College Station, Texas were merged into the Company and First Financial Bank, National Association, respectively. The results of operations of TB&amp;T Bancshares, Inc. subsequent to the acquisition date, are included in the consolidated earnings of the Company. See <div style="letter-spacing: 0px; top: 0px;;display:inline;">n</div>ote 11 for additional information. </div></div> <div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Status of New Accounting Standard for Accounting for Allowance for Credit Losses </div></div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;">On January 1, 2020, ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">2016-13, </div> <div style="font-style: normal; letter-spacing: 0px; top: 0px;;display:inline;"><div style="font-style:italic;display:inline;">Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments</div></div>, became effective for the Company which replaced the incurred loss methodology with an expected loss methodology that is referred to as the current expected credit loss (CECL) methodology. The measurement of expected credit losses under the CECL methodology is applicable to financial assets measured at amortized cost, including loan receivables. It also applies to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">off-balance </div> sheet credit exposures not accounted for as insurance (loan commitments, standby letters of credit, financial guarantees, and other similar instruments). In addition, ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">2016-13</div> made changes to the accounting for <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">available-for-sale</div> debt securities. One such change is to require credit losses to be presented as an allowance rather than as a write-down on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">available-for-sale</div> debt securities management does not intend to sell or believes that it is more likely than not they will be required to sell.</div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">On March 27, 2020, the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) was signed by the President of the United States that included an option for entities to delay the implementation of ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">2016-13</div> until the earlier of the termination date of the national emergency declaration by the President or December 31, 2020. Due to the uncertainty on the economy and unemployment from <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">COVID-19</div> and the sharp reduction in oil and gas prices, the Company has determined to delay its implementation of ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">2016-13</div> and has calculated and recorded its provision for loan losses under the incurred loss model that existed prior to ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">2016-13. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Prior to the CARES Act being signed and our decision to delay the implementation of CECL, we were completing our CECL implementation plan with our cross-functional working group, under the direction of our Chief Credit Officer along with our Chief Accounting Officer, Chief Lending Officer and Chief Financial Officer. The working group also included individuals from various functional areas including credit, risk management, accounting and information technology, among others. Our implementation plan included assessment and documentation of processes, internal controls and data sources; model development, documentation and validation; and system configuration, among other things. We contracted with a third-party vendor to assist us in the implementation of CECL. </div></div> <div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Other Recently Issued and Effective Authoritative Accounting Guidance </div></div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;;display:inline;"><div style="font-style:italic;display:inline;">ASU 2016-02, “Leases.”</div></div> ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">2016-02</div> amended current lease accounting to require lessees to recognize (i) a lease liability, which is a lessee’s obligation to make lease payments arising from a lease, measured on a discounted basis, and (ii) a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">right-of-use</div> asset, which is an asset that represents the lessee’s right to use, or control the use of, a specified asset for the lease term. ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">2016-02</div> did not significantly change lease accounting requirements applicable to lessors; however, certain changes were made to align, where</div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">necessary, lessor accounting with the lessee accounting model. The amended guidance was effective in the first quarter of 2019 and required transition using a modified retrospective approach for leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements. The Company evaluated the provision of the new lease standard and, due to the small dollar amounts and number of lease agreements, all considered operating leases, the effect for the Company on January 1, 2019 was not significant. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;;display:inline;"><div style="font-style:italic;display:inline;">ASU 2017-08, “Receivables – Nonrefundable Fees and Other Costs</div></div>: <div style="font-style: normal; letter-spacing: 0px; top: 0px;;display:inline;"><div style="font-style:italic;display:inline;">Premium Amortization on Purchased Callable Debt Securities.”</div></div> ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">2017-08</div> addressed the amortization method for all callable bonds purchased at a premium to par. Under the revised guidance, entities are required to amortize premiums on callable bonds to the earliest call date. ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">2017-08</div> was effective in 2019 although early adoption was permitted. The Company elected to early adopt ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">2017-08</div> in the first quarter of 2017. The adoption of this guidance did not have a material impact on the Company’s financial statements.</div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;;display:inline;"><div style="font-style:italic;display:inline;">ASU 2017-04, “Intangibles – Goodwill and Other.”</div></div> ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">2017-04</div> will amend and simplify current goodwill impairment testing to eliminate Step 2 from the current provisions. Under the new guidance, an entity should perform the goodwill impairment test by comparing the fair value of a reporting unit with its carrying value and recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit’s fair value. An entity still has the option to perform the quantitative assessment for a reporting unit to determine if a quantitative impairment test is necessary. ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">2017-04</div> became effective for the Company on January 1, 2020 and did not have a significant impact on the Company’s financial statements.</div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;;display:inline;"><div style="font-style:italic;display:inline;">ASU 2018-13, “Fair Value Measurement (Topic 820). – Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement.”</div></div>    ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">2018-13</div> modifies the disclosure requirements on fair value measurements in Topic 820. The amendments in ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">2018-13</div> remove disclosures that no longer are considered cost beneficial, modify/clarify the specific requirements of certain disclosures, and add disclosure requirements identified as relevant. ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">2018-13</div> became effective on January 1, 2020 and did not have a significant impact on the Company’s financial statements.</div><div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Investment Securities </div></div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;">Management classifies debt and equity securities as <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">held-to-maturity,</div> <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">available-for-sale,</div> or trading based on its intent. Debt securities that management has the positive intent and ability to hold to maturity are classified as <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">held-to-maturity</div> and recorded at cost, adjusted for amortization of premiums and accretion of discounts, which are recognized as adjustments to interest income using the interest method. Debt securities not classified as <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">held-to-maturity</div> or trading are classified as <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">available-for-sale</div> and recorded at fair value, with all unrealized gains and unrealized losses judged to be temporary, net of deferred income taxes, excluded from earnings and reported in the consolidated statements of comprehensive earnings. <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">Available-for-sale</div> debt securities that have unrealized gains and losses are excluded from earnings and reported net of tax in accumulated other comprehensive income until realized. Declines in the fair value of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">available-for-sale</div> debt securities below their cost that are deemed to be other-than-temporary are reflected in earnings as a realized loss if there is no ability or intent to hold to recovery. If the Company does not intend to sell and will not be required to sell prior to recovery of its amortized cost basis, only the credit component of the impairment is reflected in earnings as a realized loss with the noncredit portion recognized in other comprehensive income. In estimating other-than-temporary impairment losses, we consider (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) our intent and ability to retain our investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. </div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">Effective January 1, 2018, in accordance with ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">2016-01</div> (see below), increases or decreases in the fair value of equity securities are recorded in earnings. Prior to January 1, 2018, such increases or decreases were recorded similar to increases or decreases in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">available-for-sale</div> debt securities.</div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">The Company records its <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">available-for-sale</div> debt and equity securities portfolio at fair value. Fair values of these securities are determined based on methodologies in accordance with current authoritative accounting guidance. Fair values are volatile and may be influenced by a number of factors, including market interest rates, prepayment speeds, discount rates, credit ratings and yield curves. Fair values for investment securities are based on quoted market prices, where available. If quoted market prices are not available, fair values are based on the quoted prices of similar instruments or an estimate of fair value by using a range of fair value estimates in the market place as a result of the illiquid market specific to the type of security.</div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">When the fair value of a debt security is below its amortized cost, and depending on the length of time the condition exists and the extent the fair value is below amortized cost, additional analysis is performed to determine whether an other-than-temporary impairment condition exists. <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">Available-for-sale</div> and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">held-to-maturity</div> debt securities are analyzed quarterly for possible other-than-temporary impairment. The analysis considers (i) whether we have the intent to sell our debt securities prior to recovery and/or maturity, (ii) whether it is more likely than not that we will have to sell our debt securities prior to recovery and/or maturity, (iii) the length of time and extent to which the fair value has been less than amortized cost, and (iv) the financial condition of the issuer. Often, the information available to conduct these assessments is limited and rapidly changing, making estimates of fair value subject to judgment. If actual information or conditions are different than estimated, the extent of the impairment of the debt security may be different than previously estimated, which could have a material effect on the Company’s results of operations and financial condition.</div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The Company’s investment portfolio consists of U.S. Treasury securities, obligations of state and political subdivisions, mortgage pass-through securities, corporate bonds and general obligation or revenue based municipal bonds. Pricing for such securities is generally readily available and transparent in the market. The Company utilizes independent third-party pricing services to value its investment securities, which the Company reviews as well as the underlying pricing methodologies for reasonableness and to ensure such prices are aligned with pricing matrices. The Company validates prices supplied by the independent pricing services by comparison to prices obtained from other third-party sources on a quarterly basis. </div></div><div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;">Loans <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">Held-for-Investment</div> and Allowance for Loan Losses </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans held for investment are stated at the amount of unpaid principal, reduced by unearned income and an allowance for loan losses. Interest on loans is calculated by using the simple interest method on daily balances of the principal amounts outstanding. The Company defers and amortizes net loan origination fees and costs as an adjustment to yield. The allowance for loan losses is established through a provision for loan losses charged to expense. Loans are charged against the allowance for loan losses when management believes the collectability of the principal is unlikely. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">The allowance for loan losses is an amount which represents management’s best estimate of probable losses that are inherent in the Company’s loan portfolio as of the balance sheet date. The allowance for loan losses is comprised of three elements: (i) specific reserves determined based on probable losses on specific classified loans; (ii) a historical valuation reserve component that considers historical loss rates and estimated loss emergence periods; and (iii) qualitative reserves based upon general economic conditions and other qualitative risk factors both internal and external to the Company. The allowance for loan losses is increased by charges to income and decreased by <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">charge-offs</div> (net of recoveries). Management’s periodic evaluation of the appropriateness of the allowance is based on general economic conditions, the financial condition of borrowers, the value and liquidity of collateral, delinquency, prior loan loss experience, and the results of periodic reviews of the portfolio. For purposes of determining our historical valuation reserve, the loan portfolio, less cash secured loans, government guaranteed loans and classified loans, is multiplied by the Company’s historical loss rate adjusted for the estimated loss emergence period. Specific allocations are increased or decreased in accordance with deterioration or improvement in credit quality and a corresponding increase or decrease in risk of loss on a particular loan. In addition, we adjust our allowance for qualitative factors such as current local economic conditions and trends, including, without limitations, unemployment, oil and gas prices, drought conditions, changes in</div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">lending staff, policies and procedures, changes in credit concentrations, changes in the trends and severity of problem loans and changes in trends in volume and terms of loans. This qualitative reserve serves to estimate for additional areas of losses inherent in our portfolio that are not reflected in our historic loss factors. </div></div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">Although we believe we use the best information available to make loan loss allowance determinations, future adjustments could be necessary if circumstances or economic conditions differ substantially from the assumptions used in making our initial determinations. A decline in the economy could result in increased levels of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">non-performing</div> assets and charge-offs, increased loan provisions and reductions in income. Additionally, bank regulatory agencies periodically review our allowance for loan losses and methodology and could require, in accordance with U.S. GAAP, additional provisions to the allowance for loan losses based on their judgment of information available to them at the time of their examination as well as changes to our methodology.</div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">Accrual of interest is discontinued on a loan and payments are applied to principal when management believes, after considering economic and business conditions and collection efforts, the borrower’s financial condition is such that collection of interest is doubtful. Except consumer loans, generally all loans past due greater than 90 days, based on contractual terms, are placed on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">non-accrual.</div> Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Consumer loans are generally <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">charged-off</div> when a loan becomes past due 90 days. For other loans in the portfolio, facts and circumstances are evaluated in making <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">charge-off</div> decisions.</div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans are considered impaired when, based on current information and events, management determines that it is probable we will be unable to collect all amounts due in accordance with the loan agreement, including scheduled principal and interest payments. If a loan is impaired, a specific valuation allowance is allocated, if necessary. Interest payments on impaired loans are typically applied to principal unless collectability of the principal amount is reasonably assured, in which case interest is recognized on a cash basis. Impaired loans, or portions thereof, are charged off when deemed uncollectable. </div></div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">The Company’s policy requires measurement of the allowance for an impaired, collateral dependent loan based on the fair value of the collateral less cost to sell. Other loan impairments for <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">non-collateral</div> dependent loans are measured based on the present value of expected future cash flows or the loan’s observable market price. At March 31, 2020 and 2019 and December 31, 2019, all significant impaired loans have been determined to be collateral dependent and the allowance for loss has been measured utilizing the estimated fair value of the collateral less cost to sell.</div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">From time to time, the Company modifies its loan agreement with a borrower. A modified loan is considered a troubled debt restructuring when two conditions are met: (i) the borrower is experiencing financial difficulty and (ii) concessions are made by the Company that would not otherwise be considered for a borrower with similar credit risk characteristics. Modifications to loan terms may include a lower interest rate, a reduction of principal, or a longer term to maturity. For all impaired loans, including the Company’s troubled debt restructurings, the Company performs a periodic, well-documented credit evaluation of the borrower’s financial condition and prospects for repayment to assess the likelihood that all principal and interest payments required under the terms of the agreement will be collected in full. When doubt exists about the ultimate collectability of principal and interest, the troubled debt restructuring remains on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">non-accrual</div> status and payments received are applied to reduce principal to the extent necessary to eliminate such doubt. This determination of accrual status is judgmental and is based on facts and circumstances related to each troubled debt restructuring. Each of these loans is individually evaluated for impairment and a specific reserve is recorded based on probable losses, taking into consideration the related collateral, modified loan terms and cash flow. As of March 31, 2020 and 2019, and December 31, 2019, substantially all of the Company’s troubled debt restructured loans are included in the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">non-accrual </div> totals.</div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">The provisions of the CARES Act included an election to not apply the guidance on accounting for troubled debt restructurings to loan modifications, such as extensions or deferrals, related to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">COVID-19</div> made between March 1, 2020 and the earlier of (i) December 31, 2020 or<div style="display:inline;"> (ii)</div> 60 days after the end of the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">COVID-19</div> national emergency. The relief can <div style="display:inline;">only </div>be applied to modifications for borrowers that were not more than 30 days past due as of December 31, 2019.<div style="display:inline;"> </div><div style="display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The Company elected to adopt these provisions of the CARES Act.</div></div></div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">The Company originates certain mortgage loans for sale in the secondary market. Accordingly, these loans are classified as <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">held-for-sale</div> and are carried at the lower of cost or fair value on an aggregate basis. The mortgage loan sales contracts contain indemnification clauses should the loans default, generally in the first three to six months, or if documentation is determined not to be in compliance with regulations. The Company’s historic losses as a result of these indemnities have been insignificant.</div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">Loans acquired, including loans acquired in a business combination, are initially recorded at fair value with no valuation allowance. Acquired loans are segregated between those considered to be credit impaired and those deemed performing. To make this determination, management considers such factors as past due status, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">non-accrual</div> status and credit risk ratings. The fair value of acquired performing loans is determined by discounting expected cash flows, both principal and interest, at prevailing market interest rates. The difference between the fair value and principal balances at acquisition date, the fair value discount, is accreted into interest income over the estimated life of the acquired portfolio.</div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">Purchased credit impaired loans are those loans that showed evidence of deterioration of credit quality since origination and for which it is probable, at acquisition, that the Company will be unable to collect all amounts contractually owed. Their acquisition fair value, which includes a credit component at the acquisition date, was based on the estimate of cash flows, both principal and interest, expected to be collected or estimated collateral values if cash flows are not estimable, discounted at prevailing market rates of interest. The difference between the discounted cash flows expected at acquisition and the investment in the loan is recognized as interest income on a level-yield method over the life of the loan, unless management was unable to reasonably forecast cash flows in which case the loans were placed on nonaccrual. Subsequent to the acquisition date, increases in expected cash flows will generally result in a recovery of any previously recorded allowance for loan loss, to the extent applicable, and/or a reclassification from the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">non-accretable</div> difference to accretable yield, which will be recognized prospectively. Decreases in expected cash flows subsequent to acquisition are recognized as impairment. Valuation allowances on these impaired loans reflect only losses incurred after the acquisition. The carrying amount of purchased credit impaired loans at March 31, 2020 and 2019 and December 31, 2019 were $7,773,000, $859,000 and $251,000, respectively, compared to a contractual balance of $10,411,000, $1,196,000 and $345,000, respectively. Other purchased credit impaired loan disclosures were omitted due to immateriality.</div> <div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Other Real Estate </div></div></div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Other real estate owned is foreclosed property held pending disposition and is initially recorded at fair value, less estimated costs to sell. At foreclosure, if the fair value of the real estate, less estimated costs to sell, is less than the Company’s recorded investment in the related loan, a write-down is recognized through a charge to the allowance for loan losses. Any subsequent reduction in value is recognized by a charge to income. Operating and holding expenses of such properties, net of related income, and gains and losses on their disposition are included in net gain (loss) on sale of foreclosed assets as incurred. </div></div><div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Bank Premises and Equipment </div></div></div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Bank premises and equipment are stated at cost less accumulated depreciation and amortization. Depreciation and amortization are computed principally on a straight-line basis over the estimated useful lives of the related assets. Leasehold improvements are amortized over the life of the respective lease or the estimated useful lives of the improvements, whichever is shorter. </div></div><div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Business Combinations, Goodwill and Other Intangible Assets </div></div></div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The Company accounts for all business combinations under the purchase method of accounting. Tangible and intangible assets and liabilities of the acquired entity are recorded at fair value. Intangible assets with finite useful lives represent the future benefit associated with the acquisition of the core deposits and are amortized over seven years, utilizing a method that approximates the expected attrition of the deposits. Goodwill with an indefinite life is not amortized, but rather tested annually for impairment as of June 30 each year. There was no impairment recorded for the three-months ended March 31, 2020 or 2019. </div></div><div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Securities Sold Under Agreements To Repurchase </div></div></div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Securities sold under agreements to repurchase, which are classified as borrowings, generally mature within one to four days from the transaction date. Securities sold under agreements to repurchase are reflected at the amount of the cash received in connection with the transaction. The Company may be required to provide additional collateral based on the estimated fair value of the underlying securities. </div></div><div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Segment Reporting </div></div></div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The Company has determined that its banking regions meet the aggregation criteria of the current authoritative accounting guidance since each of its banking regions offer similar products and services, operate in a similar manner, have similar customers and report to the same regulatory authority, and therefore operate one line of business (community banking) located in a single geographic area (Texas). </div></div><div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Statements of Cash Flows </div></div></div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">For purposes of reporting cash flows, cash and cash equivalents includes cash on hand, amounts due from banks, including interest-bearing deposits in banks with original maturity of 90 days or less, and federal funds sold. </div></div><div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Accumulated Other Comprehensive Income (Loss) </div></div></div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;">Unrealized net gains on the Company’s <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">available-for-sale</div> securities (after applicable income tax expense) totaling $123,576,000 and $31,830,000 at March 31, 2020 and 2019, respectively, and the minimum pension liability (after applicable income tax benefit) totaling ($1,324,000) at March 31, 2019, are included in accumulated other comprehensive income. There were no amounts under the minimum pension liability at March 31, 2020 (see note 9).</div><div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Income Taxes </div></div></div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The Company’s provision for income taxes is based on income before income taxes adjusted for permanent differences between financial reporting and taxable income. Deferred tax assets and liabilities are determined using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is determined based on the tax effects of the temporary differences between the book and tax bases of the various balance sheet assets and liabilities and gives current recognition to changes in tax rates and laws. </div></div><div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Stock Based Compensation </div></div></div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The Company grants stock options for a fixed number of shares to employees with an exercise price equal to the fair value of the shares at the grant date. The Company recorded stock option expense totaling $341,000 and $312,000 for the three-months ended March 31, 2020 and 2019, respectively. </div></div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The Company also grants restricted stock for a fixed number of shares. The Company recorded expenses associated with its director and officer restricted stock grants totaling $450,000 and $340,000, respectively, for the three-months ended March 31, 2020 and 2019, respectively. </div></div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">See <div style="display:inline;">n</div>ote 8 for further information. </div></div> <div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Advertising Costs </div></div></div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Advertising costs are expensed as incurred. </div></div><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Per Share Data </div></div></div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Net earnings per share (“EPS”) are computed by dividing net earnings by the weighted average number of common shares outstanding during the period. The Company calculates dilutive EPS assuming all outstanding stock options to purchase common shares have been exercised at the beginning of the year (or the time of issuance, if later.) The dilutive effect of the outstanding options and restricted stock is reflected by application of the treasury stock method, whereby the proceeds from the exercised options and restricted stock are assumed to be used to purchase common shares at the average market price during the respective year. Anti-dilutive shares </div><div style="display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">at March 31, 2020 are excluded from the computation of EPS. There were no such anti-dilutive stock options for the three-months<div style="display:inline;"> </div></div></div><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">ended March 31, 2019. The following table reconciles the computation of basic EPS to dilutive EPS: </div></div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 84%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 67%; font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="width: 5%; font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="width: 5%; font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="width: 5%; font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> </tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 10pt; padding-bottom: 0.5pt;"> <div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"> <div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Net </div></div> <div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Earnings<br/> (in thousands) </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"> <div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Weighted<br/> Average<br/> Shares </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"> <div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Per Share<br/> Amount </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"> <div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">For the three-months ended March 31, 2020: </div></div> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"> <div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Net earnings per share, basic </div></div> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 37,232 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">142,118,864 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 0.26 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"> <div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Effect of stock options and stock grants </div></div> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">616,344</div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"> <div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Net earnings per share, assuming dilution </div></div> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 37,232 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">142,735,208 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 0.26 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"> <div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">For the three-ended March 31, 2019: </div></div> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"> <div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Net earnings per share, basic </div></div> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 38,252 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">135,494,254 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 0.28 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"> <div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Effect of stock options and stock grants </div></div> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">792,608</div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"> <div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Net earnings per share, assuming dilution </div></div> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 38,252 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">136,286,862 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 0.28 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> </tr> </table> <div style="clear: both; max-height: 0px;"> </div> <div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 6pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Nature of Operations </div></div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">First Financial Bankshares, Inc. (a Texas corporation) (“Company”, “we” or “us”) is a financial holding company which owns all of the capital stock of one bank with 78 locations located in Texas as of March 31, 2020. The Company’s subsidiary bank is First Financial Bank, National Association, Abilene, Texas. The Company’s primary source of revenue is providing loans and banking services to consumers and commercial customers in the market area in which First Financial Bank, National Association, is located. In addition, the Company also owns First Financial Trust &amp; Asset Management Company, National Association, First Financial Insurance Agency, Inc., and First Technology Services, Inc. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">A summary of significant accounting policies of the Company and its subsidiaries applied in the preparation of the accompanying consolidated financial statements follows. The accounting principles followed by the Company and the methods of applying them are in conformity with both U.S. GAAP and prevailing practices of the banking industry. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The Company evaluated subsequent events for potential recognition through the date the consolidated financial statements were issued. </div></div> 78 <div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Use of Estimates in Preparation of Financial Statements </div></div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. The Company’s significant estimates include its allowance for loan losses and its valuation of financial instruments. </div></div> <div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Consolidation </div></div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The accompanying consolidated financial statements include the accounts of the Company and its subsidiaries, all of which are wholly-owned. All significant intercompany accounts and transactions have been eliminated. </div></div> <div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Stock Split and Increase in Authorized Shares </div></div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;">On April 23, 2019, the Company’s Board of Directors declared a two-for-one stock split of the Company’s outstanding common shares effective on June 3, 2019. In addition, the shareholders of the Company approved an amendment to the Amended and Restated Certificate of Formation to increase the number of authorized shares to 200,000,000. All per share amounts in this report have been restated to reflect this stock split. An amount equal to the par value of the additional common shares to be issued pursuant to the stock split was reflected as a transfer from retained earnings to common stock in the consolidated financial statements as of and for the three-months ended March 31, 2019.</div> two-for-one stock split 200000000 <div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Stock Repurchase </div></div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">On March 12, 2020, the Company’s Board of Directors authorized the repurchase of up to 4,000,000 common shares through September 30, 2021. Previously, the Board of Directors had authorized the repurchase of up to 2,000,000 common shares through September 30, 2020. The stock repurchase plan </div></div><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">authorizes management to repurchase the stock at such time as repurchases are considered beneficial to the Company and stockholders. Any repurchase of stock will be made through the open market, block trades or in privately negotiated transactions in accordance with applicable laws and regulations. Under the repurchase plan, there is no minimum number of shares that the Company is required to repurchase. Through March 31, 2020, no </div><div style="letter-spacing: 0px; top: 0px;;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">shares were repurchased under this repurchase plan or the prior authorization that was to expire September 30, 2020. Subsequent to March 31, 2020 and through April 21, 2020, the Company has </div></div><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">repurchased 263,464 shares totaling $6,480,000. </div> 4000000 2000000 0 0 263464 6480000000 <div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Acquisition </div></div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">On January 1, 2020, the Company acquired 100% of the outstanding capital stock of TB&amp;T Bancshares, Inc. through the merger of a wholly owned subsidiary with and into TB&amp;T Bancshares, Inc. Following such merger, TB&amp;T Bancshares, Inc. and its wholly owned subsidiary, The Bank &amp; Trust of Bryan/College Station, Texas were merged into the Company and First Financial Bank, National Association, respectively. The results of operations of TB&amp;T Bancshares, Inc. subsequent to the acquisition date, are included in the consolidated earnings of the Company. See <div style="letter-spacing: 0px; top: 0px;;display:inline;">n</div>ote 11 for additional information. </div></div> 1 <div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Status of New Accounting Standard for Accounting for Allowance for Credit Losses </div></div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;">On January 1, 2020, ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">2016-13, </div> <div style="font-style: normal; letter-spacing: 0px; top: 0px;;display:inline;"><div style="font-style:italic;display:inline;">Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments</div></div>, became effective for the Company which replaced the incurred loss methodology with an expected loss methodology that is referred to as the current expected credit loss (CECL) methodology. The measurement of expected credit losses under the CECL methodology is applicable to financial assets measured at amortized cost, including loan receivables. It also applies to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">off-balance </div> sheet credit exposures not accounted for as insurance (loan commitments, standby letters of credit, financial guarantees, and other similar instruments). In addition, ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">2016-13</div> made changes to the accounting for <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">available-for-sale</div> debt securities. One such change is to require credit losses to be presented as an allowance rather than as a write-down on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">available-for-sale</div> debt securities management does not intend to sell or believes that it is more likely than not they will be required to sell.</div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">On March 27, 2020, the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) was signed by the President of the United States that included an option for entities to delay the implementation of ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">2016-13</div> until the earlier of the termination date of the national emergency declaration by the President or December 31, 2020. Due to the uncertainty on the economy and unemployment from <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">COVID-19</div> and the sharp reduction in oil and gas prices, the Company has determined to delay its implementation of ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">2016-13</div> and has calculated and recorded its provision for loan losses under the incurred loss model that existed prior to ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">2016-13. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Prior to the CARES Act being signed and our decision to delay the implementation of CECL, we were completing our CECL implementation plan with our cross-functional working group, under the direction of our Chief Credit Officer along with our Chief Accounting Officer, Chief Lending Officer and Chief Financial Officer. The working group also included individuals from various functional areas including credit, risk management, accounting and information technology, among others. Our implementation plan included assessment and documentation of processes, internal controls and data sources; model development, documentation and validation; and system configuration, among other things. We contracted with a third-party vendor to assist us in the implementation of CECL. </div></div> <div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Other Recently Issued and Effective Authoritative Accounting Guidance </div></div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;;display:inline;"><div style="font-style:italic;display:inline;">ASU 2016-02, “Leases.”</div></div> ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">2016-02</div> amended current lease accounting to require lessees to recognize (i) a lease liability, which is a lessee’s obligation to make lease payments arising from a lease, measured on a discounted basis, and (ii) a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">right-of-use</div> asset, which is an asset that represents the lessee’s right to use, or control the use of, a specified asset for the lease term. ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">2016-02</div> did not significantly change lease accounting requirements applicable to lessors; however, certain changes were made to align, where</div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">necessary, lessor accounting with the lessee accounting model. The amended guidance was effective in the first quarter of 2019 and required transition using a modified retrospective approach for leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements. The Company evaluated the provision of the new lease standard and, due to the small dollar amounts and number of lease agreements, all considered operating leases, the effect for the Company on January 1, 2019 was not significant. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;;display:inline;"><div style="font-style:italic;display:inline;">ASU 2017-08, “Receivables – Nonrefundable Fees and Other Costs</div></div>: <div style="font-style: normal; letter-spacing: 0px; top: 0px;;display:inline;"><div style="font-style:italic;display:inline;">Premium Amortization on Purchased Callable Debt Securities.”</div></div> ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">2017-08</div> addressed the amortization method for all callable bonds purchased at a premium to par. Under the revised guidance, entities are required to amortize premiums on callable bonds to the earliest call date. ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">2017-08</div> was effective in 2019 although early adoption was permitted. The Company elected to early adopt ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">2017-08</div> in the first quarter of 2017. The adoption of this guidance did not have a material impact on the Company’s financial statements.</div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;;display:inline;"><div style="font-style:italic;display:inline;">ASU 2017-04, “Intangibles – Goodwill and Other.”</div></div> ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">2017-04</div> will amend and simplify current goodwill impairment testing to eliminate Step 2 from the current provisions. Under the new guidance, an entity should perform the goodwill impairment test by comparing the fair value of a reporting unit with its carrying value and recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit’s fair value. An entity still has the option to perform the quantitative assessment for a reporting unit to determine if a quantitative impairment test is necessary. ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">2017-04</div> became effective for the Company on January 1, 2020 and did not have a significant impact on the Company’s financial statements.</div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;;display:inline;"><div style="font-style:italic;display:inline;">ASU 2018-13, “Fair Value Measurement (Topic 820). – Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement.”</div></div>    ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">2018-13</div> modifies the disclosure requirements on fair value measurements in Topic 820. The amendments in ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">2018-13</div> remove disclosures that no longer are considered cost beneficial, modify/clarify the specific requirements of certain disclosures, and add disclosure requirements identified as relevant. ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">2018-13</div> became effective on January 1, 2020 and did not have a significant impact on the Company’s financial statements.</div> <div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Investment Securities </div></div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;">Management classifies debt and equity securities as <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">held-to-maturity,</div> <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">available-for-sale,</div> or trading based on its intent. Debt securities that management has the positive intent and ability to hold to maturity are classified as <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">held-to-maturity</div> and recorded at cost, adjusted for amortization of premiums and accretion of discounts, which are recognized as adjustments to interest income using the interest method. Debt securities not classified as <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">held-to-maturity</div> or trading are classified as <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">available-for-sale</div> and recorded at fair value, with all unrealized gains and unrealized losses judged to be temporary, net of deferred income taxes, excluded from earnings and reported in the consolidated statements of comprehensive earnings. <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">Available-for-sale</div> debt securities that have unrealized gains and losses are excluded from earnings and reported net of tax in accumulated other comprehensive income until realized. Declines in the fair value of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">available-for-sale</div> debt securities below their cost that are deemed to be other-than-temporary are reflected in earnings as a realized loss if there is no ability or intent to hold to recovery. If the Company does not intend to sell and will not be required to sell prior to recovery of its amortized cost basis, only the credit component of the impairment is reflected in earnings as a realized loss with the noncredit portion recognized in other comprehensive income. In estimating other-than-temporary impairment losses, we consider (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) our intent and ability to retain our investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. </div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">Effective January 1, 2018, in accordance with ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">2016-01</div> (see below), increases or decreases in the fair value of equity securities are recorded in earnings. Prior to January 1, 2018, such increases or decreases were recorded similar to increases or decreases in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">available-for-sale</div> debt securities.</div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">The Company records its <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">available-for-sale</div> debt and equity securities portfolio at fair value. Fair values of these securities are determined based on methodologies in accordance with current authoritative accounting guidance. Fair values are volatile and may be influenced by a number of factors, including market interest rates, prepayment speeds, discount rates, credit ratings and yield curves. Fair values for investment securities are based on quoted market prices, where available. If quoted market prices are not available, fair values are based on the quoted prices of similar instruments or an estimate of fair value by using a range of fair value estimates in the market place as a result of the illiquid market specific to the type of security.</div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">When the fair value of a debt security is below its amortized cost, and depending on the length of time the condition exists and the extent the fair value is below amortized cost, additional analysis is performed to determine whether an other-than-temporary impairment condition exists. <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">Available-for-sale</div> and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">held-to-maturity</div> debt securities are analyzed quarterly for possible other-than-temporary impairment. The analysis considers (i) whether we have the intent to sell our debt securities prior to recovery and/or maturity, (ii) whether it is more likely than not that we will have to sell our debt securities prior to recovery and/or maturity, (iii) the length of time and extent to which the fair value has been less than amortized cost, and (iv) the financial condition of the issuer. Often, the information available to conduct these assessments is limited and rapidly changing, making estimates of fair value subject to judgment. If actual information or conditions are different than estimated, the extent of the impairment of the debt security may be different than previously estimated, which could have a material effect on the Company’s results of operations and financial condition.</div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The Company’s investment portfolio consists of U.S. Treasury securities, obligations of state and political subdivisions, mortgage pass-through securities, corporate bonds and general obligation or revenue based municipal bonds. Pricing for such securities is generally readily available and transparent in the market. The Company utilizes independent third-party pricing services to value its investment securities, which the Company reviews as well as the underlying pricing methodologies for reasonableness and to ensure such prices are aligned with pricing matrices. The Company validates prices supplied by the independent pricing services by comparison to prices obtained from other third-party sources on a quarterly basis. </div></div> <div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;">Loans <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">Held-for-Investment</div> and Allowance for Loan Losses </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans held for investment are stated at the amount of unpaid principal, reduced by unearned income and an allowance for loan losses. Interest on loans is calculated by using the simple interest method on daily balances of the principal amounts outstanding. The Company defers and amortizes net loan origination fees and costs as an adjustment to yield. The allowance for loan losses is established through a provision for loan losses charged to expense. Loans are charged against the allowance for loan losses when management believes the collectability of the principal is unlikely. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">The allowance for loan losses is an amount which represents management’s best estimate of probable losses that are inherent in the Company’s loan portfolio as of the balance sheet date. The allowance for loan losses is comprised of three elements: (i) specific reserves determined based on probable losses on specific classified loans; (ii) a historical valuation reserve component that considers historical loss rates and estimated loss emergence periods; and (iii) qualitative reserves based upon general economic conditions and other qualitative risk factors both internal and external to the Company. The allowance for loan losses is increased by charges to income and decreased by <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">charge-offs</div> (net of recoveries). Management’s periodic evaluation of the appropriateness of the allowance is based on general economic conditions, the financial condition of borrowers, the value and liquidity of collateral, delinquency, prior loan loss experience, and the results of periodic reviews of the portfolio. For purposes of determining our historical valuation reserve, the loan portfolio, less cash secured loans, government guaranteed loans and classified loans, is multiplied by the Company’s historical loss rate adjusted for the estimated loss emergence period. Specific allocations are increased or decreased in accordance with deterioration or improvement in credit quality and a corresponding increase or decrease in risk of loss on a particular loan. In addition, we adjust our allowance for qualitative factors such as current local economic conditions and trends, including, without limitations, unemployment, oil and gas prices, drought conditions, changes in</div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">lending staff, policies and procedures, changes in credit concentrations, changes in the trends and severity of problem loans and changes in trends in volume and terms of loans. This qualitative reserve serves to estimate for additional areas of losses inherent in our portfolio that are not reflected in our historic loss factors. </div></div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">Although we believe we use the best information available to make loan loss allowance determinations, future adjustments could be necessary if circumstances or economic conditions differ substantially from the assumptions used in making our initial determinations. A decline in the economy could result in increased levels of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">non-performing</div> assets and charge-offs, increased loan provisions and reductions in income. Additionally, bank regulatory agencies periodically review our allowance for loan losses and methodology and could require, in accordance with U.S. GAAP, additional provisions to the allowance for loan losses based on their judgment of information available to them at the time of their examination as well as changes to our methodology.</div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">Accrual of interest is discontinued on a loan and payments are applied to principal when management believes, after considering economic and business conditions and collection efforts, the borrower’s financial condition is such that collection of interest is doubtful. Except consumer loans, generally all loans past due greater than 90 days, based on contractual terms, are placed on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">non-accrual.</div> Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Consumer loans are generally <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">charged-off</div> when a loan becomes past due 90 days. For other loans in the portfolio, facts and circumstances are evaluated in making <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">charge-off</div> decisions.</div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans are considered impaired when, based on current information and events, management determines that it is probable we will be unable to collect all amounts due in accordance with the loan agreement, including scheduled principal and interest payments. If a loan is impaired, a specific valuation allowance is allocated, if necessary. Interest payments on impaired loans are typically applied to principal unless collectability of the principal amount is reasonably assured, in which case interest is recognized on a cash basis. Impaired loans, or portions thereof, are charged off when deemed uncollectable. </div></div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">The Company’s policy requires measurement of the allowance for an impaired, collateral dependent loan based on the fair value of the collateral less cost to sell. Other loan impairments for <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">non-collateral</div> dependent loans are measured based on the present value of expected future cash flows or the loan’s observable market price. At March 31, 2020 and 2019 and December 31, 2019, all significant impaired loans have been determined to be collateral dependent and the allowance for loss has been measured utilizing the estimated fair value of the collateral less cost to sell.</div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">From time to time, the Company modifies its loan agreement with a borrower. A modified loan is considered a troubled debt restructuring when two conditions are met: (i) the borrower is experiencing financial difficulty and (ii) concessions are made by the Company that would not otherwise be considered for a borrower with similar credit risk characteristics. Modifications to loan terms may include a lower interest rate, a reduction of principal, or a longer term to maturity. For all impaired loans, including the Company’s troubled debt restructurings, the Company performs a periodic, well-documented credit evaluation of the borrower’s financial condition and prospects for repayment to assess the likelihood that all principal and interest payments required under the terms of the agreement will be collected in full. When doubt exists about the ultimate collectability of principal and interest, the troubled debt restructuring remains on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">non-accrual</div> status and payments received are applied to reduce principal to the extent necessary to eliminate such doubt. This determination of accrual status is judgmental and is based on facts and circumstances related to each troubled debt restructuring. Each of these loans is individually evaluated for impairment and a specific reserve is recorded based on probable losses, taking into consideration the related collateral, modified loan terms and cash flow. As of March 31, 2020 and 2019, and December 31, 2019, substantially all of the Company’s troubled debt restructured loans are included in the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">non-accrual </div> totals.</div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">The provisions of the CARES Act included an election to not apply the guidance on accounting for troubled debt restructurings to loan modifications, such as extensions or deferrals, related to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">COVID-19</div> made between March 1, 2020 and the earlier of (i) December 31, 2020 or<div style="display:inline;"> (ii)</div> 60 days after the end of the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">COVID-19</div> national emergency. The relief can <div style="display:inline;">only </div>be applied to modifications for borrowers that were not more than 30 days past due as of December 31, 2019.<div style="display:inline;"> </div><div style="display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The Company elected to adopt these provisions of the CARES Act.</div></div></div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">The Company originates certain mortgage loans for sale in the secondary market. Accordingly, these loans are classified as <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">held-for-sale</div> and are carried at the lower of cost or fair value on an aggregate basis. The mortgage loan sales contracts contain indemnification clauses should the loans default, generally in the first three to six months, or if documentation is determined not to be in compliance with regulations. The Company’s historic losses as a result of these indemnities have been insignificant.</div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">Loans acquired, including loans acquired in a business combination, are initially recorded at fair value with no valuation allowance. Acquired loans are segregated between those considered to be credit impaired and those deemed performing. To make this determination, management considers such factors as past due status, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">non-accrual</div> status and credit risk ratings. The fair value of acquired performing loans is determined by discounting expected cash flows, both principal and interest, at prevailing market interest rates. The difference between the fair value and principal balances at acquisition date, the fair value discount, is accreted into interest income over the estimated life of the acquired portfolio.</div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">Purchased credit impaired loans are those loans that showed evidence of deterioration of credit quality since origination and for which it is probable, at acquisition, that the Company will be unable to collect all amounts contractually owed. Their acquisition fair value, which includes a credit component at the acquisition date, was based on the estimate of cash flows, both principal and interest, expected to be collected or estimated collateral values if cash flows are not estimable, discounted at prevailing market rates of interest. The difference between the discounted cash flows expected at acquisition and the investment in the loan is recognized as interest income on a level-yield method over the life of the loan, unless management was unable to reasonably forecast cash flows in which case the loans were placed on nonaccrual. Subsequent to the acquisition date, increases in expected cash flows will generally result in a recovery of any previously recorded allowance for loan loss, to the extent applicable, and/or a reclassification from the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">non-accretable</div> difference to accretable yield, which will be recognized prospectively. Decreases in expected cash flows subsequent to acquisition are recognized as impairment. Valuation allowances on these impaired loans reflect only losses incurred after the acquisition. The carrying amount of purchased credit impaired loans at March 31, 2020 and 2019 and December 31, 2019 were $7,773,000, $859,000 and $251,000, respectively, compared to a contractual balance of $10,411,000, $1,196,000 and $345,000, respectively. Other purchased credit impaired loan disclosures were omitted due to immateriality.</div> P90D 7773000 859000 251000 10411000 1196000 345000 <div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Other Real Estate </div></div></div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Other real estate owned is foreclosed property held pending disposition and is initially recorded at fair value, less estimated costs to sell. At foreclosure, if the fair value of the real estate, less estimated costs to sell, is less than the Company’s recorded investment in the related loan, a write-down is recognized through a charge to the allowance for loan losses. Any subsequent reduction in value is recognized by a charge to income. Operating and holding expenses of such properties, net of related income, and gains and losses on their disposition are included in net gain (loss) on sale of foreclosed assets as incurred. </div></div> <div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Bank Premises and Equipment </div></div></div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Bank premises and equipment are stated at cost less accumulated depreciation and amortization. Depreciation and amortization are computed principally on a straight-line basis over the estimated useful lives of the related assets. Leasehold improvements are amortized over the life of the respective lease or the estimated useful lives of the improvements, whichever is shorter. </div></div> <div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Business Combinations, Goodwill and Other Intangible Assets </div></div></div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The Company accounts for all business combinations under the purchase method of accounting. Tangible and intangible assets and liabilities of the acquired entity are recorded at fair value. Intangible assets with finite useful lives represent the future benefit associated with the acquisition of the core deposits and are amortized over seven years, utilizing a method that approximates the expected attrition of the deposits. Goodwill with an indefinite life is not amortized, but rather tested annually for impairment as of June 30 each year. There was no impairment recorded for the three-months ended March 31, 2020 or 2019. </div></div> P7Y 0 0 <div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Securities Sold Under Agreements To Repurchase </div></div></div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Securities sold under agreements to repurchase, which are classified as borrowings, generally mature within one to four days from the transaction date. Securities sold under agreements to repurchase are reflected at the amount of the cash received in connection with the transaction. The Company may be required to provide additional collateral based on the estimated fair value of the underlying securities. </div></div> one to four days <div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Segment Reporting </div></div></div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The Company has determined that its banking regions meet the aggregation criteria of the current authoritative accounting guidance since each of its banking regions offer similar products and services, operate in a similar manner, have similar customers and report to the same regulatory authority, and therefore operate one line of business (community banking) located in a single geographic area (Texas). </div></div> <div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Statements of Cash Flows </div></div></div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">For purposes of reporting cash flows, cash and cash equivalents includes cash on hand, amounts due from banks, including interest-bearing deposits in banks with original maturity of 90 days or less, and federal funds sold. </div></div> 90 days or less <div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Accumulated Other Comprehensive Income (Loss) </div></div></div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;">Unrealized net gains on the Company’s <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">available-for-sale</div> securities (after applicable income tax expense) totaling $123,576,000 and $31,830,000 at March 31, 2020 and 2019, respectively, and the minimum pension liability (after applicable income tax benefit) totaling ($1,324,000) at March 31, 2019, are included in accumulated other comprehensive income. There were no amounts under the minimum pension liability at March 31, 2020 (see note 9).</div> 123576000 31830000 -1324000 0 <div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Income Taxes </div></div></div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The Company’s provision for income taxes is based on income before income taxes adjusted for permanent differences between financial reporting and taxable income. Deferred tax assets and liabilities are determined using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is determined based on the tax effects of the temporary differences between the book and tax bases of the various balance sheet assets and liabilities and gives current recognition to changes in tax rates and laws. </div></div> <div style="text-align: left; text-indent: 0%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px; margin-left: 0%;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Stock Based Compensation </div></div></div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The Company grants stock options for a fixed number of shares to employees with an exercise price equal to the fair value of the shares at the grant date. The Company recorded stock option expense totaling $341,000 and $312,000 for the three-months ended March 31, 2020 and 2019, respectively. </div></div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The Company also grants restricted stock for a fixed number of shares. The Company recorded expenses associated with its director and officer restricted stock grants totaling $450,000 and $340,000, respectively, for the three-months ended March 31, 2020 and 2019, respectively. </div></div> 341000 312000 450000 340000 <div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Advertising Costs </div></div></div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Advertising costs are expensed as incurred. </div></div> <div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-decoration: none; margin-top: 18pt; margin-bottom: 0px;"><div style="text-decoration:underline;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Per Share Data </div></div></div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Net earnings per share (“EPS”) are computed by dividing net earnings by the weighted average number of common shares outstanding during the period. The Company calculates dilutive EPS assuming all outstanding stock options to purchase common shares have been exercised at the beginning of the year (or the time of issuance, if later.) The dilutive effect of the outstanding options and restricted stock is reflected by application of the treasury stock method, whereby the proceeds from the exercised options and restricted stock are assumed to be used to purchase common shares at the average market price during the respective year. Anti-dilutive shares </div><div style="display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">at March 31, 2020 are excluded from the computation of EPS. There were no such anti-dilutive stock options for the three-months<div style="display:inline;"> </div></div></div><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">ended March 31, 2019. The following table reconciles the computation of basic EPS to dilutive EPS: </div></div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 84%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 67%; font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="width: 5%; font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="width: 5%; font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="width: 5%; font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> </tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 10pt; padding-bottom: 0.5pt;"> <div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"> <div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Net </div></div> <div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Earnings<br/> (in thousands) </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"> <div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Weighted<br/> Average<br/> Shares </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"> <div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Per Share<br/> Amount </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"> <div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">For the three-months ended March 31, 2020: </div></div> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"> <div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Net earnings per share, basic </div></div> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 37,232 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">142,118,864 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 0.26 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"> <div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Effect of stock options and stock grants </div></div> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">616,344</div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"> <div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Net earnings per share, assuming dilution </div></div> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 37,232 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">142,735,208 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 0.26 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"> <div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">For the three-ended March 31, 2019: </div></div> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"> <div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Net earnings per share, basic </div></div> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 38,252 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">135,494,254 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 0.28 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"> <div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Effect of stock options and stock grants </div></div> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">792,608</div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"> <div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Net earnings per share, assuming dilution </div></div> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 38,252 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">136,286,862 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 0.28 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> </tr> </table> <div style="clear: both; max-height: 0px;"> </div> The following table reconciles the computation of basic EPS to dilutive EPS: <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 84%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 67%; font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="width: 5%; font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="width: 5%; font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="width: 5%; font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> </tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 10pt; padding-bottom: 0.5pt;"> <div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"> <div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Net </div></div> <div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Earnings<br/> (in thousands) </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"> <div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Weighted<br/> Average<br/> Shares </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"> <div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Per Share<br/> Amount </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"> <div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">For the three-months ended March 31, 2020: </div></div> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"> <div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Net earnings per share, basic </div></div> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 37,232 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">142,118,864 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 0.26 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"> <div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Effect of stock options and stock grants </div></div> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">616,344</div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"> <div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Net earnings per share, assuming dilution </div></div> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 37,232 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">142,735,208 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 0.26 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"> <div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">For the three-ended March 31, 2019: </div></div> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"> <div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Net earnings per share, basic </div></div> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 38,252 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">135,494,254 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 0.28 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"> <div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Effect of stock options and stock grants </div></div> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">792,608</div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"> <div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Net earnings per share, assuming dilution </div></div> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 38,252 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">136,286,862 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 0.28 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> </tr> </table> <div style="clear: both; max-height: 0px;"> </div> 37232000 142118864 0.26 0 616344 0 37232000 142735208 0.26 38252000 135494254 0.28 0 792608 38252000 136286862 0.28 <div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-weight: normal; margin-top: 18pt; margin-bottom: 0px;"><div style="font-weight:bold;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Note 2 - Interest-bearing Time Deposits in Banks and Securities </div></div></div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Interest-bearing time deposits in banks totaled $1,458,000 at March 31, 2019. At March 31, 2020 and December 31, 2019, all interest-bearing time deposits in banks have matured. </div></div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">A summary of the Company’s <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">available-for-sale</div> securities follows (in thousands):</div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 92%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 57%; font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> </tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"> <div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"/> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="14" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"> <div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2020 </div></div> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"> <div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"> <div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Amortized<br/> Cost Basis </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"> <div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Gross<br/> Unrealized<br/> Holding Gains </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"> <div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Gross<br/> Unrealized<br/> Holding Losses </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"> <div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Estimated<br/> Fair Value</div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"> <div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">U.S. Treasury securities </div></div> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">10,039 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">74 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">10,113 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"> <div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Obligations of states and political subdivisions </div></div> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,731,392 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">78,996 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(2,717</div></div> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,807,671 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"> <div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Corporate bonds and other </div></div> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,624 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">133 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(6</div></div> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,751 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"> <div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Residential mortgage-backed securities </div></div> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,617,341 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">62,659 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(20</div></div> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,679,980 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"> <div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial mortgage-backed securities </div></div> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">587,114 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">17,624 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(184</div></div> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">604,554 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top;"> <div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Total securities <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">available-for-sale </div></div> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 3,950,510 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 159,486 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> (2,927</div></div> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 4,107,069 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> </tr> </table> <div style="clear: both; max-height: 0px;"> </div> <table border="0" cellpadding="0" cellspacing="0" style="width: 92%; font-size: 10pt; margin-right: auto; margin-left: auto; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 57%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="14" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2019 </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Amortized<br/>Cost Basis </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Gross<br/>Unrealized<br/>Holding Gains </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Gross<br/>Unrealized<br/>Holding Losses </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Estimated<br/>Fair Value</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">U.S. Treasury securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">9,977 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">14</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">9,991 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Obligations of states and political subdivisions </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,196,111 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">44,155 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(536</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,239,730 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Corporate bonds and other </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,874 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(15</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,859 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Residential mortgage-backed securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,519,004 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">8,506 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(11,222</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,516,288 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial mortgage-backed securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">442,569 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,771 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(2,396</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">441,944 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Total securities <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">available-for-sale </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 3,172,535 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 54,446 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> (14,169</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,212,812 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="14" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="14" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">December 31, 2019 </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Amortized<br/>Cost Basis </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Gross<br/>Unrealized<br/>Holding Gains </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Gross<br/>Unrealized<br/>Holding Losses </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Estimated<br/>Fair Value</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">U.S. Treasury securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">9,997 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">22 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">10,019 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Obligations of states and political subdivisions </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,231,619 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">57,764 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(400</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,288,983 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Corporate bonds and other </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,643 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">65 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,708 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Residential mortgage-backed securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,586,872 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">23,139 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(1,148</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,608,863 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial mortgage-backed securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">494,674 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">6,356 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(286</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">500,744 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Total securities <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">available-for-sale </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 3,327,805 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 87,346 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> (1,834</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 3,413,317 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The Company invests in mortgage-backed securities that have expected maturities that differ from their contractual maturities. These differences arise because borrowers may have the right to call or prepay obligations with or without a prepayment penalty. These securities include collateralized mortgage obligations (CMOs) and other asset backed securities. The expected maturities of these securities at March 31, 2020 were computed by using scheduled amortization of balances and historical prepayment rates. At March 31, 2020 and 2019, and December 31, 2019, the Company did not hold CMOs that entail higher risks than standard mortgage-backed securities. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">The amortized cost and estimated fair value of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">available-for-sale</div> securities at March 31, 2020 by contractual and expected maturity, are shown below (in thousands):</div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 76%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 74%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Amortized<br/>Cost Basis </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Estimated<br/>Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Due within one year </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">151,083 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">152,516 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Due after one year through five years </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">621,902 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">654,116 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Due after five years through ten years </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">971,325 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,013,634 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Due after ten years </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,745 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,269 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Mortgage-backed securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,204,455 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,284,534 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 3,950,510 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 4,107,069 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">The following tables disclose the Company’s investment securities that have been in a continuous <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">unrealized-loss</div> position for less than 12 months and for 12 or more months (in thousands):</div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 100%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 54%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Less than 12 Months </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">12 Months or Longer </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-weight:bold;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2020 </div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Unrealized<br/>Loss </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Unrealized<br/>Loss </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Unrealized<br/>Loss </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Obligations of states and political subdivisions </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 168,725 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 2,717 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">168,725 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 2,717 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Corporate bonds and other </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">220 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">6 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">220 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">6 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Residential mortgage-backed securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">8,164 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">21 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">8,165 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">21 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial mortgage-backed securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">44,724 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">173 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">9,630 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">10 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">54,354 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">183 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">  213,670 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">  2,896 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">  17,794 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">31 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">231,464 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">  2,927 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Less than 12 Months </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">12 Months or Longer </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-weight:bold;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2019 </div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Unrealized<br/>Loss </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Unrealized<br/>Loss </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Unrealized<br/>Loss </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Obligations of states and political subdivisions </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,807 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">13 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">48,068 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">523 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">50,875 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">536 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Corporate bonds and other </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,873 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">15 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,873 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">15 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Residential mortgage-backed securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,473 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">17 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">854,482 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">11,205 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">856,955 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">11,222 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial mortgage-backed securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">303,637 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,396 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">303,637 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,396 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">5,280 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">30 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,211,060 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">  14,139 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,216,340 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">  14,169 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="10" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Less than 12 Months </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="10" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">12 Months or Longer </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-weight:bold;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">December 31, 2019 </div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Unrealized<br/>Loss </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Unrealized<br/>Loss </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Unrealized<br/>Loss </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Obligations of state and </div></div><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">political subdivisions </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">65,787 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">400 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">326 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">66,113 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">400 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Residential mortgage-backed securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">100,004 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">306 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">103,983 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">842 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">203,987 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,148 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial mortgage-backed securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">74,560 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">178 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">35,178 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">108 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">109,738 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">286 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">240,351 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">884 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">139,487 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">950 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">379,838 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,834 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">The number of investments in an unrealized loss position totaled 46 at March 31, 2020. We do not believe these unrealized losses are “other-than-temporary” as (i) we do not have the intent to sell our securities prior to recovery and/or maturity and (ii) it is more likely than not that we will not have to sell our securities prior to recovery and/or maturity. In making this determination, we also consider the length of time and extent to which fair value has been less than cost and the financial condition of the issuer. The unrealized losses noted are interest rate related due to the level of interest rates at March 31, 2020 compared to the time of purchase. We have reviewed the ratings of the issuers and have not identified any issues related to the ultimate repayment of principal as a result of credit concerns on these securities. Our mortgage related securities are backed by GNMA, FNMA and FHLMC or are collateralized by securities backed by these agencies. At March 31, 2020, 86.82% of our <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">available-for-sale</div> securities that are obligations of states and political subdivisions were issued within the State of Texas, of which 48.30% are guaranteed by the Texas Permanent School Fund.</div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">At March 31, 2020, $2,608,731,000 of the Company’s securities were pledged as collateral for public or trust fund deposits, repurchase agreements and for other purposes required or permitted by law. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">During the three months ended March 31, 2020 and 2019, sales of investment securities that were classified as <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">available-for-sale </div> totaled $95,437,000 and $231,000, respectively. Gross realized gains from security sales during the first quarter of 2020 and 2019 totaled $2,062,000 and $4,000, respectively. Gross realized losses from security sales during first quarter of 2019 totaled $4,000. There were no gross realized losses from security sales during the first quarter of 2020.</div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The specific identification method was used to determine cost in order to compute the realized gains and losses. </div></div> 1458000 <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">A summary of the Company’s <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">available-for-sale</div> securities follows (in thousands):</div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 92%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 57%; font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"> </td> </tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"> <div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"/> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="14" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"> <div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2020 </div></div> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"> <div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"> <div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Amortized<br/> Cost Basis </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"> <div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Gross<br/> Unrealized<br/> Holding Gains </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"> <div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Gross<br/> Unrealized<br/> Holding Losses </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"> <div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Estimated<br/> Fair Value</div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"> <div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">U.S. Treasury securities </div></div> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">10,039 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">74 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">10,113 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"> <div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Obligations of states and political subdivisions </div></div> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,731,392 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">78,996 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(2,717</div></div> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,807,671 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"> <div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Corporate bonds and other </div></div> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,624 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">133 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(6</div></div> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,751 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"> <div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Residential mortgage-backed securities </div></div> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,617,341 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">62,659 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(20</div></div> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,679,980 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"> <div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial mortgage-backed securities </div></div> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">587,114 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">17,624 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(184</div></div> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">604,554 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top;"> <div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Total securities <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">available-for-sale </div></div> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 3,950,510 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 159,486 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> (2,927</div></div> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"> <div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 4,107,069 </div></div> </td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> </tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> </tr> </table> <div style="clear: both; max-height: 0px;"> </div> <table border="0" cellpadding="0" cellspacing="0" style="width: 92%; font-size: 10pt; margin-right: auto; margin-left: auto; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 57%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="14" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2019 </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Amortized<br/>Cost Basis </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Gross<br/>Unrealized<br/>Holding Gains </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Gross<br/>Unrealized<br/>Holding Losses </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Estimated<br/>Fair Value</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">U.S. Treasury securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">9,977 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">14</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">9,991 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Obligations of states and political subdivisions </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,196,111 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">44,155 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(536</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,239,730 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Corporate bonds and other </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,874 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(15</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,859 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Residential mortgage-backed securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,519,004 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">8,506 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(11,222</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,516,288 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial mortgage-backed securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">442,569 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,771 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(2,396</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">441,944 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Total securities <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">available-for-sale </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 3,172,535 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 54,446 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> (14,169</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,212,812 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="14" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="14" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">December 31, 2019 </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Amortized<br/>Cost Basis </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Gross<br/>Unrealized<br/>Holding Gains </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Gross<br/>Unrealized<br/>Holding Losses </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Estimated<br/>Fair Value</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">U.S. Treasury securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">9,997 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">22 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">10,019 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Obligations of states and political subdivisions </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,231,619 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">57,764 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(400</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,288,983 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Corporate bonds and other </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,643 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">65 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,708 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Residential mortgage-backed securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,586,872 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">23,139 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(1,148</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,608,863 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial mortgage-backed securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">494,674 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">6,356 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(286</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">500,744 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Total securities <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">available-for-sale </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 3,327,805 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 87,346 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> (1,834</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 3,413,317 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table> 10039000 74000 10113000 1731392000 78996000 2717000 1807671000 4624000 133000 6000 4751000 1617341000 62659000 20000 1679980000 587114000 17624000 184000 604554000 3950510000 159486000 2927000 4107069000 9977000 14000 9991000 1196111000 44155000 536000 1239730000 4874000 15000 4859000 1519004000 8506000 11222000 1516288000 442569000 1771000 2396000 441944000 3172535000 54446000 14169000 3212812000 9997000 22000 10019000 1231619000 57764000 400000 1288983000 4643000 65000 4708000 1586872000 23139000 1148000 1608863000 494674000 6356000 286000 500744000 3327805000 87346000 1834000 3413317000 <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">The amortized cost and estimated fair value of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">available-for-sale</div> securities at March 31, 2020 by contractual and expected maturity, are shown below (in thousands):</div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 76%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 74%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Amortized<br/>Cost Basis </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Estimated<br/>Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Due within one year </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">151,083 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">152,516 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Due after one year through five years </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">621,902 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">654,116 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Due after five years through ten years </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">971,325 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,013,634 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Due after ten years </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,745 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,269 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Mortgage-backed securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,204,455 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,284,534 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 3,950,510 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 4,107,069 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table> 151083000 152516000 621902000 654116000 971325000 1013634000 1745000 2269000 2204455000 2284534000 3950510000 4107069000 <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">The following tables disclose the Company’s investment securities that have been in a continuous <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">unrealized-loss</div> position for less than 12 months and for 12 or more months (in thousands):</div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 100%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 54%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Less than 12 Months </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">12 Months or Longer </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-weight:bold;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2020 </div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Unrealized<br/>Loss </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Unrealized<br/>Loss </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Unrealized<br/>Loss </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Obligations of states and political subdivisions </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 168,725 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 2,717 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">168,725 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 2,717 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Corporate bonds and other </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">220 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">6 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">220 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">6 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Residential mortgage-backed securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">8,164 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">21 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">8,165 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">21 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial mortgage-backed securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">44,724 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">173 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">9,630 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">10 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">54,354 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">183 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">  213,670 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">  2,896 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">  17,794 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">31 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">231,464 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">  2,927 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Less than 12 Months </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">12 Months or Longer </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-weight:bold;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2019 </div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Unrealized<br/>Loss </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Unrealized<br/>Loss </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Unrealized<br/>Loss </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Obligations of states and political subdivisions </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,807 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">13 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">48,068 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">523 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">50,875 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">536 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Corporate bonds and other </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,873 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">15 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,873 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">15 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Residential mortgage-backed securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,473 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">17 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">854,482 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">11,205 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">856,955 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">11,222 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial mortgage-backed securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">303,637 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,396 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">303,637 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,396 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">5,280 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">30 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,211,060 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">  14,139 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,216,340 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">  14,169 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="10" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Less than 12 Months </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="10" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">12 Months or Longer </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-weight:bold;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">December 31, 2019 </div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Unrealized<br/>Loss </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Unrealized<br/>Loss </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Unrealized<br/>Loss </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Obligations of state and </div></div><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">political subdivisions </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">65,787 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">400 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">326 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">66,113 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">400 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Residential mortgage-backed securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">100,004 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">306 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">103,983 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">842 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">203,987 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,148 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial mortgage-backed securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">74,560 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">178 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">35,178 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">108 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">109,738 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">286 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">240,351 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">884 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">139,487 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">950 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">379,838 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,834 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table> 168725000 2717000 168725000 2717000 220000 6000 220000 6000 1000 8164000 21000 8165000 21000 44724000 173000 9630000 10000 54354000 183000 213670000 2896000 17794000 31000 231464000 2927000 2807000 13000 48068000 523000 50875000 536000 4873000 15000 4873000 15000 2473000 17000 854482000 11205000 856955000 11222000 303637000 2396000 303637000 2396000 5280000 30000 1211060000 14139000 1216340000 14169000 65787000 400000 326000 66113000 400000 100004000 306000 103983000 842000 203987000 1148000 74560000 178000 35178000 108000 109738000 286000 240351000 884000 139487000 950000 379838000 1834000 46 0.8682 0.4830 2608731000 95437000 231000 2062000000 4000000 4000000 <div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-weight: normal; margin-top: 18pt; margin-bottom: 0px;"><div style="font-weight:bold;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Note 3 – Loans Held for Investment and Allowance for Credit Losses </div></div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;">Loans <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">held-for-investment</div> by class of financing receivables are as follows (in thousands):</div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 84%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 64%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">December 31, </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">2020 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">2019 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">2019 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">869,450 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">826,886 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">856,326 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">99,582 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">91,336 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">103,640 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,249,249 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,684,207 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,823,372 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">421,108 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">386,731 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">411,631 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">  4,639,389 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">  3,989,160 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">  4,194,969 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">The Company’s <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">non-accrual</div> loans, loans still accruing and past due 90 days or more and restructured loans are as follows (in thousands):</div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 84%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 70%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">December 31, </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">2020 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">2019 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">2019 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">Non-accrual</div> loans*</div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">39,226 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">28,508 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">24,582 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans still accruing and past due 90 days or more </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">209 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">97 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">153 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Troubled debt restructured loans** </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">26 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">472 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">26 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">  39,461 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">  29,077 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">  24,761 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px; background: none;"/><div style="margin-top: 12pt; margin-bottom: 0px;"/> <table border="0" cellpadding="0" cellspacing="0" style="border: 0px currentcolor; width: 100%; text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; border-collapse: collapse; border-spacing: 0px;"> <tr style="page-break-inside: avoid;"> <td style="width: 2%; vertical-align: top; white-space: nowrap;">*</td> <td style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Includes $7,773,000, $859,000 and $251,000 of purchased credit impaired loans as of March 31, 2020 and 2019, and December 31, 2019, respectively.</td></tr></table><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px; background: none;"/> <table border="0" cellpadding="0" cellspacing="0" style="border: 0px currentcolor; width: 100%; text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; border-collapse: collapse; border-spacing: 0px;"> <tr style="page-break-inside: avoid;"> <td style="width: 2%; vertical-align: top; white-space: nowrap;">**</td> <td style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Troubled debt restructured loans of $4,733,000, $4,566,000 and $4,791,000, whose interest collection, after considering economic and business conditions and collection efforts, is doubtful are included in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">non-accrual</div> loans at March 31, 2020 and 2019, and December 31, 2019, respectively.</td></tr></table><div style="clear: both; max-height: 0px;"/> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The Company’s recorded investment in impaired loans and the related valuation allowance are as follows (in thousands): </div></div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 100%; font-size: 8pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 13%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 13%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 13%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 13%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 13%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td colspan="6" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); white-space: nowrap; font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2020 </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2019 </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">December 31, 2019 </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td colspan="2" rowspan="2" style="text-align: center; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Recorded<br/>Investment </div></div></td> <td rowspan="2" style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; display: inline-block; white-space: nowrap; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td rowspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" rowspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Valuation<br/>Allowance </div></div></td> <td rowspan="2" style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td rowspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" rowspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Recorded<br/>Investment </div></div></td> <td rowspan="2" style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td rowspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" rowspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Valuation<br/>Allowance </div></div></td> <td rowspan="2" style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td rowspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" rowspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Recorded<br/>Investment </div></div></td> <td rowspan="2" style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td rowspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" rowspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Valuation<br/>Allowance </div></div></td> <td rowspan="2" style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="page-break-inside: avoid;"> <td colspan="23" style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">39,226</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,386</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">28,508</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,472</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">24,582</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,228</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">The Company had $40,444,000, $29,724,000 and $25,770,000 in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">non-accrual,</div> past due 90 days or more and still accruing, restructured loans and foreclosed assets at March 31, 2020 and 2019, and December 31, 2019, respectively. Non-accrual loans at March 31, 2020 and 2019, and December 31, 2019, consisted of the following by class of financing receivables (in thousands):</div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 84%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 70%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 5%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 5%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 5%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">December 31, </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">2020 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">2019 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">2019 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">5,620 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">8,897 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,093 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,128 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">831 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,376 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">32,156 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">18,254 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">19,787 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">322 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">526 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">326 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 39,226 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 28,508 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 24,582 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">No significant additional funds are committed to be advanced in connection with impaired loans as of March 31, 2020. </div></div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The Company’s impaired loans and related allowance are summarized in the following table as of March 31, 2020 and 2019 and December 31, 2019 by class of financing receivables (in thousands). No interest income was recognized on impaired loans subsequent to their classification as impaired. </div></div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 100%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 59%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2020 </div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Unpaid<br/>Contractual </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Principal </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Balance </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Recorded<br/>Investment<br/>With No<br/>Allowance* </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Recorded<br/>Investment<br/>With<br/>Allowance </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total<br/>Recorded<br/>Investment </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Related<br/>Allowance </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Three-<br/>Month<br/>Average<br/>Recorded<br/>Investment </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">7,300 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">992 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,628 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">5,620 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 1,271 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">6,409 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,340 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">632 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">496 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,128 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">98 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,200 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">44,208 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">9,496 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">22,660 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">32,156 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,016 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">36,683 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">436 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">322 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">322 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">342 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 53,284 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 11,120 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 28,106 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 39,226 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 3,386 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 44,634 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px; background: none;"/><div style="margin-top: 12pt; margin-bottom: 0px;"/> <table border="0" cellpadding="0" cellspacing="0" style="border: 0px currentcolor; width: 100%; text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; border-collapse: collapse; border-spacing: 0px;"> <tr style="page-break-inside: avoid;"> <td style="width: 2%; vertical-align: top; white-space: nowrap;">*</td> <td style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Includes $7,773,000 of purchased credit impaired loans.</td></tr></table><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px; background: none;"/> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 100%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 59%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2019 </div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Unpaid<br/>Contractual </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Principal </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Balance </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Recorded<br/>Investment<br/>With No<br/>Allowance* </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Recorded<br/>Investment<br/>With<br/>Allowance </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total<br/>Recorded<br/>Investment </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Related<br/>Allowance </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Three-<br/>Month<br/>Average<br/>Recorded<br/>Investment </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 10,227 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">6,129 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,768 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">8,897 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 1,184 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">9,292 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">892 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">179 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">652 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">831 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">130 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">859 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">26,528 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">6,444 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">11,810 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">18,254 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,901 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">19,268 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">689 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">27 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">499 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">526 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">257 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">577 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 38,336 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 12,779 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 15,729 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 28,508 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 4,472 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 29,996 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px; background: none;"/><div style="margin-top: 12pt; margin-bottom: 0px;"/> <table border="0" cellpadding="0" cellspacing="0" style="border: 0px currentcolor; width: 100%; text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; border-collapse: collapse; border-spacing: 0px;"> <tr style="page-break-inside: avoid;"> <td style="width: 2%; vertical-align: top; white-space: nowrap;">*</td> <td style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Includes $859,000 of purchased credit impaired loans.</td></tr></table><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px; background: none;"/> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 100%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 54%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">December 31, 2019 </div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Unpaid<br/>Contractual </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Principal </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Balance </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Recorded<br/>Investment<br/>With No<br/>Allowance* </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Recorded<br/>Investment<br/>With<br/>Allowance </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total<br/>Recorded<br/>Investment </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Related<br/>Allowance </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Three-<br/>Month<br/>Average<br/>Recorded<br/>Investment </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,511 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">630 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,463 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,093 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 1,042 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,488 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,603 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">658 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">718 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,376 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">235 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,644 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">27,366 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">7,081 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">12,706 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">19,787 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,950 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">21,726 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">469 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">326 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">326 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">449 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 33,949 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 8,369 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 16,213 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 24,582 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 3,228 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 27,307 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px; background: none;"/><div style="margin-top: 12pt; margin-bottom: 0px;"/> <table border="0" cellpadding="0" cellspacing="0" style="border: 0px currentcolor; width: 100%; text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; border-collapse: collapse; border-spacing: 0px;"> <tr style="page-break-inside: avoid;"> <td style="width: 2%; vertical-align: top; white-space: nowrap;">*</td> <td style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Includes 251,000 of purchased credit impaired loans.</td></tr></table><div style="clear: both; max-height: 0px;"/> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The Company recognized interest income on impaired loans prior to being recognized as impaired of approximately $750,000 during the year ended December 31, 2019. Such amounts for the three-month periods ended March 31, 2020 and 2019 were not significant. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">From a credit risk standpoint, the Company rates its loans in one of four categories: (i) pass, (ii) special mention, (iii) substandard or (iv) doubtful. Loans rated as loss are <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">charged-off. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">The ratings of loans reflect a judgment about the risks of default and loss associated with the loan. The Company reviews the ratings on our credits as part of our <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">on-going</div> monitoring of the credit quality of our loan portfolio. Ratings are adjusted to reflect the degree of risk and loss that are felt to be inherent in each credit as of each reporting period. Our methodology is structured so that specific allocations are increased in accordance with deterioration in credit quality (and a corresponding increase in risk and loss) or decreased in accordance with improvement in credit quality (and a corresponding decrease in risk and loss).</div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Credits rated special mention show clear signs of financial weaknesses or deterioration in credit worthiness, however, such concerns are not so pronounced that the Company generally expects to experience significant loss within the short-term. Such credits typically maintain the ability to perform within standard credit terms and credit exposure is not as prominent as credits rated more harshly. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Credits rated substandard are those in which the normal repayment of principal and interest may be, or has been, jeopardized by reason of adverse trends or developments of a financial, managerial, economic or political nature, or important weaknesses exist in collateral. A protracted workout on these credits is a distinct possibility. Prompt corrective action is therefore required to strengthen the Company’s position, and/or to reduce exposure and to assure that adequate remedial measures are taken by the borrower. Credit exposure becomes more likely in such credits and a serious evaluation of the secondary support to the credit is performed. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">Credits rated doubtful are those in which full collection of principal appears highly questionable, and which some degree of loss is anticipated, even though the ultimate amount of loss may not yet be certain and/or other factors exist which could affect collection of debt. Based upon available information, positive action by the Company is required to avert or minimize loss. Credits rated doubtful are generally also placed on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">non-accrual. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">The following summarizes the Company’s internal ratings of its loans <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">held-for-investment</div> by class of financing receivables and portfolio segments, which are the same (in thousands):</div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 100%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 63%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2020 </div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Pass </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Special<br/>Mention </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Substandard </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Doubtful </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">831,385 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 25,390 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">12,675 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">869,450 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">92,447 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">5,270 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,865 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">99,582 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,106,100 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">56,114 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">87,035 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,249,249 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">419,109 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">325 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,674 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">421,108 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 4,449,041 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 87,099 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 103,249 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 4,639,389 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2019 </div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Pass </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Special<br/>Mention </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Substandard </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Doubtful </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">787,651 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 23,182 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">16,053 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">826,886 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">87,151 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">20 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,165 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">91,336 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,611,139 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">21,827 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">51,241 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,684,207 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">384,786 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">246 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,699 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">386,731 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,870,727 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 45,275 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">73,158 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 3,989,160 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/> <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; font-size: 10pt; margin-right: auto; margin-left: auto; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 64%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">December 31, 2019 </div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Pass </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Special<br/>Mention </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Substandard </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Doubtful </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">825,775 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 20,971 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">9,580 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">856,326 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">101,614 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">64 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,962 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">103,640 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,717,227 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">42,036 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">64,109 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,823,372 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">409,698 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">300 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,633 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">411,631 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 4,054,314 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 63,371 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 77,284 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 4,194,969 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The Company’s past due loans are as follows (in thousands): </div></div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 100%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 52%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2020 </div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">15-59 </div><br/>Days</div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Past<br/>Due* </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">60-89 </div><br/>Days</div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Past<br/>Due </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Greater<br/>Than 90<br/>Days </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Past </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Due </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Current </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">90 Days<br/>Past Due<br/>Still<br/>Accruing </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,807 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">388 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 382 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">5,577 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">863,873 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">869,450 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 116 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">621 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">62 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">683 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">98,899 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">99,582 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">25,788 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">742 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">413 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">26,943 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,222,306 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,249,249 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">862 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">116 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">102 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,080 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">420,028 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">421,108 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">93 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">32,078 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 1,246 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 959 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">34,283 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 4,605,106 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 4,639,389 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 209 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2019 </div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">15-59 </div><br/>Days</div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Past<br/>Due* </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">60-89 </div><br/>Days</div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Past<br/>Due </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Greater<br/>Than </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">90 </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Days </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Past </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Due </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Current </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">90 Days<br/>Past Due<br/>Still<br/>Accruing </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,123 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">239 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">885 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">5,247 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">821,639 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">826,886 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">63 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">323 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">17 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">340 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">90,996 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">91,336 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">15,649 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">671 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,541 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">17,861 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,666,346 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,684,207 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">8</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,003 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">96 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">26 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,125 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">385,606 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">386,731 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">26 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">21,098 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 1,023 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 2,452 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">24,573 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,964,587 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,989,160 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">97 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">December 31, 2019 </div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">15-59 </div><br/>Days</div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Past<br/>Due* </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">60-89 </div><br/>Days</div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Past<br/>Due </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Greater<br/>Than </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">90 </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Days </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Past </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Due </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Current </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">90 Days<br/>Past Due<br/>Still<br/>Accruing </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,257 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">557 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">722 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,536 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">851,790 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">856,326 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 112 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">183 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">44 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">400 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">627 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">103,013 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">103,640 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">12,890 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">288 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">195 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">13,373 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,809,999 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,823,372 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">572 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">151 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">45 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">768 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">410,863 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">411,631 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">41 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">16,902 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 1,040 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 1,362 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">19,304 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 4,175,665 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,194,969 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 153 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px; background: none;"/><div style="margin-top: 12pt; margin-bottom: 0px;"/> <table border="0" cellpadding="0" cellspacing="0" style="border: 0px currentcolor; width: 100%; text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; border-collapse: collapse; border-spacing: 0px;"> <tr style="page-break-inside: avoid;"> <td style="width: 2%; vertical-align: top; white-space: nowrap;">*</td> <td style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">The Company monitors commercial, agricultural and real estate loans after such loans are 15 days past due. Consumer loans are monitored after such loans are 30 days past due.</td></tr></table><div style="clear: both; max-height: 0px;"/> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The following table details the allowance for loan losses by portfolio segment (in thousands). There were no allowances for purchased credit impaired loans at March 31, 2020 and 2019, and December 31, 2019. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories. </div></div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 100%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 62%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2020 </div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans individually evaluated for impairment </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,271</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">98</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,016</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,386</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans collectively evaluated for impairment </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">10,502</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,056</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">39,240</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">5,256</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">57,054</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">11,773</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,154</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">41,256</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">5,257</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">60,440</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2019 </div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans individually evaluated for impairment </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,184</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">130</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,901</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">257</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$<div style="display:inline;"> </div></td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,472</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans collectively evaluated for impairment </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">11,291</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,300</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">28,986</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">5,536</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">47,113</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">12,475</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,430</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">31,887</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">5,793</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">51,585</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/> <div style="margin-top: 1em; margin-bottom: 0em;"/> <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; font-size: 10pt; margin-right: auto; margin-left: auto; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 62%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">December 31, 2019 </div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans individually evaluated for impairment </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,042 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">235 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,950 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$<div style="letter-spacing: 0px; top: 0px;;display:inline;"> </div></td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,228</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans collectively evaluated for impairment </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">11,080 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">971 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">32,024 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">5,196 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">49,271</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">12,122 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 1,206 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 33,974 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 5,197 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">52,499</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px;"/> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Changes in the allowance for loan losses are summarized as follows by portfolio segment (in thousands): </div></div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 100%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 62%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Three months ended March 31, 2020 </div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Beginning balance </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">12,122 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,206 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 33,974 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 5,197 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">52,499</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Provision for loan losses </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">794 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">949 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">7,921 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">186 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">9,850</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Recoveries </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">149 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">76 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">92 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">318</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Charge-offs </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(1,292</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(2</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(715</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(218</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(2,227</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Ending balance </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">11,773 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,154 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 41,256 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 5,257 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">60,440</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Three months ended March 31, 2019 </div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Beginning balance </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">11,948 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,446 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">32,342 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">5,466 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">51,202</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Provision for loan losses </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">196 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(19</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">397 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">391 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">965</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Recoveries </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">649 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">89 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">141 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">882</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Charge-offs </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(318</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(941</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(205</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(1,464</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Ending balance </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">12,475 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,430 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">31,887 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">5,793 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">51,585</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px;"/> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The Company’s recorded investment in loans related to the balance in the allowance for loan losses on the basis of the Company’s impairment methodology is as follows (in thousands). Purchased credit impaired loans of $7,773,000, $859,000 and $251,000 at March 31, 2020 and 2019, and December 31, 2019, respectively, are included in loans individually evaluated for impairment. </div></div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 100%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 58%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2020 </div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans individually evaluated for impairment </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">5,620 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,128 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">32,156 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">322 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">39,226 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans collectively evaluated for impairment </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">863,830 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">98,454 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,217,093 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">420,786 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,600,163 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 869,450 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 99,582 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,249,249 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">421,108 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 4,639,389 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2019 </div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans individually evaluated for impairment </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">8,897 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">831 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">18,254 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">526 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">28,508 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans collectively evaluated for impairment </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">817,989 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">90,505 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,665,953 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">386,205 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,960,652 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 826,886 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 91,336 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 2,684,207 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 386,731 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,989,160 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">December 31, 2019 </div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans individually evaluated for impairment </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,093 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,376 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">19,787 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">326 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">24,582 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans collectively evaluated for impairment </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">853,233 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">102,264 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,803,585 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">411,305 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,170,387 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 856,326 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 103,640 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 2,823,372 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 411,631 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,194,969 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px;"/> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The Company’s loans that were modified and considered troubled debt restructurings are as follows (in thousands): </div></div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 100%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 54%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="10" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Three Months Ended March 31, 2020 </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="10" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Three Months Ended March 31, 2019 </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Number </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">Pre- </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Modification<br/>Recorded<br/>Investment </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Post-<br/>Modification<br/>Recorded<br/>Investment </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Number </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">Pre- </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Modification<br/>Recorded<br/>Investment </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Post-<br/>Modification<br/>Recorded<br/>Investment </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">5 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">288 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">288 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">157 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">157 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">134 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">134 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">8 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">367 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">367 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">649 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">649 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">14</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">14</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">7 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">436 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">436 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">13 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,173 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,173 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px;"/> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The balances below provide information as to how the loans were modified as troubled debt restructured loans (in thousands): </div></div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 100%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 57%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="10" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Three Months Ended March 31, 2020 </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="10" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Three Months Ended March 31, 2019 </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Adjusted<br/>Interest<br/>Rate </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Extended<br/>Maturity </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Combined<br/>Rate and<br/>Maturity </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Adjusted<br/>Interest<br/>Rate </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Extended<br/>Maturity </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Combined<br/>Rate and<br/>Maturity </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">260</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">28</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">157</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">134</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">102</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">265</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">201</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">448</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">14</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">408</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">28</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">460</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">713</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px;"/> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">During the three months ended March 31, 2020 and 2019, no loans were modified as a troubled debt restructured loan within the previous 12 months and for which there was a payment default. A default for purposes of this disclosure is a troubled debt restructured loan in which the borrower is 90 days past due or more or results in the foreclosure and repossession of the applicable collateral. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">As of March 31, 2020, the Company has no commitments to lend additional funds to loan customers whose terms have been modified in troubled debt restructurings. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="display:inline;">As discussed in note 1 to these financial statements, the CARES Act provided banks an option to elect to not account for certain loan modifications related to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">COVID-19</div> as troubled debt restructurings as long as the borrowers were not more than 30 days past due as of December 31, 2019. The above disclosed troubled debt restructurings were not related to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">COVID-19</div> modifications. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Our subsidiary bank has established a line of credit with the Federal Home Loan Bank of Dallas (FHLB) to provide liquidity and meet pledging requirements for those customers eligible to have securities pledged to secure certain uninsured deposits. At March 31, 2020, $2,717,982,000 in loans held by our bank subsidiary were subject to blanket liens as security for this line of credit. At March 31, 2020, there was $446,000,000 outstanding under this line of credit. </div></div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;">Loans <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">held-for-investment</div> by class of financing receivables are as follows (in thousands):</div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 84%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 64%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">December 31, </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">2020 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">2019 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">2019 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">869,450 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">826,886 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">856,326 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">99,582 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">91,336 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">103,640 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,249,249 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,684,207 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,823,372 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">421,108 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">386,731 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">411,631 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">  4,639,389 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">  3,989,160 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">  4,194,969 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/> 869450000 826886000 856326000 99582000 91336000 103640000 3249249000 2684207000 2823372000 421108000 386731000 411631000 4639389000 3989160000 4194969000 <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">The Company’s <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">non-accrual</div> loans, loans still accruing and past due 90 days or more and restructured loans are as follows (in thousands):</div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 84%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 70%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">December 31, </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">2020 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">2019 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">2019 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">Non-accrual</div> loans*</div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">39,226 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">28,508 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">24,582 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans still accruing and past due 90 days or more </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">209 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">97 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">153 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Troubled debt restructured loans** </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">26 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">472 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">26 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">  39,461 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">  29,077 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">  24,761 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px; background: none;"/><div style="margin-top: 12pt; margin-bottom: 0px;"/> <table border="0" cellpadding="0" cellspacing="0" style="border: 0px currentcolor; width: 100%; text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; border-collapse: collapse; border-spacing: 0px;"> <tr style="page-break-inside: avoid;"> <td style="width: 2%; vertical-align: top; white-space: nowrap;">*</td> <td style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Includes $7,773,000, $859,000 and $251,000 of purchased credit impaired loans as of March 31, 2020 and 2019, and December 31, 2019, respectively.</td></tr></table><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px; background: none;"/> <table border="0" cellpadding="0" cellspacing="0" style="border: 0px currentcolor; width: 100%; text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; border-collapse: collapse; border-spacing: 0px;"> <tr style="page-break-inside: avoid;"> <td style="width: 2%; vertical-align: top; white-space: nowrap;">**</td> <td style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Troubled debt restructured loans of $4,733,000, $4,566,000 and $4,791,000, whose interest collection, after considering economic and business conditions and collection efforts, is doubtful are included in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">non-accrual</div> loans at March 31, 2020 and 2019, and December 31, 2019, respectively.</td></tr></table><div style="clear: both; max-height: 0px;"/> 39226000 28508000 24582000 209000 97000 153000 26000 472000 26000 39461000 29077000 24761000 7773000 859000 251000 4733000 4566000 4791000 <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The Company’s recorded investment in impaired loans and the related valuation allowance are as follows (in thousands): </div></div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 100%; font-size: 8pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 13%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 13%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 13%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 13%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 13%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td colspan="6" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); white-space: nowrap; font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2020 </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2019 </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">December 31, 2019 </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td colspan="2" rowspan="2" style="text-align: center; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Recorded<br/>Investment </div></div></td> <td rowspan="2" style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; display: inline-block; white-space: nowrap; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td rowspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" rowspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Valuation<br/>Allowance </div></div></td> <td rowspan="2" style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td rowspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" rowspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Recorded<br/>Investment </div></div></td> <td rowspan="2" style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td rowspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" rowspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Valuation<br/>Allowance </div></div></td> <td rowspan="2" style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td rowspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" rowspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Recorded<br/>Investment </div></div></td> <td rowspan="2" style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td rowspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" rowspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Valuation<br/>Allowance </div></div></td> <td rowspan="2" style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="page-break-inside: avoid;"> <td colspan="23" style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">39,226</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,386</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">28,508</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,472</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">24,582</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,228</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/> 39226000 3386000 28508000 4472000 24582000 3228000 40444000 29724000 25770000 Non-accrual loans at March 31, 2020 and 2019, and December 31, 2019, consisted of the following by class of financing receivables (in thousands): <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 84%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 70%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 5%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 5%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 5%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">December 31, </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">2020 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">2019 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">2019 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">5,620 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">8,897 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,093 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,128 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">831 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,376 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">32,156 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">18,254 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">19,787 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">322 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">526 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">326 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 39,226 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 28,508 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 24,582 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/> 5620000 8897000 3093000 1128000 831000 1376000 32156000 18254000 19787000 322000 526000 326000 39226000 28508000 24582000 0 <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The Company’s impaired loans and related allowance are summarized in the following table as of March 31, 2020 and 2019 and December 31, 2019 by class of financing receivables (in thousands). No interest income was recognized on impaired loans subsequent to their classification as impaired. </div></div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 100%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 59%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2020 </div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Unpaid<br/>Contractual </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Principal </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Balance </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Recorded<br/>Investment<br/>With No<br/>Allowance* </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Recorded<br/>Investment<br/>With<br/>Allowance </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total<br/>Recorded<br/>Investment </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Related<br/>Allowance </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Three-<br/>Month<br/>Average<br/>Recorded<br/>Investment </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">7,300 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">992 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,628 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">5,620 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 1,271 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">6,409 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,340 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">632 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">496 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,128 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">98 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,200 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">44,208 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">9,496 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">22,660 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">32,156 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,016 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">36,683 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">436 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">322 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">322 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">342 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 53,284 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 11,120 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 28,106 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 39,226 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 3,386 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 44,634 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px; background: none;"/><div style="margin-top: 12pt; margin-bottom: 0px;"/> <table border="0" cellpadding="0" cellspacing="0" style="border: 0px currentcolor; width: 100%; text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; border-collapse: collapse; border-spacing: 0px;"> <tr style="page-break-inside: avoid;"> <td style="width: 2%; vertical-align: top; white-space: nowrap;">*</td> <td style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Includes $7,773,000 of purchased credit impaired loans.</td></tr></table><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px; background: none;"/> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 100%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 59%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2019 </div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Unpaid<br/>Contractual </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Principal </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Balance </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Recorded<br/>Investment<br/>With No<br/>Allowance* </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Recorded<br/>Investment<br/>With<br/>Allowance </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total<br/>Recorded<br/>Investment </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Related<br/>Allowance </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Three-<br/>Month<br/>Average<br/>Recorded<br/>Investment </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 10,227 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">6,129 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,768 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">8,897 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 1,184 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">9,292 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">892 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">179 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">652 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">831 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">130 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">859 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">26,528 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">6,444 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">11,810 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">18,254 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,901 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">19,268 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">689 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">27 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">499 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">526 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">257 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">577 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 38,336 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 12,779 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 15,729 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 28,508 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 4,472 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 29,996 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px; background: none;"/><div style="margin-top: 12pt; margin-bottom: 0px;"/> <table border="0" cellpadding="0" cellspacing="0" style="border: 0px currentcolor; width: 100%; text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; border-collapse: collapse; border-spacing: 0px;"> <tr style="page-break-inside: avoid;"> <td style="width: 2%; vertical-align: top; white-space: nowrap;">*</td> <td style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Includes $859,000 of purchased credit impaired loans.</td></tr></table><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px; background: none;"/> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 100%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 54%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">December 31, 2019 </div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Unpaid<br/>Contractual </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Principal </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Balance </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Recorded<br/>Investment<br/>With No<br/>Allowance* </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Recorded<br/>Investment<br/>With<br/>Allowance </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total<br/>Recorded<br/>Investment </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Related<br/>Allowance </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Three-<br/>Month<br/>Average<br/>Recorded<br/>Investment </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,511 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">630 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,463 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,093 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 1,042 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,488 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,603 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">658 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">718 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,376 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">235 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,644 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">27,366 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">7,081 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">12,706 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">19,787 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,950 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">21,726 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">469 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">326 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">326 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">449 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 33,949 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 8,369 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 16,213 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 24,582 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 3,228 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 27,307 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px; background: none;"/><div style="margin-top: 12pt; margin-bottom: 0px;"/> <table border="0" cellpadding="0" cellspacing="0" style="border: 0px currentcolor; width: 100%; text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; border-collapse: collapse; border-spacing: 0px;"> <tr style="page-break-inside: avoid;"> <td style="width: 2%; vertical-align: top; white-space: nowrap;">*</td> <td style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Includes 251,000 of purchased credit impaired loans.</td></tr></table><div style="clear: both; max-height: 0px;"/> 0 7300000 992000 4628000 5620000 1271000 6409000 1340000 632000 496000 1128000 98000 1200000 44208000 9496000 22660000 32156000 2016000 36683000 436000 0 322000 322000 1000 342000 53284000 11120000 28106000 39226000 3386000 44634000 7773000 10227000 6129000 2768000 8897000 1184000 9292000 892000 179000 652000 831000 130000 859000 26528000 6444000 11810000 18254000 2901000 19268000 689000 27000 499000 526000 257000 577000 38336000 12779000 15729000 28508000 4472000 29996000 859000 4511000 630000 2463000 3093000 1042000 3488000 1603000 658000 718000 1376000 235000 1644000 27366000 7081000 12706000 19787000 1950000 21726000 469000 0 326000 326000 1000 449000 33949000 8369000 16213000 24582000 3228000 27307000 251000 750000 <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">The following summarizes the Company’s internal ratings of its loans <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">held-for-investment</div> by class of financing receivables and portfolio segments, which are the same (in thousands):</div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 100%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 63%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2020 </div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Pass </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Special<br/>Mention </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Substandard </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Doubtful </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">831,385 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 25,390 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">12,675 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">869,450 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">92,447 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">5,270 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,865 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">99,582 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,106,100 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">56,114 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">87,035 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,249,249 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">419,109 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">325 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,674 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">421,108 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 4,449,041 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 87,099 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 103,249 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 4,639,389 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2019 </div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Pass </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Special<br/>Mention </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Substandard </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Doubtful </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">787,651 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 23,182 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">16,053 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">826,886 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">87,151 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">20 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,165 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">91,336 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,611,139 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">21,827 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">51,241 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,684,207 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">384,786 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">246 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,699 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">386,731 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,870,727 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 45,275 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">73,158 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 3,989,160 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/> <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; font-size: 10pt; margin-right: auto; margin-left: auto; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 64%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">December 31, 2019 </div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Pass </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Special<br/>Mention </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Substandard </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Doubtful </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">825,775 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 20,971 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">9,580 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">856,326 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">101,614 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">64 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,962 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">103,640 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,717,227 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">42,036 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">64,109 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,823,372 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">409,698 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">300 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,633 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">411,631 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 4,054,314 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 63,371 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 77,284 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 4,194,969 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/> 831385000 25390000 12675000 869450000 92447000 5270000 1865000 99582000 3106100000 56114000 87035000 3249249000 419109000 325000 1674000 421108000 4449041000 87099000 103249000 4639389000 787651000 23182000 16053000 826886000 87151000 20000 4165000 91336000 2611139000 21827000 51241000 2684207000 384786000 246000 1699000 386731000 3870727000 45275000 73158000 3989160000 825775000 20971000 9580000 856326000 101614000 64000 1962000 103640000 2717227000 42036000 64109000 2823372000 409698000 300000 1633000 411631000 4054314000 63371000 77284000 4194969000 <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The Company’s past due loans are as follows (in thousands): </div></div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 100%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 52%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2020 </div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">15-59 </div><br/>Days</div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Past<br/>Due* </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">60-89 </div><br/>Days</div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Past<br/>Due </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Greater<br/>Than 90<br/>Days </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Past </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Due </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Current </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">90 Days<br/>Past Due<br/>Still<br/>Accruing </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,807 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">388 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 382 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">5,577 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">863,873 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">869,450 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 116 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">621 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">62 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">683 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">98,899 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">99,582 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">25,788 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">742 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">413 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">26,943 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,222,306 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,249,249 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">862 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">116 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">102 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,080 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">420,028 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">421,108 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">93 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">32,078 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 1,246 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 959 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">34,283 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 4,605,106 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 4,639,389 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 209 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2019 </div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">15-59 </div><br/>Days</div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Past<br/>Due* </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">60-89 </div><br/>Days</div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Past<br/>Due </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Greater<br/>Than </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">90 </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Days </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Past </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Due </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Current </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">90 Days<br/>Past Due<br/>Still<br/>Accruing </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,123 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">239 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">885 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">5,247 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">821,639 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">826,886 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">63 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">323 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">17 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">340 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">90,996 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">91,336 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">15,649 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">671 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,541 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">17,861 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,666,346 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,684,207 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">8</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,003 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">96 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">26 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,125 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">385,606 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">386,731 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">26 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">21,098 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 1,023 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 2,452 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">24,573 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,964,587 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,989,160 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">97 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">December 31, 2019 </div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">15-59 </div><br/>Days</div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Past<br/>Due* </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">60-89 </div><br/>Days</div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Past<br/>Due </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Greater<br/>Than </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">90 </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Days </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Past </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Due </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Current </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">90 Days<br/>Past Due<br/>Still<br/>Accruing </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,257 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">557 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">722 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,536 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">851,790 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">856,326 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 112 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">183 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">44 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">400 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">627 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">103,013 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">103,640 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">12,890 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">288 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">195 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">13,373 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,809,999 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,823,372 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">572 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">151 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">45 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">768 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">410,863 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">411,631 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">41 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">16,902 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 1,040 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 1,362 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">19,304 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 4,175,665 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,194,969 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 153 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px; background: none;"/><div style="margin-top: 12pt; margin-bottom: 0px;"/> <table border="0" cellpadding="0" cellspacing="0" style="border: 0px currentcolor; width: 100%; text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; border-collapse: collapse; border-spacing: 0px;"> <tr style="page-break-inside: avoid;"> <td style="width: 2%; vertical-align: top; white-space: nowrap;">*</td> <td style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">The Company monitors commercial, agricultural and real estate loans after such loans are 15 days past due. Consumer loans are monitored after such loans are 30 days past due.</td></tr></table><div style="clear: both; max-height: 0px;"/> 4807000 388000 382000 5577000 863873000 869450000 116000 621000 0 62000 683000 98899000 99582000 25788000 742000 413000 26943000 3222306000 3249249000 862000 116000 102000 1080000 420028000 421108000 93000 32078000 1246000 959000 34283000 4605106000 4639389000 209000 4123000 239000 885000 5247000 821639000 826886000 63000 323000 17000 0 340000 90996000 91336000 15649000 671000 1541000 17861000 2666346000 2684207000 8000 1003000 96000 26000 1125000 385606000 386731000 26000 21098000 1023000 2452000 24573000 3964587000 3989160000 97000 3257000 557000 722000 4536000 851790000 856326000 112000 183000 44000 400000 627000 103013000 103640000 12890000 288000 195000 13373000 2809999000 2823372000 572000 151000 45000 768000 410863000 411631000 41000 16902000 1040000 1362000 19304000 4175665000 4194969000 153000 <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The following table details the allowance for loan losses by portfolio segment (in thousands). There were no allowances for purchased credit impaired loans at March 31, 2020 and 2019, and December 31, 2019. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories. </div></div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 100%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 62%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"><br/></td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2020 </div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans individually evaluated for impairment </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,271</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">98</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,016</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,386</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans collectively evaluated for impairment </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">10,502</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,056</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">39,240</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">5,256</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">57,054</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">11,773</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,154</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">41,256</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">5,257</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">60,440</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2019 </div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans individually evaluated for impairment </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,184</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">130</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,901</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">257</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$<div style="display:inline;"> </div></td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,472</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans collectively evaluated for impairment </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">11,291</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,300</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">28,986</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">5,536</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">47,113</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">12,475</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,430</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">31,887</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">5,793</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">51,585</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/> <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; font-size: 10pt; margin-right: auto; margin-left: auto; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 62%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">December 31, 2019 </div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans individually evaluated for impairment </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,042 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">235 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,950 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$<div style="letter-spacing: 0px; top: 0px;;display:inline;"> </div></td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,228</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans collectively evaluated for impairment </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">11,080 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">971 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">32,024 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">5,196 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">49,271</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">12,122 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 1,206 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 33,974 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 5,197 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">52,499</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px;"/> 0 0 1271000 98000 2016000 1000 3386000 10502000 2056000 39240000 5256000 57054000 11773000 2154000 41256000 5257000 60440000 1184000 130000 2901000 257000 4472000 11291000 1300000 28986000 5536000 47113000 12475000 1430000 31887000 5793000 51585000 1042000 235000 1950000 1000 3228000 11080000 971000 32024000 5196000 49271000 12122000 1206000 33974000 5197000 52499000 <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Changes in the allowance for loan losses are summarized as follows by portfolio segment (in thousands): </div></div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 100%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 62%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Three months ended March 31, 2020 </div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Beginning balance </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">12,122 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,206 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 33,974 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 5,197 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">52,499</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Provision for loan losses </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">794 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">949 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">7,921 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">186 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">9,850</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Recoveries </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">149 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">76 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">92 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">318</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Charge-offs </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(1,292</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(2</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(715</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(218</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(2,227</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Ending balance </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">11,773 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,154 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 41,256 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 5,257 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">60,440</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Three months ended March 31, 2019 </div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Beginning balance </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">11,948 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,446 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">32,342 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">5,466 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">51,202</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Provision for loan losses </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">196 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(19</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">397 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">391 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">965</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Recoveries </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">649 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">89 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">141 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">882</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Charge-offs </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(318</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(941</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(205</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">(1,464</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Ending balance </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">12,475 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,430 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">31,887 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">5,793 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">51,585</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px;"/> 12122000 1206000 33974000 5197000 52499000 794000 949000 7921000 186000 9850000 149000000 1000 76000 92000 318000 1292000 2000 715000000 218000 2227000 11773000 2154000 41256000 5257000 60440000 11948000 1446000 32342000 5466000 51202000 196000 -19000 397000 391000 965000 649000 3000 89000 141000 882000 318000 941000 205000 1464000 12475000 1430000 31887000 5793000 51585000 The Company’s recorded investment in loans related to the balance in the allowance for loan losses on the basis of the Company’s impairment methodology is as follows (in thousands). Purchased credit impaired loans of $7,773,000, $859,000 and $251,000 at March 31, 2020 and 2019, and December 31, 2019, respectively, are included in loans individually evaluated for impairment. <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 100%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 58%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2020 </div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans individually evaluated for impairment </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">5,620 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,128 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">32,156 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">322 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">39,226 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans collectively evaluated for impairment </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">863,830 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">98,454 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,217,093 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">420,786 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,600,163 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 869,450 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 99,582 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,249,249 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">421,108 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 4,639,389 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2019 </div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans individually evaluated for impairment </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">8,897 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">831 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">18,254 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">526 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">28,508 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans collectively evaluated for impairment </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">817,989 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">90,505 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,665,953 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">386,205 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,960,652 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 826,886 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 91,336 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 2,684,207 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 386,731 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,989,160 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">December 31, 2019 </div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans individually evaluated for impairment </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,093 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,376 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">19,787 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">326 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">24,582 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans collectively evaluated for impairment </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">853,233 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">102,264 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">2,803,585 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">411,305 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,170,387 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 856,326 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 103,640 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 2,823,372 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 411,631 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,194,969 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px;"/> 7773000 859000 251000 5620000 1128000 32156000 322000 39226000 863830000 98454000 3217093000 420786000 4600163000 869450000 99582000 3249249000 421108000 4639389000 8897000 831000 18254000 526000 28508000 817989000 90505000 2665953000 386205000 3960652000 826886000 91336000 2684207000 386731000 3989160000 3093000 1376000 19787000 326000 24582000 853233000 102264000 2803585000 411305000 4170387000 856326000 103640000 2823372000 411631000 4194969000 <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The Company’s loans that were modified and considered troubled debt restructurings are as follows (in thousands): </div></div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 100%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 54%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="10" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Three Months Ended March 31, 2020 </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="10" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Three Months Ended March 31, 2019 </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Number </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">Pre- </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Modification<br/>Recorded<br/>Investment </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Post-<br/>Modification<br/>Recorded<br/>Investment </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Number </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">Pre- </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Modification<br/>Recorded<br/>Investment </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Post-<br/>Modification<br/>Recorded<br/>Investment </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">5 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">288 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">288 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">157 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">157 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">134 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">134 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">8 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">367 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">367 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">649 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">649 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">14</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">14</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">7 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">436 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">436 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">13 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,173 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,173 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px;"/> 5 288000 288000 1 157000 157000 1 134000 134000 8 367000 367000 4 649000 649000 1 14000 14000 7 436000 436000 13 1173000 1173000 <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The balances below provide information as to how the loans were modified as troubled debt restructured loans (in thousands): </div></div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 100%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 57%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 4%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="10" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Three Months Ended March 31, 2020 </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="10" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Three Months Ended March 31, 2019 </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Adjusted<br/>Interest<br/>Rate </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Extended<br/>Maturity </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Combined<br/>Rate and<br/>Maturity </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Adjusted<br/>Interest<br/>Rate </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Extended<br/>Maturity </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Combined<br/>Rate and<br/>Maturity </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">260</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">28</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">157</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Agricultural </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">134</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">102</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">265</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Real Estate </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">201</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">448</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Consumer </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">14</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">408</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">28</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">460</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">713</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px;"/> 260000 28000 157000 134000 102000 265000 201000 448000 14000 408000 28000 460000 713000 P90D P90D 0 2717982000 446000000 <div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-weight: normal; margin-top: 18pt; margin-bottom: 0px;"><div style="font-weight:bold;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Note 4 - Loans Held for Sale </div></div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The Company originates certain mortgage loans for sale in the secondary market. The mortgage loan sales contracts contain indemnification clauses should the loans default, generally in the first three to six months, or if documentation is determined not to be in compliance with regulations. The Company’s historic losses as a result of these indemnities have been insignificant. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans held for sale totaled $42,034,000, $14,446,000 and $28,228,000 at March 31, 2020 and 2019, and December 31, 2019, respectively. At March 31, 2020 and 2019, and December 31, 2019, $2,375,000, </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">$2,439,000 and $5,152,000 are valued at the lower of cost or fair value, and the remaining amounts were valued under the fair value option. The change to the fair value option for loans held for sale was effective at June 30, 2018 and was done in conjunction with the Company’s move to mandatory delivery in the secondary market and the purchase of forward mortgage-backed securities to manage the changes in fair value (see note 5 for additional information). </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">These loans, which are sold on a servicing released basis, are valued using a market approach by utilizing either: (i) the fair value of the securities backed by similar mortgage loans, adjusted for certain factors to approximate the fair value of a whole mortgage loan, including the value attributable to mortgage servicing and credit risk, (ii) current commitments to purchase loans or (iii) recent observable market trades for similar loans, adjusted for credit risk and other individual loan characteristics. As these prices are derived from market observable inputs, the Company classifies these valuations as Level 2 in the fair value disclosures (see note 10). Interest income on mortgage loans held for sale is recognized based on the contractual rates and reflected in interest income on loans in the consolidated statements of earnings. The Company has no continuing ownership in any residential mortgage loans sold. </div></div> 42034000 14446000 28228000 2375000 2439000 5152000 <div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-weight: normal; margin-top: 18pt; margin-bottom: 0px;"><div style="font-weight:bold;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Note 5 - Derivative Financial Instruments </div></div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The Company enters into interest rate lock commitments (“IRLCs”) with customers to originate residential mortgage loans at a specific interest rate that are ultimately sold in the secondary market. These commitments, which contain fixed expiration dates, offer the borrower an interest rate guarantee provided the loan meets underwriting guidelines and closes within the timeframe established by the Company. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Beginning in the second quarter of 2018, the Company purchased forward mortgage-backed securities contracts to manage the changes in fair value associated with changes in interest rates related to a portion of the IRLCs. These instruments are typically entered into at the time the IRLC is made. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">These financial instruments are not designated as hedging instruments and are used for asset and liability management needs. All derivatives are carried at fair value in either other assets or other liabilities. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The fair values of IRLCs are based on current secondary market prices for underlying loans and estimated servicing value with similar coupons, maturity and credit quality, subject to the anticipated loan funding probability (pull-through rate). The fair value of IRLCs is subject to change primarily due to changes in interest rates and the estimated pull-through rate. These commitments are classified as Level 2 in the fair value disclosures (see note 10), as the valuations are based on observable market inputs. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Forward mortgage-backed securities contracts are exchange-traded or traded within highly active dealer markets. In order to determine the fair value of these instruments, the Company utilizes the exchange price or dealer market price for the particular derivative contract and these instruments are therefore classified as Level 2 in the fair value disclosures (see note 10). The estimated fair values are subject to change primarily due to changes in interest rates. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The following table provides the outstanding notional balances and fair values of outstanding derivative positions (dollars in thousands): </div></div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 84%; font-size: 8pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 69%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 6%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 6%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 6%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-weight:bold;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2020: </div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Outstanding </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Notional </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Balance </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Asset </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Derivative </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Liability </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Derivative </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">IRLCs </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 184,747 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 296 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Forward mortgage-backed securities trades </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">198,000 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,200 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/> <table border="0" cellpadding="0" cellspacing="0" style="width: 84%; font-size: 8pt; margin-right: auto; margin-left: auto; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 70%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 6%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 6%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 6%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-weight:bold;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2019: </div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Outstanding </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Notional </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Balance </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Asset </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Derivative </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Liability </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Derivative </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">IRLCs </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 60,679 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 1,299 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Forward mortgage-backed securities trades </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">64,500 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">301 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-weight:bold;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">December 31, 2019: </div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Outstanding </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Notional </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Balance </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Asset </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Derivative </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Liability </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Derivative </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">IRLCs </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 47,415 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">886 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Forward mortgage-backed securities trades </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">78,500 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">152 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The following table provides the outstanding notional balances and fair values of outstanding derivative positions (dollars in thousands): </div></div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 84%; font-size: 8pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 69%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 6%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 6%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 6%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-weight:bold;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2020: </div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Outstanding </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Notional </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Balance </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Asset </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Derivative </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Liability </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Derivative </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">IRLCs </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 184,747 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 296 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Forward mortgage-backed securities trades </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">198,000 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,200 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/> <table border="0" cellpadding="0" cellspacing="0" style="width: 84%; font-size: 8pt; margin-right: auto; margin-left: auto; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 70%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 6%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 6%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 6%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-weight:bold;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2019: </div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Outstanding </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Notional </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Balance </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Asset </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Derivative </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Liability </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Derivative </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">IRLCs </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 60,679 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 1,299 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Forward mortgage-backed securities trades </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">64,500 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">301 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-weight:bold;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">December 31, 2019: </div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Outstanding </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Notional </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Balance </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Asset </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Derivative </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Liability </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Derivative </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">IRLCs </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 47,415 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">886 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Forward mortgage-backed securities trades </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">78,500 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">152 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/> 184747000 296000 198000000 3200000 60679000 1299000 64500000 301000 47415000 886000 78500000 152000 <div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-weight: normal; margin-top: 18pt; margin-bottom: 0px;"><div style="font-weight:bold;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Note 6 – Borrowings </div></div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Borrowings consisted of the following (dollars in thousands): </div></div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 84%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 67%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 5%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 5%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 5%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">December 31, </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">2020 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">2019 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">2019 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Securities sold under agreements with customers to repurchase </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 410,146 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 378,161 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">375,106 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Federal funds purchased </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,725 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,550 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">6,250 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Advances from Federal Home Loan Bank of Dallas </div></div></td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">446,000</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 857,871 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 382,711 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">381,356 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">Securities sold under repurchase agreements are generally with significant customers of the Company that require short-term liquidity for their funds for which the Company pledges certain securities that have a fair value equal to at least the amount of the borrowings. The agreements mature daily and therefore the risk arising from a decline in the fair value of the collateral pledged is minimal. The securities pledged are mortgage-backed securities. These agreements do not include “right of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">set-off”</div> provisions and therefore the Company does not offset such agreements for financial reporting purposes.</div> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Borrowings consisted of the following (dollars in thousands): </div></div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 84%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 67%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 5%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 5%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 5%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">December 31, </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">2020 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">2019 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">2019 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Securities sold under agreements with customers to repurchase </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 410,146 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 378,161 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">375,106 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Federal funds purchased </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,725 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,550 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">6,250 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Advances from Federal Home Loan Bank of Dallas </div></div></td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">446,000</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 857,871 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 382,711 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">381,356 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/> 410146000 378161000 375106000 1725000 4550000 6250000 446000000 857871000 382711000 381356000 <div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-weight: normal; margin-top: 18pt; margin-bottom: 0px;"><div style="font-weight:bold;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Note 7 - Income Taxes </div></div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Income tax expense was $7,234,000 for the first quarter of 2020 as compared to $7,367,000 for the same period in 2019. The Company’s effective tax rates on pretax income were 16.27% and 16.15% for the first quarters of 2020 and 2019, respectively. The effective tax rates differ from the statutory federal tax rate of 21% primarily due to tax exempt interest income earned on certain investment securities and loans, the deductibility of dividends paid to our employee stock ownership plan and excess tax benefits related to our directors’ deferred compensation plan. </div></div> 7234000 7367000 0.1627 0.1615 0.21 <div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-weight: normal; margin-top: 18pt; margin-bottom: 0px;"><div style="font-weight:bold;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Note 8 - Stock Option Plan and Restricted Stock Plan </div></div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The Company grants incentive stock options for a fixed number of shares with an exercise price equal to the fair value of the shares at the date of grant to employees. On June 26, 2019, the Company granted 398,850 incentive stock options with an exercise price of $29.70 per share. The fair value of the options was $7.31 per share and was estimated using the Black-Scholes options pricing model with the following weighted average assumptions: risk free interest rate of 1.83%; expected dividend yield of 1.62%; expected life of 6.64 years; and expected volatility of 26.69%. On January 28, 2020, the Company granted 11,250 incentive stock options with an exercise price of $34.55 per share. Other stock option disclosures for this grant have not been provided due to insignificance. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The Company recorded stock option expense totaling $341,000 and $312,000 for the three-month periods ended March 31, 2020 and 2019, respectively. The additional disclosure requirements under authoritative accounting guidance have been omitted due to the amounts being insignificant. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">On April 24, 2018, upon <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">re-election</div> of nine of the existing directors, 21,420 restricted shares with a total value of $540,000 were granted to these <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">non-employee</div> directors and were expensed over the period from grant date to April 23, 2019, the date of the next annual shareholders’ meeting at which the directors’ term expired. On April 23, 2019, upon <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">re-election</div> of nine of the existing directors and two new directors, 21,714 restricted shares with a total value of $660,000 were granted to these <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">non-employee</div> directors and will be expensed over the period from the grant date to April 28, 2020, the Company’s next annual shareholders’ meeting at which the directors’ term expires. On January 28, 2020, upon the election of a new director, 434 restricted shares with a total value of $15,000 were granted to this <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">non-employee</div> director and will be expensed over the period from the grant date to April 28, 2020, the Company’s next annual shareholders’ meeting at which the director term expires. The Company recorded director expense related to these restricted share grants of $175,000 and $135,000 for the three-month periods ended March 31, 2020 and 2019, respectively.</div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">On October 25, 2016, the Company granted 30,810 restricted stock shares with a total value of $560,000 to certain officers that are being expensed over the vesting period of three years. On October 24, 2017, the Company granted 28,382 restricted shares with a total value of $655,000 to certain officers that are being expensed over the vesting period of <span style="-sec-ix-hidden:hidden12603564">one</span> to three years. On October 23, 2018, the Company granted 52,042 restricted shares with a total value of $1,440,000 to certain officers that are being expensed over a <span style="-sec-ix-hidden:hidden12603556">three</span>-year vesting period. On June 26, 2019, the Company granted 23,428 restricted shares with a total value of $695,000 to certain officers that are being expensed over the vesting period of three years. On October 22, 2019, the Company granted 22,188 restricted shares with a total value of $785,000 to certain officers that will be expensed over a <span style="-sec-ix-hidden:hidden12603546">three</span>-year vesting period. On January 28, 2020, the Company granted 2,979 restricted shares with a total value of $103,000 to certain officers that will be expensed over a <span style="-sec-ix-hidden:hidden12603534">three</span>-year vesting period. The Company recorded restricted stock expense for officers of $275,000 and $205,000 for the three-month periods ended March 31, 2020 and 2019, respectively. </div></div> 398850 29.70 7.31 Black-Scholes options pricing model 0.0183 0.0162 P6Y7M20D 0.2669 11250 34.55 341000 312000 21420 540000 21714 660000 434 15000 175000 135000 30810 560000 P3Y 28382 655000 P3Y 52042 1440000 23428 695000 P3Y 22188 785000 2979 103000 275000 205000 <div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-weight: normal; margin-top: 18pt; margin-bottom: 0px;"><div style="font-weight:bold;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Note 9 - Pension Plan </div></div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The Company had a defined benefit pension plan that was frozen effective January 1, 2004, whereby no new participants were added to the Plan and no additional years of service accrued to participants. The pension plan covered substantially all of the Company’s employees at the time. The benefits for each employee were based on years of service and a percentage of the employee’s qualifying compensation during the final years of employment. The Company’s funding policy was to contribute annually the amount necessary to satisfy the Internal Revenue Service’s funding standards. Contributions to the pension plan, prior to freezing the plan, were intended to provide not only for benefits attributed to service to date but also for those expected to be earned in the future. The Company made no contribution to the plan in 2020 or 2019. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">In December 2018, due to the rising interest rate environment, the Company determined it was in the best interest of its shareholders to work toward terminating its pension obligation. The Company annuitized approximately 53% of the pension benefit obligation at that time and recorded a loss on settlement totaling $1,546,000 for the year ended December 31, 2018. In 2019, the Company continued to take steps to completely settle and terminate its remaining pension obligation and recorded loss associated with the final termination of $2,673,000. The loss incurred included unrealized loss previously recorded in other comprehensive income and refunding to remaining participants for funding balance overages offset by a gain on hedging instrument entered into to minimize interest rate movement during the termination period. At December 31, 2019, all balances in the pension plan were zero and the Company’s obligation has been extinguished. For the three-month ended March 31, 2019, the Company recorded pension related expense totaling $923,000. </div></div> 0 0 0.53 1546000 2673000 923000000 <div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-weight: normal; margin-top: 18pt; margin-bottom: 0px;"><div style="font-weight:bold;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Note 10 - Fair Value Disclosures </div></div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The authoritative accounting guidance for fair value measurements defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. A fair value measurement assumes that the transaction to sell the asset or transfer the </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">liability occurs in the principal market for the asset or liability or, in the absence of a principal market, the most advantageous market for the asset or liability. The price in the principal (or most advantageous) market used to measure the fair value of the asset or liability shall not be adjusted for transaction costs. An orderly transaction is a transaction that assumes exposure to the market for a period prior to the measurement date to allow for marketing activities that are usual and customary for transactions involving such assets and liabilities; it is not a forced transaction. Market participants are buyers and sellers in the principal market that are (i) independent, (ii) knowledgeable, (iii) able to transact, and (iv) willing to transact. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The authoritative accounting guidance requires the use of valuation techniques that are consistent with the market approach, the income approach and/or the cost approach. The market approach uses prices and other relevant information generated by market transactions involving identical or comparable assets and liabilities. The income approach uses valuation techniques to convert future amounts, such as cash flows or earnings, to a single present amount on a discounted basis. The cost approach is based on the amount that currently would be required to replace the service capacity of an asset (replacement costs). Valuation techniques should be consistently applied. Inputs to valuation techniques refer to the assumptions that market participants would use in pricing the asset or liability. Inputs may be observable, meaning those that reflect the assumptions market participants would use in pricing the asset or liability developed based on market data obtained from independent sources, or unobservable, meaning those that reflect the reporting entity’s own assumptions about the assumptions market participants would use in pricing the asset or liability developed based on the best information available in the circumstances. In that regard, the authoritative guidance establishes a fair value hierarchy for valuation inputs that gives the highest priority to quoted prices in active markets for identical assets or liabilities and the lowest priority to unobservable inputs. The fair value hierarchy is as follows: </div></div><div style="margin-top: 6pt; margin-bottom: 0px;"/> <table border="0" cellpadding="0" cellspacing="0" style="border: 0px currentcolor; width: 100%; text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; border-collapse: collapse; border-spacing: 0px; table-layout: fixed;"> <tr style="page-break-inside: avoid;"> <td style="width: 5%; text-align: left;"> </td> <td style="width: 3%; vertical-align: top;">•</td> <td style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Level 1 Inputs – Unadjusted quoted prices in active markets for identical assets or liabilities that the reporting entity has the ability to access at the measurement date.</td></tr></table><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px; background: none;"/><div style="margin-top: 6pt; margin-bottom: 0px;"/> <table border="0" cellpadding="0" cellspacing="0" style="border: 0px currentcolor; width: 100%; text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; border-collapse: collapse; border-spacing: 0px; table-layout: fixed;"> <tr style="page-break-inside: avoid;"> <td style="width: 5%; text-align: left;"> </td> <td style="width: 3%; vertical-align: top;">•</td> <td style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Level 2 Inputs – Inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. These include quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, inputs other than quoted prices that are observable for the asset or liability (for example, interest rates, volatilities, prepayment speeds, loss severities, credit risks and default rates) or inputs that are derived principally from or corroborated by observable market data by correlation or other means.</td></tr></table><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px; background: none;"/><div style="margin-top: 6pt; margin-bottom: 0px;"/> <table border="0" cellpadding="0" cellspacing="0" style="border: 0px currentcolor; width: 100%; text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; border-collapse: collapse; border-spacing: 0px; table-layout: fixed;"> <tr style="page-break-inside: avoid;"> <td style="width: 5%; text-align: left;"> </td> <td style="width: 3%; vertical-align: top;">•</td> <td style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Level 3 Inputs – Significant unobservable inputs that reflect an entity’s own assumptions that market participants would use in pricing the assets or liabilities.</td></tr></table><div style="clear: both; max-height: 0px;"/><div style="clear: both; max-height: 0px; background: none;"/><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">A description of the valuation methodologies used for assets and liabilities measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">In general, fair value is based upon quoted market prices, where available. If such quoted market prices are not available, fair value is based upon internally developed models that primarily use, as inputs, observable market-based parameters. Valuation adjustments may be made to ensure that financial instruments are recorded at fair value. While management believes the Company’s valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">Securities classified as <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">available-for-sale</div> and trading are reported at fair value utilizing Level 1 and Level 2 inputs. For these securities, the Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include market spreads, cash flows, the United States Treasury yield curve, live trading levels, trade execution data, dealer quotes, market consensus prepayments speeds, credit information and the security’s terms and conditions, among other items.</div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">See notes 4 and 5 related to the determination of fair value for loans <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">held-for-sale,</div> IRLCs and forward mortgage-backed securities trades.</div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">There were no transfers between Level 1 and Level 2 or Level 2 and Level 3 during the three months ended March 31, 2020 and 2019, and the year ended December 31, 2019. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">The following table summarizes the Company’s <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">available-for-sale</div> securities which are measured at fair value on a recurring basis, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value (dollars in thousands):</div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 92%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 64%; padding: 0px;"/> <td style="width: 3%; padding: 0px;"/> <td style="padding: 0px;"/> <td style="padding: 0px;"/> <td style="padding: 0px;"/> <td style="width: 3%; padding: 0px;"/> <td style="padding: 0px;"/> <td style="padding: 0px;"/> <td style="padding: 0px;"/> <td style="width: 3%; padding: 0px;"/> <td style="padding: 0px;"/> <td style="padding: 0px;"/> <td style="padding: 0px;"/> <td style="width: 3%; padding: 0px;"/> <td style="padding: 0px;"/> <td style="padding: 0px;"/> <td style="padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td colspan="16" style="text-align: left; vertical-align: bottom; white-space: nowrap;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-weight:bold;display:inline;">March 31, 2020 </div></div></td> <td style="font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 1 </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Inputs </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 2 </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Inputs </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 3 </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Inputs </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total Fair </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td colspan="16" style="padding: 0px; vertical-align: top;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">Available-for-sale</div> investment securities:</div></td> <td style="font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">U.S. Treasury securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">10,113</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">10,113</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Obligations of states and political subdivisions </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,807,671 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,807,671 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Corporate bonds </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">220 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">220 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Residential mortgage-backed securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,679,980 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,679,980 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial mortgage-backed securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">604,554 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">604,554 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Other securities </div></div></td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,531 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,531 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">14,644 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,092,425 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 4,107,069 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Loans <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">held-for-sale </div></div></td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">39,659 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">39,659 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">IRLCs </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">296 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">296 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Forward mortgage-backed securities trades </div></div></td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> (3,200</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> (3,200</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td colspan="16" style="height: 24px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 24px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td colspan="16" style="text-align: left; vertical-align: bottom; white-space: nowrap;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-weight:bold;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2019 </div></div></div></td> <td style="font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 1 </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Inputs </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 2 </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Inputs </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 3 </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Inputs </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total Fair </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td colspan="16" style="padding: 0px; vertical-align: top;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">Available-for-sale</div> investment securities:</div></td> <td style="font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">U.S. Treasury securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">9,991 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">9,991 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Obligations of states and political subdivisions </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,239,730 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,239,730 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Corporate bonds </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">456 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">456 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Residential mortgage-backed securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,516,288 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,516,288 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial mortgage-backed securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">441,944 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">441,944 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Other securities </div></div></td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,403 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,403 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 14,394 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,198,418 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 3,212,812 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Loans <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">held-for-sale </div></div></td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">12,007 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">12,007 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">IRLCs </div></div></td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,299 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,299 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Forward mortgage-backed securities trades </div></div></td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> (301</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> (301</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/> <table border="0" cellpadding="0" cellspacing="0" style="width: 92%; font-size: 10pt; margin-right: auto; margin-left: auto; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 64%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-weight:bold;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">December 31, 2019 </div></div></div></td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="padding-right: 2pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"><div style="font-weight:bold;display:inline;"> </div></td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="padding-right: 2pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"><div style="font-weight:bold;display:inline;"> </div></td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="padding-right: 2pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"><div style="font-weight:bold;display:inline;"> </div></td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="padding-right: 2pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"><div style="font-weight:bold;display:inline;"> </div></td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 1 </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Inputs </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 2 </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Inputs </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 3 </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Inputs </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total Fair </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td colspan="16" style="padding: 0px; vertical-align: top;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">Available-for-sale</div> investment securities:</div></td> <td style="font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">U.S. Treasury securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 10,019 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$<div style="display:inline;"> </div></td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">10,019 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Obligations of states and political subdivisions </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,288,983 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,288,983 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Corporate bonds </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">230 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">230 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Residential mortgage-backed securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,608,863 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,608,863 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial mortgage-backed securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">500,744 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">500,744 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Other securities </div></div></td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,478 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,478 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">14,497 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,398,820</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,413,317</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Loans <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">held-for-sale </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">23,076 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">23,076 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">IRLCs </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">886 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">886 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Forward mortgage-backed securities trades </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> (152</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> (152</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Certain financial assets and financial liabilities are measured at fair value on a nonrecurring basis, that is, the instruments are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment). Impaired loans are reported at the fair value of the underlying collateral less selling costs if repayment is expected solely from the collateral. Collateral values are estimated using Level 2 inputs based on observable market data. At March 31, 2020, impaired loans with a carrying value of $28,106,000 were reduced by specific valuation reserves totaling $3,386,000 resulting in a net fair value of $24,720,000. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">Certain <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">non-financial</div> assets and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">non-financial</div> liabilities measured at fair value on a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">non-recurring</div> basis include other real estate owned, goodwill and other intangible assets and other <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">non-financial</div> long-lived assets. <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">Non-financial</div> assets measured at fair value on a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">non-recurring</div> basis during the three months ended March 31, 2020 and 2019 include other real estate owned which, subsequent to their initial transfer to other real estate owned from loans, were <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">re-measured</div> at fair value through a write-down included in gain (loss) on sale of foreclosed assets. During the reported periods, all fair value measurements for foreclosed assets utilized Level 2 inputs based on observable market data, generally third-party appraisals, or Level 3 inputs based on customized discounting criteria. These appraisals are evaluated individually and discounted as necessary due to the age of the appraisal, lack of comparable sales, expected holding periods of property or special use type of the property. Such discounts vary by appraisal based on the above factors but generally range from 5% to 25% of the appraised value. <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">Re-evaluation</div> of other real estate owned is performed at least annually as required by regulatory guidelines or more often if particular circumstances arise. There were no other real estate owned properties that were <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">re-measured</div> subsequent to their initial transfer to other real estate owned during the three months ended March 31, 2020 and 2019.</div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">At March 31, 2020 and 2019, and December 31, 2019, other real estate owned totaled $982,000, $612,000 and $982,000, respectively. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The Company is required under current authoritative accounting guidance to disclose the estimated fair value of their financial instrument assets and liabilities including those subject to the requirements discussed above. For the Company, as for most financial institutions, substantially all of its assets and liabilities are considered financial instruments. Many of the Company’s financial instruments, however, lack an available trading market as characterized by a willing buyer and willing seller engaging in an exchange transaction. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The estimated fair value amounts of financial instruments have been determined by the Company using available market information and appropriate valuation methodologies. However, considerable judgment is required to interpret data to develop the estimates of fair value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts the Company could realize in a current market exchange. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">In addition, reasonable comparability between financial institutions may not be likely due to the wide range of permitted valuation techniques and numerous estimates that must be made given the absence of active secondary markets for many of the financial instruments. This lack of uniform valuation methodologies also introduces a greater degree of subjectivity to these estimated fair values. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Cash and due from banks, federal funds sold, interest-bearing deposits and time deposits in banks and accrued interest receivable and payable are liquid in nature and considered Levels 1 or 2 of the fair value hierarchy. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Financial instruments with stated maturities have been valued using a present value discounted cash flow with a discount rate approximating current market for similar assets and liabilities and are considered Levels 2 and 3 of the fair value hierarchy. Financial instrument liabilities with no stated maturities have an estimated fair value equal to both the amount payable on demand and the carrying value and are considered Level 1 of the fair value hierarchy. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">The carrying value and the estimated fair value of the Company’s contractual <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">off-balance-sheet</div> unfunded lines of credit, loan commitments and letters of credit, which are generally priced at market at the time of funding, are not material.</div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The estimated fair values and carrying values of all financial instruments under current authoritative guidance were as follows (in thousands). </div></div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 100%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 38%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 10pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="14" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 10pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">December 31, </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="text-align: center; vertical-align: bottom; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"/></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; display: inline-block; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">2020 </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">2019 </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">2019 </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Carrying<br/>Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Estimated<br/>Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Carrying<br/>Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Estimated<br/>Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Carrying<br/>Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Estimated<br/>Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair Value<br/>Hierarchy </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Cash and due from banks </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">191,486 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">191,486 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">176,278 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">176,278 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">231,534 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">231,534 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: center; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 1 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Federal Funds Sold </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">12,825</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">12,825</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,150 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,150 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: center; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 1 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Interest-bearing deposits in banks </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">76,378 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">76,378 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">197,758 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">197,758 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">47,920 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">47,920 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: center; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 1 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Interest-bearing time deposits in banks </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,458 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,458 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: center; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 2 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">Available-for-sale</div> securities</div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,107,069 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,107,069 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,212,812 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,212,812 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,413,317 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,413,317 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: center; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Levels 1 and 2 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans held for investment </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,639,389 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,619,017 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,989,160 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,973,329 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,194,969</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,209,826</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: center; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 3 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans held for sale </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">42,034 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">41,953 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">14,446 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">14,512 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">28,228</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">28,343</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: center; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 2 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Accrued interest receivable </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">34,329 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">34,329 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">29,372 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">29,372 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">36,894 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">36,894 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: center; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 2 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Deposits with stated maturities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">465,808 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">467,804 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">441,393 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">441,433 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">420,013 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">421,397 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: center; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 2 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Deposits with no stated maturities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">6,744,658 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">6,744,658 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">5,909,348 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">5,909,348 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">6,183,793 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">6,183,793 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: center; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 1 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Borrowings </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">857,871 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">857,871 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">382,711 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">382,711 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">381,356 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">381,356 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: center; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 2 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Accrued interest payable </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">783 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">783 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">575 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">575 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">628 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">628 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: center; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 2 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">IRLCs </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">296 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">296 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,299 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,299 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">886 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">886 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: center; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 2 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Forward mortgage-backed securities trades </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,200 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,200 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">301 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">301 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">152 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">152 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: center; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 2 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr></table> 0 0 0 <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;">The following table summarizes the Company’s <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">available-for-sale</div> securities which are measured at fair value on a recurring basis, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value (dollars in thousands):</div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 92%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 64%; padding: 0px;"/> <td style="width: 3%; padding: 0px;"/> <td style="padding: 0px;"/> <td style="padding: 0px;"/> <td style="padding: 0px;"/> <td style="width: 3%; padding: 0px;"/> <td style="padding: 0px;"/> <td style="padding: 0px;"/> <td style="padding: 0px;"/> <td style="width: 3%; padding: 0px;"/> <td style="padding: 0px;"/> <td style="padding: 0px;"/> <td style="padding: 0px;"/> <td style="width: 3%; padding: 0px;"/> <td style="padding: 0px;"/> <td style="padding: 0px;"/> <td style="padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td colspan="16" style="text-align: left; vertical-align: bottom; white-space: nowrap;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-weight:bold;display:inline;">March 31, 2020 </div></div></td> <td style="font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 1 </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Inputs </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 2 </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Inputs </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 3 </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Inputs </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total Fair </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td colspan="16" style="padding: 0px; vertical-align: top;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">Available-for-sale</div> investment securities:</div></td> <td style="font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">U.S. Treasury securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">10,113</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">10,113</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Obligations of states and political subdivisions </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,807,671 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,807,671 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Corporate bonds </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">220 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">220 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Residential mortgage-backed securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,679,980 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,679,980 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial mortgage-backed securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">604,554 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">604,554 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Other securities </div></div></td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,531 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,531 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">14,644 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,092,425 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 4,107,069 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Loans <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">held-for-sale </div></div></td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">39,659 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">39,659 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">IRLCs </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">296 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">296 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Forward mortgage-backed securities trades </div></div></td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> (3,200</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> (3,200</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td colspan="16" style="height: 24px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 24px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td colspan="16" style="text-align: left; vertical-align: bottom; white-space: nowrap;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-weight:bold;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, 2019 </div></div></div></td> <td style="font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 1 </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Inputs </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 2 </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Inputs </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 3 </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Inputs </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total Fair </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td colspan="16" style="padding: 0px; vertical-align: top;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">Available-for-sale</div> investment securities:</div></td> <td style="font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">U.S. Treasury securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">9,991 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">9,991 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Obligations of states and political subdivisions </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,239,730 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,239,730 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Corporate bonds </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">456 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">456 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Residential mortgage-backed securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,516,288 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,516,288 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial mortgage-backed securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">441,944 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">441,944 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Other securities </div></div></td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,403 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,403 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 14,394 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,198,418 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 3,212,812 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Loans <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">held-for-sale </div></div></td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">12,007 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">12,007 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">IRLCs </div></div></td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,299 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,299 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Forward mortgage-backed securities trades </div></div></td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> (301</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> (301</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/> <table border="0" cellpadding="0" cellspacing="0" style="width: 92%; font-size: 10pt; margin-right: auto; margin-left: auto; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 64%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 3%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="text-align: left; vertical-align: bottom; white-space: nowrap;"><div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"><div style="font-weight:bold;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">December 31, 2019 </div></div></div></td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="padding-right: 2pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"><div style="font-weight:bold;display:inline;"> </div></td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="padding-right: 2pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"><div style="font-weight:bold;display:inline;"> </div></td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="padding-right: 2pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"><div style="font-weight:bold;display:inline;"> </div></td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="padding-right: 2pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"><div style="font-weight:bold;display:inline;"> </div></td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 1 </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Inputs </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 2 </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Inputs </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 3 </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Inputs </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Total Fair </div></div><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td colspan="16" style="padding: 0px; vertical-align: top;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">Available-for-sale</div> investment securities:</div></td> <td style="font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">U.S. Treasury securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 10,019 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$<div style="display:inline;"> </div></td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">10,019 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Obligations of states and political subdivisions </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,288,983 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,288,983 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Corporate bonds </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">230 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">230 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Residential mortgage-backed securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,608,863 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,608,863 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Commercial mortgage-backed securities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">500,744 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">500,744 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Other securities </div></div></td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,478 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,478 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">14,497 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,398,820</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,413,317</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 16px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Loans <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">held-for-sale </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">23,076 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">23,076 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">IRLCs </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">886 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">886 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Forward mortgage-backed securities trades </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> (152</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> —  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> (152</div></div></td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; white-space: nowrap;">)</td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/> 10113000 10113000 1807671000 1807671000 220000 220000 1679980000 1679980000 604554000 604554000 4531000 4531000 14644000 4092425000 4107069000 39659000 39659000 296000 296000 -3200000 -3200000 9991000 9991000 1239730000 1239730000 456000 456000 1516288000 1516288000 441944000 441944000 4403000 4403000 14394000 3198418000 3212812000 12007000 12007000 1299000 1299000 -301000 -301000 10019000 10019000 1288983000 1288983000 230000 230000 1608863000 1608863000 500744000 500744000 4478000 4478000 14497000 3398820000 3413317000 23076000 23076000 886000 886000 -152000 -152000 28106000 3386000 24720000 5 25 982000 612000 982000 <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The estimated fair values and carrying values of all financial instruments under current authoritative guidance were as follows (in thousands). </div></div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 100%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 38%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 2%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 10pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="14" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">March 31, </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 10pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">December 31, </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="text-align: center; vertical-align: bottom; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: inline-block; line-height: normal;"/></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; display: inline-block; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">2020 </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">2019 </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="6" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">2019 </div></div></td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 8pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; font-size: 8pt; padding-bottom: 0.5pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Carrying<br/>Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Estimated<br/>Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Carrying<br/>Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Estimated<br/>Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Carrying<br/>Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Estimated<br/>Fair Value </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td> <td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); font-size: 8pt;"><div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair Value<br/>Hierarchy </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; padding-bottom: 0.5pt; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Cash and due from banks </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">191,486 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">191,486 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">176,278 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">176,278 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">231,534 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">231,534 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: center; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 1 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Federal Funds Sold </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">12,825</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">12,825</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,150 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,150 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: center; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 1 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Interest-bearing deposits in banks </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">76,378 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">76,378 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">197,758 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">197,758 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">47,920 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">47,920 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: center; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 1 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Interest-bearing time deposits in banks </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,458 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,458 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">—  </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: center; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 2 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">Available-for-sale</div> securities</div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,107,069 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,107,069 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,212,812 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,212,812 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,413,317 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,413,317 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: center; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Levels 1 and 2 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans held for investment </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,639,389 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,619,017 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,989,160 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,973,329 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,194,969</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,209,826</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: center; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 3 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans held for sale </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">42,034 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">41,953 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">14,446 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">14,512 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">28,228</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">28,343</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: center; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 2 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Accrued interest receivable </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">34,329 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">34,329 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">29,372 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">29,372 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">36,894 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">36,894 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: center; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 2 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Deposits with stated maturities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">465,808 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">467,804 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">441,393 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">441,433 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">420,013 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">421,397 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: center; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 2 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Deposits with no stated maturities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">6,744,658 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">6,744,658 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">5,909,348 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">5,909,348 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">6,183,793 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">6,183,793 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: center; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 1 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Borrowings </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">857,871 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">857,871 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">382,711 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">382,711 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">381,356 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">381,356 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: center; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 2 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Accrued interest payable </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">783 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">783 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">575 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">575 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">628 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">628 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: center; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 2 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">IRLCs </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">296 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">296 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,299 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">1,299 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">886 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">886 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: center; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 2 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Forward mortgage-backed securities trades </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,200 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">3,200 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">301 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">301 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">152 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">152 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: center; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Level 2 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr></table> 191486000 191486000 176278000 176278000 231534000 231534000 12825000 12825000 3150000 3150000 76378000 76378000 197758000 197758000 47920000 47920000 1458000 1458000 4107069000 4107069000 3212812000 3212812000 3413317000 3413317000 4639389000 4619017000 3989160000 3973329000 4194969000 4209826000 42034000 41953000 14446000 14512000 28228000 28343000 34329000 34329000 29372000 29372000 36894000 36894000 465808000 467804000 441393000 441433000 420013000 421397000 6744658000 6744658000 5909348000 5909348000 6183793000 6183793000 857871000 857871000 382711000 382711000 381356000 381356000 783000 783000 575000 575000 628000 628000 296000 296000 1299000 1299000 886000 886000 3200000 3200000 301000 301000 152000 152000 <div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-weight: normal; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-weight:bold;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Note 11 – Acquisition </div></div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">On September 19, 2019, we entered into an agreement and plan of reorganization to acquire TB&amp;T Bancshares, Inc. and its wholly owned bank subsidiary, The Bank &amp; Trust of Bryan/College Station, Texas. On January 1, 2020, the transaction was completed. Pursuant to the agreement, we issued 6,275,574 shares of the Company’s common stock in exchange for all of the outstanding shares of TB&amp;T Bancshares, Inc. In addition, TBT Bancshares, Inc. made a $1,920,000 special dividend to its shareholders prior to closing of the transaction. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">At closing, TB&amp;T Bancshares, Inc. was merged into the Company and The Bank &amp; Trust of Bryan/College Station, Texas, was merged into First Financial Bank, National Association, Abilene, Texas, a wholly owned subsidiary of the Company. The primary purpose of the acquisition was to expand the Company’s market share near the Houston market. Factors that contributed to a purchase price resulting in goodwill include their record of earnings, strong management and board of directors, strong local economic environment and opportunity for growth. The results of operations from this acquisition are included in the consolidated earnings of the Company commencing January 1, 2020. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The following table presents the amounts recorded on the consolidated balance sheet on the acquisition date (dollars in thousands): </div></div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 68%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 87%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 5%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair value of consideration paid: </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 4em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Common stock issued (6,275,574 shares) </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 220,273 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair value of identifiable assets acquired: </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 4em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Cash and cash equivalents </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">61,028 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 4em; line-height: normal;">Securities <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">available-for-sale </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">93,967 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 4em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">447,702 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 4em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Identifiable intangible assets </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,798 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 4em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Other assets </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">25,215 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 6em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total identifiable assets acquired </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">632,710</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair value of liabilities assumed: </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 4em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Deposits </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">548,383 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Other liabilities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">5,397 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total liabilities assumed </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">553,780</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair value of net identifiable assets acquired </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">78,930</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Goodwill resulting from acquisition </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 141,343 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/> <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Goodwill recorded in the acquisition was accounted for in accordance with the authoritative business combination guidance. Accordingly, goodwill will not be amortized but will be tested for impairment annually. The goodwill recorded is not deductible for federal income tax purposes. </div></div><div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The fair value of total loans acquired was $447,702,000 at acquisition compared to contractual amounts of $455,181,000. The fair value of purchased credit impaired loans at acquisition was $7,517,000 compared to contractual amounts of $10,061,000. Additional purchased credit impaired loan disclosures were omitted due to immateriality. All other acquired loans were considered performing loans. </div></div> 2019-09-19 6275574 1920000 <div style="text-align: left; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0px;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">The following table presents the amounts recorded on the consolidated balance sheet on the acquisition date (dollars in thousands): </div></div> <table border="0" cellpadding="0" cellspacing="0" style="margin: 12pt auto 0px; width: 68%; font-size: 10pt; border-collapse: separate; border-spacing: 0;"> <tr style="font-size: 0px;"> <td style="width: 87%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="width: 5%; font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/> <td style="font-family: &quot;Times New Roman&quot;; padding: 0px;"/></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair value of consideration paid: </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 4em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Common stock issued (6,275,574 shares) </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 220,273 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair value of identifiable assets acquired: </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 4em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Cash and cash equivalents </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">61,028 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 4em; line-height: normal;">Securities <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;;display:inline;">available-for-sale </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">93,967 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 4em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Loans </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">447,702 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 4em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Identifiable intangible assets </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">4,798 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 4em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Other assets </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">25,215 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 6em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total identifiable assets acquired </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">632,710</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair value of liabilities assumed: </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"/></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 4em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Deposits </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">548,383 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Other liabilities </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">5,397 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Total liabilities assumed </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">553,780</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid;"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Fair value of net identifiable assets acquired </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">78,930</div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 1px solid rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 0.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 1pt;"> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="height: 8px; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 10pt; page-break-inside: avoid; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; vertical-align: top; font-size: 10pt;"><div style="text-align: left; text-indent: -1em; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;">Goodwill resulting from acquisition </div></div></td> <td style="vertical-align: top; font-family: &quot;Times New Roman&quot;;"> </td> <td style="font-family: Times New Roman; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom;">$</td> <td style="text-align: right; vertical-align: bottom; font-size: 10pt;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;;display:inline;"> 141,343 </div></div></td> <td style="padding-right: 2pt; margin-top: 0pt; margin-bottom: 0pt; vertical-align: bottom; font-family: &quot;Times New Roman&quot;;"> </td></tr> <tr style="font-size: 0pt; page-break-inside: avoid;"> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="vertical-align: bottom; border-bottom: 3px double rgb(0, 0, 0); font-family: &quot;Times New Roman&quot;;"> </td> <td style="padding-right: 2pt; vertical-align: bottom; padding-bottom: 1.5px; font-family: &quot;Times New Roman&quot;;"> </td></tr></table><div style="clear: both; max-height: 0px;"/> 6275574 220273000 61028000 93967000 447702000 4798000 25215000 632710000 548383000 5397000 553780000 78930000 141343000 447702000 455181000 7517000 10061000 Troubled debt restructured loans of $4,733,000, $4,566,000 and $4,791,000, whose interest collection, after considering economic and business conditions and collection efforts, is doubtful are included in non-accrual loans at March 31, 2020 and 2019, and December 31, 2019, respectively. Includes $7,773,000, $859,000 and $251,000 of purchased credit impaired loans as of March 31, 2020 and 2019, and December 31, 2019, respectively. XML 44 R39.htm IDEA: XBRL DOCUMENT v3.20.1
Loans Held for Investment and Allowance for Credit Losses - Additional Information (Detail) - USD ($)
 3 Months Ended 12 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Dec. 31, 2019
Dec. 31, 2018
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Nonaccrual, past due 90 days or more and still accruing, restructured loans and foreclosed assets $ 40,444,000 $ 29,724,000 $ 25,770,000  
Additional funds advanced in connection with impaired loans 0      
Interest income recognized on impaired loans 0      
Interest income recognized on impaired loans     750,000  
Allowance for loan losses 60,440,000 51,585,000 52,499,000 $ 51,202,000
Loans individually evaluated for impairment $ 39,226,000 $ 28,508,000 24,582,000  
Default for purposes of this disclosure is a troubled debt restructured loan 90 days 90 days    
Commitments to lend additional funds to borrowers with loan that have been modified as TDRs $ 0      
Loans held by subsidiaries subject to blanket liens     2,717,982,000  
Advances from Federal Home Loan Bank of Dallas 446,000,000      
Purchased Credit Impaired Loans [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for loan losses 0 $ 0    
Loans individually evaluated for impairment $ 7,773,000 $ 859,000 $ 251,000  
XML 45 R35.htm IDEA: XBRL DOCUMENT v3.20.1
Loans Held for Investment and Allowance for Credit Losses - Loans Held-for-Investment by Class of Financing Receivables (Detail) - USD ($)
$ in Thousands
Mar. 31, 2020
Dec. 31, 2019
Mar. 31, 2019
Loans and Leases Receivable Disclosure [Line Items]      
Total $ 4,639,389 $ 4,194,969 $ 3,989,160
Commercial [Member]      
Loans and Leases Receivable Disclosure [Line Items]      
Total 869,450 856,326 826,886
Agriculture [Member]      
Loans and Leases Receivable Disclosure [Line Items]      
Total 99,582 103,640 91,336
Real Estate [Member]      
Loans and Leases Receivable Disclosure [Line Items]      
Total 3,249,249 2,823,372 2,684,207
Consumer [Member]      
Loans and Leases Receivable Disclosure [Line Items]      
Total $ 421,108 $ 411,631 $ 386,731
XML 46 R31.htm IDEA: XBRL DOCUMENT v3.20.1
Interest-bearing Time Deposits in Banks and Securities - Additional Information (Detail)
$ in Thousands
 3 Months Ended
Mar. 31, 2020
USD ($)
Investment
Mar. 31, 2019
USD ($)
Interest Bearing Time Deposits In Banks And Securities [Line Items]    
INTEREST-BEARING TIME DEPOSITS IN BANKS   $ 1,458
Number of investment positions | Investment 46  
Securities pledged as collateral $ 2,608,731  
Sales of investment securities available-for-sale 95,437 231
Gross realized gains from security sales 2,062,000 $ 4,000
Gross realized losses from security sales or calls $ 4,000  
Obligations of State and Political Subdivisions [Member] | Texas [Member]    
Interest Bearing Time Deposits In Banks And Securities [Line Items]    
Percentage of securities guaranteed by Texas Permanent School Fund 48.30%  
Obligations of State and Political Subdivisions [Member] | Texas [Member] | Available-for-Sale Securities [Member] | Geographic Concentration Risk [Member]    
Interest Bearing Time Deposits In Banks And Securities [Line Items]    
Concentration risk, percentage 86.82%  
XML 47 R12.htm IDEA: XBRL DOCUMENT v3.20.1
Loans Held for Investment and Allowance for Credit Losses
 3 Months Ended
Mar. 31, 2020
Receivables [Abstract]  
Loans Held for Investment and Allowance for Credit Losses
Note 3 – Loans Held for Investment and Allowance for Credit Losses
Loans
held-for-investment
by class of financing receivables are as follows (in thousands):
  
March 31,
   
December 31,
 
  
2020
   
2019
   
2019
 
Commercial
  $
869,450
    $
826,886
    $
856,326
 
Agricultural
   
99,582
     
91,336
     
103,640
 
Real Estate
   
3,249,249
     
2,684,207
     
2,823,372
 
Consumer
   
421,108
     
386,731
     
411,631
 
                         
Total
  $
  4,639,389
    $
  3,989,160
    $
  4,194,969
 
                         
The Company’s
non-accrual
loans, loans still accruing and past due 90 days or more and restructured loans are as follows (in thousands):
  
March 31,
   
December 31,
 
  
2020
   
2019
   
2019
 
Non-accrual
loans*
   $
39,226
    $
28,508
    $
24,582
 
Loans still accruing and past due 90 days or more
   
209
     
97
     
153
 
Troubled debt restructured loans**
   
26
     
472
     
26
 
                         
Total
  $
  39,461
    $
  29,077
    $
  24,761
 
                         
* Includes $7,773,000, $859,000 and $251,000 of purchased credit impaired loans as of March 31, 2020 and 2019, and December 31, 2019, respectively.
** Troubled debt restructured loans of $4,733,000, $4,566,000 and $4,791,000, whose interest collection, after considering economic and business conditions and collection efforts, is doubtful are included in
non-accrual
loans at March 31, 2020 and 2019, and December 31, 2019, respectively.
The Company’s recorded investment in impaired loans and the related valuation allowance are as follows (in thousands):
March 31, 2020
   
March 31, 2019
   
December 31, 2019
 
Recorded
Investment
   
Valuation
Allowance
   
Recorded
Investment
   
Valuation
Allowance
   
Recorded
Investment
   
Valuation
Allowance
 
$
39,226
     $
3,386
     $
28,508
     $
4,472
     $
24,582
     $
3,228
  
                                             
The Company had $40,444,000, $29,724,000 and $25,770,000 in
non-accrual,
past due 90 days or more and still accruing, restructured loans and foreclosed assets at March 31, 2020 and 2019, and December 31, 2019, respectively. Non-accrual loans at March 31, 2020 and 2019, and December 31, 2019, consisted of the following by class of financing receivables (in thousands):
  
March 31,
   
December 31,
 
  
2020
   
2019
   
2019
 
Commercial
  $
5,620
    $
8,897
    $
3,093
 
Agricultural
   
1,128
     
831
     
1,376
 
Real Estate
   
32,156
     
18,254
     
19,787
 
Consumer
   
322
     
526
     
326
 
                         
Total
  $
 39,226
    $
 28,508
    $
 24,582
 
                         
No significant additional funds are committed to be advanced in connection with impaired loans as of March 31, 2020.
The Company’s impaired loans and related allowance are summarized in the following table as of March 31, 2020 and 2019 and December 31, 2019 by class of financing receivables (in thousands). No interest income was recognized on impaired loans subsequent to their classification as impaired.
March 31, 2020
 
Unpaid
Contractual
Principal
Balance
   
Recorded
Investment
With No
Allowance*
   
Recorded
Investment
With
Allowance
   
Total
Recorded
Investment
   
Related
Allowance
   
Three-
Month
Average
Recorded
Investment
 
Commercial
  $
7,300
    $
992
    $
4,628
    $
5,620
    $
 1,271
    $
6,409
 
Agricultural
   
1,340
     
632
     
496
     
1,128
     
98
     
1,200
 
Real Estate
   
44,208
     
9,496
     
22,660
     
32,156
     
2,016
     
36,683
 
Consumer
   
436
     
—  
      
322
     
322
     
1
     
342
 
                                                 
Total
  $
 53,284
    $
 11,120
    $
 28,106
    $
 39,226
    $
 3,386
    $
 44,634
 
                                                 
* Includes $7,773,000 of purchased credit impaired loans.
March 31, 2019
 
Unpaid
Contractual
Principal
Balance
   
Recorded
Investment
With No
Allowance*
   
Recorded
Investment
With
Allowance
   
Total
Recorded
Investment
   
Related
Allowance
   
Three-
Month
Average
Recorded
Investment
 
Commercial
  $
 10,227
    $
6,129
    $
2,768
    $
8,897
    $
 1,184
    $
9,292
 
Agricultural
   
892
     
179
     
652
     
831
     
130
     
859
 
Real Estate
   
26,528
     
6,444
     
11,810
     
18,254
     
2,901
     
19,268
 
Consumer
   
689
     
27
     
499
     
526
     
257
     
577
 
                                                 
Total
  $
 38,336
    $
 12,779
    $
 15,729
    $
 28,508
    $
 4,472
    $
 29,996
 
                                                 
* Includes $859,000 of purchased credit impaired loans.
December 31, 2019
 
Unpaid
Contractual
Principal
Balance
   
Recorded
Investment
With No
Allowance*
   
Recorded
Investment
With
Allowance
   
Total
Recorded
Investment
   
Related
Allowance
   
Three-
Month
Average
Recorded
Investment
 
Commercial
  $
4,511
    $
630
    $
2,463
    $
3,093
    $
 1,042
    $
3,488
 
Agricultural
   
1,603
     
658
     
718
     
1,376
     
235
     
1,644
 
Real Estate
   
27,366
     
7,081
     
12,706
     
19,787
     
1,950
     
21,726
 
Consumer
   
469
     
—  
      
326
     
326
     
1
     
449
 
                                                 
Total
  $
 33,949
    $
 8,369
    $
 16,213
    $
 24,582
    $
 3,228
    $
 27,307
 
                                                 
* Includes 251,000 of purchased credit impaired loans.
The Company recognized interest income on impaired loans prior to being recognized as impaired of approximately $750,000 during the year ended December 31, 2019. Such amounts for the three-month periods ended March 31, 2020 and 2019 were not significant.
From a credit risk standpoint, the Company rates its loans in one of four categories: (i) pass, (ii) special mention, (iii) substandard or (iv) doubtful. Loans rated as loss are
charged-off.
The ratings of loans reflect a judgment about the risks of default and loss associated with the loan. The Company reviews the ratings on our credits as part of our
on-going
monitoring of the credit quality of our loan portfolio. Ratings are adjusted to reflect the degree of risk and loss that are felt to be inherent in each credit as of each reporting period. Our methodology is structured so that specific allocations are increased in accordance with deterioration in credit quality (and a corresponding increase in risk and loss) or decreased in accordance with improvement in credit quality (and a corresponding decrease in risk and loss).
Credits rated special mention show clear signs of financial weaknesses or deterioration in credit worthiness, however, such concerns are not so pronounced that the Company generally expects to experience significant loss within the short-term. Such credits typically maintain the ability to perform within standard credit terms and credit exposure is not as prominent as credits rated more harshly.
Credits rated substandard are those in which the normal repayment of principal and interest may be, or has been, jeopardized by reason of adverse trends or developments of a financial, managerial, economic or political nature, or important weaknesses exist in collateral. A protracted workout on these credits is a distinct possibility. Prompt corrective action is therefore required to strengthen the Company’s position, and/or to reduce exposure and to assure that adequate remedial measures are taken by the borrower. Credit exposure becomes more likely in such credits and a serious evaluation of the secondary support to the credit is performed.
Credits rated doubtful are those in which full collection of principal appears highly questionable, and which some degree of loss is anticipated, even though the ultimate amount of loss may not yet be certain and/or other factors exist which could affect collection of debt. Based upon available information, positive action by the Company is required to avert or minimize loss. Credits rated doubtful are generally also placed on
non-accrual.
The following summarizes the Company’s internal ratings of its loans
held-for-investment
by class of financing receivables and portfolio segments, which are the same (in thousands):



















March 31, 2020
 
Pass
   
Special
Mention
   
Substandard
   
Doubtful
   
Total
 
Commercial
  $
831,385
    $
 25,390
    $
12,675
    $
 —  
     $
869,450
 
Agricultural
   
92,447
     
5,270
     
1,865
     
—  
      
99,582
 
Real Estate
   
3,106,100
     
56,114
     
87,035
     
—  
      
3,249,249
 
Consumer
   
419,109
     
325
     
1,674
     
—  
      
421,108
 
                                         
Total
  $
 4,449,041
    $
 87,099
    $
 103,249
    $
 —  
     $
 4,639,389
 
                                         
                               
March 31, 2019
 
Pass
   
Special
Mention
   
Substandard
   
Doubtful
   
Total
 
Commercial
  $
787,651
    $
 23,182
    $
16,053
    $
 —  
     $
826,886
 
Agricultural
   
87,151
     
20
     
4,165
     
—  
      
91,336
 
Real Estate
   
2,611,139
     
21,827
     
51,241
     
—  
      
2,684,207
 
Consumer
   
384,786
     
246
     
1,699
     
—  
      
386,731
 
                                         
Total
  $
3,870,727
    $
 45,275
    $
73,158
    $
 —  
     $
 3,989,160
 
                                         



















December 31, 2019
 
Pass
   
Special
Mention
   
Substandard
   
Doubtful
   
Total
 
Commercial
  $
825,775
    $
 20,971
    $
9,580
    $
 —  
     $
856,326
 
Agricultural
   
101,614
     
64
     
1,962
     
—  
      
103,640
 
Real Estate
   
2,717,227
     
42,036
     
64,109
     
—  
      
2,823,372
 
Consumer
   
409,698
     
300
     
1,633
     
—  
      
411,631
 
                                         
Total
  $
 4,054,314
    $
 63,371
    $
 77,284
    $
 —  
     $
 4,194,969
 
                                         
The Company’s past due loans are as follows (in thousands):





























March 31, 2020
 
15-59

Days
Past
Due*
   
60-89

Days
Past
Due
   
Greater
Than 90
Days
   
Total
Past
Due
   
Current
   
Total
Loans
   
90 Days
Past Due
Still
Accruing
 
Commercial
  $
4,807
    $
388
    $
 382
    $
5,577
    $
863,873
    $
869,450
    $
 116
 
Agricultural
   
621
     
—  
      
62
     
683
     
98,899
     
99,582
     
—  
  
Real Estate
   
25,788
     
742
     
413
     
26,943
     
3,222,306
     
3,249,249
     
—  
  
Consumer
   
862
     
116
     
102
     
1,080
     
420,028
     
421,108
     
93
 
                                                         
Total
  $
32,078
    $
 1,246
    $
 959
    $
34,283
    $
 4,605,106
    $
 4,639,389
    $
 209
 
                                                         
                                           
March 31, 2019
 
15-59

Days
Past
Due*
   
60-89

Days
Past
Due
   
Greater
Than
90
Days
   
Total
Past
Due
   
Current
   
Total
Loans
   
90 Days
Past Due
Still
Accruing
 
Commercial
  $
4,123
    $
239
    $
885
    $
5,247
    $
821,639
    $
826,886
    $
63
 
Agricultural
   
323
     
17
     
—  
      
340
     
90,996
     
91,336
     
—  
  
Real Estate
   
15,649
     
671
     
1,541
     
17,861
     
2,666,346
     
2,684,207
     
8
  
Consumer
   
1,003
     
96
     
26
     
1,125
     
385,606
     
386,731
     
26
 
                                                         
Total
  $
21,098
    $
 1,023
    $
 2,452
    $
24,573
    $
3,964,587
    $
3,989,160
    $
97
 
                                                         
                                           
December 31, 2019
 
15-59

Days
Past
Due*
   
60-89

Days
Past
Due
   
Greater
Than
90
Days
   
Total
Past
Due
   
Current
   
Total
Loans
   
90 Days
Past Due
Still
Accruing
 
Commercial
  $
3,257
    $
557
    $
722
    $
4,536
    $
851,790
    $
856,326
    $
 112
 
Agricultural
   
183
     
44
     
400
     
627
     
103,013
     
103,640
     
—  
  
Real Estate
   
12,890
     
288
     
195
     
13,373
     
2,809,999
     
2,823,372
     
—  
  
Consumer
   
572
     
151
     
45
     
768
     
410,863
     
411,631
     
41
 
                                                         
Total
  $
16,902
    $
 1,040
    $
 1,362
    $
19,304
    $
 4,175,665
    $
4,194,969
    $
 153
 
                                                         
* The Company monitors commercial, agricultural and real estate loans after such loans are 15 days past due. Consumer loans are monitored after such loans are 30 days past due.
The following table details the allowance for loan losses by portfolio segment (in thousands). There were no allowances for purchased credit impaired loans at March 31, 2020 and 2019, and December 31, 2019. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories.





















March 31, 2020
 
Commercial
   
Agricultural
   
Real Estate
   
Consumer
   
Total
 
Loans individually evaluated for impairment
  $
1,271
     $
98
     $
2,016
     $
1
     $
3,386
  
Loans collectively evaluated for impairment
   
10,502
      
2,056
      
39,240
      
5,256
      
57,054
  
                                         
Total
  $
11,773
     $
2,154
     $
41,256
     $
5,257
     $
60,440
  
                                         
                               
March 31, 2019
 
Commercial
   
Agricultural
   
Real Estate
   
Consumer
   
Total
 
Loans individually evaluated for impairment
  $
1,184
     $
130
     $
2,901
     $
257
     $
 
4,472
  
Loans collectively evaluated for impairment
   
11,291
      
1,300
      
28,986
      
5,536
      
47,113
  
                                         
Total
  $
12,475
     $
1,430
     $
31,887
     $
5,793
     $
51,585
  
                                         
December 31, 2019
 
Commercial
   
Agricultural
   
Real Estate
   
Consumer
   
Total
 
Loans individually evaluated for impairment
  $
1,042
    $
235
    $
1,950
    $
1
    $
 
3,228
  
Loans collectively evaluated for impairment
   
11,080
     
971
     
32,024
     
5,196
     
49,271
  
                                         
Total
  $
12,122
    $
 1,206
    $
 33,974
    $
 5,197
    $
52,499
  
                                         
Changes in the allowance for loan losses are summarized as follows by portfolio segment (in thousands):
Three months ended March 31, 2020
 
Commercial
   
Agricultural
   
Real Estate
   
Consumer
   
Total
 
Beginning balance
  $
12,122
    $
1,206
    $
 33,974
    $
 5,197
    $
52,499
  
Provision for loan losses
   
794
     
949
     
7,921
     
186
     
9,850
  
Recoveries
   
149
     
1
     
76
     
92
     
318
  
Charge-offs
   
(1,292
 )    
(2
 )    
(715
 )    
(218
 )    
(2,227
 )
                                         
Ending balance
  $
11,773
    $
2,154
    $
 41,256
    $
 5,257
    $
60,440
  
                                         
                               
Three months ended March 31, 2019
 
Commercial
   
Agricultural
   
Real Estate
   
Consumer
   
Total
 
Beginning balance
  $
11,948
    $
1,446
    $
32,342
    $
5,466
    $
51,202
  
Provision for loan losses
   
196
     
(19
 )    
397
     
391
     
965
  
Recoveries
   
649
     
3
     
89
     
141
     
882
  
Charge-offs
   
(318
 )    
—  
      
(941
 )    
(205
 )    
(1,464
 )
                                         
Ending balance
  $
12,475
    $
1,430
    $
31,887
    $
5,793
    $
51,585
  
                                         
The Company’s recorded investment in loans related to the balance in the allowance for loan losses on the basis of the Company’s impairment methodology is as follows (in thousands). Purchased credit impaired loans of $7,773,000, $859,000 and $251,000 at March 31, 2020 and 2019, and December 31, 2019, respectively, are included in loans individually evaluated for impairment.
March 31, 2020
 
Commercial
   
Agricultural
   
Real Estate
   
Consumer
   
Total
 
Loans individually evaluated for impairment
  $
5,620
    $
1,128
    $
32,156
    $
322
    $
39,226
 
Loans collectively evaluated for impairment
   
863,830
     
98,454
     
3,217,093
     
420,786
     
4,600,163
 
                                         
Total
  $
 869,450
    $
 99,582
    $
3,249,249
    $
421,108
    $
 4,639,389
 
                                         
                               
March 31, 2019
 
Commercial
   
Agricultural
   
Real Estate
   
Consumer
   
Total
 
Loans individually evaluated for impairment
  $
8,897
    $
831
    $
18,254
    $
526
    $
28,508
 
Loans collectively evaluated for impairment
   
817,989
     
90,505
     
2,665,953
     
386,205
     
3,960,652
 
                                         
Total
  $
 826,886
    $
 91,336
    $
 2,684,207
    $
 386,731
    $
3,989,160
 
                                         
                               
December 31, 2019
 
Commercial
   
Agricultural
   
Real Estate
   
Consumer
   
Total
 
Loans individually evaluated for impairment
  $
3,093
    $
1,376
    $
19,787
    $
326
    $
24,582
 
Loans collectively evaluated for impairment
   
853,233
     
102,264
     
2,803,585
     
411,305
     
4,170,387
 
                                         
Total
  $
 856,326
    $
 103,640
    $
 2,823,372
    $
 411,631
    $
4,194,969
 
                                         
The Company’s loans that were modified and considered troubled debt restructurings are as follows (in thousands):
 
Three Months Ended March 31, 2020
   
Three Months Ended March 31, 2019
 
  
Number
   
Pre-
Modification
Recorded
Investment
   
Post-
Modification
Recorded
Investment
   
Number
   
Pre-
Modification
Recorded
Investment
   
Post-
Modification
Recorded
Investment
 
Commercial
   
5
    $
288
    $
288
     
1
    $
157
    $
157
 
Agricultural
   
1
     
134
     
134
     
8
     
367
     
367
 
Real Estate
   
—  
      
—  
      
—  
      
4
     
649
     
649
 
Consumer
   
1
      
14
      
14
      
—  
      
—  
      
—  
  
                                                 
Total
   
7
    $
436
    $
436
     
13
    $
1,173
    $
1,173
 
                                                 
The balances below provide information as to how the loans were modified as troubled debt restructured loans (in thousands):
 
Three Months Ended March 31, 2020
   
Three Months Ended March 31, 2019
 
  
Adjusted
Interest
Rate
   
Extended
Maturity
   
Combined
Rate and
Maturity
   
Adjusted
Interest
Rate
   
Extended
Maturity
   
Combined
Rate and
Maturity
 
Commercial
  $
 —  
     $
260
     $
28
     $
 —  
     $
157
     $
 —  
  
Agricultural
   
—  
      
134
      
—  
      
—  
      
102
      
265
  
Real Estate
   
—  
      
—  
      
—  
      
—  
      
201
      
448
  
Consumer
   
—  
      
14
      
—  
      
—  
      
—  
      
—  
  
                                                 
Total
  $
 —  
     $
408
     $
28
     $
 —  
     $
460
     $
713
  
                                                 
During the three months ended March 31, 2020 and 2019, no loans were modified as a troubled debt restructured loan within the previous 12 months and for which there was a payment default. A default for purposes of this disclosure is a troubled debt restructured loan in which the borrower is 90 days past due or more or results in the foreclosure and repossession of the applicable collateral.
As of March 31, 2020, the Company has no commitments to lend additional funds to loan customers whose terms have been modified in troubled debt restructurings.
As discussed in note 1 to these financial statements, the CARES Act provided banks an option to elect to not account for certain loan modifications related to
COVID-19
as troubled debt restructurings as long as the borrowers were not more than 30 days past due as of December 31, 2019. The above disclosed troubled debt restructurings were not related to
COVID-19
modifications.
Our subsidiary bank has established a line of credit with the Federal Home Loan Bank of Dallas (FHLB) to provide liquidity and meet pledging requirements for those customers eligible to have securities pledged to secure certain uninsured deposits. At March 31, 2020, $2,717,982,000 in loans held by our bank subsidiary were subject to blanket liens as security for this line of credit. At March 31, 2020, there was $446,000,000 outstanding under this line of credit.
XML 48 R16.htm IDEA: XBRL DOCUMENT v3.20.1
Income Taxes
 3 Months Ended
Mar. 31, 2020
Income Tax Disclosure [Abstract]  
Income Taxes
Note 7 - Income Taxes
Income tax expense was $7,234,000 for the first quarter of 2020 as compared to $7,367,000 for the same period in 2019. The Company’s effective tax rates on pretax income were 16.27% and 16.15% for the first quarters of 2020 and 2019, respectively. The effective tax rates differ from the statutory federal tax rate of 21% primarily due to tax exempt interest income earned on certain investment securities and loans, the deductibility of dividends paid to our employee stock ownership plan and excess tax benefits related to our directors’ deferred compensation plan.
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Loans Held for Sale - Additional Information (Detail) - USD ($)
Mar. 31, 2020
Dec. 31, 2019
Mar. 31, 2019
Loans Receivables Held For Sale Net [Abstract]      
Loans held for sale $ 42,034,000 $ 28,228,000 $ 14,446,000
Loans held-for-sale at the lower of cost or fair value $ 2,375,000 $ 5,152,000 $ 2,439,000
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Stock Option Plan and Restricted Stock Plan - Additional Information (Detail) - USD ($)
 3 Months Ended
Jan. 28, 2020
Oct. 22, 2019
Jun. 26, 2019
Apr. 23, 2019
Oct. 23, 2018
Apr. 24, 2018
Oct. 24, 2017
Oct. 25, 2016
Mar. 31, 2020
Mar. 31, 2019
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Fair value assumptions method used                 Black-Scholes options pricing model  
Risk-free interest rate                 1.83%  
Expected dividend yield                 1.62%  
Expected life                 6 years 7 months 20 days  
Expected volatility                 26.69%  
Weighted-average grant-date fair value of options granted     $ 7.31              
Stock compensation expense                 $ 341,000 $ 312,000
Granted, Shares 11,250   398,850              
Granted the period exercise price $ 34.55   $ 29.70              
Restricted Stock [Member] | Non-Employee Directors [Member]                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Restricted shares granted 434     21,714   21,420        
Restricted shares value $ 15,000     $ 660,000   $ 540,000        
Restricted Stock [Member] | Director [Member]                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Stock compensation expense                 175,000 135,000
Restricted Stock [Member] | Officers [Member]                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Restricted shares vesting period 0 years 0 years 3 years   0 years     3 years    
Restricted shares granted 2,979 22,188 23,428   52,042   28,382 30,810    
Restricted shares value $ 103,000 $ 785,000 $ 695,000   $ 1,440,000   $ 655,000 $ 560,000    
Stock compensation expense                 $ 275,000 $ 205,000
Restricted Stock [Member] | Officers [Member] | Minimum [Member]                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Restricted shares vesting period             0 years      
Restricted Stock [Member] | Officers [Member] | Maximum [Member]                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Restricted shares vesting period             3 years      
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Fair Value Disclosures - Schedule of Estimated Fair Values and Carrying Values of All Financial Instruments (Detail) - USD ($)
$ in Thousands
Mar. 31, 2020
Dec. 31, 2019
Mar. 31, 2019
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]      
Cash and due from banks $ 191,486 $ 231,534 $ 176,278
Federal funds sold 0 3,150 12,825
Interest-bearing deposits in banks 76,378 47,920 197,758
Interest-bearing time deposits in banks     1,458
Available-for-sale securities 4,107,069 3,413,317 3,212,812
Loans held for investment 4,578,949 4,142,470 3,937,575
Loans held for sale 42,034 28,228 14,446
Borrowings 857,871 381,356 382,711
IRLCs [Member]      
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]      
Asset Derivative Fair Value 296 886 1,299
Forward Mortgage-Backed Securities Trades [Member]      
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]      
Forward mortgage-backed securities trades 3,200 152 301
Carrying Value [Member] | Level 1 Inputs [Member]      
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]      
Cash and due from banks 191,486 231,534 176,278
Federal funds sold   3,150 12,825
Interest-bearing deposits in banks 76,378 47,920 197,758
Deposits with no stated maturities 6,744,658 6,183,793 5,909,348
Carrying Value [Member] | Level 2 Inputs [Member]      
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]      
Interest-bearing time deposits in banks     1,458
Loans held for sale 42,034 28,228 14,446
Accrued interest receivable 34,329 36,894 29,372
Deposits with stated maturities 465,808 420,013 441,393
Borrowings 857,871 381,356 382,711
Accrued interest payable 783 628 575
Carrying Value [Member] | Level 2 Inputs [Member] | IRLCs [Member]      
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]      
Asset Derivative Fair Value 296 886 1,299
Carrying Value [Member] | Level 2 Inputs [Member] | Forward Mortgage-Backed Securities Trades [Member]      
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]      
Forward mortgage-backed securities trades 3,200 152 301
Carrying Value [Member] | Levels 1 and 2 Inputs [Member]      
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]      
Available-for-sale securities 4,107,069 3,413,317 3,212,812
Carrying Value [Member] | Level 3 Inputs [Member]      
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]      
Loans held for investment 4,639,389 4,194,969 3,989,160
Estimated Fair Value [Member] | Level 1 Inputs [Member]      
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]      
Cash and due from banks 191,486 231,534 176,278
Federal funds sold   3,150 12,825
Interest-bearing deposits in banks 76,378 47,920 197,758
Deposits with no stated maturities 6,744,658 6,183,793 5,909,348
Estimated Fair Value [Member] | Level 2 Inputs [Member]      
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]      
Interest-bearing time deposits in banks     1,458
Loans held for sale 41,953 28,343 14,512
Accrued interest receivable 34,329 36,894 29,372
Deposits with stated maturities 467,804 421,397 441,433
Borrowings 857,871 381,356 382,711
Accrued interest payable 783 628 575
Asset Derivative Fair Value 296 886  
Forward mortgage-backed securities trades 3,200 152  
Estimated Fair Value [Member] | Level 2 Inputs [Member] | IRLCs [Member]      
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]      
Asset Derivative Fair Value     1,299
Estimated Fair Value [Member] | Level 2 Inputs [Member] | Forward Mortgage-Backed Securities Trades [Member]      
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]      
Forward mortgage-backed securities trades     301
Estimated Fair Value [Member] | Levels 1 and 2 Inputs [Member]      
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]      
Available-for-sale securities 4,107,069 3,413,317 3,212,812
Estimated Fair Value [Member] | Level 3 Inputs [Member]      
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]      
Loans held for investment $ 4,619,017 $ 4,209,826 $ 3,973,329
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Acquisition - Schedule of Preliminary Estimated Fair Value Amounts Assigned to Major Asset and Liability Categories at Acquisition Date (Detail)
$ in Thousands
Mar. 31, 2020
USD ($)
Business Acquisition [Line Items]  
Loans $ 447,702
FBC Bancshares, Inc. and First Bank, N.A. [Member]  
Business Acquisition [Line Items]  
Cash and cash equivalents 61,028
Securities available-for-sale 93,967
Loans 447,702
Identifiable intangible assets 4,798
Other assets 25,215
Total identifiable assets acquired 632,710
Deposits 548,383
Other liabilities 5,397
Total liabilities assumed 553,780
Fair value of net identifiable assets acquired 78,930
Goodwill resulting from acquisition $ 141,343
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Loans Held for Investment and Allowance for Credit Losses - Schedule of How Loans Were Modified as Troubled Debt Restructured Loans (Detail) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Financing Receivable, Modifications [Line Items]    
Troubled Debt Restructured Loans $ 436 $ 1,173
Commercial [Member]    
Financing Receivable, Modifications [Line Items]    
Troubled Debt Restructured Loans 288 157
Agriculture [Member]    
Financing Receivable, Modifications [Line Items]    
Troubled Debt Restructured Loans 134 367
Real Estate [Member]    
Financing Receivable, Modifications [Line Items]    
Troubled Debt Restructured Loans   649
Consumer [Member]    
Financing Receivable, Modifications [Line Items]    
Troubled Debt Restructured Loans 14  
Extended Maturity [Member]    
Financing Receivable, Modifications [Line Items]    
Troubled Debt Restructured Loans 408 460
Extended Maturity [Member] | Commercial [Member]    
Financing Receivable, Modifications [Line Items]    
Troubled Debt Restructured Loans 260 157
Extended Maturity [Member] | Agriculture [Member]    
Financing Receivable, Modifications [Line Items]    
Troubled Debt Restructured Loans 134 102
Extended Maturity [Member] | Real Estate [Member]    
Financing Receivable, Modifications [Line Items]    
Troubled Debt Restructured Loans   201
Extended Maturity [Member] | Consumer [Member]    
Financing Receivable, Modifications [Line Items]    
Troubled Debt Restructured Loans 14  
Combined Rate and Maturity [Member]    
Financing Receivable, Modifications [Line Items]    
Troubled Debt Restructured Loans 28 713
Combined Rate and Maturity [Member] | Commercial [Member]    
Financing Receivable, Modifications [Line Items]    
Troubled Debt Restructured Loans $ 28  
Combined Rate and Maturity [Member] | Agriculture [Member]    
Financing Receivable, Modifications [Line Items]    
Troubled Debt Restructured Loans   265
Combined Rate and Maturity [Member] | Real Estate [Member]    
Financing Receivable, Modifications [Line Items]    
Troubled Debt Restructured Loans   $ 448
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Loans Held for Investment and Allowance for Credit Losses - Schedule of Allowance for Loan Losses by Portfolio Segment (Detail) - USD ($)
$ in Thousands
Mar. 31, 2020
Dec. 31, 2019
Mar. 31, 2019
Dec. 31, 2018
Financing Receivable, Allowance for Credit Losses [Line Items]        
Loans individually evaluated for impairment $ 3,386 $ 3,228 $ 4,472  
Loan collectively evaluated for impairment 57,054 49,271 47,113  
Total allowance for loan losses 60,440 52,499 51,585 $ 51,202
Commercial [Member]        
Financing Receivable, Allowance for Credit Losses [Line Items]        
Loans individually evaluated for impairment 1,271 1,042 1,184  
Loan collectively evaluated for impairment 10,502 11,080 11,291  
Total allowance for loan losses 11,773 12,122 12,475 11,948
Agriculture [Member]        
Financing Receivable, Allowance for Credit Losses [Line Items]        
Loans individually evaluated for impairment 98 235 130  
Loan collectively evaluated for impairment 2,056 971 1,300  
Total allowance for loan losses 2,154 1,206 1,430 1,446
Real Estate [Member]        
Financing Receivable, Allowance for Credit Losses [Line Items]        
Loans individually evaluated for impairment 2,016 1,950 2,901  
Loan collectively evaluated for impairment 39,240 32,024 28,986  
Total allowance for loan losses 41,256 33,974 31,887 32,342
Consumer [Member]        
Financing Receivable, Allowance for Credit Losses [Line Items]        
Loans individually evaluated for impairment 1 1 257  
Loan collectively evaluated for impairment 5,256 5,196 5,536  
Total allowance for loan losses $ 5,257 $ 5,197 $ 5,793 $ 5,466
XML 58 R41.htm IDEA: XBRL DOCUMENT v3.20.1
Loans Held for Investment and Allowance for Credit Losses - Schedule of Impaired Loans and Related Allowance (Detail) - USD ($)
$ in Thousands
 3 Months Ended 12 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Dec. 31, 2019
Financing Receivable, Impaired [Line Items]      
Unpaid Contractual Principal Balance $ 53,284 $ 38,336 $ 33,949
Recorded Investment With No Allowance 11,120 12,779 8,369
Recorded Investment With Allowance 28,106 15,729 16,213
Total Recorded Investment 39,226 28,508 24,582
Related Allowance 3,386 4,472 3,228
Average Recorded Investment 44,634 29,996 27,307
Commercial [Member]      
Financing Receivable, Impaired [Line Items]      
Unpaid Contractual Principal Balance 7,300 10,227 4,511
Recorded Investment With No Allowance 992 6,129 630
Recorded Investment With Allowance 4,628 2,768 2,463
Total Recorded Investment 5,620 8,897 3,093
Related Allowance 1,271 1,184 1,042
Average Recorded Investment 6,409 9,292 3,488
Agriculture [Member]      
Financing Receivable, Impaired [Line Items]      
Unpaid Contractual Principal Balance 1,340 892 1,603
Recorded Investment With No Allowance 632 179 658
Recorded Investment With Allowance 496 652 718
Total Recorded Investment 1,128 831 1,376
Related Allowance 98 130 235
Average Recorded Investment 1,200 859 1,644
Real Estate [Member]      
Financing Receivable, Impaired [Line Items]      
Unpaid Contractual Principal Balance 44,208 26,528 27,366
Recorded Investment With No Allowance 9,496 6,444 7,081
Recorded Investment With Allowance 22,660 11,810 12,706
Total Recorded Investment 32,156 18,254 19,787
Related Allowance 2,016 2,901 1,950
Average Recorded Investment 36,683 19,268 21,726
Consumer [Member]      
Financing Receivable, Impaired [Line Items]      
Unpaid Contractual Principal Balance 436 689 469
Recorded Investment With No Allowance 0 27 0
Recorded Investment With Allowance 322 499 326
Total Recorded Investment 322 526 326
Related Allowance 1 257 1
Average Recorded Investment $ 342 $ 577 $ 449
XML 59 R20.htm IDEA: XBRL DOCUMENT v3.20.1
Acquisition
 3 Months Ended
Mar. 31, 2020
Business Combinations [Abstract]  
Acquisition
Note 11 – Acquisition
On September 19, 2019, we entered into an agreement and plan of reorganization to acquire TB&T Bancshares, Inc. and its wholly owned bank subsidiary, The Bank & Trust of Bryan/College Station, Texas. On January 1, 2020, the transaction was completed. Pursuant to the agreement, we issued 6,275,574 shares of the Company’s common stock in exchange for all of the outstanding shares of TB&T Bancshares, Inc. In addition, TBT Bancshares, Inc. made a $1,920,000 special dividend to its shareholders prior to closing of the transaction.
At closing, TB&T Bancshares, Inc. was merged into the Company and The Bank & Trust of Bryan/College Station, Texas, was merged into First Financial Bank, National Association, Abilene, Texas, a wholly owned subsidiary of the Company. The primary purpose of the acquisition was to expand the Company’s market share near the Houston market. Factors that contributed to a purchase price resulting in goodwill include their record of earnings, strong management and board of directors, strong local economic environment and opportunity for growth. The results of operations from this acquisition are included in the consolidated earnings of the Company commencing January 1, 2020.
The following table presents the amounts recorded on the consolidated balance sheet on the acquisition date (dollars in thousands):
Fair value of consideration paid:
   
 
Common stock issued (6,275,574 shares)
  $
 220,273
 
         
         
Fair value of identifiable assets acquired:
   
 
Cash and cash equivalents
   
61,028
 
Securities
available-for-sale
   
93,967
 
Loans
   
447,702
 
Identifiable intangible assets
   
4,798
 
Other assets
   
25,215
 
         
Total identifiable assets acquired
   
632,710
  
         
         
Fair value of liabilities assumed:
   
 
Deposits
   
548,383
 
Other liabilities
   
5,397
 
         
Total liabilities assumed
   
553,780
  
         
         
Fair value of net identifiable assets acquired
   
78,930
  
         
         
Goodwill resulting from acquisition
  $
 141,343
 
         
Goodwill recorded in the acquisition was accounted for in accordance with the authoritative business combination guidance. Accordingly, goodwill will not be amortized but will be tested for impairment annually. The goodwill recorded is not deductible for federal income tax purposes.
The fair value of total loans acquired was $447,702,000 at acquisition compared to contractual amounts of $455,181,000. The fair value of purchased credit impaired loans at acquisition was $7,517,000 compared to contractual amounts of $10,061,000. Additional purchased credit impaired loan disclosures were omitted due to immateriality. All other acquired loans were considered performing loans.
XML 60 R24.htm IDEA: XBRL DOCUMENT v3.20.1
Loans Held for Investment and Allowance for Credit Losses (Tables)
 3 Months Ended
Mar. 31, 2020
Receivables [Abstract]  
Loans Held-for-Investment by Class of Financing Receivables
Loans
held-for-investment
by class of financing receivables are as follows (in thousands):
  
March 31,
   
December 31,
 
  
2020
   
2019
   
2019
 
Commercial
  $
869,450
    $
826,886
    $
856,326
 
Agricultural
   
99,582
     
91,336
     
103,640
 
Real Estate
   
3,249,249
     
2,684,207
     
2,823,372
 
Consumer
   
421,108
     
386,731
     
411,631
 
                         
Total
  $
  4,639,389
    $
  3,989,160
    $
  4,194,969
 
                         
Non-Accrual Loans, Loans Still Accruing and Past Due 90 Days or More and Restructured Loans
The Company’s
non-accrual
loans, loans still accruing and past due 90 days or more and restructured loans are as follows (in thousands):
  
March 31,
   
December 31,
 
  
2020
   
2019
   
2019
 
Non-accrual
loans*
   $
39,226
    $
28,508
    $
24,582
 
Loans still accruing and past due 90 days or more
   
209
     
97
     
153
 
Troubled debt restructured loans**
   
26
     
472
     
26
 
                         
Total
  $
  39,461
    $
  29,077
    $
  24,761
 
                         
* Includes $7,773,000, $859,000 and $251,000 of purchased credit impaired loans as of March 31, 2020 and 2019, and December 31, 2019, respectively.
** Troubled debt restructured loans of $4,733,000, $4,566,000 and $4,791,000, whose interest collection, after considering economic and business conditions and collection efforts, is doubtful are included in
non-accrual
loans at March 31, 2020 and 2019, and December 31, 2019, respectively.
Recorded Investment in Impaired Loans and Related Valuation Allowance
The Company’s recorded investment in impaired loans and the related valuation allowance are as follows (in thousands):
March 31, 2020
   
March 31, 2019
   
December 31, 2019
 
Recorded
Investment
   
Valuation
Allowance
   
Recorded
Investment
   
Valuation
Allowance
   
Recorded
Investment
   
Valuation
Allowance
 
$
39,226
     $
3,386
     $
28,508
     $
4,472
     $
24,582
     $
3,228
  
                                             
Schedule of Non-Accrual Loans Non-accrual loans at March 31, 2020 and 2019, and December 31, 2019, consisted of the following by class of financing receivables (in thousands):
 
March 31,
   
December 31,
 
  
2020
   
2019
   
2019
 
Commercial
  $
5,620
    $
8,897
    $
3,093
 
Agricultural
   
1,128
     
831
     
1,376
 
Real Estate
   
32,156
     
18,254
     
19,787
 
Consumer
   
322
     
526
     
326
 
                         
Total
  $
 39,226
    $
 28,508
    $
 24,582
 
                         
Schedule of Impaired Loans and Related Allowance
The Company’s impaired loans and related allowance are summarized in the following table as of March 31, 2020 and 2019 and December 31, 2019 by class of financing receivables (in thousands). No interest income was recognized on impaired loans subsequent to their classification as impaired.
March 31, 2020
 
Unpaid
Contractual
Principal
Balance
   
Recorded
Investment
With No
Allowance*
   
Recorded
Investment
With
Allowance
   
Total
Recorded
Investment
   
Related
Allowance
   
Three-
Month
Average
Recorded
Investment
 
Commercial
  $
7,300
    $
992
    $
4,628
    $
5,620
    $
 1,271
    $
6,409
 
Agricultural
   
1,340
     
632
     
496
     
1,128
     
98
     
1,200
 
Real Estate
   
44,208
     
9,496
     
22,660
     
32,156
     
2,016
     
36,683
 
Consumer
   
436
     
—  
      
322
     
322
     
1
     
342
 
                                                 
Total
  $
 53,284
    $
 11,120
    $
 28,106
    $
 39,226
    $
 3,386
    $
 44,634
 
                                                 
* Includes $7,773,000 of purchased credit impaired loans.
March 31, 2019
 
Unpaid
Contractual
Principal
Balance
   
Recorded
Investment
With No
Allowance*
   
Recorded
Investment
With
Allowance
   
Total
Recorded
Investment
   
Related
Allowance
   
Three-
Month
Average
Recorded
Investment
 
Commercial
  $
 10,227
    $
6,129
    $
2,768
    $
8,897
    $
 1,184
    $
9,292
 
Agricultural
   
892
     
179
     
652
     
831
     
130
     
859
 
Real Estate
   
26,528
     
6,444
     
11,810
     
18,254
     
2,901
     
19,268
 
Consumer
   
689
     
27
     
499
     
526
     
257
     
577
 
                                                 
Total
  $
 38,336
    $
 12,779
    $
 15,729
    $
 28,508
    $
 4,472
    $
 29,996
 
                                                 
* Includes $859,000 of purchased credit impaired loans.
December 31, 2019
 
Unpaid
Contractual
Principal
Balance
   
Recorded
Investment
With No
Allowance*
   
Recorded
Investment
With
Allowance
   
Total
Recorded
Investment
   
Related
Allowance
   
Three-
Month
Average
Recorded
Investment
 
Commercial
  $
4,511
    $
630
    $
2,463
    $
3,093
    $
 1,042
    $
3,488
 
Agricultural
   
1,603
     
658
     
718
     
1,376
     
235
     
1,644
 
Real Estate
   
27,366
     
7,081
     
12,706
     
19,787
     
1,950
     
21,726
 
Consumer
   
469
     
—  
      
326
     
326
     
1
     
449
 
                                                 
Total
  $
 33,949
    $
 8,369
    $
 16,213
    $
 24,582
    $
 3,228
    $
 27,307
 
                                                 
* Includes 251,000 of purchased credit impaired loans.
Schedule of Internal Ratings of Loans
The following summarizes the Company’s internal ratings of its loans
held-for-investment
by class of financing receivables and portfolio segments, which are the same (in thousands):



















March 31, 2020
 
Pass
   
Special
Mention
   
Substandard
   
Doubtful
   
Total
 
Commercial
  $
831,385
    $
 25,390
    $
12,675
    $
 —  
     $
869,450
 
Agricultural
   
92,447
     
5,270
     
1,865
     
—  
      
99,582
 
Real Estate
   
3,106,100
     
56,114
     
87,035
     
—  
      
3,249,249
 
Consumer
   
419,109
     
325
     
1,674
     
—  
      
421,108
 
                                         
Total
  $
 4,449,041
    $
 87,099
    $
 103,249
    $
 —  
     $
 4,639,389
 
                                         
                               
March 31, 2019
 
Pass
   
Special
Mention
   
Substandard
   
Doubtful
   
Total
 
Commercial
  $
787,651
    $
 23,182
    $
16,053
    $
 —  
     $
826,886
 
Agricultural
   
87,151
     
20
     
4,165
     
—  
      
91,336
 
Real Estate
   
2,611,139
     
21,827
     
51,241
     
—  
      
2,684,207
 
Consumer
   
384,786
     
246
     
1,699
     
—  
      
386,731
 
                                         
Total
  $
3,870,727
    $
 45,275
    $
73,158
    $
 —  
     $
 3,989,160
 
                                         



















December 31, 2019
 
Pass
   
Special
Mention
   
Substandard
   
Doubtful
   
Total
 
Commercial
  $
825,775
    $
 20,971
    $
9,580
    $
 —  
     $
856,326
 
Agricultural
   
101,614
     
64
     
1,962
     
—  
      
103,640
 
Real Estate
   
2,717,227
     
42,036
     
64,109
     
—  
      
2,823,372
 
Consumer
   
409,698
     
300
     
1,633
     
—  
      
411,631
 
                                         
Total
  $
 4,054,314
    $
 63,371
    $
 77,284
    $
 —  
     $
 4,194,969
 
                                         
Schedule of Past Due Loans
The Company’s past due loans are as follows (in thousands):





























March 31, 2020
 
15-59

Days
Past
Due*
   
60-89

Days
Past
Due
   
Greater
Than 90
Days
   
Total
Past
Due
   
Current
   
Total
Loans
   
90 Days
Past Due
Still
Accruing
 
Commercial
  $
4,807
    $
388
    $
 382
    $
5,577
    $
863,873
    $
869,450
    $
 116
 
Agricultural
   
621
     
—  
      
62
     
683
     
98,899
     
99,582
     
—  
  
Real Estate
   
25,788
     
742
     
413
     
26,943
     
3,222,306
     
3,249,249
     
—  
  
Consumer
   
862
     
116
     
102
     
1,080
     
420,028
     
421,108
     
93
 
                                                         
Total
  $
32,078
    $
 1,246
    $
 959
    $
34,283
    $
 4,605,106
    $
 4,639,389
    $
 209
 
                                                         
                                           
March 31, 2019
 
15-59

Days
Past
Due*
   
60-89

Days
Past
Due
   
Greater
Than
90
Days
   
Total
Past
Due
   
Current
   
Total
Loans
   
90 Days
Past Due
Still
Accruing
 
Commercial
  $
4,123
    $
239
    $
885
    $
5,247
    $
821,639
    $
826,886
    $
63
 
Agricultural
   
323
     
17
     
—  
      
340
     
90,996
     
91,336
     
—  
  
Real Estate
   
15,649
     
671
     
1,541
     
17,861
     
2,666,346
     
2,684,207
     
8
  
Consumer
   
1,003
     
96
     
26
     
1,125
     
385,606
     
386,731
     
26
 
                                                         
Total
  $
21,098
    $
 1,023
    $
 2,452
    $
24,573
    $
3,964,587
    $
3,989,160
    $
97
 
                                                         
                                           
December 31, 2019
 
15-59

Days
Past
Due*
   
60-89

Days
Past
Due
   
Greater
Than
90
Days
   
Total
Past
Due
   
Current
   
Total
Loans
   
90 Days
Past Due
Still
Accruing
 
Commercial
  $
3,257
    $
557
    $
722
    $
4,536
    $
851,790
    $
856,326
    $
 112
 
Agricultural
   
183
     
44
     
400
     
627
     
103,013
     
103,640
     
—  
  
Real Estate
   
12,890
     
288
     
195
     
13,373
     
2,809,999
     
2,823,372
     
—  
  
Consumer
   
572
     
151
     
45
     
768
     
410,863
     
411,631
     
41
 
                                                         
Total
  $
16,902
    $
 1,040
    $
 1,362
    $
19,304
    $
 4,175,665
    $
4,194,969
    $
 153
 
                                                         
* The Company monitors commercial, agricultural and real estate loans after such loans are 15 days past due. Consumer loans are monitored after such loans are 30 days past due.
Schedule of Allowance for Loan Losses by Portfolio Segment
The following table details the allowance for loan losses by portfolio segment (in thousands). There were no allowances for purchased credit impaired loans at March 31, 2020 and 2019, and December 31, 2019. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories.





















March 31, 2020
 
Commercial
   
Agricultural
   
Real Estate
   
Consumer
   
Total
 
Loans individually evaluated for impairment
  $
1,271
     $
98
     $
2,016
     $
1
     $
3,386
  
Loans collectively evaluated for impairment
   
10,502
      
2,056
      
39,240
      
5,256
      
57,054
  
                                         
Total
  $
11,773
     $
2,154
     $
41,256
     $
5,257
     $
60,440
  
                                         
                               
March 31, 2019
 
Commercial
   
Agricultural
   
Real Estate
   
Consumer
   
Total
 
Loans individually evaluated for impairment
  $
1,184
     $
130
     $
2,901
     $
257
     $
 
4,472
  
Loans collectively evaluated for impairment
   
11,291
      
1,300
      
28,986
      
5,536
      
47,113
  
                                         
Total
  $
12,475
     $
1,430
     $
31,887
     $
5,793
     $
51,585
  
                                         
December 31, 2019
 
Commercial
   
Agricultural
   
Real Estate
   
Consumer
   
Total
 
Loans individually evaluated for impairment
  $
1,042
    $
235
    $
1,950
    $
1
    $
 
3,228
  
Loans collectively evaluated for impairment
   
11,080
     
971
     
32,024
     
5,196
     
49,271
  
                                         
Total
  $
12,122
    $
 1,206
    $
 33,974
    $
 5,197
    $
52,499
  
                                         
Changes in Allowance for Loan Losses
Changes in the allowance for loan losses are summarized as follows by portfolio segment (in thousands):
Three months ended March 31, 2020
 
Commercial
   
Agricultural
   
Real Estate
   
Consumer
   
Total
 
Beginning balance
  $
12,122
    $
1,206
    $
 33,974
    $
 5,197
    $
52,499
  
Provision for loan losses
   
794
     
949
     
7,921
     
186
     
9,850
  
Recoveries
   
149
     
1
     
76
     
92
     
318
  
Charge-offs
   
(1,292
 )    
(2
 )    
(715
 )    
(218
 )    
(2,227
 )
                                         
Ending balance
  $
11,773
    $
2,154
    $
 41,256
    $
 5,257
    $
60,440
  
                                         
                               
Three months ended March 31, 2019
 
Commercial
   
Agricultural
   
Real Estate
   
Consumer
   
Total
 
Beginning balance
  $
11,948
    $
1,446
    $
32,342
    $
5,466
    $
51,202
  
Provision for loan losses
   
196
     
(19
 )    
397
     
391
     
965
  
Recoveries
   
649
     
3
     
89
     
141
     
882
  
Charge-offs
   
(318
 )    
—  
      
(941
 )    
(205
 )    
(1,464
 )
                                         
Ending balance
  $
12,475
    $
1,430
    $
31,887
    $
5,793
    $
51,585
  
                                         
Schedule of Investment in Loans Related to Balance in Allowance for Loan Losses on Basis of Company's Impairment Methodology The Company’s recorded investment in loans related to the balance in the allowance for loan losses on the basis of the Company’s impairment methodology is as follows (in thousands). Purchased credit impaired loans of $7,773,000, $859,000 and $251,000 at March 31, 2020 and 2019, and December 31, 2019, respectively, are included in loans individually evaluated for impairment.
March 31, 2020
 
Commercial
   
Agricultural
   
Real Estate
   
Consumer
   
Total
 
Loans individually evaluated for impairment
  $
5,620
    $
1,128
    $
32,156
    $
322
    $
39,226
 
Loans collectively evaluated for impairment
   
863,830
     
98,454
     
3,217,093
     
420,786
     
4,600,163
 
                                         
Total
  $
 869,450
    $
 99,582
    $
3,249,249
    $
421,108
    $
 4,639,389
 
                                         
                               
March 31, 2019
 
Commercial
   
Agricultural
   
Real Estate
   
Consumer
   
Total
 
Loans individually evaluated for impairment
  $
8,897
    $
831
    $
18,254
    $
526
    $
28,508
 
Loans collectively evaluated for impairment
   
817,989
     
90,505
     
2,665,953
     
386,205
     
3,960,652
 
                                         
Total
  $
 826,886
    $
 91,336
    $
 2,684,207
    $
 386,731
    $
3,989,160
 
                                         
                               
December 31, 2019
 
Commercial
   
Agricultural
   
Real Estate
   
Consumer
   
Total
 
Loans individually evaluated for impairment
  $
3,093
    $
1,376
    $
19,787
    $
326
    $
24,582
 
Loans collectively evaluated for impairment
   
853,233
     
102,264
     
2,803,585
     
411,305
     
4,170,387
 
                                         
Total
  $
 856,326
    $
 103,640
    $
 2,823,372
    $
 411,631
    $
4,194,969
 
                                         
Schedule of Loans Modified and Considered Troubled Debt Restructurings
The Company’s loans that were modified and considered troubled debt restructurings are as follows (in thousands):
 
Three Months Ended March 31, 2020
   
Three Months Ended March 31, 2019
 
  
Number
   
Pre-
Modification
Recorded
Investment
   
Post-
Modification
Recorded
Investment
   
Number
   
Pre-
Modification
Recorded
Investment
   
Post-
Modification
Recorded
Investment
 
Commercial
   
5
    $
288
    $
288
     
1
    $
157
    $
157
 
Agricultural
   
1
     
134
     
134
     
8
     
367
     
367
 
Real Estate
   
—  
      
—  
      
—  
      
4
     
649
     
649
 
Consumer
   
1
      
14
      
14
      
—  
      
—  
      
—  
  
                                                 
Total
   
7
    $
436
    $
436
     
13
    $
1,173
    $
1,173
 
                                                 
Schedule of How Loans Were Modified as Troubled Debt Restructured Loans
The balances below provide information as to how the loans were modified as troubled debt restructured loans (in thousands):
 
Three Months Ended March 31, 2020
   
Three Months Ended March 31, 2019
 
  
Adjusted
Interest
Rate
   
Extended
Maturity
   
Combined
Rate and
Maturity
   
Adjusted
Interest
Rate
   
Extended
Maturity
   
Combined
Rate and
Maturity
 
Commercial
  $
 —  
     $
260
     $
28
     $
 —  
     $
157
     $
 —  
  
Agricultural
   
—  
      
134
      
—  
      
—  
      
102
      
265
  
Real Estate
   
—  
      
—  
      
—  
      
—  
      
201
      
448
  
Consumer
   
—  
      
14
      
—  
      
—  
      
—  
      
—  
  
                                                 
Total
  $
 —  
     $
408
     $
28
     $
 —  
     $
460
     $
713
  
                                                 
XML 61 R4.htm IDEA: XBRL DOCUMENT v3.20.1
Consolidated Statements of Earnings - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
INTEREST INCOME:    
Interest and fees on loans $ 62,995 $ 53,232
Interest on investment securities:    
Taxable 14,655 13,289
Exempt from federal income tax 9,694 9,763
Interest on federal funds sold and interest-bearing deposits in banks 756 617
Total interest income 88,100 76,901
INTEREST EXPENSE:    
Interest on deposits 6,681 6,661
Other 517 726
Total interest expense 7,198 7,387
Net interest income 80,902 69,514
PROVISION FOR LOAN LOSSES 9,850 965
Net interest income after provision for loan losses 71,052 68,549
NONINTEREST INCOME:    
Trust fees 7,437 6,979
Service charges on deposit accounts 5,915 5,176
ATM, interchange and credit card fees 7,400 6,840
Real estate mortgage operations 3,852 3,474
Net gain on sale of available-for-sale securities (includes $2,062 and $- for the three months ended March 31, 2020 and 2019, respectively, related to accumulated other comprehensive earnings reclassifications) 2,062 0
Net gain on sale of foreclosed assets 1 69
Net gain on sale of assets 116 0
Interest on loan recoveries 265 338
Other 1,684 1,561
Total noninterest income 28,732 24,437
NONINTEREST EXPENSE:    
Salaries and employee benefits 29,642 27,424
Net occupancy expense 3,027 2,763
Equipment expense 2,075 2,453
FDIC insurance premiums 45 538
ATM, interchange and credit card expenses 2,985 2,383
Professional and service fees 2,594 1,832
Printing, stationery and supplies 566 366
Operational and other losses 576 266
Software amortization and expense 2,024 1,597
Amortization of intangible assets 509 269
Other 11,275 7,476
Total noninterest expense 55,318 47,367
EARNINGS BEFORE INCOME TAXES 44,466 45,619
INCOME TAX EXPENSE (includes $433 and $- for the three months ended March 31, 2020 and 2019, respectively, related to income tax expense reclassification) 7,234 7,367
NET EARNINGS $ 37,232 $ 38,252
EARNINGS PER SHARE, BASIC $ 0.26 $ 0.28
EARNINGS PER SHARE, ASSUMING DILUTION 0.26 0.28
DIVIDENDS PER SHARE $ 0.12 $ 0.11
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Consolidated Statements of Shareholders' Equity (Parenthetical) - $ / shares
 3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Cash dividend per share $ 0.12 $ 0.11
Common Stock Dividend Percentage   100.00%
Retained Earnings [Member]    
Cash dividend per share $ 0.12 $ 0.11
XML 64 R28.htm IDEA: XBRL DOCUMENT v3.20.1
Acquisition (Tables)
 3 Months Ended
Mar. 31, 2020
Schedule of Preliminary Estimated Fair Value Amounts Assigned to Major Asset and Liability Categories at Acquisition Date
The following table presents the amounts recorded on the consolidated balance sheet on the acquisition date (dollars in thousands):
Fair value of consideration paid:
   
 
Common stock issued (6,275,574 shares)
  $
 220,273
 
         
         
Fair value of identifiable assets acquired:
   
 
Cash and cash equivalents
   
61,028
 
Securities
available-for-sale
   
93,967
 
Loans
   
447,702
 
Identifiable intangible assets
   
4,798
 
Other assets
   
25,215
 
         
Total identifiable assets acquired
   
632,710
  
         
         
Fair value of liabilities assumed:
   
 
Deposits
   
548,383
 
Other liabilities
   
5,397
 
         
Total liabilities assumed
   
553,780
  
         
         
Fair value of net identifiable assets acquired
   
78,930
  
         
         
Goodwill resulting from acquisition
  $
 141,343
 
         
XML 65 R44.htm IDEA: XBRL DOCUMENT v3.20.1
Loans Held for Investment and Allowance for Credit Losses - Schedule of Past Due Loans (Detail) - USD ($)
$ in Thousands
Mar. 31, 2020
Dec. 31, 2019
Mar. 31, 2019
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due $ 34,283 $ 19,304 $ 24,573
Total Current 4,605,106 4,175,665 3,964,587
Total Loans 4,639,389 4,194,969 3,989,160
Total 90 Days Past Due Still Accruing 209 153 97
Commercial [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 5,577 4,536 5,247
Total Current 863,873 851,790 821,639
Total Loans 869,450 856,326 826,886
Total 90 Days Past Due Still Accruing 116 112 63
Agriculture [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 683 627 340
Total Current 98,899 103,013 90,996
Total Loans 99,582 103,640 91,336
Real Estate [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 26,943 13,373 17,861
Total Current 3,222,306 2,809,999 2,666,346
Total Loans 3,249,249 2,823,372 2,684,207
Total 90 Days Past Due Still Accruing     8
Consumer [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 1,080 768 1,125
Total Current 420,028 410,863 385,606
Total Loans 421,108 411,631 386,731
Total 90 Days Past Due Still Accruing 93 41 26
15-59 Days Past Due [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 32,078 16,902 21,098
15-59 Days Past Due [Member] | Commercial [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 4,807 3,257 4,123
15-59 Days Past Due [Member] | Agriculture [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 621 183 323
15-59 Days Past Due [Member] | Real Estate [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 25,788 12,890 15,649
15-59 Days Past Due [Member] | Consumer [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 862 572 1,003
60-89 Days Past Due [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 1,246 1,040 1,023
60-89 Days Past Due [Member] | Commercial [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 388 557 239
60-89 Days Past Due [Member] | Agriculture [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 0 44 17
60-89 Days Past Due [Member] | Real Estate [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 742 288 671
60-89 Days Past Due [Member] | Consumer [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 116 151 96
Greater than 90 Days [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 959 1,362 2,452
Greater than 90 Days [Member] | Commercial [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 382 722 885
Greater than 90 Days [Member] | Agriculture [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 62 400 0
Greater than 90 Days [Member] | Real Estate [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 413 195 1,541
Greater than 90 Days [Member] | Consumer [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due $ 102 $ 45 $ 26
XML 66 R40.htm IDEA: XBRL DOCUMENT v3.20.1
Loans Held for Investment and Allowance for Credit Losses - Schedule of Non-Accrual Loans (Detail) - USD ($)
$ in Thousands
Mar. 31, 2020
Dec. 31, 2019
Mar. 31, 2019
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Non-accrual loans [1] $ 39,226 $ 24,582 $ 28,508
Commercial [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Non-accrual loans 5,620 3,093 8,897
Agriculture [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Non-accrual loans 1,128 1,376 831
Real Estate [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Non-accrual loans 32,156 19,787 18,254
Consumer [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Non-accrual loans $ 322 $ 326 $ 526
[1] Includes $7,773,000, $859,000 and $251,000 of purchased credit impaired loans as of March 31, 2020 and 2019, and December 31, 2019, respectively.
XML 67 R48.htm IDEA: XBRL DOCUMENT v3.20.1
Loans Held for Investment and Allowance for Credit Losses - Schedule of Loans Modified and Considered Troubled Debt Restructurings (Detail)
$ in Thousands
 3 Months Ended
Mar. 31, 2020
USD ($)
SecurityLoan
Mar. 31, 2019
USD ($)
SecurityLoan
Financing Receivable, Modifications [Line Items]    
Number | SecurityLoan 7 13
Pre-Modification Recorded Investment $ 436 $ 1,173
Post-Modification Recorded Investment $ 436 $ 1,173
Commercial [Member]    
Financing Receivable, Modifications [Line Items]    
Number | SecurityLoan 5 1
Pre-Modification Recorded Investment $ 288 $ 157
Post-Modification Recorded Investment $ 288 $ 157
Agriculture [Member]    
Financing Receivable, Modifications [Line Items]    
Number | SecurityLoan 1 8
Pre-Modification Recorded Investment $ 134 $ 367
Post-Modification Recorded Investment $ 134 $ 367
Real Estate [Member]    
Financing Receivable, Modifications [Line Items]    
Number | SecurityLoan   4
Pre-Modification Recorded Investment   $ 649
Post-Modification Recorded Investment   $ 649
Consumer [Member]    
Financing Receivable, Modifications [Line Items]    
Number | SecurityLoan 1  
Pre-Modification Recorded Investment $ 14  
Post-Modification Recorded Investment $ 14  
XML 68 R9.htm IDEA: XBRL DOCUMENT v3.20.1
Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net earnings $ 37,232 $ 38,252
Adjustments to reconcile net earnings to net cash provided by operating activities:    
Depreciation and amortization 3,087 2,982
Provision for credit loss expense 9,850 965
Securities premium amortization, net 7,239 6,132
Gain (loss) on sale of assets, net (2,250) 83
Deferred federal income tax benefit 48 0
Change in loans held-for-sale (13,445) 6,953
Change in other assets (15,046) 7,927
Change in other liabilities 4,871 8,972
Total adjustments (5,646) 34,014
Net cash provided by operating activities 31,586 72,266
CASH FLOWS FROM INVESTING ACTIVITIES:    
Cash received in acquisition of TB&T Bancshares, Inc. 61,028 0
Activity in available-for-sale securities:    
Sales 95,437 231
Maturities 1,614,414 106,188
Purchases (2,333,332) (72,142)
Net increase in loans 1,012 (36,070)
Purchases of bank premises and equipment and other assets (5,734) (4,700)
Proceeds from sale of bank premises and equipment and other assets 171 65
Net cash used in investing activities (567,004) (6,428)
CASH FLOWS FROM FINANCING ACTIVITIES:    
Net increase (decrease) in noninterest-bearing deposits (14,356) 49,638
Net increase in interest-bearing deposits 72,633 120,714
Net increase (decrease) in borrowings 476,515 (85,995)
Common stock transactions:    
Proceeds from stock issuances 2,192 2,246
Dividends paid (16,306) (14,227)
Net cash provided by (used in) financing activities 520,678 72,376
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS (14,740) 138,214
CASH AND CASH EQUIVALENTS, beginning of period 282,604 248,647
CASH AND CASH EQUIVALENTS, end of period 267,864 386,861
SUPPLEMENTAL INFORMATION AND NONCASH TRANSACTIONS:    
Investment securities purchased but not yet settled 33,066 59,397
Investment Securities Sold But Not Yet Settled 126,119  
Interest paid $ 7,042 7,220
Transfer of loans and bank premises to other real estate   $ 237
XML 69 R29.htm IDEA: XBRL DOCUMENT v3.20.1
Summary of Significant Accounting Policies - Additional Information (Detail)
 1 Months Ended 3 Months Ended 12 Months Ended
Apr. 23, 2019
shares
Apr. 21, 2020
USD ($)
shares
Mar. 31, 2020
USD ($)
Location
shares
Mar. 31, 2019
USD ($)
shares
Dec. 31, 2019
USD ($)
shares
Mar. 12, 2020
shares
Jan. 01, 2020
Sep. 02, 2017
shares
Equity, Class of Treasury Stock [Line Items]                
Number of locations | Location     78          
Stockholders' Equity Note, Stock Split two-for-one stock split              
Common stock, shares authorized | shares 200,000,000   200,000,000 200,000,000 200,000,000      
Minimum number of shares that company is required to repurchase | shares     0          
Stock repurchased under authorization | shares     0          
Minimum number of days to consider the loans as non-accrual     90 days          
Loans individually evaluated for impairment     $ 39,226,000 $ 28,508,000 $ 24,582,000      
Contractual balance     53,284,000 38,336,000 33,949,000      
Impairment recorded     $ 0 0        
Other identifiable intangible assets, amortized period (years)     7 years          
Securities sold under agreements to repurchase maturity range (in days)     one to four days          
Interest-bearing time deposits, maturity period (in days)     90 days or less          
Unrealized net gains in available-for-sale securities, included in accumulated other comprehensive income     $ 123,576,000 31,830,000        
Minimum pension liability, included in accumulated other comprehensive income     0 (1,324,000)        
Stock compensation expense     $ 341,000 312,000        
Treasury Stock, Shares, Acquired | shares     0          
Subsequent Event [Member]                
Equity, Class of Treasury Stock [Line Items]                
Stock repurchased under authorization | shares   263,464            
Treasury Stock, Shares, Acquired | shares   263,464            
Treasury Stock, Value, Acquired   $ 6,480,000,000            
Purchased Credit Impaired Loans [Member]                
Equity, Class of Treasury Stock [Line Items]                
Loans individually evaluated for impairment     $ 7,773,000 859,000 251,000      
Contractual balance     10,411,000 1,196,000        
Officers [Member]                
Equity, Class of Treasury Stock [Line Items]                
Restricted stock expense     $ 450,000 $ 340,000 $ 345,000      
Commercial Bancshares Inc and Commercial State Bank [Member]                
Equity, Class of Treasury Stock [Line Items]                
Percentage of common stock acquired             100.00%  
Maximum [Member]                
Equity, Class of Treasury Stock [Line Items]                
Stock repurchase program, number of shares authorized to be repurchased | shares           4,000,000   2,000,000
XML 70 R21.htm IDEA: XBRL DOCUMENT v3.20.1
Summary of Significant Accounting Policies (Policies)
 3 Months Ended
Mar. 31, 2020
Accounting Policies [Abstract]  
Nature of Operations
Nature of Operations
First Financial Bankshares, Inc. (a Texas corporation) (“Company”, “we” or “us”) is a financial holding company which owns all of the capital stock of one bank with 78 locations located in Texas as of March 31, 2020. The Company’s subsidiary bank is First Financial Bank, National Association, Abilene, Texas. The Company’s primary source of revenue is providing loans and banking services to consumers and commercial customers in the market area in which First Financial Bank, National Association, is located. In addition, the Company also owns First Financial Trust & Asset Management Company, National Association, First Financial Insurance Agency, Inc., and First Technology Services, Inc.
A summary of significant accounting policies of the Company and its subsidiaries applied in the preparation of the accompanying consolidated financial statements follows. The accounting principles followed by the Company and the methods of applying them are in conformity with both U.S. GAAP and prevailing practices of the banking industry.
The Company evaluated subsequent events for potential recognition through the date the consolidated financial statements were issued.
Use of Estimates in Preparation of Financial Statements
Use of Estimates in Preparation of Financial Statements
The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. The Company’s significant estimates include its allowance for loan losses and its valuation of financial instruments.
Consolidation
Consolidation
The accompanying consolidated financial statements include the accounts of the Company and its subsidiaries, all of which are wholly-owned. All significant intercompany accounts and transactions have been eliminated.
Stock Split and Increase in Authorized Shares
Stock Split and Increase in Authorized Shares
On April 23, 2019, the Company’s Board of Directors declared a two-for-one stock split of the Company’s outstanding common shares effective on June 3, 2019. In addition, the shareholders of the Company approved an amendment to the Amended and Restated Certificate of Formation to increase the number of authorized shares to 200,000,000. All per share amounts in this report have been restated to reflect this stock split. An amount equal to the par value of the additional common shares to be issued pursuant to the stock split was reflected as a transfer from retained earnings to common stock in the consolidated financial statements as of and for the three-months ended March 31, 2019.
Stock Repurchase
Stock Repurchase
On March 12, 2020, the Company’s Board of Directors authorized the repurchase of up to 4,000,000 common shares through September 30, 2021. Previously, the Board of Directors had authorized the repurchase of up to 2,000,000 common shares through September 30, 2020. The stock repurchase plan
authorizes management to repurchase the stock at such time as repurchases are considered beneficial to the Company and stockholders. Any repurchase of stock will be made through the open market, block trades or in privately negotiated transactions in accordance with applicable laws and regulations. Under the repurchase plan, there is no minimum number of shares that the Company is required to repurchase. Through March 31, 2020, no
shares were repurchased under this repurchase plan or the prior authorization that was to expire September 30, 2020. Subsequent to March 31, 2020 and through April 21, 2020, the Company has
repurchased 263,464 shares totaling $6,480,000.
Acquisition
Acquisition
On January 1, 2020, the Company acquired 100% of the outstanding capital stock of TB&T Bancshares, Inc. through the merger of a wholly owned subsidiary with and into TB&T Bancshares, Inc. Following such merger, TB&T Bancshares, Inc. and its wholly owned subsidiary, The Bank & Trust of Bryan/College Station, Texas were merged into the Company and First Financial Bank, National Association, respectively. The results of operations of TB&T Bancshares, Inc. subsequent to the acquisition date, are included in the consolidated earnings of the Company. See
n
ote 11 for additional information.
Status of New Accounting Standard for Accounting for Allowance for Credit Losses
Status of New Accounting Standard for Accounting for Allowance for Credit Losses
On January 1, 2020, ASU
2016-13,
Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments
, became effective for the Company which replaced the incurred loss methodology with an expected loss methodology that is referred to as the current expected credit loss (CECL) methodology. The measurement of expected credit losses under the CECL methodology is applicable to financial assets measured at amortized cost, including loan receivables. It also applies to
off-balance
sheet credit exposures not accounted for as insurance (loan commitments, standby letters of credit, financial guarantees, and other similar instruments). In addition, ASU
2016-13
made changes to the accounting for
available-for-sale
debt securities. One such change is to require credit losses to be presented as an allowance rather than as a write-down on
available-for-sale
debt securities management does not intend to sell or believes that it is more likely than not they will be required to sell.
On March 27, 2020, the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) was signed by the President of the United States that included an option for entities to delay the implementation of ASU
2016-13
until the earlier of the termination date of the national emergency declaration by the President or December 31, 2020. Due to the uncertainty on the economy and unemployment from
COVID-19
and the sharp reduction in oil and gas prices, the Company has determined to delay its implementation of ASU
2016-13
and has calculated and recorded its provision for loan losses under the incurred loss model that existed prior to ASU
2016-13.
Prior to the CARES Act being signed and our decision to delay the implementation of CECL, we were completing our CECL implementation plan with our cross-functional working group, under the direction of our Chief Credit Officer along with our Chief Accounting Officer, Chief Lending Officer and Chief Financial Officer. The working group also included individuals from various functional areas including credit, risk management, accounting and information technology, among others. Our implementation plan included assessment and documentation of processes, internal controls and data sources; model development, documentation and validation; and system configuration, among other things. We contracted with a third-party vendor to assist us in the implementation of CECL.
Other Recently Issued and Effective Authoritative Accounting Guidance
Other Recently Issued and Effective Authoritative Accounting Guidance
ASU 2016-02, “Leases.”
ASU
2016-02
amended current lease accounting to require lessees to recognize (i) a lease liability, which is a lessee’s obligation to make lease payments arising from a lease, measured on a discounted basis, and (ii) a
right-of-use
asset, which is an asset that represents the lessee’s right to use, or control the use of, a specified asset for the lease term. ASU
2016-02
did not significantly change lease accounting requirements applicable to lessors; however, certain changes were made to align, where
necessary, lessor accounting with the lessee accounting model. The amended guidance was effective in the first quarter of 2019 and required transition using a modified retrospective approach for leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements. The Company evaluated the provision of the new lease standard and, due to the small dollar amounts and number of lease agreements, all considered operating leases, the effect for the Company on January 1, 2019 was not significant.
ASU 2017-08, “Receivables – Nonrefundable Fees and Other Costs
:
Premium Amortization on Purchased Callable Debt Securities.”
ASU
2017-08
addressed the amortization method for all callable bonds purchased at a premium to par. Under the revised guidance, entities are required to amortize premiums on callable bonds to the earliest call date. ASU
2017-08
was effective in 2019 although early adoption was permitted. The Company elected to early adopt ASU
2017-08
in the first quarter of 2017. The adoption of this guidance did not have a material impact on the Company’s financial statements.
ASU 2017-04, “Intangibles – Goodwill and Other.”
ASU
2017-04
will amend and simplify current goodwill impairment testing to eliminate Step 2 from the current provisions. Under the new guidance, an entity should perform the goodwill impairment test by comparing the fair value of a reporting unit with its carrying value and recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit’s fair value. An entity still has the option to perform the quantitative assessment for a reporting unit to determine if a quantitative impairment test is necessary. ASU
2017-04
became effective for the Company on January 1, 2020 and did not have a significant impact on the Company’s financial statements.
ASU 2018-13, “Fair Value Measurement (Topic 820). – Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement.”
    ASU
2018-13
modifies the disclosure requirements on fair value measurements in Topic 820. The amendments in ASU
2018-13
remove disclosures that no longer are considered cost beneficial, modify/clarify the specific requirements of certain disclosures, and add disclosure requirements identified as relevant. ASU
2018-13
became effective on January 1, 2020 and did not have a significant impact on the Company’s financial statements.
Investment Securities
Investment Securities
Management classifies debt and equity securities as
held-to-maturity,
available-for-sale,
or trading based on its intent. Debt securities that management has the positive intent and ability to hold to maturity are classified as
held-to-maturity
and recorded at cost, adjusted for amortization of premiums and accretion of discounts, which are recognized as adjustments to interest income using the interest method. Debt securities not classified as
held-to-maturity
or trading are classified as
available-for-sale
and recorded at fair value, with all unrealized gains and unrealized losses judged to be temporary, net of deferred income taxes, excluded from earnings and reported in the consolidated statements of comprehensive earnings.
Available-for-sale
debt securities that have unrealized gains and losses are excluded from earnings and reported net of tax in accumulated other comprehensive income until realized. Declines in the fair value of
available-for-sale
debt securities below their cost that are deemed to be other-than-temporary are reflected in earnings as a realized loss if there is no ability or intent to hold to recovery. If the Company does not intend to sell and will not be required to sell prior to recovery of its amortized cost basis, only the credit component of the impairment is reflected in earnings as a realized loss with the noncredit portion recognized in other comprehensive income. In estimating other-than-temporary impairment losses, we consider (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) our intent and ability to retain our investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. 
Effective January 1, 2018, in accordance with ASU
2016-01
(see below), increases or decreases in the fair value of equity securities are recorded in earnings. Prior to January 1, 2018, such increases or decreases were recorded similar to increases or decreases in
available-for-sale
debt securities.
The Company records its
available-for-sale
debt and equity securities portfolio at fair value. Fair values of these securities are determined based on methodologies in accordance with current authoritative accounting guidance. Fair values are volatile and may be influenced by a number of factors, including market interest rates, prepayment speeds, discount rates, credit ratings and yield curves. Fair values for investment securities are based on quoted market prices, where available. If quoted market prices are not available, fair values are based on the quoted prices of similar instruments or an estimate of fair value by using a range of fair value estimates in the market place as a result of the illiquid market specific to the type of security.
When the fair value of a debt security is below its amortized cost, and depending on the length of time the condition exists and the extent the fair value is below amortized cost, additional analysis is performed to determine whether an other-than-temporary impairment condition exists.
Available-for-sale
and
held-to-maturity
debt securities are analyzed quarterly for possible other-than-temporary impairment. The analysis considers (i) whether we have the intent to sell our debt securities prior to recovery and/or maturity, (ii) whether it is more likely than not that we will have to sell our debt securities prior to recovery and/or maturity, (iii) the length of time and extent to which the fair value has been less than amortized cost, and (iv) the financial condition of the issuer. Often, the information available to conduct these assessments is limited and rapidly changing, making estimates of fair value subject to judgment. If actual information or conditions are different than estimated, the extent of the impairment of the debt security may be different than previously estimated, which could have a material effect on the Company’s results of operations and financial condition.
The Company’s investment portfolio consists of U.S. Treasury securities, obligations of state and political subdivisions, mortgage pass-through securities, corporate bonds and general obligation or revenue based municipal bonds. Pricing for such securities is generally readily available and transparent in the market. The Company utilizes independent third-party pricing services to value its investment securities, which the Company reviews as well as the underlying pricing methodologies for reasonableness and to ensure such prices are aligned with pricing matrices. The Company validates prices supplied by the independent pricing services by comparison to prices obtained from other third-party sources on a quarterly basis.
Loans and Allowance for Loan Losses
Loans
Held-for-Investment
and Allowance for Loan Losses
Loans held for investment are stated at the amount of unpaid principal, reduced by unearned income and an allowance for loan losses. Interest on loans is calculated by using the simple interest method on daily balances of the principal amounts outstanding. The Company defers and amortizes net loan origination fees and costs as an adjustment to yield. The allowance for loan losses is established through a provision for loan losses charged to expense. Loans are charged against the allowance for loan losses when management believes the collectability of the principal is unlikely.
The allowance for loan losses is an amount which represents management’s best estimate of probable losses that are inherent in the Company’s loan portfolio as of the balance sheet date. The allowance for loan losses is comprised of three elements: (i) specific reserves determined based on probable losses on specific classified loans; (ii) a historical valuation reserve component that considers historical loss rates and estimated loss emergence periods; and (iii) qualitative reserves based upon general economic conditions and other qualitative risk factors both internal and external to the Company. The allowance for loan losses is increased by charges to income and decreased by
charge-offs
(net of recoveries). Management’s periodic evaluation of the appropriateness of the allowance is based on general economic conditions, the financial condition of borrowers, the value and liquidity of collateral, delinquency, prior loan loss experience, and the results of periodic reviews of the portfolio. For purposes of determining our historical valuation reserve, the loan portfolio, less cash secured loans, government guaranteed loans and classified loans, is multiplied by the Company’s historical loss rate adjusted for the estimated loss emergence period. Specific allocations are increased or decreased in accordance with deterioration or improvement in credit quality and a corresponding increase or decrease in risk of loss on a particular loan. In addition, we adjust our allowance for qualitative factors such as current local economic conditions and trends, including, without limitations, unemployment, oil and gas prices, drought conditions, changes in
lending staff, policies and procedures, changes in credit concentrations, changes in the trends and severity of problem loans and changes in trends in volume and terms of loans. This qualitative reserve serves to estimate for additional areas of losses inherent in our portfolio that are not reflected in our historic loss factors.
Although we believe we use the best information available to make loan loss allowance determinations, future adjustments could be necessary if circumstances or economic conditions differ substantially from the assumptions used in making our initial determinations. A decline in the economy could result in increased levels of
non-performing
assets and charge-offs, increased loan provisions and reductions in income. Additionally, bank regulatory agencies periodically review our allowance for loan losses and methodology and could require, in accordance with U.S. GAAP, additional provisions to the allowance for loan losses based on their judgment of information available to them at the time of their examination as well as changes to our methodology.
Accrual of interest is discontinued on a loan and payments are applied to principal when management believes, after considering economic and business conditions and collection efforts, the borrower’s financial condition is such that collection of interest is doubtful. Except consumer loans, generally all loans past due greater than 90 days, based on contractual terms, are placed on
non-accrual.
Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Consumer loans are generally
charged-off
when a loan becomes past due 90 days. For other loans in the portfolio, facts and circumstances are evaluated in making
charge-off
decisions.
Loans are considered impaired when, based on current information and events, management determines that it is probable we will be unable to collect all amounts due in accordance with the loan agreement, including scheduled principal and interest payments. If a loan is impaired, a specific valuation allowance is allocated, if necessary. Interest payments on impaired loans are typically applied to principal unless collectability of the principal amount is reasonably assured, in which case interest is recognized on a cash basis. Impaired loans, or portions thereof, are charged off when deemed uncollectable.
The Company’s policy requires measurement of the allowance for an impaired, collateral dependent loan based on the fair value of the collateral less cost to sell. Other loan impairments for
non-collateral
dependent loans are measured based on the present value of expected future cash flows or the loan’s observable market price. At March 31, 2020 and 2019 and December 31, 2019, all significant impaired loans have been determined to be collateral dependent and the allowance for loss has been measured utilizing the estimated fair value of the collateral less cost to sell.
From time to time, the Company modifies its loan agreement with a borrower. A modified loan is considered a troubled debt restructuring when two conditions are met: (i) the borrower is experiencing financial difficulty and (ii) concessions are made by the Company that would not otherwise be considered for a borrower with similar credit risk characteristics. Modifications to loan terms may include a lower interest rate, a reduction of principal, or a longer term to maturity. For all impaired loans, including the Company’s troubled debt restructurings, the Company performs a periodic, well-documented credit evaluation of the borrower’s financial condition and prospects for repayment to assess the likelihood that all principal and interest payments required under the terms of the agreement will be collected in full. When doubt exists about the ultimate collectability of principal and interest, the troubled debt restructuring remains on
non-accrual
status and payments received are applied to reduce principal to the extent necessary to eliminate such doubt. This determination of accrual status is judgmental and is based on facts and circumstances related to each troubled debt restructuring. Each of these loans is individually evaluated for impairment and a specific reserve is recorded based on probable losses, taking into consideration the related collateral, modified loan terms and cash flow. As of March 31, 2020 and 2019, and December 31, 2019, substantially all of the Company’s troubled debt restructured loans are included in the
non-accrual
totals.
The provisions of the CARES Act included an election to not apply the guidance on accounting for troubled debt restructurings to loan modifications, such as extensions or deferrals, related to
COVID-19
made between March 1, 2020 and the earlier of (i) December 31, 2020 or
 (ii)
60 days after the end of the
COVID-19
national emergency. The relief can
only
be applied to modifications for borrowers that were not more than 30 days past due as of December 31, 2019.
 
The Company elected to adopt these provisions of the CARES Act.
The Company originates certain mortgage loans for sale in the secondary market. Accordingly, these loans are classified as
held-for-sale
and are carried at the lower of cost or fair value on an aggregate basis. The mortgage loan sales contracts contain indemnification clauses should the loans default, generally in the first three to six months, or if documentation is determined not to be in compliance with regulations. The Company’s historic losses as a result of these indemnities have been insignificant.
Loans acquired, including loans acquired in a business combination, are initially recorded at fair value with no valuation allowance. Acquired loans are segregated between those considered to be credit impaired and those deemed performing. To make this determination, management considers such factors as past due status,
non-accrual
status and credit risk ratings. The fair value of acquired performing loans is determined by discounting expected cash flows, both principal and interest, at prevailing market interest rates. The difference between the fair value and principal balances at acquisition date, the fair value discount, is accreted into interest income over the estimated life of the acquired portfolio.
Purchased credit impaired loans are those loans that showed evidence of deterioration of credit quality since origination and for which it is probable, at acquisition, that the Company will be unable to collect all amounts contractually owed. Their acquisition fair value, which includes a credit component at the acquisition date, was based on the estimate of cash flows, both principal and interest, expected to be collected or estimated collateral values if cash flows are not estimable, discounted at prevailing market rates of interest. The difference between the discounted cash flows expected at acquisition and the investment in the loan is recognized as interest income on a level-yield method over the life of the loan, unless management was unable to reasonably forecast cash flows in which case the loans were placed on nonaccrual. Subsequent to the acquisition date, increases in expected cash flows will generally result in a recovery of any previously recorded allowance for loan loss, to the extent applicable, and/or a reclassification from the
non-accretable
difference to accretable yield, which will be recognized prospectively. Decreases in expected cash flows subsequent to acquisition are recognized as impairment. Valuation allowances on these impaired loans reflect only losses incurred after the acquisition. The carrying amount of purchased credit impaired loans at March 31, 2020 and 2019 and December 31, 2019 were $7,773,000, $859,000 and $251,000, respectively, compared to a contractual balance of $10,411,000, $1,196,000 and $345,000, respectively. Other purchased credit impaired loan disclosures were omitted due to immateriality.
Other Real Estate
Other Real Estate
Other real estate owned is foreclosed property held pending disposition and is initially recorded at fair value, less estimated costs to sell. At foreclosure, if the fair value of the real estate, less estimated costs to sell, is less than the Company’s recorded investment in the related loan, a write-down is recognized through a charge to the allowance for loan losses. Any subsequent reduction in value is recognized by a charge to income. Operating and holding expenses of such properties, net of related income, and gains and losses on their disposition are included in net gain (loss) on sale of foreclosed assets as incurred.
Bank Premises and Equipment
Bank Premises and Equipment
Bank premises and equipment are stated at cost less accumulated depreciation and amortization. Depreciation and amortization are computed principally on a straight-line basis over the estimated useful lives of the related assets. Leasehold improvements are amortized over the life of the respective lease or the estimated useful lives of the improvements, whichever is shorter.
Business Combinations, Goodwill and Other Intangible Assets
Business Combinations, Goodwill and Other Intangible Assets
The Company accounts for all business combinations under the purchase method of accounting. Tangible and intangible assets and liabilities of the acquired entity are recorded at fair value. Intangible assets with finite useful lives represent the future benefit associated with the acquisition of the core deposits and are amortized over seven years, utilizing a method that approximates the expected attrition of the deposits. Goodwill with an indefinite life is not amortized, but rather tested annually for impairment as of June 30 each year. There was no impairment recorded for the three-months ended March 31, 2020 or 2019.
Securities Sold Under Agreements To Repurchase
Securities Sold Under Agreements To Repurchase
Securities sold under agreements to repurchase, which are classified as borrowings, generally mature within one to four days from the transaction date. Securities sold under agreements to repurchase are reflected at the amount of the cash received in connection with the transaction. The Company may be required to provide additional collateral based on the estimated fair value of the underlying securities.
Segment Reporting
Segment Reporting
The Company has determined that its banking regions meet the aggregation criteria of the current authoritative accounting guidance since each of its banking regions offer similar products and services, operate in a similar manner, have similar customers and report to the same regulatory authority, and therefore operate one line of business (community banking) located in a single geographic area (Texas).
Statements of Cash Flows
Statements of Cash Flows
For purposes of reporting cash flows, cash and cash equivalents includes cash on hand, amounts due from banks, including interest-bearing deposits in banks with original maturity of 90 days or less, and federal funds sold.
Accumulated Other Comprehensive Income (Loss)
Accumulated Other Comprehensive Income (Loss)
Unrealized net gains on the Company’s
available-for-sale
securities (after applicable income tax expense) totaling $123,576,000 and $31,830,000 at March 31, 2020 and 2019, respectively, and the minimum pension liability (after applicable income tax benefit) totaling ($1,324,000) at March 31, 2019, are included in accumulated other comprehensive income. There were no amounts under the minimum pension liability at March 31, 2020 (see note 9).
Income Taxes
Income Taxes
The Company’s provision for income taxes is based on income before income taxes adjusted for permanent differences between financial reporting and taxable income. Deferred tax assets and liabilities are determined using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is determined based on the tax effects of the temporary differences between the book and tax bases of the various balance sheet assets and liabilities and gives current recognition to changes in tax rates and laws.
Stock Based Compensation
Stock Based Compensation
The Company grants stock options for a fixed number of shares to employees with an exercise price equal to the fair value of the shares at the grant date. The Company recorded stock option expense totaling $341,000 and $312,000 for the three-months ended March 31, 2020 and 2019, respectively.
The Company also grants restricted stock for a fixed number of shares. The Company recorded expenses associated with its director and officer restricted stock grants totaling $450,000 and $340,000, respectively, for the three-months ended March 31, 2020 and 2019, respectively.
Advertising Costs
Advertising Costs
Advertising costs are expensed as incurred.
Per Share Data
Per Share Data
Net earnings per share (“EPS”) are computed by dividing net earnings by the weighted average number of common shares outstanding during the period. The Company calculates dilutive EPS assuming all outstanding stock options to purchase common shares have been exercised at the beginning of the year (or the time of issuance, if later.) The dilutive effect of the outstanding options and restricted stock is reflected by application of the treasury stock method, whereby the proceeds from the exercised options and restricted stock are assumed to be used to purchase common shares at the average market price during the respective year. Anti-dilutive shares
at March 31, 2020 are excluded from the computation of EPS. There were no such anti-dilutive stock options for the three-months
 
ended March 31, 2019. The following table reconciles the computation of basic EPS to dilutive EPS:
                         
 
Net
Earnings
(in thousands)
   
Weighted
Average
Shares
   
Per Share
Amount
 
For the three-months ended March 31, 2020:
   
     
     
 
Net earnings per share, basic
  $
 37,232
     
142,118,864
    $
 0.26
 
Effect of stock options and stock grants
   
—  
      
616,344
      
—  
  
                         
Net earnings per share, assuming dilution
  $
 37,232
     
142,735,208
    $
 0.26
 
                         
For the three-ended March 31, 2019:
   
     
     
 
Net earnings per share, basic
  $
 38,252
     
135,494,254
    $
 0.28
 
Effect of stock options and stock grants
   
—  
      
792,608
      
—  
  
                         
Net earnings per share, assuming dilution
  $
 38,252
     
136,286,862
    $
 0.28
 
                         
 
XML 71 R1.htm IDEA: XBRL DOCUMENT v3.20.1
Cover Page - shares
 3 Months Ended
Mar. 31, 2020
Apr. 24, 2020
Cover [Abstract]    
Document Type 10-Q  
Amendment Flag false  
Document Quarterly Report true  
Document Transition Report false  
Document Fiscal Year Focus 2019  
Document Fiscal Period Focus Q1  
Current Fiscal Year End Date --12-31  
Document Period End Date Mar. 31, 2020  
Entity Registrant Name FIRST FINANCIAL BANKSHARES INC  
Entity Central Index Key 0000036029  
Entity Filer Category Large Accelerated Filer  
Entity Interactive Data Current Yes  
Entity Current Reporting Status Yes  
Entity File Number 0-7674  
Entity Incorporation, State or Country Code TX  
Entity Tax Identification Number 75-0944023  
Entity Address, Address Line One 400 Pine Street  
Entity Address, City or Town Abilene  
Entity Address, State or Province TX  
City Area Code 325  
Local Phone Number 627-7155  
Entity Shell Company false  
Entity Small Business false  
Entity Emerging Growth Company false  
Title of 12(b) Security Common Stock  
Trading Symbol FFIN  
Security Exchange Name NASDAQ  
Entity Address, Postal Zip Code 79601  
Entity Common Stock, Shares Outstanding   142,051,466
XML 72 R25.htm IDEA: XBRL DOCUMENT v3.20.1
Derivative Financial Instruments (Tables)
 3 Months Ended
Mar. 31, 2020
Derivative Instruments and Hedging Activities Disclosure [Abstract]  
Summary of Outstanding Notional Balances and Fair Values of Outstanding Derivative Positions
The following table provides the outstanding notional balances and fair values of outstanding derivative positions (dollars in thousands):
March 31, 2020:
 
Outstanding
Notional
Balance
   
Asset
Derivative
Fair Value
   
Liability
Derivative
Fair Value
 
IRLCs
  $
 184,747
    $
 296
    $
—  
  
Forward mortgage-backed securities trades
   
198,000
     
—  
      
3,200
 
March 31, 2019:
 
Outstanding
Notional
Balance
   
Asset
Derivative
Fair Value
   
Liability
Derivative
Fair Value
 
IRLCs
  $
 60,679
    $
 1,299
    $
 —  
  
Forward mortgage-backed securities trades
   
64,500
     
—  
      
301
 
                   
December 31, 2019:
 
Outstanding
Notional
Balance
   
Asset
Derivative
Fair Value
   
Liability
Derivative
Fair Value
 
IRLCs
  $
 47,415
    $
886
    $
 —  
  
Forward mortgage-backed securities trades
   
78,500
     
—  
      
152
 
XML 73 R5.htm IDEA: XBRL DOCUMENT v3.20.1
Consolidated Statements of Earnings (Parenthetical) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Income Statement [Abstract]    
Reclassifications adjustment for realized gains on investment securities included in net earnings (loss), before income tax $ 2,062 $ 0
Income tax expense from reclassification items $ 433 $ 0
XML 74 R34.htm IDEA: XBRL DOCUMENT v3.20.1
Interest-bearing Time Deposits in Banks and Securities - Continuous Unrealized-Loss Position of Available-for-Sale Securities (Detail) - USD ($)
$ in Thousands
Mar. 31, 2020
Dec. 31, 2019
Mar. 31, 2019
Schedule of Available-for-sale Securities [Line Items]      
Available-for-sale securities, continuous unrealized loss position Less than 12 Months, Fair Value $ 213,670 $ 240,351 $ 5,280
Available-for-sale securities, continuous unrealized loss position Less than 12 Months, Unrealized Loss 2,896 884 30
Available-for-sale securities, continuous unrealized loss position 12 Months or Longer, Fair Value 17,794 139,487 1,211,060
Available-for-sale securities, continuous unrealized loss position 12 Months or Longer, Unrealized Loss 31 950 14,139
Available-for-sale securities, continuous unrealized loss position, Fair Value 231,464 379,838 1,216,340
Available-for-sale securities, continuous unrealized loss position, Unrealized Loss 2,927 1,834 14,169
Obligations of State and Political Subdivisions [Member]      
Schedule of Available-for-sale Securities [Line Items]      
Available-for-sale securities, continuous unrealized loss position Less than 12 Months, Fair Value 168,725 65,787 2,807
Available-for-sale securities, continuous unrealized loss position Less than 12 Months, Unrealized Loss 2,717 400 13
Available-for-sale securities, continuous unrealized loss position 12 Months or Longer, Fair Value   326 48,068
Available-for-sale securities, continuous unrealized loss position 12 Months or Longer, Unrealized Loss     523
Available-for-sale securities, continuous unrealized loss position, Fair Value 168,725 66,113 50,875
Available-for-sale securities, continuous unrealized loss position, Unrealized Loss 2,717 400 536
Corporate Bonds and Other [Member]      
Schedule of Available-for-sale Securities [Line Items]      
Available-for-sale securities, continuous unrealized loss position Less than 12 Months, Fair Value 220    
Available-for-sale securities, continuous unrealized loss position Less than 12 Months, Unrealized Loss 6    
Available-for-sale securities, continuous unrealized loss position 12 Months or Longer, Fair Value     4,873
Available-for-sale securities, continuous unrealized loss position 12 Months or Longer, Unrealized Loss     15
Available-for-sale securities, continuous unrealized loss position, Fair Value 220   4,873
Available-for-sale securities, continuous unrealized loss position, Unrealized Loss 6   15
Residential Mortgage-Backed Securities [Member]      
Schedule of Available-for-sale Securities [Line Items]      
Available-for-sale securities, continuous unrealized loss position Less than 12 Months, Fair Value 1 100,004 2,473
Available-for-sale securities, continuous unrealized loss position Less than 12 Months, Unrealized Loss   306 17
Available-for-sale securities, continuous unrealized loss position 12 Months or Longer, Fair Value 8,164 103,983 854,482
Available-for-sale securities, continuous unrealized loss position 12 Months or Longer, Unrealized Loss 21 842 11,205
Available-for-sale securities, continuous unrealized loss position, Fair Value 8,165 203,987 856,955
Available-for-sale securities, continuous unrealized loss position, Unrealized Loss 21 1,148 11,222
Commercial Mortgage-Backed Securities [Member]      
Schedule of Available-for-sale Securities [Line Items]      
Available-for-sale securities, continuous unrealized loss position Less than 12 Months, Fair Value 44,724 74,560  
Available-for-sale securities, continuous unrealized loss position Less than 12 Months, Unrealized Loss 173 178  
Available-for-sale securities, continuous unrealized loss position 12 Months or Longer, Fair Value 9,630 35,178 303,637
Available-for-sale securities, continuous unrealized loss position 12 Months or Longer, Unrealized Loss 10 108 2,396
Available-for-sale securities, continuous unrealized loss position, Fair Value 54,354 109,738 303,637
Available-for-sale securities, continuous unrealized loss position, Unrealized Loss $ 183 $ 286 $ 2,396
XML 75 R30.htm IDEA: XBRL DOCUMENT v3.20.1
Summary of Significant Accounting Policies - Computation of Basic EPS to Dilutive EPS (Detail) - USD ($)
$ / shares in Units, $ in Thousands
 3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Earnings Per Share [Abstract]    
Net earnings $ 37,232 $ 38,252
Effect of stock options and stock grants, Net Earnings 0 0
Net earnings per share, assuming dilution, Net Earnings $ 37,232 $ 38,252
Net earnings per share, basic, Weighted Average Shares 142,118,864 135,494,254
Effect of stock options and stock grants, Weighted Average Shares 616,344 792,608
Net earnings per share, assuming dilution, Weighted Average Shares 142,735,208 136,286,862
Net earnings per share, basic, Per Share Amount $ 0.26 $ 0.28
Effect of stock options and stock grants, Per Share Amount 0  
Net earnings per share, assuming dilution, Per Share Amount $ 0.26 $ 0.28
XML 76 R38.htm IDEA: XBRL DOCUMENT v3.20.1
Loans Held for Investment and Allowance for Credit Losses - Recorded Investment in Impaired Loans and Related Valuation Allowance (Detail) - USD ($)
$ in Thousands
Mar. 31, 2020
Dec. 31, 2019
Mar. 31, 2019
Receivables [Abstract]      
Recorded Investment [1] $ 39,226 $ 24,582 $ 28,508
Valuation Allowance $ 3,386 $ 3,228 $ 4,472
[1] Includes $7,773,000, $859,000 and $251,000 of purchased credit impaired loans as of March 31, 2020 and 2019, and December 31, 2019, respectively.
XML 77 R13.htm IDEA: XBRL DOCUMENT v3.20.1
Loans Held for Sale
 3 Months Ended
Mar. 31, 2020
Debt Disclosure [Abstract]  
Loans Held for Sale
Note 4 - Loans Held for Sale
The Company originates certain mortgage loans for sale in the secondary market. The mortgage loan sales contracts contain indemnification clauses should the loans default, generally in the first three to six months, or if documentation is determined not to be in compliance with regulations. The Company’s historic losses as a result of these indemnities have been insignificant.
Loans held for sale totaled $42,034,000, $14,446,000 and $28,228,000 at March 31, 2020 and 2019, and December 31, 2019, respectively. At March 31, 2020 and 2019, and December 31, 2019, $2,375,000,
$2,439,000 and $5,152,000 are valued at the lower of cost or fair value, and the remaining amounts were valued under the fair value option. The change to the fair value option for loans held for sale was effective at June 30, 2018 and was done in conjunction with the Company’s move to mandatory delivery in the secondary market and the purchase of forward mortgage-backed securities to manage the changes in fair value (see note 5 for additional information).
These loans, which are sold on a servicing released basis, are valued using a market approach by utilizing either: (i) the fair value of the securities backed by similar mortgage loans, adjusted for certain factors to approximate the fair value of a whole mortgage loan, including the value attributable to mortgage servicing and credit risk, (ii) current commitments to purchase loans or (iii) recent observable market trades for similar loans, adjusted for credit risk and other individual loan characteristics. As these prices are derived from market observable inputs, the Company classifies these valuations as Level 2 in the fair value disclosures (see note 10). Interest income on mortgage loans held for sale is recognized based on the contractual rates and reflected in interest income on loans in the consolidated statements of earnings. The Company has no continuing ownership in any residential mortgage loans sold.
XML 78 R17.htm IDEA: XBRL DOCUMENT v3.20.1
Stock Option Plan and Restricted Stock Plan
 3 Months Ended
Mar. 31, 2020
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]  
Stock Option Plan and Restricted Stock Plan
Note 8 - Stock Option Plan and Restricted Stock Plan
The Company grants incentive stock options for a fixed number of shares with an exercise price equal to the fair value of the shares at the date of grant to employees. On June 26, 2019, the Company granted 398,850 incentive stock options with an exercise price of $29.70 per share. The fair value of the options was $7.31 per share and was estimated using the Black-Scholes options pricing model with the following weighted average assumptions: risk free interest rate of 1.83%; expected dividend yield of 1.62%; expected life of 6.64 years; and expected volatility of 26.69%. On January 28, 2020, the Company granted 11,250 incentive stock options with an exercise price of $34.55 per share. Other stock option disclosures for this grant have not been provided due to insignificance.
The Company recorded stock option expense totaling $341,000 and $312,000 for the three-month periods ended March 31, 2020 and 2019, respectively. The additional disclosure requirements under authoritative accounting guidance have been omitted due to the amounts being insignificant.
On April 24, 2018, upon
re-election
of nine of the existing directors, 21,420 restricted shares with a total value of $540,000 were granted to these
non-employee
directors and were expensed over the period from grant date to April 23, 2019, the date of the next annual shareholders’ meeting at which the directors’ term expired. On April 23, 2019, upon
re-election
of nine of the existing directors and two new directors, 21,714 restricted shares with a total value of $660,000 were granted to these
non-employee
directors and will be expensed over the period from the grant date to April 28, 2020, the Company’s next annual shareholders’ meeting at which the directors’ term expires. On January 28, 2020, upon the election of a new director, 434 restricted shares with a total value of $15,000 were granted to this
non-employee
director and will be expensed over the period from the grant date to April 28, 2020, the Company’s next annual shareholders’ meeting at which the director term expires. The Company recorded director expense related to these restricted share grants of $175,000 and $135,000 for the three-month periods ended March 31, 2020 and 2019, respectively.
On October 25, 2016, the Company granted 30,810 restricted stock shares with a total value of $560,000 to certain officers that are being expensed over the vesting period of three years. On October 24, 2017, the Company granted 28,382 restricted shares with a total value of $655,000 to certain officers that are being expensed over the vesting period of one to three years. On October 23, 2018, the Company granted 52,042 restricted shares with a total value of $1,440,000 to certain officers that are being expensed over a three-year vesting period. On June 26, 2019, the Company granted 23,428 restricted shares with a total value of $695,000 to certain officers that are being expensed over the vesting period of three years. On October 22, 2019, the Company granted 22,188 restricted shares with a total value of $785,000 to certain officers that will be expensed over a three-year vesting period. On January 28, 2020, the Company granted 2,979 restricted shares with a total value of $103,000 to certain officers that will be expensed over a three-year vesting period. The Company recorded restricted stock expense for officers of $275,000 and $205,000 for the three-month periods ended March 31, 2020 and 2019, respectively.
XML 79 R59.htm IDEA: XBRL DOCUMENT v3.20.1
Acquisition - Additional Information (Detail) - USD ($)
 3 Months Ended
Jan. 02, 2020
Sep. 19, 2019
Mar. 31, 2020
Dec. 31, 2019
Mar. 31, 2019
Business Acquisition [Line Items]          
Fair value of total loans     $ 447,702,000    
Fair value of purchased credit impaired loans     39,226,000 $ 24,582,000 $ 28,508,000
Contractual amounts     53,284,000 $ 33,949,000 38,336,000
Purchased Credit Impaired Loans [Member]          
Business Acquisition [Line Items]          
Contractual amounts     10,411,000   $ 1,196,000
FBC Bancshares, Inc. and First Bank, N.A. [Member]          
Business Acquisition [Line Items]          
Payment for all outstanding shares of acquired entity by shares   6,275,574      
Fair value of total loans     447,702,000    
Total loans of contractual amounts     455,181,000    
FBC Bancshares, Inc. and First Bank, N.A. [Member] | Purchased Credit Impaired Loans [Member]          
Business Acquisition [Line Items]          
Fair value of purchased credit impaired loans     7,517,000    
Contractual amounts     $ 10,061,000    
Commercial Bancshares, Inc [Member]          
Business Acquisition [Line Items]          
Business acquisition, agreement date     Sep. 19, 2019    
Payment for all outstanding shares of acquired entity by shares 6,275,574        
Business acquisition, special dividend $ 1,920,000        
XML 80 R51.htm IDEA: XBRL DOCUMENT v3.20.1
Derivative Financial Instruments - Summary of Outstanding Notional Balances and Fair Values of Outstanding Derivative Positions (Detail) - USD ($)
$ in Thousands
Mar. 31, 2020
Dec. 31, 2019
Mar. 31, 2019
IRLCs [Member]      
Derivative Instruments and Hedging Activities Disclosures [Line Items]      
Outstanding Notional Balance $ 184,747 $ 47,415 $ 60,679
Asset Derivative Fair Value 296 886 1,299
Forward Mortgage-Backed Securities Trades [Member]      
Derivative Instruments and Hedging Activities Disclosures [Line Items]      
Outstanding Notional Balance 198,000 78,500 64,500
Liability Derivative Fair Value $ 3,200 $ 152 $ 301
XML 81 R55.htm IDEA: XBRL DOCUMENT v3.20.1
Pension Plan - Additional Information (Detail) - USD ($)
 3 Months Ended 12 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Dec. 31, 2019
Dec. 31, 2018
Defined Benefit Plan Disclosure [Line Items]        
Contributions to the plan $ 0 $ 0    
Defined benefit plan pension obligation retirement benefit percentage       53.00%
Defined benefit plan pension obligation, loss on settlement     $ 2,673,000 $ 1,546,000
Net periodic benefit costs, total   $ 923,000,000    

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