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Financial Instruments with Off-Balance-Sheet Risk (Tables)
12 Months Ended
Dec. 31, 2024
Text Block [Abstract]  
Schedule of Financial Instruments with Off-Balance-Sheet Risk We generally use the same credit policies in making commitments and conditional obligations as we do for on-balance sheet instruments. Commitments as of December 31, 2024 and 2023, are shown below (dollars in thousands):

 

 

December 31,

 

 

 

2024

 

 

2023

 

Financial instruments whose contract amounts represent credit risk:

 

 

 

 

 

 

   Unfunded lines of credit

 

$

1,257,716

 

 

$

1,129,645

 

   Unfunded commitments to extend credit

 

 

852,548

 

 

 

758,351

 

   Standby letters of credit

 

 

56,038

 

 

 

35,093

 

Total commitments

 

$

2,166,302

 

 

$

1,923,089