XML 47 R37.htm IDEA: XBRL DOCUMENT v3.24.0.1
Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2023
Deposits [Abstract]  
Schedule of Regulatory Capital Ratios Under the Basel III Regulatory Capital Framework

As of December 31, 2023 and 2022, the regulatory capital ratios of the Company and Bank under the Basel III regulatory capital framework are as follows:

 

 

 

Actual

 

 

Minimum Capital
Required-Basel III
Fully Phased-In*

 

 

Required to be
Considered Well-
Capitalized

 

As of December 31, 2023:

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

Total Capital to Risk-Weighted Assets:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

$

1,697,999

 

 

 

19.62

%

 

$

908,870

 

 

 

10.50

%

 

$

865,590

 

 

 

10.00

%

First Financial Bank, N.A

 

$

1,518,365

 

 

 

17.59

%

 

$

906,541

 

 

 

10.50

%

 

$

863,372

 

 

 

10.00

%

Tier 1 Capital to Risk-Weighted Assets:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

$

1,601,361

 

 

 

18.50

%

 

$

735,752

 

 

 

8.50

%

 

$

519,354

 

 

 

6.00

%

First Financial Bank, N.A

 

$

1,421,727

 

 

 

16.47

%

 

$

733,866

 

 

 

8.50

%

 

$

690,698

 

 

 

8.00

%

Common Equity Tier 1 Capital to Risk-Weighted Assets:

 

Consolidated

 

$

1,601,361

 

 

 

18.50

%

 

$

605,913

 

 

 

7.00

%

 

 

 

 

N/A

 

First Financial Bank, N.A

 

$

1,421,727

 

 

 

16.47

%

 

$

604,361

 

 

 

7.00

%

 

$

561,192

 

 

 

6.50

%

Leverage Ratio:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

$

1,601,361

 

 

 

12.06

%

 

$

346,236

 

 

 

4.00

%

 

 

 

 

N/A

 

First Financial Bank, N.A

 

$

1,421,727

 

 

 

10.75

%

 

$

345,349

 

 

 

4.00

%

 

$

431,686

 

 

 

5.00

%

 

 

 

 

Actual

 

 

Minimum Capital
Required-Basel III
Fully Phased-In*

 

 

Required to be
Considered Well-
Capitalized

 

As of December 31, 2022:

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

Total Capital to Risk-Weighted Assets:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

$

1,586,888

 

 

 

19.29

%

 

$

863,622

 

 

 

10.50

%

 

$

822,497

 

 

 

10.00

%

First Financial Bank, N.A

 

$

1,442,902

 

 

 

17.58

%

 

$

861,860

 

 

 

10.50

%

 

$

820,819

 

 

 

10.00

%

Tier 1 Capital to Risk-Weighted Assets:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

$

1,498,731

 

 

 

18.22

%

 

$

699,122

 

 

 

8.50

%

 

$

493,498

 

 

 

6.00

%

First Financial Bank, N.A

 

$

1,354,745

 

 

 

16.50

%

 

$

697,696

 

 

 

8.50

%

 

$

656,655

 

 

 

8.00

%

Common Equity Tier 1 Capital to Risk-Weighted Assets:

 

Consolidated

 

$

1,498,731

 

 

 

18.22

%

 

$

575,748

 

 

 

7.00

%

 

 

 

 

N/A

 

First Financial Bank, N.A

 

$

1,354,745

 

 

 

16.50

%

 

$

574,573

 

 

 

7.00

%

 

$

533,532

 

 

 

6.50

%

Leverage Ratio:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

$

1,498,731

 

 

 

10.96

%

 

$

546,983

 

 

 

4.00

%

 

 

 

 

N/A

 

First Financial Bank, N.A

 

$

1,354,745

 

 

 

9.95

%

 

$

544,886

 

 

 

4.00

%

 

$

681,107

 

 

 

5.00

%