The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 815 53,149 SH   SOLE 7,000 53,149 0 0
AT&T INC COMMON STOCK 00206R102 92 5,987 SH   OTR 7,000 4,575 1,412 0
ABBOTT LABORATORIES COMMON STOCK 002824100 2,136 22,078 SH   SOLE 7,000 21,011 0 1,067
ABBOTT LABORATORIES COMMON STOCK 002824100 262 2,711 SH   OTR 7,000 2,711 0 0
ABBVIE INC SR NT COMMON STOCK 00287Y109 2,495 18,587 SH   SOLE 7,000 17,670 0 917
ABBVIE INC SR NT COMMON STOCK 00287Y109 518 3,858 SH   OTR 7,000 3,486 372 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 279 1,200 SH   SOLE 7,000 1,200 0 0
ALLSTATE CORP COMMON STOCK 020002101 224 1,800 SH   SOLE 7,000 1,800 0 0
ALLSTATE CORP COMMON STOCK 020002101 25 200 SH   OTR 7,000 200 0 0
ALPHABET INC COMMON STOCK 02079K107 71 740 SH   SOLE 7,000 740 0 0
ALPHABET INC COMMON STOCK 02079K107 185 1,920 SH   OTR 7,000 1,920 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 113 2,805 SH   SOLE 7,000 2,805 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 107 2,648 SH   OTR 7,000 2,648 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 1,023 7,586 SH   SOLE 7,000 7,586 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 209 1,550 SH   OTR 7,000 1,050 500 0
APPLE INC COMMON STOCK 037833100 3,769 27,275 SH   SOLE 7,000 27,275 0 0
APPLE INC COMMON STOCK 037833100 189 1,370 SH   OTR 7,000 1,100 270 0
APPLIED MATERIALS INC COMMON STOCK 038222105 3,142 38,352 SH   SOLE 7,000 37,752 0 600
APPLIED MATERIALS INC COMMON STOCK 038222105 352 4,300 SH   OTR 7,000 3,800 500 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 729 3,225 SH   SOLE 7,000 2,375 0 850
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 90 400 SH   OTR 7,000 400 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 431 1,614 SH   OTR 7,000 1,614 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 474 6,672 SH   SOLE 7,000 6,672 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 155 2,175 SH   OTR 7,000 2,175 0 0
CME GROUP INC COMMON STOCK 12572Q105 230 1,300 SH   SOLE 7,000 1,300 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100 954 10,000 SH   SOLE 7,000 10,000 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100 154 1,610 SH   OTR 7,000 1,610 0 0
CATERPILLAR INC COMMON STOCK 149123101 255 1,553 SH   SOLE 7,000 1,553 0 0
CATERPILLAR INC COMMON STOCK 149123101 33 200 SH   OTR 7,000 200 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 2,228 15,511 SH   SOLE 7,000 15,511 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 457 3,179 SH   OTR 7,000 2,564 615 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 1,039 25,985 SH   SOLE 7,000 25,985 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 126 3,156 SH   OTR 7,000 1,442 1,714 0
COCA COLA CO COMMON STOCK 191216100 2,354 42,015 SH   SOLE 7,000 41,415 0 600
COCA COLA CO COMMON STOCK 191216100 357 6,379 SH   OTR 7,000 3,329 3,050 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1,565 22,273 SH   SOLE 7,000 22,273 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 313 4,450 SH   OTR 7,000 4,050 400 0
DISNEY WALT CO COMMON STOCK 254687106 1,515 16,056 SH   SOLE 7,000 14,856 0 1,200
DISNEY WALT CO COMMON STOCK 254687106 113 1,200 SH   OTR 7,000 800 400 0
DOW INC COM COMMON STOCK 260557103 203 4,621 SH   SOLE 7,000 4,109 0 512
DOW INC COM COMMON STOCK 260557103 28 645 SH   OTR 7,000 379 266 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 201 3,995 SH   SOLE 7,000 3,483 0 512
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 33 645 SH   OTR 7,000 379 266 0
ECOLAB INC COMMON STOCK 278865100 348 2,410 SH   SOLE 7,000 2,410 0 0
ECOLAB INC COMMON STOCK 278865100 14 100 SH   OTR 7,000 100 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 1,004 13,717 SH   SOLE 7,000 13,717 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 51 700 SH   OTR 7,000 700 0 0
EXELON CORP COMMON STOCK 30161N101 189 5,058 SH   SOLE 7,000 5,058 0 0
EXELON CORP COMMON STOCK 30161N101 79 2,120 SH   OTR 7,000 1,520 600 0
EXXON MOBIL CORP COMMON STOCK 30231G102 2,794 31,998 SH   SOLE 7,000 30,798 0 1,200
EXXON MOBIL CORP COMMON STOCK 30231G102 704 8,061 SH   OTR 7,000 3,771 4,290 0
GENERAL ELECTRIC CO COMMON STOCK 369604301 1,555 25,121 SH   SOLE 7,000 24,640 0 481
GENERAL ELECTRIC CO COMMON STOCK 369604301 267 4,314 SH   OTR 7,000 2,682 1,632 0
GENERAL MILLS INC COMMON STOCK 370334104 1,033 13,486 SH   SOLE 7,000 13,486 0 0
GENERAL MILLS INC COMMON STOCK 370334104 291 3,798 SH   OTR 7,000 2,398 1,400 0
HOME DEPOT INC COMMON STOCK 437076102 341 1,235 SH   SOLE 7,000 1,235 0 0
HOME DEPOT INC COMMON STOCK 437076102 69 250 SH   OTR 7,000 250 0 0
INTEL CORP COMMON STOCK 458140100 1,631 63,273 SH   SOLE 7,000 63,273 0 0
INTEL CORP COMMON STOCK 458140100 142 5,527 SH   OTR 7,000 3,677 1,850 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 536 4,508 SH   SOLE 7,000 4,508 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 299 2,516 SH   OTR 7,000 2,316 200 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 2,343 22,422 SH   SOLE 7,000 22,122 0 300
JP MORGAN CHASE & CO COMMON STOCK 46625H100 569 5,444 SH   OTR 7,000 4,354 1,090 0
JACOBS SOLUTIONS INC COMMON STOCK 46982L108 222 2,050 SH   SOLE 7,000 2,050 0 0
JACOBS SOLUTIONS INC COMMON STOCK 46982L108 100 920 SH   OTR 7,000 100 820 0
JOHNSON & JOHNSON COMMON STOCK 478160104 3,214 19,674 SH   SOLE 7,000 19,674 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 809 4,953 SH   OTR 7,000 2,453 2,500 0
ELI LILLY & CO COMMON STOCK 532457108 424 1,310 SH   SOLE 7,000 1,310 0 0
ELI LILLY & CO COMMON STOCK 532457108 291 900 SH   OTR 7,000 200 700 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 202 524 SH   SOLE 7,000 524 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 206 533 SH   OTR 7,000 533 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 1,150 6,125 SH   SOLE 7,000 6,125 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 99 528 SH   OTR 7,000 528 0 0
MASCO CORP COMMON STOCK 574599106 323 6,925 SH   SOLE 7,000 6,925 0 0
MASCO CORP COMMON STOCK 574599106 121 2,600 SH   OTR 7,000 0 2,600 0
MCDONALDS CORP COMMON STOCK 580135101 1,566 6,787 SH   SOLE 7,000 6,787 0 0
MCDONALDS CORP COMMON STOCK 580135101 159 687 SH   OTR 7,000 487 200 0
MERCK & CO INC COMMON STOCK 58933Y105 588 6,828 SH   SOLE 7,000 6,828 0 0
MERCK & CO INC COMMON STOCK 58933Y105 323 3,751 SH   OTR 7,000 1,272 2,479 0
MICROSOFT CORP COMMON STOCK 594918104 2,351 10,094 SH   SOLE 7,000 10,094 0 0
MICROSOFT CORP COMMON STOCK 594918104 1,000 4,294 SH   OTR 7,000 4,294 0 0
NIKE INC COMMON STOCK 654106103 1,161 13,964 SH   SOLE 7,000 13,964 0 0
NIKE INC COMMON STOCK 654106103 125 1,500 SH   OTR 7,000 1,500 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 199 950 SH   SOLE 7,000 950 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 241 1,151 SH   OTR 7,000 1,151 0 0
ORACLE CORP COMMON STOCK 68389X105 651 10,658 SH   SOLE 7,000 10,658 0 0
ORACLE CORP COMMON STOCK 68389X105 85 1,400 SH   OTR 7,000 1,300 100 0
PEPSICO INC COMMON STOCK 713448108 1,961 12,012 SH   SOLE 7,000 12,012 0 0
PEPSICO INC COMMON STOCK 713448108 717 4,389 SH   OTR 7,000 3,389 1,000 0
PFIZER INC COMMON STOCK 717081103 1,393 31,826 SH   SOLE 7,000 31,826 0 0
PFIZER INC COMMON STOCK 717081103 138 3,152 SH   OTR 7,000 3,152 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 224 2,700 SH   SOLE 7,000 2,700 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 191 2,300 SH   OTR 7,000 2,300 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 2,097 16,613 SH   SOLE 7,000 16,613 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 323 2,556 SH   OTR 7,000 2,556 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 1,111 13,566 SH   SOLE 7,000 13,566 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 99 1,205 SH   OTR 7,000 1,205 0 0
SOUTHERN CO COMMON STOCK 842587107 1,469 21,596 SH   SOLE 7,000 21,596 0 0
SOUTHERN CO COMMON STOCK 842587107 307 4,521 SH   OTR 7,000 3,021 1,500 0
STATE STREET CORP COMMON STOCK 857477103 337 5,545 SH   SOLE 7,000 5,545 0 0
STATE STREET CORP COMMON STOCK 857477103 55 900 SH   OTR 7,000 500 400 0
TARGET CORP COMMON STOCK 87612E106 972 6,550 SH   SOLE 7,000 6,550 0 0
TARGET CORP COMMON STOCK 87612E106 219 1,473 SH   OTR 7,000 1,073 400 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 1,341 8,665 SH   SOLE 7,000 8,665 0 0
3M CO COMMON STOCK 88579Y101 504 4,563 SH   SOLE 7,000 4,563 0 0
3M CO COMMON STOCK 88579Y101 83 750 SH   OTR 7,000 750 0 0
TRUSTCO BANK CORP NY COMMON STOCK 898349204 3,453 109,884 SH   SOLE 7,000 109,884 0 0
TRUSTCO BANK CORP NY COMMON STOCK 898349204 43 1,366 SH   OTR 7,000 1,366 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 561 3,474 SH   SOLE 7,000 3,474 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 137 848 SH   OTR 7,000 448 400 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858 297 8,150 SH   SOLE 7,000 8,150 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858 12 325 SH   OTR 7,000 325 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 548 14,434 SH   SOLE 7,000 14,434 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 178 4,690 SH   OTR 7,000 3,290 1,400 0
PARAMOUNT GLOBAL COMMON STOCK 92556H206 964 50,649 SH   SOLE 7,000 50,649 0 0
WALMART INC COMMON STOCK 931142103 878 6,769 SH   SOLE 7,000 6,769 0 0
WALMART INC COMMON STOCK 931142103 204 1,575 SH   OTR 7,000 775 800 0
JOHNSON CTLS INTL PLC SHS FOREIGN STOCK G51502105 228 4,635 SH   SOLE 7,000 4,635 0 0
JOHNSON CTLS INTL PLC SHS FOREIGN STOCK G51502105 62 1,256 SH   OTR 7,000 1,256 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 764 9,466 SH   SOLE 7,000 9,466 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 138 1,705 SH   OTR 7,000 905 800 0