The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 1,274 53,931 SH   SOLE 7,000 53,931 0 0
AT&T INC COMMON STOCK 00206R102 152 6,427 SH   OTR 7,000 5,015 1,412 0
ABBOTT LABORATORIES COMMON STOCK 002824100 2,688 22,708 SH   SOLE 7,000 21,641 0 1,067
ABBOTT LABORATORIES COMMON STOCK 002824100 345 2,917 SH   OTR 7,000 2,917 0 0
ABBVIE INC SR NT COMMON STOCK 00287Y109 3,140 19,367 SH   SOLE 7,000 18,450 0 917
ABBVIE INC SR NT COMMON STOCK 00287Y109 657 4,052 SH   OTR 7,000 3,680 372 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 300 1,200 SH   SOLE 7,000 1,200 0 0
ALLSTATE CORP COMMON STOCK 020002101 277 2,000 SH   SOLE 7,000 2,000 0 0
ALLSTATE CORP COMMON STOCK 020002101 28 200 SH   OTR 7,000 200 0 0
ALPHABET INC COMMON STOCK 02079K107 89 32 SH   SOLE 7,000 32 0 0
ALPHABET INC COMMON STOCK 02079K107 268 96 SH   OTR 7,000 96 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 147 2,805 SH   SOLE 7,000 2,805 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 148 2,836 SH   OTR 7,000 2,836 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 1,568 8,387 SH   SOLE 7,000 8,387 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 346 1,850 SH   OTR 7,000 1,350 500 0
ANNALY CAPITAL MANAGEMENT INC COMMON STOCK 035710409 84 11,900 SH   SOLE 7,000 11,900 0 0
ANNALY CAPITAL MANAGEMENT INC COMMON STOCK 035710409 11 1,501 SH   OTR 7,000 1,501 0 0
APPLE INC COMMON STOCK 037833100 4,937 28,277 SH   SOLE 7,000 28,277 0 0
APPLE INC COMMON STOCK 037833100 239 1,370 SH   OTR 7,000 1,100 270 0
APPLIED MATERIALS INC COMMON STOCK 038222105 5,365 40,703 SH   SOLE 7,000 40,103 0 600
APPLIED MATERIALS INC COMMON STOCK 038222105 461 3,500 SH   OTR 7,000 3,000 500 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 838 3,685 SH   SOLE 7,000 2,835 0 850
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 91 400 SH   OTR 7,000 400 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 570 1,616 SH   OTR 7,000 1,616 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 503 6,890 SH   SOLE 7,000 6,890 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 201 2,756 SH   OTR 7,000 2,756 0 0
CME GROUP INC COMMON STOCK 12572Q105 309 1,300 SH   SOLE 7,000 1,300 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100 1,012 10,000 SH   SOLE 7,000 10,000 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100 189 1,867 SH   OTR 7,000 1,867 0 0
CATERPILLAR INC COMMON STOCK 149123101 359 1,613 SH   SOLE 7,000 1,613 0 0
CATERPILLAR INC COMMON STOCK 149123101 89 400 SH   OTR 7,000 400 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 2,688 16,509 SH   SOLE 7,000 16,509 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 565 3,468 SH   OTR 7,000 2,853 615 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 1,517 27,208 SH   SOLE 7,000 27,208 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 143 2,556 SH   OTR 7,000 842 1,714 0
CITIGROUP INC COMMON STOCK 172967424 187 3,500 SH   SOLE 7,000 3,500 0 0
CITIGROUP INC COMMON STOCK 172967424 26 488 SH   OTR 7,000 488 0 0
COCA COLA CO COMMON STOCK 191216100 2,725 43,945 SH   SOLE 7,000 43,345 0 600
COCA COLA CO COMMON STOCK 191216100 395 6,379 SH   OTR 7,000 3,329 3,050 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1,709 22,536 SH   SOLE 7,000 22,536 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 366 4,820 SH   OTR 7,000 4,420 400 0
COMCAST CORP COMMON STOCK 20030N101 6 132 SH   SOLE 7,000 132 0 0
COMCAST CORP COMMON STOCK 20030N101 272 5,800 SH   OTR 7,000 5,800 0 0
DISNEY WALT CO COMMON STOCK 254687106 2,269 16,546 SH   SOLE 7,000 15,346 0 1,200
DISNEY WALT CO COMMON STOCK 254687106 165 1,200 SH   OTR 7,000 800 400 0
DOW INC COM COMMON STOCK 260557103 298 4,685 SH   SOLE 7,000 4,173 0 512
DOW INC COM COMMON STOCK 260557103 45 714 SH   OTR 7,000 448 266 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 299 4,059 SH   SOLE 7,000 3,547 0 512
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 53 714 SH   OTR 7,000 448 266 0
ECOLAB INC COMMON STOCK 278865100 434 2,460 SH   SOLE 7,000 2,460 0 0
ECOLAB INC COMMON STOCK 278865100 18 100 SH   OTR 7,000 100 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 1,365 13,917 SH   SOLE 7,000 13,917 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 70 713 SH   OTR 7,000 713 0 0
EXELON CORP COMMON STOCK 30161N101 251 5,268 SH   SOLE 7,000 5,268 0 0
EXELON CORP COMMON STOCK 30161N101 111 2,320 SH   OTR 7,000 1,720 600 0
EXXON MOBIL CORP COMMON STOCK 30231G102 2,748 33,278 SH   SOLE 7,000 32,078 0 1,200
EXXON MOBIL CORP COMMON STOCK 30231G102 790 9,560 SH   OTR 7,000 5,270 4,290 0
GENERAL MILLS INC COMMON STOCK 370334104 980 14,466 SH   SOLE 7,000 14,466 0 0
GENERAL MILLS INC COMMON STOCK 370334104 257 3,798 SH   OTR 7,000 2,398 1,400 0
HOME DEPOT INC COMMON STOCK 437076102 402 1,343 SH   SOLE 7,000 1,343 0 0
HOME DEPOT INC COMMON STOCK 437076102 45 150 SH   OTR 7,000 150 0 0
INTEL CORP COMMON STOCK 458140100 3,251 65,597 SH   SOLE 7,000 65,597 0 0
INTEL CORP COMMON STOCK 458140100 287 5,791 SH   OTR 7,000 3,941 1,850 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 633 4,868 SH   SOLE 7,000 4,868 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 415 3,191 SH   OTR 7,000 2,991 200 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GL 464287465 264 3,589 SH   SOLE 7,000 3,589 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GL 464287465 61 825 SH   OTR 7,000 825 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 3,188 23,384 SH   SOLE 7,000 23,084 0 300
JP MORGAN CHASE & CO COMMON STOCK 46625H100 744 5,455 SH   OTR 7,000 4,365 1,090 0
JACOBS ENGINEERING GROUP INC COMMON STOCK 469814107 283 2,050 SH   SOLE 7,000 2,050 0 0
JACOBS ENGINEERING GROUP INC COMMON STOCK 469814107 127 920 SH   OTR 7,000 100 820 0
JOHNSON & JOHNSON COMMON STOCK 478160104 3,708 20,920 SH   SOLE 7,000 20,920 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 922 5,204 SH   OTR 7,000 2,704 2,500 0
ELI LILLY & CO COMMON STOCK 532457108 404 1,410 SH   SOLE 7,000 1,410 0 0
ELI LILLY & CO COMMON STOCK 532457108 331 1,156 SH   OTR 7,000 456 700 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 231 524 SH   SOLE 7,000 524 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 235 533 SH   OTR 7,000 533 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 1,229 6,077 SH   SOLE 7,000 6,077 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 107 528 SH   OTR 7,000 528 0 0
MASCO CORP COMMON STOCK 574599106 409 8,025 SH   SOLE 7,000 8,025 0 0
MASCO CORP COMMON STOCK 574599106 133 2,600 SH   OTR 7,000 0 2,600 0
MCDONALDS CORP COMMON STOCK 580135101 1,705 6,896 SH   SOLE 7,000 6,896 0 0
MCDONALDS CORP COMMON STOCK 580135101 203 822 SH   OTR 7,000 622 200 0
MERCK & CO INC COMMON STOCK 58933Y105 596 7,261 SH   SOLE 7,000 7,261 0 0
MERCK & CO INC COMMON STOCK 58933Y105 364 4,438 SH   OTR 7,000 1,959 2,479 0
MICROSOFT CORP COMMON STOCK 594918104 3,504 11,366 SH   SOLE 7,000 11,366 0 0
MICROSOFT CORP COMMON STOCK 594918104 1,209 3,921 SH   OTR 7,000 3,921 0 0
NIKE INC COMMON STOCK 654106103 2,043 15,184 SH   SOLE 7,000 15,184 0 0
NIKE INC COMMON STOCK 654106103 202 1,500 SH   OTR 7,000 1,500 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 271 950 SH   SOLE 7,000 950 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 329 1,153 SH   OTR 7,000 1,153 0 0
NUCOR CORP COMMON STOCK 670346105 74 500 SH   SOLE 7,000 500 0 0
NUCOR CORP COMMON STOCK 670346105 164 1,100 SH   OTR 7,000 1,100 0 0
ORACLE CORP COMMON STOCK 68389X105 925 11,186 SH   SOLE 7,000 11,186 0 0
ORACLE CORP COMMON STOCK 68389X105 190 2,302 SH   OTR 7,000 2,202 100 0
PEPSICO INC COMMON STOCK 713448108 2,171 12,969 SH   SOLE 7,000 12,969 0 0
PEPSICO INC COMMON STOCK 713448108 701 4,189 SH   OTR 7,000 3,189 1,000 0
PFIZER INC COMMON STOCK 717081103 1,713 33,081 SH   SOLE 7,000 33,081 0 0
PFIZER INC COMMON STOCK 717081103 301 5,816 SH   OTR 7,000 5,816 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 254 2,700 SH   SOLE 7,000 2,700 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 237 2,519 SH   OTR 7,000 2,519 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 2,598 17,003 SH   SOLE 7,000 17,003 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 412 2,695 SH   OTR 7,000 2,695 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 1,395 14,079 SH   SOLE 7,000 14,079 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 119 1,205 SH   OTR 7,000 1,205 0 0
SOUTHERN CO COMMON STOCK 842587107 1,572 21,679 SH   SOLE 7,000 21,679 0 0
SOUTHERN CO COMMON STOCK 842587107 348 4,799 SH   OTR 7,000 3,299 1,500 0
STANLEY BLACK & DECKER INC COMMON STOCK 854502101 228 1,632 SH   OTR 7,000 1,632 0 0
STATE STREET CORP COMMON STOCK 857477103 534 6,125 SH   SOLE 7,000 6,125 0 0
STATE STREET CORP COMMON STOCK 857477103 61 700 SH   OTR 7,000 300 400 0
TARGET CORP COMMON STOCK 87612E106 1,422 6,700 SH   SOLE 7,000 6,700 0 0
TARGET CORP COMMON STOCK 87612E106 291 1,373 SH   OTR 7,000 973 400 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 1,607 8,760 SH   SOLE 7,000 8,760 0 0
3M CO COMMON STOCK 88579Y101 679 4,564 SH   SOLE 7,000 4,564 0 0
3M CO COMMON STOCK 88579Y101 112 750 SH   OTR 7,000 750 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 748 3,488 SH   SOLE 7,000 3,488 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 161 750 SH   OTR 7,000 350 400 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858 394 8,550 SH   SOLE 7,000 8,550 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858 75 1,625 SH   OTR 7,000 1,625 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 749 14,704 SH   SOLE 7,000 14,704 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 246 4,830 SH   OTR 7,000 3,430 1,400 0
PARAMOUNT GLOBAL COMMON STOCK 92556H206 1,915 50,649 SH   SOLE 7,000 50,649 0 0
WALMART INC COMMON STOCK 931142103 1,112 7,465 SH   SOLE 7,000 7,465 0 0
WALMART INC COMMON STOCK 931142103 190 1,275 SH   OTR 7,000 475 800 0
YUM! BRANDS INC COMMON STOCK 988498101 257 2,166 SH   OTR 7,000 2,166 0 0
JOHNSON CTLS INTL PLC SHS FOREIGN STOCK G51502105 347 5,285 SH   SOLE 7,000 5,285 0 0
JOHNSON CTLS INTL PLC SHS FOREIGN STOCK G51502105 66 1,009 SH   OTR 7,000 1,009 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 1,042 9,391 SH   SOLE 7,000 9,391 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 209 1,882 SH   OTR 7,000 1,082 800 0