The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC GLBL NT COMMON STOCK 00206R102   145,998 7,053 SH   SOLE 7,000 7,053 0 0
AT&T INC GLBL NT COMMON STOCK 00206R102   84,622 4,088 SH   OTR 7,000 2,676 1,412 0
ABBOTT LABORATORIES COMMON STOCK 002824100   1,431,786 15,779 SH   SOLE 7,000 14,712 0 1,067
ABBOTT LABORATORIES COMMON STOCK 002824100   211,969 2,336 SH   OTR 7,000 2,336 0 0
ABBVIE INC SR NT COMMON STOCK 00287Y109   4,030,770 16,018 SH   SOLE 7,000 15,101 0 917
ABBVIE INC SR NT COMMON STOCK 00287Y109   643,695 2,558 SH   OTR 7,000 2,186 372 0
ALLSTATE CORP COMMON STOCK 020002101   402,118 1,690 SH   SOLE 7,000 1,690 0 0
ALLSTATE CORP COMMON STOCK 020002101   47,588 200 SH   OTR 7,000 200 0 0
ALPHABET INC SR COMMON STOCK 02079K107   457,916 1,296 SH   SOLE 7,000 1,296 0 0
ALPHABET INC SR COMMON STOCK 02079K107   653,661 1,850 SH   OTR 7,000 1,850 0 0
ALPHABET INC SR COMMON STOCK 02079K305   481,378 1,347 SH   SOLE 7,000 1,347 0 0
ALPHABET INC SR COMMON STOCK 02079K305   71,474 200 SH   OTR 7,000 200 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   165,342 2,298 SH   SOLE 7,000 2,298 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   160,089 2,225 SH   OTR 7,000 2,225 0 0
AMAZON COM INC COMMON STOCK 023135106   192,579 808 SH   SOLE 7,000 808 0 0
AMAZON COM INC COMMON STOCK 023135106   150,154 630 SH   OTR 7,000 630 0 0
AMERICAN ELEC PWR CO INC JR SB COMMON STOCK 025537101   34,476 252 SH   SOLE 7,000 252 0 0
AMERICAN ELEC PWR CO INC JR SB COMMON STOCK 025537101   233,261 1,705 SH   OTR 7,000 1,705 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   2,638,353 7,800 SH   SOLE 7,000 7,800 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   498,920 1,475 SH   OTR 7,000 975 500 0
APPLE INC COMMON STOCK 037833100   6,418,585 22,182 SH   SOLE 7,000 22,182 0 0
APPLE INC COMMON STOCK 037833100   415,231 1,435 SH   OTR 7,000 1,165 270 0
APPLIED MATERIALS INC COMMON STOCK 038222105   16,011,558 22,146 SH   SOLE 7,000 21,546 0 600
APPLIED MATERIALS INC COMMON STOCK 038222105   2,577,495 3,565 SH   OTR 7,000 3,065 500 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   576,895 2,576 SH   SOLE 7,000 1,936 0 640
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   111,975 500 SH   OTR 7,000 500 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   108,084 216 SH   SOLE 7,000 216 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   620,483 1,240 SH   OTR 7,000 1,240 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108   292,191 5,071 SH   SOLE 7,000 5,071 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108   128,436 2,229 SH   OTR 7,000 2,229 0 0
CME GROUP INC COMMON STOCK 12572Q105   250,643 1,135 SH   SOLE 7,000 1,135 0 0
CME GROUP INC COMMON STOCK 12572Q105   22,083 100 SH   OTR 7,000 100 0 0
CATERPILLAR INC COMMON STOCK 149123101   1,116,016 1,048 SH   SOLE 7,000 1,048 0 0
CATERPILLAR INC COMMON STOCK 149123101   404,662 380 SH   OTR 7,000 380 0 0
CHEVRON CORP NEW COMMON STOCK 166764100   1,924,307 11,609 SH   SOLE 7,000 11,609 0 0
CHEVRON CORP NEW COMMON STOCK 166764100   355,389 2,144 SH   OTR 7,000 1,804 340 0
CIENA CORP COMMON STOCK 171779309   252,638 515 SH   SOLE 7,000 515 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102   1,820,511 15,499 SH   SOLE 7,000 15,499 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102   344,275 2,931 SH   OTR 7,000 1,492 1,439 0
CITIGROUP INC PERP -JJ COMMON STOCK 172967424   280,200 2,002 SH   SOLE 7,000 2,002 0 0
CITIGROUP INC PERP -JJ COMMON STOCK 172967424   96,852 692 SH   OTR 7,000 692 0 0
COCA COLA CO SR GLBL NT COMMON STOCK 191216100   2,808,125 34,553 SH   SOLE 7,000 33,953 0 600
COCA COLA CO SR GLBL NT COMMON STOCK 191216100   536,059 6,596 SH   OTR 7,000 3,771 2,825 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103   660,830 7,208 SH   SOLE 7,000 7,208 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103   412,377 4,498 SH   OTR 7,000 4,098 400 0
DISNEY WALT CO COMMON STOCK 254687106   962,217 9,997 SH   SOLE 7,000 8,797 0 1,200
DISNEY WALT CO COMMON STOCK 254687106   57,751 600 SH   OTR 7,000 250 350 0
ECOLAB INC COMMON STOCK 278865100   451,350 1,620 SH   SOLE 7,000 1,620 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   1,055,732 7,375 SH   SOLE 7,000 7,375 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   89,469 625 SH   OTR 7,000 625 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102   3,250,653 23,776 SH   SOLE 7,000 22,626 0 1,150
EXXON MOBIL CORP COMMON STOCK 30231G102   864,890 6,326 SH   OTR 7,000 2,236 4,090 0
META PLATFORMS INC COMMON STOCK 30303M102   659,612 1,171 SH   SOLE 7,000 1,171 0 0
META PLATFORMS INC COMMON STOCK 30303M102   408,385 725 SH   OTR 7,000 725 0 0
FIDELITY MSCI CONSUMER MUTUAL FUND/STO 316092204   287,952 2,800 SH   SOLE 7,000 2,800 0 0
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK 36266G107   330,359 5,161 SH   SOLE 7,000 5,002 0 159
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK 36266G107   22,915 358 SH   OTR 7,000 40 318 0
GE VERNOVA INC COMMON STOCK 36828A101   6,988,071 5,948 SH   SOLE 7,000 5,828 0 120
GE VERNOVA INC COMMON STOCK 36828A101   616,802 525 SH   OTR 7,000 123 402 0
GE AEROSPACE COMMON STOCK 369604301   8,551,319 22,881 SH   SOLE 7,000 22,400 0 481
GE AEROSPACE COMMON STOCK 369604301   740,362 1,981 SH   OTR 7,000 549 1,432 0
GENERAL MILLS INC SR GLBL NT COMMON STOCK 370334104   388,925 11,176 SH   SOLE 7,000 11,176 0 0
GENERAL MILLS INC SR GLBL NT COMMON STOCK 370334104   104,400 3,000 SH   OTR 7,000 1,600 1,400 0
HOME DEPOT INC SR GLBL NT COMMON STOCK 437076102   795,294 2,255 SH   SOLE 7,000 2,255 0 0
HOME DEPOT INC SR GLBL NT COMMON STOCK 437076102   217,250 616 SH   OTR 7,000 616 0 0
INTEL CORP COMMON STOCK 458140100   2,850,688 20,416 SH   SOLE 7,000 20,416 0 0
INTEL CORP COMMON STOCK 458140100   513,978 3,681 SH   OTR 7,000 3,331 350 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101   854,319 3,038 SH   SOLE 7,000 3,038 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101   476,090 1,693 SH   OTR 7,000 1,493 200 0
INVESCO QQQ TRUST MUTUAL FUND/STO 46090E103   1,127,427 1,531 SH   SOLE 7,000 1,531 0 0
INVESCO QQQ TRUST MUTUAL FUND/STO 46090E103   195,146 265 SH   OTR 7,000 265 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100   6,099,470 18,634 SH   SOLE 7,000 18,334 0 300
JP MORGAN CHASE & CO COMMON STOCK 46625H100   1,146,310 3,502 SH   OTR 7,000 2,462 1,040 0
JACOBS SOLUTIONS INC COMMON STOCK 46982L108   148,050 1,175 SH   SOLE 7,000 1,175 0 0
JACOBS SOLUTIONS INC COMMON STOCK 46982L108   59,220 470 SH   OTR 7,000 0 470 0
JOHNSON & JOHNSON COMMON STOCK 478160104   3,963,459 15,606 SH   SOLE 7,000 15,606 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   1,002,928 3,949 SH   OTR 7,000 1,449 2,500 0
ELI LILLY & CO SR NT COMMON STOCK 532457108   951,148 793 SH   SOLE 7,000 793 0 0
ELI LILLY & CO SR NT COMMON STOCK 532457108   1,103,476 920 SH   OTR 7,000 220 700 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   317,903 624 SH   SOLE 7,000 624 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   93,232 183 SH   OTR 7,000 183 0 0
LOWES COMPANIES INC COMMON STOCK 548661107   1,154,266 5,235 SH   SOLE 7,000 5,235 0 0
LOWES COMPANIES INC COMMON STOCK 548661107   94,370 428 SH   OTR 7,000 428 0 0
MASCO CORP COMMON STOCK 574599106   555,350 6,825 SH   SOLE 7,000 6,825 0 0
MASCO CORP COMMON STOCK 574599106   211,563 2,600 SH   OTR 7,000 0 2,600 0
MASTERCARD INC COMMON STOCK 57636Q104   46,224 90 SH   SOLE 7,000 90 0 0
MASTERCARD INC COMMON STOCK 57636Q104   205,440 400 SH   OTR 7,000 400 0 0
MCDONALDS CORP COMMON STOCK 580135101   1,562,933 5,782 SH   SOLE 7,000 5,782 0 0
MCDONALDS CORP COMMON STOCK 580135101   250,578 927 SH   OTR 7,000 727 200 0
MERCK & CO INC COMMON STOCK 58933Y105   821,887 6,396 SH   SOLE 7,000 6,396 0 0
MERCK & CO INC COMMON STOCK 58933Y105   442,684 3,445 SH   OTR 7,000 966 2,479 0
MICROSOFT CORP COMMON STOCK 594918104   3,755,567 10,068 SH   SOLE 7,000 10,068 0 0
MICROSOFT CORP COMMON STOCK 594918104   1,227,982 3,292 SH   OTR 7,000 3,292 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   83,382 950 SH   SOLE 7,000 950 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   128,583 1,465 SH   OTR 7,000 1,465 0 0
NIKE INC COMMON STOCK 654106103   353,853 8,620 SH   SOLE 7,000 8,620 0 0
NIKE INC COMMON STOCK 654106103   19,499 475 SH   OTR 7,000 475 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   314,905 1,001 SH   SOLE 7,000 1,001 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   742,433 2,360 SH   OTR 7,000 2,360 0 0
NVIDIA CORPORATION SR NT COMMON STOCK 67066G104   229,504 1,147 SH   SOLE 7,000 1,147 0 0
NVIDIA CORPORATION SR NT COMMON STOCK 67066G104   40,018 200 SH   OTR 7,000 200 0 0
ORACLE CORP SR COMMON STOCK 68389X105   1,301,073 8,878 SH   SOLE 7,000 8,878 0 0
ORACLE CORP SR COMMON STOCK 68389X105   14,655 100 SH   OTR 7,000 0 100 0
PEPSICO INC COMMON STOCK 713448108   1,379,591 10,189 SH   SOLE 7,000 10,189 0 0
PEPSICO INC COMMON STOCK 713448108   343,781 2,539 SH   OTR 7,000 1,739 800 0
PFIZER INC COMMON STOCK 717081103   210,628 8,747 SH   SOLE 7,000 8,747 0 0
PFIZER INC COMMON STOCK 717081103   89,915 3,734 SH   OTR 7,000 3,734 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109   530,971 2,935 SH   SOLE 7,000 2,935 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109   162,819 900 SH   OTR 7,000 900 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   1,909,401 13,021 SH   SOLE 7,000 13,021 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   362,347 2,471 SH   OTR 7,000 2,471 0 0
QNITY ELECTRONICS INC COMMON STOCK 74743L100   229,616 1,406 SH   SOLE 7,000 1,214 0 192
QNITY ELECTRONICS INC COMMON STOCK 74743L100   56,832 348 SH   OTR 7,000 348 0 0
RTX CORPORATION COMMON STOCK 75513E101   2,067,869 10,899 SH   SOLE 7,000 10,899 0 0
RTX CORPORATION COMMON STOCK 75513E101   291,237 1,535 SH   OTR 7,000 1,535 0 0
STATE STREET SPDR DOW JONES MUTUAL FUND/STO 78467X109   206,866 396 SH   SOLE 7,000 396 0 0
SOUTHERN CO SR GLBL COMMON STOCK 842587107   567,754 5,932 SH   SOLE 7,000 5,932 0 0
SOUTHERN CO SR GLBL COMMON STOCK 842587107   479,317 5,008 SH   OTR 7,000 3,508 1,500 0
STATE STR CORP PERP COMMON STOCK 857477103   717,409 4,230 SH   SOLE 7,000 4,230 0 0
STATE STR CORP PERP COMMON STOCK 857477103   67,840 400 SH   OTR 7,000 400 0 0
TARGET CORP COMMON STOCK 87612E106   545,690 4,178 SH   SOLE 7,000 4,178 0 0
TARGET CORP COMMON STOCK 87612E106   146,675 1,123 SH   OTR 7,000 923 200 0
TEXAS INSTRS INC COMMON STOCK 882508104   1,856,382 6,228 SH   SOLE 7,000 6,228 0 0
TEXAS INSTRS INC COMMON STOCK 882508104   59,614 200 SH   OTR 7,000 200 0 0
3M CO COMMON STOCK 88579Y101   512,285 3,164 SH   SOLE 7,000 3,164 0 0
3M CO COMMON STOCK 88579Y101   52,783 326 SH   OTR 7,000 326 0 0
TRUSTCO BANK CORP NY COMMON STOCK 898349204   5,045,293 91,883 SH   SOLE 7,000 91,883 0 0
TRUSTCO BANK CORP NY COMMON STOCK 898349204   80,059 1,458 SH   OTR 7,000 1,458 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858   232,313 3,892 SH   SOLE 7,000 3,892 0 0
VANGUARD UTILITIES ETF (MKT) MUTUAL FUND/STO 92204A876   189,858 970 SH   SOLE 7,000 945 0 25
VANGUARD UTILITIES ETF (MKT) MUTUAL FUND/STO 92204A876   24,858 127 SH   OTR 7,000 127 0 0
VANGUARD S&P 500 ETF MUTUAL FUND/STO 922908363   776,782 1,131 SH   SOLE 7,000 1,131 0 0
VANGUARD MID-CAP ETF (MKT) MUTUAL FUND/STO 922908629   329,049 4,084 SH   SOLE 7,000 4,084 0 0
VANGUARD MID-CAP ETF (MKT) MUTUAL FUND/STO 922908629   68,324 848 SH   OTR 7,000 848 0 0
VANGUARD SMALL CAP ETF (MKT) MUTUAL FUND/STO 922908751   172,778 570 SH   SOLE 7,000 570 0 0
VANGUARD SMALL CAP ETF (MKT) MUTUAL FUND/STO 922908751   68,506 226 SH   OTR 7,000 226 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104   282,831 6,680 SH   SOLE 7,000 6,680 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104   88,575 2,092 SH   OTR 7,000 1,892 200 0
WALMART INC COMMON STOCK 931142103   2,234,393 19,728 SH   SOLE 7,000 19,728 0 0
WALMART INC COMMON STOCK 931142103   342,045 3,020 SH   OTR 7,000 1,120 1,900 0
JOHNSON CTLS INTL PLC SHS FOREIGN STOCK G51502105   704,541 4,822 SH   SOLE 7,000 4,822 0 0
JOHNSON CTLS INTL PLC SHS FOREIGN STOCK G51502105   97,310 666 SH   OTR 7,000 666 0 0
LINDE PLC FOREIGN STOCK G54950103   337,311 650 SH   SOLE 7,000 650 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103   285,072 3,644 SH   SOLE 7,000 3,644 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103   50,850 650 SH   OTR 7,000 150 500 0
TRANE TECHNOLOGIES PLC FOREIGN STOCK G8994E103   112,967 230 SH   SOLE 7,000 230 0 0
TRANE TECHNOLOGIES PLC FOREIGN STOCK G8994E103   166,994 340 SH   OTR 7,000 340 0 0