The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102   204,466 7,053 SH   SOLE 7,000 7,053 0 0
AT&T INC COMMON STOCK 00206R102   101,118 3,488 SH   OTR 7,000 2,076 1,412 0
ABBOTT LABORATORIES COMMON STOCK 002824100   1,718,085 16,734 SH   SOLE 7,000 15,667 0 1,067
ABBOTT LABORATORIES COMMON STOCK 002824100   229,571 2,236 SH   OTR 7,000 2,236 0 0
ABBVIE INC SR NT COMMON STOCK 00287Y109   3,505,507 16,118 SH   SOLE 7,000 15,201 0 917
ABBVIE INC SR NT COMMON STOCK 00287Y109   534,593 2,458 SH   OTR 7,000 2,086 372 0
ALLSTATE CORP COMMON STOCK 020002101   350,404 1,690 SH   SOLE 7,000 1,690 0 0
ALLSTATE CORP COMMON STOCK 020002101   41,468 200 SH   OTR 7,000 200 0 0
ALPHABET INC SR COMMON STOCK 02079K107   371,771 1,296 SH   SOLE 7,000 1,296 0 0
ALPHABET INC SR COMMON STOCK 02079K107   530,691 1,850 SH   OTR 7,000 1,850 0 0
ALPHABET INC SR COMMON STOCK 02079K305   387,342 1,347 SH   SOLE 7,000 1,347 0 0
ALPHABET INC SR COMMON STOCK 02079K305   57,512 200 SH   OTR 7,000 200 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   151,644 2,298 SH   SOLE 7,000 2,298 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   146,828 2,225 SH   OTR 7,000 2,225 0 0
AMAZON COM INC COMMON STOCK 023135106   168,282 808 SH   SOLE 7,000 808 0 0
AMAZON COM INC COMMON STOCK 023135106   131,210 630 SH   OTR 7,000 630 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   2,359,344 7,800 SH   SOLE 7,000 7,800 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   400,786 1,325 SH   OTR 7,000 825 500 0
APPLE INC COMMON STOCK 037833100   5,773,214 22,748 SH   SOLE 7,000 22,748 0 0
APPLE INC COMMON STOCK 037833100   364,188 1,435 SH   OTR 7,000 1,165 270 0
APPLIED MATERIALS INC COMMON STOCK 038222105   7,809,218 22,848 SH   SOLE 7,000 22,248 0 600
APPLIED MATERIALS INC COMMON STOCK 038222105   808,334 2,365 SH   OTR 7,000 1,865 500 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   523,390 2,576 SH   SOLE 7,000 1,936 0 640
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   81,272 400 SH   OTR 7,000 400 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   103,507 216 SH   SOLE 7,000 216 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   594,207 1,240 SH   OTR 7,000 1,240 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108   307,557 5,071 SH   SOLE 7,000 5,071 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108   84,911 1,400 SH   OTR 7,000 1,400 0 0
CME GROUP INC COMMON STOCK 12572Q105   335,223 1,135 SH   SOLE 7,000 1,135 0 0
CATERPILLAR INC COMMON STOCK 149123101   742,466 1,048 SH   SOLE 7,000 1,048 0 0
CATERPILLAR INC COMMON STOCK 149123101   311,722 440 SH   OTR 7,000 440 0 0
CHEVRON CORP NEW COMMON STOCK 166764100   2,487,769 12,024 SH   SOLE 7,000 12,024 0 0
CHEVRON CORP NEW COMMON STOCK 166764100   412,559 1,994 SH   OTR 7,000 1,604 390 0
CISCO SYSTEMS INC COMMON STOCK 17275R102   1,233,603 15,899 SH   SOLE 7,000 15,899 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102   165,345 2,131 SH   OTR 7,000 692 1,439 0
CITIGROUP INC COMMON STOCK 172967424   227,047 2,002 SH   SOLE 7,000 2,002 0 0
CITIGROUP INC COMMON STOCK 172967424   21,774 192 SH   OTR 7,000 192 0 0
COCA COLA CO SR GLBL NT COMMON STOCK 191216100   2,698,027 35,477 SH   SOLE 7,000 34,877 0 600
COCA COLA CO SR GLBL NT COMMON STOCK 191216100   433,789 5,704 SH   OTR 7,000 2,879 2,825 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103   614,338 7,208 SH   SOLE 7,000 7,208 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103   206,427 2,422 SH   OTR 7,000 2,022 400 0
DISNEY WALT CO COMMON STOCK 254687106   1,080,133 11,207 SH   SOLE 7,000 10,007 0 1,200
DISNEY WALT CO COMMON STOCK 254687106   57,828 600 SH   OTR 7,000 250 350 0
ECOLAB INC COMMON STOCK 278865100   430,952 1,620 SH   SOLE 7,000 1,620 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   979,374 7,475 SH   SOLE 7,000 7,475 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   81,888 625 SH   OTR 7,000 625 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102   4,076,251 24,026 SH   SOLE 7,000 22,876 0 1,150
EXXON MOBIL CORP COMMON STOCK 30231G102   1,056,303 6,226 SH   OTR 7,000 2,136 4,090 0
META PLATFORMS INC COMMON STOCK 30303M102   669,964 1,171 SH   SOLE 7,000 1,171 0 0
META PLATFORMS INC COMMON STOCK 30303M102   300,368 525 SH   OTR 7,000 525 0 0
FIDELITY MSCI CONSUMER MUTUAL FUND/STO 316092204   261,128 2,800 SH   SOLE 7,000 2,800 0 0
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK 36266G107   370,991 5,212 SH   SOLE 7,000 5,053 0 159
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK 36266G107   22,635 318 SH   OTR 7,000 0 318 0
GE VERNOVA INC COMMON STOCK 36828A101   5,282,793 6,052 SH   SOLE 7,000 5,932 0 120
GE VERNOVA INC COMMON STOCK 36828A101   432,086 495 SH   OTR 7,000 93 402 0
GE AEROSPACE COMMON STOCK 369604301   6,709,741 23,645 SH   SOLE 7,000 23,164 0 481
GE AEROSPACE COMMON STOCK 369604301   526,963 1,857 SH   OTR 7,000 425 1,432 0
GENERAL MILLS INC COMMON STOCK 370334104   423,229 11,371 SH   SOLE 7,000 11,371 0 0
GENERAL MILLS INC COMMON STOCK 370334104   111,660 3,000 SH   OTR 7,000 1,600 1,400 0
HOME DEPOT INC COMMON STOCK 437076102   741,647 2,255 SH   SOLE 7,000 2,255 0 0
HOME DEPOT INC COMMON STOCK 437076102   169,708 516 SH   OTR 7,000 516 0 0
INTEL CORP COMMON STOCK 458140100   918,613 20,816 SH   SOLE 7,000 20,816 0 0
INTEL CORP COMMON STOCK 458140100   162,443 3,681 SH   OTR 7,000 3,331 350 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101   742,442 3,063 SH   SOLE 7,000 3,063 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101   398,247 1,643 SH   OTR 7,000 1,443 200 0
INVESCO QQQ TRUST MUTUAL FUND/STO 46090E103   890,588 1,543 SH   SOLE 7,000 1,543 0 0
INVESCO QQQ TRUST MUTUAL FUND/STO 46090E103   152,953 265 SH   OTR 7,000 265 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100   5,369,596 18,254 SH   SOLE 7,000 17,954 0 300
JP MORGAN CHASE & CO COMMON STOCK 46625H100   1,030,148 3,502 SH   OTR 7,000 2,462 1,040 0
JACOBS SOLUTIONS INC COMMON STOCK 46982L108   149,554 1,175 SH   SOLE 7,000 1,175 0 0
JACOBS SOLUTIONS INC COMMON STOCK 46982L108   59,822 470 SH   OTR 7,000 0 470 0
JOHNSON & JOHNSON COMMON STOCK 478160104   3,824,506 15,646 SH   SOLE 7,000 15,646 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   891,961 3,649 SH   OTR 7,000 1,149 2,500 0
ELI LILLY & CO COMMON STOCK 532457108   761,569 828 SH   SOLE 7,000 828 0 0
ELI LILLY & CO COMMON STOCK 532457108   791,002 860 SH   OTR 7,000 160 700 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   377,139 624 SH   SOLE 7,000 624 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   110,604 183 SH   OTR 7,000 183 0 0
LOWES COMPANIES INC COMMON STOCK 548661107   1,241,651 5,255 SH   SOLE 7,000 5,255 0 0
LOWES COMPANIES INC COMMON STOCK 548661107   101,128 428 SH   OTR 7,000 428 0 0
MASCO CORP COMMON STOCK 574599106   412,025 6,825 SH   SOLE 7,000 6,825 0 0
MASCO CORP COMMON STOCK 574599106   156,963 2,600 SH   OTR 7,000 0 2,600 0
MASTERCARD INC COMMON STOCK 57636Q104   44,969 90 SH   SOLE 7,000 90 0 0
MASTERCARD INC COMMON STOCK 57636Q104   199,864 400 SH   OTR 7,000 400 0 0
MCDONALDS CORP COMMON STOCK 580135101   1,796,988 5,782 SH   SOLE 7,000 5,782 0 0
MCDONALDS CORP COMMON STOCK 580135101   194,866 627 SH   OTR 7,000 427 200 0
MERCK & CO INC COMMON STOCK 58933Y105   775,390 6,446 SH   SOLE 7,000 6,446 0 0
MERCK & CO INC COMMON STOCK 58933Y105   366,283 3,045 SH   OTR 7,000 566 2,479 0
MICROSOFT CORP COMMON STOCK 594918104   3,712,065 10,028 SH   SOLE 7,000 10,028 0 0
MICROSOFT CORP COMMON STOCK 594918104   1,033,515 2,792 SH   OTR 7,000 2,792 0 0
NIKE INC COMMON STOCK 654106103   472,476 8,945 SH   SOLE 7,000 8,945 0 0
NIKE INC COMMON STOCK 654106103   25,090 475 SH   OTR 7,000 475 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   287,287 1,001 SH   SOLE 7,000 1,001 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   307,090 1,070 SH   OTR 7,000 1,070 0 0
NORTHROP GRUMMAN CORP COMMON STOCK 666807102   204,672 300 SH   SOLE 7,000 300 0 0
NVIDIA CORP COMMON STOCK 67066G104   200,037 1,147 SH   SOLE 7,000 1,147 0 0
NVIDIA CORP COMMON STOCK 67066G104   34,880 200 SH   OTR 7,000 200 0 0
ORACLE CORP COMMON STOCK 68389X105   1,316,488 8,949 SH   SOLE 7,000 8,949 0 0
ORACLE CORP COMMON STOCK 68389X105   14,711 100 SH   OTR 7,000 0 100 0
PEPSICO INC COMMON STOCK 713448108   1,582,252 10,189 SH   SOLE 7,000 10,189 0 0
PEPSICO INC COMMON STOCK 713448108   394,283 2,539 SH   OTR 7,000 1,739 800 0
PFIZER INC COMMON STOCK 717081103   246,318 8,772 SH   SOLE 7,000 8,772 0 0
PFIZER INC COMMON STOCK 717081103   50,179 1,787 SH   OTR 7,000 1,787 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109   485,273 2,935 SH   SOLE 7,000 2,935 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109   148,806 900 SH   OTR 7,000 900 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   1,925,095 13,328 SH   SOLE 7,000 13,328 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   361,823 2,505 SH   OTR 7,000 2,505 0 0
RTX CORPORATION COMMON STOCK 75513E101   2,102,420 10,899 SH   SOLE 7,000 10,899 0 0
RTX CORPORATION COMMON STOCK 75513E101   296,103 1,535 SH   OTR 7,000 1,535 0 0
SOUTHERN CO COMMON STOCK 842587107   595,722 6,172 SH   SOLE 7,000 6,172 0 0
SOUTHERN CO COMMON STOCK 842587107   361,950 3,750 SH   OTR 7,000 2,250 1,500 0
STATE STREET CORP COMMON STOCK 857477103   535,348 4,230 SH   SOLE 7,000 4,230 0 0
STATE STREET CORP COMMON STOCK 857477103   25,312 200 SH   OTR 7,000 200 0 0
TARGET CORP COMMON STOCK 87612E106   506,374 4,178 SH   SOLE 7,000 4,178 0 0
TARGET CORP COMMON STOCK 87612E106   136,107 1,123 SH   OTR 7,000 923 200 0
TEXAS INSTRS INC COMMON STOCK 882508104   1,229,489 6,333 SH   SOLE 7,000 6,333 0 0
3M CO COMMON STOCK 88579Y101   466,771 3,214 SH   SOLE 7,000 3,214 0 0
3M CO COMMON STOCK 88579Y101   47,345 326 SH   OTR 7,000 326 0 0
TRUSTCO BANK CORP NY COMMON STOCK 898349204   4,022,638 91,883 SH   SOLE 7,000 91,883 0 0
TRUSTCO BANK CORP NY COMMON STOCK 898349204   29,770 680 SH   OTR 7,000 680 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858   208,739 3,862 SH   SOLE 7,000 3,862 0 0
VANGUARD S&P 500 ETF MUTUAL FUND/STO 922908363   675,829 1,131 SH   SOLE 7,000 1,131 0 0
VANGUARD MID-CAP ETF (MKT) MUTUAL FUND/STO 922908629   293,211 1,021 SH   SOLE 7,000 1,021 0 0
VANGUARD MID-CAP ETF (MKT) MUTUAL FUND/STO 922908629   60,882 212 SH   OTR 7,000 212 0 0
VANGUARD SMALL CAP ETF (MKT) MUTUAL FUND/STO 922908751   149,294 570 SH   SOLE 7,000 570 0 0
VANGUARD SMALL CAP ETF (MKT) MUTUAL FUND/STO 922908751   59,194 226 SH   OTR 7,000 226 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104   335,335 6,680 SH   SOLE 7,000 6,680 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104   94,978 1,892 SH   OTR 7,000 1,692 200 0
WALMART INC COMMON STOCK 931142103   2,455,524 19,758 SH   SOLE 7,000 19,758 0 0
WALMART INC COMMON STOCK 931142103   375,326 3,020 SH   OTR 7,000 1,120 1,900 0
JOHNSON CTLS INTL PLC SHS FOREIGN STOCK G51502105   631,442 4,822 SH   SOLE 7,000 4,822 0 0
JOHNSON CTLS INTL PLC SHS FOREIGN STOCK G51502105   54,476 416 SH   OTR 7,000 416 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103   315,755 3,644 SH   SOLE 7,000 3,644 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103   64,988 750 SH   OTR 7,000 150 600 0
TRANE TECHNOLOGIES PLC FOREIGN STOCK G8994E103   95,850 230 SH   SOLE 7,000 230 0 0
TRANE TECHNOLOGIES PLC FOREIGN STOCK G8994E103   141,692 340 SH   OTR 7,000 340 0 0