<?xml version="1.0" encoding="us-ascii"?>
<informationTable xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="http://www.sec.gov/edgar/document/thirteenf/informationtable">
    <infoTable>
        <nameOfIssuer>AT&amp;T INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>00206R102</cusip>
        <value>204466</value>
        <shrsOrPrnAmt>
            <sshPrnamt>7053</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>7053</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>AT&amp;T INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>00206R102</cusip>
        <value>101118</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3488</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>2076</Sole>
            <Shared>1412</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>ABBOTT LABORATORIES</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>002824100</cusip>
        <value>1718085</value>
        <shrsOrPrnAmt>
            <sshPrnamt>16734</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>15667</Sole>
            <Shared>0</Shared>
            <None>1067</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>ABBOTT LABORATORIES</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>002824100</cusip>
        <value>229571</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2236</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>2236</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>ABBVIE INC SR NT</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>00287Y109</cusip>
        <value>3505507</value>
        <shrsOrPrnAmt>
            <sshPrnamt>16118</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>15201</Sole>
            <Shared>0</Shared>
            <None>917</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>ABBVIE INC SR NT</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>00287Y109</cusip>
        <value>534593</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2458</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>2086</Sole>
            <Shared>372</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>020002101</cusip>
        <value>350404</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1690</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1690</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>020002101</cusip>
        <value>41468</value>
        <shrsOrPrnAmt>
            <sshPrnamt>200</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>200</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>ALPHABET INC SR</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>02079K107</cusip>
        <value>371771</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1296</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1296</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>ALPHABET INC SR</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>02079K107</cusip>
        <value>530691</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1850</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1850</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>ALPHABET INC SR</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>02079K305</cusip>
        <value>387342</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1347</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1347</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>ALPHABET INC SR</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>02079K305</cusip>
        <value>57512</value>
        <shrsOrPrnAmt>
            <sshPrnamt>200</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>200</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>02209S103</cusip>
        <value>151644</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2298</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>2298</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>02209S103</cusip>
        <value>146828</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2225</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>2225</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>AMAZON COM INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>023135106</cusip>
        <value>168282</value>
        <shrsOrPrnAmt>
            <sshPrnamt>808</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>808</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>AMAZON COM INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>023135106</cusip>
        <value>131210</value>
        <shrsOrPrnAmt>
            <sshPrnamt>630</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>630</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>025816109</cusip>
        <value>2359344</value>
        <shrsOrPrnAmt>
            <sshPrnamt>7800</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>7800</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>025816109</cusip>
        <value>400786</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1325</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>825</Sole>
            <Shared>500</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>APPLE INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>037833100</cusip>
        <value>5773214</value>
        <shrsOrPrnAmt>
            <sshPrnamt>22748</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>22748</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>APPLE INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>037833100</cusip>
        <value>364188</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1435</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1165</Sole>
            <Shared>270</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>APPLIED MATERIALS INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>038222105</cusip>
        <value>7809218</value>
        <shrsOrPrnAmt>
            <sshPrnamt>22848</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>22248</Sole>
            <Shared>0</Shared>
            <None>600</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>APPLIED MATERIALS INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>038222105</cusip>
        <value>808334</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2365</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1865</Sole>
            <Shared>500</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>AUTOMATIC DATA PROCESSING INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>053015103</cusip>
        <value>523390</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2576</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1936</Sole>
            <Shared>0</Shared>
            <None>640</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>AUTOMATIC DATA PROCESSING INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>053015103</cusip>
        <value>81272</value>
        <shrsOrPrnAmt>
            <sshPrnamt>400</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>400</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>BERKSHIRE HATHAWAY INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>084670702</cusip>
        <value>103507</value>
        <shrsOrPrnAmt>
            <sshPrnamt>216</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>216</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>BERKSHIRE HATHAWAY INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>084670702</cusip>
        <value>594207</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1240</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1240</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>BRISTOL-MYERS SQUIBB CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>110122108</cusip>
        <value>307557</value>
        <shrsOrPrnAmt>
            <sshPrnamt>5071</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>5071</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>BRISTOL-MYERS SQUIBB CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>110122108</cusip>
        <value>84911</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1400</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1400</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>CME GROUP INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>12572Q105</cusip>
        <value>335223</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1135</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1135</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>149123101</cusip>
        <value>742466</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1048</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1048</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>149123101</cusip>
        <value>311722</value>
        <shrsOrPrnAmt>
            <sshPrnamt>440</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>440</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>166764100</cusip>
        <value>2487769</value>
        <shrsOrPrnAmt>
            <sshPrnamt>12024</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>12024</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>166764100</cusip>
        <value>412559</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1994</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1604</Sole>
            <Shared>390</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>CISCO SYSTEMS INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>17275R102</cusip>
        <value>1233603</value>
        <shrsOrPrnAmt>
            <sshPrnamt>15899</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>15899</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>CISCO SYSTEMS INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>17275R102</cusip>
        <value>165345</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2131</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>692</Sole>
            <Shared>1439</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>CITIGROUP INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>172967424</cusip>
        <value>227047</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2002</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>2002</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>CITIGROUP INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>172967424</cusip>
        <value>21774</value>
        <shrsOrPrnAmt>
            <sshPrnamt>192</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>192</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>COCA COLA CO SR GLBL NT</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>191216100</cusip>
        <value>2698027</value>
        <shrsOrPrnAmt>
            <sshPrnamt>35477</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>34877</Sole>
            <Shared>0</Shared>
            <None>600</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>COCA COLA CO SR GLBL NT</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>191216100</cusip>
        <value>433789</value>
        <shrsOrPrnAmt>
            <sshPrnamt>5704</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>2879</Sole>
            <Shared>2825</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>COLGATE PALMOLIVE CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>194162103</cusip>
        <value>614338</value>
        <shrsOrPrnAmt>
            <sshPrnamt>7208</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>7208</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>COLGATE PALMOLIVE CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>194162103</cusip>
        <value>206427</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2422</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>2022</Sole>
            <Shared>400</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>254687106</cusip>
        <value>1080133</value>
        <shrsOrPrnAmt>
            <sshPrnamt>11207</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>10007</Sole>
            <Shared>0</Shared>
            <None>1200</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>254687106</cusip>
        <value>57828</value>
        <shrsOrPrnAmt>
            <sshPrnamt>600</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>250</Sole>
            <Shared>350</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>ECOLAB INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>278865100</cusip>
        <value>430952</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1620</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1620</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>EMERSON ELECTRIC CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>291011104</cusip>
        <value>979374</value>
        <shrsOrPrnAmt>
            <sshPrnamt>7475</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>7475</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>EMERSON ELECTRIC CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>291011104</cusip>
        <value>81888</value>
        <shrsOrPrnAmt>
            <sshPrnamt>625</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>625</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>30231G102</cusip>
        <value>4076251</value>
        <shrsOrPrnAmt>
            <sshPrnamt>24026</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>22876</Sole>
            <Shared>0</Shared>
            <None>1150</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>30231G102</cusip>
        <value>1056303</value>
        <shrsOrPrnAmt>
            <sshPrnamt>6226</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>2136</Sole>
            <Shared>4090</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>META PLATFORMS INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>30303M102</cusip>
        <value>669964</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1171</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1171</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>META PLATFORMS INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>30303M102</cusip>
        <value>300368</value>
        <shrsOrPrnAmt>
            <sshPrnamt>525</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>525</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>FIDELITY MSCI CONSUMER</nameOfIssuer>
        <titleOfClass>MUTUAL FUND/STO</titleOfClass>
        <cusip>316092204</cusip>
        <value>261128</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2800</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>2800</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>GE HEALTHCARE TECHNOLOGIES INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>36266G107</cusip>
        <value>370991</value>
        <shrsOrPrnAmt>
            <sshPrnamt>5212</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>5053</Sole>
            <Shared>0</Shared>
            <None>159</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>GE HEALTHCARE TECHNOLOGIES INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>36266G107</cusip>
        <value>22635</value>
        <shrsOrPrnAmt>
            <sshPrnamt>318</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>318</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>GE VERNOVA INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>36828A101</cusip>
        <value>5282793</value>
        <shrsOrPrnAmt>
            <sshPrnamt>6052</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>5932</Sole>
            <Shared>0</Shared>
            <None>120</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>GE VERNOVA INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>36828A101</cusip>
        <value>432086</value>
        <shrsOrPrnAmt>
            <sshPrnamt>495</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>93</Sole>
            <Shared>402</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>GE AEROSPACE</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>369604301</cusip>
        <value>6709741</value>
        <shrsOrPrnAmt>
            <sshPrnamt>23645</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>23164</Sole>
            <Shared>0</Shared>
            <None>481</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>GE AEROSPACE</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>369604301</cusip>
        <value>526963</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1857</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>425</Sole>
            <Shared>1432</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>GENERAL MILLS INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>370334104</cusip>
        <value>423229</value>
        <shrsOrPrnAmt>
            <sshPrnamt>11371</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>11371</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>GENERAL MILLS INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>370334104</cusip>
        <value>111660</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3000</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1600</Sole>
            <Shared>1400</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>437076102</cusip>
        <value>741647</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2255</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>2255</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>437076102</cusip>
        <value>169708</value>
        <shrsOrPrnAmt>
            <sshPrnamt>516</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>516</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>INTEL CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>458140100</cusip>
        <value>918613</value>
        <shrsOrPrnAmt>
            <sshPrnamt>20816</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>20816</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>INTEL CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>458140100</cusip>
        <value>162443</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3681</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>3331</Sole>
            <Shared>350</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>459200101</cusip>
        <value>742442</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3063</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>3063</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>459200101</cusip>
        <value>398247</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1643</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1443</Sole>
            <Shared>200</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>INVESCO QQQ TRUST</nameOfIssuer>
        <titleOfClass>MUTUAL FUND/STO</titleOfClass>
        <cusip>46090E103</cusip>
        <value>890588</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1543</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1543</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>INVESCO QQQ TRUST</nameOfIssuer>
        <titleOfClass>MUTUAL FUND/STO</titleOfClass>
        <cusip>46090E103</cusip>
        <value>152953</value>
        <shrsOrPrnAmt>
            <sshPrnamt>265</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>265</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>JP MORGAN CHASE &amp; CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>46625H100</cusip>
        <value>5369596</value>
        <shrsOrPrnAmt>
            <sshPrnamt>18254</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>17954</Sole>
            <Shared>0</Shared>
            <None>300</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>JP MORGAN CHASE &amp; CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>46625H100</cusip>
        <value>1030148</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3502</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>2462</Sole>
            <Shared>1040</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>JACOBS SOLUTIONS INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>46982L108</cusip>
        <value>149554</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1175</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1175</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>JACOBS SOLUTIONS INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>46982L108</cusip>
        <value>59822</value>
        <shrsOrPrnAmt>
            <sshPrnamt>470</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>470</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>478160104</cusip>
        <value>3824506</value>
        <shrsOrPrnAmt>
            <sshPrnamt>15646</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>15646</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>478160104</cusip>
        <value>891961</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3649</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1149</Sole>
            <Shared>2500</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>ELI LILLY &amp; CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>532457108</cusip>
        <value>761569</value>
        <shrsOrPrnAmt>
            <sshPrnamt>828</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>828</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>ELI LILLY &amp; CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>532457108</cusip>
        <value>791002</value>
        <shrsOrPrnAmt>
            <sshPrnamt>860</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>160</Sole>
            <Shared>700</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>539830109</cusip>
        <value>377139</value>
        <shrsOrPrnAmt>
            <sshPrnamt>624</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>624</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>539830109</cusip>
        <value>110604</value>
        <shrsOrPrnAmt>
            <sshPrnamt>183</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>183</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>LOWES COMPANIES INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>548661107</cusip>
        <value>1241651</value>
        <shrsOrPrnAmt>
            <sshPrnamt>5255</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>5255</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>LOWES COMPANIES INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>548661107</cusip>
        <value>101128</value>
        <shrsOrPrnAmt>
            <sshPrnamt>428</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>428</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>MASCO CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>574599106</cusip>
        <value>412025</value>
        <shrsOrPrnAmt>
            <sshPrnamt>6825</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>6825</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>MASCO CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>574599106</cusip>
        <value>156963</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2600</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>2600</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>MASTERCARD INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>57636Q104</cusip>
        <value>44969</value>
        <shrsOrPrnAmt>
            <sshPrnamt>90</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>90</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>MASTERCARD INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>57636Q104</cusip>
        <value>199864</value>
        <shrsOrPrnAmt>
            <sshPrnamt>400</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>400</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>580135101</cusip>
        <value>1796988</value>
        <shrsOrPrnAmt>
            <sshPrnamt>5782</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>5782</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>580135101</cusip>
        <value>194866</value>
        <shrsOrPrnAmt>
            <sshPrnamt>627</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>427</Sole>
            <Shared>200</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>MERCK &amp; CO INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>58933Y105</cusip>
        <value>775390</value>
        <shrsOrPrnAmt>
            <sshPrnamt>6446</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>6446</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>MERCK &amp; CO INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>58933Y105</cusip>
        <value>366283</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3045</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>566</Sole>
            <Shared>2479</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>594918104</cusip>
        <value>3712065</value>
        <shrsOrPrnAmt>
            <sshPrnamt>10028</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>10028</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>594918104</cusip>
        <value>1033515</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2792</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>2792</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>NIKE INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>654106103</cusip>
        <value>472476</value>
        <shrsOrPrnAmt>
            <sshPrnamt>8945</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>8945</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>NIKE INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>654106103</cusip>
        <value>25090</value>
        <shrsOrPrnAmt>
            <sshPrnamt>475</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>475</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>NORFOLK SOUTHERN CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>655844108</cusip>
        <value>287287</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1001</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1001</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>NORFOLK SOUTHERN CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>655844108</cusip>
        <value>307090</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1070</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1070</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>NORTHROP GRUMMAN CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>666807102</cusip>
        <value>204672</value>
        <shrsOrPrnAmt>
            <sshPrnamt>300</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>300</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>NVIDIA CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>67066G104</cusip>
        <value>200037</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1147</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1147</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>NVIDIA CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>67066G104</cusip>
        <value>34880</value>
        <shrsOrPrnAmt>
            <sshPrnamt>200</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>200</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>ORACLE CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>68389X105</cusip>
        <value>1316488</value>
        <shrsOrPrnAmt>
            <sshPrnamt>8949</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>8949</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>ORACLE CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>68389X105</cusip>
        <value>14711</value>
        <shrsOrPrnAmt>
            <sshPrnamt>100</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>100</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>PEPSICO INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>713448108</cusip>
        <value>1582252</value>
        <shrsOrPrnAmt>
            <sshPrnamt>10189</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>10189</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>PEPSICO INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>713448108</cusip>
        <value>394283</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2539</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1739</Sole>
            <Shared>800</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>PFIZER INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>717081103</cusip>
        <value>246318</value>
        <shrsOrPrnAmt>
            <sshPrnamt>8772</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>8772</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>PFIZER INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>717081103</cusip>
        <value>50179</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1787</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1787</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>PHILIP MORRIS INTERNATIONAL INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>718172109</cusip>
        <value>485273</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2935</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>2935</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>PHILIP MORRIS INTERNATIONAL INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>718172109</cusip>
        <value>148806</value>
        <shrsOrPrnAmt>
            <sshPrnamt>900</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>900</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>PROCTER &amp; GAMBLE CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>742718109</cusip>
        <value>1925095</value>
        <shrsOrPrnAmt>
            <sshPrnamt>13328</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>13328</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>PROCTER &amp; GAMBLE CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>742718109</cusip>
        <value>361823</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2505</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>2505</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>RTX CORPORATION</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>75513E101</cusip>
        <value>2102420</value>
        <shrsOrPrnAmt>
            <sshPrnamt>10899</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>10899</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>RTX CORPORATION</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>75513E101</cusip>
        <value>296103</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1535</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1535</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>842587107</cusip>
        <value>595722</value>
        <shrsOrPrnAmt>
            <sshPrnamt>6172</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>6172</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>842587107</cusip>
        <value>361950</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3750</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>2250</Sole>
            <Shared>1500</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>STATE STREET CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>857477103</cusip>
        <value>535348</value>
        <shrsOrPrnAmt>
            <sshPrnamt>4230</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>4230</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>STATE STREET CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>857477103</cusip>
        <value>25312</value>
        <shrsOrPrnAmt>
            <sshPrnamt>200</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>200</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>TARGET CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>87612E106</cusip>
        <value>506374</value>
        <shrsOrPrnAmt>
            <sshPrnamt>4178</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>4178</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>TARGET CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>87612E106</cusip>
        <value>136107</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1123</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>923</Sole>
            <Shared>200</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>882508104</cusip>
        <value>1229489</value>
        <shrsOrPrnAmt>
            <sshPrnamt>6333</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>6333</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>3M CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>88579Y101</cusip>
        <value>466771</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3214</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>3214</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>3M CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>88579Y101</cusip>
        <value>47345</value>
        <shrsOrPrnAmt>
            <sshPrnamt>326</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>326</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>TRUSTCO BANK CORP NY</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>898349204</cusip>
        <value>4022638</value>
        <shrsOrPrnAmt>
            <sshPrnamt>91883</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>91883</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>TRUSTCO BANK CORP NY</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>898349204</cusip>
        <value>29770</value>
        <shrsOrPrnAmt>
            <sshPrnamt>680</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>680</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>VANGUARD EMERGING MARKETS STOCK</nameOfIssuer>
        <titleOfClass>MUTUAL FUND/STO</titleOfClass>
        <cusip>922042858</cusip>
        <value>208739</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3862</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>3862</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>VANGUARD S&amp;P 500 ETF</nameOfIssuer>
        <titleOfClass>MUTUAL FUND/STO</titleOfClass>
        <cusip>922908363</cusip>
        <value>675829</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1131</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1131</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>VANGUARD MID-CAP ETF (MKT)</nameOfIssuer>
        <titleOfClass>MUTUAL FUND/STO</titleOfClass>
        <cusip>922908629</cusip>
        <value>293211</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1021</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1021</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>VANGUARD MID-CAP ETF (MKT)</nameOfIssuer>
        <titleOfClass>MUTUAL FUND/STO</titleOfClass>
        <cusip>922908629</cusip>
        <value>60882</value>
        <shrsOrPrnAmt>
            <sshPrnamt>212</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>212</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>VANGUARD SMALL CAP ETF (MKT)</nameOfIssuer>
        <titleOfClass>MUTUAL FUND/STO</titleOfClass>
        <cusip>922908751</cusip>
        <value>149294</value>
        <shrsOrPrnAmt>
            <sshPrnamt>570</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>570</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>VANGUARD SMALL CAP ETF (MKT)</nameOfIssuer>
        <titleOfClass>MUTUAL FUND/STO</titleOfClass>
        <cusip>922908751</cusip>
        <value>59194</value>
        <shrsOrPrnAmt>
            <sshPrnamt>226</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>226</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>92343V104</cusip>
        <value>335335</value>
        <shrsOrPrnAmt>
            <sshPrnamt>6680</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>6680</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>92343V104</cusip>
        <value>94978</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1892</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1692</Sole>
            <Shared>200</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>WALMART INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>931142103</cusip>
        <value>2455524</value>
        <shrsOrPrnAmt>
            <sshPrnamt>19758</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>19758</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>WALMART INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>931142103</cusip>
        <value>375326</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3020</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1120</Sole>
            <Shared>1900</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>JOHNSON CTLS INTL PLC SHS</nameOfIssuer>
        <titleOfClass>FOREIGN STOCK</titleOfClass>
        <cusip>G51502105</cusip>
        <value>631442</value>
        <shrsOrPrnAmt>
            <sshPrnamt>4822</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>4822</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>JOHNSON CTLS INTL PLC SHS</nameOfIssuer>
        <titleOfClass>FOREIGN STOCK</titleOfClass>
        <cusip>G51502105</cusip>
        <value>54476</value>
        <shrsOrPrnAmt>
            <sshPrnamt>416</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>416</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
        <titleOfClass>FOREIGN STOCK</titleOfClass>
        <cusip>G5960L103</cusip>
        <value>315755</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3644</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>3644</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
        <titleOfClass>FOREIGN STOCK</titleOfClass>
        <cusip>G5960L103</cusip>
        <value>64988</value>
        <shrsOrPrnAmt>
            <sshPrnamt>750</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>150</Sole>
            <Shared>600</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>TRANE TECHNOLOGIES PLC</nameOfIssuer>
        <titleOfClass>FOREIGN STOCK</titleOfClass>
        <cusip>G8994E103</cusip>
        <value>95850</value>
        <shrsOrPrnAmt>
            <sshPrnamt>230</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>230</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>TRANE TECHNOLOGIES PLC</nameOfIssuer>
        <titleOfClass>FOREIGN STOCK</titleOfClass>
        <cusip>G8994E103</cusip>
        <value>141692</value>
        <shrsOrPrnAmt>
            <sshPrnamt>340</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>340</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
</informationTable>
