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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Interest and dividend income:    
Interest and fees on loans $ 57,565 $ 53,450
Interest and dividends on securities available for sale:    
U. S. government sponsored enterprises 149 596
State and political subdivisions 0 0
Mortgage-backed securities and collateralized mortgage obligations - residential 1,469 1,483
Corporate bonds 694 260
Small Business Administration-guaranteed participation securities 63 81
Other securities 8 7
Total interest and dividends on securities available for sale 2,383 2,427
Interest on held to maturity securities:    
Mortgage-backed securities and collateralized mortgage obligations-residential 47 57
Total interest on held to maturity securities 47 57
Federal Home Loan Bank stock 126 151
Interest on federal funds sold and other short-term investments 6,105 6,732
Total interest income 66,226 62,817
Interest on deposits:    
Interest-bearing checking 533 558
Savings accounts 675 734
Money market deposit accounts 1,552 1,989
Time deposits 18,357 18,983
Interest on short-term borrowings 401 180
Total interest expense 21,518 22,444
Net interest income 44,708 40,373
Provision for credit losses 950 300
Net interest income after provision for credit losses 43,758 40,073
Noninterest income:    
Trustco financial services income 2,135 2,120
Fees for services to customers 2,340 2,645
Other 366 209
Total noninterest income 4,841 4,974
Noninterest expenses:    
Salaries and employee benefits 12,219 11,894
Net occupancy expense 4,542 4,554
Equipment expense 2,022 1,944
Professional services 1,526 1,726
Outsourced services 2,700 2,700
Advertising expense 394 361
FDIC and other insurance 1,153 1,188
Other real estate expense, net 50 28
Other 2,376 1,934
Total noninterest expenses 26,982 26,329
Income before taxes 21,617 18,718
Income taxes 5,332 4,443
Net income $ 16,285 $ 14,275
Net income per share:    
- Basic (in Dollars per share) $ 0.91 $ 0.75
- Diluted (in Dollars per share) $ 0.91 $ 0.75