The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102   178,301 7,178 SH   SOLE 7,000 7,178 0 0
AT&T INC COMMON STOCK 00206R102   86,641 3,488 SH   OTR 7,000 2,076 1,412 0
ABBOTT LABORATORIES COMMON STOCK 002824100   2,128,934 16,992 SH   SOLE 7,000 15,925 0 1,067
ABBOTT LABORATORIES COMMON STOCK 002824100   286,415 2,286 SH   OTR 7,000 2,286 0 0
ABBVIE INC SR NT COMMON STOCK 00287Y109   3,687,375 16,138 SH   SOLE 7,000 15,221 0 917
ABBVIE INC SR NT COMMON STOCK 00287Y109   573,055 2,508 SH   OTR 7,000 2,136 372 0
ALLSTATE CORP COMMON STOCK 020002101   328,877 1,580 SH   SOLE 7,000 1,580 0 0
ALLSTATE CORP COMMON STOCK 020002101   41,630 200 SH   OTR 7,000 200 0 0
ALPHABET INC SR COMMON STOCK 02079K107   522,791 1,666 SH   SOLE 7,000 1,666 0 0
ALPHABET INC SR COMMON STOCK 02079K107   580,530 1,850 SH   OTR 7,000 1,850 0 0
ALPHABET INC SR COMMON STOCK 02079K305   390,311 1,247 SH   SOLE 7,000 1,247 0 0
ALPHABET INC SR COMMON STOCK 02079K305   62,600 200 SH   OTR 7,000 200 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   132,504 2,298 SH   SOLE 7,000 2,298 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   128,294 2,225 SH   OTR 7,000 2,225 0 0
AMAZON COM INC COMMON STOCK 023135106   186,503 808 SH   SOLE 7,000 808 0 0
AMAZON COM INC COMMON STOCK 023135106   145,417 630 SH   OTR 7,000 630 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   2,856,019 7,720 SH   SOLE 7,000 7,720 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   490,184 1,325 SH   OTR 7,000 825 500 0
APPLE INC COMMON STOCK 037833100   6,483,044 23,848 SH   SOLE 7,000 23,848 0 0
APPLE INC COMMON STOCK 037833100   390,119 1,435 SH   OTR 7,000 1,165 270 0
APPLIED MATERIALS INC COMMON STOCK 038222105   5,985,298 23,290 SH   SOLE 7,000 22,690 0 600
APPLIED MATERIALS INC COMMON STOCK 038222105   607,782 2,365 SH   OTR 7,000 1,865 500 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   681,915 2,651 SH   SOLE 7,000 2,011 0 640
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   102,892 400 SH   OTR 7,000 400 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   108,573 216 SH   SOLE 7,000 216 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   623,286 1,240 SH   OTR 7,000 1,240 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108   254,651 4,721 SH   SOLE 7,000 4,721 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108   75,517 1,400 SH   OTR 7,000 1,400 0 0
CME GROUP INC COMMON STOCK 12572Q105   286,734 1,050 SH   SOLE 7,000 1,050 0 0
CATERPILLAR INC COMMON STOCK 149123101   600,370 1,048 SH   SOLE 7,000 1,048 0 0
CATERPILLAR INC COMMON STOCK 149123101   252,062 440 SH   OTR 7,000 440 0 0
CHEVRON CORP NEW COMMON STOCK 166764100   1,870,685 12,274 SH   SOLE 7,000 12,274 0 0
CHEVRON CORP NEW COMMON STOCK 166764100   303,906 1,994 SH   OTR 7,000 1,604 390 0
CISCO SYSTEMS INC COMMON STOCK 17275R102   1,232,020 15,994 SH   SOLE 7,000 15,994 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102   164,151 2,131 SH   OTR 7,000 692 1,439 0
CITIGROUP INC COMMON STOCK 172967424   233,614 2,002 SH   SOLE 7,000 2,002 0 0
CITIGROUP INC COMMON STOCK 172967424   22,405 192 SH   OTR 7,000 192 0 0
COCA COLA CO SR GLBL NT COMMON STOCK 191216100   2,487,189 35,577 SH   SOLE 7,000 34,977 0 600
COCA COLA CO SR GLBL NT COMMON STOCK 191216100   414,847 5,934 SH   OTR 7,000 3,109 2,825 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103   581,429 7,358 SH   SOLE 7,000 7,358 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103   191,386 2,422 SH   OTR 7,000 2,022 400 0
DISNEY WALT CO COMMON STOCK 254687106   1,548,073 13,607 SH   SOLE 7,000 12,407 0 1,200
DISNEY WALT CO COMMON STOCK 254687106   68,263 600 SH   OTR 7,000 250 350 0
ECOLAB INC COMMON STOCK 278865100   425,282 1,620 SH   SOLE 7,000 1,620 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   992,081 7,475 SH   SOLE 7,000 7,475 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   82,950 625 SH   OTR 7,000 625 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102   2,906,696 24,154 SH   SOLE 7,000 23,004 0 1,150
EXXON MOBIL CORP COMMON STOCK 30231G102   777,999 6,465 SH   OTR 7,000 2,175 4,290 0
META PLATFORMS INC COMMON STOCK 30303M102   772,966 1,171 SH   SOLE 7,000 1,171 0 0
META PLATFORMS INC COMMON STOCK 30303M102   346,547 525 SH   OTR 7,000 525 0 0
FIDELITY MSCI CONSUMER MUTUAL FUND/STO 316092204   286,048 2,800 SH   SOLE 7,000 2,800 0 0
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK 36266G107   455,782 5,557 SH   SOLE 7,000 5,398 0 159
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK 36266G107   26,083 318 SH   OTR 7,000 0 318 0
GE VERNOVA INC COMMON STOCK 36828A101   3,918,156 5,995 SH   SOLE 7,000 5,875 0 120
GE VERNOVA INC COMMON STOCK 36828A101   324,173 496 SH   OTR 7,000 94 402 0
GE AEROSPACE COMMON STOCK 369604301   7,267,050 23,592 SH   SOLE 7,000 23,111 0 481
GE AEROSPACE COMMON STOCK 369604301   572,014 1,857 SH   OTR 7,000 425 1,432 0
GENERAL MILLS INC COMMON STOCK 370334104   528,754 11,371 SH   SOLE 7,000 11,371 0 0
GENERAL MILLS INC COMMON STOCK 370334104   148,800 3,200 SH   OTR 7,000 1,800 1,400 0
HOME DEPOT INC COMMON STOCK 437076102   775,946 2,255 SH   SOLE 7,000 2,255 0 0
HOME DEPOT INC COMMON STOCK 437076102   177,555 516 SH   OTR 7,000 516 0 0
INTEL CORP COMMON STOCK 458140100   760,732 20,616 SH   SOLE 7,000 20,616 0 0
INTEL CORP COMMON STOCK 458140100   145,054 3,931 SH   OTR 7,000 3,331 600 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101   907,294 3,063 SH   SOLE 7,000 3,063 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101   498,522 1,683 SH   OTR 7,000 1,483 200 0
INVESCO QQQ TR MUTUAL FUND/STO 46090E103   957,710 1,559 SH   SOLE 7,000 1,559 0 0
INVESCO QQQ TR MUTUAL FUND/STO 46090E103   162,792 265 SH   OTR 7,000 265 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100   5,978,471 18,554 SH   SOLE 7,000 18,254 0 300
JP MORGAN CHASE & CO COMMON STOCK 46625H100   1,128,415 3,502 SH   OTR 7,000 2,462 1,040 0
JACOBS SOLUTIONS INC COMMON STOCK 46982L108   168,887 1,275 SH   SOLE 7,000 1,275 0 0
JACOBS SOLUTIONS INC COMMON STOCK 46982L108   62,256 470 SH   OTR 7,000 0 470 0
JOHNSON & JOHNSON COMMON STOCK 478160104   3,232,768 15,621 SH   SOLE 7,000 15,621 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   759,300 3,669 SH   OTR 7,000 1,169 2,500 0
ELI LILLY & CO COMMON STOCK 532457108   895,208 833 SH   SOLE 7,000 833 0 0
ELI LILLY & CO COMMON STOCK 532457108   924,225 860 SH   OTR 7,000 160 700 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   301,810 624 SH   SOLE 7,000 624 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   88,512 183 SH   OTR 7,000 183 0 0
LOWES COMPANIES INC COMMON STOCK 548661107   1,266,090 5,250 SH   SOLE 7,000 5,250 0 0
LOWES COMPANIES INC COMMON STOCK 548661107   103,216 428 SH   OTR 7,000 428 0 0
MASCO CORP COMMON STOCK 574599106   433,115 6,825 SH   SOLE 7,000 6,825 0 0
MASCO CORP COMMON STOCK 574599106   164,996 2,600 SH   OTR 7,000 0 2,600 0
MASTERCARD INC COMMON STOCK 57636Q104   51,379 90 SH   SOLE 7,000 90 0 0
MASTERCARD INC COMMON STOCK 57636Q104   228,352 400 SH   OTR 7,000 400 0 0
MCDONALDS CORP COMMON STOCK 580135101   1,767,153 5,782 SH   SOLE 7,000 5,782 0 0
MCDONALDS CORP COMMON STOCK 580135101   191,631 627 SH   OTR 7,000 427 200 0
MERCK & CO INC COMMON STOCK 58933Y105   661,665 6,286 SH   SOLE 7,000 6,286 0 0
MERCK & CO INC COMMON STOCK 58933Y105   320,518 3,045 SH   OTR 7,000 566 2,479 0
MICROSOFT CORP COMMON STOCK 594918104   4,819,275 9,965 SH   SOLE 7,000 9,965 0 0
MICROSOFT CORP COMMON STOCK 594918104   1,359,939 2,812 SH   OTR 7,000 2,812 0 0
NIKE INC COMMON STOCK 654106103   585,050 9,183 SH   SOLE 7,000 9,183 0 0
NIKE INC COMMON STOCK 654106103   30,262 475 SH   OTR 7,000 475 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   273,129 946 SH   SOLE 7,000 946 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   308,931 1,070 SH   OTR 7,000 1,070 0 0
NVIDIA CORP COMMON STOCK 67066G104   210,186 1,127 SH   SOLE 7,000 1,127 0 0
NVIDIA CORP COMMON STOCK 67066G104   37,300 200 SH   OTR 7,000 200 0 0
ORACLE CORP SR GLBL NT COMMON STOCK 68389X105   1,732,556 8,889 SH   SOLE 7,000 8,889 0 0
ORACLE CORP SR GLBL NT COMMON STOCK 68389X105   19,491 100 SH   OTR 7,000 0 100 0
PEPSICO INC COMMON STOCK 713448108   1,476,820 10,290 SH   SOLE 7,000 10,290 0 0
PEPSICO INC COMMON STOCK 713448108   364,397 2,539 SH   OTR 7,000 1,739 800 0
PFIZER INC COMMON STOCK 717081103   212,200 8,522 SH   SOLE 7,000 8,522 0 0
PFIZER INC COMMON STOCK 717081103   44,497 1,787 SH   OTR 7,000 1,787 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109   470,774 2,935 SH   SOLE 7,000 2,935 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109   144,360 900 SH   OTR 7,000 900 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   1,976,104 13,789 SH   SOLE 7,000 13,789 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   369,025 2,575 SH   OTR 7,000 2,575 0 0
RTX CORPORATION COMMON STOCK 75513E101   1,983,286 10,814 SH   SOLE 7,000 10,814 0 0
RTX CORPORATION COMMON STOCK 75513E101   281,519 1,535 SH   OTR 7,000 1,535 0 0
SOUTHERN CO COMMON STOCK 842587107   538,198 6,172 SH   SOLE 7,000 6,172 0 0
SOUTHERN CO COMMON STOCK 842587107   327,000 3,750 SH   OTR 7,000 2,250 1,500 0
STATE STREET CORP COMMON STOCK 857477103   559,904 4,340 SH   SOLE 7,000 4,340 0 0
STATE STREET CORP COMMON STOCK 857477103   25,802 200 SH   OTR 7,000 200 0 0
TARGET CORP COMMON STOCK 87612E106   394,716 4,038 SH   SOLE 7,000 4,038 0 0
TARGET CORP COMMON STOCK 87612E106   124,436 1,273 SH   OTR 7,000 923 350 0
TEXAS INSTRS INC COMMON STOCK 882508104   1,101,316 6,348 SH   SOLE 7,000 6,348 0 0
3M CO COMMON STOCK 88579Y101   513,763 3,209 SH   SOLE 7,000 3,209 0 0
3M CO COMMON STOCK 88579Y101   52,192 326 SH   OTR 7,000 326 0 0
TRUSTCO BANK CORP NY COMMON STOCK 898349204   3,797,527 91,883 SH   SOLE 7,000 91,883 0 0
TRUSTCO BANK CORP NY COMMON STOCK 898349204   28,105 680 SH   OTR 7,000 680 0 0
VANGUARD S&P 500 ETF MUTUAL FUND/STO 922908363   709,284 1,131 SH   SOLE 7,000 1,131 0 0
VANGUARD MID-CAP ETF (MKT) MUTUAL FUND/STO 922908629   296,315 1,021 SH   SOLE 7,000 1,021 0 0
VANGUARD MID-CAP ETF (MKT) MUTUAL FUND/STO 922908629   61,526 212 SH   OTR 7,000 212 0 0
VANGUARD SMALL CAP ETF (MKT) MUTUAL FUND/STO 922908751   147,032 570 SH   SOLE 7,000 570 0 0
VANGUARD SMALL CAP ETF (MKT) MUTUAL FUND/STO 922908751   58,296 226 SH   OTR 7,000 226 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104   321,767 7,900 SH   SOLE 7,000 7,900 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104   77,062 1,892 SH   OTR 7,000 1,692 200 0
WALMART INC COMMON STOCK 931142103   2,111,445 18,952 SH   SOLE 7,000 18,952 0 0
WALMART INC COMMON STOCK 931142103   378,905 3,401 SH   OTR 7,000 1,201 2,200 0
JOHNSON CTLS INTL PLC SHS FOREIGN STOCK G51502105   596,957 4,985 SH   SOLE 7,000 4,985 0 0
JOHNSON CTLS INTL PLC SHS FOREIGN STOCK G51502105   49,816 416 SH   OTR 7,000 416 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103   366,662 3,817 SH   SOLE 7,000 3,817 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103   72,045 750 SH   OTR 7,000 150 600 0
TRANE TECHNOLOGIES PLC FOREIGN STOCK G8994E103   89,516 230 SH   SOLE 7,000 230 0 0
TRANE TECHNOLOGIES PLC FOREIGN STOCK G8994E103   132,328 340 SH   OTR 7,000 340 0 0