Consolidated Statements of Financial Condition (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2025	Dec. 31, 2024
ASSETS:
Cash and due from banks	$ 45,218	$ 47,364
Federal funds sold and other short term investments	668,373	594,448
Total cash and cash equivalents	713,591	641,812
Securities available for sale	336,566	358,185
Held to maturity securities ($4,844 and $5,306 fair value at June 30, 2025 and December 31, 2024, respectively)	4,836	5,365
Federal Home Loan Bank stock	6,601	6,507
Loans, net of deferred costs	5,156,701	5,098,058
Less: Allowance for credit losses on loans	51,265	50,248
Net loans	5,105,436	5,047,810
Bank premises and equipment, net	38,129	33,782
Operating lease right-of-use assets	36,322	36,627
Other assets	106,894	108,656
Total assets	6,348,375	6,238,744
Deposits:
Demand	784,351	762,101
Interest-bearing checking	1,045,043	1,027,540
Savings accounts	1,082,489	1,086,534
Money market deposit accounts	467,087	465,049
Time deposits	2,111,344	2,049,759
Total deposits	5,490,314	5,390,983
Short-term borrowings	82,370	84,781
Operating lease liabilities	39,350	40,159
Accrued expenses and other liabilities	43,536	46,478
Total liabilities	5,655,570	5,562,401
SHAREHOLDERS' EQUITY:
Capital stock par value $1.00; 30,000,000 shares authorized; 20,097,152 shares issued at both June 30, 2025 and December 31, 2024, and 18,851,014 and 19,019,749 shares outstanding at June 30, 2025 and December 31, 2024, respectively	20,097	20,097
Surplus	259,490	258,874
Undivided profits	462,158	446,503
Accumulated other comprehensive income (loss), net of tax	1,663	(3,861)
Treasury stock at cost - 1,246,138 and 1,077,403 shares at June 30, 2025 and December 31, 2024, respectively	(50,603)	(45,270)
Total shareholders' equity	692,805	676,343
Total liabilities and shareholders' equity	$ 6,348,375	$ 6,238,744