The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102   340,277 11,758 SH   SOLE 7,000 11,758 0 0
AT&T INC COMMON STOCK 00206R102   103,837 3,588 SH   OTR 7,000 2,176 1,412 0
ABBOTT LABORATORIES COMMON STOCK 002824100   2,351,890 17,292 SH   SOLE 7,000 16,225 0 1,067
ABBOTT LABORATORIES COMMON STOCK 002824100   324,521 2,386 SH   OTR 7,000 2,386 0 0
ABBVIE INC SR NT COMMON STOCK 00287Y109   3,015,025 16,243 SH   SOLE 7,000 15,326 0 917
ABBVIE INC SR NT COMMON STOCK 00287Y109   484,098 2,608 SH   OTR 7,000 2,236 372 0
ALLSTATE CORP COMMON STOCK 020002101   297,939 1,480 SH   SOLE 7,000 1,480 0 0
ALLSTATE CORP COMMON STOCK 020002101   40,262 200 SH   OTR 7,000 200 0 0
ALPHABET INC COMMON STOCK 02079K107   295,532 1,666 SH   SOLE 7,000 1,666 0 0
ALPHABET INC COMMON STOCK 02079K107   328,172 1,850 SH   OTR 7,000 1,850 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   134,733 2,298 SH   SOLE 7,000 2,298 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   130,452 2,225 SH   OTR 7,000 2,225 0 0
AMAZON COM INC COMMON STOCK 023135106   102,455 467 SH   SOLE 7,000 467 0 0
AMAZON COM INC COMMON STOCK 023135106   138,216 630 SH   OTR 7,000 630 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   2,466,994 7,734 SH   SOLE 7,000 7,734 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   422,649 1,325 SH   OTR 7,000 825 500 0
APPLE INC COMMON STOCK 037833100   4,779,848 23,298 SH   SOLE 7,000 23,298 0 0
APPLE INC COMMON STOCK 037833100   294,419 1,435 SH   OTR 7,000 1,165 270 0
APPLIED MATERIALS INC COMMON STOCK 038222105   4,670,117 25,510 SH   SOLE 7,000 24,910 0 600
APPLIED MATERIALS INC COMMON STOCK 038222105   521,751 2,850 SH   OTR 7,000 2,350 500 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   817,568 2,651 SH   SOLE 7,000 2,011 0 640
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   123,360 400 SH   OTR 7,000 400 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   44,691 92 SH   SOLE 7,000 92 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   602,354 1,240 SH   OTR 7,000 1,240 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108   204,648 4,421 SH   SOLE 7,000 4,421 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108   64,807 1,400 SH   OTR 7,000 1,400 0 0
CME GROUP INC COMMON STOCK 12572Q105   289,401 1,050 SH   SOLE 7,000 1,050 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100   293,165 4,250 SH   SOLE 7,000 4,250 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100   16,211 235 SH   OTR 7,000 235 0 0
CATERPILLAR INC COMMON STOCK 149123101   340,850 878 SH   SOLE 7,000 878 0 0
CATERPILLAR INC COMMON STOCK 149123101   170,812 440 SH   OTR 7,000 440 0 0
CHEVRON CORP NEW COMMON STOCK 166764100   1,774,844 12,395 SH   SOLE 7,000 12,395 0 0
CHEVRON CORP NEW COMMON STOCK 166764100   292,683 2,044 SH   OTR 7,000 1,654 390 0
CISCO SYSTEMS INC COMMON STOCK 17275R102   1,151,292 16,594 SH   SOLE 7,000 16,594 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102   147,849 2,131 SH   OTR 7,000 692 1,439 0
CITIGROUP INC COMMON STOCK 172967424   210,672 2,475 SH   SOLE 7,000 2,475 0 0
CITIGROUP INC COMMON STOCK 172967424   16,343 192 SH   OTR 7,000 192 0 0
COCA COLA CO COMMON STOCK 191216100   2,522,031 35,647 SH   SOLE 7,000 35,047 0 600
COCA COLA CO COMMON STOCK 191216100   426,907 6,034 SH   OTR 7,000 3,209 2,825 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103   730,653 8,038 SH   SOLE 7,000 8,038 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103   220,160 2,422 SH   OTR 7,000 2,022 400 0
DISNEY WALT CO COMMON STOCK 254687106   1,644,006 13,257 SH   SOLE 7,000 12,057 0 1,200
DISNEY WALT CO COMMON STOCK 254687106   86,808 700 SH   OTR 7,000 350 350 0
ECOLAB INC COMMON STOCK 278865100   460,742 1,710 SH   SOLE 7,000 1,710 0 0
ECOLAB INC COMMON STOCK 278865100   26,944 100 SH   OTR 7,000 100 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   965,044 7,238 SH   SOLE 7,000 7,238 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   83,331 625 SH   OTR 7,000 625 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102   3,196,594 29,653 SH   SOLE 7,000 28,503 0 1,150
EXXON MOBIL CORP COMMON STOCK 30231G102   707,707 6,565 SH   OTR 7,000 2,275 4,290 0
META PLATFORMS INC COMMON STOCK 30303M102   97,428 132 SH   SOLE 7,000 132 0 0
META PLATFORMS INC COMMON STOCK 30303M102   387,497 525 SH   OTR 7,000 525 0 0
FIDELITY MSCI CONSUMER MUTUAL FUND/STO 316092204   263,396 2,800 SH   SOLE 7,000 2,800 0 0
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK 36266G107   507,829 6,856 SH   SOLE 7,000 6,697 0 159
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK 36266G107   29,998 405 SH   OTR 7,000 87 318 0
GE VERNOVA INC COMMON STOCK 36828A101   3,533,664 6,678 SH   SOLE 7,000 6,558 0 120
GE VERNOVA INC COMMON STOCK 36828A101   277,804 525 SH   OTR 7,000 123 402 0
GE AEROSPACE COMMON STOCK 369604301   6,866,397 26,677 SH   SOLE 7,000 26,196 0 481
GE AEROSPACE COMMON STOCK 369604301   519,673 2,019 SH   OTR 7,000 437 1,582 0
GENERAL MILLS INC COMMON STOCK 370334104   615,037 11,871 SH   SOLE 7,000 11,871 0 0
GENERAL MILLS INC COMMON STOCK 370334104   170,974 3,300 SH   OTR 7,000 1,900 1,400 0
HOME DEPOT INC COMMON STOCK 437076102   782,776 2,135 SH   SOLE 7,000 2,135 0 0
HOME DEPOT INC COMMON STOCK 437076102   189,186 516 SH   OTR 7,000 516 0 0
INTEL CORP COMMON STOCK 458140100   506,598 22,616 SH   SOLE 7,000 22,616 0 0
INTEL CORP COMMON STOCK 458140100   95,334 4,256 SH   OTR 7,000 3,656 600 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101   969,238 3,288 SH   SOLE 7,000 3,288 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101   496,115 1,683 SH   OTR 7,000 1,483 200 0
INVESCO QQQ TR MUTUAL FUND/STO 46090E103   823,600 1,493 SH   SOLE 7,000 1,493 0 0
INVESCO QQQ TR MUTUAL FUND/STO 46090E103   146,185 265 SH   OTR 7,000 265 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100   6,190,165 21,352 SH   SOLE 7,000 21,052 0 300
JP MORGAN CHASE & CO COMMON STOCK 46625H100   1,083,974 3,739 SH   OTR 7,000 2,649 1,090 0
JACOBS SOLUTIONS INC COMMON STOCK 46982L108   174,172 1,325 SH   SOLE 7,000 1,325 0 0
JACOBS SOLUTIONS INC COMMON STOCK 46982L108   61,782 470 SH   OTR 7,000 0 470 0
JOHNSON & JOHNSON COMMON STOCK 478160104   2,418,953 15,836 SH   SOLE 7,000 15,836 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   575,716 3,769 SH   OTR 7,000 1,269 2,500 0
ELI LILLY & CO COMMON STOCK 532457108   657,923 844 SH   SOLE 7,000 844 0 0
ELI LILLY & CO COMMON STOCK 532457108   670,396 860 SH   OTR 7,000 160 700 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   242,685 524 SH   SOLE 7,000 524 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   84,756 183 SH   OTR 7,000 183 0 0
LOWES COMPANIES INC COMMON STOCK 548661107   1,179,242 5,315 SH   SOLE 7,000 5,315 0 0
LOWES COMPANIES INC COMMON STOCK 548661107   117,147 528 SH   OTR 7,000 528 0 0
MASCO CORP COMMON STOCK 574599106   458,565 7,125 SH   SOLE 7,000 7,125 0 0
MASCO CORP COMMON STOCK 574599106   167,336 2,600 SH   OTR 7,000 0 2,600 0
MASTERCARD INC COMMON STOCK 57636Q104   50,575 90 SH   SOLE 7,000 90 0 0
MASTERCARD INC COMMON STOCK 57636Q104   224,776 400 SH   OTR 7,000 400 0 0
MCDONALDS CORP COMMON STOCK 580135101   1,616,285 5,532 SH   SOLE 7,000 5,532 0 0
MCDONALDS CORP COMMON STOCK 580135101   183,192 627 SH   OTR 7,000 427 200 0
MERCK & CO INC COMMON STOCK 58933Y105   489,684 6,186 SH   SOLE 7,000 6,186 0 0
MERCK & CO INC COMMON STOCK 58933Y105   241,042 3,045 SH   OTR 7,000 566 2,479 0
MICROSOFT CORP COMMON STOCK 594918104   4,841,791 9,734 SH   SOLE 7,000 9,734 0 0
MICROSOFT CORP COMMON STOCK 594918104   1,429,061 2,873 SH   OTR 7,000 2,873 0 0
NIKE INC COMMON STOCK 654106103   725,177 10,208 SH   SOLE 7,000 10,208 0 0
NIKE INC COMMON STOCK 654106103   33,744 475 SH   OTR 7,000 475 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   267,745 1,046 SH   SOLE 7,000 1,046 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   273,888 1,070 SH   OTR 7,000 1,070 0 0
ORACLE CORP COMMON STOCK 68389X105   2,008,994 9,189 SH   SOLE 7,000 9,189 0 0
ORACLE CORP COMMON STOCK 68389X105   43,726 200 SH   OTR 7,000 100 100 0
PEPSICO INC COMMON STOCK 713448108   1,396,718 10,578 SH   SOLE 7,000 10,578 0 0
PEPSICO INC COMMON STOCK 713448108   335,250 2,539 SH   OTR 7,000 1,739 800 0
PFIZER INC COMMON STOCK 717081103   325,349 13,422 SH   SOLE 7,000 13,422 0 0
PFIZER INC COMMON STOCK 717081103   54,442 2,246 SH   OTR 7,000 2,246 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109   513,425 2,819 SH   SOLE 7,000 2,819 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109   163,917 900 SH   OTR 7,000 900 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   2,193,675 13,769 SH   SOLE 7,000 13,769 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   426,182 2,675 SH   OTR 7,000 2,675 0 0
RTX CORPORATION COMMON STOCK 75513E101   1,557,159 10,664 SH   SOLE 7,000 10,664 0 0
RTX CORPORATION COMMON STOCK 75513E101   231,443 1,585 SH   OTR 7,000 1,585 0 0
SOUTHERN CO COMMON STOCK 842587107   548,412 5,972 SH   SOLE 7,000 5,972 0 0
SOUTHERN CO COMMON STOCK 842587107   353,547 3,850 SH   OTR 7,000 2,350 1,500 0
STATE STREET CORP COMMON STOCK 857477103   472,149 4,440 SH   SOLE 7,000 4,440 0 0
STATE STREET CORP COMMON STOCK 857477103   31,902 300 SH   OTR 7,000 300 0 0
TARGET CORP COMMON STOCK 87612E106   413,147 4,188 SH   SOLE 7,000 4,188 0 0
TARGET CORP COMMON STOCK 87612E106   130,515 1,323 SH   OTR 7,000 973 350 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104   1,322,125 6,368 SH   SOLE 7,000 6,368 0 0
3M CO COMMON STOCK 88579Y101   500,718 3,289 SH   SOLE 7,000 3,289 0 0
3M CO COMMON STOCK 88579Y101   49,630 326 SH   OTR 7,000 326 0 0
THE TRAVELERS COMPANIES INC COMMON STOCK 89417E109   264,062 987 SH   SOLE 7,000 987 0 0
TRUSTCO BANK CORP NY COMMON STOCK 898349204   3,872,744 115,881 SH   SOLE 7,000 115,881 0 0
TRUSTCO BANK CORP NY COMMON STOCK 898349204   23,595 706 SH   OTR 7,000 706 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   160,899 1,594 SH   SOLE 7,000 1,594 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   64,299 637 SH   OTR 7,000 237 400 0
VANGUARD MID-CAP ETF (MKT) MUTUAL FUND/STO 922908629   184,968 661 SH   SOLE 7,000 661 0 0
VANGUARD MID-CAP ETF (MKT) MUTUAL FUND/STO 922908629   59,324 212 SH   OTR 7,000 212 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104   450,013 10,400 SH   SOLE 7,000 10,400 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104   86,195 1,992 SH   OTR 7,000 1,792 200 0
WALMART INC COMMON STOCK 931142103   1,824,771 18,662 SH   SOLE 7,000 18,662 0 0
WALMART INC COMMON STOCK 931142103   354,453 3,625 SH   OTR 7,000 1,425 2,200 0
JOHNSON CTLS INTL PLC SHS FOREIGN STOCK G51502105   511,835 4,846 SH   SOLE 7,000 4,846 0 0
JOHNSON CTLS INTL PLC SHS FOREIGN STOCK G51502105   43,938 416 SH   OTR 7,000 416 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103   428,616 4,917 SH   SOLE 7,000 4,917 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103   91,529 1,050 SH   OTR 7,000 250 800 0