Consolidated Statements of Financial Condition (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
ASSETS:
Cash and due from banks	$ 49,659	$ 49,274
Federal funds sold and other short term investments	473,306	528,730
Total cash and cash equivalents	522,965	578,004
Securities available for sale	383,654	452,289
Held to maturity securities ($5,645 and $6,396 fair value at September 30, 2024 and December 31, 2023, respectively)	5,636	6,458
Federal Home Loan Bank stock	6,507	6,203
Loans, net of deferred costs	5,070,856	5,002,879
Less: Allowance for credit losses on loans	49,950	48,578
Net loans	5,020,906	4,954,301
Bank premises and equipment, net	33,324	34,007
Operating lease right-of-use assets	37,958	40,542
Other assets	98,730	96,387
Total assets	6,109,680	6,168,191
Deposits:
Demand	753,878	754,532
Interest-bearing checking	988,527	1,015,213
Savings accounts	1,092,038	1,179,241
Money market deposit accounts	477,113	565,767
Time deposits	1,952,635	1,836,024
Total deposits	5,264,191	5,350,777
Short-term borrowings	91,450	88,990
Operating lease liabilities	41,469	44,471
Accrued expenses and other liabilities	43,549	38,668
Total liabilities	5,440,659	5,522,906
SHAREHOLDERS' EQUITY:
Capital stock par value $1.00; 30,000,000 shares authorized; 20,058,142 shares issued at September 30, 2024 and December 31, 2023, and 19,010,433 and 19,024,433 shares outstanding at September 30, 2024 and December 31, 2023, respectively	20,058	20,058
Surplus	257,644	257,181
Undivided profits	442,079	425,069
Accumulated other comprehensive loss, net of tax	(6,600)	(13,237)
Treasury stock at cost - 1,047,709 and 1,033,709 shares at September 30, 2024 and December 31, 2023, respectively	(44,160)	(43,786)
Total shareholders' equity	669,021	645,285
Total liabilities and shareholders' equity	$ 6,109,680	$ 6,168,191