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Regulatory Capital Requirements (Tables)

9 Months Ended

Sep. 30, 2024

Regulatory Capital Requirements [Abstract]

Actual Capital Amounts and Ratios

The Bank and the Company reported the following capital ratios as of September 30, 2024 and December 31, 2023:

(Bank Only)														Minimum for
														Capital Adequacy plus
		As of September 30, 2024								Well				Capital Conservation
(dollars in thousands)		Amount				Ratio				Capitalized⁽¹⁾				Buffer⁽¹⁾⁽²⁾

Tier 1 leverage ratio			649,481				10.634	%			5.000	%			4.000	%
Common equity tier 1 capital			649,481				18.546				6.500				7.000
Tier 1 risk-based capital			649,481				18.546				8.000				8.500
Total risk-based capital			693,354				19.799				10.000				10.500

														Minimum for
														Capital Adequacy plus
		As of December 31, 2023								Well				Capital Conservation
(dollars in thousands)		Amount				Ratio				Capitalized⁽¹⁾				Buffer ⁽¹⁾⁽²⁾

Tier 1 leverage ratio			636,327				10.428	%			5.000	%			4.000	%
Common equity tier 1 capital			636,327				18.280				6.500				7.000
Tier 1 risk-based capital			636,327				18.280				8.000				8.500
Total risk-based capital			679,924				19.532				10.000				10.500

(Consolidated)
										Minimum for
										Capital Adequacy plus
		As of September 30, 2024								Capital Conservation
(dollars in thousands)		Amount				Ratio				Buffer⁽¹⁾⁽²⁾

Tier 1 leverage ratio			675,067				11.051	%			4.000	%
Common equity tier 1 capital			675,067				19.272				7.000
Tier 1 risk-based capital			675,067				19.272				8.500
Total risk-based capital			718,952				20.525				10.500

										Minimum for
										Capital Adequacy plus
		As of December 31, 2023								Capital Conservation
(dollars in thousands)		Amount				Ratio				Buffer⁽¹⁾⁽²⁾

Tier 1 leverage ratio			657,968				10.780	%			4.000	%
Common equity Tier 1 capital			657,968				18.896				7.000
Tier 1 risk-based capital			657,968				18.896				8.500
Total risk-based capital			701,577				20.149				10.500

(1)	Federal regulatory minimum requirements to be considered to be Well Capitalized and Adequately Capitalized

(2)	The September 30, 2024 and December 31, 2023 common equity tier 1, tier 1 risk-based, and total risk-based capital ratios include a capital conservation buffer of 2.50 percent