Consolidated Statements of Financial Condition (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
ASSETS:
Cash and due from banks	$ 42,193	$ 49,274
Federal funds sold and other short term investments	493,920	528,730
Total cash and cash equivalents	536,113	578,004
Securities available for sale	395,177	452,289
Held to maturity securities ($5,819 and $6,396 fair value at June 30, 2024 and December 31, 2023, respectively)	5,921	6,458
Federal Home Loan Bank stock	6,507	6,203
Loans, net of deferred net costs	5,038,312	5,002,879
Less: Allowance for credit losses on loans	49,772	48,578
Net loans	4,988,540	4,954,301
Bank premises and equipment, net	33,466	34,007
Operating lease right-of-use assets	38,376	40,542
Other assets	102,544	96,387
Total assets	6,106,644	6,168,191
Deposits:
Demand	745,227	754,532
Interest-bearing checking	1,029,606	1,015,213
Savings accounts	1,144,427	1,179,241
Money market deposit accounts	517,445	565,767
Time deposits	1,840,262	1,836,024
Total deposits	5,276,967	5,350,777
Short-term borrowings	89,720	88,990
Operating lease liabilities	42,026	44,471
Accrued expenses and other liabilities	42,763	38,668
Total liabilities	5,451,476	5,522,906
SHAREHOLDERS' EQUITY:
Capital stock par value $1.00; 30,000,000 shares authorized; 20,058,142 shares issued at June 30, 2024 and December 31, 2023, and 19,010,433 and 19,024,433 shares outstanding at June 30, 2024 and December 31, 2023, respectively	20,058	20,058
Surplus	257,490	257,181
Undivided profits	436,048	425,069
Accumulated other comprehensive loss, net of tax	(14,268)	(13,237)
Treasury stock at cost - 1,047,709 and 1,033,709 shares at June 30, 2024 and December 31, 2023, respectively	(44,160)	(43,786)
Total shareholders' equity	655,168	645,285
Total liabilities and shareholders' equity	$ 6,106,644	$ 6,168,191