The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102   500,482 33,321 SH   SOLE 7,000 33,321 0 0
AT&T INC COMMON STOCK 00206R102   79,877 5,318 SH   OTR 7,000 3,906 1,412 0
ABBOTT LABORATORIES COMMON STOCK 002824100   1,861,850 19,224 SH   SOLE 7,000 18,157 0 1,067
ABBOTT LABORATORIES COMMON STOCK 002824100   255,298 2,636 SH   OTR 7,000 2,636 0 0
ABBVIE INC SR NT COMMON STOCK 00287Y109   2,583,956 17,335 SH   SOLE 7,000 16,418 0 917
ABBVIE INC SR NT COMMON STOCK 00287Y109   414,835 2,783 SH   OTR 7,000 2,411 372 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106   283,400 1,000 SH   SOLE 7,000 1,000 0 0
ALLSTATE CORP COMMON STOCK 020002101   197,864 1,776 SH   SOLE 7,000 1,776 0 0
ALLSTATE CORP COMMON STOCK 020002101   22,282 200 SH   OTR 7,000 200 0 0
ALPHABET INC COMMON STOCK 02079K107   226,782 1,720 SH   SOLE 7,000 1,720 0 0
ALPHABET INC COMMON STOCK 02079K107   253,811 1,925 SH   OTR 7,000 1,925 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   100,835 2,398 SH   SOLE 7,000 2,398 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   145,031 3,449 SH   OTR 7,000 3,449 0 0
AMAZON COM INC COMMON STOCK 023135106   186,230 1,465 SH   SOLE 7,000 1,465 0 0
AMAZON COM INC COMMON STOCK 023135106   41,950 330 SH   OTR 7,000 330 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   1,182,931 7,929 SH   SOLE 7,000 7,929 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   254,369 1,705 SH   OTR 7,000 1,205 500 0
APPLE INC COMMON STOCK 037833100   4,411,568 25,768 SH   SOLE 7,000 25,768 0 0
APPLE INC COMMON STOCK 037833100   271,369 1,585 SH   OTR 7,000 1,315 270 0
APPLIED MATERIALS INC COMMON STOCK 038222105   4,156,130 30,019 SH   SOLE 7,000 29,419 0 600
APPLIED MATERIALS INC COMMON STOCK 038222105   422,275 3,050 SH   OTR 7,000 2,550 500 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   706,343 2,936 SH   SOLE 7,000 2,271 0 665
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   96,232 400 SH   OTR 7,000 400 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   552,423 1,577 SH   OTR 7,000 1,577 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108   364,723 6,284 SH   SOLE 7,000 6,284 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108   126,237 2,175 SH   OTR 7,000 2,175 0 0
CME GROUP INC COMMON STOCK 12572Q105   252,878 1,263 SH   SOLE 7,000 1,263 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100   693,313 9,930 SH   SOLE 7,000 9,930 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100   33,864 485 SH   OTR 7,000 485 0 0
CATERPILLAR INC COMMON STOCK 149123101   379,743 1,391 SH   SOLE 7,000 1,391 0 0
CATERPILLAR INC COMMON STOCK 149123101   54,600 200 SH   OTR 7,000 200 0 0
CHEVRON CORP NEW COMMON STOCK 166764100   2,455,615 14,564 SH   SOLE 7,000 14,564 0 0
CHEVRON CORP NEW COMMON STOCK 166764100   485,458 2,879 SH   OTR 7,000 2,264 615 0
CISCO SYSTEMS INC COMMON STOCK 17275R102   1,161,054 21,597 SH   SOLE 7,000 21,597 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102   150,851 2,806 SH   OTR 7,000 1,092 1,714 0
COCA COLA CO COMMON STOCK 191216100   2,213,789 39,546 SH   SOLE 7,000 38,946 0 600
COCA COLA CO COMMON STOCK 191216100   364,096 6,504 SH   OTR 7,000 3,454 3,050 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103   1,151,841 16,198 SH   SOLE 7,000 16,198 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103   316,439 4,450 SH   OTR 7,000 4,050 400 0
COMCAST CORP COMMON STOCK 20030N101   217,266 4,900 SH   OTR 7,000 4,900 0 0
DISNEY WALT CO COMMON STOCK 254687106   1,236,423 15,255 SH   SOLE 7,000 14,055 0 1,200
DISNEY WALT CO COMMON STOCK 254687106   68,895 850 SH   OTR 7,000 450 400 0
DOW INC COM COMMON STOCK 260557103   229,082 4,444 SH   SOLE 7,000 3,932 0 512
DOW INC COM COMMON STOCK 260557103   71,204 1,381 SH   OTR 7,000 1,115 266 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   293,661 3,938 SH   SOLE 7,000 3,426 0 512
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   43,336 581 SH   OTR 7,000 315 266 0
ECOLAB INC COMMON STOCK 278865100   319,319 1,885 SH   SOLE 7,000 1,885 0 0
ECOLAB INC COMMON STOCK 278865100   16,940 100 SH   OTR 7,000 100 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   1,281,000 13,265 SH   SOLE 7,000 13,265 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   65,184 675 SH   OTR 7,000 675 0 0
EXELON CORP COMMON STOCK 30161N101   177,728 4,703 SH   SOLE 7,000 4,703 0 0
EXELON CORP COMMON STOCK 30161N101   75,392 1,995 SH   OTR 7,000 1,395 600 0
EXXON MOBIL CORP COMMON STOCK 30231G102   3,166,667 26,932 SH   SOLE 7,000 25,732 0 1,200
EXXON MOBIL CORP COMMON STOCK 30231G102   824,356 7,011 SH   OTR 7,000 2,721 4,290 0
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK 36266G107   618,410 9,089 SH   SOLE 7,000 8,930 0 159
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK 36266G107   57,425 844 SH   OTR 7,000 303 541 0
GENERAL ELECTRIC CO COMMON STOCK 369604301   3,111,216 28,143 SH   SOLE 7,000 27,662 0 481
GENERAL ELECTRIC CO COMMON STOCK 369604301   273,281 2,472 SH   OTR 7,000 840 1,632 0
GENERAL MILLS INC COMMON STOCK 370334104   831,936 13,001 SH   SOLE 7,000 13,001 0 0
GENERAL MILLS INC COMMON STOCK 370334104   235,484 3,680 SH   OTR 7,000 2,280 1,400 0
HOME DEPOT INC COMMON STOCK 437076102   400,362 1,325 SH   SOLE 7,000 1,325 0 0
HOME DEPOT INC COMMON STOCK 437076102   45,324 150 SH   OTR 7,000 150 0 0
INTEL CORP COMMON STOCK 458140100   1,714,368 48,224 SH   SOLE 7,000 48,224 0 0
INTEL CORP COMMON STOCK 458140100   202,387 5,693 SH   OTR 7,000 4,393 1,300 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101   610,730 4,353 SH   SOLE 7,000 4,353 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101   352,995 2,516 SH   OTR 7,000 2,316 200 0
INVESCO QQQ TR MUTUAL FUND/STO 46090E103   323,877 904 SH   SOLE 7,000 904 0 0
INVESCO QQQ TR MUTUAL FUND/STO 46090E103   94,941 265 SH   OTR 7,000 265 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507   279,521 1,121 SH   SOLE 7,000 1,121 0 0
ISHARES 3-7 YEAR TREASURY BOND MUTUAL FUND/GOV 464288661   242,163 2,140 SH   SOLE 7,000 2,140 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100   2,973,781 20,506 SH   SOLE 7,000 20,206 0 300
JP MORGAN CHASE & CO COMMON STOCK 46625H100   560,212 3,863 SH   OTR 7,000 2,773 1,090 0
JACOBS SOLUTIONS INC COMMON STOCK 46982L108   279,826 2,050 SH   SOLE 7,000 2,050 0 0
JACOBS SOLUTIONS INC COMMON STOCK 46982L108   84,630 620 SH   OTR 7,000 0 620 0
JOHNSON & JOHNSON COMMON STOCK 478160104   2,829,672 18,168 SH   SOLE 7,000 18,168 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   683,900 4,391 SH   OTR 7,000 1,891 2,500 0
ELI LILLY & CO COMMON STOCK 532457108   683,229 1,272 SH   SOLE 7,000 1,272 0 0
ELI LILLY & CO COMMON STOCK 532457108   483,417 900 SH   OTR 7,000 200 700 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   214,295 524 SH   SOLE 7,000 524 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   207,752 508 SH   OTR 7,000 508 0 0
LOWES COMPANIES INC COMMON STOCK 548661107   1,231,452 5,925 SH   SOLE 7,000 5,925 0 0
LOWES COMPANIES INC COMMON STOCK 548661107   130,524 628 SH   OTR 7,000 628 0 0
MASCO CORP COMMON STOCK 574599106   370,141 6,925 SH   SOLE 7,000 6,925 0 0
MASCO CORP COMMON STOCK 574599106   138,971 2,600 SH   OTR 7,000 0 2,600 0
MCDONALDS CORP COMMON STOCK 580135101   1,564,570 5,939 SH   SOLE 7,000 5,939 0 0
MCDONALDS CORP COMMON STOCK 580135101   180,983 687 SH   OTR 7,000 487 200 0
MERCK & CO INC COMMON STOCK 58933Y105   729,917 7,090 SH   SOLE 7,000 7,090 0 0
MERCK & CO INC COMMON STOCK 58933Y105   377,621 3,668 SH   OTR 7,000 1,189 2,479 0
MICROSOFT CORP COMMON STOCK 594918104   3,332,113 10,553 SH   SOLE 7,000 10,553 0 0
MICROSOFT CORP COMMON STOCK 594918104   1,134,175 3,592 SH   OTR 7,000 3,592 0 0
NIKE INC COMMON STOCK 654106103   1,253,294 13,107 SH   SOLE 7,000 13,107 0 0
NIKE INC COMMON STOCK 654106103   59,764 625 SH   OTR 7,000 625 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   200,869 1,020 SH   SOLE 7,000 1,020 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   219,379 1,114 SH   OTR 7,000 1,114 0 0
NVIDIA CORP COMMON STOCK 67066G104   210,535 484 SH   SOLE 7,000 484 0 0
ORACLE CORP COMMON STOCK 68389X105   1,070,217 10,104 SH   SOLE 7,000 10,104 0 0
ORACLE CORP COMMON STOCK 68389X105   21,184 200 SH   OTR 7,000 100 100 0
PEPSICO INC COMMON STOCK 713448108   1,950,424 11,511 SH   SOLE 7,000 11,511 0 0
PEPSICO INC COMMON STOCK 713448108   684,368 4,039 SH   OTR 7,000 3,039 1,000 0
PFIZER INC COMMON STOCK 717081103   1,005,155 30,303 SH   SOLE 7,000 30,303 0 0
PFIZER INC COMMON STOCK 717081103   99,578 3,002 SH   OTR 7,000 3,002 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109   257,743 2,784 SH   SOLE 7,000 2,784 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109   194,418 2,100 SH   OTR 7,000 2,100 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   2,268,270 15,551 SH   SOLE 7,000 15,551 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   399,367 2,738 SH   OTR 7,000 2,738 0 0
RTX CORPORATION COMMON STOCK 75513E101   871,486 12,109 SH   SOLE 7,000 12,109 0 0
RTX CORPORATION COMMON STOCK 75513E101   81,327 1,130 SH   OTR 7,000 1,130 0 0
SPDR DOW JONES INDUSTRIAL MUTUAL FUND/STO 78467X109   202,646 605 SH   SOLE 7,000 605 0 0
SCHLUMBERGER LTD FOREIGN STOCK 806857108   194,664 3,339 SH   SOLE 7,000 3,339 0 0
SCHLUMBERGER LTD FOREIGN STOCK 806857108   5,830 100 SH   OTR 7,000 0 100 0
SOUTHERN CO COMMON STOCK 842587107   828,222 12,797 SH   SOLE 7,000 12,797 0 0
SOUTHERN CO COMMON STOCK 842587107   299,071 4,621 SH   OTR 7,000 3,121 1,500 0
STATE STREET CORP COMMON STOCK 857477103   365,332 5,456 SH   SOLE 7,000 5,456 0 0
STATE STREET CORP COMMON STOCK 857477103   46,872 700 SH   OTR 7,000 300 400 0
TARGET CORP COMMON STOCK 87612E106   690,290 6,243 SH   SOLE 7,000 6,243 0 0
TARGET CORP COMMON STOCK 87612E106   151,813 1,373 SH   OTR 7,000 973 400 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104   1,237,894 7,785 SH   SOLE 7,000 7,785 0 0
3M CO COMMON STOCK 88579Y101   425,318 4,543 SH   SOLE 7,000 4,543 0 0
3M CO COMMON STOCK 88579Y101   14,043 150 SH   OTR 7,000 150 0 0
TRUSTCO BANK CORP NY COMMON STOCK 898349204   3,030,419 111,045 SH   SOLE 7,000 111,045 0 0
TRUSTCO BANK CORP NY COMMON STOCK 898349204   34,822 1,276 SH   OTR 7,000 1,276 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   485,069 3,112 SH   SOLE 7,000 3,112 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   126,411 811 SH   OTR 7,000 411 400 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858   437,153 11,149 SH   SOLE 7,000 11,149 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858   12,743 325 SH   OTR 7,000 325 0 0
VANGUARD MID-CAP ETF (MKT) MUTUAL FUND/STO 922908629   146,393 703 SH   SOLE 7,000 703 0 0
VANGUARD MID-CAP ETF (MKT) MUTUAL FUND/STO 922908629   61,013 293 SH   OTR 7,000 293 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104   457,371 14,112 SH   SOLE 7,000 14,112 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104   152,912 4,718 SH   OTR 7,000 3,318 1,400 0
WALMART INC COMMON STOCK 931142103   1,115,036 6,972 SH   SOLE 7,000 6,972 0 0
WALMART INC COMMON STOCK 931142103   203,911 1,275 SH   OTR 7,000 475 800 0
JOHNSON CTLS INTL PLC SHS FOREIGN STOCK G51502105   259,185 4,871 SH   SOLE 7,000 4,871 0 0
JOHNSON CTLS INTL PLC SHS FOREIGN STOCK G51502105   35,386 665 SH   OTR 7,000 665 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103   693,174 8,846 SH   SOLE 7,000 8,846 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103   145,358 1,855 SH   OTR 7,000 1,055 800 0