Consolidated Statements of Financial Condition (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
ASSETS:
Cash and due from banks	$ 45,940	$ 43,429
Federal funds sold and other short term investments	461,321	607,170
Total cash and cash equivalents	507,261	650,599
Securities available for sale	450,135	481,513
Held to maturity securities ($6,444 and $7,580 fair value at September 30, 2023 and December 31, 2022, respectively)	6,724	7,707
Federal Home Loan Bank stock	6,203	5,797
Loans, net of deferred net costs	4,960,281	4,733,201
Less: Allowance for credit losses on loans	47,226	46,032
Net loans	4,913,055	4,687,169
Bank premises and equipment, net	32,135	32,556
Operating lease right-of-use assets	41,475	44,727
Other assets	97,310	89,984
Total assets	6,054,298	6,000,052
Deposits:
Demand	773,293	838,147
Interest-bearing checking	1,033,898	1,183,321
Savings accounts	1,235,658	1,521,473
Money market deposit accounts	610,012	621,106
Time deposits	1,581,504	1,028,763
Total deposits	5,234,365	5,192,810
Short-term borrowings	103,110	122,700
Operating lease liabilities	45,418	48,980
Accrued expenses and other liabilities	47,479	35,575
Total liabilities	5,430,372	5,400,065
SHAREHOLDERS' EQUITY:
Capital stock par value $1.00; 30,000,000 shares authorized; 20,058,142 shares issued at September 30, 2023 and December 31, 2022, and 19,024,433 shares outstanding at September 30, 2023 and December 31, 2022, respectively	20,058	20,058
Surplus	257,078	257,078
Undivided profits	422,082	393,831
Accumulated other comprehensive loss, net of tax	(31,506)	(27,194)
Treasury stock at cost - 1,033,709 shares at September 30, 2023 and December 31, 2022, respectively	(43,786)	(43,786)
Total shareholders' equity	623,926	599,987
Total liabilities and shareholders' equity	$ 6,054,298	$ 6,000,052