The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102   533,065 33,421 SH   SOLE 7,000 33,421 0 0
AT&T INC COMMON STOCK 00206R102   86,974 5,453 SH   OTR 7,000 4,041 1,412 0
ABBOTT LABORATORIES COMMON STOCK 002824100   2,105,505 19,313 SH   SOLE 7,000 18,246 0 1,067
ABBOTT LABORATORIES COMMON STOCK 002824100   322,811 2,961 SH   OTR 7,000 2,961 0 0
ABBVIE INC SR NT COMMON STOCK 00287Y109   2,362,496 17,535 SH   SOLE 7,000 16,618 0 917
ABBVIE INC SR NT COMMON STOCK 00287Y109   385,061 2,858 SH   OTR 7,000 2,486 372 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106   299,530 1,000 SH   SOLE 7,000 1,000 0 0
ALLSTATE CORP COMMON STOCK 020002101   193,655 1,776 SH   SOLE 7,000 1,776 0 0
ALLSTATE CORP COMMON STOCK 020002101   21,808 200 SH   OTR 7,000 200 0 0
ALPHABET INC COMMON STOCK 02079K107   200,810 1,660 SH   SOLE 7,000 1,660 0 0
ALPHABET INC COMMON STOCK 02079K107   232,867 1,925 SH   OTR 7,000 1,925 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   108,630 2,398 SH   SOLE 7,000 2,398 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   161,315 3,561 SH   OTR 7,000 3,561 0 0
AMAZON COM INC COMMON STOCK 023135106   190,977 1,465 SH   SOLE 7,000 1,465 0 0
AMAZON COM INC COMMON STOCK 023135106   43,019 330 SH   OTR 7,000 330 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   1,347,262 7,734 SH   SOLE 7,000 7,734 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   270,010 1,550 SH   OTR 7,000 1,050 500 0
APPLE INC COMMON STOCK 037833100   5,004,234 25,799 SH   SOLE 7,000 25,799 0 0
APPLE INC COMMON STOCK 037833100   326,840 1,685 SH   OTR 7,000 1,415 270 0
APPLIED MATERIALS INC COMMON STOCK 038222105   4,358,604 30,155 SH   SOLE 7,000 29,555 0 600
APPLIED MATERIALS INC COMMON STOCK 038222105   448,074 3,100 SH   OTR 7,000 2,600 500 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   646,183 2,940 SH   SOLE 7,000 2,275 0 665
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   87,916 400 SH   OTR 7,000 400 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   550,374 1,614 SH   OTR 7,000 1,614 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108   409,792 6,408 SH   SOLE 7,000 6,408 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108   139,091 2,175 SH   OTR 7,000 2,175 0 0
CME GROUP INC COMMON STOCK 12572Q105   234,022 1,263 SH   SOLE 7,000 1,263 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100   717,571 10,380 SH   SOLE 7,000 10,380 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100   42,168 610 SH   OTR 7,000 610 0 0
CATERPILLAR INC COMMON STOCK 149123101   342,259 1,391 SH   SOLE 7,000 1,391 0 0
CATERPILLAR INC COMMON STOCK 149123101   49,210 200 SH   OTR 7,000 200 0 0
CHEVRON CORP NEW COMMON STOCK 166764100   2,288,506 14,545 SH   SOLE 7,000 14,545 0 0
CHEVRON CORP NEW COMMON STOCK 166764100   484,484 3,079 SH   OTR 7,000 2,464 615 0
CISCO SYSTEMS INC COMMON STOCK 17275R102   1,112,826 21,508 SH   SOLE 7,000 21,508 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102   147,770 2,856 SH   OTR 7,000 1,142 1,714 0
COCA COLA CO COMMON STOCK 191216100   2,417,414 40,143 SH   SOLE 7,000 39,543 0 600
COCA COLA CO COMMON STOCK 191216100   399,201 6,629 SH   OTR 7,000 3,579 3,050 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103   1,303,748 16,923 SH   SOLE 7,000 16,923 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103   342,829 4,450 SH   OTR 7,000 4,050 400 0
COMCAST CORP COMMON STOCK 20030N101   222,294 5,350 SH   OTR 7,000 5,350 0 0
DISNEY WALT CO COMMON STOCK 254687106   1,377,145 15,425 SH   SOLE 7,000 14,225 0 1,200
DISNEY WALT CO COMMON STOCK 254687106   80,352 900 SH   OTR 7,000 500 400 0
DOW INC COM COMMON STOCK 260557103   233,442 4,384 SH   SOLE 7,000 3,872 0 512
DOW INC COM COMMON STOCK 260557103   73,552 1,381 SH   OTR 7,000 1,115 266 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   277,902 3,891 SH   SOLE 7,000 3,379 0 512
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   41,507 581 SH   OTR 7,000 315 266 0
ECOLAB INC COMMON STOCK 278865100   351,911 1,885 SH   SOLE 7,000 1,885 0 0
ECOLAB INC COMMON STOCK 278865100   18,669 100 SH   OTR 7,000 100 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   1,235,182 13,665 SH   SOLE 7,000 13,665 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   63,274 700 SH   OTR 7,000 700 0 0
EXELON CORP COMMON STOCK 30161N101   189,970 4,663 SH   SOLE 7,000 4,663 0 0
EXELON CORP COMMON STOCK 30161N101   86,371 2,120 SH   OTR 7,000 1,520 600 0
EXXON MOBIL CORP COMMON STOCK 30231G102   2,963,861 27,635 SH   SOLE 7,000 26,435 0 1,200
EXXON MOBIL CORP COMMON STOCK 30231G102   770,700 7,186 SH   OTR 7,000 2,896 4,290 0
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK 36266G107   747,171 9,197 SH   SOLE 7,000 9,038 0 159
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK 36266G107   68,567 844 SH   OTR 7,000 303 541 0
GENERAL ELECTRIC CO COMMON STOCK 369604301   3,095,243 28,177 SH   SOLE 7,000 27,696 0 481
GENERAL ELECTRIC CO COMMON STOCK 369604301   271,550 2,472 SH   OTR 7,000 840 1,632 0
GENERAL MILLS INC COMMON STOCK 370334104   998,176 13,014 SH   SOLE 7,000 13,014 0 0
GENERAL MILLS INC COMMON STOCK 370334104   282,256 3,680 SH   OTR 7,000 2,280 1,400 0
HOME DEPOT INC COMMON STOCK 437076102   411,598 1,325 SH   SOLE 7,000 1,325 0 0
HOME DEPOT INC COMMON STOCK 437076102   46,596 150 SH   OTR 7,000 150 0 0
INTEL CORP COMMON STOCK 458140100   1,640,201 49,049 SH   SOLE 7,000 49,049 0 0
INTEL CORP COMMON STOCK 458140100   190,373 5,693 SH   OTR 7,000 4,393 1,300 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101   585,154 4,373 SH   SOLE 7,000 4,373 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101   336,667 2,516 SH   OTR 7,000 2,316 200 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GL 464287465   167,040 2,304 SH   SOLE 7,000 2,304 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GL 464287465   47,923 661 SH   OTR 7,000 661 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507   293,119 1,121 SH   SOLE 7,000 1,121 0 0
ISHARES 3-7 YEAR TREASURY BOND MUTUAL FUND/GOV 464288661   246,656 2,140 SH   SOLE 7,000 2,140 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100   2,991,556 20,569 SH   SOLE 7,000 20,269 0 300
JP MORGAN CHASE & CO COMMON STOCK 46625H100   578,123 3,975 SH   OTR 7,000 2,885 1,090 0
JACOBS SOLUTIONS INC COMMON STOCK 46982L108   243,725 2,050 SH   SOLE 7,000 2,050 0 0
JACOBS SOLUTIONS INC COMMON STOCK 46982L108   73,712 620 SH   OTR 7,000 0 620 0
JOHNSON & JOHNSON COMMON STOCK 478160104   3,065,100 18,518 SH   SOLE 7,000 18,518 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   737,059 4,453 SH   OTR 7,000 1,953 2,500 0
ELI LILLY & CO COMMON STOCK 532457108   604,046 1,288 SH   SOLE 7,000 1,288 0 0
ELI LILLY & CO COMMON STOCK 532457108   422,082 900 SH   OTR 7,000 200 700 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   241,239 524 SH   SOLE 7,000 524 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   245,385 533 SH   OTR 7,000 533 0 0
LOWES COMPANIES INC COMMON STOCK 548661107   1,337,274 5,925 SH   SOLE 7,000 5,925 0 0
LOWES COMPANIES INC COMMON STOCK 548661107   141,740 628 SH   OTR 7,000 628 0 0
MASCO CORP COMMON STOCK 574599106   397,357 6,925 SH   SOLE 7,000 6,925 0 0
MASCO CORP COMMON STOCK 574599106   149,188 2,600 SH   OTR 7,000 0 2,600 0
MCDONALDS CORP COMMON STOCK 580135101   1,799,114 6,029 SH   SOLE 7,000 6,029 0 0
MCDONALDS CORP COMMON STOCK 580135101   205,009 687 SH   OTR 7,000 487 200 0
MERCK & CO INC COMMON STOCK 58933Y105   812,347 7,040 SH   SOLE 7,000 7,040 0 0
MERCK & CO INC COMMON STOCK 58933Y105   432,827 3,751 SH   OTR 7,000 1,272 2,479 0
MICROSOFT CORP COMMON STOCK 594918104   3,820,520 11,219 SH   SOLE 7,000 11,219 0 0
MICROSOFT CORP COMMON STOCK 594918104   1,261,358 3,704 SH   OTR 7,000 3,704 0 0
NIKE INC COMMON STOCK 654106103   1,447,947 13,119 SH   SOLE 7,000 13,119 0 0
NIKE INC COMMON STOCK 654106103   77,260 700 SH   OTR 7,000 700 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   232,202 1,024 SH   SOLE 7,000 1,024 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   261,000 1,151 SH   OTR 7,000 1,151 0 0
NVIDIA CORP COMMON STOCK 67066G104   204,741 484 SH   SOLE 7,000 484 0 0
ORACLE CORP COMMON STOCK 68389X105   1,206,263 10,129 SH   SOLE 7,000 10,129 0 0
ORACLE CORP COMMON STOCK 68389X105   47,636 400 SH   OTR 7,000 300 100 0
PEPSICO INC COMMON STOCK 713448108   2,159,853 11,661 SH   SOLE 7,000 11,661 0 0
PEPSICO INC COMMON STOCK 713448108   775,887 4,189 SH   OTR 7,000 3,189 1,000 0
PFIZER INC COMMON STOCK 717081103   1,111,513 30,303 SH   SOLE 7,000 30,303 0 0
PFIZER INC COMMON STOCK 717081103   115,615 3,152 SH   OTR 7,000 3,152 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109   263,574 2,700 SH   SOLE 7,000 2,700 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109   214,764 2,200 SH   OTR 7,000 2,200 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   2,420,405 15,951 SH   SOLE 7,000 15,951 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   426,848 2,813 SH   OTR 7,000 2,813 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101   1,199,422 12,244 SH   SOLE 7,000 12,244 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101   118,042 1,205 SH   OTR 7,000 1,205 0 0
SPDR DOW JONES INDUSTRIAL MUTUAL FUND/STO 78467X109   206,999 602 SH   SOLE 7,000 602 0 0
SOUTHERN CO COMMON STOCK 842587107   895,832 12,752 SH   SOLE 7,000 12,752 0 0
SOUTHERN CO COMMON STOCK 842587107   335,165 4,771 SH   OTR 7,000 3,271 1,500 0
STATE STREET CORP COMMON STOCK 857477103   396,344 5,416 SH   SOLE 7,000 5,416 0 0
STATE STREET CORP COMMON STOCK 857477103   51,226 700 SH   OTR 7,000 300 400 0
TARGET CORP COMMON STOCK 87612E106   830,048 6,293 SH   SOLE 7,000 6,293 0 0
TARGET CORP COMMON STOCK 87612E106   200,884 1,523 SH   OTR 7,000 1,123 400 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104   1,402,356 7,790 SH   SOLE 7,000 7,790 0 0
3M CO COMMON STOCK 88579Y101   441,700 4,413 SH   SOLE 7,000 4,413 0 0
3M CO COMMON STOCK 88579Y101   15,014 150 SH   OTR 7,000 150 0 0
TRUSTCO BANK CORP NY COMMON STOCK 898349204   3,182,318 111,231 SH   SOLE 7,000 111,231 0 0
TRUSTCO BANK CORP NY COMMON STOCK 898349204   39,082 1,366 SH   OTR 7,000 1,366 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   548,866 3,062 SH   SOLE 7,000 3,062 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   152,004 848 SH   OTR 7,000 448 400 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858   453,542 11,149 SH   SOLE 7,000 11,149 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858   13,221 325 SH   OTR 7,000 325 0 0
VANGUARD MID-CAP ETF (MKT) MUTUAL FUND/STO 922908629   154,773 703 SH   SOLE 7,000 703 0 0
VANGUARD MID-CAP ETF (MKT) MUTUAL FUND/STO 922908629   93,348 424 SH   OTR 7,000 424 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104   535,244 14,392 SH   SOLE 7,000 14,392 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104   180,817 4,862 SH   OTR 7,000 3,462 1,400 0
WALMART INC COMMON STOCK 931142103   1,090,515 6,938 SH   SOLE 7,000 6,938 0 0
WALMART INC COMMON STOCK 931142103   200,405 1,275 SH   OTR 7,000 475 800 0
YUM! BRANDS INC COMMON STOCK 988498101   11,084 80 SH   SOLE 7,000 80 0 0
YUM! BRANDS INC COMMON STOCK 988498101   223,897 1,616 SH   OTR 7,000 1,616 0 0
JOHNSON CTLS INTL PLC SHS FOREIGN STOCK G51502105   331,912 4,871 SH   SOLE 7,000 4,871 0 0
JOHNSON CTLS INTL PLC SHS FOREIGN STOCK G51502105   48,107 706 SH   OTR 7,000 706 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103   776,691 8,816 SH   SOLE 7,000 8,816 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103   163,426 1,855 SH   OTR 7,000 1,055 800 0