Consolidated Statements of Financial Condition (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
ASSETS:
Cash and due from banks	$ 47,595	$ 43,429
Federal funds sold and other short term investments	589,389	607,170
Total cash and cash equivalents	636,984	650,599
Securities available for sale	476,659	481,513
Held to maturity securities ($7,298 and $7,580 fair value at March 31, 2023 and December 31, 2022, respectively)	7,382	7,707
Federal Home Loan Bank stock	5,797	5,797
Loans, net of deferred net costs	4,799,582	4,733,201
Less: Allowance for credit losses on loans	46,685	46,032
Net loans	4,752,897	4,687,169
Bank premises and equipment, net	32,305	32,556
Operating lease right-of-use assets	43,478	44,727
Other assets	90,306	89,984
Total assets	6,045,808	6,000,052
Deposits:
Demand	806,075	838,147
Interest-bearing checking	1,124,785	1,183,321
Savings accounts	1,400,887	1,521,473
Money market deposit accounts	600,410	621,106
Time deposits	1,280,301	1,028,763
Total deposits	5,212,458	5,192,810
Short-term borrowings	134,293	122,700
Operating lease liabilities	47,643	48,980
Accrued expenses and other liabilities	36,711	35,575
Total liabilities	5,431,105	5,400,065
SHAREHOLDERS' EQUITY:
Capital stock par value $1.00; 30,000,000 shares authorized; 20,058,142 shares issued at March 31, 2023 and December 31, 2022, and 19,024,433 shares outstanding at March 31, 2023 and December 31, 2022	20,058	20,058
Surplus	257,078	257,078
Undivided profits	404,728	393,831
Accumulated other comprehensive loss, net of tax	(23,375)	(27,194)
Treasury stock at cost - 1,033,709 shares at March 31, 2023 and December 31, 2022, respectively	(43,786)	(43,786)
Total shareholders' equity	614,703	599,987
Total liabilities and shareholders' equity	$ 6,045,808	$ 6,000,052