The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102   618,283 33,584 SH   SOLE 7,000 33,584 0 0
AT&T INC COMMON STOCK 00206R102   104,071 5,653 SH   OTR 7,000 4,241 1,412 0
ABBOTT LABORATORIES COMMON STOCK 002824100   2,351,158 21,415 SH   SOLE 7,000 20,348 0 1,067
ABBOTT LABORATORIES COMMON STOCK 002824100   325,089 2,961 SH   OTR 7,000 2,961 0 0
ABBVIE INC SR NT COMMON STOCK 00287Y109   2,904,785 17,974 SH   SOLE 7,000 17,057 0 917
ABBVIE INC SR NT COMMON STOCK 00287Y109   623,494 3,858 SH   OTR 7,000 3,486 372 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106   369,912 1,200 SH   SOLE 7,000 1,200 0 0
ALLSTATE CORP COMMON STOCK 020002101   230,520 1,700 SH   SOLE 7,000 1,700 0 0
ALLSTATE CORP COMMON STOCK 020002101   27,120 200 SH   OTR 7,000 200 0 0
ALPHABET INC COMMON STOCK 02079K107   56,788 640 SH   SOLE 7,000 640 0 0
ALPHABET INC COMMON STOCK 02079K107   170,805 1,925 SH   OTR 7,000 1,925 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   128,126 2,803 SH   SOLE 7,000 2,803 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   152,490 3,336 SH   OTR 7,000 3,336 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   1,120,836 7,586 SH   SOLE 7,000 7,586 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   229,013 1,550 SH   OTR 7,000 1,050 500 0
APPLE INC COMMON STOCK 037833100   3,530,719 27,174 SH   SOLE 7,000 27,174 0 0
APPLE INC COMMON STOCK 037833100   218,932 1,685 SH   OTR 7,000 1,415 270 0
APPLIED MATERIALS INC COMMON STOCK 038222105   3,709,207 38,090 SH   SOLE 7,000 37,490 0 600
APPLIED MATERIALS INC COMMON STOCK 038222105   428,472 4,400 SH   OTR 7,000 3,900 500 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   752,409 3,150 SH   SOLE 7,000 2,325 0 825
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   95,544 400 SH   OTR 7,000 400 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   498,563 1,614 SH   OTR 7,000 1,614 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108   480,051 6,672 SH   SOLE 7,000 6,672 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108   156,491 2,175 SH   OTR 7,000 2,175 0 0
CME GROUP INC COMMON STOCK 12572Q105   218,608 1,300 SH   SOLE 7,000 1,300 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100   931,901 10,000 SH   SOLE 7,000 10,000 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100   150,037 1,610 SH   OTR 7,000 1,610 0 0
CATERPILLAR INC COMMON STOCK 149123101   369,161 1,541 SH   SOLE 7,000 1,541 0 0
CATERPILLAR INC COMMON STOCK 149123101   47,912 200 SH   OTR 7,000 200 0 0
CHEVRON CORP NEW COMMON STOCK 166764100   2,703,842 15,065 SH   SOLE 7,000 15,065 0 0
CHEVRON CORP NEW COMMON STOCK 166764100   588,552 3,279 SH   OTR 7,000 2,664 615 0
CISCO SYSTEMS INC COMMON STOCK 17275R102   1,093,719 22,958 SH   SOLE 7,000 22,958 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102   164,644 3,456 SH   OTR 7,000 1,742 1,714 0
COCA COLA CO COMMON STOCK 191216100   2,654,957 41,738 SH   SOLE 7,000 41,138 0 600
COCA COLA CO COMMON STOCK 191216100   421,670 6,629 SH   OTR 7,000 3,579 3,050 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103   1,404,433 17,825 SH   SOLE 7,000 17,825 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103   366,373 4,650 SH   OTR 7,000 4,250 400 0
DISNEY WALT CO COMMON STOCK 254687106   1,337,430 15,394 SH   SOLE 7,000 14,194 0 1,200
DISNEY WALT CO COMMON STOCK 254687106   78,192 900 SH   OTR 7,000 500 400 0
DOW INC COM COMMON STOCK 260557103   218,593 4,339 SH   SOLE 7,000 3,827 0 512
DOW INC COM COMMON STOCK 260557103   72,815 1,445 SH   OTR 7,000 1,179 266 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   273,563 3,987 SH   SOLE 7,000 3,475 0 512
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   44,267 645 SH   OTR 7,000 379 266 0
ECOLAB INC COMMON STOCK 278865100   350,800 2,410 SH   SOLE 7,000 2,410 0 0
ECOLAB INC COMMON STOCK 278865100   14,556 100 SH   OTR 7,000 100 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   1,312,852 13,667 SH   SOLE 7,000 13,667 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   67,244 700 SH   OTR 7,000 700 0 0
EXELON CORP COMMON STOCK 30161N101   215,417 4,983 SH   SOLE 7,000 4,983 0 0
EXELON CORP COMMON STOCK 30161N101   91,649 2,120 SH   OTR 7,000 1,520 600 0
EXXON MOBIL CORP COMMON STOCK 30231G102   3,201,682 29,027 SH   SOLE 7,000 27,827 0 1,200
EXXON MOBIL CORP COMMON STOCK 30231G102   828,465 7,511 SH   OTR 7,000 3,221 4,290 0
GENERAL ELECTRIC CO COMMON STOCK 369604301   1,945,432 23,218 SH   SOLE 7,000 22,737 0 481
GENERAL ELECTRIC CO COMMON STOCK 369604301   330,470 3,944 SH   OTR 7,000 2,312 1,632 0
GENERAL MILLS INC COMMON STOCK 370334104   1,104,640 13,174 SH   SOLE 7,000 13,174 0 0
GENERAL MILLS INC COMMON STOCK 370334104   308,569 3,680 SH   OTR 7,000 2,280 1,400 0
HOME DEPOT INC COMMON STOCK 437076102   390,087 1,235 SH   SOLE 7,000 1,235 0 0
HOME DEPOT INC COMMON STOCK 437076102   78,965 250 SH   OTR 7,000 250 0 0
INTEL CORP COMMON STOCK 458140100   1,343,706 50,840 SH   SOLE 7,000 50,840 0 0
INTEL CORP COMMON STOCK 458140100   167,225 6,327 SH   OTR 7,000 4,477 1,850 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101   634,854 4,506 SH   SOLE 7,000 4,506 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101   354,479 2,516 SH   OTR 7,000 2,316 200 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100   2,938,134 21,910 SH   SOLE 7,000 21,610 0 300
JP MORGAN CHASE & CO COMMON STOCK 46625H100   730,040 5,444 SH   OTR 7,000 4,354 1,090 0
JACOBS SOLUTIONS INC COMMON STOCK 46982L108   246,145 2,050 SH   SOLE 7,000 2,050 0 0
JACOBS SOLUTIONS INC COMMON STOCK 46982L108   98,457 820 SH   OTR 7,000 0 820 0
JOHNSON & JOHNSON COMMON STOCK 478160104   3,446,796 19,512 SH   SOLE 7,000 19,512 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   892,612 5,053 SH   OTR 7,000 2,553 2,500 0
ELI LILLY & CO COMMON STOCK 532457108   473,030 1,293 SH   SOLE 7,000 1,293 0 0
ELI LILLY & CO COMMON STOCK 532457108   329,256 900 SH   OTR 7,000 200 700 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   254,921 524 SH   SOLE 7,000 524 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   259,298 533 SH   OTR 7,000 533 0 0
LOWES COMPANIES INC COMMON STOCK 548661107   1,195,440 6,000 SH   SOLE 7,000 6,000 0 0
LOWES COMPANIES INC COMMON STOCK 548661107   125,123 628 SH   OTR 7,000 628 0 0
MASCO CORP COMMON STOCK 574599106   323,190 6,925 SH   SOLE 7,000 6,925 0 0
MASCO CORP COMMON STOCK 574599106   121,343 2,600 SH   OTR 7,000 0 2,600 0
MCDONALDS CORP COMMON STOCK 580135101   1,785,417 6,775 SH   SOLE 7,000 6,775 0 0
MCDONALDS CORP COMMON STOCK 580135101   181,046 687 SH   OTR 7,000 487 200 0
MERCK & CO INC COMMON STOCK 58933Y105   757,568 6,828 SH   SOLE 7,000 6,828 0 0
MERCK & CO INC COMMON STOCK 58933Y105   416,174 3,751 SH   OTR 7,000 1,272 2,479 0
MICROSOFT CORP COMMON STOCK 594918104   2,402,758 10,019 SH   SOLE 7,000 10,019 0 0
MICROSOFT CORP COMMON STOCK 594918104   1,074,155 4,479 SH   OTR 7,000 4,479 0 0
NIKE INC COMMON STOCK 654106103   1,632,525 13,952 SH   SOLE 7,000 13,952 0 0
NIKE INC COMMON STOCK 654106103   81,908 700 SH   OTR 7,000 700 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   234,099 950 SH   SOLE 7,000 950 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   283,631 1,151 SH   OTR 7,000 1,151 0 0
ORACLE CORP COMMON STOCK 68389X105   864,894 10,581 SH   SOLE 7,000 10,581 0 0
ORACLE CORP COMMON STOCK 68389X105   114,436 1,400 SH   OTR 7,000 1,300 100 0
PEPSICO INC COMMON STOCK 713448108   2,099,454 11,621 SH   SOLE 7,000 11,621 0 0
PEPSICO INC COMMON STOCK 713448108   792,917 4,389 SH   OTR 7,000 3,389 1,000 0
PFIZER INC COMMON STOCK 717081103   1,579,523 30,826 SH   SOLE 7,000 30,826 0 0
PFIZER INC COMMON STOCK 717081103   161,508 3,152 SH   OTR 7,000 3,152 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109   273,267 2,700 SH   SOLE 7,000 2,700 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109   222,662 2,200 SH   OTR 7,000 2,200 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   2,517,867 16,613 SH   SOLE 7,000 16,613 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   429,066 2,831 SH   OTR 7,000 2,831 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101   1,337,595 13,254 SH   SOLE 7,000 13,254 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101   121,609 1,205 SH   OTR 7,000 1,205 0 0
SOUTHERN CO COMMON STOCK 842587107   932,044 13,052 SH   SOLE 7,000 13,052 0 0
SOUTHERN CO COMMON STOCK 842587107   340,700 4,771 SH   OTR 7,000 3,271 1,500 0
STATE STREET CORP COMMON STOCK 857477103   416,629 5,371 SH   SOLE 7,000 5,371 0 0
STATE STREET CORP COMMON STOCK 857477103   69,813 900 SH   OTR 7,000 500 400 0
TARGET CORP COMMON STOCK 87612E106   952,068 6,388 SH   SOLE 7,000 6,388 0 0
TARGET CORP COMMON STOCK 87612E106   241,891 1,623 SH   OTR 7,000 1,223 400 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104   1,429,650 8,653 SH   SOLE 7,000 8,653 0 0
3M CO COMMON STOCK 88579Y101   547,194 4,563 SH   SOLE 7,000 4,563 0 0
3M CO COMMON STOCK 88579Y101   89,940 750 SH   OTR 7,000 750 0 0
TRUSTCO BANK CORP NY COMMON STOCK 898349204   4,174,181 111,045 SH   SOLE 7,000 111,045 0 0
TRUSTCO BANK CORP NY COMMON STOCK 898349204   51,347 1,366 SH   OTR 7,000 1,366 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   584,450 3,362 SH   SOLE 7,000 3,362 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   164,800 948 SH   OTR 7,000 548 400 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858   314,918 8,079 SH   SOLE 7,000 8,079 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858   12,669 325 SH   OTR 7,000 325 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104   568,028 14,417 SH   SOLE 7,000 14,417 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104   191,565 4,862 SH   OTR 7,000 3,462 1,400 0
PARAMOUNT GLOBAL COMMON STOCK 92556H206   844,000 50,000 SH   SOLE 7,000 50,000 0 0
WALMART INC COMMON STOCK 931142103   959,780 6,769 SH   SOLE 7,000 6,769 0 0
WALMART INC COMMON STOCK 931142103   223,319 1,575 SH   OTR 7,000 775 800 0
YUM! BRANDS INC COMMON STOCK 988498101   10,246 80 SH   SOLE 7,000 80 0 0
YUM! BRANDS INC COMMON STOCK 988498101   206,978 1,616 SH   OTR 7,000 1,616 0 0
JOHNSON CTLS INTL PLC SHS FOREIGN STOCK G51502105   295,744 4,621 SH   SOLE 7,000 4,621 0 0
JOHNSON CTLS INTL PLC SHS FOREIGN STOCK G51502105   80,384 1,256 SH   OTR 7,000 1,256 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103   723,105 9,304 SH   SOLE 7,000 9,304 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103   144,171 1,855 SH   OTR 7,000 1,055 800 0