Consolidated Statements of Financial Condition (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
ASSETS:
Cash and due from banks	$ 46,236	$ 48,357
Federal funds sold and other short term investments	795,028	1,171,113
Total cash and cash equivalents	841,264	1,219,470
Securities available for sale	468,219	407,713
Held to maturity securities ($7,938 and $10,695 fair value at September 30, 2022 and December 31, 2021, respectively)	8,091	9,923
Federal Home Loan Bank stock	5,797	5,604
Loans, net of deferred net costs	4,629,491
Less: Allowance for credit losses on loans	45,517	44,267
Net loans	4,583,974
Loans, net of deferred net costs		4,438,779
Less: Allowance for credit losses on loans		44,267
Net loans		4,394,512
Bank premises and equipment, net	31,931	33,027
Operating lease right-of-use assets	45,733	48,090
Other assets	94,485	78,207
Total assets	6,079,494	6,196,546
Deposits:
Demand	859,829	794,878
Interest-bearing checking	1,188,790	1,191,304
Savings accounts	1,562,564	1,504,554
Money market deposit accounts	716,319	782,079
Time deposits	954,352	995,314
Total deposits	5,281,854	5,268,129
Short-term borrowings	124,932	244,686
Operating lease liabilities	50,077	52,720
Accrued expenses and other liabilities	33,625	29,883
Total liabilities	5,490,488	5,595,418
SHAREHOLDERS' EQUITY:
Capital stock par value $1.00; 30,000,000 shares authorized; 20,045,684 shares issued at September 30, 2022 and December 31, 2021, and 19,051,775 and 19,219,989 shares outstanding at September 30, 2022 and December 31, 2021, respectively	20,046	20,046
Surplus	256,661	256,661
Undivided profits	379,769	349,056
Accumulated other comprehensive (loss) income, net of tax	(25,209)	12,147
Treasury stock at cost - 993,909 and 825,695 shares at September 30, 2022 and December 31, 2021, respectively	(42,261)	(36,782)
Total shareholders' equity	589,006	601,128
Total liabilities and shareholders' equity	$ 6,079,494	$ 6,196,546