Consolidated Statements of Financial Condition (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
ASSETS:
Cash and due from banks	$ 47,526	$ 48,357
Federal funds sold and other short term investments	1,225,022	1,171,113
Total cash and cash equivalents	1,272,548	1,219,470
Securities available for sale	408,991	407,713
Held to maturity securities ($9,550 and $10,695 fair value at March 31, 2022 and December 31, 2021, respectively)	9,183	9,923
Federal Reserve Bank and Federal Home Loan Bank stock	5,604	5,604
Loans, net of deferred net costs	4,464,354
Less: Allowance for credit losses on loans	46,178
Net loans	4,418,176
Loans, net of deferred net costs		4,438,779
Less: Allowance for credit losses on loans		44,267
Net loans		4,394,512
Bank premises and equipment, net	32,644	33,027
Operating lease right-of-use assets	48,569	48,090
Other assets	86,158	78,207
Total assets	6,281,873	6,196,546
Deposits:
Demand	835,281	794,878
Interest-bearing checking	1,225,093	1,191,304
Savings accounts	1,553,152	1,504,554
Money market deposit accounts	796,275	782,079
Time deposits	940,215	995,314
Total deposits	5,350,016	5,268,129
Short-term borrowings	248,371	244,686
Operating lease liabilities	53,094	52,720
Accrued expenses and other liabilities	37,497	29,883
Total liabilities	5,688,978	5,595,418
SHAREHOLDERS' EQUITY:
Capital stock par value $1; 30,000,000 shares authorized; 20,045,684 shares issued at March 31, 2022 and December 31, 2021, and 19,201,875 and 19,219,989 shares outstanding at March 31, 2022 and December 31, 2021, respectively	20,046	20,046
Surplus	256,661	256,661
Undivided profits	355,948	349,056
Accumulated other comprehensive (loss) income, net of tax	(2,369)	12,147
Treasury stock at cost - 843,809 and 825,695 shares at March 31, 2022 and December 31, 2021, respectively	(37,391)	(36,782)
Total shareholders' equity	592,895	601,128
Total liabilities and shareholders' equity	$ 6,281,873	$ 6,196,546