Consolidated Statements of Financial Condition (Unaudited) - USD ($) $ in Thousands		Sep. 30, 2021	Dec. 31, 2020
ASSETS:
Cash and due from banks		$ 45,486	$ 47,196
Federal funds sold and other short term investments		1,147,853	1,059,903
Total cash and cash equivalents		1,193,339	1,107,099
Securities available for sale		434,552	439,071
Held to maturity securities ($11,646 and $14,988 fair value at September 30, 2021 and December 31, 2020, respectively)		10,701	13,824
Federal Reserve Bank and Federal Home Loan Bank stock		5,604	5,506
Loans, net of deferred net costs		4,396,729	4,244,470
Less: Allowance for loan losses		47,350	49,595
Net loans		4,349,379	4,194,875
Bank premises and equipment, net		33,233	34,412
Operating lease right-of-use assets		45,836	47,885
Other assets		62,191	59,124
Total assets		6,134,835	5,901,796
Deposits:
Demand		790,663	652,756
Interest-bearing checking		1,148,593	1,086,558
Savings accounts		1,433,130	1,285,501
Money market deposit accounts		744,051	716,005
Time deposits		1,124,581	1,296,373
Total deposits		5,241,018	5,037,193
Short-term borrowings		230,770	214,755
Operating lease liabilities		50,515	52,784
Accrued expenses and other liabilities		25,849	28,903
Total liabilities		5,548,152	5,333,635
SHAREHOLDERS' EQUITY:
Capital stock par value $1; 30,000,000 shares authorized; 20,041,796 and 20,040,966 shares issued, and 19,216,101 and 19,286,531 shares outstanding at September 30, 2021 and December 31, 2020, respectively	[1],[2]	20,042	20,041
Surplus	[1]	256,565	256,606
Undivided profits		339,554	313,974
Accumulated other comprehensive income, net of tax		7,304	11,936
Treasury stock at cost - 825,695 and 754,435 shares at September 30, 2021 and December 31, 2020, respectively	[2]	(36,782)	(34,396)
Total shareholders' equity	[1]	586,683	568,161
Total liabilities and shareholders' equity		$ 6,134,835	$ 5,901,796

[1] All periods presented have been adjusted for the 1 for 5 reverse stock split which occurred on May 28, 2021.

[2] Share amounts have been adjusted for all periods presented for the 1 for 5 reverse stock split which occurred on May 28, 2021.