Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Interest and dividend income:
Interest and fees on loans		$ 39,808	$ 41,665	$ 80,025	$ 83,728
Interest and dividends on securities available for sale:
U. S. government sponsored enterprises		97	106	147	527
State and political subdivisions		0	2	1	3
Mortgage-backed securities and collateralized mortgage obligations		1,167	1,527	2,404	3,640
Corporate bonds		323	488	639	726
Small Business Administration-guaranteed participation securities		193	229	399	474
Other securities		5	5	11	11
Total interest and dividends on securities available for sale		1,785	2,357	3,601	5,381
Interest on held to maturity securities:
Mortgage-backed securities and collateralized mortgage obligations-residential		111	162	234	337
Total interest on held to maturity securities		111	162	234	337
Federal Reserve Bank and Federal Home Loan Bank stock		65	192	134	274
Interest on federal funds sold and other short-term investments		286	193	556	1,460
Total interest income		42,055	44,569	84,550	91,180
Interest on deposits:
Interest-bearing checking		46	26	98	42
Savings accounts		162	166	321	399
Money market deposit accounts		236	862	519	1,958
Time deposits		1,261	5,599	2,927	11,990
Interest on short-term borrowings		228	235	456	557
Total interest expense		1,933	6,888	4,321	14,946
Net interest income		40,122	37,681	80,229	76,234
Provision for loan losses		0	2,000	350	4,000
Net interest income after provision for loan losses		40,122	35,681	79,879	72,234
Noninterest income:
Trustco financial services income		1,999	1,368	4,034	2,968
Fees for services to customers		2,486	1,807	4,690	4,122
Net gain on securities transactions	[1]	0	0	0	1,155
Other		203	251	392	515
Total noninterest income		4,688	3,426	9,116	8,760
Noninterest expenses:
Salaries and employee benefits		12,403	11,648	24,828	23,021
Net occupancy expense		4,328	4,385	8,914	8,691
Equipment expense		1,600	1,606	3,231	3,408
Professional services		1,614	1,182	3,046	2,663
Outsourced services		2,169	1,875	4,419	3,950
Advertising expense		549	601	903	1,089
FDIC and other insurance		777	609	1,484	903
Other real estate (income) expense, net		(60)	(32)	179	162
Other		2,060	2,058	3,771	4,313
Total noninterest expenses		25,440	23,932	50,775	48,200
Income before taxes		19,370	15,175	38,220	32,794
Income taxes		4,937	3,921	9,704	8,227
Net income		$ 14,433	$ 11,254	$ 28,516	$ 24,567
Net income per share:
Basic (in dollars per share)	[2],[3]	$ 0.749	$ 0.584	$ 1.479	$ 1.272
Diluted (in dollars per share)	[2],[3]	$ 0.748	$ 0.584	$ 1.478	$ 1.272

[1] Not within the scope of ASC 606.

[2] All periods presented have been adjusted for the 1 for 5 reverse stock split which occurred on May 28, 2021

[3] Share and per share amounts have been adjusted for all periods presented for the 1 for 5 reverse stock split which occurred on May 28, 2021.