Consolidated Statements of Financial Condition (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
ASSETS:
Cash and due from banks	$ 44,726	$ 48,198
Federal funds sold and other short term investments	908,110	408,648
Total cash and cash equivalents	952,836	456,846
Securities available for sale	432,702	573,823
Held to maturity securities (fair value 2020 $17,878; 2019 $19,680)	16,633	18,618
Federal Reserve Bank and Federal Home Loan Bank stock	5,506	9,183
Loans, net of deferred net costs	4,177,561	4,062,196
Less: Allowance for loan losses	48,144	44,317
Net loans	4,129,417	4,017,879
Bank premises and equipment, net	34,042	34,622
Operating lease right-of-use assets	48,712	51,475
Other assets	57,155	58,876
Total assets	5,677,003	5,221,322
Deposits:
Demand	612,960	463,858
Interest-bearing checking	1,001,592	875,672
Savings accounts	1,191,682	1,113,146
Money market deposit accounts	666,304	599,163
Time deposits	1,392,769	1,398,177
Total deposits	4,865,307	4,450,016
Short-term borrowings	177,278	148,666
Operating lease liabilities	53,710	56,553
Accrued expenses and other liabilities	27,287	27,830
Total liabilities	5,123,582	4,683,065
SHAREHOLDERS' EQUITY:
Capital stock par value $1; 150,000,000 shares authorized; 100,204,832 and 100,204,832 shares issued at June 30, 2020 and December 31, 2019, respectively	100,205	100,205
Surplus	176,437	176,427
Undivided profits	299,239	288,067
Accumulated other comprehensive loss, net of tax	11,936	4,461
Treasury stock at cost - 3,772,175 and 3,283,175 shares at June 30, 2020 and December 31, 2019, respectively	(34,396)	(30,903)
Total shareholders' equity	553,421	538,257
Total liabilities and shareholders' equity	$ 5,677,003	$ 5,221,322