XML 41 R29.htm IDEA: XBRL DOCUMENT

Regulatory Capital Requirements (Tables)

6 Months Ended

Jun. 30, 2020

Regulatory Capital Requirements [Abstract]

Actual Capital Amounts and Ratios

The Bank and the Company reported the following capital ratios as of June 30, 2020 and December 31, 2019:

(Bank Only)
														Minimum for Capital Adequacy plus Capital Conservation
		As of June 30, 2020								Well
		As of June 30, 2020								Well
(dollars in thousands)		Amount				Ratio				Capitalized⁽¹⁾				Buffer⁽¹⁾⁽²⁾

Tier 1 leverage ratio		$	527,145				9.603	%			5.000	%			4.000	%
Common equity tier 1 capital			527,145				18.320				6.500				7.000
Tier 1 risk-based capital			527,145				18.320				8.000				8.500
Total risk-based capital			563,265				19.576				10.000				10.500

		As of December 31, 2019								Well				Minimum for Capital Adequacy plus Capital Conservation
(dollars in thousands)		Amount				Ratio				Capitalized⁽¹⁾				Buffer ⁽¹⁾⁽²⁾

Tier 1 leverage ratio		$	516,775				9.940	%			5.000	%			4.000	%
Common equity tier 1 capital			516,775				18.412				6.500				7.000
Tier 1 risk-based capital			516,775				18.412				8.000				8.500
Total risk-based capital			551,975				19.666				10.000				10.500

(Consolidated)		As of June 30, 2020 2019								Minimum for Capital Adequacy plus Capital Conservation
(dollars in thousands)		Amount				Ratio				Buffer⁽¹⁾⁽²⁾

Tier 1 leverage ratio		$	540,932				9.852	%			4.000	%
Common equity Tier 1 capital			540,932				18.794	%			7.000	%
Tier 1 risk-based capital			540,932				18.794	%			8.500	%
Total risk-based capital			577,061				20.050	%			10.500	%

		As of December 31, 2019								Minimum for Capital Adequacy plus Capital Conservation
(dollars in thousands)		Amount				Ratio				Buffer⁽¹⁾⁽²⁾

Tier 1 leverage ratio		$	533,243				10.254	%			4.000	%
Common equity Tier 1 capital			533,243				18.988				7.000
Tier 1 risk-based capital			533,243				18.988				8.500
Total risk-based capital			568,463				20.242				10.500

(1)	Federal regulatory minimum requirements to be considered to be Well Capitalized and Adequately Capitalized

(2)	The June 30, 2020 and December 31, 2019 common equity tier 1, tier 1 risk-based, and total risk-based capital ratios include a capital conservation buffer of 2.50 percent