Consolidated Statements of Financial Condition (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
ASSETS:
Cash and due from banks	$ 42,471	$ 49,260
Federal funds sold and other short term investments	517,684	454,449
Total cash and cash equivalents	560,155	503,709
Securities available for sale	633,540	501,463
Held to maturity securities (fair value 2019 $21,623; 2018 $22,924)	20,667	22,501
Federal Reserve Bank and Federal Home Loan Bank stock	9,183	8,953
Loans, net of deferred net costs	3,906,409	3,874,096
Less: Allowance for loan losses	44,365	44,766
Net loans	3,862,044	3,829,330
Bank premises and equipment, net	34,058	34,694
Operating lease right-of-use assets	51,097	0
Other assets	56,926	58,263
Total assets	5,227,670	4,958,913
Deposits:
Demand	432,780	405,069
Interest-bearing checking	888,433	904,678
Savings accounts	1,132,308	1,182,683
Money market deposit accounts	562,318	507,311
Time deposits	1,446,428	1,274,506
Total deposits	4,462,267	4,274,247
Short-term borrowings	166,746	161,893
Operating lease liabilities	56,237	0
Accrued expenses and other liabilities	26,790	32,902
Total liabilities	4,712,040	4,469,042
SHAREHOLDERS' EQUITY:
Capital stock par value $1; 150,000,000 shares authorized; 100,180,132 and 100,175,032 shares issued at June 30, 2019 and December 31, 2018, respectively	100,180	100,175
Surplus	176,396	176,710
Undivided profits	272,433	256,397
Accumulated other comprehensive loss, net of tax	(1,774)	(10,309)
Treasury stock at cost - 3,357,831 and 3,516,440 shares at June 30, 2019 and December 31, 2018, respectively	(31,605)	(33,102)
Total shareholders' equity	515,630	489,871
Total liabilities and shareholders' equity	$ 5,227,670	$ 4,958,913