Consolidated Statements of Financial Condition (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
ASSETS:
Cash and due from banks	$ 43,064	$ 49,260
Federal funds sold and other short term investments	576,123	454,449
Total cash and cash equivalents	619,187	503,709
Securities available for sale	546,466	501,463
Held to maturity securities (fair value 2019 $22,283; 2018 $22,924)	21,609	22,501
Federal Reserve Bank and Federal Home Loan Bank stock	8,953	8,953
Loans, net of deferred net costs	3,861,153	3,874,096
Less: Allowance for loan losses	44,671	44,766
Net loans	3,816,482	3,829,330
Bank premises and equipment, net	34,428	34,694
Operating lease right-of-use assets	51,559	0
Other assets	57,637	58,263
Total assets	5,156,321	4,958,913
Deposits:
Demand	408,417	405,069
Interest-bearing checking	895,099	904,678
Savings accounts	1,150,329	1,182,683
Money market deposit accounts	538,043	507,311
Time deposits	1,421,181	1,274,506
Total deposits	4,413,069	4,274,247
Short-term borrowings	159,778	161,893
Operating lease liabilities	56,723	0
Accrued expenses and other liabilities	25,033	32,902
Total liabilities	4,654,603	4,469,042
SHAREHOLDERS' EQUITY:
Capital stock par value $1; 150,000,000 shares authorized; 100,180,132 and 100,175,032 shares issued at March 31, 2019 and December 31, 2018, respectively	100,180	100,175
Surplus	176,510	176,710
Undivided profits	264,364	256,397
Accumulated other comprehensive loss, net of tax	(7,011)	(10,309)
Treasury stock at cost - 3,434,274 and 3,516,440 shares at March 31, 2019 and December 31, 2018, respectively	(32,325)	(33,102)
Total shareholders' equity	501,718	489,871
Total liabilities and shareholders' equity	$ 5,156,321	$ 4,958,913