Consolidated Statements of Financial Condition (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
ASSETS:
Cash and due from banks	$ 42,195	$ 44,125
Federal funds sold and other short term investments	423,254	568,615
Total cash and cash equivalents	465,449	612,740
Securities available for sale	507,882	571,965
Held to maturity securities (fair value 2018 $23,849; 2017 $28,701)	23,462	27,551
Federal Reserve Bank and Federal Home Loan Bank stock	8,953	8,779
Loans, net of deferred net costs	3,825,916	3,636,407
Less: Allowance for loan losses	44,736	44,170
Net loans	3,781,180	3,592,237
Bank premises and equipment, net	35,214	35,157
Other assets	63,211	59,579
Total assets	4,885,351	4,908,008
Deposits:
Demand	403,047	398,399
Interest-bearing checking	918,486	891,052
Savings accounts	1,221,127	1,260,447
Money market deposit accounts	501,270	556,462
Time deposits	1,155,994	1,066,966
Total deposits	4,199,924	4,173,326
Short-term borrowings	176,377	242,991
Accrued expenses and other liabilities	31,932	33,383
Total liabilities	4,408,233	4,449,700
SHAREHOLDERS' EQUITY:
Capital stock: $1 par value; 150,000,000 shares authorized, 100,175,032 and 99,998,482 shares issued at September 30, 2018 and December 31, 2017, respectively	100,175	99,998
Surplus	176,764	175,651
Undivided profits	246,965	219,436
Accumulated other comprehensive loss, net of tax	(13,000)	(1,806)
Treasury stock at cost: 3,589,102 and 3,709,171 shares at September 30, 2018 and December 31, 2017, respectively	(33,786)	(34,971)
Total shareholders' equity	477,118	458,308
Total liabilities and shareholders' equity	$ 4,885,351	$ 4,908,008