The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 1,111 34,609 SH   DFND   34,609 0 0
AT&T INC COMMON STOCK 00206R102 215 6,708 SH   OTR   4,615 2,093 0
ABBOTT LABORATORIES COMMON STOCK 002824100 1,921 31,503 SH   DFND   28,236 2,200 1,067
ABBOTT LABORATORIES COMMON STOCK 002824100 263 4,317 SH   OTR   3,317 1,000 0
ABBVIE INC SR NT COMMON STOCK 00287Y109 2,306 24,893 SH   DFND   21,676 2,200 1,017
ABBVIE INC SR NT COMMON STOCK 00287Y109 392 4,230 SH   OTR   3,130 1,100 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 296 1,900 SH   DFND   1,900 0 0
ALLSTATE CORP COMMON STOCK 020002101 210 2,300 SH   DFND   2,300 0 0
ALLSTATE CORP COMMON STOCK 020002101 18 200 SH   OTR   200 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 136 2,400 SH   DFND   100 2,300 0
ALTRIA GROUP INC COMMON STOCK 02209S103 138 2,436 SH   OTR   2,436 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 963 9,825 SH   DFND   9,825 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 216 2,200 SH   OTR   1,500 700 0
ANNALY CAPITAL MANAGEMENT INC COMMON STOCK 035710409 209 20,350 SH   DFND   20,350 0 0
ANNALY CAPITAL MANAGEMENT INC COMMON STOCK 035710409 15 1,500 SH   OTR   1,500 0 0
APPLE INC COMMON STOCK 037833100 1,838 9,930 SH   DFND   9,230 700 0
APPLE INC COMMON STOCK 037833100 278 1,500 SH   OTR   1,325 175 0
APPLIED MATERIALS INC COMMON STOCK 038222105 2,294 49,665 SH   DFND   49,065 0 600
APPLIED MATERIALS INC COMMON STOCK 038222105 171 3,700 SH   OTR   2,200 1,500 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 639 4,765 SH   DFND   3,565 0 1,200
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 54 400 SH   OTR   400 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 302 1,616 SH   OTR   1,616 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 385 6,957 SH   DFND   6,957 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 641 11,582 SH   OTR   4,282 7,300 0
CME GROUP INC COMMON STOCK 12572Q105 279 1,700 SH   DFND   1,700 0 0
CATERPILLAR INC COMMON STOCK 149123101 171 1,263 SH   DFND   1,263 0 0
CATERPILLAR INC COMMON STOCK 149123101 54 400 SH   OTR   400 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 2,107 16,665 SH   DFND   15,665 1,000 0
CHEVRON CORP NEW COMMON STOCK 166764100 545 4,308 SH   OTR   2,918 1,390 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 1,549 36,007 SH   DFND   34,107 1,700 200
CISCO SYSTEMS INC COMMON STOCK 17275R102 150 3,492 SH   OTR   892 2,600 0
CITIGROUP INC COMMON STOCK 172967424 291 4,350 SH   DFND   4,350 0 0
CITIGROUP INC COMMON STOCK 172967424 55 828 SH   OTR   628 200 0
COCA COLA CO COMMON STOCK 191216100 2,471 56,349 SH   DFND   48,349 7,400 600
COCA COLA CO COMMON STOCK 191216100 310 7,079 SH   OTR   3,729 3,350 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 857 13,220 SH   DFND   12,420 800 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 371 5,720 SH   OTR   4,720 1,000 0
COMCAST CORP COMMON STOCK 20030N101 156 4,740 SH   DFND   4,740 0 0
COMCAST CORP COMMON STOCK 20030N101 190 5,800 SH   OTR   5,800 0 0
DISNEY WALT CO COMMON STOCK 254687106 2,410 22,996 SH   DFND   18,646 3,000 1,350
DISNEY WALT CO COMMON STOCK 254687106 246 2,350 SH   OTR   1,550 800 0
DOWDUPONT INC COM COMMON STOCK 26078J100 1,210 18,358 SH   DFND   16,722 0 1,636
DOWDUPONT INC COM COMMON STOCK 26078J100 323 4,906 SH   OTR   2,426 2,480 0
ECOLAB INC COMMON STOCK 278865100 448 3,192 SH   DFND   3,192 0 0
ECOLAB INC COMMON STOCK 278865100 42 300 SH   OTR   300 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 252 3,649 SH   DFND   2,449 1,200 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 49 713 SH   OTR   713 0 0
EXELON CORP COMMON STOCK 30161N101 398 9,350 SH   DFND   9,350 0 0
EXELON CORP COMMON STOCK 30161N101 116 2,720 SH   OTR   2,120 600 0
EXXON MOBIL CORP COMMON STOCK 30231G102 3,752 45,349 SH   DFND   40,999 3,000 1,350
EXXON MOBIL CORP COMMON STOCK 30231G102 1,297 15,682 SH   OTR   6,092 9,590 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 3,752 275,659 SH   DFND   256,499 14,700 4,460
GENERAL ELECTRIC CO COMMON STOCK 369604103 593 43,581 SH   OTR   16,577 24,004 3,000
GENERAL MILLS INC COMMON STOCK 370334104 882 19,931 SH   DFND   19,931 0 0
GENERAL MILLS INC COMMON STOCK 370334104 252 5,698 SH   OTR   4,098 1,600 0
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 200 4,967 SH   DFND   4,967 0 0
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 9 227 SH   OTR   227 0 0
HOME DEPOT INC COMMON STOCK 437076102 356 1,825 SH   DFND   1,825 0 0
HOME DEPOT INC COMMON STOCK 437076102 20 100 SH   OTR   100 0 0
INTEL CORP COMMON STOCK 458140100 3,498 70,362 SH   DFND   67,287 2,800 275
INTEL CORP COMMON STOCK 458140100 503 10,115 SH   OTR   7,515 2,600 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 1,054 7,543 SH   DFND   7,043 500 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 575 4,116 SH   OTR   3,366 750 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GLOBAL 464287465 490 7,314 SH   DFND   7,314 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GLOBAL 464287465 59 875 SH   OTR   175 700 0
JP MORGAN CHASE & CO COM COMMON STOCK 46625H100 2,901 27,839 SH   DFND   27,489 0 350
JP MORGAN CHASE & CO COM COMMON STOCK 46625H100 747 7,167 SH   OTR   5,567 1,600 0
JACOBS ENGINEERING GROUP COMMON STOCK 469814107 206 3,250 SH   DFND   3,250 0 0
JACOBS ENGINEERING GROUP COMMON STOCK 469814107 52 820 SH   OTR   0 820 0
JOHNSON & JOHNSON COMMON STOCK 478160104 3,021 24,901 SH   DFND   23,401 1,500 0
JOHNSON & JOHNSON COMMON STOCK 478160104 741 6,105 SH   OTR   3,505 2,600 0
ELI LILLY & CO COMMON STOCK 532457108 126 1,475 SH   DFND   1,475 0 0
ELI LILLY & CO COMMON STOCK 532457108 99 1,156 SH   OTR   456 700 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 217 734 SH   DFND   734 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 157 533 SH   OTR   533 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 794 8,309 SH   DFND   8,309 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 55 578 SH   OTR   578 0 0
MASCO CORP COMMON STOCK 574599106 352 9,400 SH   DFND   9,400 0 0
MASCO CORP COMMON STOCK 574599106 195 5,200 SH   OTR   2,000 3,200 0
MCDONALDS CORP COMMON STOCK 580135101 1,226 7,824 SH   DFND   7,824 0 0
MCDONALDS CORP COMMON STOCK 580135101 144 922 SH   OTR   622 300 0
MERCK & CO INC COMMON STOCK 58933Y105 598 9,856 SH   DFND   9,856 0 0
MERCK & CO INC COMMON STOCK 58933Y105 269 4,438 SH   OTR   1,959 2,479 0
MICROSOFT CORP COMMON STOCK 594918104 1,939 19,659 SH   DFND   19,659 0 0
MICROSOFT CORP COMMON STOCK 594918104 431 4,371 SH   OTR   4,021 350 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 200 1,200 SH   DFND   1,200 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 49 296 SH   OTR   296 0 0
NIKE INC COMMON STOCK 654106103 1,825 22,900 SH   DFND   22,900 0 0
NIKE INC COMMON STOCK 654106103 215 2,700 SH   OTR   2,100 600 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 249 1,653 SH   DFND   1,653 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 446 2,953 SH   OTR   1,253 1,700 0
ORACLE CORP COMMON STOCK 68389X105 639 14,500 SH   DFND   13,700 800 0
ORACLE CORP COMMON STOCK 68389X105 104 2,352 SH   OTR   1,452 900 0
PEPSICO INC COMMON STOCK 713448108 1,942 17,835 SH   DFND   17,735 0 100
PEPSICO INC COMMON STOCK 713448108 472 4,339 SH   OTR   3,139 1,200 0
PFIZER INC COMMON STOCK 717081103 866 23,876 SH   DFND   23,876 0 0
PFIZER INC COMMON STOCK 717081103 504 13,881 SH   OTR   9,181 4,700 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 230 2,846 SH   DFND   146 2,700 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 179 2,219 SH   OTR   2,219 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 1,890 24,209 SH   DFND   23,609 600 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 736 9,423 SH   OTR   2,695 6,728 0
SCHLUMBERGER LTD FOREIGN STOCK 806857108 310 4,625 SH   DFND   4,625 0 0
SCHLUMBERGER LTD FOREIGN STOCK 806857108 142 2,116 SH   OTR   2,016 100 0
SOUTHERN CO COMMON STOCK 842587107 1,189 25,666 SH   DFND   25,666 0 0
SOUTHERN CO COMMON STOCK 842587107 241 5,199 SH   OTR   3,499 1,700 0
STANLEY BLACK & DECKER INC COMMON STOCK 854502101 217 1,632 SH   OTR   1,632 0 0
STATE STREET CORP COMMON STOCK 857477103 654 7,025 SH   DFND   6,525 500 0
STATE STREET CORP COMMON STOCK 857477103 121 1,300 SH   OTR   400 900 0
TARGET CORP COMMON STOCK 87612E106 633 8,311 SH   DFND   8,311 0 0
TARGET CORP COMMON STOCK 87612E106 105 1,373 SH   OTR   973 400 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 1,276 11,575 SH   DFND   11,575 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 238 1,151 SH   OTR   1,151 0 0
3M CO COMMON STOCK 88579Y101 1,369 6,959 SH   DFND   6,909 0 50
3M CO COMMON STOCK 88579Y101 590 3,000 SH   OTR   300 2,700 0
TRUSTCO BANK CORP NY COMMON STOCK 898349105 580 65,129 SH   DFND   7,085 0 58,044
TRUSTCO BANK CORP NY COMMON STOCK 898349105 8,835 992,706 SH   OTR   500 0 992,206
UNITED PARCEL SERVICE COMMON STOCK 911312106 460 4,333 SH   DFND   4,333 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 106 1,000 SH   OTR   600 400 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 2,110 16,876 SH   DFND   16,276 600 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 238 1,905 SH   OTR   1,505 400 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STOCK 922042858 547 12,960 SH   DFND   12,960 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STOCK 922042858 99 2,340 SH   OTR   1,625 325 390
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 1,037 20,612 SH   DFND   19,712 800 100
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 313 6,216 SH   OTR   4,816 1,400 0
WALMART INC COMMON STOCK 931142103 797 9,300 SH   DFND   9,300 0 0
WALMART INC COMMON STOCK 931142103 113 1,325 SH   OTR   525 800 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 1,174 21,175 SH   DFND   19,975 1,200 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 169 3,050 SH   OTR   2,900 150 0
JOHNSON CTLS INTL PLC SHS FOREIGN STOCK G51502105 308 9,193 SH   DFND   8,525 668 0
JOHNSON CTLS INTL PLC SHS FOREIGN STOCK G51502105 28 835 SH   OTR   835 0 0