Consolidated Statements of Financial Condition (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
ASSETS:
Cash and due from banks	$ 41,598	$ 48,719
Federal funds sold and other short term investments	582,599	658,555
Total cash and cash equivalents	624,197	707,274
Securities available for sale	580,430	620,360
Held to maturity securities (fair value 2017 $30,731; 2016 $47,526)	29,268	45,490
Federal Reserve Bank and Federal Home Loan Bank stock	8,779	9,579
Loans, net of deferred net costs	3,578,282	3,430,586
Less: Allowance for loan losses	44,082	43,890
Net loans	3,534,200	3,386,696
Bank premises and equipment, net	35,028	35,466
Other assets	58,373	63,941
Total assets	4,870,275	4,868,806
Deposits:
Demand	397,623	377,755
Interest-bearing checking	862,067	815,534
Savings accounts	1,265,229	1,271,449
Money market deposit accounts	564,557	571,962
Time deposits	1,075,886	1,159,463
Total deposits	4,165,362	4,196,163
Short-term borrowings	216,508	209,406
Accrued expenses and other liabilities	33,477	30,551
Total liabilities	4,415,347	4,436,120
SHAREHOLDERS' EQUITY:
Capital stock par value $1; 150,000,000 shares authorized; 99,561,882 and 99,214,382 shares issued at September 30, 2017 and December 31, 2016, respectively	99,562	99,214
Surplus	172,712	171,425
Undivided profits	218,401	201,517
Accumulated other comprehensive loss, net of tax	(3,060)	(6,251)
Treasury stock at cost - 3,454,286 and 3,434,205 shares at September 30, 2017 and December 31, 2016, respectively	(32,687)	(33,219)
Total shareholders' equity	454,928	432,686
Total liabilities and shareholders' equity	$ 4,870,275	$ 4,868,806