Consolidated Statements of Financial Condition (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
ASSETS:
Cash and due from banks	$ 41,352	$ 48,719
Federal funds sold and other short term investments	641,839	658,555
Total cash and cash equivalents	683,191	707,274
Securities available for sale	647,560	620,360
Held to maturity securities (fair value 2017 $45,015; 2016 $47,526)	43,270	45,490
Federal Reserve Bank and Federal Home Loan Bank stock	9,579	9,579
Loans, net of deferred net costs	3,448,936	3,430,586
Less: Allowance for loan losses	44,048	43,890
Net loans	3,404,888	3,386,696
Bank premises and equipment, net	35,175	35,466
Other assets	63,080	63,941
Total assets	4,886,743	4,868,806
Deposits:
Demand	373,930	377,755
Interest-bearing checking	838,936	815,534
Savings accounts	1,287,802	1,271,449
Money market deposit accounts	583,909	571,962
Time deposits	1,113,892	1,159,463
Total deposits	4,198,469	4,196,163
Short-term borrowings	220,946	209,406
Accrued expenses and other liabilities	28,628	30,551
Total liabilities	4,448,043	4,436,120
SHAREHOLDERS' EQUITY:
Capital stock par value $1; 150,000,000 shares authorized; 99,492,882 and 99,214,382 shares issued at March 31, 2017 and December 31, 2016, respectively	99,493	99,214
Surplus	172,628	171,425
Undivided profits	206,173	201,517
Accumulated other comprehensive loss, net of tax	(5,568)	(6,251)
Treasury stock at cost - 3,575,636 and 3,434,205 shares at March 31, 2017 and December 31, 2016, respectively	(34,026)	(33,219)
Total shareholders' equity	438,700	432,686
Total liabilities and shareholders' equity	$ 4,886,743	$ 4,868,806