The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 1,493 35,115 SH   DFND 1 35,115 0 0
AT&T INC COMMON STOCK 00206R102 294 6,908 SH   OTR 1 4,815 2,093 0
ABBOTT LABORATORIES COMMON STOCK 002824100 1,281 33,355 SH   DFND 1 32,288 0 1,067
ABBOTT LABORATORIES COMMON STOCK 002824100 255 6,630 SH   OTR 1 3,430 3,200 0
ABBVIE INC COMMON STOCK 00287Y109 1,605 25,626 SH   DFND 1 24,409 0 1,217
ABBVIE INC COMMON STOCK 00287Y109 416 6,651 SH   OTR 1 3,351 3,300 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 403 2,800 SH   DFND 1 2,800 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 7 100 SH   DFND 1 100 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 320 4,736 SH   OTR 1 2,436 2,300 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 809 10,925 SH   DFND 1 10,925 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 181 2,450 SH   OTR 1 1,650 800 0
ANNALY CAPITAL MANAGEMENT INC COMMON STOCK 035710409 135 13,550 SH   DFND 1 13,550 0 0
ANNALY CAPITAL MANAGEMENT INC COMMON STOCK 035710409 21 2,100 SH   OTR 1 2,100 0 0
APPLE INC COMMON STOCK 037833100 1,128 9,735 SH   DFND 1 9,735 0 0
APPLE INC COMMON STOCK 037833100 255 2,200 SH   OTR 1 1,325 875 0
APPLIED MATERIALS INC COMMON STOCK 038222105 1,792 55,537 SH   DFND 1 54,937 0 600
APPLIED MATERIALS INC COMMON STOCK 038222105 145 4,500 SH   OTR 1 2,500 2,000 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 551 5,363 SH   DFND 1 4,013 0 1,350
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 55 537 SH   OTR 1 537 0 0
BAKER HUGHES INC COMMON STOCK 057224107 253 3,900 SH   DFND 1 3,900 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 61 372 SH   DFND 1 372 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 263 1,616 SH   OTR 1 1,616 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 430 7,357 SH   DFND 1 7,357 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 887 15,182 SH   OTR 1 7,882 7,300 0
CME GROUP INC COMMON STOCK 12572Q105 208 1,800 SH   DFND 1 1,800 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 2,478 21,056 SH   DFND 1 21,056 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 625 5,308 SH   OTR 1 2,918 2,390 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 1,039 34,387 SH   DFND 1 34,187 0 200
CISCO SYSTEMS INC COMMON STOCK 17275R102 157 5,192 SH   OTR 1 892 4,300 0
CITIGROUP INC COMMON STOCK 172967424 264 4,450 SH   DFND 1 4,450 0 0
CITIGROUP INC COMMON STOCK 172967424 49 828 SH   OTR 1 628 200 0
COCA COLA CO COMMON STOCK 191216100 2,189 52,799 SH   DFND 1 52,199 0 600
COCA COLA CO COMMON STOCK 191216100 609 14,679 SH   OTR 1 3,929 10,750 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 939 14,352 SH   DFND 1 14,352 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 427 6,520 SH   OTR 1 4,720 1,800 0
COMCAST CORP COMMON STOCK 20030N101 207 3,000 SH   OTR 1 3,000 0 0
DISNEY WALT CO COMMON STOCK 254687106 2,279 21,871 SH   DFND 1 20,271 0 1,600
DISNEY WALT CO COMMON STOCK 254687106 584 5,600 SH   OTR 1 1,500 4,100 0
DOW CHEMICAL CO COMMON STOCK 260543103 420 7,333 SH   DFND 1 7,133 0 200
DOW CHEMICAL CO COMMON STOCK 260543103 156 2,722 SH   OTR 1 1,522 1,200 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 657 8,950 SH   DFND 1 7,750 0 1,200
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 227 3,092 SH   OTR 1 2,092 1,000 0
ECOLAB INC COMMON STOCK 278865100 525 4,475 SH   DFND 1 4,475 0 0
ECOLAB INC COMMON STOCK 278865100 35 300 SH   OTR 1 300 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 170 3,050 SH   DFND 1 3,050 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 107 1,913 SH   OTR 1 713 1,200 0
EXELON CORP COMMON STOCK 30161N101 344 9,683 SH   DFND 1 9,683 0 0
EXELON CORP COMMON STOCK 30161N101 100 2,820 SH   OTR 1 2,220 600 0
EXXON MOBIL CORP COMMON STOCK 30231G102 4,104 45,470 SH   DFND 1 44,120 0 1,350
EXXON MOBIL CORP COMMON STOCK 30231G102 2,487 27,559 SH   OTR 1 14,869 12,690 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 8,843 279,829 SH   DFND 1 275,369 0 4,460
GENERAL ELECTRIC CO COMMON STOCK 369604103 2,272 71,906 SH   OTR 1 29,102 39,804 3,000
GENERAL MILLS INC COMMON STOCK 370334104 1,303 21,094 SH   DFND 1 21,094 0 0
GENERAL MILLS INC COMMON STOCK 370334104 358 5,798 SH   OTR 1 4,198 1,600 0
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 195 5,073 SH   DFND 1 5,073 0 0
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 9 227 SH   OTR 1 227 0 0
HOME DEPOT INC COMMON STOCK 437076102 335 2,500 SH   DFND 1 2,500 0 0
HOME DEPOT INC COMMON STOCK 437076102 13 100 SH   OTR 1 100 0 0
INTEL CORP COMMON STOCK 458140100 2,522 69,541 SH   DFND 1 69,241 0 300
INTEL CORP COMMON STOCK 458140100 491 13,547 SH   OTR 1 8,147 5,400 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 1,289 7,765 SH   DFND 1 7,765 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 780 4,699 SH   OTR 1 3,399 1,300 0
ISHARES MSCI EAFE (MKT) MUTUAL FUND/STOCK 464287465 434 7,514 SH   DFND 1 7,514 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUND/STOCK 464287465 51 875 SH   OTR 1 175 700 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 2,524 29,250 SH   DFND 1 28,850 0 400
JPMORGAN CHASE & CO COMMON STOCK 46625H100 683 7,913 SH   OTR 1 5,913 2,000 0
JACOBS ENGINEERING GROUP INC COMMON STOCK 469814107 213 3,734 SH   DFND 1 3,734 0 0
JACOBS ENGINEERING GROUP INC COMMON STOCK 469814107 80 1,400 SH   OTR 1 200 1,200 0
JOHNSON & JOHNSON COMMON STOCK 478160104 3,021 26,222 SH   DFND 1 26,222 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 894 7,760 SH   OTR 1 3,660 4,100 0
ELI LILLY & CO COMMON STOCK 532457108 117 1,591 SH   DFND 1 1,591 0 0
ELI LILLY & CO COMMON STOCK 532457108 85 1,156 SH   OTR 1 456 700 0
LOWES COMPANIES INC COMMON STOCK 548661107 618 8,684 SH   DFND 1 8,684 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 41 578 SH   OTR 1 578 0 0
MASCO CORP COMMON STOCK 574599106 311 9,825 SH   DFND 1 9,825 0 0
MASCO CORP COMMON STOCK 574599106 168 5,300 SH   OTR 1 2,000 3,300 0
MCDONALDS CORP COMMON STOCK 580135101 1,022 8,400 SH   DFND 1 8,400 0 0
MCDONALDS CORP COMMON STOCK 580135101 112 922 SH   OTR 1 622 300 0
MERCK & CO INC COMMON STOCK 58933Y105 587 9,976 SH   DFND 1 9,976 0 0
MERCK & CO INC COMMON STOCK 58933Y105 270 4,594 SH   OTR 1 2,115 2,479 0
MICROSOFT CORP COMMON STOCK 594918104 1,431 23,032 SH   DFND 1 23,032 0 0
MICROSOFT CORP COMMON STOCK 594918104 299 4,819 SH   OTR 1 4,419 400 0
NBT BANCORP INC COMMON STOCK 628778102 984 23,486 SH   OTR 1 23,486 0 0
NIKE INC COMMON STOCK 654106103 1,320 25,975 SH   DFND 1 25,975 0 0
NIKE INC COMMON STOCK 654106103 168 3,300 SH   OTR 1 2,500 800 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 200 1,853 SH   DFND 1 1,853 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 335 3,103 SH   OTR 1 1,403 1,700 0
ORACLE CORP COMMON STOCK 68389X105 604 15,700 SH   DFND 1 15,700 0 0
ORACLE CORP COMMON STOCK 68389X105 125 3,247 SH   OTR 1 1,547 1,700 0
PEPSICO INC COMMON STOCK 713448108 2,066 19,742 SH   DFND 1 19,642 0 100
PEPSICO INC COMMON STOCK 713448108 543 5,189 SH   OTR 1 3,989 1,200 0
PFIZER INC COMMON STOCK 717081103 821 25,274 SH   DFND 1 25,274 0 0
PFIZER INC COMMON STOCK 717081103 451 13,881 SH   OTR 1 9,181 4,700 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 9 100 SH   DFND 1 100 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 462 5,052 SH   OTR 1 2,352 2,700 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 2,281 27,126 SH   DFND 1 27,126 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 859 10,213 SH   OTR 1 2,795 7,418 0
SCHLUMBERGER LTD FOREIGN STOCK 806857108 427 5,091 SH   DFND 1 5,091 0 0
SCHLUMBERGER LTD FOREIGN STOCK 806857108 178 2,116 SH   OTR 1 2,016 100 0
SOUTHERN CO COMMON STOCK 842587107 925 18,795 SH   DFND 1 18,795 0 0
SOUTHERN CO COMMON STOCK 842587107 267 5,434 SH   OTR 1 3,734 1,700 0
STATE STREET CORP COMMON STOCK 857477103 530 6,825 SH   DFND 1 6,825 0 0
STATE STREET CORP COMMON STOCK 857477103 155 2,000 SH   OTR 1 500 1,500 0
TARGET CORP COMMON STOCK 87612E106 639 8,842 SH   DFND 1 8,842 0 0
TARGET CORP COMMON STOCK 87612E106 99 1,373 SH   OTR 1 973 400 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 873 11,960 SH   DFND 1 11,960 0 0
3M CO COMMON STOCK 88579Y101 1,612 9,026 SH   DFND 1 8,926 0 100
3M CO COMMON STOCK 88579Y101 654 3,665 SH   OTR 1 465 3,200 0
TRUSTCO BANK CORP NY COMMON STOCK 898349105 592 67,704 SH   DFND 1 8,260 0 59,444
TRUSTCO BANK CORP NY COMMON STOCK 898349105 8,691 993,238 SH   OTR 1 500 0 992,738
UNITED PARCEL SERVICE COMMON STOCK 911312106 531 4,631 SH   DFND 1 4,631 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 115 1,000 SH   OTR 1 600 400 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 2,083 19,001 SH   DFND 1 19,001 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 287 2,615 SH   OTR 1 1,615 1,000 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STOCK 922042858 487 13,622 SH   DFND 1 13,622 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STOCK 922042858 84 2,340 SH   OTR 1 1,625 325 390
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 1,217 22,802 SH   DFND 1 22,702 0 100
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 375 7,016 SH   OTR 1 4,816 2,200 0
WAL-MART STORES INC COMMON STOCK 931142103 786 11,378 SH   DFND 1 11,378 0 0
WAL-MART STORES INC COMMON STOCK 931142103 92 1,325 SH   OTR 1 525 800 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 1,834 33,270 SH   DFND 1 33,270 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 409 7,423 SH   OTR 1 4,223 3,200 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 1,057 14,845 SH   DFND 1 14,845 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 187 2,632 SH   OTR 1 932 1,700 0