Consolidated Statements of Financial Condition (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
ASSETS:
Cash and due from banks	$ 37,373	$ 41,698
Federal funds sold and other short term investments	722,805	676,458
Total cash and cash equivalents	760,178	718,156
Securities available for sale	590,128	601,037
Held to maturity securities (fair value 2016 $56,708; 2015 $59,439)	53,574	56,465
Federal Reserve Bank and Federal Home Loan Bank stock	9,480	9,480
Loans, net of deferred fees and costs	3,301,379	3,293,304
Less: Allowance for loan losses	44,398	44,762
Net loans	3,256,981	3,248,542
Bank premises and equipment, net	37,360	37,643
Other assets	55,561	63,669
Total assets	4,763,262	4,734,992
Deposits:
Demand	359,060	365,081
Interest-bearing checking	746,562	754,347
Savings accounts	1,272,394	1,262,194
Money market deposit accounts	595,585	610,826
Time deposits	1,168,887	1,107,930
Total deposits	4,142,488	4,100,378
Short-term borrowings	169,528	191,226
Accrued expenses and other liabilities	28,221	30,078
Total liabilities	4,340,237	4,321,682
SHAREHOLDERS' EQUITY:
Capital stock par value $1; 150,000,000 shares authorized; 98,973,452 shares issued at March 31, 2016 and December 31, 2015	98,973	98,973
Surplus	171,113	171,443
Undivided profits	188,159	184,009
Accumulated other comprehensive income (loss), net of tax	73	(4,781)
Treasury stock at cost - 3,604,877 and 3,711,228 shares at March 31, 2016 and December 31, 2015, respectively	(35,293)	(36,334)
Total shareholders' equity	423,025	413,310
Total liabilities and shareholders' equity	$ 4,763,262	$ 4,734,992