The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 1,388 35,440 SH   DFND 1 35,440 0 0
AT&T INC COMMON STOCK 00206R102 489 12,482 SH   OTR 1 10,389 2,093 0
ABBOTT LABORATOR IES COMMON STOCK 002824100 1,444 34,529 SH   DFND 1 33,462 0 1,067
ABBOTT LABORATOR IES COMMON STOCK 002824100 277 6,630 SH   OTR 1 3,430 3,200 0
ABBVIE INC COMMON STOCK 00287Y109 1,513 26,494 SH   DFND 1 25,277 0 1,217
ABBVIE INC COMMON STOCK 00287Y109 380 6,651 SH   OTR 1 3,351 3,300 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 403 2,800 SH   DFND 1 2,800 0 0
ALCOA INC COMMON STOCK 013817101 59 6,150 SH   DFND 1 6,150 0 0
ALCOA INC COMMON STOCK 013817101 49 5,100 SH   OTR 1 5,100 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 6 100 SH   DFND 1 100 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 297 4,736 SH   OTR 1 2,436 2,300 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 755 12,300 SH   DFND 1 12,300 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 150 2,450 SH   OTR 1 1,650 800 0
ANNALY CAPITAL MANAGEMENT INC COMMON STOCK 035710409 145 14,150 SH   DFND 1 14,150 0 0
ANNALY CAPITAL MANAGEMENT INC COMMON STOCK 035710409 22 2,100 SH   OTR 1 2,100 0 0
APPLE INC COMMON STOCK 037833100 1,134 10,405 SH   DFND 1 10,405 0 0
APPLE INC COMMON STOCK 037833100 240 2,200 SH   OTR 1 1,325 875 0
APPLIED MATERIALS INC COMMON STOCK 038222105 1,229 58,025 SH   DFND 1 57,425 0 600
APPLIED MATERIALS INC COMMON STOCK 038222105 95 4,500 SH   OTR 1 2,500 2,000 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 481 5,363 SH   DFND 1 4,013 0 1,350
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 48 537 SH   OTR 1 537 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 232 1,632 SH   OTR 1 1,632 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 505 7,900 SH   DFND 1 7,900 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 983 15,382 SH   OTR 1 7,882 7,500 0
CME GROUP INC COMMON STOCK 12572Q105 240 2,500 SH   DFND 1 2,500 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 1,662 17,417 SH   DFND 1 17,417 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 508 5,323 SH   OTR 1 2,933 2,390 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 1,080 37,931 SH   DFND 1 37,731 0 200
CISCO SYSTEMS INC COMMON STOCK 17275R102 148 5,192 SH   OTR 1 892 4,300 0
CITIGROUP INC COMMON STOCK 172967424 202 4,850 SH   DFND 1 4,850 0 0
CITIGROUP INC COMMON STOCK 172967424 35 828 SH   OTR 1 628 200 0
COCA COLA CO COMMON STOCK 191216100 2,743 59,119 SH   DFND 1 58,519 0 600
COCA COLA CO COMMON STOCK 191216100 681 14,679 SH   OTR 1 3,929 10,750 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1,028 14,550 SH   DFND 1 14,550 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 481 6,810 SH   OTR 1 4,810 2,000 0
DISNEY WALT CO COMMON STOCK 254687106 2,321 23,371 SH   DFND 1 21,771 0 1,600
DISNEY WALT CO COMMON STOCK 254687106 556 5,600 SH   OTR 1 1,500 4,100 0
DOW CHEMICAL CO COMMON STOCK 260543103 414 8,133 SH   DFND 1 7,933 0 200
DOW CHEMICAL CO COMMON STOCK 260543103 138 2,722 SH   OTR 1 1,522 1,200 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 592 9,350 SH   DFND 1 8,150 0 1,200
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 196 3,092 SH   OTR 1 2,092 1,000 0
ECOLAB INC COMMON STOCK 278865100 521 4,670 SH   DFND 1 4,670 0 0
ECOLAB INC COMMON STOCK 278865100 33 300 SH   OTR 1 300 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 177 3,250 SH   DFND 1 3,250 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 104 1,913 SH   OTR 1 713 1,200 0
EXELON CORP COMMON STOCK 30161N101 341 9,501 SH   DFND 1 9,501 0 0
EXELON CORP COMMON STOCK 30161N101 101 2,820 SH   OTR 1 2,220 600 0
EXXON MOBIL CORP COMMON STOCK 30231G102 3,922 46,925 SH   DFND 1 45,575 0 1,350
EXXON MOBIL CORP COMMON STOCK 30231G102 2,329 27,859 SH   OTR 1 15,169 12,690 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 8,303 261,180 SH   DFND 1 256,720 0 4,460
GENERAL ELECTRIC CO COMMON STOCK 369604103 2,340 73,606 SH   OTR 1 30,802 39,804 3,000
GENERAL MILLS INC COMMON STOCK 370334104 1,393 21,994 SH   DFND 1 21,994 0 0
GENERAL MILLS INC COMMON STOCK 370334104 367 5,798 SH   OTR 1 4,198 1,600 0
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 212 5,223 SH   DFND 1 5,223 0 0
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 17 427 SH   OTR 1 427 0 0
HOME DEPOT INC COMMON STOCK 437076102 334 2,500 SH   DFND 1 2,500 0 0
HOME DEPOT INC COMMON STOCK 437076102 33 250 SH   OTR 1 250 0 0
INTEL CORP COMMON STOCK 458140100 2,421 74,835 SH   DFND 1 74,535 0 300
INTEL CORP COMMON STOCK 458140100 454 14,047 SH   OTR 1 8,647 5,400 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 1,235 8,155 SH   DFND 1 8,155 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 727 4,799 SH   OTR 1 3,499 1,300 0
ISHARES MSCI EAFE (MKT) MUTUAL FUND/STOCK 464287465 498 8,714 SH   DFND 1 8,714 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUND/STOCK 464287465 61 1,075 SH   OTR 1 375 700 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 1,805 30,475 SH   DFND 1 30,075 0 400
JPMORGAN CHASE & CO COMMON STOCK 46625H100 477 8,063 SH   OTR 1 5,913 2,150 0
JACOBS ENGINEERING GROUP COMMON STOCK 469814107 172 3,952 SH   DFND 1 3,952 0 0
JACOBS ENGINEERING GROUP INC COMMON STOCK 469814107 61 1,400 SH   OTR 1 200 1,200 0
JOHNSON & JOHNSON COMMON STOCK 478160104 3,012 27,834 SH   DFND 1 27,834 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 834 7,710 SH   OTR 1 3,610 4,100 0
JOHNSON CONTROLS INC COMMON STOCK 478366107 582 14,925 SH   DFND 1 14,925 0 0
JOHNSON CONTROLS INC COMMON STOCK 478366107 70 1,800 SH   OTR 1 1,000 800 0
LOWES COMPANIES INC COMMON STOCK 548661107 688 9,084 SH   DFND 1 9,084 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 44 578 SH   OTR 1 578 0 0
MASCO CORP COMMON STOCK 574599106 334 10,625 SH   DFND 1 10,625 0 0
MASCO CORP COMMON STOCK 574599106 167 5,300 SH   OTR 1 2,000 3,300 0
MCDONALDS CORP COMMON STOCK 580135101 1,087 8,650 SH   DFND 1 8,650 0 0
MCDONALDS CORP COMMON STOCK 580135101 116 922 SH   OTR 1 622 300 0
MERCK & CO INC COMMON STOCK 58933Y105 594 11,226 SH   DFND 1 11,226 0 0
MERCK & CO INC COMMON STOCK 58933Y105 243 4,594 SH   OTR 1 2,115 2,479 0
MICROSOFT CORP COMMON STOCK 594918104 1,307 23,669 SH   DFND 1 23,669 0 0
MICROSOFT CORP COMMON STOCK 594918104 274 4,961 SH   OTR 1 4,561 400 0
NBT BANCORP INC COMMON STOCK 628778102 633 23,486 SH   OTR 1 23,486 0 0
NIKE INC COMMON STOCK 654106103 1,786 29,054 SH   DFND 1 29,054 0 0
NIKE INC COMMON STOCK 654106103 221 3,600 SH   OTR 1 2,600 1,000 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 171 2,050 SH   DFND 1 2,050 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 258 3,103 SH   OTR 1 1,403 1,700 0
ORACLE CORP COMMON STOCK 68389X105 724 17,700 SH   DFND 1 17,700 0 0
ORACLE CORP COMMON STOCK 68389X105 137 3,347 SH   OTR 1 1,647 1,700 0
PEPSICO INC COMMON STOCK 713448108 2,136 20,842 SH   DFND 1 20,742 0 100
PEPSICO INC COMMON STOCK 713448108 532 5,189 SH   OTR 1 3,989 1,200 0
PFIZER INC COMMON STOCK 717081103 798 26,907 SH   DFND 1 26,907 0 0
PFIZER INC COMMON STOCK 717081103 411 13,881 SH   OTR 1 9,181 4,700 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 10 100 SH   DFND 1 100 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 496 5,052 SH   OTR 1 2,352 2,700 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 2,263 27,495 SH   DFND 1 27,495 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 846 10,273 SH   OTR 1 2,855 7,418 0
SCHLUMBERGER LTD FOREIGN STOCK 806857108 394 5,341 SH   DFND 1 5,341 0 0
SCHLUMBERGER LTD FOREIGN STOCK 806857108 160 2,166 SH   OTR 1 2,066 100 0
SOUTHERN CO COMMON STOCK 842587107 977 18,895 SH   DFND 1 18,895 0 0
SOUTHERN CO COMMON STOCK 842587107 281 5,434 SH   OTR 1 3,734 1,700 0
STATE STREET CORP COMMON STOCK 857477103 458 7,825 SH   DFND 1 7,825 0 0
STATE STREET CORP COMMON STOCK 857477103 129 2,200 SH   OTR 1 700 1,500 0
TARGET CORP COMMON STOCK 87612E106 785 9,542 SH   DFND 1 9,542 0 0
TARGET CORP COMMON STOCK 87612E106 113 1,373 SH   OTR 1 973 400 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 689 11,995 SH   DFND 1 11,995 0 0
3M CO COMMON STOCK 88579Y101 1,581 9,489 SH   DFND 1 9,389 0 100
3M CO COMMON STOCK 88579Y101 611 3,665 SH   OTR 1 465 3,200 0
TRUSTCO BANK CORP NY COMMON STOCK 898349105 416 68,571 SH   DFND 1 7,085 0 61,486
TRUSTCO BANK CORP NY COMMON STOCK 898349105 6,019 993,238 SH   OTR 1 500 0 992,738
UNITED PARCEL SE RVICE COMMON STOCK 911312106 520 4,931 SH   DFND 1 4,931 0 0
UNITED PARCEL SE RVICE COMMON STOCK 911312106 105 1,000 SH   OTR 1 600 400 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 2,125 21,230 SH   DFND 1 21,230 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 262 2,615 SH   OTR 1 1,615 1,000 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STOCK 922042858 508 14,687 SH   DFND 1 14,687 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STOCK 922042858 81 2,340 SH   OTR 1 1,625 325 390
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 1,237 22,868 SH   DFND 1 22,768 0 100
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 390 7,216 SH   OTR 1 5,016 2,200 0
WAL-MART STORES INC COMMON STOCK 931142103 830 12,119 SH   DFND 1 12,119 0 0
WAL-MART STORES INC COMMON STOCK 931142103 91 1,325 SH   OTR 1 525 800 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 1,767 36,533 SH   DFND 1 36,533 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 376 7,773 SH   OTR 1 4,223 3,550 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 1,124 14,983 SH   DFND 1 14,983 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 197 2,632 SH   OTR 1 932 1,700 0