Regulatory Capital Requirements (Tables)

12 Months Ended

Dec. 31, 2015

Regulatory Capital Requirements [Abstract]

Summary of actual capital amounts and ratios

The following is a summary of actual capital amounts and ratios as of December 31, 2015 and 2014, for Trustco Bank:

(dollars in thousands)	As of December 31, 2015					Well			Adequately
	Amount		Ratio			Capitalized*			Capitalized*
Tier 1 leverage ratio	$	405,506		8.60	%		5.00	%		4.00	%
Common equity Tier 1 capital		405,506		17.21			6.00			4.00
Tier 1 risk-based capital		405,506		17.21			6.00			4.00
Total risk-based capital		435,149		18.47			10.00			8.00

(dollars in thousands)	As of December 31, 2014					Well			Adequately
	Amount		Ratio			Capitalized*			Capitalized*
Tier 1 (core) capital	$	386,913		8.33	%		5.00	%		4.00	%
Tier 1 risk-based capital		386,913		16.60			6.00			4.00
Total risk-based capital		416,269		17.86			10.00			8.00

*Federal regulatory minimum requirements to be considered to be Well Capitalized and Adequately Capitalized

*Regulatory minimum requirements to be considered to be well capitalized and adequately capitalized

The following is a summary of actual capital amounts and ratios as of December 31, 2015 and 2014 for TrustCo on a consolidated basis under the regulatory capital rules to which it is subject:

(dollars in thousands)	As of December 31, 2015
	Amount		Ratio
Leverage capital	$	417,538		8.85	%
Common equity Tier 1 capital		417,538		17.71
Tier 1 risk-based capital		417,538		17.71
Total risk-based capital		447,193		18.97

(dollars in thousands)	As of December 31, 2014
	Amount		Ratio
Leverage capital	$	397,400		8.55	%
Tier 1 risk-based capital		397,400		17.04
Total risk-based capital		426,770		18.30