The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 1,225 35,607 SH   DFND 1 35,607 0 0
AT&T INC COMMON STOCK 00206R102 430 12,482 SH   OTR 1 10,389 2,093 0
ABBOTT LABORATORIES COMMON STOCK 002824100 1,559 34,704 SH   DFND 1 33,637 0 1,067
ABBOTT LABORATORIES COMMON STOCK 002824100 298 6,630 SH   OTR 1 3,430 3,200 0
ABBVIE INC COMMON STOCK 00287Y109 1,572 26,544 SH   DFND 1 25,327 0 1,217
ABBVIE INC COMMON STOCK 00287Y109 394 6,651 SH   OTR 1 3,351 3,300 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 364 2,800 SH   DFND 1 2,800 0 0
ALCOA INC COMMON STOCK 013817101 61 6,150 SH   DFND 1 6,150 0 0
ALCOA INC COMMON STOCK 013817101 50 5,100 SH   OTR 1 5,100 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 6 100 SH   DFND 1 100 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 279 4,786 SH   OTR 1 2,486 2,300 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 862 12,400 SH   DFND 1 12,400 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 170 2,450 SH   OTR 1 2,250 200 0
ANNALY CAPITAL MANAGEMENT INC COMMON STOCK 035710409 138 14,750 SH   DFND 1 14,750 0 0
ANNALY CAPITAL MANAGEMENT INC COMMON STOCK 035710409 20 2,100 SH   OTR 1 2,100 0 0
APPLE INC COMMON STOCK 037833100 1,093 10,380 SH   DFND 1 10,380 0 0
APPLE INC COMMON STOCK 037833100 232 2,200 SH   OTR 1 1,325 875 0
APPLIED MATERIALS INC COMMON STOCK 038222105 1,101 58,950 SH   DFND 1 58,350 0 600
APPLIED MATERIALS INC COMMON STOCK 038222105 84 4,500 SH   OTR 1 4,500 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 454 5,363 SH   DFND 1 4,013 0 1,350
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 45 537 SH   OTR 1 537 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 215 1,632 SH   OTR 1 1,632 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 564 8,200 SH   DFND 1 8,200 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 1,058 15,382 SH   OTR 1 8,782 6,600 0
CME GROUP INC COMMON STOCK 12572Q105 231 2,550 SH   DFND 1 2,550 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 1,581 17,576 SH   DFND 1 17,576 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 479 5,323 SH   OTR 1 3,483 1,840 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 1,038 38,219 SH   DFND 1 38,019 0 200
CISCO SYSTEMS INC COMMON STOCK 17275R102 146 5,392 SH   OTR 1 2,692 2,700 0
CITIGROUP INC COMMON STOCK 172967424 272 5,250 SH   DFND 1 5,250 0 0
CITIGROUP INC COMMON STOCK 172967424 43 828 SH   OTR 1 628 200 0
COCA COLA CO COMMON STOCK 191216100 2,697 62,769 SH   DFND 1 62,169 0 600
COCA COLA CO COMMON STOCK 191216100 635 14,779 SH   OTR 1 5,479 9,300 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1,150 17,257 SH   DFND 1 17,257 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 460 6,910 SH   OTR 1 4,910 2,000 0
DISNEY WALT CO COMMON STOCK 254687106 2,464 23,446 SH   DFND 1 21,846 0 1,600
DISNEY WALT CO COMMON STOCK 254687106 588 5,600 SH   OTR 1 2,200 3,400 0
DOW CHEMICAL CO COMMON STOCK 260543103 419 8,133 SH   DFND 1 7,933 0 200
DOW CHEMICAL CO COMMON STOCK 260543103 140 2,722 SH   OTR 1 1,922 800 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 623 9,350 SH   DFND 1 8,150 0 1,200
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 206 3,092 SH   OTR 1 2,892 200 0
ECOLAB INC COMMON STOCK 278865100 538 4,704 SH   DFND 1 4,704 0 0
ECOLAB INC COMMON STOCK 278865100 34 300 SH   OTR 1 300 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 155 3,250 SH   DFND 1 3,250 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 91 1,913 SH   OTR 1 713 1,200 0
EXELON CORP COMMON STOCK 30161N101 272 9,801 SH   DFND 1 9,801 0 0
EXELON CORP COMMON STOCK 30161N101 78 2,820 SH   OTR 1 2,220 600 0
EXXON MOBIL CORP COMMON STOCK 30231G102 3,805 48,812 SH   DFND 1 47,462 0 1,350
EXXON MOBIL CORP COMMON STOCK 30231G102 2,156 27,659 SH   OTR 1 14,969 12,690 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 8,486 272,430 SH   DFND 1 267,970 0 4,460
GENERAL ELECTRIC CO COMMON STOCK 369604103 2,293 73,606 SH   OTR 1 32,202 38,404 3,000
GENERAL MILLS INC COMMON STOCK 370334104 1,294 22,444 SH   DFND 1 22,444 0 0
GENERAL MILLS INC COMMON STOCK 370334104 334 5,798 SH   OTR 1 4,198 1,600 0
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 212 5,257 SH   DFND 1 5,257 0 0
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 19 460 SH   OTR 1 460 0 0
HOME DEPOT INC COMMON STOCK 437076102 351 2,651 SH   DFND 1 2,651 0 0
HOME DEPOT INC COMMON STOCK 437076102 33 250 SH   OTR 1 250 0 0
INTEL CORP COMMON STOCK 458140100 2,678 77,750 SH   DFND 1 77,450 0 300
INTEL CORP COMMON STOCK 458140100 484 14,047 SH   OTR 1 10,547 3,500 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 1,150 8,355 SH   DFND 1 8,355 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 660 4,799 SH   OTR 1 3,499 1,300 0
ISHARES MSCI EAFE (MKT) MUTUAL FUND/STOCK 464287465 512 8,714 SH   DFND 1 8,714 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUND/STOCK 464287465 63 1,075 SH   OTR 1 1,075 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 2,033 30,792 SH   DFND 1 30,392 0 400
JPMORGAN CHASE & CO COMMON STOCK 46625H100 546 8,263 SH   OTR 1 5,813 2,450 0
JACOBS ENGINEERING GROUP COMMON STOCK 469814107 174 4,152 SH   DFND 1 4,152 0 0
JACOBS ENGINEERING GROUP COMMON STOCK 469814107 59 1,400 SH   OTR 1 1,400 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 4,076 39,683 SH   DFND 1 39,683 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 794 7,726 SH   OTR 1 3,626 4,100 0
JOHNSON CONTROLS INC COMMON STOCK 478366107 593 15,025 SH   DFND 1 15,025 0 0
JOHNSON CONTROLS INC COMMON STOCK 478366107 71 1,800 SH   OTR 1 1,000 800 0
ELI LILLY & CO COMMON STOCK 532457108 134 1,591 SH   DFND 1 1,591 0 0
ELI LILLY & CO COMMON STOCK 532457108 97 1,156 SH   OTR 1 456 700 0
LOWES COMPANIES INC COMMON STOCK 548661107 711 9,351 SH   DFND 1 9,351 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 44 578 SH   OTR 1 578 0 0
MASCO CORP COMMON STOCK 574599106 301 10,625 SH   DFND 1 10,625 0 0
MASCO CORP COMMON STOCK 574599106 150 5,300 SH   OTR 1 3,900 1,400 0
MCDONALDS CORP COMMON STOCK 580135101 1,051 8,900 SH   DFND 1 8,900 0 0
MCDONALDS CORP COMMON STOCK 580135101 109 922 SH   OTR 1 822 100 0
MERCK & CO INC COMMON STOCK 58933Y105 614 11,626 SH   DFND 1 11,626 0 0
MERCK & CO INC COMMON STOCK 58933Y105 243 4,594 SH   OTR 1 2,115 2,479 0
MICROSOFT CORP COMMON STOCK 594918104 1,482 26,713 SH   DFND 1 26,713 0 0
MICROSOFT CORP COMMON STOCK 594918104 275 4,961 SH   OTR 1 4,561 400 0
NBT BANCORP INC COMMON STOCK 628778102 655 23,486 SH   OTR 1 23,486 0 0
NIKE INC COMMON STOCK 654106103 1,822 29,154 SH   DFND 1 29,154 0 0
NIKE INC COMMON STOCK 654106103 225 3,600 SH   OTR 1 2,600 1,000 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 186 2,200 SH   DFND 1 2,200 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 262 3,103 SH   OTR 1 1,403 1,700 0
ORACLE CORP COMMON STOCK 68389X105 647 17,700 SH   DFND 1 17,700 0 0
ORACLE CORP COMMON STOCK 68389X105 122 3,347 SH   OTR 1 2,547 800 0
PEPSICO INC COMMON STOCK 713448108 2,086 20,875 SH   DFND 1 20,775 0 100
PEPSICO INC COMMON STOCK 713448108 528 5,289 SH   OTR 1 4,789 500 0
PFIZER INC COMMON STOCK 717081103 880 27,257 SH   DFND 1 27,257 0 0
PFIZER INC COMMON STOCK 717081103 448 13,881 SH   OTR 1 9,181 4,700 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 9 100 SH   DFND 1 100 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 449 5,102 SH   OTR 1 2,402 2,700 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 2,232 28,111 SH   DFND 1 28,111 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 816 10,273 SH   OTR 1 2,855 7,418 0
SCHLUMBERGER LTD FOREIGN STOCK 806857108 376 5,391 SH   DFND 1 5,391 0 0
SCHLUMBERGER LTD FOREIGN STOCK 806857108 151 2,166 SH   OTR 1 2,066 100 0
SOUTHERN CO COMMON STOCK 842587107 1,113 23,795 SH   DFND 1 23,795 0 0
SOUTHERN CO COMMON STOCK 842587107 254 5,434 SH   OTR 1 3,734 1,700 0
STATE STREET CORP COMMON STOCK 857477103 526 7,925 SH   DFND 1 7,925 0 0
STATE STREET CORP COMMON STOCK 857477103 146 2,200 SH   OTR 1 1,300 900 0
TARGET CORP COMMON STOCK 87612E106 713 9,814 SH   DFND 1 9,814 0 0
TARGET CORP COMMON STOCK 87612E106 100 1,373 SH   OTR 1 1,373 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 663 12,095 SH   DFND 1 12,095 0 0
3M CO COMMON STOCK 88579Y101 1,429 9,489 SH   DFND 1 9,389 0 100
3M CO COMMON STOCK 88579Y101 552 3,665 SH   OTR 1 465 3,200 0
TRUSTCO BANK CORP NY COMMON STOCK 898349105 421 68,571 SH   DFND 1 7,085 0 61,486
TRUSTCO BANK CORP NY COMMON STOCK 898349105 6,098 993,238 SH   OTR 1 500 0 992,738
UNITED PARCEL SERVICE COMMON STOCK 911312106 486 5,048 SH   DFND 1 5,048 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 96 1,000 SH   OTR 1 600 400 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 2,040 21,230 SH   DFND 1 21,230 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 251 2,615 SH   OTR 1 1,615 1,000 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STOCK 922042858 487 14,887 SH   DFND 1 14,887 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STOCK 922042858 72 2,215 SH   OTR 1 1,500 325 390
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 1,092 23,625 SH   DFND 1 23,525 0 100
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 334 7,216 SH   OTR 1 5,016 2,200 0
WAL-MART STORES INC COMMON STOCK 931142103 750 12,239 SH   DFND 1 12,239 0 0
WAL-MART STORES INC COMMON STOCK 931142103 81 1,325 SH   OTR 1 1,325 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 2,015 37,067 SH   DFND 1 37,067 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 439 8,073 SH   OTR 1 5,473 2,600 0