Consolidated Statements of Financial Condition (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
ASSETS:
Cash and due from banks	$ 42,560	$ 43,505
Federal funds sold and other short term investments	655,512	627,943
Total cash and cash equivalents	698,072	671,448
Securities available for sale	624,547	676,759
Held to maturity securities (fair value 2015 $63,896; 2014 $75,342)	59,998	70,946
Federal Reserve Bank and Federal Home Loan Bank stock	9,480	9,228
Loans, net of deferred fees and costs	3,282,005	3,158,332
Less: Allowance for loan losses	45,149	46,327
Net loans	3,236,856	3,112,005
Bank premises and equipment, net	37,506	38,565
Other assets	59,358	65,488
Total assets	4,725,817	4,644,439
Deposits:
Demand	354,162	331,425
Interest-bearing checking	719,071	682,210
Savings accounts	1,237,549	1,216,831
Money market deposit accounts	617,103	638,542
Time deposits	1,168,908	1,163,233
Total deposits	4,096,793	4,032,241
Short-term borrowings	184,405	189,116
Accrued expenses and other liabilities	32,327	29,638
Total liabilities	4,313,525	4,250,995
SHAREHOLDERS' EQUITY:
Capital stock par value $1; 150,000,000 shares authorized; 98,964,052 and 98,944,623 shares issued at September 30, 2015 and December 31, 2014, respectively	98,964	98,945
Surplus	171,788	172,353
Undivided profits	180,093	166,745
Accumulated other comprehensive loss, net of tax	(1,174)	(4,509)
Treasury stock at cost - 3,815,332 and 4,087,295 shares at September 30, 2015 and December 31, 2014, respectively	(37,379)	(40,090)
Total shareholders' equity	412,292	393,444
Total liabilities and shareholders' equity	$ 4,725,817	$ 4,644,439