The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 1,169 35,873 SH   DFND 1 35,873 0 0
AT&T INC COMMON STOCK 00206R102 407 12,482 SH   OTR 1 10,389 2,093 0
ABBOTT LABORATORIES COMMON STOCK 002824100 1,397 34,729 SH   DFND 1 33,662 0 1,067
ABBOTT LABORATORIES COMMON STOCK 002824100 267 6,630 SH   OTR 1 3,430 3,200 0
ABBVIE INC COMMON STOCK 00287Y109 1,444 26,544 SH   DFND 1 25,327 0 1,217
ABBVIE INC COMMON STOCK 00287Y109 362 6,651 SH   OTR 1 3,351 3,300 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 357 2,800 SH   DFND 1 2,800 0 0
ALCOA INC COMMON STOCK 013817101 59 6,150 SH   DFND 1 6,150 0 0
ALCOA INC COMMON STOCK 013817101 49 5,100 SH   OTR 1 5,100 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 5 100 SH   DFND 1 100 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 260 4,786 SH   OTR 1 2,486 2,300 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 971 13,100 SH   DFND 1 13,100 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 137 1,850 SH   OTR 1 1,650 200 0
ANNALY CAPITAL MANAGEMENT INC COMMON STOCK 035710409 148 14,950 SH   DFND 1 14,950 0 0
ANNALY CAPITAL MANAGEMENT INC COMMON STOCK 035710409 21 2,100 SH   OTR 1 2,100 0 0
APPLE INC COMMON STOCK 037833100 1,167 10,581 SH   DFND 1 10,581 0 0
APPLE INC COMMON STOCK 037833100 243 2,200 SH   OTR 1 1,325 875 0
APPLIED MATERIALS INC COMMON STOCK 038222105 895 60,950 SH   DFND 1 60,350 0 600
APPLIED MATERIALS INC COMMON STOCK 038222105 37 2,500 SH   OTR 1 2,500 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 435 5,413 SH   DFND 1 4,063 0 1,350
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 43 537 SH   OTR 1 537 0 0
BAKER HUGHES INC COMMON STOCK 057224107 221 4,250 SH   DFND 1 4,250 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 213 1,632 SH   OTR 1 1,632 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 539 9,100 SH   DFND 1 9,100 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 857 14,482 SH   OTR 1 7,882 6,600 0
CME GROUP INC COMMON STOCK 12572Q105 236 2,550 SH   DFND 1 2,550 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 1,438 18,226 SH   DFND 1 18,226 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 376 4,773 SH   OTR 1 2,933 1,840 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 1,053 40,119 SH   DFND 1 39,919 0 200
CISCO SYSTEMS INC COMMON STOCK 17275R102 94 3,592 SH   OTR 1 892 2,700 0
CITIGROUP INC COMMON STOCK 172967424 260 5,250 SH   DFND 1 5,250 0 0
CITIGROUP INC COMMON STOCK 172967424 41 828 SH   OTR 1 628 200 0
COCA COLA CO COMMON STOCK 191216100 2,589 64,519 SH   DFND 1 63,919 0 600
COCA COLA CO COMMON STOCK 191216100 535 13,329 SH   OTR 1 4,029 9,300 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1,125 17,732 SH   DFND 1 17,732 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 439 6,910 SH   OTR 1 4,910 2,000 0
DISNEY WALT CO COMMON STOCK 254687106 2,634 25,771 SH   DFND 1 24,171 0 1,600
DISNEY WALT CO COMMON STOCK 254687106 501 4,900 SH   OTR 1 1,500 3,400 0
DOW CHEMICAL CO COMMON STOCK 260543103 372 8,766 SH   DFND 1 8,566 0 200
DOW CHEMICAL CO COMMON STOCK 260543103 98 2,322 SH   OTR 1 1,522 800 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 489 10,150 SH   DFND 1 8,950 0 1,200
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 110 2,292 SH   OTR 1 2,092 200 0
ECOLAB INC COMMON STOCK 278865100 527 4,804 SH   DFND 1 4,804 0 0
ECOLAB INC COMMON STOCK 278865100 33 300 SH   OTR 1 300 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 146 3,300 SH   DFND 1 3,300 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 84 1,913 SH   OTR 1 713 1,200 0
EXELON CORP COMMON STOCK 30161N101 301 10,134 SH   DFND 1 10,134 0 0
EXELON CORP COMMON STOCK 30161N101 84 2,820 SH   OTR 1 2,220 600 0
EXXON MOBIL CORP COMMON STOCK 30231G102 3,688 49,604 SH   DFND 1 48,254 0 1,350
EXXON MOBIL CORP COMMON STOCK 30231G102 2,056 27,659 SH   OTR 1 14,969 12,690 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 7,044 279,307 SH   DFND 1 274,847 0 4,460
GENERAL ELECTRIC CO COMMON STOCK 369604103 3,457 137,059 SH   OTR 1 95,355 38,704 3,000
GENERAL MILLS INC COMMON STOCK 370334104 1,265 22,530 SH   DFND 1 22,530 0 0
GENERAL MILLS INC COMMON STOCK 370334104 325 5,798 SH   OTR 1 4,198 1,600 0
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 203 5,290 SH   DFND 1 5,290 0 0
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 18 460 SH   OTR 1 460 0 0
HOME DEPOT INC COMMON STOCK 437076102 306 2,651 SH   DFND 1 2,651 0 0
HOME DEPOT INC COMMON STOCK 437076102 29 250 SH   OTR 1 250 0 0
INTEL CORP COMMON STOCK 458140100 2,471 81,975 SH   DFND 1 81,675 0 300
INTEL CORP COMMON STOCK 458140100 366 12,147 SH   OTR 1 8,647 3,500 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 1,211 8,355 SH   DFND 1 8,355 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 696 4,799 SH   OTR 1 3,499 1,300 0
ISHARES MSCI EAFE (MKT) MUTUAL FUND/ST 464287465 551 9,614 SH   DFND 1 9,614 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUND/ST 464287465 21 375 SH   OTR 1 375 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 1,900 31,167 SH   DFND 1 30,767 0 400
JPMORGAN CHASE & CO COMMON STOCK 46625H100 504 8,263 SH   OTR 1 5,813 2,450 0
JACOBS ENGINEERING GROUP COMMON STOCK 469814107 205 5,485 SH   DFND 1 5,485 0 0
JACOBS ENGINEERING GROUP COMMON STOCK 469814107 7 200 SH   OTR 1 200 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 3,942 42,232 SH   DFND 1 42,232 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 864 9,251 SH   OTR 1 5,151 4,100 0
JOHNSON CONTROLS INC COMMON STOCK 478366107 624 15,075 SH   DFND 1 15,075 0 0
JOHNSON CONTROLS INC COMMON STOCK 478366107 74 1,800 SH   OTR 1 1,000 800 0
ELI LILLY & CO COMMON STOCK 532457108 133 1,591 SH   DFND 1 1,591 0 0
ELI LILLY & CO COMMON STOCK 532457108 97 1,156 SH   OTR 1 456 700 0
LOWES COMPANIES INC COMMON STOCK 548661107 644 9,351 SH   DFND 1 9,351 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 40 578 SH   OTR 1 578 0 0
MASCO CORP COMMON STOCK 574599106 315 12,525 SH   DFND 1 12,525 0 0
MASCO CORP COMMON STOCK 574599106 86 3,400 SH   OTR 1 2,000 1,400 0
MCDONALDS CORP COMMON STOCK 580135101 897 9,100 SH   DFND 1 9,100 0 0
MCDONALDS CORP COMMON STOCK 580135101 71 722 SH   OTR 1 622 100 0
MERCK & CO INC COMMON STOCK 58933Y105 574 11,626 SH   DFND 1 11,626 0 0
MERCK & CO INC COMMON STOCK 58933Y105 227 4,594 SH   OTR 1 2,115 2,479 0
MICROSOFT CORP COMMON STOCK 594918104 1,255 28,363 SH   DFND 1 28,363 0 0
MICROSOFT CORP COMMON STOCK 594918104 220 4,961 SH   OTR 1 4,561 400 0
NBT BANCORP INC COMMON STOCK 628778102 633 23,486 SH   OTR 1 23,486 0 0
NIKE INC COMMON STOCK 654106103 1,808 14,702 SH   DFND 1 14,702 0 0
NIKE INC COMMON STOCK 654106103 221 1,800 SH   OTR 1 1,300 500 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 168 2,200 SH   DFND 1 2,200 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 237 3,103 SH   OTR 1 1,403 1,700 0
ORACLE CORP COMMON STOCK 68389X105 686 19,000 SH   DFND 1 19,000 0 0
ORACLE CORP COMMON STOCK 68389X105 88 2,447 SH   OTR 1 1,647 800 0
PEPSICO INC COMMON STOCK 713448108 2,171 23,025 SH   DFND 1 22,925 0 100
PEPSICO INC COMMON STOCK 713448108 433 4,589 SH   OTR 1 4,089 500 0
PFIZER INC COMMON STOCK 717081103 862 27,457 SH   DFND 1 27,457 0 0
PFIZER INC COMMON STOCK 717081103 436 13,881 SH   OTR 1 9,181 4,700 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 8 100 SH   DFND 1 100 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 405 5,102 SH   OTR 1 2,402 2,700 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 2,080 28,911 SH   DFND 1 28,911 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 739 10,273 SH   OTR 1 2,855 7,418 0
SCHLUMBERGER LTD FOREIGN STOCK 806857108 384 5,574 SH   DFND 1 5,574 0 0
SCHLUMBERGER LTD FOREIGN STOCK 806857108 149 2,166 SH   OTR 1 2,066 100 0
SOUTHERN CO COMMON STOCK 842587107 1,074 24,020 SH   DFND 1 24,020 0 0
SOUTHERN CO COMMON STOCK 842587107 243 5,434 SH   OTR 1 3,734 1,700 0
STATE STREET CORP COMMON STOCK 857477103 576 8,575 SH   DFND 1 8,575 0 0
STATE STREET CORP COMMON STOCK 857477103 108 1,600 SH   OTR 1 700 900 0
TARGET CORP COMMON STOCK 87612E106 803 10,214 SH   DFND 1 10,214 0 0
TARGET CORP COMMON STOCK 87612E106 77 973 SH   OTR 1 973 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 599 12,095 SH   DFND 1 12,095 0 0
3M CO COMMON STOCK 88579Y101 1,359 9,589 SH   DFND 1 9,489 0 100
3M CO COMMON STOCK 88579Y101 528 3,725 SH   OTR 1 525 3,200 0
TRUSTCO BANK CORP NY COMMON STOCK 898349105 415 71,021 SH   DFND 1 7,085 0 63,936
TRUSTCO BANK CORP NY COMMON STOCK 898349105 5,886 1,007,838 SH   OTR 1 500 0 1,007,338
UNITED PARCEL SERVICE COMMON STOCK 911312106 498 5,048 SH   DFND 1 5,048 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 99 1,000 SH   OTR 1 600 400 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 1,960 22,030 SH   DFND 1 22,030 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 233 2,615 SH   OTR 1 1,615 1,000 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/ST 922042858 493 14,887 SH   DFND 1 14,887 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STOCK 922042858 68 2,060 SH   OTR 1 1,345 325 390
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 1,044 24,003 SH   DFND 1 23,903 0 100
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 314 7,216 SH   OTR 1 5,016 2,200 0
WAL-MART STORES INC COMMON STOCK 931142103 854 13,172 SH   DFND 1 13,172 0 0
WAL-MART STORES INC COMMON STOCK 931142103 131 2,025 SH   OTR 1 2,025 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 2,016 39,267 SH   DFND 1 39,267 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 350 6,823 SH   OTR 1 4,223 2,600 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 1,180 17,634 SH   DFND 1 17,634 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 109 1,632 SH   OTR 1 932 700 0