The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 1,193 36,547 SH   DFND 1 36,547 0 0
AT&T INC COMMON STOCK 00206R102 450 13,782 SH   OTR 1 11,389 2,393 0
ABBOTT LABORATORIES COMMON STOCK 002824100 1,641 35,429 SH   DFND 1 34,362 0 1,067
ABBOTT LABORATORIES COMMON STOCK 002824100 312 6,730 SH   OTR 1 3,430 3,300 0
ABBVIE INC COMMON STOCK 00287Y109 1,586 27,094 SH   DFND 1 25,827 0 1,267
ABBVIE INC COMMON STOCK 00287Y109 389 6,651 SH   OTR 1 3,351 3,300 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 477 3,150 SH   DFND 1 3,150 0 0
ALCOA INC COMMON STOCK 013817101 79 6,150 SH   DFND 1 6,150 0 0
ALCOA INC COMMON STOCK 013817101 66 5,100 SH   OTR 1 5,100 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 5 100 SH   DFND 1 100 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 241 4,819 SH   OTR 1 2,519 2,300 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 1,035 13,250 SH   DFND 1 13,250 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 180 2,300 SH   OTR 1 1,600 700 0
ANNALY CAPITAL MANAGEMENT INC COMMON STOCK 035710409 162 15,550 SH   DFND 1 15,550 0 0
ANNALY CAPITAL MANAGEMENT INC COMMON STOCK 035710409 36 3,500 SH   OTR 1 3,500 0 0
APPLE INC COMMON STOCK 037833100 1,335 10,732 SH   DFND 1 10,732 0 0
APPLE INC COMMON STOCK 037833100 274 2,200 SH   OTR 1 1,325 875 0
APPLIED MATERIALS INC COMMON STOCK 038222105 1,396 61,875 SH   DFND 1 61,275 0 600
APPLIED MATERIALS INC COMMON STOCK 038222105 56 2,500 SH   OTR 1 2,500 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 475 5,543 SH   DFND 1 4,193 0 1,350
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 55 637 SH   OTR 1 637 0 0
BAKER HUGHES INC COMMON STOCK 057224107 277 4,350 SH   DFND 1 4,350 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 236 1,632 SH   OTR 1 1,632 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 587 9,100 SH   DFND 1 9,100 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 936 14,515 SH   OTR 1 7,915 6,600 0
CME GROUP INC COMMON STOCK 12572Q105 251 2,650 SH   DFND 1 2,650 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 1,926 18,351 SH   DFND 1 18,351 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 501 4,773 SH   OTR 1 2,933 1,840 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 1,120 40,685 SH   DFND 1 40,485 0 200
CISCO SYSTEMS INC COMMON STOCK 17275R102 97 3,542 SH   OTR 1 842 2,700 0
CITIGROUP INC COMMON STOCK 172967424 276 5,350 SH   DFND 1 5,350 0 0
CITIGROUP INC COMMON STOCK 172967424 43 828 SH   OTR 1 628 200 0
COCA COLA CO COMMON STOCK 191216100 2,775 68,444 SH   DFND 1 67,844 0 600
COCA COLA CO COMMON STOCK 191216100 536 13,229 SH   OTR 1 3,929 9,300 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1,250 18,032 SH   DFND 1 18,032 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 506 7,292 SH   OTR 1 5,292 2,000 0
DISNEY WALT CO COMMON STOCK 254687106 2,740 26,121 SH   DFND 1 24,521 0 1,600
DISNEY WALT CO COMMON STOCK 254687106 514 4,900 SH   OTR 1 1,500 3,400 0
DOW CHEMICAL CO COMMON STOCK 260543103 430 8,966 SH   DFND 1 8,766 0 200
DOW CHEMICAL CO COMMON STOCK 260543103 111 2,322 SH   OTR 1 1,522 800 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 704 9,850 SH   DFND 1 8,550 0 1,300
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 164 2,292 SH   OTR 1 2,092 200 0
ECOLAB INC COMMON STOCK 278865100 549 4,804 SH   DFND 1 4,804 0 0
ECOLAB INC COMMON STOCK 278865100 34 300 SH   OTR 1 300 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 187 3,300 SH   DFND 1 3,300 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 108 1,913 SH   OTR 1 713 1,200 0
EXELON CORP COMMON STOCK 30161N101 357 10,634 SH   DFND 1 10,634 0 0
EXELON CORP COMMON STOCK 30161N101 125 3,720 SH   OTR 1 2,120 1,600 0
EXXON MOBIL CORP COMMON STOCK 30231G102 4,289 50,456 SH   DFND 1 49,092 0 1,364
EXXON MOBIL CORP COMMON STOCK 30231G102 2,366 27,837 SH   OTR 1 15,147 12,690 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 7,153 288,326 SH   DFND 1 283,666 0 4,660
GENERAL ELECTRIC CO COMMON STOCK 369604103 3,415 137,659 SH   OTR 1 95,955 38,704 3,000
GENERAL MILLS INC COMMON STOCK 370334104 1,303 23,030 SH   DFND 1 22,930 0 100
GENERAL MILLS INC COMMON STOCK 370334104 351 6,198 SH   OTR 1 4,598 1,600 0
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 264 5,715 SH   DFND 1 5,715 0 0
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 21 460 SH   OTR 1 460 0 0
HOME DEPOT INC COMMON STOCK 437076102 295 2,600 SH   DFND 1 2,600 0 0
HOME DEPOT INC COMMON STOCK 437076102 34 300 SH   OTR 1 300 0 0
INTEL CORP COMMON STOCK 458140100 2,602 83,199 SH   DFND 1 82,799 0 400
INTEL CORP COMMON STOCK 458140100 400 12,797 SH   OTR 1 9,297 3,500 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 1,371 8,542 SH   DFND 1 8,542 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 770 4,799 SH   OTR 1 3,499 1,300 0
ISHARES MSCI EAFE (MKT) MUTUAL FUND/ST 464287465 617 9,616 SH   DFND 1 9,616 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUND/ST 464287465 75 1,175 SH   OTR 1 1,175 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 1,937 31,967 SH   DFND 1 31,567 0 400
JPMORGAN CHASE & CO COMMON STOCK 46625H100 501 8,275 SH   OTR 1 5,738 2,537 0
JACOBS ENGINEERING GROUP COMMON STOCK 469814107 250 5,535 SH   DFND 1 5,535 0 0
JACOBS ENGINEERING GROUP COMMON STOCK 469814107 9 200 SH   OTR 1 200 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 4,299 42,737 SH   DFND 1 42,737 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 956 9,501 SH   OTR 1 5,101 4,400 0
JOHNSON CONTROLS INC COMMON STOCK 478366107 760 15,075 SH   DFND 1 15,075 0 0
JOHNSON CONTROLS INC COMMON STOCK 478366107 91 1,800 SH   OTR 1 1,000 800 0
LOWES COMPANIES INC COMMON STOCK 548661107 696 9,351 SH   DFND 1 9,351 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 43 578 SH   OTR 1 578 0 0
MASCO CORP COMMON STOCK 574599106 334 12,525 SH   DFND 1 12,525 0 0
MASCO CORP COMMON STOCK 574599106 91 3,400 SH   OTR 1 2,000 1,400 0
MCDONALDS CORP COMMON STOCK 580135101 906 9,300 SH   DFND 1 9,300 0 0
MCDONALDS CORP COMMON STOCK 580135101 148 1,522 SH   OTR 1 1,122 400 0
MERCK & CO INC COMMON STOCK 58933Y105 700 12,176 SH   DFND 1 12,176 0 0
MERCK & CO INC COMMON STOCK 58933Y105 287 4,994 SH   OTR 1 2,515 2,479 0
MICROSOFT CORP COMMON STOCK 594918104 1,162 28,579 SH   DFND 1 28,579 0 0
MICROSOFT CORP COMMON STOCK 594918104 238 5,861 SH   OTR 1 5,461 400 0
NBT BANCORP INC COMMON STOCK 628778102 589 23,486 SH   OTR 1 23,486 0 0
NIKE INC COMMON STOCK 654106103 1,485 14,802 SH   DFND 1 14,802 0 0
NIKE INC COMMON STOCK 654106103 181 1,800 SH   OTR 1 1,300 500 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 242 2,350 SH   DFND 1 2,350 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 309 3,003 SH   OTR 1 1,303 1,700 0
ORACLE CORP COMMON STOCK 68389X105 828 19,200 SH   DFND 1 19,100 0 100
ORACLE CORP COMMON STOCK 68389X105 106 2,447 SH   OTR 1 1,647 800 0
PEPSICO INC COMMON STOCK 713448108 2,226 23,275 SH   DFND 1 23,175 0 100
PEPSICO INC COMMON STOCK 713448108 463 4,839 SH   OTR 1 4,339 500 0
PFIZER INC COMMON STOCK 717081103 1,004 28,857 SH   DFND 1 28,857 0 0
PFIZER INC COMMON STOCK 717081103 482 13,852 SH   OTR 1 9,152 4,700 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 15 200 SH   DFND 1 200 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 396 5,252 SH   OTR 1 2,552 2,700 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 2,391 29,176 SH   DFND 1 29,176 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 855 10,433 SH   OTR 1 3,015 7,418 0
SCHLUMBERGER LTD FOREIGN STOCK 806857108 478 5,724 SH   DFND 1 5,724 0 0
SCHLUMBERGER LTD FOREIGN STOCK 806857108 177 2,116 SH   OTR 1 2,016 100 0
SOUTHERN CO COMMON STOCK 842587107 1,093 24,695 SH   DFND 1 24,695 0 0
SOUTHERN CO COMMON STOCK 842587107 252 5,684 SH   OTR 1 3,684 2,000 0
STATE STREET CORP COMMON STOCK 857477103 653 8,875 SH   DFND 1 8,875 0 0
STATE STREET CORP COMMON STOCK 857477103 132 1,800 SH   OTR 1 900 900 0
TARGET CORP COMMON STOCK 87612E106 835 10,176 SH   DFND 1 10,176 0 0
TARGET CORP COMMON STOCK 87612E106 80 973 SH   OTR 1 973 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 692 12,095 SH   DFND 1 12,095 0 0
3M CO COMMON STOCK 88579Y101 1,691 10,252 SH   DFND 1 10,152 0 100
3M CO COMMON STOCK 88579Y101 637 3,860 SH   OTR 1 560 3,300 0
TRUSTCO BANK CORP NY COMMON STOCK 898349105 557 81,022 SH   DFND 1 9,086 0 71,936
TRUSTCO BANK CORP NY COMMON STOCK 898349105 6,930 1,007,338 SH   OTR 1 0 0 1,007,338
UNITED PARCEL SERVICE COMMON STOCK 911312106 504 5,198 SH   DFND 1 5,198 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 92 950 SH   OTR 1 550 400 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 2,647 22,585 SH   DFND 1 22,585 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 305 2,605 SH   OTR 1 1,605 1,000 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STOCK 922042858 625 15,295 SH   DFND 1 15,165 0 130
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STOCK 922042858 130 3,175 SH   OTR 1 860 1,925 390
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 1,177 24,203 SH   DFND 1 24,103 0 100
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 347 7,142 SH   OTR 1 4,942 2,200 0
WAL-MART STORES INC COMMON STOCK 931142103 1,252 15,227 SH   DFND 1 15,227 0 0
WAL-MART STORES INC COMMON STOCK 931142103 162 1,975 SH   OTR 1 1,975 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 2,191 40,267 SH   DFND 1 40,267 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 382 7,023 SH   OTR 1 4,323 2,700 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 1,391 17,834 SH   DFND 1 17,834 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 127 1,632 SH   OTR 1 932 700 0