The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 1,280 38,097 SH   DFND 1 38,097 0 0
AT&T INC COMMON STOCK 00206R102 463 13,782 SH   OTR 1 11,389 2,393 0
ABBOTT LABORATORIES COMMON STOCK 002824100 1,651 36,679 SH   DFND 1 35,612 0 1,067
ABBOTT LABORATORIES COMMON STOCK 002824100 303 6,730 SH   OTR 1 3,430 3,300 0
ABBVIE INC COMMON STOCK 00287Y109 1,848 28,244 SH   DFND 1 26,977 0 1,267
ABBVIE INC COMMON STOCK 00287Y109 435 6,651 SH   OTR 1 3,351 3,300 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 490 3,400 SH   DFND 1 3,400 0 0
ALCOA INC COMMON STOCK 013817101 97 6,150 SH   DFND 1 6,150 0 0
ALCOA INC COMMON STOCK 013817101 81 5,100 SH   OTR 1 5,100 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 5 100 SH   DFND 1 100 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 247 5,019 SH   OTR 1 2,719 2,300 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 1,275 13,700 SH   DFND 1 13,700 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 214 2,300 SH   OTR 1 1,600 700 0
ANNALY CAPITAL MANAGEMENT INC COMMON STOCK 035710409 168 15,550 SH   DFND 1 15,550 0 0
ANNALY CAPITAL MANAGEMENT INC COMMON STOCK 035710409 38 3,500 SH   OTR 1 3,500 0 0
APPLE INC COMMON STOCK 037833100 1,213 10,990 SH   DFND 1 10,990 0 0
APPLE INC COMMON STOCK 037833100 232 2,100 SH   OTR 1 1,225 875 0
APPLIED MATERIALS INC COMMON STOCK 038222105 1,571 63,050 SH   DFND 1 62,450 0 600
APPLIED MATERIALS INC COMMON STOCK 038222105 55 2,200 SH   OTR 1 2,200 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 508 6,093 SH   DFND 1 4,743 0 1,350
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 53 637 SH   OTR 1 637 0 0
BAKER HUGHES INC COMMON STOCK 057224107 244 4,350 SH   DFND 1 4,350 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 245 1,632 SH   OTR 1 1,632 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 543 9,200 SH   DFND 1 9,200 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 863 14,624 SH   OTR 1 8,024 6,600 0
CME GROUP INC COMMON STOCK 12572Q105 235 2,650 SH   DFND 1 2,650 0 0
CATERPILLAR INC COMMON STOCK 149123101 129 1,413 SH   DFND 1 1,413 0 0
CATERPILLAR INC COMMON STOCK 149123101 76 830 SH   OTR 1 830 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 2,176 19,393 SH   DFND 1 19,393 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 535 4,773 SH   OTR 1 2,933 1,840 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 1,141 41,010 SH   DFND 1 40,810 0 200
CISCO SYSTEMS INC COMMON STOCK 17275R102 99 3,542 SH   OTR 1 842 2,700 0
CITIGROUP INC COMMON STOCK 172967424 295 5,450 SH   DFND 1 5,450 0 0
CITIGROUP INC COMMON STOCK 172967424 45 828 SH   OTR 1 628 200 0
COCA COLA CO COMMON STOCK 191216100 2,952 69,919 SH   DFND 1 69,319 0 600
COCA COLA CO COMMON STOCK 191216100 559 13,229 SH   OTR 1 3,929 9,300 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1,303 18,837 SH   DFND 1 18,837 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 518 7,492 SH   OTR 1 5,492 2,000 0
DISNEY WALT CO COMMON STOCK 254687106 2,564 27,221 SH   DFND 1 25,621 0 1,600
DISNEY WALT CO COMMON STOCK 254687106 462 4,900 SH   OTR 1 1,500 3,400 0
DOW CHEMICAL CO COMMON STOCK 260543103 423 9,266 SH   DFND 1 9,066 0 200
DOW CHEMICAL CO COMMON STOCK 260543103 106 2,322 SH   OTR 1 1,522 800 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 736 9,950 SH   DFND 1 8,650 0 1,300
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 169 2,292 SH   OTR 1 2,092 200 0
ECOLAB INC COMMON STOCK 278865100 502 4,804 SH   DFND 1 4,804 0 0
ECOLAB INC COMMON STOCK 278865100 31 300 SH   OTR 1 300 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 204 3,300 SH   DFND 1 3,300 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 118 1,913 SH   OTR 1 713 1,200 0
EXELON CORP COMMON STOCK 30161N101 407 10,984 SH   DFND 1 10,984 0 0
EXELON CORP COMMON STOCK 30161N101 138 3,720 SH   OTR 1 2,120 1,600 0
EXXON MOBIL CORP COMMON STOCK 30231G102 4,772 51,622 SH   DFND 1 50,258 0 1,364
EXXON MOBIL CORP COMMON STOCK 30231G102 2,525 27,309 SH   OTR 1 14,619 12,690 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 7,656 302,954 SH   DFND 1 298,294 0 4,660
GENERAL ELECTRIC CO COMMON STOCK 369604103 3,954 156,476 SH   OTR 1 114,272 39,204 3,000
GENERAL MILLS INC COMMON STOCK 370334104 1,304 24,460 SH   DFND 1 24,360 0 100
GENERAL MILLS INC COMMON STOCK 370334104 344 6,448 SH   OTR 1 4,848 1,600 0
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 242 5,665 SH   DFND 1 5,665 0 0
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 20 460 SH   OTR 1 460 0 0
HOME DEPOT INC COMMON STOCK 437076102 273 2,600 SH   DFND 1 2,600 0 0
HOME DEPOT INC COMMON STOCK 437076102 10 100 SH   OTR 1 100 0 0
INTEL CORP COMMON STOCK 458140100 3,065 84,455 SH   DFND 1 84,055 0 400
INTEL CORP COMMON STOCK 458140100 426 11,747 SH   OTR 1 8,247 3,500 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 1,430 8,914 SH   DFND 1 8,914 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 770 4,799 SH   OTR 1 3,499 1,300 0
ISHARES MSCI EAFE (MKT) MUTUAL FUND/ST 464287465 549 9,016 SH   DFND 1 9,016 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUND/ST 464287465 47 775 SH   OTR 1 775 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 2,055 32,845 SH   DFND 1 32,445 0 400
JPMORGAN CHASE & CO COMMON STOCK 46625H100 466 7,449 SH   OTR 1 4,912 2,537 0
JACOBS ENGINEERING GROUP COMMON STOCK 469814107 247 5,535 SH   DFND 1 5,535 0 0
JACOBS ENGINEERING GROUP COMMON STOCK 469814107 9 200 SH   OTR 1 200 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 4,584 43,840 SH   DFND 1 43,840 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,178 11,264 SH   OTR 1 6,864 4,400 0
JOHNSON CONTROLS INC COMMON STOCK 478366107 778 16,100 SH   DFND 1 16,100 0 0
JOHNSON CONTROLS INC COMMON STOCK 478366107 87 1,800 SH   OTR 1 1,000 800 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 253 1,316 SH   OTR 1 1,316 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 671 9,751 SH   DFND 1 9,751 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 40 578 SH   OTR 1 578 0 0
MASCO CORP COMMON STOCK 574599106 345 13,700 SH   DFND 1 13,700 0 0
MASCO CORP COMMON STOCK 574599106 86 3,400 SH   OTR 1 2,000 1,400 0
MCDONALDS CORP COMMON STOCK 580135101 881 9,400 SH   DFND 1 9,400 0 0
MCDONALDS CORP COMMON STOCK 580135101 143 1,522 SH   OTR 1 1,122 400 0
MEDTRONIC INC COMMON STOCK 585055106 1,316 18,234 SH   DFND 1 18,234 0 0
MEDTRONIC INC COMMON STOCK 585055106 113 1,559 SH   OTR 1 859 700 0
MERCK & CO INC COMMON STOCK 58933Y105 694 12,226 SH   DFND 1 12,226 0 0
MERCK & CO INC COMMON STOCK 58933Y105 280 4,927 SH   OTR 1 2,448 2,479 0
MICROSOFT CORP COMMON STOCK 594918104 1,415 30,454 SH   DFND 1 30,454 0 0
MICROSOFT CORP COMMON STOCK 594918104 224 4,827 SH   OTR 1 4,327 500 0
NBT BANCORP INC COMMON STOCK 628778102 617 23,486 SH   OTR 1 23,486 0 0
NIKE INC COMMON STOCK 654106103 1,447 15,052 SH   DFND 1 15,052 0 0
NIKE INC COMMON STOCK 654106103 173 1,800 SH   OTR 1 1,300 500 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 258 2,350 SH   DFND 1 2,350 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 329 3,003 SH   OTR 1 1,303 1,700 0
ORACLE CORP COMMON STOCK 68389X105 977 21,730 SH   DFND 1 21,630 0 100
ORACLE CORP COMMON STOCK 68389X105 110 2,447 SH   OTR 1 1,647 800 0
PEPSICO INC COMMON STOCK 713448108 2,251 23,800 SH   DFND 1 23,700 0 100
PEPSICO INC COMMON STOCK 713448108 458 4,839 SH   OTR 1 4,339 500 0
PFIZER INC COMMON STOCK 717081103 946 30,357 SH   DFND 1 30,357 0 0
PFIZER INC COMMON STOCK 717081103 388 12,461 SH   OTR 1 7,761 4,700 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 16 200 SH   DFND 1 200 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 444 5,452 SH   OTR 1 2,752 2,700 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 2,707 29,721 SH   DFND 1 29,721 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 950 10,433 SH   OTR 1 3,015 7,418 0
SCHLUMBERGER LTD FOREIGN STOCK 806857108 515 6,029 SH   DFND 1 6,029 0 0
SCHLUMBERGER LTD FOREIGN STOCK 806857108 125 1,458 SH   OTR 1 1,358 100 0
SOUTHERN CO COMMON STOCK 842587107 1,257 25,595 SH   DFND 1 25,595 0 0
SOUTHERN CO COMMON STOCK 842587107 279 5,684 SH   OTR 1 3,684 2,000 0
STATE STREET CORP COMMON STOCK 857477103 762 9,713 SH   DFND 1 9,713 0 0
STATE STREET CORP COMMON STOCK 857477103 110 1,400 SH   OTR 1 500 900 0
TARGET CORP COMMON STOCK 87612E106 852 11,226 SH   DFND 1 11,226 0 0
TARGET CORP COMMON STOCK 87612E106 74 973 SH   OTR 1 973 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 654 12,225 SH   DFND 1 12,225 0 0
3M CO COMMON STOCK 88579Y101 1,685 10,252 SH   DFND 1 10,152 0 100
3M CO COMMON STOCK 88579Y101 634 3,860 SH   OTR 1 560 3,300 0
TRUSTCO BANK CORP NY COMMON STOCK 898349105 588 81,022 SH   DFND 1 9,086 0 71,936
TRUSTCO BANK CORP NY COMMON STOCK 898349105 7,416 1,021,488 SH   OTR 1 0 0 1,021,488
UNITED PARCEL SE RVICE COMMON STOCK 911312106 600 5,398 SH   DFND 1 5,398 0 0
UNITED PARCEL SE RVICE COMMON STOCK 911312106 106 950 SH   OTR 1 550 400 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 2,710 23,561 SH   DFND 1 23,561 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 300 2,605 SH   OTR 1 1,605 1,000 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STOCK 922042858 619 15,465 SH   DFND 1 15,335 0 130
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STOCK 922042858 121 3,030 SH   OTR 1 715 1,925 390
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 1,202 25,695 SH   DFND 1 25,595 0 100
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 325 6,942 SH   OTR 1 4,742 2,200 0
WAL-MART STORES INC COMMON STOCK 931142103 1,338 15,577 SH   DFND 1 15,577 0 0
WAL-MART STORES INC COMMON STOCK 931142103 170 1,975 SH   OTR 1 1,975 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 2,306 42,056 SH   DFND 1 42,056 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 385 7,023 SH   OTR 1 4,323 2,700 0