The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 1,303 36,977 SH   DFND 1 36,977 0 0
AT&T INC COMMON STOCK 00206R102 467 13,261 SH   OTR 1 10,868 2,393 0
ABBOTT LABORATORIES COMMON STOCK 002824100 1,553 37,329 SH   DFND 1 36,262 0 1,067
ABBOTT LABORATORIES COMMON STOCK 002824100 268 6,445 SH   OTR 1 3,145 3,300 0
ABBVIE INC COMMON STOCK 00287Y109 1,670 28,919 SH   DFND 1 27,652 0 1,267
ABBVIE INC COMMON STOCK 00287Y109 368 6,366 SH   OTR 1 3,066 3,300 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 443 3,400 SH   DFND 1 3,400 0 0
ALCOA INC COMMON STOCK 013817101 117 7,300 SH   DFND 1 7,300 0 0
ALCOA INC COMMON STOCK 013817101 82 5,100 SH   OTR 1 5,100 0 0
ALLSTATE CORP COMMON STOCK 020002101 181 2,950 SH   DFND 1 2,950 0 0
ALLSTATE CORP COMMON STOCK 020002101 25 400 SH   OTR 1 400 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 5 100 SH   DFND 1 100 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 231 5,019 SH   OTR 1 2,719 2,300 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 1,182 13,500 SH   DFND 1 13,500 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 201 2,300 SH   OTR 1 1,600 700 0
ANNALY CAPITAL MANAGEMENT INC COMMON STOCK 035710409 166 15,550 SH   DFND 1 15,550 0 0
ANNALY CAPITAL MANAGEMENT INC COMMON STOCK 035710409 37 3,500 SH   OTR 1 3,500 0 0
APACHE CORP COMMON STOCK 037411105 270 2,875 SH   DFND 1 2,875 0 0
APACHE CORP COMMON STOCK 037411105 38 400 SH   OTR 1 400 0 0
APPLE INC COMMON STOCK 037833100 1,076 10,682 SH   DFND 1 10,682 0 0
APPLE INC COMMON STOCK 037833100 212 2,100 SH   OTR 1 1,225 875 0
APPLIED MATERIALS INC COMMON STOCK 038222105 1,393 64,450 SH   DFND 1 63,850 0 600
APPLIED MATERIALS INC COMMON STOCK 038222105 48 2,200 SH   OTR 1 2,200 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 506 6,093 SH   DFND 1 4,743 0 1,350
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 25 300 SH   OTR 1 300 0 0
BAKER HUGHES INC COMMON STOCK 057224107 283 4,350 SH   DFND 1 4,350 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 225 1,632 SH   OTR 1 1,632 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 476 9,300 SH   DFND 1 9,300 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 649 12,672 SH   OTR 1 6,072 6,600 0
CME GROUP INC COMMON STOCK 12572Q105 212 2,650 SH   DFND 1 2,650 0 0
CATERPILLAR INC COMMON STOCK 149123101 140 1,413 SH   DFND 1 1,413 0 0
CATERPILLAR INC COMMON STOCK 149123101 82 830 SH   OTR 1 830 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 2,481 20,789 SH   DFND 1 20,789 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 559 4,688 SH   OTR 1 2,848 1,840 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 1,039 41,260 SH   DFND 1 41,060 0 200
CISCO SYSTEMS INC COMMON STOCK 17275R102 89 3,542 SH   OTR 1 842 2,700 0
CITIGROUP INC COMMON STOCK 172967424 288 5,550 SH   DFND 1 5,550 0 0
CITIGROUP INC COMMON STOCK 172967424 43 828 SH   OTR 1 628 200 0
COCA COLA CO COMMON STOCK 191216100 3,433 80,469 SH   DFND 1 79,869 0 600
COCA COLA CO COMMON STOCK 191216100 542 12,700 SH   OTR 1 3,400 9,300 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1,204 18,457 SH   DFND 1 18,457 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 464 7,120 SH   OTR 1 5,120 2,000 0
DISNEY WALT CO COMMON STOCK 254687106 2,450 27,521 SH   DFND 1 25,921 0 1,600
DISNEY WALT CO COMMON STOCK 254687106 436 4,900 SH   OTR 1 1,500 3,400 0
DOW CHEMICAL CO COMMON STOCK 260543103 493 9,399 SH   DFND 1 9,199 0 200
DOW CHEMICAL CO COMMON STOCK 260543103 132 2,522 SH   OTR 1 1,722 800 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 836 11,650 SH   DFND 1 10,350 0 1,300
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 121 1,686 SH   OTR 1 1,486 200 0
ECOLAB INC COMMON STOCK 278865100 552 4,804 SH   DFND 1 4,804 0 0
ECOLAB INC COMMON STOCK 278865100 34 300 SH   OTR 1 300 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 210 3,350 SH   DFND 1 3,350 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 95 1,513 SH   OTR 1 313 1,200 0
EXELON CORP COMMON STOCK 30161N101 381 11,167 SH   DFND 1 11,167 0 0
EXELON CORP COMMON STOCK 30161N101 127 3,720 SH   OTR 1 2,120 1,600 0
EXXON MOBIL CORP COMMON STOCK 30231G102 4,962 52,755 SH   DFND 1 51,391 0 1,364
EXXON MOBIL CORP COMMON STOCK 30231G102 2,548 27,088 SH   OTR 1 14,398 12,690 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 7,851 306,456 SH   DFND 1 301,796 0 4,660
GENERAL ELECTRIC CO COMMON STOCK 369604103 3,828 149,410 SH   OTR 1 107,206 39,204 3,000
GENERAL MILLS INC COMMON STOCK 370334104 1,269 25,160 SH   DFND 1 25,060 0 100
GENERAL MILLS INC COMMON STOCK 370334104 288 5,700 SH   OTR 1 4,100 1,600 0
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 262 5,698 SH   DFND 1 5,698 0 0
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 21 460 SH   OTR 1 460 0 0
HOME DEPOT INC COMMON STOCK 437076102 239 2,600 SH   DFND 1 2,600 0 0
HOME DEPOT INC COMMON STOCK 437076102 11 121 SH   OTR 1 121 0 0
INTEL CORP COMMON STOCK 458140100 3,141 90,205 SH   DFND 1 89,805 0 400
INTEL CORP COMMON STOCK 458140100 355 10,200 SH   OTR 1 6,700 3,500 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 1,772 9,334 SH   DFND 1 9,334 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 911 4,799 SH   OTR 1 3,499 1,300 0
ISHARES MSCI EAFE (MKT) MUTUAL FUND/STOCK 464287465 548 8,541 SH   DFND 1 8,541 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUND/STOCK 464287465 50 775 SH   OTR 1 775 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 1,997 33,145 SH   DFND 1 32,745 0 400
JPMORGAN CHASE & CO COMMON STOCK 46625H100 399 6,623 SH   OTR 1 4,086 2,537 0
JACOBS ENGINEERING GROUP COMMON STOCK 469814107 275 5,635 SH   DFND 1 5,635 0 0
JACOBS ENGINEERING GROUP COMMON STOCK 469814107 10 200 SH   OTR 1 200 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 4,659 43,712 SH   DFND 1 43,712 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,169 10,969 SH   OTR 1 6,569 4,400 0
JOHNSON CONTROLS INC COMMON STOCK 478366107 702 15,950 SH   DFND 1 15,950 0 0
JOHNSON CONTROLS INC COMMON STOCK 478366107 79 1,800 SH   OTR 1 1,000 800 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 241 1,316 SH   OTR 1 1,316 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 527 9,951 SH   DFND 1 9,951 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 8 150 SH   OTR 1 150 0 0
MASCO CORP COMMON STOCK 574599106 346 14,450 SH   DFND 1 14,450 0 0
MASCO CORP COMMON STOCK 574599106 81 3,400 SH   OTR 1 2,000 1,400 0
MCDONALDS CORP COMMON STOCK 580135101 891 9,400 SH   DFND 1 9,400 0 0
MCDONALDS CORP COMMON STOCK 580135101 123 1,295 SH   OTR 1 895 400 0
MEDTRONIC INC COMMON STOCK 585055106 1,272 20,534 SH   DFND 1 20,534 0 0
MEDTRONIC INC COMMON STOCK 585055106 68 1,104 SH   OTR 1 404 700 0
MERCK & CO INC COMMON STOCK 58933Y105 737 12,426 SH   DFND 1 12,426 0 0
MERCK & CO INC COMMON STOCK 58933Y105 292 4,927 SH   OTR 1 2,448 2,479 0
MICROSOFT CORP COMMON STOCK 594918104 1,435 30,954 SH   DFND 1 30,954 0 0
MICROSOFT CORP COMMON STOCK 594918104 224 4,827 SH   OTR 1 4,327 500 0
NBT BANCORP INC COMMON STOCK 628778102 529 23,486 SH   OTR 1 23,486 0 0
NIKE INC COMMON STOCK 654106103 1,360 15,252 SH   DFND 1 15,252 0 0
NIKE INC COMMON STOCK 654106103 161 1,800 SH   OTR 1 1,300 500 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 262 2,350 SH   DFND 1 2,350 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 301 2,700 SH   OTR 1 1,000 1,700 0
ORACLE CORP COMMON STOCK 68389X105 835 21,800 SH   DFND 1 21,700 0 100
ORACLE CORP COMMON STOCK 68389X105 94 2,447 SH   OTR 1 1,647 800 0
PEPSICO INC COMMON STOCK 713448108 2,560 27,500 SH   DFND 1 27,400 0 100
PEPSICO INC COMMON STOCK 713448108 451 4,850 SH   OTR 1 4,350 500 0
PFIZER INC COMMON STOCK 717081103 960 32,457 SH   DFND 1 32,457 0 0
PFIZER INC COMMON STOCK 717081103 341 11,546 SH   OTR 1 6,246 5,300 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 17 200 SH   DFND 1 200 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 455 5,452 SH   OTR 1 2,752 2,700 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 2,519 30,076 SH   DFND 1 30,076 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 851 10,168 SH   OTR 1 2,750 7,418 0
SCHLUMBERGER LTD FOREIGN STOCK 806857108 600 5,899 SH   DFND 1 5,899 0 0
SCHLUMBERGER LTD FOREIGN STOCK 806857108 81 800 SH   OTR 1 700 100 0
SOUTHERN CO COMMON STOCK 842587107 1,126 25,795 SH   DFND 1 25,795 0 0
SOUTHERN CO COMMON STOCK 842587107 229 5,249 SH   OTR 1 3,249 2,000 0
STATE STREET CORP COMMON STOCK 857477103 692 9,400 SH   DFND 1 9,400 0 0
STATE STREET CORP COMMON STOCK 857477103 103 1,400 SH   OTR 1 500 900 0
TARGET CORP COMMON STOCK 87612E106 711 11,351 SH   DFND 1 11,351 0 0
TARGET CORP COMMON STOCK 87612E106 41 661 SH   OTR 1 661 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 573 12,025 SH   DFND 1 12,025 0 0
3M CO COMMON STOCK 88579Y101 1,481 10,452 SH   DFND 1 10,352 0 100
3M CO COMMON STOCK 88579Y101 553 3,900 SH   OTR 1 600 3,300 0
TRUSTCO BANK CORP NY COMMON STOCK 898349105 533 82,782 SH   DFND 1 9,086 0 73,696
TRUSTCO BANK CORP NY COMMON STOCK 898349105 6,578 1,021,488 SH   OTR 1 0 0 1,021,488
UNITED PARCEL SERVICE COMMON STOCK 911312106 535 5,448 SH   DFND 1 5,448 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 93 950 SH   OTR 1 550 400 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 2,459 23,285 SH   DFND 1 23,285 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 250 2,371 SH   OTR 1 1,371 1,000 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STOCK 922042858 645 15,465 SH   DFND 1 15,335 0 130
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/ST 922042858 123 2,940 SH   OTR 1 625 1,925 390
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 1,306 26,130 SH   DFND 1 26,030 0 100
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 315 6,306 SH   OTR 1 4,106 2,200 0
WAL-MART STORES INC COMMON STOCK 931142103 1,520 19,877 SH   DFND 1 19,877 0 0
WAL-MART STORES INC COMMON STOCK 931142103 151 1,975 SH   OTR 1 1,975 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 2,310 44,541 SH   DFND 1 44,541 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 364 7,023 SH   OTR 1 4,323 2,700 0