The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 1,310 37,049 SH   DFND 1 37,049 0 0
AT&T INC COMMON STOCK 00206R102 469 13,261 SH   OTR 1 10,868 2,393 0
ABBOTT LABORATOR COMMON STOCK 002824100 1,599 39,099 SH   DFND 1 37,999 0 1,100
ABBOTT LABORATOR COMMON STOCK 002824100 264 6,445 SH   OTR 1 3,145 3,300 0
ABBVIE INC COMMON STOCK 00287Y109 1,680 29,774 SH   DFND 1 28,474 0 1,300
ABBVIE INC COMMON STOCK 00287Y109 359 6,366 SH   OTR 1 3,066 3,300 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 437 3,400 SH   DFND 1 3,400 0 0
ALCOA INC COMMON STOCK 013817101 121 8,100 SH   DFND 1 8,100 0 0
ALCOA INC COMMON STOCK 013817101 76 5,100 SH   OTR 1 5,100 0 0
APPLE INC COMMON STOCK 037833100 989 10,640 SH   DFND 1 10,640 0 0
APPLE INC COMMON STOCK 037833100 195 2,100 SH   OTR 1 1,225 875 0
APPLIED MATERIALS INC COMMON STOCK 038222105 1,458 64,650 SH   DFND 1 64,050 0 600
APPLIED MATERIALS INC COMMON STOCK 038222105 50 2,200 SH   OTR 1 2,200 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 491 6,193 SH   DFND 1 4,843 0 1,350
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 24 300 SH   OTR 1 300 0 0
BAKER HUGHES INC COMMON STOCK 057224107 324 4,350 SH   DFND 1 4,350 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 207 1,632 SH   OTR 1 1,632 0 0
BHP BILLITON LTD FOREIGN STOCK 088606108 181 2,650 SH   DFND 1 2,650 0 0
BHP BILLITON LTD FOREIGN STOCK 088606108 41 600 SH   OTR 1 300 300 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 451 9,300 SH   DFND 1 9,300 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 615 12,672 SH   OTR 1 6,072 6,600 0
CATERPILLAR INC COMMON STOCK 149123101 154 1,413 SH   DFND 1 1,413 0 0
CATERPILLAR INC COMMON STOCK 149123101 90 830 SH   OTR 1 830 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 2,734 20,939 SH   DFND 1 20,939 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 612 4,688 SH   OTR 1 2,848 1,840 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 1,034 41,610 SH   DFND 1 41,410 0 200
CISCO SYSTEMS INC COMMON STOCK 17275R102 88 3,542 SH   OTR 1 842 2,700 0
CITIGROUP INC COMMON STOCK 172967424 247 5,250 SH   DFND 1 5,250 0 0
CITIGROUP INC COMMON STOCK 172967424 39 828 SH   OTR 1 628 200 0
COCA COLA CO COMMON STOCK 191216100 3,497 82,561 SH   DFND 1 81,961 0 600
COCA COLA CO COMMON STOCK 191216100 546 12,900 SH   OTR 1 3,400 9,500 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1,258 18,457 SH   DFND 1 18,457 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 485 7,120 SH   OTR 1 5,120 2,000 0
DISNEY WALT CO COMMON STOCK 254687106 2,583 30,121 SH   DFND 1 28,521 0 1,600
DISNEY WALT CO COMMON STOCK 254687106 420 4,900 SH   OTR 1 1,500 3,400 0
DOW CHEMICAL CO COMMON STOCK 260543103 494 9,599 SH   DFND 1 9,399 0 200
DOW CHEMICAL CO COMMON STOCK 260543103 186 3,622 SH   OTR 1 1,722 1,900 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 762 11,650 SH   DFND 1 10,350 0 1,300
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 110 1,686 SH   OTR 1 1,486 200 0
ECOLAB INC COMMON STOCK 278865100 535 4,804 SH   DFND 1 4,804 0 0
ECOLAB INC COMMON STOCK 278865100 33 300 SH   OTR 1 300 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 242 3,650 SH   DFND 1 3,650 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 100 1,513 SH   OTR 1 313 1,200 0
EXELON CORP COMMON STOCK 30161N101 409 11,217 SH   DFND 1 11,217 0 0
EXELON CORP COMMON STOCK 30161N101 136 3,720 SH   OTR 1 2,120 1,600 0
EXXON MOBIL CORP COMMON STOCK 30231G102 5,042 50,082 SH   DFND 1 48,718 0 1,364
EXXON MOBIL CORP COMMON STOCK 30231G102 2,737 27,188 SH   OTR 1 14,398 12,790 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 7,877 299,715 SH   DFND 1 295,055 0 4,660
GENERAL ELECTRIC CO COMMON STOCK 369604103 3,953 150,410 SH   OTR 1 107,206 40,204 3,000
GENERAL MILLS INC COMMON STOCK 370334104 1,327 25,260 SH   DFND 1 25,160 0 100
GENERAL MILLS INC COMMON STOCK 370334104 299 5,700 SH   OTR 1 4,100 1,600 0
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 310 5,798 SH   DFND 1 5,798 0 0
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 25 460 SH   OTR 1 460 0 0
HOME DEPOT INC COMMON STOCK 437076102 210 2,600 SH   DFND 1 2,600 0 0
HOME DEPOT INC COMMON STOCK 437076102 10 121 SH   OTR 1 121 0 0
INTEL CORP COMMON STOCK 458140100 2,803 90,705 SH   DFND 1 90,305 0 400
INTEL CORP COMMON STOCK 458140100 315 10,200 SH   OTR 1 6,700 3,500 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 1,429 7,884 SH   DFND 1 7,884 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 870 4,799 SH   OTR 1 3,499 1,300 0
ISHARES MSCI EAFE (MKT) MUTUAL FUND/STOCK 464287465 577 8,441 SH   DFND 1 8,441 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUND/STOCK 464287465 53 775 SH   OTR 1 775 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 1,883 32,681 SH   DFND 1 32,281 0 400
JPMORGAN CHASE & CO COMMON STOCK 46625H100 382 6,623 SH   OTR 1 4,086 2,537 0
JACOBS ENGINEERING GROUP COMMON STOCK 469814107 301 5,649 SH   DFND 1 5,649 0 0
JACOBS ENGINEERING GROUP COMMON STOCK 469814107 11 200 SH   OTR 1 200 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 4,597 43,942 SH   DFND 1 43,942 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,148 10,969 SH   OTR 1 6,569 4,400 0
JOHNSON CONTROLS INC COMMON STOCK 478366107 799 16,000 SH   DFND 1 16,000 0 0
JOHNSON CONTROLS INC COMMON STOCK 478366107 90 1,800 SH   OTR 1 1,000 800 0
L BRANDS COMMON STOCK 501797104 282 4,800 SH   DFND 1 4,800 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 212 1,316 SH   OTR 1 1,316 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 497 10,351 SH   DFND 1 10,351 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 7 150 SH   OTR 1 150 0 0
MASCO CORP COMMON STOCK 574599106 321 14,450 SH   DFND 1 14,450 0 0
MASCO CORP COMMON STOCK 574599106 75 3,400 SH   OTR 1 2,000 1,400 0
MCDONALDS CORP COMMON STOCK 580135101 947 9,400 SH   DFND 1 9,400 0 0
MCDONALDS CORP COMMON STOCK 580135101 130 1,295 SH   OTR 1 895 400 0
MEDTRONIC INC COMMON STOCK 585055106 1,309 20,534 SH   DFND 1 20,534 0 0
MEDTRONIC INC COMMON STOCK 585055106 70 1,104 SH   OTR 1 404 700 0
MERCK & CO INC COMMON STOCK 58933Y105 719 12,426 SH   DFND 1 12,426 0 0
MERCK & CO INC COMMON STOCK 58933Y105 285 4,927 SH   OTR 1 2,448 2,479 0
MICROSOFT CORP COMMON STOCK 594918104 1,307 31,354 SH   DFND 1 31,354 0 0
MICROSOFT CORP COMMON STOCK 594918104 205 4,927 SH   OTR 1 4,327 600 0
NBT BANCORP INC COMMON STOCK 628778102 564 23,486 SH   OTR 1 23,486 0 0
NIKE INC COMMON STOCK 654106103 1,210 15,598 SH   DFND 1 15,598 0 0
NIKE INC COMMON STOCK 654106103 140 1,800 SH   OTR 1 1,300 500 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 242 2,350 SH   DFND 1 2,350 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 278 2,700 SH   OTR 1 1,000 1,700 0
ORACLE CORP COMMON STOCK 68389X105 896 22,100 SH   DFND 1 22,000 0 100
ORACLE CORP COMMON STOCK 68389X105 99 2,447 SH   OTR 1 1,647 800 0
PEPSICO INC COMMON STOCK 713448108 2,457 27,500 SH   DFND 1 27,400 0 100
PEPSICO INC COMMON STOCK 713448108 433 4,850 SH   OTR 1 4,350 500 0
PFIZER INC COMMON STOCK 717081103 945 31,832 SH   DFND 1 31,832 0 0
PFIZER INC COMMON STOCK 717081103 343 11,546 SH   OTR 1 6,246 5,300 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 17 200 SH   DFND 1 200 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 460 5,452 SH   OTR 1 2,752 2,700 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 2,462 31,332 SH   DFND 1 31,332 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 799 10,168 SH   OTR 1 2,750 7,418 0
SCHLUMBERGER LTD FOREIGN STOCK 806857108 696 5,899 SH   DFND 1 5,899 0 0
SCHLUMBERGER LTD FOREIGN STOCK 806857108 94 800 SH   OTR 1 700 100 0
SOUTHERN CO COMMON STOCK 842587107 1,171 25,795 SH   DFND 1 25,795 0 0
SOUTHERN CO COMMON STOCK 842587107 238 5,249 SH   OTR 1 3,249 2,000 0
STATE STREET CORP COMMON STOCK 857477103 632 9,400 SH   DFND 1 9,400 0 0
STATE STREET CORP COMMON STOCK 857477103 94 1,400 SH   OTR 1 500 900 0
TARGET CORP COMMON STOCK 87612E106 652 11,251 SH   DFND 1 11,251 0 0
TARGET CORP COMMON STOCK 87612E106 38 661 SH   OTR 1 661 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 575 12,025 SH   DFND 1 12,025 0 0
3M CO COMMON STOCK 88579Y101 1,557 10,868 SH   DFND 1 10,768 0 100
3M CO COMMON STOCK 88579Y101 559 3,900 SH   OTR 1 600 3,300 0
TRUSTCO BANK CORP NY COMMON STOCK 898349105 553 82,782 SH   DFND 1 9,086 0 73,696
TRUSTCO BANK CORP NY COMMON STOCK 898349105 6,824 1,021,488 SH   OTR 1 0 0 1,021,488
UNITED PARCEL SERVICE COMMON STOCK 911312106 577 5,623 SH   DFND 1 5,623 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 98 950 SH   OTR 1 550 400 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 2,730 23,645 SH   DFND 1 23,645 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 274 2,371 SH   OTR 1 1,371 1,000 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STOCK 922042858 660 15,295 SH   DFND 1 15,165 0 130
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STOCK 922042858 127 2,940 SH   OTR 1 625 1,925 390
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 1,257 25,699 SH   DFND 1 25,599 0 100
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 309 6,306 SH   OTR 1 4,106 2,200 0
WAL-MART STORES INC COMMON STOCK 931142103 1,557 20,741 SH   DFND 1 20,741 0 0
WAL-MART STORES INC COMMON STOCK 931142103 148 1,975 SH   OTR 1 1,975 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 2,304 43,841 SH   DFND 1 43,841 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 369 7,023 SH   OTR 1 4,323 2,700 0