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Consolidated Statements of Income (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Sep. 30, 2013
Sep. 30, 2012
Interest and dividend income:        
Interest and fees on loans $ 32,166 $ 32,103 $ 95,286 $ 96,805
Interest and dividends on securities available for sale:        
Total interest and dividends on securities available for sale 4,411 4,915 13,249 14,540
Interest on held to maturity securities:        
Total interest on held to maturity securities 840 1,361 2,871 4,770
Federal Reserve Bank and Federal Home Loan Bank stock 121 120 361 359
Interest on federal funds sold and other short-term investments 344 258 916 877
Total interest income 37,882 38,757 112,683 117,351
Interest expense:        
Interest-bearing checking 84 79 246 235
Savings 798 870 2,543 2,951
Money market deposit accounts 590 673 1,905 2,366
Time deposits 1,937 2,629 5,640 9,277
Interest on short-term borrowings 370 348 1,101 1,114
Total interest expense 3,779 4,599 11,435 15,943
Net interest income 34,103 34,158 101,248 101,408
Provision for loan losses 1,500 2,900 5,500 9,000
Net interest income after provision for loan losses 32,603 31,258 95,748 92,408
Noninterest income:        
Trustco financial services income 1,317 1,145 4,025 3,946
Fees for services to customers 2,903 3,234 8,758 8,904
Net gain on securities transactions 0 666 1,434 1,398
Other 194 172 705 555
Total noninterest income 4,414 5,217 14,922 14,803
Noninterest expenses:        
Salaries and employee benefits 7,935 7,587 23,760 22,849
Net occupancy expense 3,911 3,756 11,874 11,368
Equipment expense 1,567 1,316 4,867 4,436
Professional services 1,255 1,657 4,240 4,582
Outsourced services 1,350 1,350 4,050 3,947
Advertising expense 548 935 1,992 2,804
FDIC and other insurance 1,009 983 3,023 2,816
Other real estate expense, net 946 1,210 3,168 2,841
Other 2,167 1,849 7,140 7,184
Total noninterest expenses 20,688 20,643 64,114 62,827
Income before taxes 16,329 15,832 46,556 44,384
Income taxes 6,077 6,079 17,373 16,656
Net income 10,252 9,753 29,183 27,728
Net income per Common Share:        
Basic (in dollars per share) $ 0.109 $ 0.104 $ 0.310 $ 0.296
Diluted (in dollars per share) $ 0.109 $ 0.104 $ 0.310 $ 0.296
U. S. government sponsored enterprises [Member]
       
Interest and dividends on securities available for sale:        
Total interest and dividends on securities available for sale 571 1,996 2,014 6,906
Interest on held to maturity securities:        
Total interest on held to maturity securities 0 0 0 25
State and political subdivisions [Member]
       
Interest and dividends on securities available for sale:        
Total interest and dividends on securities available for sale 127 340 466 1,118
Mortgage-backed securities and collateralized mortgage obligations-residential [Member]
       
Interest and dividends on securities available for sale:        
Total interest and dividends on securities available for sale 2,888 2,003 8,358 4,460
Interest on held to maturity securities:        
Total interest on held to maturity securities 686 976 2,191 3,464
Corporate bonds [Member]
       
Interest and dividends on securities available for sale:        
Total interest and dividends on securities available for sale 223 529 674 1,999
Interest on held to maturity securities:        
Total interest on held to maturity securities 154 385 680 1,281
Small Business Administration-guaranteed participation securities [Member]
       
Interest and dividends on securities available for sale:        
Total interest and dividends on securities available for sale 558 43 1,618 43
Mortgage-backed securities and collateralized mortgage obligations-Commercial [Member]
       
Interest and dividends on securities available for sale:        
Total interest and dividends on securities available for sale 39 0 106 0
Other securities [Member]
       
Interest and dividends on securities available for sale:        
Total interest and dividends on securities available for sale $ 5 $ 4 $ 13 $ 14