The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 1,388 41,039 SH   DFND 1 41,039 0 0
AT&T INC COMMON STOCK 00206R102 465 13,761 SH   OTR 1 10,868 2,893 0
ABBOTT LABORATORIES COMMON STOCK 002824100 1,344 40,488 SH   DFND 1 39,388 0 1,100
ABBOTT LABORATORIES COMMON STOCK 002824100 217 6,524 SH   OTR 1 3,124 3,400 0
ABBVIE INC COMMON STOCK 00287Y109 1,413 31,588 SH   DFND 1 30,288 0 1,300
ABBVIE INC COMMON STOCK 00287Y109 297 6,645 SH   OTR 1 3,145 3,500 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 437 4,100 SH   DFND 1 4,100 0 0
ALCOA INC COMMON STOCK 013817101 119 14,600 SH   DFND 1 14,600 0 0
ALCOA INC COMMON STOCK 013817101 41 5,100 SH   OTR 1 5,100 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 1,008 13,350 SH   DFND 1 13,350 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 174 2,300 SH   OTR 1 1,500 800 0
ANNALY CAPITAL MANAGEMENT INC COMMON STOCK 035710409 196 16,900 SH   DFND 1 16,900 0 0
ANNALY CAPITAL MANAGEMENT INC COMMON STOCK 035710409 41 3,500 SH   OTR 1 3,500 0 0
APACHE CORP COMMON STOCK 037411105 228 2,675 SH   DFND 1 2,675 0 0
APACHE CORP COMMON STOCK 037411105 34 400 SH   OTR 1 400 0 0
APPLE INC COMMON STOCK 037833100 696 1,460 SH   DFND 1 1,460 0 0
APPLE INC COMMON STOCK 037833100 143 300 SH   OTR 1 175 125 0
APPLIED MATERIALS INC COMMON STOCK 038222105 1,135 64,750 SH   DFND 1 64,150 0 600
APPLIED MATERIALS INC COMMON STOCK 038222105 39 2,200 SH   OTR 1 2,200 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 463 6,393 SH   DFND 1 5,043 0 1,350
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 22 300 SH   OTR 1 300 0 0
BAKER HUGHES INC COMMON STOCK 057224107 216 4,400 SH   DFND 1 4,400 0 0
BHP BILLITON LTD FOREIGN STOCK 088606108 323 4,850 SH   DFND 1 4,850 0 0
BHP BILLITON LTD FOREIGN STOCK 088606108 73 1,100 SH   OTR 1 300 800 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 722 15,600 SH   DFND 1 8,900 6,700 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 281 6,072 SH   OTR 1 6,072 0 0
CATERPILLAR INC COMMON STOCK 149123101 151 1,813 SH   DFND 1 1,813 0 0
CATERPILLAR INC COMMON STOCK 149123101 69 830 SH   OTR 1 830 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 2,670 21,977 SH   DFND 1 21,977 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 630 5,188 SH   OTR 1 3,248 1,940 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 1,083 46,208 SH   DFND 1 46,008 0 200
CISCO SYSTEMS INC COMMON STOCK 17275R102 86 3,650 SH   OTR 1 950 2,700 0
COCA COLA CO COMMON STOCK 191216100 3,469 91,589 SH   DFND 1 90,989 0 600
COCA COLA CO COMMON STOCK 191216100 515 13,600 SH   OTR 1 4,100 9,500 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1,276 21,521 SH   DFND 1 21,521 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 451 7,598 SH   OTR 1 5,598 2,000 0
DISNEY WALT CO COMMON STOCK 254687106 2,167 33,596 SH   DFND 1 31,996 0 1,600
DISNEY WALT CO COMMON STOCK 254687106 284 4,400 SH   OTR 1 1,100 3,300 0
DOW CHEMICAL CO COMMON STOCK 260543103 442 11,499 SH   DFND 1 11,299 0 200
DOW CHEMICAL CO COMMON STOCK 260543103 154 4,001 SH   OTR 1 2,001 2,000 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 729 12,450 SH   DFND 1 11,150 0 1,300
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 140 2,386 SH   OTR 1 1,486 900 0
ECOLAB INC COMMON STOCK 278865100 492 4,984 SH   DFND 1 4,984 0 0
ECOLAB INC COMMON STOCK 278865100 30 300 SH   OTR 1 300 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 259 4,000 SH   DFND 1 4,000 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 91 1,413 SH   OTR 1 213 1,200 0
EXELON CORP COMMON STOCK 30161N101 420 14,167 SH   DFND 1 14,167 0 0
EXELON CORP COMMON STOCK 30161N101 110 3,720 SH   OTR 1 2,120 1,600 0
EXXON MOBIL CORP COMMON STOCK 30231G102 4,972 57,792 SH   DFND 1 51,528 4,900 1,364
EXXON MOBIL CORP COMMON STOCK 30231G102 2,114 24,567 SH   OTR 1 14,677 9,890 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 8,358 349,872 SH   DFND 1 336,212 9,000 4,660
GENERAL ELECTRIC CO COMMON STOCK 369604103 3,708 155,204 SH   OTR 1 117,100 35,104 3,000
GENERAL MILLS INC COMMON STOCK 370334104 1,312 27,375 SH   DFND 1 27,275 0 100
GENERAL MILLS INC COMMON STOCK 370334104 283 5,900 SH   OTR 1 4,300 1,600 0
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 302 6,023 SH   DFND 1 6,023 0 0
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 45 905 SH   OTR 1 905 0 0
HOME DEPOT INC COMMON STOCK 437076102 235 3,100 SH   DFND 1 3,100 0 0
HOME DEPOT INC COMMON STOCK 437076102 58 764 SH   OTR 1 764 0 0
INTEL CORP COMMON STOCK 458140100 2,087 91,065 SH   DFND 1 90,665 0 400
INTEL CORP COMMON STOCK 458140100 224 9,768 SH   OTR 1 6,068 3,700 0
IBM CORP COMMON STOCK 459200101 1,514 8,178 SH   DFND 1 8,178 0 0
IBM CORP COMMON STOCK 459200101 898 4,849 SH   OTR 1 3,549 1,300 0
ISHARES MUTUAL FUND/STOCK 464287465 485 7,601 SH   DFND 1 7,601 0 0
ISHARES MUTUAL FUND/STOCK 464287465 49 775 SH   OTR 1 775 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 1,706 33,014 SH   DFND 1 32,300 150 564
JPMORGAN CHASE & CO COMMON STOCK 46625H100 339 6,552 SH   OTR 1 3,765 2,787 0
JACOBS ENGINEERING GROUP COMMON STOCK 469814107 340 5,849 SH   DFND 1 5,849 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 3,998 46,124 SH   DFND 1 46,124 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 992 11,439 SH   OTR 1 7,039 4,400 0
JOHNSON CONTROLS INC COMMON STOCK 478366107 679 16,350 SH   DFND 1 16,350 0 0
JOHNSON CONTROLS INC COMMON STOCK 478366107 100 2,400 SH   OTR 1 1,000 1,400 0
LOWES COMPANIES INC COMMON STOCK 548661107 490 10,301 SH   DFND 1 10,301 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 17 350 SH   OTR 1 150 200 0
MASCO CORP COMMON STOCK 574599106 301 14,150 SH   DFND 1 14,150 0 0
MASCO CORP COMMON STOCK 574599106 72 3,400 SH   OTR 1 2,000 1,400 0
MCDONALDS CORP COMMON STOCK 580135101 683 7,100 SH   DFND 1 7,100 0 0
MCDONALDS CORP COMMON STOCK 580135101 115 1,195 SH   OTR 1 895 300 0
MEDTRONIC INC COMMON STOCK 585055106 1,191 22,359 SH   DFND 1 21,859 500 0
MEDTRONIC INC COMMON STOCK 585055106 32 604 SH   OTR 1 404 200 0
MERCK & CO INC COMMON STOCK 58933Y105 540 11,349 SH   DFND 1 11,349 0 0
MERCK & CO INC COMMON STOCK 58933Y105 235 4,927 SH   OTR 1 2,448 2,479 0
MICROSOFT CORP COMMON STOCK 594918104 1,136 34,129 SH   DFND 1 34,129 0 0
MICROSOFT CORP COMMON STOCK 594918104 190 5,695 SH   OTR 1 4,895 800 0
MONDELEZ INTL INC COMMON STOCK 609207105 143 4,552 SH   DFND 1 4,552 0 0
MONDELEZ INTL INC COMMON STOCK 609207105 140 4,454 SH   OTR 1 2,378 2,076 0
NBT BANCORP INC COMMON STOCK 628778102 540 23,486 SH   OTR 1 23,486 0 0
NIKE INC COMMON STOCK 654106103 1,097 15,098 SH   DFND 1 15,098 0 0
NIKE INC COMMON STOCK 654106103 109 1,500 SH   OTR 1 1,100 400 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 356 4,600 SH   DFND 1 2,800 1,800 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 62 800 SH   OTR 1 800 0 0
ORACLE CORP COMMON STOCK 68389X105 809 24,400 SH   DFND 1 24,300 0 100
ORACLE CORP COMMON STOCK 68389X105 51 1,547 SH   OTR 1 747 800 0
PEPSICO INC COMMON STOCK 713448108 2,403 30,225 SH   DFND 1 30,125 0 100
PEPSICO INC COMMON STOCK 713448108 401 5,050 SH   OTR 1 4,450 600 0
PFIZER INC COMMON STOCK 717081103 990 34,475 SH   DFND 1 29,015 5,460 0
PFIZER INC COMMON STOCK 717081103 197 6,846 SH   OTR 1 6,246 600 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 26 300 SH   DFND 1 300 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 479 5,535 SH   OTR 1 2,835 2,700 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 2,908 38,476 SH   DFND 1 32,248 6,228 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 349 4,619 SH   OTR 1 3,029 1,590 0
SCHLUMBERGER LTD FOREIGN STOCK 806857108 486 5,499 SH   DFND 1 5,499 0 0
SCHLUMBERGER LTD FOREIGN STOCK 806857108 71 800 SH   OTR 1 700 100 0
SOUTHERN CO COMMON STOCK 842587107 1,092 26,520 SH   DFND 1 26,520 0 0
SOUTHERN CO COMMON STOCK 842587107 223 5,408 SH   OTR 1 3,308 2,100 0
STATE STREET CORP COMMON STOCK 857477103 636 9,675 SH   DFND 1 9,675 0 0
STATE STREET CORP COMMON STOCK 857477103 92 1,400 SH   OTR 1 500 900 0
TARGET CORP COMMON STOCK 87612E106 934 14,601 SH   DFND 1 14,601 0 0
TARGET CORP COMMON STOCK 87612E106 80 1,250 SH   OTR 1 1,050 200 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 523 12,975 SH   DFND 1 12,975 0 0
3M CO COMMON STOCK 88579Y101 1,845 15,450 SH   DFND 1 11,850 3,500 100
3M CO COMMON STOCK 88579Y101 84 700 SH   OTR 1 700 0 0
TRUSTCO BANK CORP NY COMMON STOCK 898349105 493 82,782 SH   DFND 1 9,086 16,688 57,008
TRUSTCO BANK CORP NY COMMON STOCK 898349105 6,078 1,021,488 SH   OTR 1 0 0 1,021,488
UNITED PARCEL SERVICE COMMON STOCK 911312106 575 6,298 SH   DFND 1 6,298 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 73 800 SH   OTR 1 400 400 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 2,733 25,345 SH   DFND 1 25,345 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 297 2,750 SH   OTR 1 1,550 1,200 0
VANGUARD MUTUAL FUND/STOCK 922042858 651 16,225 SH   DFND 1 16,095 0 130
VANGUARD MUTUAL FUND/STOCK 922042858 106 2,640 SH   OTR 1 325 1,925 390
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 1,302 27,887 SH   DFND 1 27,787 0 100
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 296 6,332 SH   OTR 1 3,932 2,400 0
WAL-MART STORES INC COMMON STOCK 931142103 1,625 21,966 SH   DFND 1 21,966 0 0
WAL-MART STORES INC COMMON STOCK 931142103 161 2,175 SH   OTR 1 1,975 200 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 1,818 44,001 SH   DFND 1 44,001 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 278 6,723 SH   OTR 1 3,823 2,900 0