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Consolidated Statements of Income (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Sep. 30, 2012
Sep. 30, 2011
Interest and dividend income:        
Interest and fees on loans $ 32,103 $ 32,640 $ 96,805 $ 96,501
Interest and dividends on securities available for sale:        
Total interest and dividends on securities available for sale 4,915 5,640 14,540 17,513
Interest on held to maturity securities:        
Total interest on held to maturity securities 1,361 1,915 4,770 5,653
Federal Reserve Bank and Federal Home Loan Bank stock 120 84 359 225
Interest on federal funds sold and other short-term investments 258 318 877 818
Total interest income 38,757 40,597 117,351 120,710
Interest on deposits:        
Interest-bearing checking 79 74 235 209
Savings 870 952 2,951 2,770
Money market deposit accounts 673 1,158 2,366 3,569
Time deposits 2,629 3,904 9,277 12,446
Interest on short-term borrowings 348 384 1,114 1,173
Total interest expense 4,599 6,472 15,943 20,167
Net interest income 34,158 34,125 101,408 100,543
Provision for loan losses 2,900 5,100 9,000 14,550
Net interest income after provision for loan losses 31,258 29,025 92,408 85,993
Noninterest income:        
Trustco financial services income 1,145 1,242 3,946 4,002
Fees for services to customers 2,610 2,189 7,238 6,608
Net gain on securities transactions 666 158 1,398 1,296
Other 172 214 555 739
Total noninterest income 4,593 3,803 13,137 12,645
Noninterest expenses:        
Salaries and employee benefits 7,587 7,087 22,849 21,113
Net occupancy expense 3,756 3,614 11,368 11,023
Equipment expense 1,316 1,639 4,436 4,452
Professional services 1,657 1,152 4,582 4,318
Outsourced services 1,350 1,350 3,947 4,050
Advertising expense 935 763 2,804 2,177
FDIC and other insurance 983 835 2,816 4,078
Other real estate expense, net 1,210 754 2,841 4,439
Other 1,225 1,249 5,518 5,191
Total noninterest expenses 20,019 18,443 61,161 60,841
Income before taxes 15,832 14,385 44,384 37,797
Income taxes 6,079 5,160 16,656 13,424
Net income 9,753 9,225 27,728 24,373
Net income per Common Share:        
Basic (in dollars per share) $ 0.104 $ 0.100 $ 0.296 $ 0.296
Diluted (in dollars per share) $ 0.104 $ 0.100 $ 0.296 $ 0.296
U. S. government sponsored enterprises [Member]
       
Interest and dividends on securities available for sale:        
Total interest and dividends on securities available for sale 1,996 3,347 6,906 10,337
Interest on held to maturity securities:        
Total interest on held to maturity securities 0 164 25 164
State and political subdivisions [Member]
       
Interest and dividends on securities available for sale:        
Total interest and dividends on securities available for sale 340 557 1,118 1,981
Mortgage-backed securities and collateralized mortgage obligations-residential [Member]
       
Interest and dividends on securities available for sale:        
Total interest and dividends on securities available for sale 2,003 778 4,460 2,008
Interest on held to maturity securities:        
Total interest on held to maturity securities 976 1,186 3,464 3,614
Corporate bonds [Member]
       
Interest and dividends on securities available for sale:        
Total interest and dividends on securities available for sale 529 953 1,999 3,173
Interest on held to maturity securities:        
Total interest on held to maturity securities 385 565 1,281 1,875
Small Business Administration-guaranteed participation securities [Member]
       
Interest and dividends on securities available for sale:        
Total interest and dividends on securities available for sale 43 0 43 0
Other securities [Member]
       
Interest and dividends on securities available for sale:        
Total interest and dividends on securities available for sale $ 4 $ 5 $ 14 $ 14