Consolidated Statements of Financial Condition (Unaudited) (USD $) In Thousands	Sep. 30, 2011	Dec. 31, 2010
ASSETS:
Cash and due from banks	$ 40,875	$ 44,067
Federal funds sold and other short term investments	434,950	400,183
Total cash and cash equivalents	475,825	444,250
Securities available for sale	990,602	891,601
Held to maturity securities (fair value 2011 $201,872; 2010 $200,206)	194,158	191,712
Loans, net of deferred fees and costs	2,478,949	2,355,265
Less:
Allowance for loan losses	47,782	41,911
Net loans	2,431,167	2,313,354
Bank premises and equipment, net	35,946	36,632
Other assets	65,261	77,235
Total assets	4,192,959	3,954,784
Deposits:
Demand	269,958	251,091
Interest-bearing checking	472,908	441,520
Savings accounts	923,893	774,366
Money market deposit accounts	642,054	602,803
Certificates of deposit (in denominations of $100,000 or more)	461,081	456,837
Other time accounts	910,633	1,027,470
Total deposits	3,680,527	3,554,087
Short-term borrowings	143,081	124,615
Due to broker	10,000	0
Accrued expenses and other liabilities	21,541	20,642
Total liabilities	3,855,149	3,699,344
SHAREHOLDERS' EQUITY:
Capital stock par value $1; 150,000,000 shares authorized; 98,806,423 and 83,166,423 shares issued at September 30, 2011 and December 31, 2010, respectively	98,806	83,166
Surplus	177,448	126,982
Undivided profits	116,894	108,780
Accumulated other comprehensive income (loss), net of tax	258	(4,119)
Treasury stock at cost - 5,652,838 and 6,036,512 shares at September 30, 2011 and December 31, 2010, respectively	(55,596)	(59,369)
Total shareholders' equity	337,810	255,440
Total liabilities and shareholders' equity	$ 4,192,959	$ 3,954,784