<ARTICLE>                    9
<LEGEND>
This schedule contains summary financial information extracted from the
accompanying financial statements and is qualified in its entirety by
reference to such financial statements.

<MULTIPLIER>                                             1,000


                                                                    
<PERIOD-TYPE>                            9-MOS                            9-MOS
<FISCAL-YEAR-END>                        DEC-31-2000                      DEC-31-1999
<PERIOD-START>                           JAN-01-2000                      JAN-01-1999
<PERIOD-END>                             SEP-30-2000                      SEP-30-1999
<CASH>                                           39,120                           41,669
<INT-BEARING-DEPOSITS>                            1,501                               86
<FED-FUNDS-SOLD>                                244,420                          265,000
<TRADING-ASSETS>                                      0                                0
<INVESTMENTS-HELD-FOR-SALE>                     638,686                          703,276
<INVESTMENTS-CARRYING>                                0                                0
<INVESTMENTS-MARKET>                                  0                                0
<LOANS>                                       1,436,175                        1,336,578
<ALLOWANCE>                                      55,751                           55,719
<TOTAL-ASSETS>                                2,395,659                        2,385,360
<DEPOSITS>                                    1,993,313                        2,013,444
<SHORT-TERM>                                    165,223                          151,774
<LIABILITIES-OTHER>                              51,572                           48,036
<LONG-TERM>                                       1,231                                0
<PREFERRED-MANDATORY>                                 0                                0
<PREFERRED>                                           0                                0
<COMMON>                                         56,610                           28,185
<OTHER-SE>                                      127,710                          143,921
<TOTAL-LIABILITIES-AND-EQUITY>                2,395,659                        2,385,360
<INTEREST-LOAN>                                  84,164                           79,732
<INTEREST-INVEST>                                33,897                           33,293
<INTEREST-OTHER>                                 11,313                           12,330
<INTEREST-TOTAL>                                129,374                          125,355
<INTEREST-DEPOSIT>                               49,267                           51,722
<INTEREST-EXPENSE>                               55,399                           56,123
<INTEREST-INCOME-NET>                            73,975                           69,232
<LOAN-LOSSES>                                     2,560                            4,013
<SECURITIES-GAINS>                               (5,013)                          (2,230)
<EXPENSE-OTHER>                                  35,101                           35,055
<INCOME-PRETAX>                                  47,138                           43,732
<INCOME-PRE-EXTRAORDINARY>                       31,528                           28,787
<EXTRAORDINARY>                                       0                                0
<CHANGES>                                             0                                0
<NET-INCOME>                                     31,528                           28,787
<EPS-BASIC>                                       0.513                            0.466 
<EPS-DILUTED>                                     0.497                            0.447 
<YIELD-ACTUAL>                                     4.50                             4.09
<LOANS-NON>                                       5,017                            4,654
<LOANS-PAST>                                      1,206                            1,109
<LOANS-TROUBLED>                                  6,524                            4,178
<LOANS-PROBLEM>                                       0                                0
<ALLOWANCE-OPEN>                                 55,820                           54,375
<CHARGE-OFFS>                                     4,050                            6,186
<RECOVERIES>                                      1,187                            3,517
<ALLOWANCE-CLOSE>                                55,751                           55,719
<ALLOWANCE-DOMESTIC>                                  0                                0
<ALLOWANCE-FOREIGN>                                   0                                0
<ALLOWANCE-UNALLOCATED>                          55,751                           55,719

<F1> EPS primary and EPS diluted have been restated to reflect a
15% stock split in November 2000.  The September 30, 1999 Financial
Data Schedule has been restated.