Appendix A


                                     Table 1

  Date     T-Bonds     T-Bonds         T-Bonds     Agency       Agency         Agency      STHG          STHG           STHG
           Coupon-      Annual        Old Bond     Bonds        Bonds         Bonds Old    Bonds         Bonds          Bonds
         Equivalent     Yield           Price     Coupon-       Annual           Bond      Coupon        Annual        Old Bond
            Yield                                Equivalent     Yield           Price    Equivalent      Yield          Price
                                                   Yield                                   Yield
--------  ---------    --------       ---------  ----------    --------       ---------  ----------     -------        --------

12/31/81     13.64%      14.10%                      13.61%      14.08%                      14.66%      15.19%
 1/29/82     13.85%      14.33%         98.4880      14.37%      14.88%         95.0990      15.09%      15.66%         99.4396
 2/26/82     13.81%      14.29%        100.2797      14.60%      15.13%         98.4963      15.20%      15.78%         99.8510
 3/31/82     13.68%      14.14%        100.9752      14.69%      15.23%         99.3908      15.20%      15.77%        100.0096
 4/30/82     13.37%      13.82%        102.2408      13.48%      13.94%        108.3184      14.76%      15.30%        100.5740
 5/31/82     13.39%      13.84%         99.8484      13.37%      13.82%        100.7780      14.60%      15.14%        100.1973
 6/30/82     13.88%      14.37%         96.5140      14.39%      14.91%         93.3540      15.35%      15.93%         99.0381
 7/30/82     13.41%      13.85%        103.4913      13.89%      14.37%        103.3698      14.30%      14.81%        101.3696
 8/31/82     12.50%      12.89%        107.0762      12.51%      12.90%        110.0373      12.73%      13.14%        102.0771
 9/30/82     11.77%      12.11%        105.9954      11.80%      12.15%        105.4201      12.22%      12.59%        100.6905
10/29/82     10.97%      11.27%        106.9895      11.21%      11.52%        104.6753      10.76%      11.05%        101.9729
11/30/82     10.68%      10.97%        102.5749      11.20%      11.51%        100.0928      10.84%      11.13%         99.8929
12/31/82     10.43%      10.70%        102.3220      11.10%      11.41%        100.7527      10.38%      10.65%        100.6250
 1/31/83     10.95%      11.25%         95.3908      11.42%      11.74%         97.5566      10.23%      10.49%        100.2029
 2/28/83     10.49%      10.76%        104.2259      11.06%      11.36%        102.8495      10.17%      10.43%        100.0788
 3/31/83     10.67%      10.96%         98.3493      11.12%      11.43%         99.5297      10.04%      10.29%        100.1774
 4/29/83     10.37%      10.64%        102.7433      10.86%      11.15%        102.0921       9.66%       9.89%        100.5152
 5/31/83     10.97%      11.27%         94.8001      11.33%      11.65%         96.3363      10.26%      10.52%         99.1908
 6/30/83     10.99%      11.29%         99.8492      11.39%      11.72%         99.4776      10.77%      11.06%         99.3120
 7/29/83     11.75%      12.09%         93.7194      12.19%      12.56%         94.0534      11.21%      11.52%         99.4024
 8/31/83     11.95%      12.31%         98.3781      12.20%      12.58%         99.9142      11.59%      11.93%         99.4848
 9/30/83     11.43%      11.76%        104.3780      11.69%      12.03%        103.9724      10.92%      11.21%        100.9148
10/31/83     11.79%      12.13%         97.0760      12.01%      12.37%         97.5662      10.98%      11.28%         99.9196
11/30/83     11.65%      11.99%        101.1087      11.84%      12.19%        101.2965      10.77%      11.06%        100.2728
12/30/83     11.85%      12.21%         98.3463      11.99%      12.35%         98.8889      11.32%      11.64%         99.2658
 1/31/84     11.76%      12.10%        100.7857      11.84%      12.19%        101.1384      10.70%      10.99%        100.8339
 2/29/84     12.15%      12.52%         96.8634      12.24%      12.61%         97.0354      11.09%      11.40%         99.4789
 3/30/84     12.53%      12.92%         97.0755      12.64%      13.04%         97.1046      11.64%      11.98%         99.2647
 4/30/84     12.84%      13.26%         97.6020      13.00%      13.43%         97.4215      11.97%      12.33%         99.5518
 5/31/84     13.81%      14.29%         93.0929      13.97%      14.46%         93.5236      12.96%      13.38%         98.6979
 6/29/84     13.63%      14.09%        101.3549      13.98%      14.46%         99.9834      13.16%      13.60%         99.7267
 7/31/84     12.77%      13.18%        106.5547      13.04%      13.46%        106.6224      12.98%      13.41%        100.2376
 8/31/84     12.51%      12.90%        102.0447      12.89%      13.31%        101.0210      12.90%      13.32%        100.1058
 9/28/84     12.26%      12.63%        101.9579      12.43%      12.81%        103.4260      12.26%      12.63%        100.8628
10/31/84     11.62%      11.96%        105.2964      11.87%      12.22%        104.2178      11.56%      11.89%        100.9405
11/30/84     11.59%      11.92%        100.2902      11.65%      11.99%        101.6987      11.09%      11.40%        100.6227
12/31/84     11.50%      11.83%        100.7599      11.53%      11.87%        100.8873      10.50%      10.78%        100.7994
 1/31/85     11.20%      11.51%        102.5863      11.24%      11.56%        102.3311      10.38%      10.65%        100.1681
 2/28/85     11.89%      12.24%         94.3802      11.89%      12.25%         95.0383      10.67%      10.96%         99.6067
 3/29/85     11.63%      11.97%        102.1173      11.82%      12.17%        100.5681      10.86%      11.15%         99.7473
 4/30/85     11.48%      11.81%        101.2648      12.29%      12.67%         96.5398      10.65%      10.93%        100.2861
 5/31/85     10.59%      10.87%        108.0550      11.42%      11.74%        106.8012      10.24%      10.50%        100.5538
 6/28/85     10.46%      10.74%        101.1247      11.24%      11.55%        101.4337      10.02%      10.28%        100.2921
 7/31/85     10.72%      11.00%         97.7501      11.51%      11.84%         97.8951      10.19%      10.44%         99.7822
 8/30/85     10.48%      10.75%        102.1446      11.48%      11.81%        100.1996       9.86%      10.10%        100.4463
 9/30/85     10.56%      10.84%         99.2741      11.62%      11.96%         98.9386       9.79%      10.03%        100.0866
10/31/85     10.28%      10.54%        102.5901      11.36%      11.69%        101.9905       9.74%       9.97%        100.0807
11/29/85      9.84%      10.08%        104.2683      10.90%      11.19%        103.7825       9.33%       9.55%        100.5534
12/31/85      9.26%       9.48%        105.7483       9.63%       9.86%        111.1317       9.02%       9.22%        100.4332
 1/31/86      9.33%       9.54%         99.3855       9.68%       9.91%         99.5882       8.89%       9.08%        100.1794
 2/28/86      8.27%       8.45%        111.5960       8.75%       8.94%        108.6822       8.66%       8.85%        100.3061
 3/31/86      7.43%       7.57%        110.1238       7.81%       7.96%        109.4679       8.21%       8.38%        100.6274
 4/30/86      7.46%       7.60%         99.6471       8.06%       8.23%         97.4738       7.99%       8.15%        100.3118
 5/30/86      7.72%       7.87%         96.9063       8.58%       8.77%         95.0826       8.25%       8.42%         99.6332
 6/30/86      7.24%       7.37%        105.9007       8.27%       8.44%        103.0222       7.86%       8.01%        100.5440
 7/31/86      7.46%       7.60%         97.3771       8.59%       8.77%         97.0072       7.61%       7.76%        100.3422
 8/29/86      7.21%       7.33%        103.1002       8.36%       8.53%        102.1940       7.76%       7.91%         99.7968
 9/30/86      7.59%       7.73%         95.4710       8.77%       8.96%         96.1563       7.34%       7.48%        100.5810
10/31/86      7.61%       7.76%         99.7293       8.67%       8.86%        100.9432       7.10%       7.22%        100.3451


                                    Appendix A
                                      Page 1








                                     Table 1

  Date    T-Bonds      T-Bonds         T-Bonds    Agency        Agency          Agency     STHG          STHG            STHG
           Coupon-      Annual         Old Bond    Bonds        Bonds         Bonds Old    Bonds         Bonds           Bonds
         Equivalent     Yield           Price     Coupon-       Annual          Bond      Coupon         Annual        Old Bond
            Yield                                Equivalent     Yield           Price    Equivalent      Yield           Price
                                                   Yield                                   Yield
--------  ---------    --------       ---------  ----------    --------       ---------  ----------     -------        --------

11/28/86      7.40%       7.54%        102.5474       8.50%       8.68%        101.6236       7.05%       7.18%        100.0640
12/31/86      7.49%       7.63%         98.9564       8.37%       8.55%        101.2506       7.25%       7.38%         99.7179
 1/30/87      7.48%       7.62%        100.0666       8.29%       8.46%        100.7817       7.10%       7.22%        100.2192
 2/27/87      7.47%       7.61%        100.1255       8.27%       8.44%        100.2150       7.16%       7.29%         99.9138
 3/31/87      7.81%       7.96%         96.1198       8.44%       8.62%         98.3230       7.46%       7.60%         99.5808
 4/30/87      8.45%       8.63%         93.0407       9.14%       9.35%         93.6439       8.31%       8.48%         98.8205
 5/29/87      8.64%       8.82%         98.0043       9.38%       9.60%         97.8745       8.57%       8.76%         99.6397
 6/30/87      8.50%       8.68%        101.4665       9.25%       9.47%        101.1218       8.27%       8.44%        100.4202
 7/31/87      8.89%       9.09%         95.9076       9.65%       9.88%         96.5486       8.35%       8.52%         99.8924
 8/31/87      9.17%       9.38%         97.2095       9.87%      10.12%         98.0309       8.64%       8.82%         99.6018
 9/30/87      9.77%      10.01%         94.2310      10.47%      10.74%         95.0500       9.29%       9.51%         99.1007
10/30/87      9.02%       9.22%        107.7465       9.65%       9.88%        107.2135       8.76%       8.95%        100.7365
11/30/87      9.11%       9.31%         99.0803       9.84%      10.09%         98.3064       8.76%       8.95%         99.9961
12/31/87      8.95%       9.15%        101.6556       9.64%       9.87%        101.8342       8.66%       8.84%        100.1438
 1/29/88      8.41%       8.59%        105.7953       9.06%       9.27%        105.2480       8.09%       8.26%        100.7819
 2/29/88      8.35%       8.52%        100.7396       8.97%       9.17%        100.8806       7.99%       8.15%        100.1400
 3/31/88      8.78%       8.98%         95.3907       9.47%       9.69%         95.5634       8.19%       8.36%         99.7251
 4/29/88      9.09%       9.30%         96.8608       9.78%      10.02%         97.2816       8.61%       8.79%         99.4244
 5/31/88      9.29%       9.51%         97.9725      10.05%      10.30%         97.6750       8.91%       9.11%         99.5865
 6/30/88      8.85%       9.05%        104.5799       9.57%       9.80%        104.2071       8.74%       8.93%        100.2293
 7/29/88      9.22%       9.43%         96.2813      10.26%      10.52%         94.2503       9.02%       9.22%         99.6206
 8/31/88      9.32%       9.54%         99.0211      10.25%      10.52%        100.0156       9.38%       9.60%         99.4998
 9/30/88      8.98%       9.18%        103.4977       9.83%      10.07%        103.6568       9.08%       9.28%        100.4210
10/31/88      8.73%       8.92%        102.6830       9.46%       9.68%        103.3470       8.91%       9.11%        100.2296
11/30/88      9.06%       9.27%         96.5498       9.82%      10.06%         96.8502       9.41%       9.63%         99.3101
12/30/88      8.99%       9.19%        100.7340       9.69%       9.93%        101.1028       9.79%      10.03%         99.4848
 1/31/89      8.83%       9.03%        101.6630       9.49%       9.72%        101.8023       9.71%       9.94%        100.1133
 2/28/89      9.13%       9.34%         96.9254       9.65%       9.88%         98.6210      10.09%      10.34%         99.4842
 3/31/89      9.10%       9.30%        100.3944       9.64%       9.88%        100.0236      10.48%      10.76%         99.4598
 4/28/89      8.92%       9.12%        101.7912       9.41%       9.63%        102.1189      10.07%      10.33%        100.5587
 5/31/89      8.60%       8.79%        103.4278       9.12%       9.33%        102.5890       9.63%       9.87%        100.6021
 6/30/89      8.05%       8.21%        106.2381       8.58%       8.77%        105.1340       9.04%       9.25%        100.8134
 7/31/89      7.92%       8.07%        101.5115       8.43%       8.60%        101.4964       8.67%       8.86%        100.5090
 8/31/89      8.21%       8.38%         96.7600       8.58%       8.77%         98.5091       9.32%       9.54%         99.1127
 9/29/89      8.24%       8.41%         99.6298       8.68%       8.86%         99.1350       9.35%       9.57%         99.9593
10/31/89      7.91%       8.07%        103.7378       8.33%       8.50%        103.3720       8.87%       9.06%        100.6658
11/30/89      7.90%       8.05%        100.2165       8.31%       8.48%        100.1388       8.71%       8.90%        100.2092
12/29/89      7.99%       8.15%         98.9240       8.44%       8.62%         98.7531       8.86%       9.05%         99.8015
 1/31/90      8.46%       8.64%         94.9131       8.97%       9.17%         95.1120       9.19%       9.40%         99.5427
 2/28/90      8.54%       8.72%         99.1404       9.03%       9.23%         99.5131       9.32%       9.53%         99.8288
 3/30/90      8.64%       8.83%         98.9426       9.07%       9.27%         99.6378       9.39%       9.61%         99.8987
 4/30/90      9.02%       9.22%         96.1069       9.47%       9.70%         96.3599       9.65%       9.88%         99.6501
 5/31/90      8.58%       8.76%        104.6835       9.05%       9.26%        103.8650       9.21%       9.42%        100.5974
 6/29/90      8.40%       8.57%        101.9818       8.86%       9.05%        101.8196       8.96%       9.16%        100.3442
 7/31/90      8.42%       8.59%         99.7955       8.86%       9.05%        100.0147       8.70%       8.89%        100.3599
 8/31/90      8.98%       9.18%         94.1903       9.87%      10.11%         91.2071       8.76%       8.95%         99.9143
 9/28/90      8.94%       9.14%        100.3600       9.85%      10.09%        100.1822       8.92%       9.12%         99.7824
10/31/90      8.78%       8.97%        101.7241       9.77%      10.01%        100.7231       8.84%       9.03%        100.1155
11/30/90      8.40%       8.58%        104.1445       9.49%       9.72%        102.4382       8.68%       8.87%        100.2145
12/31/90      8.24%       8.41%        101.8195       9.47%       9.69%        100.2070       8.46%       8.64%        100.3038
 1/31/91      8.20%       8.36%        100.4431       9.31%       9.52%        101.4593       8.44%       8.62%        100.0225
 2/28/91      8.19%       8.36%        100.0369       9.23%       9.44%        100.7443       8.27%       8.45%        100.2347
 3/29/91      8.24%       8.41%         99.4909       9.26%       9.48%         99.6669       8.11%       8.27%        100.2307
 4/30/91      8.18%       8.35%        100.6179       9.24%       9.45%        100.2092       7.88%       8.03%        100.3202
 5/31/91      8.26%       8.43%         99.1458       9.25%       9.46%         99.9189       7.70%       7.85%        100.2496
 6/28/91      8.42%       8.60%         98.2656       9.35%       9.57%         99.1059       7.88%       8.04%         99.7466
 7/31/91      8.36%       8.53%        100.6541       9.25%       9.46%        100.8802       7.72%       7.87%        100.2188
 8/30/91      8.06%       8.22%        103.3743       8.98%       9.18%        102.4878       7.35%       7.49%        100.5208
 9/30/91      7.81%       7.96%        102.8796       8.81%       9.00%        101.5856       7.03%       7.15%        100.4481


                                   Appendix A
                                     Page 2






  Date    T-Bonds      T-Bonds         T-Bonds    Agency        Agency         Agency      STHG          STHG            STHG
           Coupon-      Annual        Old Bond     Bonds        Bonds         Bonds Old    Bonds         Bonds           Bonds
         Equivalent     Yield          Price      Coupon-       Annual          Bond       Coupon        Annual        Old Bond
             Yield                               Equivalent     Yield           Price    Equivalent      Yield           Price
                                                   Yield                                   Yield
--------  ---------    --------       ---------  ----------    --------       ---------  ----------     -------        --------

10/31/91      7.90%       8.06%         98.9722       8.94%       9.14%         98.7988       6.67%       6.78%        100.5031
11/29/91      7.95%       8.11%         99.4317       8.79%       8.98%        101.4011       6.48%       6.58%        100.2717
12/31/91      7.40%       7.54%        106.5922       8.30%       8.47%        104.7428       5.98%       6.07%        100.7101
 1/31/92      7.76%       7.91%         95.8335       8.50%       8.68%         98.0923       6.07%       6.16%         99.8742
 2/28/92      7.83%       7.98%         99.1953       8.73%       8.92%         97.8424       6.09%       6.18%         99.9675
 3/31/92      7.97%       8.13%         98.4118       8.78%       8.97%         99.4738       6.36%       6.46%         99.6195
 4/30/92      8.05%       8.21%         99.0993       8.88%       9.08%         98.9570       5.95%       6.04%        100.5730
 5/31/92      7.84%       7.99%        102.4119       8.58%       8.76%        103.2153       5.70%       5.79%        100.3546
 6/30/92      7.79%       7.94%        100.5770       8.55%       8.73%        100.3224       5.41%       5.48%        100.4182
 7/31/92      7.46%       7.60%        103.9321       8.39%       8.57%        101.7450       5.00%       5.06%        100.5898
 8/31/92      7.42%       7.56%        100.4785       8.33%       8.50%        100.6580       4.76%       4.81%        100.3421
 9/30/92      7.37%       7.51%        100.6011       8.23%       8.40%        101.1070       4.41%       4.46%        100.5012
10/31/92      7.63%       7.78%         96.9528       8.45%       8.63%         97.6138       5.03%       5.09%         99.1135
11/30/92      7.60%       7.74%        100.3526       8.59%       8.77%         98.5009       5.48%       5.56%         99.3561
12/31/92      7.39%       7.53%        102.5195       9.06%       9.27%         95.1759       5.25%       5.32%        100.3362
 1/31/93      7.22%       7.35%        102.0741       8.81%       9.00%        102.6240       4.83%       4.89%        100.5950
 2/28/93      6.89%       7.01%        104.1619       8.52%       8.70%        103.1252       4.54%       4.59%        100.4174
 3/31/93      6.82%       6.94%        100.8891       8.54%       8.72%         99.7849       4.46%       4.51%        100.1134
 4/30/93      6.92%       7.04%         98.7426       8.53%       8.71%        100.1077       4.35%       4.40%        100.1610
 5/31/93      6.81%       6.93%        101.3986       8.54%       8.72%         99.8924       4.69%       4.74%         99.5130
 6/30/93      6.63%       6.74%        102.3313       8.22%       8.39%        103.5456       4.48%       4.53%        100.3014
 7/31/93      6.32%       6.42%        104.1465       8.10%       8.26%        101.3447       4.50%       4.55%         99.9727
 8/31/93      6.00%       6.09%        104.4281       7.73%       7.88%        104.2947       4.33%       4.38%        100.2415
 9/30/93      5.94%       6.03%        100.8356       7.66%       7.81%        100.8180       4.32%       4.36%        100.0201
10/31/93      6.21%       6.31%         96.3464       7.65%       7.80%        100.1170       4.43%       4.47%         99.8435
11/30/93      6.25%       6.35%         99.4610       8.04%       8.20%         95.6051       4.58%       4.63%         99.7835
12/31/93      6.22%       6.32%        100.4055       8.08%       8.24%         99.5509       4.53%       4.58%        100.0674
 1/31/94      6.29%       6.39%         99.0607       7.88%       8.04%        102.2883       4.36%       4.40%        100.2500
 2/28/94      6.68%       6.79%         95.0183       8.36%       8.53%         94.7610       4.87%       4.93%         99.2679
 3/31/94      7.09%       7.22%         94.8720       8.83%       9.03%         95.0640       5.36%       5.43%         99.2984
 4/29/94      7.32%       7.45%         97.2481       9.07%       9.27%         97.5673       5.88%       5.97%         99.2595
 5/31/94      7.43%       7.57%         98.6520       9.21%       9.43%         98.5151       6.19%       6.28%         99.5694
 6/30/94      7.62%       7.77%         97.7783       9.43%       9.65%         97.8855       6.36%       6.46%         99.7618
 7/29/94      7.38%       7.52%        102.8789       9.08%       9.29%        103.5570       6.22%       6.32%        100.1891
 8/31/94      7.45%       7.59%         99.1979       9.22%       9.44%         98.5361       6.34%       6.44%         99.8351
 9/30/94      7.82%       7.97%         95.7421       8.21%       8.38%        111.2693       6.76%       6.88%         99.4047
10/31/94      7.96%       8.12%         98.3455       8.34%       8.51%         98.5664       6.99%       7.11%         99.6834
11/30/94      8.00%       8.16%         99.6039       8.34%       8.51%        100.0062       7.69%       7.84%         99.0217
12/30/94      7.89%       8.04%        101.2846       8.20%       8.37%        101.5408       8.02%       8.18%         99.5408
 1/31/95      7.71%       7.86%        102.0481       8.06%       8.22%        101.6144       7.59%       7.74%        100.6031
 2/28/95      7.46%       7.60%        102.9698       7.85%       8.00%        102.3596       7.09%       7.22%        100.6984
 3/31/95      7.43%       7.57%        100.3791       7.80%       7.95%        100.5897       7.11%       7.24%         99.9706
 4/28/95      7.34%       7.47%        101.1114       7.70%       7.85%        101.1540       6.91%       7.03%        100.2888
 5/31/95      6.66%       6.77%        108.7546       7.02%       7.14%        108.5221       6.26%       6.35%        100.9185
 6/30/95      6.58%       6.69%        101.0415       6.95%       7.07%        100.7904       6.21%       6.30%        100.0678
 7/31/95      6.80%       6.92%         97.1999       7.17%       7.30%         97.2813       6.19%       6.29%        100.0254
 8/31/95      6.50%       6.61%        103.9380       7.04%       7.16%        101.7039       6.14%       6.23%        100.0777
 9/29/95      6.53%       6.64%         99.6074       6.96%       7.08%        100.9299       6.18%       6.27%         99.9393
10/31/95      6.32%       6.42%        102.8090       6.72%       6.83%        103.1387       5.99%       6.08%        100.2702
11/30/95      6.11%       6.20%        102.8720       6.50%       6.60%        102.8946       5.76%       5.84%        100.3289
12/29/95      5.92%       6.01%        102.6519       6.39%       6.49%        101.4632       5.54%       5.62%        100.2997
 1/31/96      5.95%       6.04%         99.5826       6.35%       6.45%        100.4925       5.27%       5.34%        100.3845



                                    Appendix A
                                      Page 3



                                     Table 1

  Date    T-Bonds       T-Bonds        T-Bonds    Agency        Agency         Agency      STHG          STHG           STHG
           Coupon-      Annual        Old Bond     Bonds        Bonds         Bonds Old    Bonds         Bonds          Bonds
         Equivalent     Yield          Price      Coupon-       Annual          Bond      Coupon        Annual         Old Bond
            Yield                                Equivalent     Yield           Price    Equivalent      Yield          Price
                                                   Yield                                   Yield
--------  ---------    --------       ---------  ----------    --------       ---------  ----------     -------        --------

 2/29/96      6.47%       6.57%         93.1527       6.84%       6.95%         93.8454       5.71%       5.79%         99.3873
 3/31/96      6.73%       6.84%         96.6670       7.04%       7.16%         97.4797       6.00%       6.09%         99.5884
 4/30/96      6.97%       7.09%         96.9976       7.22%       7.35%         97.7441       6.24%       6.34%         99.6585
 5/31/96      7.00%       7.12%         99.6258       7.35%       7.48%         98.5159       6.38%       6.48%         99.8069
 6/30/96      6.90%       7.02%        101.2599       7.26%       7.39%        101.1073       6.28%       6.38%        100.1340
 7/31/96      6.98%       7.10%         99.0002       7.34%       7.48%         98.9449       6.40%       6.50%         99.8366
 8/31/96      7.13%       7.26%         98.1534       7.50%       7.64%         98.1949       6.47%       6.58%         99.8944
 9/30/96      6.93%       7.05%        102.5122       7.28%       7.41%        102.6287       6.27%       6.36%        100.2920
10/31/96      6.66%       6.77%        103.4861       7.04%       7.17%        102.9418       5.91%       6.00%        100.4968
11/30/96      6.36%       6.46%        103.9960       6.71%       6.82%        104.3268       5.81%       5.89%        100.1488
12/31/96      6.65%       6.76%         96.2518       6.95%       7.07%         96.9547       6.06%       6.15%         99.6523
 1/31/97      6.80%       6.92%         98.0908       7.13%       7.26%         97.7454       6.05%       6.14%        100.0085
 2/28/97      6.80%       6.92%        100.0000       7.22%       7.35%         98.9710       6.18%       6.28%         99.8108
 3/31/97      7.10%       7.23%         96.2957       7.49%       7.63%         96.7459       6.55%       6.66%         99.4865
 4/30/97      6.95%       7.07%        101.8803       7.34%       7.47%        101.8085       6.43%       6.53%        100.1704
 5/31/97      6.92%       7.04%        100.3772       7.28%       7.41%        100.7277       6.33%       6.43%        100.1325
 6/30/97      6.80%       6.92%        101.5273       7.08%       7.21%        102.4745       6.26%       6.36%        100.1002
 7/31/97      6.30%       6.40%        106.7021       6.63%       6.74%        105.8282       5.96%       6.05%        100.4259
 8/31/97      6.61%       6.72%         95.9768       6.89%       7.01%         96.7209       6.19%       6.28%         99.6809
 9/30/97      6.47%       6.57%        101.8435       6.85%       6.97%        100.5065       6.06%       6.15%        100.1767
10/31/97      6.21%       6.31%        103.5183       6.81%       6.93%        100.5086       5.99%       6.08%        100.0962
11/30/97      6.12%       6.21%        101.2296       6.50%       6.61%        104.0693       6.20%       6.29%         99.7148
12/31/97      5.93%       6.02%        102.6490       6.33%       6.43%        102.2715       6.06%       6.15%        100.1965
 1/31/98      5.82%       5.90%        101.5520       6.22%       6.32%        101.4869       5.80%       5.88%        100.3713
 2/28/98      5.92%       6.01%         98.6043       6.30%       6.40%         98.9277       5.97%       6.06%         99.7496
 3/31/98      5.94%       6.03%         99.7215       6.26%       6.36%        100.5384       6.00%       6.09%         99.9604
 4/30/98      5.95%       6.04%         99.8609       6.28%       6.38%         99.7314       5.99%       6.08%        100.0198
 5/31/98      5.81%       5.89%        101.9774       6.18%       6.28%        101.3575       5.97%       6.05%        100.0297
 6/30/98      5.62%       5.70%        102.7397       5.97%       6.06%        102.9153       5.94%       6.02%        100.0410
 7/31/98      5.72%       5.80%         98.5737       6.08%       6.17%         98.4908       5.93%       6.02%        100.0085
 8/31/98      5.30%       5.37%        106.2747       5.94%       6.03%        101.9498       5.69%       5.77%        100.3476
 9/30/98      4.98%       5.04%        104.9567       5.56%       5.64%        105.5157       5.24%       5.31%        100.6283
10/31/98      5.15%       5.22%         97.4171       6.02%       6.11%         93.6482       5.34%       5.41%         99.8605
11/30/98      5.08%       5.14%        101.0720       5.62%       5.70%        105.7678       5.43%       5.51%         99.8692
12/31/98      5.09%       5.15%         99.8470       5.65%       5.73%         99.5688       5.43%       5.51%        100.0014
 1/31/99      5.09%       5.15%        100.0000       5.73%       5.81%         98.8602       5.34%       5.41%        100.1352
 2/28/99      5.57%       5.65%         93.0405                                               5.74%       5.82%         99.4272
 3/31/99      5.63%       5.71%         99.1358                                               5.56%       5.64%        100.2571
 4/30/99      5.68%       5.76%         99.2837                                               5.61%       5.68%         99.9375
 5/31/99      5.84%       5.93%         97.7475                                               5.97%       6.05%         99.4907
 6/30/99      5.98%       6.07%         98.0586                                               6.11%       6.21%         99.7895
 7/31/99      6.11%       6.20%         98.2221                                               6.35%       6.45%         99.6688
 8/31/99      6.07%       6.16%        100.5494                                               6.55%       6.66%         99.7158
 9/30/99      6.06%       6.15%        100.1375                                               6.44%       6.55%        100.1507
10/31/99      6.16%       6.25%         98.6396                                               6.57%       6.67%         99.8298
11/30/99      6.29%       6.39%         98.2556                                               6.73%       6.84%         99.7697
12/31/99      6.48%       6.58%         97.5007                                               6.94%       7.06%         99.7071
 1/31/00      6.49%       6.60%         99.8686                                               7.19%       7.32%         99.6434
 2/29/00      6.15%       6.24%        104.6302                                               7.14%       7.27%        100.0769
 3/31/00      5.84%       5.93%        104.3642                                               7.25%       7.38%         99.8407
 4/30/00      5.97%       6.06%         98.1953                                               7.46%       7.60%         99.7127
 5/31/00      6.02%       6.11%         99.3096                                               7.68%       7.83%         99.6910
 6/30/00      5.90%       5.99%        101.6785                                               7.38%       7.52%        100.4201
 7/31/00      5.79%       5.87%        101.5570                                               7.29%       7.42%        100.1271
 8/31/00      5.67%       5.75%        101.7209                                               7.14%       7.27%        100.2056
 9/30/00      5.88%       5.97%         97.0563                                               6.89%       7.01%        100.3534
10/31/00      5.79%       5.87%        101.2739                                               6.91%       7.03%         99.9664
11/30/00      5.60%       5.68%        102.7457                                               6.69%       6.80%        100.3161
12/31/00      5.46%       5.53%        102.0547                                               6.27%       6.37%        100.5896
 1/31/01      5.54%       5.62%         98.8362                                               5.53%       5.60%        101.0542
 2/28/01      5.34%       5.41%        102.9746                                               5.53%       5.60%        100.0000
 3/31/01      5.46%       5.53%         98.2389                                               5.38%       5.46%        100.2063
 4/30/01      5.78%       5.86%         95.4656                                               5.13%       5.20%        100.3608
 5/31/01      5.78%       5.86%        100.0000                                               5.09%       5.15%        100.0585
 6/30/01      5.75%       5.83%        100.4265                                               4.84%       4.90%        100.3504
 7/31/01      5.51%       5.59%        103.5028                                               4.89%       4.95%         99.9371
 8/31/01      5.39%       5.46%        101.7749                                               4.35%       4.40%        100.7688
 9/30/01      5.42%       5.49%         99.5578                                               4.19%       4.23%        100.2375
10/31/01      4.89%       4.95%        108.2944                                               3.68%       3.71%        100.7421
11/30/01      5.27%       5.34%         94.3038                                               3.10%       3.12%        100.8364
12/31/01      5.48%       5.56%         96.9248                                               3.17%       3.19%         99.9055
 1/31/02      5.44%       5.51%        100.5883                                               3.20%       3.22%         99.9564


                                    Appendix A
                                      Page 4